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Elizabethtown, KY Homes for Sale

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  • /15

    $439,900

    New Construction
    • 2 - 5 Beds
    • 2 - 4 Baths
    • 2,212 Sq Ft

    Emmett Plan at Fall Creek Estates - Designer Collection, Elizabethtown, KY 42701

    The Emmett home design by Fischer Homes offers a well-planned layout that balances openness with purposeful room placement. With options for 2 to 5 bedrooms and 2 to 4 baths, this design accommodates a range of family sizes and lifestyles. The home spans 2,212 square feet over a single story, providing ample living space while maintaining ease of accessibility. Shared living areas are

    Fischer Homes Builder
    105 Fall Creek Ln Unit 40422539, Elizabethtown, KY 42701
  • /41

    $339,000

    $50K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 1,873 Sq Ft

    3 Purdue Ct, Elizabethtown, KY 42701

    This Stunning Home looks Brand new Inside! Move in Ready Home in City limits with 4 Bedrooms, 3 Full Bath Home has been Totally Redone!! Starting with new Concrete Driveway, Sidewalk, and Patio. New Laminate,Tile and trim thru out. Some of the many improvements include: 6 Inch Guttering added, new White Shaker Cabinets and Backsplash, new Appliances, new Stair treads on both staircases. All Three

    Carol Caswell BEST REALTY

    3 Purdue Ct, Elizabethtown, KY 42701
  • /2

    $95,000

    $5K PRICE INCREASE
    • Land
    • 32,234 Sq Ft
    • $128,378 per Acre

    804 Timber Ln, Elizabethtown, KY 42701

    Ryan Harris RE/MAX PREMIER PROPERTIES LLC

    804 Timber Ln, Elizabethtown, KY 42701
  • /2

    $7,600,000

    $2M PRICE INCREASE
    • Land
    • 46.34 Acres
    • $164,005 per Acre

    2025 S Dixie Hwy, Elizabethtown, KY 42701

    This exceptional commercial lot is strategically located at the intersection of I65, the Western Kentucky Parkway, and Lincoln Parkway; offering unparalleled visibility and accessibility. Brand new 2025 survey shows 46.34 acres. Priced at $225,000 per acre. The seller is potentially open to dividing into smaller tracts, making this a flexible opportunity for developers and investors. Don't miss

    Cameron Smith KENNY SMITH REALTY LLC

    2025 S Dixie Hwy, Elizabethtown, KY 42701
  • /78

    $260,000

    $5K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,479 Sq Ft

    114 Tinted Cloud Cir, Elizabethtown, KY 42701

    Welcome home to this beautifully maintained 2 bedroom Bedford stone home tucked away in a quiet cul-de-sac on a large lot with mature shade trees and gorgeous landscaping! This immaculate property has been lovingly cared for and updated throughout, offering the perfect blend of charm, comfort, and move-in-ready convenience. Each spacious bedroom features its own private bathroom, providing ideal

    Liz West Legacy Property Group

    114 Tinted Cloud Cir, Elizabethtown, KY 42701
  • /31

    $264,900

    • 3 Beds
    • 1.5 Baths
    • 1,755 Sq Ft

    806 Sammy Ct, Elizabethtown, KY 42701

    VERY WELL-MAINTAINED BRICK RANCH LOCATED IN THE HEART OF ELIZABETHTOWN. THE HOUSE FEATURES MANY HOMEOWNER UPDATES. THE HOME FEATURES THREE BEDROOMS, 1.5 BATHS, A FORMAL LIVING ROOM, AND A LARGE KITCHEN/DINING AREA. THE REAR LAWN IS FENCED. THE FINISHED BASEMENT AREA FEATURES A BAR AND A DECORATIVE HEARTH. THIS IS ONE TO ADD TO YOUR TOUR LIST.

    Bradford Travis BEST REALTY

    806 Sammy Ct, Elizabethtown, KY 42701
  • /23

    $261,000

    $9K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,828 Sq Ft

    304 Central Ave, Elizabethtown, KY 42701

    History with modern conveniences! Want to be able to walk from your home to the square to enjoy the rejuvenated downtown restaurants and events! Be part of the revitalization of downtown Elizabethtown. Central Avenue has become a key part of downtown with the updates investors and the city have done. The 3 bedroom, 2 bath home at 304 Central Avenue is ready for you! Beautifully restored wood

    Michael T Edlin BEST REALTY

    304 Central Ave, Elizabethtown, KY 42701
  • /2

    $550,000

    • Land
    • 34,848 Sq Ft
    • $687,500 per Acre

    150 Hillcrest Ln, Cecilia, KY 42724

    See attached Plat recorded in Sheet 6164. Exclusion against use as a financial institution. Property is located next to major industries and Central Hardin High School. Property is level and ready for development. The new Western Kentucky Parkway and Ring Road interchange is very close to this property.

    John Pawley BAUMGARDNER & ASSOCIATES

    150 Hillcrest Ln, Cecilia, KY 42724
  • /38

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,280 Sq Ft

    6267 St John Rd, Elizabethtown, KY 42701

    Charming 3-bedroom, 2 bath ranch offering easy one level living in a peaceful setting. This home features a durable metal roof, low maintenance exterior, and an attached garage with extra driveway parking. Step onto the covered front porch, the perfect space for morning coffee. Take in the mature landscaping and spacious level yard that offers plenty of room to garden, play or entertain. Located

    Kylie Lee SEMONIN REALTORS

    6267 St John Rd, Elizabethtown, KY 42701
  • /48

    $569,900

    $200K PRICE INCREASE
    • 5 Beds
    • 4 Baths
    • 4,193 Sq Ft

    1516 Yorkshire Dr, Elizabethtown, KY 42701

    Welcome to 1516 Yorkshire Drive, located in the sought-after Winchester Park subdivision of Elizabethtown. Offering five bedrooms and three spacious levels, this home provides plenty of room to spread out, entertain, work, and create spaces that fit your lifestyle. Beautiful hardwood floors enhance the main level, while hard-surface flooring throughout the upper and lower levels offers durability

    Shellie Washer BHG Realty

    1516 Yorkshire Dr, Elizabethtown, KY 42701
  • /97

    $899,900

    • 5 Beds
    • 4.5 Baths
    • 5,245 Sq Ft

    111 Anniston Way, Elizabethtown, KY 42701

    Located in the sought-after Stone Creek neighborhood and overlooking the #16 tee and #15 green at Heartland Golf Club, this custom-built 5-bedroom, 4.5-bath home offers exceptional craftsmanship, energy efficiency, and luxury living on a beautifully landscaped half acre lot. Constructed with ICF (Insulated Concrete Form) walls and spray foam insulation, the home was built for superior durability,

    Scott Alicna AT HOME REALTY OF KENTUCKY, LLC

    111 Anniston Way, Elizabethtown, KY 42701
  • /14

    $299,000

    • 3 Beds
    • 2 Baths
    • 2,805 Sq Ft

    606 Sunrise Ln, Elizabethtown, KY 42701

    Welcome to 606 Sunrise Lane! This spacious home offers a finished living space with a functional 4-bedroom layout. The main level features 3 bedrooms, while the finished basement includes a large 4th bedroom with an attached bath featuring a soaking tub and oversized couples shower. Enjoy the expansive TV/family room and the brand-new deck, perfect for entertaining. This home offers comfort,

    Anthony Gigilo LISTWITHFREEDOM.COM

    606 Sunrise Ln, Elizabethtown, KY 42701
  • /26

    $214,900

    $10K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 987 Sq Ft

    219 Poplar Dr, Elizabethtown, KY 42701

    Welcome home to this turn-key, freshly renovated 3-bedroom, 1-bathroom home sitting on a corner lot located right in the heart of Elizabethtown city limits. Move-in ready and filled with modern updates, this home features a gas fireplace and a full unfinished basement, ideal for extra storage, a home workshop, or future living space expansion. Convenient to local dining, shopping, and parks, this

    Justin Ward River Brook Realty LLC

    219 Poplar Dr, Elizabethtown, KY 42701
  • /4

    $94,900

    • Land
    • 15,681 Sq Ft
    • $263,611 per Acre

    105 Barkley Ct, Elizabethtown, KY 42701

    Build your dream home in the highly sought-after Briarwood Reserve subdivision. Ideally located just minutes from the Sports Park and downtown, it also provides quick and convenient access to the highway for an easy commute. Don't miss your chance to secure one of the last premier lots in Briarwood Reserve—bring your own builder and start planning today!

    Ryan Harris RE/MAX Premier Properties

    105 Barkley Ct, Elizabethtown, KY 42701
  • /47

    $369,900

    $20K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,318 Sq Ft

    589 Charlemagne Blvd, Elizabethtown, KY 42701

    WELCOME HOME to this beautifully maintained 3-bedroom, 3-bathroom split-entry raised ranch with hardwood, Pergo and tile flooring situated on a spacious 0.86-acre lot in a desirable location close to schools, shopping and Etown Sports Park. Nestled on a quiet street, this move-in-ready property with great spaces for entertaining inside and out offers the perfect combination of comfort,

    Nancy Pace United Real Estate Louisville - Elizabethtown

    589 Charlemagne Blvd, Elizabethtown, KY 42701
  • /18

    $269,900

    • 3 Beds
    • 3 Baths
    • 2,782 Sq Ft

    3801 Deer Haven Dr, Elizabethtown, KY 42701

    Welcome to 3801 Deer Haven Drive! This spacious 3-bedroom, 3-bathroom home offers 2,782 square feet of living space and sits on a beautiful 0.40-acre lot in Elizabethtown. The open-concept living and kitchen area provides a comfortable and inviting space for everyday living and entertaining. Enjoy the spacious sunroom, perfect for relaxing and taking in the natural light. The walkout basement

    Kali Buchanan SEMONIN REALTORS

    3801 Deer Haven Dr, Elizabethtown, KY 42701
  • /84

    $565,000

    • 4 Beds
    • 3.5 Baths
    • 4,608 Sq Ft

    330 Stonebriar Dr, Elizabethtown, KY 42701

    Stephanie Wade RE/MAX Executive Group, Inc.

    330 Stonebriar Dr, Elizabethtown, KY 42701
  • /42

    $322,900

    New Construction
    • 3 Beds
    • 2.5 Baths
    • 2,155 Sq Ft

    PENDLETON Plan at Ashton Park, Elizabethtown, KY 42701

    Step into the Pendleton floor plan, a versatile two-story in our Ashton Park Community in Elizabethtown, Kentucky.This new construction home featuring 3 spacious bedrooms, 2.5 baths, a second-floor loft or an optional 4th bedroom in lieu of the loft adapts to your lifestyle. The main level offers a bright, open living area with a front flex space that would serve perfectly as a home

    D.R. Horton Builder
    101 Kendall St Unit 39546226, Elizabethtown, KY 42701
  • /41

    $295,900

    New Construction
    • 4 Beds
    • 2.5 Baths
    • 2,053 Sq Ft

    BELLAMY Plan at Miles Pointe, Elizabethtown, KY 42701

    Picture yourself in the Bellamy floor plan in our Miles Pointe Community in Elizabethtown, Kentucky. This beautiful two-story design offers 4 large bedrooms and 2.5 bathrooms, making it perfect for everyone.The open concept design of this home creates a seamless flow from the kitchen to the living areas, ideal for both daily living and entertaining. A standout feature of the Bellamy is

    D.R. Horton Builder
    100 Miles Pass Unit 36206384, Elizabethtown, KY 42701
  • /30

    $295,000

    $33K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 1,909 Sq Ft

    34 Public Square Unit 2A, Elizabethtown, KY 42701

    Set directly above Vibe Coffee on Elizabethtown's historic Public Square, 34 Public Square offers a true downtown loft-style living experience with architectural character rarely found in the area. A dramatic exposed-brick staircase leads to a warm, light-filled residence featuring rich hardwood floors, wood-plank ceilings, extensive exposed brick, detailed millwork, oversized windows and two

    Erika Deal Semonin REALTORS

    34 Public Square Unit 2A, Elizabethtown, KY 42701
  • /26

    $290,900

    New Construction
    • 2 Beds
    • 2 Baths
    • 1,419 Sq Ft

    Beacon Plan at Maple Street Collection in Hearthstone, Elizabethtown, KY 42701

    The Beacon home design by Fischer Homes showcases a thoughtfully arranged ranch layout that blends open-concept living with practical flexibility. This charming design offers 2 to 3 bedrooms and 2 baths, making it ideal for various lifestyles. Spanning 1,419 square feet across a single story, the welcoming main level features an inviting family room that flows seamlessly into the kitchen and

    Fischer Homes Builder
    5513 N Dixie Hwy Unit 40037304, Elizabethtown, KY 42701
  • /28

    $344,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,402 Sq Ft

    412 Woods Rd, Elizabethtown, KY 42701

    This adorable brand-new construction home is located in one of Hardin Counties best kept secrets-Sportsman Lake. This private community is tucked away with a beautiful lake great for fishing or even kayaking. If a pool is more your style, then you can relax around the community pool and still have the amazing view of the lake. This home features custom cabinetry, a center island, a nice walk-in

    Gale Neagle Weichert Realtors Lawson Collective

    412 Woods Rd, Elizabethtown, KY 42701
  • /34

    $364,900

    New Construction $5K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,263 Sq Ft

    108 Hearthstone Ln, Elizabethtown, KY 42701

    New construction by Fischer Homes in the beautiful Hearthstone community, featuring the stunning Yosemite design. This thoughtfully designed layout is perfect for style and practicality with, 3 bedrooms 2 full baths, and 1 half baths. The inviting family room is the heart of this plan, making it the perfect gathering space. The open kitchen with a large island and walk-in pantry connects to the

    Fischer Homes Builder
    108 Hearthstone Ln, Elizabethtown, KY 42701
  • /28

    $280,900

    New Construction $5K PRICE DROP
    • 3 - 5 Beds
    • 2 - 3.5 Baths
    • 1,818 Sq Ft

    SIENNA Plan at Miles Pointe, Elizabethtown, KY 42701

    Find your new home in The Sienna, a charming two-story single-family floor plan available in our Miles Pointe Community in Elizabethtown, Kentucky.This spacious home offers ample space for everyone, featuring three bedrooms, an upstairs loft, and 2.5 bathrooms—perfect for those seeking both comfort and functionality.The kitchen is equipped with a stainless-steel range and hood

    D.R. Horton Builder
    100 Miles Pass Unit 39606446, Elizabethtown, KY 42701
  • /31

    $332,900

    New Construction Open Sat 1PM - 4PM $9K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,053 Sq Ft

    80 Dettori St, Elizabethtown, KY 42701

    Your search ends at 80 Dettori Street in Elizabethtown, Kentucky a beautiful new home in our Meadows at Cowley Crossing community.The Bellamy floor plan is a stunning two-story design offering 4 spacious bedrooms and 2.5 bathrooms—perfect for anyone looking for flexible living space.The open-concept layout creates a seamless flow from the kitchen to the main living areas, making

    D.R. Horton Builder
    80 Dettori St, Elizabethtown, KY 42701
  • /33

    $325,900

    New Construction Open Sat 1PM - 4PM $12K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,053 Sq Ft

    39 Dettori St, Elizabethtown, KY 42701

    Your place awaits at 39 Dettori St. in Elizabethtown, KY a beautiful new home in our Meadows at Cowley Crossing community.The Bellamy floor plan is a stunning two-story design offering 4 spacious bedrooms and 2.5 bathrooms—perfect for anyone looking for flexible living space.The open-concept layout creates a seamless flow from the kitchen to the main living areas, making it ideal

    D.R. Horton Builder
    39 Dettori St, Elizabethtown, KY 42701
  • /44

    $524,900

    $5K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,505 Sq Ft

    116 Carriage Hills Ln, Elizabethtown, KY 42701

    Welcome to your new home in the prestigious Cowley Crossings community! Minutes from the center of Elizabethtown and close to Fort Knox, you could not ask for a better location! As you enter this gorgeous home, you will be greeted by the open living great room complete with a gas fireplace, built in bookcases, and a beautiful view out the back doors to your covered back deck, ready for you to

    Benjamin Covell PLATINUM PLUS REALTY

    116 Carriage Hills Ln, Elizabethtown, KY 42701
  • /27

    $469,900

    • 3 Beds
    • 3 Baths
    • 2,870 Sq Ft

    28 Arlington Dr, Elizabethtown, KY 42701

    Space, style, and an incredible detached 6-car garage! This beautiful 3-bedroom, 3-bath ranch sits on a 1.1-acre fenced corner lot just off Bardstown Road, conveniently close to Elizabethtown and I-65. Inside, enjoy an open floor plan with a split-bedroom design, great room, and stylish kitchen featuring granite countertops, large island, stainless appliances, and vinyl plank flooring which is

    Shari Morris LIVINGSTON REALTY

    28 Arlington Dr, Elizabethtown, KY 42701
  • /2

    $95,000

    $5K PRICE INCREASE
    • Land
    • 17,424 Sq Ft
    • $237,500 per Acre

    116 Turtle Creek Dr, Elizabethtown, KY 42701

    Ryan Harris RE/MAX PREMIER PROPERTIES LLC

    116 Turtle Creek Dr, Elizabethtown, KY 42701
  • /31

    $492,500

    • 4 Beds
    • 2.5 Baths
    • 2,813 Sq Ft

    1509 Manchester Dr, Elizabethtown, KY 42701

    Welcome to this lovely brick executive home located in the desirable Winchester Park neighborhood in Elizabethtown. This stunning two-story brick home features four spacious bedrooms and 2 1/2 bathrooms, providing space for a growing family. As you enter, the foyer greets you with a two-story space that sets the tone for the rest of the home. The ground floor features a formal living room and

    James Williams MELLOAN REAL ESTATE

    1509 Manchester Dr, Elizabethtown, KY 42701
  • /55

    $574,900

    • 4 Beds
    • 5 Baths
    • 3,862 Sq Ft

    106 Dover Ct, Elizabethtown, KY 42701

    Perched at the center of a cul-de-sac in the sought-after Winchester Park neighborhood, this stunning 2-story, 4 bedroom home offers a blend of luxury, comfort, and entertainment spaces. The main floor welcomes you with a formal dining room and private study, leading into a spacious kitchen, convenient half bath, and an inviting living room. From here, step out onto the expansive deck, which

    Jerry Dempsey RE/MAX EXECUTIVE GROUP, INC.

    106 Dover Ct, Elizabethtown, KY 42701
  • /54

    $359,000

    • 3 Beds
    • 2.5 Baths
    • 2,952 Sq Ft

    401 the Bye Way, Elizabethtown, KY 42701

    Welcome home to this beautiful two-story brick and siding residence just a short stroll to Helmwood Heights Elementary School! This well maintained home is ideally situated on a desirable corner lot in the city school district and offers the perfect combination of comfort, space and convenience. Featuring 3 bedrooms, 2-1/2 baths, and beautiful hardwood floors, this home is move-in ready. The main

    Saundra Pelley MELLOAN REAL ESTATE

    401 the Bye Way, Elizabethtown, KY 42701
  • /6

    $60,000

    • Land
    • 1 Acre
    • $60,000 per Acre

    Lot 22 Dartmore Ct, Elizabethtown, KY 42701

    Beautiful building lot on a cul-de-sac in a quality neighborhood just over a mile from East Hardin Middle School. This is a great place to build your dream home!

    Joni Melloan MELLOAN REAL ESTATE

    Lot 22 Dartmore Ct, Elizabethtown, KY 42701
  • /60

    $495,000

    $45K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 3,993 Sq Ft

    108 Overall Phillips Rd, Elizabethtown, KY 42701

    You will not want to miss your opportunity to live in this stunning home on over 2 acres! This 4 bedroom, 3 full bath home is close to town, but with the privacy of ideal country living. Home features an incredible floor plan with a great room, gorgeous kitchen with Chicago brick flooring, a wood burning fireplace, large bedrooms, walk in closet, new floors, new windows, stainless steel

    Olive + Oak The Still Group Olive + Oak Realty

    108 Overall Phillips Rd, Elizabethtown, KY 42701
  • /27

    $188,500

    • 3 Beds
    • 2 Baths
    • 1,050 Sq Ft

    513 Lee Rd, Elizabethtown, KY 42701

    3 bedrooms, 2 bath, ranch style home. Featuring living room, kitchen dining combo, and large laundry, conveniently located close to restaurants, shopping, and Baptist Hardin Hospital. Seller reserves the right to refuse up to 2 home inspectors/inspection companies

    Josh Higgason ELITE REALTY GROUP

    513 Lee Rd, Elizabethtown, KY 42701
  • /2

    $399,900

    • 3 Beds
    • 3 Baths
    • 2,044 Sq Ft

    1054 Saint John Church Rd, Elizabethtown, KY 42701

    Enjoy the best of both worlds at this beautiful Elizabethtown property—peaceful country living with the comfort and convenience of a newer home. Situated on 2.3 acres, this 3-bedroom (with the potential for a 4th in the finished basement), 3-bath ranch offers plenty of space, privacy, and flexibility. Built in 2020, the home offers a fresh, move-in-ready feel with a functional layout designed for

    Brittany Jackson Weichert Realtors Lawson Collective

    1054 Saint John Church Rd, Elizabethtown, KY 42701
  • /46

    $485,000

    $10K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 3,640 Sq Ft

    2612 Stonemill Dr, Elizabethtown, KY 42701

    ENTERTAIN AT HOME, OR AT THE COSMIC GOLF VENUE. THE CHOICE IS YOURS. THIS BEAUTIFUL CONTEMPORARY HOME IS LOCATED IN THE RIDGECREEK NEIGHBORHOOD. THE HOME FEATURES MANY POSSIBILITIES FOR ENTERTAINING FAMILY OR FRIENDS, AS WELL AS TIME FOR RELAXING. MAIN LEVEL FEATURES INCLUDE A LARGE GREAT AREA WITH TOWERING CEILINGS, A FIREPLACE, A BREAKFAST AREA, A FAMILY ROOM WITH A FIREPLACE, A WELL-EQUIPPED

    Bradford Travis BEST REALTY

    2612 Stonemill Dr, Elizabethtown, KY 42701
  • /13

    $345,000

    • Land
    • 1.29 Acres
    • $267,442 per Acre

    1001 Driftwood Ln, Elizabethtown, KY 42701

    Rare opportunity! 1.29-acre lot on Freeman Lake in highly sought-after Foxfire Cove. Beautiful, flat, wooded property on one of Elizabethtown’s most desirable streets, offering an ideal setting to build your dream home.

    Scott Alicna AT HOME REALTY OF KENTUCKY, LLC

    1001 Driftwood Ln, Elizabethtown, KY 42701
  • /33

    $325,000

    • 4 Beds
    • 2 Baths
    • 3,204 Sq Ft

    223 W Poplar St, Elizabethtown, KY 42701

    4 BEDROOM CAPE COD HOME IN ELIZABETHTOWN CITY SCHOOL DISTRICT! This charming 1921 home keeps it's original charm with wood shingle siding & exterior gas lighting as well as window seats in the living room with glass paneled wood doors leading to the formal dining area. Primary bedroom and bath are on the main floor with 3 more bedrooms and full bath upstairs. There's a cellar with access from

    Melissa Stinson MAKE IT HAPPEN REALTY, LLC

    223 W Poplar St, Elizabethtown, KY 42701
  • /8

    $316,900

    $21K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,053 Sq Ft

    117 Park Ln, Elizabethtown, KY 42701

    Ashton Park Lot #140. Estimated completion: October/November 2026. Your story starts here at 117 Purse Lane in Elizabethtown, Kentucky—a gorgeous new home located in the Ashton Park community. The Bellamy floor plan is a thoughtfully designed two-story home offering 4 spacious bedrooms, 2.5 bathrooms, and a 2-car attached garage. Designed with modern living in mind, the open-concept layout

    Ben Cox DRH Realty of Kentucky

    117 Park Ln, Elizabethtown, KY 42701

Showing Results 361 - 400, Page 10 of 11

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