2,092

Affordable Homes for Sale in Delray Beach, FL under $312,000

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  • /28

    $177,000

    • 2 Beds
    • 2 Baths
    • 955 Sq Ft

    15036 Ashland Ln Unit B 70, Delray Beach, FL 33484

    Welcome to this inviting 2-bedroom, 2-bath second-floor condo in the active 55+ community of Lakes of Delray! Freshly painted and featuring an updated kitchen and bathrooms, this comfortable home is ready for you to move in and enjoy. The appliances are approximately two years new, adding to the home's appeal. Relax on the patio while enjoying peaceful lake views. Lakes of Delray offers a

    Lisa Lowi Coldwell Banker Realty

    15036 Ashland Ln Unit B 70, Delray Beach, FL 33484
  • /23

    $310,000

    • 2 Beds
    • 2 Baths
    • 1,158 Sq Ft

    2910 SW 22nd Cir Unit 212E, Delray Beach, FL 33445

    Come and view this meticulously maintained condo in the desirable West Oaks community of Delray Beach!!!! Beautifully situated with a serene lake view that you can enjoy viewing in your covered patio great for morning coffee!! This home offers the perfect combination of comfort, open floor space and location!!!! Enjoy peaceful water views and a bright, inviting layout designed for easy Florida

    2910 SW 22nd Cir Unit 212E, Delray Beach, FL 33445
  • /7

    $170,000

    • 2 Beds
    • 2 Baths
    • 1,021 Sq Ft

    13950 Via Flora Unit B, Delray Beach, FL 33484

    Beautifully updated and spacious 55+ ground-floor condo with no stairs and a private paver patio offering peaceful green space views. This light-filled home features two oversized bedrooms, each with a full ensuite bath and walk-in closet for ideal comfort and privacy. The upgraded kitchen showcases white shaker cabinetry, granite countertops, and newer tile flooring throughout for a clean,

    Julia da Silva EXP Realty

    13950 Via Flora Unit B, Delray Beach, FL 33484
  • /25

    $149,500

    • 1 Bed
    • 1.5 Baths
    • 701 Sq Ft

    5220 Las Verdes Cir, Delray Beach, FL 33484

    Sophisticated, Fully Renovated 1-Bedroom Condo with Designer Finishes Modern luxury in this beautifully renovated 1-bedroom condo, with stylish finishes throughout. The open, contemporary interior features new flooring, LED lighting, and fully updated bathrooms, new A/C. The modern kitchen is both sleek and functional, featuring quartz countertops and Samsung appliances, complemented by

    5220 Las Verdes Cir, Delray Beach, FL 33484
  • /33

    $229,000

    • 1 Bed
    • 1 Bath
    • 758 Sq Ft

    2455 Lindell Blvd Unit 3511, Delray Beach, FL 33444

    Investor Special- Property rented for 2027 season, seller to rent back from buyer for the rest of 2026 and rest of 2027. Great rental income property, call LA for more information. Property is sold fully furnished with tenants in place. Super location, top floor, minutes from I-95, shopping, downtonw and beaches. COndo fee includes water, cable, wifi, only pay for electric.

    2455 Lindell Blvd Unit 3511, Delray Beach, FL 33444
  • /61

    $299,900

    $20K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft

    450 Egret Cir Unit 9403, Delray Beach, FL 33444

    REDUCED! Owner says sell now! Awesome spacious fully furnished 2/2. Split bedroom floor plan, tiled throughout, tastefully furnished, inside laundry room, maintenance includes water, sewer, cable and wifi. Superb location: Walk to Wholefoods, Publix, Taret, Trader Joe's, minutes from Downtown Delray, Boca & FAU. 2 pools, fitness, hot tub, clubhouse, can rent immediately- great starter or income

    Andrew Smejkal Midas International RE

    450 Egret Cir Unit 9403, Delray Beach, FL 33444
  • /20

    $119,000

    • 1 Bed
    • 1.5 Baths
    • 720 Sq Ft

    267 Flanders F, Delray Beach, FL 33484

    Beautifully renovated with updated kitchen and bathrooms. Master bedroom has a large closet with upgraded shelving system. Great, quite location on end of street, not far from Flanders subdivision gate for easy access and exit. Has a nice open view of park-like green grass and trees area outback. One person must be 55 or older to qualify to live in this community. Has a bus service to take you to

    Claudia Gentile White Horse Realty Group Inc

    267 Flanders F, Delray Beach, FL 33484
  • /26

    $219,000

    • 2 Beds
    • 2 Baths
    • 1,167 Sq Ft

    1160 Mahogany Way Unit 103, Delray Beach, FL 33445

    Welcome to this fully updated ground-floor condo featuring a move-in-ready freshly painted interior. Enjoy peace of mind with impact windows throughout. The fully renovated kitchen offers crisp white cabinetry, quartz countertops, and stainless-steel appliances. Both bathrooms have been tastefully updated, while luxury laminate flooring flows throughout the home. The enclosed lanai provides a

    1160 Mahogany Way Unit 103, Delray Beach, FL 33445
  • /34

    $250,000

    • 2 Beds
    • 2 Baths
    • 1,362 Sq Ft

    15075 Witney Rd Unit 2130, Delray Beach, FL 33484

    Renovated from top to bottom ! This lovely two bedroom two bath room condominium has it all ! Impact windows, New A/C, new kitchen cabinets and soundproof flooring are just the beginning! Open kitchen and living area are complete with stunning and peaceful lake view. Watersedge A is a well maintained building with a new roof and fully funded reserves. Lakes of Delray is an active 55 + community

    Lynn Taylor Coldwell Banker Realty

    15075 Witney Rd Unit 2130, Delray Beach, FL 33484
  • /48

    $160,000

    $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    504 Piedmont K Unit 5040, Delray Beach, FL 33484

    Lovely 2 bedroom home, gound floor in the highly desired Piedmont section of the Kings Point Adult community. This unit is beautifully tiled from entry throughout the home including the glass enclosed patio.Crown molding in th kkitchen and beautiful cabinetry, stainless steel appliances all overlooking Dining Room and Living Room. This home features views of golf course from both the living room

    Patricia Ashford Signature International Real E

    504 Piedmont K Unit 5040, Delray Beach, FL 33484
  • /42

    $250,000

    • 2 Beds
    • 2 Baths
    • 1,080 Sq Ft

    4585 NW 3rd St Unit D, Delray Beach, FL 33445

    If you are tired of looking, then this is the property to see. Updated throughout with impact windows, bonus square footage in 55+ community, 2026 Monthly maintenance $530. per month. Bright, open, Kitchen with attention to detail. The abundance of natural light throughout the living space/great room, from this end unit is delightful. The enclosed sun room, with impact glass adds additional,

    4585 NW 3rd St Unit D, Delray Beach, FL 33445
  • /23

    $190,000

    • 1 Bed
    • 1 Bath
    • 636 Sq Ft

    1745 Palm Cove Blvd Unit 3108, Delray Beach, FL 33445

    1/1 spacious unit with lagoon/lake view 1st Floor gated Condo. Upgraded Granite & Stainless Steel Kitchen. Tile Thru Out w/ Full Size Washer& Dryer. Pet Friendly. Currently tenant occupied with $1800/mo rent and with $3400 security deposit held by the owner. Lease expires on 1 April 2027

    Gulcin Morello MTRE Groupe LLC

    1745 Palm Cove Blvd Unit 3108, Delray Beach, FL 33445
  • /53

    $159,000

    • 2 Beds
    • 2 Baths
    • 907 Sq Ft

    618 Normandy M, Delray Beach, FL 33484

    Welcome to 618 Normandy M - a beautifully renovated 2nd-floor condo in the highly sought-after 55+ Kings Point community. This stunning unit features porcelain floors in living areas, engineered laminate in bedrooms, and an open, oversized designer kitchen with extra storage, stainless steel appliances, and recessed lighting. Both bathrooms are fully remodeled with modern showers, and the unit

    Julian Soffer Keller Williams Realty Boca Ra

    618 Normandy M, Delray Beach, FL 33484
  • /14

    $95,000

    • 1 Bed
    • 1.5 Baths
    • 720 Sq Ft

    50 Monaco Unit B, Delray Beach, FL 33446

    Completely Renovated 1st Floor Condo with new beautiful vinyl wood flooring, granite countertops, stainless steel appliances, brand new washer and dryer, and crown moldings throughout. The condo is steps away from the Monaco Club House & Bistro, tennis & Bocce Ball Courts. Enjoy all that Kings Point Delray's Active 55+ Community has to offer.. 2 Golf Courses, 3 Club Houses, 6 Olympic Size Pools,

    50 Monaco Unit B, Delray Beach, FL 33446
  • /80

    $215,000

    $35K PRICE DROP
    • 2 Beds
    • 2.5 Baths
    • 1,384 Sq Ft

    2686 NW 7th Ct Unit C, Delray Beach, FL 33445

    Beautifully maintained 2 Bed, 2.5 Bath courtyard townhome in Rainberry Bay, a gated 55+ community in Delray Beach. Offering approximately 1,384 sq ft, this spacious home features a bright and functional layout with a large living and dining area, kitchen, and convenient half bath on the first floor. Enjoy seamless indoor-outdoor living with access to a screened patio from the main living

    2686 NW 7th Ct Unit C, Delray Beach, FL 33445
  • /22

    $245,000

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,335 Sq Ft

    1840 NW 13th St Unit 103, Delray Beach, FL 33445

    Enjoy over 1,500 sq. ft. of spacious living in this first floor condo—including a screened-in patio—in this beautifully renovated waterfront condo located in a quiet, park-like setting on the canal. This condo offers extra room to entertain in the huge great room and large eat-in kitchen w/open pass-through and scenic green views visible throughout the unit. The ensuite primary bedroom features

    Stacy Koury Skye Louis Realty Inc

    1840 NW 13th St Unit 103, Delray Beach, FL 33445
  • /38

    $228,000

    $22K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,362 Sq Ft

    15244 Lakes of Delray Blvd Unit 304, Delray Beach, FL 33484

    Experience the pinnacle of lakeside luxury in this beautifully renovated waterfront condominium, perfectly situated in the highly desirable Watersedge neighborhood at Lakes of Delray. Spanning 1,362 square feet of finished, bright living space within an attractive three-story building, this exceptional two-bedroom, two-bathroom residence offers an open and functional floor plan designed for

    15244 Lakes of Delray Blvd Unit 304, Delray Beach, FL 33484
  • /49

    $195,000

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,084 Sq Ft

    2901 SW 15th St Unit 204, Delray Beach, FL 33445

    Delray West, Delray Beach, spacious Corner unit condo with Lake view, huge Terraza, 2 bedrooms with 2 baths few minutes from Beautiful Beach, Atlantic Avenue, best Restaurants, easy access to I95.

    Betty Clark RE/MAX Services

    2901 SW 15th St Unit 204, Delray Beach, FL 33445
  • /7

    $90,000

    $20K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 726 Sq Ft

    482 Monaco K Unit 482, Delray Beach, FL 33446

    Welcome to this charming one-bedroom, one-and-a-half-bath condominium first floor unit located in Kings Point Monaco B Thru P Condos in Delray Beach, Florida. This two-story residence offers 726 square feet of finished living space, providing comfortable accommodations for those seeking a compact yet functional home. The thoughtful floor plan maximizes the available square footage, making it an

    Bonita Hureau Lang Realty/ BR

    482 Monaco K Unit 482, Delray Beach, FL 33446
  • /45

    $249,000

    $20K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,044 Sq Ft

    6550 S Oriole Blvd Unit 2050, Delray Beach, FL 33446

    Beautiful 2 Bedrooms and 2 Baths Completely renovated. Kitchen has Granite with Custom Cabinets. Kitchen opens to a beautiful living room with built in cabinets. Bonus of 200 Sq Ft of AC living space.All Impact Windows. Extras include all Recessed Lighting, 6" Moldings, Motorized Shades. Plank Tile Flooring through out except the bedrooms. AC, Water heater and Electric panel were all

    Carl Columbia LPT Realty, LLC

    6550 S Oriole Blvd Unit 2050, Delray Beach, FL 33446
  • /11

    $85,000

    $10K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 720 Sq Ft

    251 Flanders F Unit 2510, Delray Beach, FL 33484

    Beautifully renovated first-floor 1-bedroom, 1.5-bath condo in Kings Point, Delray Beach, featuring new wood-look flooring, recessed lighting, a new dishwasher, new kitchen cabinets, and quartz countertops. The A/C and water heater are just one year old. Bright, modern, and move-in ready!

    251 Flanders F Unit 2510, Delray Beach, FL 33484
  • /15

    $199,000

    • 1 Bed
    • 1.5 Baths
    • 1,068 Sq Ft

    14516 Canalview Dr Unit B, Delray Beach, FL 33484

    Welcome to this charming & updated beautiful 1 bdrm 1.5 bath villa in the desirable 55+ community of High Point Sec 2 in the heart of Delray Beach. Offering comfortable single-story living, this well maintained residence features a bright & functional floor plan, spacious living & dining areas w/ quartz counters, enclosed Florida room w/ impact windows & a generously sized primary suite w/ an

    Rachel Kovalsky Compass Florida LLC

    14516 Canalview Dr Unit B, Delray Beach, FL 33484
  • /41

    $130,000

    • 2 Beds
    • 2 Baths
    • 988 Sq Ft

    657 Brittany N, Delray Beach, FL 33446

    Clean and bright 2nd-floor corner unit. Updated baths, tiled floors, fully furnished, turnkey. Washer and Dryer inside the unit. Very serene location. It's located in the 55+ community of Kings Point. This unit features great cross-ventilation, a lovely breezeway, and the friendly and quiet neighbors add to the peaceful atmosphere. Enjoy access to an impressive clubhouse with indoor and outdoor

    Michael Lewin Re/Max Rex

    657 Brittany N, Delray Beach, FL 33446
  • /34

    $179,000

    • 2 Beds
    • 2 Baths
    • 1,175 Sq Ft

    1042 North Dr Unit D, Delray Beach, FL 33445

    1042 North Dr Unit D, Delray Beach, FL 33445
  • /33

    $145,000

    $22K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 876 Sq Ft

    5220 Las Verdes Cir Unit 1080, Delray Beach, FL 33484

    Must sell, reduced for quick sale, take advantage of this great opportunity in Delray Beach ! Stunning lake views from this ground floor condo, pergo floors, great 2/2 in Las VERDES gated community, this community buildings have courtyards and gardens all around, pleasant and relaxing views, clubhouse and pools for your enjoyment, fantastic social community located close to shops, dining, easy

    Astrith Sua Capital Group Realty of South Florida

    5220 Las Verdes Cir Unit 1080, Delray Beach, FL 33484
  • /50

    $179,900

    $35K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 876 Sq Ft

    5220 Las Verdes Cir Unit 3170, Delray Beach, FL 33484

    Welcome to Las Verdes, a beautifully maintained 55+ active community in the heart of Delray Beach. This updated 2-bedroom, 2-bath condo is located on the top floor of a 3-story elevator building and offers tasteful finishes throughout. The remodeled kitchen features quartz countertops, new cabinetry, stainless steel appliances, a large pass-through window, and ample storage. Enjoy serene garden

    Natalia Bray Balistreri Real Estate Inc

    5220 Las Verdes Cir Unit 3170, Delray Beach, FL 33484
  • /24

    $238,900

    $3K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    1232 Club Dr W Unit D, Delray Beach, FL 33445

    Beautifully updated and well-maintained 2-bedroom, 2-bath villa with a office/flex room in desirable High Point 55+ community. This bright and spacious home features a modern kitchen with quartz countertops, stainless steel appliances, renovated bathrooms, tile flooring, in-unit washer and dryer, storm shutters, and a comfortable Florida room/patio perfect for relaxing. Low HOA includes cable,

    Alejandra Cardona Bermudes Partnership Realty Inc.

    1232 Club Dr W Unit D, Delray Beach, FL 33445
  • /23

    $185,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    557 Piedmont L Unit 5570, Delray Beach, FL 33484

    Do not miss out on this gorgeous, 2 bedroom, 2 bath condo with magnificent unobstructed views of the golf course. This is one of the largest units in the community. The building is only 1 of a few with a standard elevator and a full sized washer and dryer in the unit! The unit boasts large bedrooms, wood and tile throughout, an upgraded kitchen and bathroom and hurricane windows throughout! The

    Deborah Meltzer Signature Best Florida Realty

    557 Piedmont L Unit 5570, Delray Beach, FL 33484
  • /85

    $239,900

    • 2 Beds
    • 2 Baths
    • 1,205 Sq Ft

    13112 Sentry Palm Ct Unit A, Delray Beach, FL 33484

    Bright, beautifully renovated ground-floor corner residence just steps from the satellite pool—this is the one buyers wait for. Filled with natural light and offering an impressive open layout, this move-in-ready home is being sold fully furnished and comes complete with everything you need. It features a stunning renovated kitchen with custom cabinetry, quartz countertops, and abundant

    Jodi Renert Lang Realty/ BR

    13112 Sentry Palm Ct Unit A, Delray Beach, FL 33484
  • /3

    $79,000

    • 1 Bed
    • 1.5 Baths
    • 760 Sq Ft

    793 Flanders Q Unit 7930, Delray Beach, FL 33484

    1 Bedroom corner unit located close to Linton Entrance. Needs Renovation!

    miles woodbury Coldwell Banker Realty

    793 Flanders Q Unit 7930, Delray Beach, FL 33484
  • /36

    $150,000

    $40K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,186 Sq Ft

    14290 Nesting Way Unit A, Delray Beach, FL 33484

    End-unit villa in High Point of Delray West! This spacious 2BR/2BA home features tile throughout the living areas, a glass-enclosed air-conditioned Florida room, walk-in closet, and accordion shutters. Offered furnished/unfurnished and ready for your personal touch. Enjoy a convenient Delray Beach location close to shopping, dining, beaches, and vibrant Atlantic Ave. Active adult community living

    14290 Nesting Way Unit A, Delray Beach, FL 33484
  • /71

    $100,000

    $5K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 720 Sq Ft

    186 Tuscany C, Delray Beach, FL 33446

    Beautifully updated 1BR/1.5BA condo in the sought-after 55+ Kings Point community. This bright 2nd-floor unit features tile flooring throughout, crown molding, recessed lighting, and a clean, move-in ready feel. The updated kitchen offers white shaker cabinetry and stainless steel appliances. Spacious layout with enclosed balcony overlooking the golf course—perfect for relaxing. A/C and water

    Fiona Barone EXP Realty LLC

    186 Tuscany C, Delray Beach, FL 33446
  • /33

    $159,000

    • 2 Beds
    • 2 Baths
    • 1,335 Sq Ft

    1670 NW 18th Ave Unit 202, Delray Beach, FL 33445

    Located in the Highly Sought after community Pines of Delray. This is a large Norfolk Deluxe model. Located on the second floor with no neighbors above, the building features an elevator for convenience. This unit comes as is being sold fully furnished with furniture included in the listing price. Stack Laundry located within the unit. This is a very open and friendly 55+ community just waiting

    William Cunningham III One Sotheby's International Realty

    1670 NW 18th Ave Unit 202, Delray Beach, FL 33445
  • /19

    $199,000

    • 2 Beds
    • 2 Baths

    899 Normandy S, Delray Beach, FL 33484

    Location, location, beautiful and well-kept on the 2nd floor at Normandy Section, completely renovated and beautifully furnished, 2-bedroom, 2-bath, corner unit in the desirable 55+ community of Kings Point! Bright and filled with natural light, this move-in-ready home features modern finishes and a comfortable, open layout. Enjoy resort-style amenities, including clubhouses, pools, golf, tennis,

    Roseni Silva Partnership Realty Inc.

    899 Normandy S, Delray Beach, FL 33484
  • /46

    $200,000

    • 2 Beds
    • 2 Baths
    • 1,167 Sq Ft

    1141 Violet Terrace Unit 202, Delray Beach, FL 33445

    TRANSFER Of LOVE ~ Beautiful 2 bedroom, 2 bathroom condo located in the Pines of Delray. This 2nd floor condo features a screened-in balcony perfect for relaxing. Hurricane impact glass throughout and plantation shutters for comfort and peace of mind. The kitchen is equipped with new stainless steel appliances and granite counter tops. The spacious primary bedroom features 2 walk-in closets for

    Joan Alpert CENTURY 21 Tenace Realty

    1141 Violet Terrace Unit 202, Delray Beach, FL 33445
  • /27

    $229,900

    Open Sun 12PM - 2:30PM
    • 2 Beds
    • 2 Baths
    • 1,496 Sq Ft

    7852 Lexington Club Blvd Unit B, Delray Beach, FL 33446

    This is a gated active 55+ neighborhood offering fantastic amenities, including a clubhouse for social events, a heated pool & jacuzzi, an outdoor kitchen with BBQs, pickleball, and tennis courts. The quarterly association fees are all-inclusive, covering water, sewer, ADT alarm, Breezeline cable, access to all recreational facilities, & exterior maintenance. This spacious condo features a garage

    Alexandra Millien One Step Ahead Realty, Inc

    7852 Lexington Club Blvd Unit B, Delray Beach, FL 33446
  • /37

    $309,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,149 Sq Ft

    15065 Michelangelo Blvd Unit 305, Delray Beach, FL 33446

    FULLY FUNDED RESERVES & LOW HOA. Welcome to Murano! This 2-bedroom, 2-bathroom condo offers an open floorplan and spacious living area. Situated in a pristine gated all-age community with resort style amenities including a large pool, clubhouse, fitness center, tennis court, playground, walking path around the lake and more. Located 2.5 miles to the Delray Market place with restaurants &

    Curtis Bennett Coldwell Banker Realty

    15065 Michelangelo Blvd Unit 305, Delray Beach, FL 33446
  • /58

    $299,999

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,149 Sq Ft

    15035 Michelangelo Blvd Unit 303, Delray Beach, FL 33446

    Garage included in building 3. FULLY FUNDED RESERVES & LOW HOA. Welcome to Murano! This 2-bedroom, 2-bathroom condo offers an open floorplan and spacious living area. Situated in a pristine gated all-age community with resort style amenities including a large pool, clubhouse, fitness center, tennis court, playground, walking path around the lake and more. Located 2.5 miles to the Delray Market

    Curtis Bennett Coldwell Banker Realty

    15035 Michelangelo Blvd Unit 303, Delray Beach, FL 33446
  • /58

    $185,000

    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    15451 Pembridge Dr Unit 214, Delray Beach, FL 33484

    Enjoy Lake Of Delray; secure, manned, gated 55+ community. No stairs to climb in this First Floor 2 bed, 2 bath cozy home. The kitchen has stainless steel appliances and granite counter tops. The primary bedroom has an ensuite. There is large, neutral continuous ceramic tile through out. Windowed laundry room offers plenty of storage and a full size washer/dryer. East access to the outside and

    Lisa Daniels Daniels Realty Group, Inc.

    15451 Pembridge Dr Unit 214, Delray Beach, FL 33484
  • /59

    $244,900

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,167 Sq Ft

    2830 SW 13th St Unit 101, Delray Beach, FL 33445

    Enjoy breathtaking lake views from this beautifully upgraded, easily accessible, ground-floor corner unit. This fully remodeled 2-bedroom, 2-bath condo is filled with natural light from its extra corner windows and features a screened patio overlooking the lake and a newer A/C. The modern kitchen showcases brand-new appliances, quartz countertops and backsplash, and soft-close cabinetry. Pines of

    Juan Guerrero United Realty Group, Inc

    2830 SW 13th St Unit 101, Delray Beach, FL 33445

Showing Results 81 - 120, Page 3 of 15

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