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Newest Homes for Rent in Effingham, IL

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  • 14103 E Southwind Dr, Effingham, IL 62401
    14103 E Southwind Dr, Effingham, IL 62401
    14103 E Southwind Dr, Effingham, IL 62401
    /18

    $1,400 Per Month

    • 3 Beds
    • 1 Bath
    • 1,024 Sq Ft
    • House for Rent

    14103 E Southwind Dr, Effingham, IL 62401

    Move-in ready 3-bedroom, 1-bath ranch on a spacious 0.40-acre lot offers 1,024 sq ft of updated, easy-living space. Step outside to enjoy the covered patio overlooking a big backyard. A large detached storage shed and single-car attached garage with attic storage adds extra convenience. Located just minutes from Central Grade School, this home blends comfort with access to local amenities.

    14103 E Southwind Dr, Effingham, IL 62401
  • 402 Illinois Ave, Effingham, IL 62401
    402 Illinois Ave, Effingham, IL 62401
    402 Illinois Ave, Effingham, IL 62401
    /16

    $1,200

    Total Monthly Price

    • 3 Beds
    • 1 Bath
    • 988 Sq Ft
    • House for Rent

    402 Illinois Ave, Effingham, IL 62401

    Please click on "APPLY NOW" and submit your application if you are interested.For Rent: Newly Renovated 3 Bedroom / 1 Bath home located in central Effingham. Completely remodeled with new central heat and air, flooring, roof, windows, etc. in 2021. All 3 bedrooms feature large closets. Large backyard with patio and storage shed. Washer/Dryer hookup available.$1,200 month + $1,200

    402 Illinois Ave, Effingham, IL 62401
Illinois Effingham County Effingham

Newest Homes for Rent in Effingham, IL

Frequently Asked Questions

How much does it cost to rent a home in Effingham, IL?
The median rent for a home in Effingham, IL is $1,200 per month, though prices vary by neighborhood, size, and property type. As of July 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Effingham, IL?
To comfortably afford the median rent in Effingham, IL, a household needs to earn roughly $48,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,200 per month in Effingham, IL, renters typically need to show $3,600 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Effingham, IL?
In Effingham, IL, the price-to-rent ratio is 14.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Trends in Effingham, IL

There are currently 2 homes available for rent in Effingham, IL. The median rent is $1,200 per month, with single-family homes renting at $1,200.

Rental Home Trends

Number of Homes for Rent
2
Median Rent
$1,200
Median Single Family Home Rent
$1,200
How to Rent a Home

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