Fernandina Beach, FL Condos for Sale under $400,000

1st FLOOR - Forget the stairs, Walk to Beach Access 25, or take a short drive to the historic downtown shops. First-Floor Comfort - No need to carry beach chairs, fishing gear or groceries up any stairs!!! Modern KITCHEN AND BATHROOM Upgrades! This beautifully remodeled condo offers the perfect combination of space, style, and location. Inside is a beautiful eat-in kitchen with room for a

STEPHANIE DEANGELO CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

RARE 3 BEDROOM CONDO WITH GARAGE IN AMELIA LAKES! Beautifully positioned at the peaceful far end of this gated lakefront community, this well-maintained second-floor villa offers calming water views, added privacy, and one of the most sought-after floor plans in Amelia Lakes. Overlooking the lake from the screened balcony, this 3 bedroom, 2 bath residence combines space, comfort, and exceptional

Dave Hewett IRON VALLEY REAL ESTATE NORTH FLORIDA

First-floor, step-free living with a garage in a sought-after gated community! This beautifully maintained 2-bedroom, 2-bath split floor plan offers comfort, convenience, and peace of mind with a New Roof 2025 and 2021 Trane AC unit,. NO carpet with luxury vinyl plank flooring installed in 2025 in the main living areas and bedrooms, plus tile in the kitchen, baths, and spacious laundry room. A

Tina Kozak COLDWELL BANKER THE AMELIA GROUP

MOTIVATED SELLERS willing to offer assistance towards closing costs with acceptable offer. This beautifully maintained, *FULLY FURNISHED* 3-bedroom, 2-bath second-floor condo is move-in-ready and offers a spacious and functional layout, perfect for a growing family or anyone seeking comfortable, low-maintenance living. The home is in great shape, featuring generous natural light, well-sized

Daniel Binette DIAMOND REALTY GROUP OF AMELIA

Enjoy easy living in this meticulously maintained first-floor condo located in the desirable gated community of Amelia Lakes. This 2-bedroom, 2-bath home is truly move-in ready with low condo fees and a smart, low-maintenance lifestyle. The open floor plan features a spacious family room, tile flooring throughout, crown molding, plantation shutters, and abundant natural light.The kitchen

Will Henderson BERKSHIRE HATHAWAY HomeServices HWREI

New Fantastic price! Coastal Living at Its Best! Located just one block from the beach, this beautifully situated 2-bedroom, 2-bath condo offers 1,019 square feet of comfortable living space and an exceptional opportunity for both personal enjoyment and investment. Originally designed as a 3-bedroom unit, the owner thoughtfully reconfigured the layout to create a larger, more open living area,

Becky Hardy CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Under a canopy of Spanish oaks on the desirable south end of Amelia Island, welcome to The Colony—a quiet community offering a low-maintenance lifestyle with a community pool and tennis court. This fully renovated, three-story, 3-bedroom, 2-bath townhome comes fully furnished and ready to enjoy from day one. The bright, open living areas offer plenty of space for relaxing or entertaining, while

Xhoi Pishtari DJ & Lindsey Real Estate

Welcome to this 3-bedroom, 2-bath home offering approximately 1,680 square feet of living space in the desirable Stoney Creek community of Fernandina Beach. The home features a comfortable and functional floor plan, plenty of natural light, and an attached garage providing convenient parking and additional storage. Enjoy the added benefit of a community pool, perfect for relaxing and enjoying the

John Holbrook PINEYWOODS REALTY, LLC

Welcome to the Cottages at Stoney Creek, a GATED COMMUNITY where low-maintenance living meets effortless Florida style! This BEAUTIFULLY UPDATED** 3-bedroom, 2.5-bathroom townhome is **PACKED with UPGRADES**and features zero carpet throughout. AND COMES COMPLETELY FURNISHED. The open-concept living area showcases LUXURY VINYL PLANK FLOORING, crown molding, and a private patio overlooking lush

Kamie Fournier FERNANDINA BEACH REALTY

NEW PRICE + NEARLY $6,000 IN POTENTIAL BUYER INCENTIVES! Now offered at $294,900, with the seller contributing up to $3,000 toward Buyer closing costs and pre-paids with an acceptable offer, PLUS a preferred lender incentive of 1% of the loan amount toward discount points or closing costs.Move right in & enjoy this beautifully refreshed 3 bed, 2.5 bath home in the gated Cottages at Stoney

ALEXIOUS GAMEL CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Skip the stress of moving and step right into paradise with this completely furnished, turn-key townhome! Located in the highly desirable gated neighborhood of The Cottages at Stoney Creek, this beautiful 3-bedroom property features a bright open layout designed for effortless coastal living. Maintained in absolute pristine condition, it is sold fully loaded with all quality furniture, coastal

Brandon Gill KELLER WILLIAMS SOUTHEASTERN PARTNERS

Welcome to your dream beach retreat! This 2-bedroom condo FIRST FLOOR unit is nestled in Forest Ridge Village, a resort-style community offering tennis courts, a sparkling pool, playground, grill area, and beautifully charming grounds—all just a short stroll away from the pristine beaches of Amelia Island. This unit comes mostly furnished with brand-new furniture, making it truly move-in ready.

Jon Bell SUMMER HOUSE REALTY

Proven revenue generator meets coastal paradise! Welcome to Unit 2F in the highly sought-after Amelia Landings community. This exceptional 2-bedroom, 2-bathroom condo is a fully operational, successful short-term rental that has grossed over $220K since 2020. Nearing $30K year-to-date with strong upcoming booking reserves, this property offers an immediate income stream from day one. Beautifully

Nicole Phillips SALT HARBOR REAL ESTATE COMPANY

Welcome to the Cottages at Stoney Creek! This move-in ready townhome is located in a gated community with a great pool and covered social area. It is a highly desirable end unit, so you only have one shared wall allowing for abundant natural light and a roomy dining area! The open concept floor plan features an updated half bath, an extra storage pantry, 42 inch kitchen cabinets, solid surface

Brett Wallace KELLER WILLIAMS REALTY / FB OFFICE

Welcome to this 2-bedroom, 2-bath first-floor condo at Palms of Amelia, perfectly located in the heart of beautiful Amelia Island! Palms of Amelia offers an ideal island lifestyle with convenient access to the beach, historic downtown Fernandina Beach, restaurants, grocery stores, tennis courts, golf courses, fitness centers, and more. Inside, you’ll find newer thoughtful features, new LVP

Ed Tucker AMELIA ISLAND REAL ESTATE SERVICES

AMELIA LANDINGS VILLA – WALK TO THE BEACH! Future bookings already in place from December 1st 2026 to April 7th 2027! This furnished 2-bedroom, 2-bath second-floor condo offers the perfect island escape, vacation rental, or easy full-time residence. Tucked beneath the shade of beautiful live oak trees, this welcoming villa captures the laid-back charm and natural beauty that make Fernandina Beach

Dave Hewett IRON VALLEY REAL ESTATE NORTH FLORIDA

COMPLETELY REMODELED, great location and PRICED TO SELL! Own your piece of paradise on Amelia Island in this rare first-floor, corner-unit condo located in the gated community of The Palms at Amelia. Just one block from the hospital and within walking and biking distance to the pristine beaches of Amelia Island and the historic downtown of Fernandina Beach, this property offers an exceptional

Sara Stancin BERKSHIRE HATHAWAY HomeServices HWREI

Discover the perfect blend of coastal charm, comfort, and convenience in this beautifully updated two bedroom, two bath condo in the highly desirable Amelia Woods community on Amelia Island! Ideally situated on the first floor, this move-in-ready home features a newer HVAC, new flooring, and stylishly updated kitchen and bathrooms with modern solid maple cabinetry and soft-close drawers offering

DOMINIQUE STANLEY THE STANLEY REALTY GROUP

Welcome home! This spacious condo is the largest floor plan in the community, and it truly lives more like a house than a condo. High ceilings and an open layout give it an airy, modern feel, while updated flooring, plantation shutters, and a cheerful pop of sunshine yellow keep the rooms feeling bright and fresh. The kitchen is a standout — Beautiful 42-inch cabinets, a pantry, and an island

Kamie Fournier ERA FERNANDINA BEACH REALTY

Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all of the Bedrooms upstairs for added privacy.The Building has new Roof in 2025. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs

WHITNEY STARLING BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Coastal Comfort Just Minutes from the Beach!Welcome to this beautifully maintained 2-bedroom,2-bath second-floor condo in Amelia Woods, where relaxed island living meets thoughtful updates and a peaceful setting.Located just across the street from beach access 25,this inviting condo makes it easy to enjoy the sand,surf, and everything Amelia Island has to offer.Step inside to a bright and

Kate Kovalcik PINEYWOODS REALTY, LLC