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Homes for Sale in 18302

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  • /12

    $13,999

    • Land
    • 17,859 Sq Ft
    • $34,144 per Acre

    24 Green Meadow Dr, Middle Smithfield Township, PA 18302

    This prime lot is in a great location for you to build your dream home. Relax and enjoy the quiet Cul-de-sac with a brook in the back for tranquility and peace. Conveniently located off of route 80 and route 209. Priced to sell. We work with many builders in the area to help you design your perfect home. Call today. This lot will not disappoint.

    Lisa Vukovic Weichert Realtors

    24 Green Meadow Dr, Middle Smithfield Township, PA 18302
  • /3

    $25,000

    0 Clubhouse Dr Unit 9, East Stroudsburg, PA 18302

    Build your dream home or weekend retreat on this .59-acre wooded lot in Winona Lakes, a private lake community offering flexibility for full-time living, vacation escapes, or short-term stays. The amenities can’t be beat. Whether Swimming, fishing, or boating, Winona Lake has it all. Just minutes from your property, the Delaware Water Gap National Recreation Area offers endless outdoor adventure,

    Julian Hartshorne Howard Hanna TheFrederickGroup

    0 Clubhouse Dr Unit 9, East Stroudsburg, PA 18302
  • /2

    $45,900

    • Land
    • 3.05 Acres
    • $15,049 per Acre

    0 Summit Dr 16, East Stroudsburg, PA 18302

    3.05 Acres of Raw Land Located on a Cul-de-Sac in Private Subdivision. No Dues, Low Taxes. Build the Home of Your Dreams. Adjacent Lot Also for Sale. Pin #09732400552018. Owners Will Sell Together as a Package.

    Alicia Olcsvay The Collective Real Estate Agency

    0 Summit Dr 16, East Stroudsburg, PA 18302
  • /18

    $210,000

    • 3 Beds
    • 2 Baths
    • 1,032 Sq Ft

    17 Hilltop Cir, East Stroudsburg, PA 18302

    Charming East Stroudsburg RentalWelcome to 17 Hilltop Circle, a well-maintained 3-bedroom, 2-bath home tucked away on a quiet residential street in East Stroudsburg. This property offers a comfortable layout, plenty of natural light, and the convenience of an in-unit washer and dryer. Enjoy a peaceful setting while still being close to major roads, shopping, and local amenities. Ideal for

    Colin Werner Valor Realty, LLC

    17 Hilltop Cir, East Stroudsburg, PA 18302
  • /6

    $54,750

    • Land
    • 1.01 Acres
    • $54,208 per Acre

    0 Hull Rd 86, East Stroudsburg, PA 18302

    Prime wooded corner Double lot in private community--ready to build! Private septic, Private water, paved road, and great amenities including pool, tennis, clubhouse & lake. Unbeatable location: directly across from School bus stop and 5 minutes or less to Fernwood Horseback Riding, Super Foodtown, Pocono Zip Racer (Pocono TreeVentures), Pocono Hills Golf Course, Retro Fitness, CVS Pharmacy,

    Olivia Cipollo RE/MAX Crossroads

    0 Hull Rd 86, East Stroudsburg, PA 18302
  • /3

    $7,000

    • Land
    • 10,890 Sq Ft
    • $28,000 per Acre

    0 Mohican Road 199, East Stroudsburg, PA 18302

    An opportunity to own a piece of the Poconos. This .25-acre lot is situated in the pristine location of Mountaintop Estates. Surrounded by trees, this peaceful wooded setting is ideal for the possibilities of building your new home for a weekend getaway or living the Pocono Lifestyle as a permanent resident. Located within a short distance to famous ski resorts, golf courses, indoor waterparks,

    Danielle Cunningham MORE Modern Real Estate LLC

    0 Mohican Road 199, East Stroudsburg, PA 18302
  • /4

    $12,000

    • Land
    • 18,730 Sq Ft
    • $27,907 per Acre

    0 Lincoln Rd 96 Rd, East Stroudsburg, PA 18302

    Lincoln Lot 96 is 0.52 acres and located on a slight slope draining to one side of the lot. A mix of saplings and mature trees provide a beautiful canopy. Low traffic volume, very quiet surroundings and many nearby houses have been recently remodeled. The same seller has many other lots for sale in the same community; if a builder is in need of multiple work sites in close proximity to each

    Robert Kersey exp Realty, LLC - Philadelphia

    0 Lincoln Rd 96 Rd, East Stroudsburg, PA 18302
  • /2

    $13,950

    • Land
    • 24,829 Sq Ft
    • $24,474 per Acre

    294 Mohawk Dr, Middle Smithfield Township, PA 18302

    .57 acres flat lot with a gentle slope to the side. Small tree on the property. In East Stroudsburg School District. This Property is waiting for you to build your new Home!!!!

    Becky Freeman RE/MAX Unlimited Real Estate

    294 Mohawk Dr, Middle Smithfield Township, PA 18302
  • /2

    $5,250

    605 Arapahoe Dr, Middle Smithfield Township, PA 18302

    Build your dream home or peaceful weekend retreat on this wooded 0.25-acre lot in Middle Smithfield Township! Nestled in a quiet, rural neighborhood on a publicly maintained paved road, this parcel offers a serene natural setting with mature trees and easy access to public water and electric. Located just minutes from Route 209, Shawnee, and Delaware Water Gap, you'll enjoy the perfect balance of

    Alex Camaerei VRA Realty

    605 Arapahoe Dr, Middle Smithfield Township, PA 18302
  • /2

    $25,000

    0 Clubhouse Dr Unit 8, East Stroudsburg, PA 18302

    Build your dream home or weekend retreat on .67 acres of woodsy wonder in short-term friendly Winona Lakes, a private lake community in the heart of the Pocono Mountains, just minutes from East Stroudsburg. Residents enjoy exclusive access to Winona Lake, complete with boating, fishing, and seasonal swimming, along with community amenities including playgrounds, picnic areas, and walking trails.

    Julian Hartshorne Howard Hanna TheFrederickGroup

    0 Clubhouse Dr Unit 8, East Stroudsburg, PA 18302
  • /36

    $400,000

    • 3 Beds
    • 2.5 Baths
    • 2,244 Sq Ft

    366 Rolling Hills Dr, East Stroudsburg, PA 18302

    IMMACULATE BRICK FRONT 3BD/2.5BA Colonial located in the DESIRABLE COUNTRY CLUB OF THE POCONOS, a sought-after golf course community just 90 minutes from NYC! From top to bottom, this home shines with TONS OF NEW UPDATES, including a NEW ROOF INSTALLED IN 2023, NEW WATER HEATER INSTALLED IN 2024, and NEW HVAC SYSTEM INSTALLED IN 2018. The gleaming kitchen features stainless steel appliances and

    Carol Serrano Coldwell Banker Real Estate Services, LLC

    366 Rolling Hills Dr, East Stroudsburg, PA 18302
  • /7

    $32,000

    0 Lenape Dr Unit Lot 31 & 32 763518, Price Township, PA 18302

    Great opportunity to build the home of your dreams! Two Lots nearly one-acre, level wooded lots sit on paved township roads in a commuter-friendly neighborhood. Just minutes from town, shopping, the hospital, and ESU, the location offers both convenience and tranquility. With low annual dues of only $75, this property is an affordable choice for your future build. Enjoy quick access to Route 80,

    Penny Soto CENTURY 21 Keim

    0 Lenape Dr Unit Lot 31 & 32 763518, Price Township, PA 18302
  • /9

    $35,000

    0 Deer Path 21, East Stroudsburg, PA 18302

    Are you looking for a private location to build your dream home all while being a short drive to town? This wooded 2.85 acre lot nestled in Oakridge Estates offers that and much more! Call today!

    Holly Sussick IronValley RE of Lehigh Valley

    0 Deer Path 21, East Stroudsburg, PA 18302
  • /27

    $150,000

    • 4 Beds
    • 2 Baths
    • 1,420 Sq Ft

    2549 Lynnwood Dr, East Stroudsburg, PA 18302

    This a Mobile home on a slab, in a Mobile home Park. Discover contemporary comfort in this newly listed East Stroudsburg home, where thoughtful updates and practical design create an inviting living space. This 1,420-square-foot residence offers four bedrooms and two bathrooms, making it an ideal choice for families or those seeking extra space. The heart of this home is its expansive,

    Heather Schierloh Real of Pennsylvania

    2549 Lynnwood Dr, East Stroudsburg, PA 18302
  • /35

    $289,900

    • 3 Beds
    • 1 Bath
    • 1,192 Sq Ft

    536 Highland Dr, East Stroudsburg, PA 18302

    Welcome to this beautifully updated 3-bedroom ranch offering true one-floor living. Renovated throughout, this move-in-ready home blends comfort, efficiency, and thoughtful design. Its positioning captures warm winter light while helping keep the home cooler in the summer. Inside features a stunning kitchen with granite countertops and an upgraded, spa-like bathroom. Modern upgrades include a

    Stephanie Tutty Smart Way America Realty

    536 Highland Dr, East Stroudsburg, PA 18302
  • /3

    $30,000

    0 Nottingham Way Unit 291, Middle Smithfield Township, PA 18302

    Don’t miss the chance to own land in the sought-after Pocono Mountains! Located in charming Wilderness Acres, this lot offers just under a full acre of serene woodland yet located within 15 minutes from nearby downtown East Stroudsburg. Wilderness Acres is known for its larger wooded lots, peaceful setting, and easy access to the outdoor recreation of the Delaware Water Gap—offering the Pocono

    Julian Hartshorne Howard Hanna TheFrederickGroup

    0 Nottingham Way Unit 291, Middle Smithfield Township, PA 18302
  • /3

    $45,900

    • Land
    • 2.92 Acres
    • $15,719 per Acre

    17 Summit Dr, East Stroudsburg, PA 18302

    Build Your Dream Home on This 2.92 Acres of Raw Land Located on Cul-de-Sac in Private Subdivision. No Dues, Low Taxes. Adjacent Lot 16 with 3.05 Acres is Also for Sale. PM-136668. Owner will Sell Together as Package.

    Alicia Olcsvay The Collective Real Estate Agency

    17 Summit Dr, East Stroudsburg, PA 18302
  • /23

    $335,000 Coming Soon

    • 3 Beds
    • 2 Baths
    • 1,750 Sq Ft

    3422 Pocono Dr, East Stroudsburg, PA 18302

    **PUBLIC OPEN HOUSE ON SATURDAY 5/16/2026 FROM 1-3PM ** No showings until after Open House on 5/16/26. Fully renovated from the studs up in 2024, this move-in ready home is tucked away in the peaceful community of Pocono Heights. Offering 3 bedrooms and 2 full baths, it combines modern updates with the serenity of Pocono living - a perfect residence just waiting for your personal touch. The

    Tara Madar Iron Valley R E Northeast

    3422 Pocono Dr, East Stroudsburg, PA 18302
  • /28

    $349,999 Open Sat 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 2,127 Sq Ft

    6308 Deer Dr S, East Stroudsburg, PA 18302

    East Stroudsburg | Lake Community This is the one buyers have been waiting for. Large 3 bedroom, 2 bath house, with full basement and separate storage building, Open living + dining, cozy fireplace. Modern kitchen and baths, fresh throughout. Peace of mind built in: home wired with security cameras -- just activate and you're covered. Live where others vacation: Private lake community with boat

    Robert Friedman RC Realty Group of the Poconos

    6308 Deer Dr S, East Stroudsburg, PA 18302
  • /5

    $30,000

    0 Indian Way Unit 773763, Price Township, PA 18302

    This lot is more than just land—it’s an opportunity to design your own Pocono experience. Build what you love, enjoy it year-round, or turn it into a smart investment property. Whether you’re envisioning a cozy tiny home, a stylish container home, a classic log cabin, or a full-time residence surrounded by nature, this property gives you the freedom to bring your vision to life. It’s also an

    Julian Hartshorne Howard Hanna TheFrederickGroup

    0 Indian Way Unit 773763, Price Township, PA 18302
  • /57

    $359,000

    • 3 Beds
    • 2 Baths
    • 1,276 Sq Ft

    53 Barren Rd, East Stroudsburg, PA 18302

    No STR allowed in the open gate HOA. Well-maintained 3 bedroom (2 bedrooms with 1 extra room currently used as a third bedroom, this room also has a loft area for kids or storage), mostly hardwood floor, in some areas tiled floor, open concept of kitchen / dining / living room, vaulted ceiling with skylights (tons of natural light). Electric fireplace. A large bedroom on the 2nd floor with a

    Volodymyr Plokhykh VRA Realty

    53 Barren Rd, East Stroudsburg, PA 18302
  • /6

    $50,000

    • Land
    • 2.5 Acres
    • $20,000 per Acre

    Lot 6 Hutson Hill, Middle Smithfield Township, PA 18302

    Build your dream retreat on this stunning 2.5-acre sanctuary in the heart of the desirable Marshalls Creek area. Perfectly balancing total seclusion with modern convenience, this vacant lot is located in a serene ''silent zone,'' you will enjoy ultimate privacy while remaining just minutes from I-80, making it an ideal location for commuters or a peaceful vacation getaway. Nestled within the East

    Kelly Houston Keller Williams Real Estate - Northampton Co

    Lot 6 Hutson Hill, Middle Smithfield Township, PA 18302
  • /46

    $425,000

    • 4 Beds
    • 2 Baths
    • 1,431 Sq Ft

    1059 Lake of the Pines Blvd N, East Stroudsburg, PA 18302

    Rare, LEVEL waterfront opportunity in Lake of the Pines--step inside and you're instantly welcomed by a sun-filled interior and effortless lake views. Less than 90 minutes from NYC. This 4-bedroom, 2-bath home (with a flexible 4th bedroom perfect as an office or guest space) sits on a hard-to-find, leveled waterfront lot with easy access to the water--swim, kayak, or fish in a lake that's

    Natalya Voskresenskaya Pocono Mountain Lakes Realty

    1059 Lake of the Pines Blvd N, East Stroudsburg, PA 18302
  • /4

    $25,000

    • Land
    • 28,749 Sq Ft
    • $37,879 per Acre

    0 Big Winona Rd, East Stroudsburg, PA 18302

    Build your dream home or weekend retreat on .66 acres of woodsy wonder in short-term friendly Winona Lakes, a private lake community in the heart of the Pocono Mountains, just minutes from East Stroudsburg. Residents enjoy exclusive access to Winona Lake, complete with boating, fishing, and seasonal swimming, along with community amenities including playgrounds, picnic areas, and walking trails.

    Julian Hartshorne Howard Hanna TheFrederickGroup

    0 Big Winona Rd, East Stroudsburg, PA 18302
  • /22

    $225,000

    • 4 Beds
    • 1.5 Baths
    • 1,252 Sq Ft

    867 Underwood Rd W, East Stroudsburg, PA 18302

    'Property is under contract and can accept back up offers at this time' Fall in LOVE in this CHARMING RANCH with PRIVATE SETTING in the woods. Enjoy summer days on a back deck entertaining friends or cuddling up by the fireplace on a snow day. This house offers tons of Natural light, Vaulted ceiling, custom kitchen and bathrooms. Close to Rt 80, shopping, Mt. Airy Casino, minutes away from water

    Elzbieta Rosser WEICHERT Realtors Acclaim - Tannersville

    867 Underwood Rd W, East Stroudsburg, PA 18302
  • /42

    $259,900

    • 2 Beds
    • 2.5 Baths
    • 1,515 Sq Ft

    321 Inverness Dr, East Stroudsburg, PA 18302

    Welcome to this beautifully maintained 2-bedroom, 3-bathroom townhouse located in the highly desirable Country Club of the Poconos community! Perfectly situated just minutes from shopping, dining, and Route 80, this home offers the perfect blend of convenience and serene living. Step inside to find soaring cathedral ceilings and a sun-drenched living room featuring oversized windows that flood

    Tara Tall RE/MAX Crossroads

    321 Inverness Dr, East Stroudsburg, PA 18302
  • /53

    $379,000

    • 3 Beds
    • 2.5 Baths
    • 1,698 Sq Ft

    7107 Hillbrow Ct N, East Stroudsburg, PA 18302

    Right in the heart of the Pocono Mountains, this contemporary 3-bedroom, 2.5-bath home is completely renovated including a new roof and truly turn-key. It features modern fixtures throughout, a game room, an attached garage, and wraparound decks perfect for relaxing or entertaining. An additional lot brings the total property size to 2.1 acres, offering extra privacy and room to enjoy the natural

    Cassie Transue Keller Williams Real Estate - Stroudsburg

    7107 Hillbrow Ct N, East Stroudsburg, PA 18302
  • /7

    $3,500

    15 Mimosa Rd, Middle Smithfield Township, PA 18302

    Build your DREAM HOME!!! Beautiful .23 acre lot in the Monroe Lake Community!!! Community amenities abound! Gorgeous, wooded lot on private road! This one won't last! Build your DREAM HOME in Middle Smithfield today! Adjacent lots, 9 Mimosa Rd and 13 Mimosa Rd are also for sale! See MLS 753289.

    Tisha Hall Coldwell Banker Residential

    15 Mimosa Rd, Middle Smithfield Township, PA 18302
  • /2

    $16,500

    • Land
    • 11,761 Sq Ft
    • $61,111 per Acre

    96 Rim Rd, Middle Smithfield Township, PA 18302

    Wooded .27-Acre Lot in STR-Friendly Winona Lakes - East Stroudsburg, PA Build your dream home or vacation getaway on this .27-acre wooded lot in the highly desirable and Short-Term Rental (STR) friendly Winona Lakes community, located in beautiful East Stroudsburg, PA This peaceful parcel is surrounded by nature, with both adjoining lots currently vacant, offering extra privacy and tranquility.

    Jennifer Harvey CENTURY 21 Select Group - Blakeslee

    96 Rim Rd, Middle Smithfield Township, PA 18302
  • /27

    $250,000

    • 2 Beds
    • 1.5 Baths
    • 1,160 Sq Ft

    54 Lower Ridge View Cir, East Stroudsburg, PA 18302

    Welcome to this extremely well-maintained end-unit townhouse! If you've been looking for a move-in-ready home with a view that can't be beat, this is the one! The main floor is designed for easy living, featuring a large living room with a cozy electric fireplace. The practical kitchen flows right into the dining area, where sliding glass doors lead you out to a private deck with a permanent,

    Janusz Golab RE/MAX Crossroads

    54 Lower Ridge View Cir, East Stroudsburg, PA 18302
  • /28

    $460,000

    • 5 Beds
    • 3 Baths
    • 3,161 Sq Ft

    2231 Clearview Dr, East Stroudsburg, PA 18302

    Welcome to 2231 Clearview Drive in East Stroudsburg, PA -- a beautifully remodeled 5-bedroom, 3-full-bath ranch home offering plenty of space, comfort, and versatility. Featuring an open-layout kitchen, updated bathrooms with smart technology, and a fully finished basement converted into a convenient mother-in-law suite, this home is perfect for family living and entertaining. The roof was

    Lowell Clemonts Keller Williams Real Estate - Stroudsburg

    2231 Clearview Dr, East Stroudsburg, PA 18302
  • /2

    $16,500

    • Land
    • 13,068 Sq Ft
    • $55,000 per Acre

    111 Clubhouse Dr 111 Ct, East Stroudsburg, PA 18301

    Lot in Beautiful Winona Lakes - East Stroudsburg, PA! Discover the perfect opportunity to build your dream home or vacation retreat in the amenity-filled community of Winona Lakes. Located in East Stroudsburg, PA, this ready-to-build land lot offers a peaceful, wooded setting with access to a wide range of community amenities, including: Indoor & Outdoor Pools, Lakes & Fishing Areas, Basketball

    Jennifer Harvey CENTURY 21 Select Group - Blakeslee

    111 Clubhouse Dr 111 Ct, East Stroudsburg, PA 18301
  • /3

    $439,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,660 Sq Ft

    24 Green Meadow Dr, Middle Smithfield Township, PA 18302

    This is a to-be-built home with A Local Builder. This is the Ashbrooke-style home. with 3 bedrooms 2.5 baths and a one-car garage. Houses and lot prices may differ according to the house plan you choose and the lot you wish to build on. The images and the prices are subject to change once you sit down with the builder to establish your location and the perfect house design of your choice. Call

    Lisa Vukovic Weichert Realtors

    24 Green Meadow Dr, Middle Smithfield Township, PA 18302
  • /77

    $430,000

    • 4 Beds
    • 2.5 Baths
    • 2,680 Sq Ft

    3143 Bear Swamp Rd, East Stroudsburg, PA 18302

    Newly remodeled 4-bedroom, 2.5-bath home located in a peaceful, nature-filled setting. This spacious property features an open-concept layout with a cozy fireplace, perfect for entertaining or relaxing. A bright loft area provides additional living space and offers access to a second-level deck overlooking the surrounding scenery. The finished basement adds valuable bonus space for recreation, a

    Justyna Rzeszuto The Collective Real Estate Agency

    3143 Bear Swamp Rd, East Stroudsburg, PA 18302
  • /5

    $19,900

    • Land
    • 21,344 Sq Ft
    • $40,612 per Acre

    103 Brent Rd, Middle Smithfield Township, PA 18302

    Price Reduced....!!!!! Build Your Dream Home in Saw Creek! Flat 1/2 Acre Lot Available Now. Enjoy the Amenities of this Stunning Poconos Community! Close to Shawnee Ski Mountain, Delaware Water Gap, Shopping, and More!

    Alicia Olcsvay The Collective Real Estate Agency

    103 Brent Rd, Middle Smithfield Township, PA 18302
  • /40

    $190,000

    • 3 Beds
    • 1 Bath
    • 1,200 Sq Ft

    280 Coolbaugh Rd, East Stroudsburg, PA 18302

    Property is under contract. Accepting back up offers. Endless Potential Awaits! Bring your vision and tools! This 3 bedroom, 1 bath home sits on a beautiful 2 acre lot and is ready to be transformed into the home of your dreams. With the right touch, it could become the cozy country home, family retreat, or peaceful getaway you've been searching for. The garage conversion was started and features

    Layla Alyeldin exp Realty, LLC - Philadelphia

    280 Coolbaugh Rd, East Stroudsburg, PA 18302
  • /3

    $439,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,472 Sq Ft

    24L Green Meadow Dr, East Stroudsburg, PA 18302

    This is a to-be-built home with A Local Builder. This is the Ashbrooke-style home. with 3 bedrooms 2.5 baths and a one-car garage. Houses and lot prices may differ according to the house plan you choose and the lot you wish to build on. The images and the prices are subject to change once you sit down with the builder to establish your location and the perfect house design of your choice. Call

    Lisa Vukovic Weichert Realtors - Easton

    24L Green Meadow Dr, East Stroudsburg, PA 18302
  • /43

    $249,000

    • 2 Beds
    • 3 Baths
    • 1,317 Sq Ft

    57 Valley View Dr, East Stroudsburg, PA 18301

    DON'T MISS OUT on this rare 2BD/3BA condo in the highly sought-after, STR-FRIENDLY Shawnee Village! This true gem is perfect whether you're looking for a primary home, vacation getaway, or income-generating investment. Step inside to a bright, open floor plan featuring a cozy Living Room w/ a fireplace, a Dining Area, & a modern Kitchen w/ butcher block countertops & stainless steel appliances.

    Brendan Galligan Keller Williams Real Estate - Stroudsburg 803 Main

    57 Valley View Dr, East Stroudsburg, PA 18301
  • /5

    $450,000

    • 4 Beds
    • 3.5 Baths
    • 2,408 Sq Ft

    30 Sumner Dr, East Stroudsburg, PA 18302

    Welcome to this spacious 4-bedroom, 2 car garage home offering Approximately 2400 Sq FT of comfortable living in the beautiful Pocono Mountains. This well-maintained home features generous living spaces, a functional layout, and plenty of natural light throughout. Perfect for full time living or a vacation retreat and close to all main attractions!! including shopping and major routs. A must-see

    Yasmin Diaz exp Realty, LLC - Philadelphia

    30 Sumner Dr, East Stroudsburg, PA 18302
  • /33

    $220,000

    • 2 Beds
    • 1 Bath
    • 1,024 Sq Ft

    5122 Arrowhead Ln, East Stroudsburg, PA 18302

    Escape to the beauty of the Pocono Mountains in this charming 2-bedroom, 1-bath home featuring a bright and airy open floor plan. The inviting living room with a cozy fireplace creates the perfect spot to relax after a day of enjoying the outdoors. Step outside to spend peaceful evenings by the fire pit and take in the natural surroundings. This property also makes a perfect summer cabin,

    Paulina Nakielska Pocono Mountains Real Estate, Inc - Brodheadsville

    5122 Arrowhead Ln, East Stroudsburg, PA 18302

Showing Results 121 - 160, Page 4 of 5

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