1,664

Essex County NJ Homes for Sale with No HOA Fee

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  • /30

    $659,000 Open Sun 1PM - 3PM

    • 4 Beds
    • 1.5 Baths

    67 Woodland Rd, Bloomfield, NJ 07003

    Welcome to 67 Woodland Road, Bloomfield, NJ, where elegance and excitement converge in this stunning home! Situated on a quiet, dead end, tree lined street, this home sits in one of Bloomfield's most coveted neighborhoods. Step into the first floor's open concept design, where the living room's inviting fireplace sets the stage for memorable gatherings. The dining room flows seamlessly into a

    JEREMY P. CIOTOLA COMPASS NEW JERSEY LLC

    67 Woodland Rd, Bloomfield, NJ 07003
  • /33

    $699,900

    • 3 Beds
    • 1.5 Baths

    63 N Livingston Ave, Livingston, NJ 07039

    Recently updated Colonial home in a prime Livingston location! Kitchen feels fresh with new countertops and appliances. Renovated bathroom, refinished hardwood floors, and freshly painted interior throughout. Finished basement is perfect for a rec room or office. Walk-up attic provides extra space. Enjoy a large deck and backyard ideal for entertaining. Close to schools, shopping, and major

    LUIS TORO EXP REALTY, LLC

    63 N Livingston Ave, Livingston, NJ 07039
  • /27

    $799,100

    • 3 Beds
    • 3 Baths

    147 W Northfield Rd, Livingston, NJ 07039

    A perfect home to expand or enjoy generous parking for large entertainment events. The house is on 0.4 acres with significant room to expand and still have a beautiful yard. This charming 3/4 bedroom, expanded Cape Cod, has an expansive, recently renovated eat-in kitchen with stainless steel appliances, and connects to the family room. Formal living room features a large Bay Window. The first

    MICHAEL AUER COLDWELL BANKER REALTY

    147 W Northfield Rd, Livingston, NJ 07039
  • /26

    $689,900 Open Sat 1PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 2,277 Sq Ft

    11 Gerdes Ave, West Orange, NJ 07052

    A PERFECT PLACE TO CALL HOME: NEWLY RENOVATED AND JUST SETPS TO VERONA PARK. A bright foyer welcomes you into this beautiful south-facing bi-level home. Sunlight floods the spacious living room, which flows seamlessly into the dining area and the updated kitchen featuring newly renovated cabinets, countertops, a brand-new microwave, and dishwasher. The main level offers three generously sized

    YANYUN FENG COMPASS NEW JERSEY, LLC

    11 Gerdes Ave, West Orange, NJ 07052
  • /48

    $695,000

    • 3 Beds
    • 2.5 Baths

    637 Broad St, Bloomfield, NJ 07003

    Nestled in the heart of the highly desirable Brookdale neighborhood, this charming & well-appointed 3-bedroom, 2.5 bath home offers the perfect blend of comfort, character & convenience. From the moment you step inside you'll appreciate the warm & welcoming atmosphere beginning w/ spacious Living Room featuring a stone-accented wood-burning fireplace that serves as a stunning focal point. Dining

    Victoria Carter WEICHERT REALTORS

    637 Broad St, Bloomfield, NJ 07003
  • /17

    $789,000

    • 4 Beds
    • 2 Baths

    43 Amherst Place, Livingston, NJ 07039

    Welcome Home to 43 Amherst! Discover this charming 4-bed, 2-bath center hall colonial perfectly situated. You'll love being just steps from the town pool, tennis courts, basketball courts, and Little People Park. Plus, it's right next to the Livingston High School campus, home to the library, town hall, and The Oval " where all the best town events happen! This home offers James Hardie siding,

    Stan Kay COMPASS NEW JERSEY, LLC

    43 Amherst Place, Livingston, NJ 07039
  • /43

    $699,000

    • 4 Beds
    • 2.5 Baths

    491 Mount Pleasant Ave, West Orange, NJ 07052

    Welcome to 491 Mt. Pleasant Ave in West Orange a thoughtfully newly renovated home that perfectly blends timeless charm with modern comfort. Offering over 1,600 sq ft of living space, this sun-filled residence is set far back from the road with private access via a quiet side street, providing a rare sense of privacy and peace. Situated on four combined lots, the property offers generous outdoor

    CARLA MARIE GUASTELLA HERITAGE HOUSE SOTHEBY'S INTERNATIONAL REALTY

    491 Mount Pleasant Ave, West Orange, NJ 07052
  • /34

    $769,000 Open Sun 1PM - 3PM

    • 4 Beds
    • 3 Baths

    16 Wedgewood Dr, West Orange, NJ 07052

    Step into this beautiful ENGLISHTOWN sun-drenched split-level home offering four expansive levels of comfortable living. The inviting entry foyer opens to a bright and airy living room with oversized windows, hardwood floors, recessed lighting and a seamless flow into the formal dining area. A large family room on the same level showcases custom floor-to-ceiling built-ins, providing excellent

    JASAN THOMPSON COLDWELL BANKER REALTY

    16 Wedgewood Dr, West Orange, NJ 07052
  • /48

    $760,000

    • 4 Beds
    • 3.5 Baths
    • 2,676 Sq Ft

    12 Elf Rd, West Orange, NJ 07052

    Nestled in the scenic & sought-after St. Cloud neighborhood, this expanded split-level home offers generous space, natural light & an absolutely breathtaking backyard retreat. Step inside to a welcoming layout featuring a spacious living room, formal dining area & a cozy den/family room ideal for gatherings or quiet evenings. The eat-in kitchen BOAsts ample cabinetry, large pantry & doors that

    REHANA DESHPANDE WEICHERT REALTORS

    12 Elf Rd, West Orange, NJ 07052
  • /29

    $699,000

    • 3 Beds
    • 2 Baths

    10 Pease Ave, Verona, NJ 07044

    Discover this immaculate 3 bedroom, 2 bath ranch with a versatile in-law suite with a separate entrance. Situated near Verona Park, great restaurants, shopping and NYC transportation this home is in a prime location. The main level features two bedrooms, a spacious eat-in kitchen with stainless steel appliances, granite countertops, lots of cabinetry and a wine refrigerator. An enclosed porch off

    Frank Cooney CENTURY 21 THE CROSSING

    10 Pease Ave, Verona, NJ 07044
  • /24

    $690,000

    • 3 Beds
    • 2.5 Baths

    57 Rosemont Terrace, West Orange, NJ 07052

    Welcome to 57 Rosemont Terrace a spacious 3-bed, 2.5 bath split-level home with approximately 2,132sqft of living space on a 75X130 lot in the highly sought-after Redwood neighborhood of West Orange. This home exudes classic charm and presents a solid canvas for updates. Highlighted by bright living and dining areas, and a large lower level ready to be reimagined. Large driveway with garage,

    YAQUELINE ESTRADA CORCORAN SAWYER SMITH

    57 Rosemont Terrace, West Orange, NJ 07052
  • /36

    $699,000

    • 4 Beds
    • 3.5 Baths
    • 2,048 Sq Ft

    148 Willard Ave, Bloomfield, NJ 07003

    Welcome to this meticulously maintained 4-bedroom, 3-bath home nestled on a picturesque, tree-lined street in the heart of Bloomfield. This home boasts 3 floors of living space with multiple dens that can be converted into bedrooms or offices. Enjoy the comfort and versatility of a fully finished basement, perfect for recreation, storage, a home office, or custom living space tailored to your

    ANDREW CASSE EXP REALTY, LLC

    148 Willard Ave, Bloomfield, NJ 07003
  • /18

    $369,900

    • 1 Bed
    • 1.5 Baths

    1 Claridge Dr Unit 123, Verona, NJ 07044

    Welcome to the crown jewel of Verona's most desirable high-rise an extraordinary residence that defines timeless luxury and effortless elegance. As you step inside, you're immediately struck by a scene of refined sophistication: rich finishes and an open concept layout that flows seamlessly into a living space framed by floor-to-ceiling windows offering panoramic views of charming Verona below.

    Lisa Tomasella Berkshire Hathaway Home Services Van Der Wende Properties

    1 Claridge Dr Unit 123, Verona, NJ 07044
  • /2

    $729,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 2 Baths

    649 Ridgewood Ave, Montclair, NJ 07043

    The one you've been waiting for! Welcome to 649 Ridgewood Avenue a 4-bedroom storybook charmer, with Montclair mailing address & top-rated Brookdale school located on a beloved block that leads right into fabulous Brookdale Park! Enter the spacious 1st floor with a large sunny living room with w/b fireplace and custom mantel that leads to a breezy enclosed front porch overlooking lush, mature

    Jill Gimber PROMINENT PROPERTIES SIR

    649 Ridgewood Ave, Montclair, NJ 07043
  • /42

    $725,000 Open Sat 12PM - 3PM

    • 4 Beds
    • 2 Baths

    25 Ravine Ave, Nutley, NJ 07110

    Welcome to this beautifully designed custom split-level home offering a perfect blend of comfort, style, and functionality. Featuring 4 spacious bedrooms and 2 full bathrooms, this residence is ideal for those seeking refined living in a sought-after Nutley neighborhood. A cozy wood-burning fireplace enhances the charm of the living room, while the expansive 22' x 30' great room, complete with a

    Marielle Murnock KELLER WILLIAMS TOWNE SQUARE REAL

    25 Ravine Ave, Nutley, NJ 07110
  • /29

    $879,999 Open Thu 11AM - 1PM

    • 4 Beds
    • 3 Baths

    531 Mountain Ave, Caldwell, NJ 07006

    Welcome to this beautifully updated 4-bedroom, 3-bathroom split-level home set on a lush half-acre lot in one of Essex County's most desirable towns. With an open-concept layout and soaring ceilings, the main level impresses with its renovated eat-in kitchen featuring quartz countertops, stainless steel appliances, and hardwood floors that flow into the formal dining area and sun-drenched living

    AMANDA CORRY COMPASS NEW JERSEY LLC

    531 Mountain Ave, Caldwell, NJ 07006
  • /32

    $699,000 Open Sat 2PM - 4PM

    • 4 Beds
    • 4 Baths

    31 Westover Rd, Verona, NJ 07044

    Light, space, and flexibility define this inviting colonial on a lovely tree lined street. An enclosed vestibule opens to a welcoming foyer leading to a comfortable living room and a sun-filled dining room - easy flow for everyday living and entertaining. An open kitchen connects to a generous family room with a full bath and direct access to the deck perfect for grilling, outdoor dining, and

    Pauline Panza KELLER WILLIAMS - NJ METRO GROUP

    31 Westover Rd, Verona, NJ 07044
  • /42

    $825,000 Open Sat 1PM - 3PM

    • 5 Beds
    • 2.5 Baths

    33 Mapes Ave, Nutley, NJ 07110

    With recent renovations and updated features, this beautiful Spring Garden Colonial features a spacious kitchen (2021), opening seamlessly to a light-filled family room that overlooks a large deck and a well maintained yard. The kitchen offers a breakfast bar, granite countertops, and stainless-steel appliances, perfect for both everyday living and entertaining. The entry foyer includes a screen

    carl lordi EXP REALTY, LLC

    33 Mapes Ave, Nutley, NJ 07110
  • /2

    $899,900 Coming Soon

    • 4 Beds
    • 2.5 Baths

    54 Knollwood Dr, Livingston, NJ 07039

    Don't miss the chance to own a home in one of the area's most exclusive and sought after neighborhoods. This rough home is perfect for investors, builders, or anyone with a vision to restore and personalize a property to their own taste and design. With great bones this home is ready for a transformation. Set high on a desirable street you like the location just minutes away from premier

    MARY ANN SGOBBA NJ REALTY CENTER

    54 Knollwood Dr, Livingston, NJ 07039
  • /28

    $594,000

    • 3 Beds
    • 2.5 Baths

    50 Ivy St, Newark, NJ 07106

    Welcome to this beautifully updated residence in the vibrant Vailsburg section of Newark. This modern, single-level home features three spacious bedrooms, including a sought-after first-floor bedroom, and 2.5 stylish bathrooms, combining comfort and flexibility for today's lifestyle. Enjoy an open floor plan that seamlessly connects the living, dining, and kitchen areas, ideal for entertaining or

    Nicholas Garcia Berkshire Hathaway Home Services Jordan Baris Realty - West Orange

    50 Ivy St, Newark, NJ 07106
  • /31

    $519,000

    • 5 Beds
    • 2.5 Baths

    168 Tuxedo Pkwy, Newark, NJ 07106

    Estate Sale - Well kept 2-Family Home in Desirable Upper Vailsburg – Steps from Maplewood! Discover this well maintained two-family residence located in the sought-after Upper Vailsburg neighborhood, just moments from the vibrant Maplewood community. Perfect for homeowners or investors alike, this spacious property offers exceptional comfort, style, and convenience. Each unit features: • Newer

    Steven Bell BOYNE REALTY

    168 Tuxedo Pkwy, Newark, NJ 07106
  • /48

    $1,799,000 Open Thu 11AM - 1PM

    • 4 Beds
    • 3.5 Baths

    2 Inverness Ct, Millburn, NJ 07078

    MOVE-IN READY 4 BED/3.1 BATH SPLIT LEVEL ON GORGEOUS PRIVATE CORNER LOT IN SHORT HILLS! Welcome to 2 Inverness Ct, a beautifully maintained spacious home that perfectly blends space, light & modern updates with a friendly floor plan & outstanding 1/3-acre property featuring a charming backyard with outdoor speakers, expansive deck, firepit, stone terraced beds & large shade & hedge trees for

    Scott Shuman KELLER WILLIAMS REALTY

    2 Inverness Ct, Millburn, NJ 07078
  • /47

    $1,495,000 Open Thu 11AM - 1PM

    • 5 Beds
    • 6 Baths

    373 Grove Rd, South Orange, NJ 07079

    STUNNING 1918 CENTER HALL COLONIAL IN PRESTIGIOUS MONTROSE SECTION BLENDS HISTORIC CHARM W/ MODERN LUXURY! Welcome to an exceptional 5 bed/4.2 bath home that showcases quality construction updated perfectly to suit today's lifestyles. Expertly maintained, it shines w/ vintage details like gorgeous original millwork, gleaming hardwood floors & oversized windows framing views of the professionally

    Scott Shuman KELLER WILLIAMS REALTY

    373 Grove Rd, South Orange, NJ 07079
  • /29

    $498,000

    • 4 Beds
    • 2 Baths

    43 Whittingham Place, West Orange, NJ 07052

    A Gem in the Making in West Orange! This charming Colonial offers incredible space and potential in one of West Orange's desirable neighborhoods. Featuring 4 spacious bedrooms plus a bonus room perfect for a home office, playroom, or guest space, this home is ideal for today's flexible lifestyle. Enjoy the benefits of recent updates, including central air conditioning, a newer furnace and hot

    FRANCINE LICHTMAN HEARTH REALTY GROUP

    43 Whittingham Place, West Orange, NJ 07052
  • /13

    $499,900

    • 4 Beds
    • 1 Bath

    44 Farmingdale Ave, Bloomfield, NJ 07003

    Step into this bright and inviting home nestled in Bloomfield's most coveted Brookdale Section! Offering four bedrooms and a flexible layout, this property is filled with potential and presents a great opportunity to personalize and truly make it your own. The first floor includes two first-floor bedrooms perfect for those looking to avoid stairs or create a guest space or home office. Enjoy

    Michelle Hawley Keller Williams Village Square Realty

    44 Farmingdale Ave, Bloomfield, NJ 07003
  • /30

    $1,275,000

    • 8 Beds
    • 4 Baths
    • 5,048 Sq Ft

    184 N Walnut St, East Orange, NJ 07017

    Discover an exceptional investment opportunity in the heart of East Orange, NJ, with this captivating multifamily home. This property offers significant potential for investors seeking strong rental income and long-term appreciation, with flexible options for development as this is in N Walnut Rezoning area (Consult with an Architect for Specifics) or as a turn-key, income-producing asset from

    Steve Schaefer American Homes Group

    184 N Walnut St, East Orange, NJ 07017
  • /27

    $479,000 Open Sun 12PM - 3PM

    • 3 Beds
    • 1.5 Baths

    35 Richelieu Place, Newark, NJ 07106

    Nestled on a quiet street, this charming Colonial home offers a perfect blend of classic character and modern updates. A rare bonus driveway and oversized garage provide ample parking and storage. Inside, the first floor features spacious interiors, including a welcoming living room with a cozy wood-burning fireplace, an oversized dining room with access to a large deck ideal for entertaining and

    MARIA DIMOPOULOS WEICHERT REALTORS

    35 Richelieu Place, Newark, NJ 07106
  • /15

    $299,000

    • 3 Beds
    • 1.5 Baths

    30 Kearny St, Newark, NJ 07104

    Recently renovated townhome now available in Newark, NJ! This well-maintained property offers modern updates, comfort, and a great location.

    OSCAR LUIS CORTIZO THE ARENDEL GROUP LLC

    30 Kearny St, Newark, NJ 07104
  • /26

    $635,000

    • 4 Beds
    • 3 Baths

    23 Foundry St, Newark, NJ 07105

    Your multi family investment search ends here! Welcome to 23 Foundry St, Newark, NJ 07105 ? A Prime Opportunity in the Heart of Ironbound!This legal 2-family home is perfectly located right off Ferry Street in one of Newark?s most desirable neighborhoods, Ironbound, Newark. Whether you?re an investor seeking rental income or a homeowner looking to live in one unit while renting out the other,

    MARLON TATIS KELLER WILLIAMS VILLAGE SQUARE

    23 Foundry St, Newark, NJ 07105
  • /17

    $399,900

    • 2 Beds
    • 1 Bath

    228 N 17th St, Bloomfield, NJ 07003

    YOU WILL BE DELIGHTED WITH THIS ONE UNIT, HALF DUPLEX HOUSE..EXTREMELY WELL PRESERVED WITH THE BENEFIT OF SOME UPDATES DONE IN THE LAST SEVEN YEARS. NEW REPLACEMENT WINDOWS, BEAUTIFUL UPDATED KITCHEN, REFINISHED HARDWOOD FLOORS, A 3 YEAR OLD FORCED HOT AIR, CENTRAL AIR SYSTEM AND A HOT WATER HEATER AS WELL. A 10 YEAR OLD ROOF. FINISHED RECREATION ROOM IN THE BASEMENT. A TOTAL OF TWO BEDROOMS,

    JOSE FERREIRA EXIT REALTY LUCKY ASSOCIATES

    228 N 17th St, Bloomfield, NJ 07003
  • /19

    $780,000

    • 6 Beds
    • 4 Baths

    312 N Maple Ave Unit 2, East Orange, NJ 07017

    CALLING ALL BUYERS, COME SEE THIS FULLY RENOVATED LARGE 2 FAMILY WITH ALL MODERN ANMENITIES THAT SUITS ANY WHO ASPIRE TO HAVE PASSIVE INCOME WHILE LIVING RENT FREE, LONG-TERM INVESTORS, ETC. SITUATED ON A QUITE RESIDENTIAL BLOCK ON THE OUTSKIRTS OF THE VERY COVITED PRESIDENTIAL SEC OF EAST ORANGE ALSO ACCESSIBLE TO EWR AIRPORT, E. ORANGE GENERAL HOSPITAL, SHOPPING, TRANS AND MANY MORE FREQUENTLY

    CURTIS GEORGE HOMEQUEST REALTY GROUP LLC

    312 N Maple Ave Unit 2, East Orange, NJ 07017
  • /20

    $555,000 Open Sat 1PM - 3PM

    • 3 Beds
    • 1.5 Baths

    21 Lexington Ave, Bloomfield, NJ 07003

    Welcome to this beautifully renovated Colonial nestled in the heart of historic Halcyon Park a hidden gem in Bloomfield, known for its tree-lined streets, scenic pond, fountain, and peaceful walking paths.This inviting home blends classic charm with modern updates, featuring a spacious open floor plan that evokes a stylish New York loft. Original parquet flooring and exposed beamed ceilings add

    Hector Mesa EXP REALTY, LLC

    21 Lexington Ave, Bloomfield, NJ 07003
  • /2

    $599,999

    • 7 Beds
    • 3 Baths

    188 N 11th St, Newark, NJ 07107

    Prime Investment Opportunity " Newark, NJ. Discover the perfect blend of value and versatility with this three-family home located in one of Newark's most desirable neighborhoods. Situated in a high-demand rental area with convenient access to major transportation routes, shopping, dining, and local attractions, this property offers strong investment potential and long-term growth. Each unit

    ALNISA TUCKER OPTION 1 REALTY GROUP, LLC

    188 N 11th St, Newark, NJ 07107
  • /27

    $449,000 Open Sat 12PM - 2PM

    • 3 Beds
    • 1 Bath

    130 Linden Ave, Belleville, NJ 07109

    Leta€TMs welcome this charming colonial home located in the heart of Belleville to the market. This home is the perfect place to begin your next chapter. You are greeted by the very warm and inviting porch to spend your mornings enjoying a cup of coffee, or wine in the evenings with loved ones. Some of the perks of this home are new hardwood floors throughout, a tastefully updated bathroom that

    BRAULIO CESPEDES Real

    130 Linden Ave, Belleville, NJ 07109
  • /21

    $298,750

    • 3 Beds
    • 1.5 Baths

    89 Pine Grove Terrace, Newark, NJ 07106

    Incredible Investment Opportunity or Perfect Project for Your Dream Home! As a local expert, I can confidently say this property offers unmatched potential. Whether you're looking to renovate and build equity or create your forever home, this is the one. Located on a private, one way street with no through traffic, the location alone adds tremendous value. The home needs some work, but with the

    Oscar Nunez Keller Williams City Views Realty

    89 Pine Grove Terrace, Newark, NJ 07106
  • /20

    $298,750

    • 3 Beds
    • 1.5 Baths

    87 Pine Grove Terrace Unit 89, Newark, NJ 07106

    Incredible Investment Opportunity or Perfect Project for Your Dream Home! As a local expert, I can confidently say this property offers unmatched potential. Whether you're looking to renovate and build equity or create your forever home, this is the one. Located on a private, one way street with no through traffic, the location alone adds tremendous value. The home needs some work, but with the

    OSCAR NUNEZ-PAZ KELLER WILLIAMS CITY VIEWS REALTY

    87 Pine Grove Terrace Unit 89, Newark, NJ 07106
  • /24

    $598,900

    • 5 Beds
    • 2 Baths

    321 N Grove St, East Orange, NJ 07017

    Huge 5 beds & 2 full baths single family house, closed to transportation, parks, schools, supermarkets and major routes 280, gsp, 21. Features: huge unfinished basement with good possibility to be finish. 1 st Fl: 1 bed, kitchen, living-dining room & full bath. 2nd Fl: 4 beds & 1 full bath. Long driveway fits 3-4 cars. Huge back yard for entertaining. You need a confirmed appointment. Big dog in

    WILSON MERCHAN MERCHAN TEAM REALTY LLC.

    321 N Grove St, East Orange, NJ 07017
  • /48

    $274,900

    • 3 Beds
    • 1 Bath
    • 1,072 Sq Ft

    125 Brookside Ave, Irvington, NJ 07111

    Investor Special! Attention contractors, builders, flippers, and/or owner-occupants using a renovation loan don't miss this incredible opportunity in Irvington, NJ! This 3-bed, 1-bath single-family home is bursting with potential and ready for a complete transformation. The first floor features a living room, formal dining room, kitchen with walk-in pantry, and a mudroom leading to an expansive

    Kimberly Taylor COLDWELL BANKER REALTY

    125 Brookside Ave, Irvington, NJ 07111
  • /33

    $599,000

    • 2 Beds
    • 2 Baths

    361 Claremont Ave Unit C6104, Montclair, NJ 07042

    Welcome to Upper Mountain Gardens. This beautifully updated 2-bedroom, 2-bath, 2-story condo offers stylish, low-maintenance living just steps from downtown Montclair. Soaring ceilings and lots of windows fill the open-concept layout with natural light and frame views of the NYC skyline. The modern kitchen features stainless steel appliances, quartz countertops, and plenty of space for everyday

    Heather Kandawire Keller Williams Realty - NJ Metro Group

    361 Claremont Ave Unit C6104, Montclair, NJ 07042
  • /6

    $449,000 Open Sat 12PM - 3PM

    • 3 Beds
    • 2 Baths

    15 Grace St, Bloomfield, NJ 07003

    Wonderful home on a quiet street. Paver block driveway and yard. Gas fireplace in the living room. Conveniently located just minutes from the Garden State Parkway with an easy commute to NYC! Within walking distance of Home Depot, Bloomfield Train Station, shopping, restaurants, and more. Basement is finished with a full bath. Easy to show. Home being sold "AS-IS".

    JOHN W. STEPHENSON EXIT PLATINUM REALTY

    15 Grace St, Bloomfield, NJ 07003

Showing Results 81 - 120, Page 3 of 16

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