Fernandina Beach is a small but historic city perched on a barrier island in northeast Florida. The city is a part of Amelia Island, a 4-mile wide stretch of land between the Intracoastal Waterway and the Atlantic Ocean; most locals affectionately refer to the city and surrounding communities as Amelia Island. Locals can only access the water-bound city by bridge or boat. The coastline is an open invitation to explore miles of beachfront, dock at marinas or visit fishing charters to catch sea trout and redrum. "Fernandina Beach is a small town with a slow pace and friendly smiles," says John Cagle, a resident and Real Estate Advisor with Florida Homes Realty. "People move here because of the people, and that's why they end up staying. It's really a hidden gem."
Also known as the Isle of 8 Flags, the island was governed by eight rulers between the 1500s and 1800s. Fernandina Beach still maintains two historic districts, military fortresses and an old lighthouse that guides boats into the harbor. Old Town dates back to the area's Spanish occupation in 1811 and still contains architecture of the time. In Downtown Historic District, palm trees dot brick and cobblestone sidewalks lined with over 400 buildings listed on the National Register of Historic Places. Fernandina Beach began pre-celebrating its 1825 bicentennial throughout 2024, culminating in a citywide party on January 1, 2025.
The area has been a tourist destination since the early 1900s. The island is famous for the quartz sands on American Beach to the south. Amelia City, previously known as Franklintown, was Florida's first all-Black beach resort. The city played a vital role in the shrimping industry in the early 20th century. Although tourism is the city's main economic driver, the past is still honored in an annual shrimp festival.
Fernandina Beach is the northernmost city on Florida's Atlantic coast, situated on Amelia Island.
The Amelia Island Lighthouse in Fernandina Beach is the oldest lighthouse in the state and is a staple icon of the community.
Fernandina Beach is filled with historic charm and scenic views of the ocean.
1/3
Beach houses and condos on Amelia Island
Close to downtown are early 20th-century cottages and late Victorian homes with wrap-around porches. Waterside residences come in a range of build dates, from 1930s concrete homes and midcentury beach houses to more recent condos. Buyers won't find large-scale developments since much of the city is already built out. Many older homes in Fernandina Beach were leveled to make room for new traditional styles from the last 10 years. In this diverse housing market, buyers can find a midcentury fixer-upper just a few miles away from a luxury condo or a multimillion dollar beachfront home.
The median listing price for residences in Fernandina Beach is around $650,000, twice as much as most inland Jacksonville neighborhoods but comparable to coastal towns like Atlantic and Jacksonville Beaches. Waterfront properties and homes on the island's southern end, especially in Amelia Island Plantation, are often valued higher. Typically, condos and townhouses leave the market between $350,000 and $1.6 million, depending on location and square footage. Single-family houses often range from $500,000 to over $2.5 million.
Beachfront housing options are a major draw for prospective homebuyers in Fernandina Beach.
Fernandina Beach is home to some of the most stunning beach condos in the Jacksonville area.
Colonial-style homes are common sight on Amelia Island in Fernandina Beach.
1/3
Nassau County Public Schools receive high marks from Niche
Local kids attend Nassau County Public Schools (NCPS), earning an A-minus grade by Niche. In 2024, NCPS was designated as one of the state's highest-performing school districts by the Florida Department of Education. Fernandina Beach High and Fernandina Beach Middle are considered the top schools in the county, according to Niche.
Southside Elementary School
is minutes away from Fernandina Beach.
Fernandina Beach Middle School is located on Amelia Island and is a high performing education option.
Fernandina Beach High School is where many older students in the community finish out their education.
1/3
Fernandina Beach parks and the Egans Creek Greenway
There are more than 20 recreational spaces spread across over 400 acres of beachfront and parks. Beachgoers walk to over 30 access points along State Route A1A. The Egans Creek Greenway spans over 300 acres with a walking and biking path in view of a marshy creek. To the north awaits Fort Clinch State Park, an expansive 1400-acre space with a namesake, Civil War-era fortress next to lush mangroves. Those visiting Amelia Island State Park surf, paddleboard or comb the white sand for shark teeth. George Crady Bridge Fishing Pier, also at the state park, is a repurposed footbridge reaching over a mile for fishing along the Intracoastal.
Enjoy nature, wildlife, and beautiful beaches at Amelia Island State Park in Fernandina Beach.
Eagan's Creek Park is a sprawling green space that offers several recreation options in Fernandina Beach.
Fort Clinch State Park is a recreation option that offers a unique look at Fernandina Beach's militant history.
1/3
Shopping and dining in Downtown Fernandina Beach
The downtown district has sidewalks lined with local boutiques, shops and restaurants. As a resort community, the dining scene offers upscale yet modern experiences at Burlingame as well as David's Restaurant and Lounge. The area is known for its freshly caught seafood, which are heavily featured at top restaurants like Salty Pelican and Bar, or Sliders Seaside Grill. The city has a handful of national grocery stores, with most on the island's northern end. Amelia City and American Beach, to the south, have smaller retail spaces with restaurants for locals and vacationing tourists. The Fernandina Beach Farmers Market is open every Saturday, while the Arts Market hosts vendors every other Saturday. "If you want to go out, there's always someone playing music downtown," Cagle says. He recommends hotspots like Green Turtle Tavern and Palace Saloon.
Pecans are one of the best selling items at the Fernandina Beach Farmers Market.
Residents can shop for fresh groceries, deli items, and more at the convenient Publix in Fernandina Beach.
Palace Salon in Fernandina Beach offers exquisite dining with an elegant atmosphere.
1/3
Annual events in Downtown Historic District
Most festivals and annual events are held on the busy streets of historic downtown. At Sounds on Centre, a Friday-night concert series, residents sit on lawn chairs and listen to music as the sun sets. In early May, locals and visitors celebrate the community's shrimping history at the Isle of Eight Flags Shrimp Festival. The beach town also hosts car-themed events; The Amelia is an auction for uncommon and vintage automobiles held in the spring, and the 8-Flags Car Show happens in October. During the wintertime, the city becomes a Victorian village inspired by the holiday tale, "A Christmas Carol." Called the Dickens on Centre Festival, characters dress up to perform while residents shop at the Victorian Christmas Market.
Groove to live tunes at Sounds on Centre in the heart of Fernandina Beach.
Enjoy seafood and local art at the Isle of Eight Flags Shrimp Festival in Fernandina Beach.
Celebrate the season with the festive Dickens Illuminated Procession in Fernandina Beach.
1/3
A walkable city with less traffic than neighboring cities
Most locals drive to get around; Fernandina's main road, State Route A1A, passes through the northern side of the island, down the scenic beachfront, and leads to the city's southern end. St Peter's Episcopal Church is a Gothic-Revival landmark that has been a part of the area since the late 1800s. To leave the island, commuters take the Thomas J. Shave Jr. Bridge to the north or the George Crady Bridge to the south. Locals also arrive by boat at local marinas, such as Fernandina Beach Harbor and Amelia Island Marina. Fernandina Beach Municipal Airport is about two miles from the city's beaches, but most fly in and out of Jacksonville International Airport, about 27 miles away. Baptist Medical Center – Nassau is the only major hospital on Amelia Island. Interstate 95, about 15 miles west, brings commuters through downtown Jacksonville, around 35 miles away.
Crime, safety and flood risks in Fernandina Beach
In 2022, the Fernandina Beach Police Department reported significantly lower property and violent crime rates than national figures. The city also has lower crime rates than the nearby metro area of Jacksonville.
The island's unique placement allows for colorful views in the evening. "On the east coast, it's hard to find a good sunset, but downtown has beautiful sunsets over the marsh," Cagle says. Fernandina Beach also has several low-lying areas, and proximity to the coast makes some properties vulnerable to flooding and hurricane damage. In addition to home insurance, homeowners are encouraged to purchase flood protection. Property owners in Special Flood Hazard Areas may qualify for a 25% discount on flood insurance rates.
Many residents in Fernandina Beach require flood insurance if purchasing a beach home due to high risk.
Residents of Fernandina Beach can take in the beautiful views at sunrise and sunset.
1/2
Written By
Ashley Kennedy
Photography Contributed By
Gian Lorenzo Ferretti
Video By
Rebecca Askin
Interested in learning more about homes in this area?
Reach out to
Joe Michaels,
an experienced agent in this area.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
On average, homes in Fernandina Beach, FL sell after 72 days on the market compared to the national average of 56 days. The median sale price for homes in Fernandina Beach, FL over the last 12 months is $605,000, down 4% from the median home sale price over the previous 12 months.
New roof, freshly painted, and new carpet! Welcome to this former model pool home in the highly sought-after community of Amelia Walk. The main level features the primary suite, two additional bedrooms, an office, and open living areas that flow to the screened, heated pool, perfect for relaxing or entertaining. Upstairs offers a spacious bedroom/bonus room with full bath, ideal for guests, an
Located in the highly desirable Amelia Concourse community, this beautifully maintained Fernandina Beach home offers peaceful water views, spacious single-level living, and a flexible floor plan designed for modern lifestyles. With over 2,700 square feet all on one floor, the home blends comfort, functionality, and thoughtful upgrades throughout.Inside, you’ll find light-filled, open-concept
An urban oasis in the heart of historic downtown Fernandina Beach, this exceptional Harbor View residence offers boutique living just one block from shopping, dining, live music, the marina, and the vibrant energy that defines downtown. Built in 2019 and impeccably maintained, this custom 3-bedroom, 2.5-bath home features 2,084 square feet of thoughtfully curated living space, highlighted by a
Welcome to The Enclave at Summer Beach, perfectly positioned between the Ritz-Carlton and Omni Amelia Island, just moments from the ocean, fine dining, and casual eateries. This single-story 2BR/2BA home offers 1,380 sq ft of modern coastal living with an open floor plan, spacious kitchen with center island, gas range, and a bright, airy flow. Relax on the screened porch overlooking the pond or
Picture yourself coming home to this highly sought-after 2-bedroom, 2-bath ground-floor flat in the gated community of Cottages at Stoney Creek in beautiful Fernandina Beach. These units are in demand for a reason, offering the perfect blend of comfort, convenience, and low-maintenance living, all with the added bonus of your own single-car garage.Step inside and immediately feel at ease in
New roof, freshly painted, and new carpet! Welcome to this former model pool home in the highly sought-after community of Amelia Walk. The main level features the primary suite, two additional bedrooms, an office, and open living areas that flow to the screened, heated pool, perfect for relaxing or entertaining. Upstairs offers a spacious bedroom/bonus room with full bath, ideal for guests, an
Welcome to this charming 3 bedroom, 2 bathroom home located in beautiful Fernandina Beach. This property offers a spacious and functional layout perfect for comfortable everyday living. The home features a bright living area, well-appointed kitchen, and generously sized bedrooms that provide both comfort and privacy. Step outside to enjoy the large, fully fenced backyard, ideal for entertaining,
Better than new and still protected by the builder’s warrant, move in with confidence and enjoy Century Builder’s 4 bed, 3 bath, 2407sq ft Santa Rosa II floorplan! This open-concept beauty features a SPACIOUS great room flowing into a CHEF-inspired kitchen with a large center ISLAND, walk-in pantry, STAINLESS STEEL appliances (including a GARDEN sink), QUARTZ countertops, and ceramic TILE
Experience the ease of coastal living just minutes from Amelia Island beaches in this beautifully maintained single-story home located in the sought-after Marsh Lakes community. Offering 3 bedrooms, 2 baths, and approximately 1,615 square feet, this thoughtfully designed residence blends comfort, functionality, and lifestyle. Inside, you’ll find an open-concept layout filled with natural light,
93322 Sandown Drive offers the space and flexibility many buyers are searching for in Fernandina Beach, located just a few miles from the beaches of Amelia Island. Built in 2020, this home provides more than 2,100 square feet with a layout designed for modern living. In addition to three bedrooms and two and a half baths, the floor plan includes a dedicated home office and an additional flex room
Nestled along a serene lakeside setting in Fernandina Beach, this beautifully maintained 2021-built home offers an exceptional blend of modern comfort and coastal tranquility. Situated on a premium point-like lot, the home boasts sweeping views of the sparkling lake and its elegant fountain, with the water gently wrapping around the property for a rare sense of privacy and seclusion.Inside,
CDD bond paid in full. This Multi Generational home has the largest floor plan with just under 5000 sq ft of family living situated on a beautiful pond setting. This Seton floor plan features expansive living areas, dual master bedrooms, 3 car tandem garage and versatile spaces. The main floor includes a spacious living room, gourmet kitchen with modern appliances. Upstairs, the master suite is a
Craig Brewis
Berkshire Hathaway HomeService Heymann Williams Realty
Welcome to your Amelia Island getaway. This beautifully updated 2-bedroom, 2-bath condo offers 1,422 square feet of thoughtfully designed living space. This residence has been meticulously maintained and truly move-in ready. Ideally located on the highly desirable north end of the island, you are just steps from the beach, local restaurants, and scenic oceanfront pathways. Inside, you’ll find
Seller is willing to pay off the CDD with an acceptable offer, adding long term value and savings.Welcome to Amelia Walk, where modern design meets everyday comfort and a true Florida lifestyle. This 4 bedroom, 2 bath home features a desirable split bedroom floor plan and an open concept layout filled with natural light. The spacious kitchen is the heart of the home, showcasing quartz
Seller Incentive - Up to $500 towards a home warranty. Located in a prime area on Amelia Island, this well-maintained 3-bedroom, 2-bath home offers the ideal blend of comfort, updates, and convenience. Just minutes from the beaches, shopping, dining, and everyday essentials, the location makes island living easy and enjoyable. Built in 1992, the home features 1,322 square feet of thoughtfully
Experience refined living in this beautifully upgraded 4-bedroom, 3-bath luxury home, perfectly situated on a quiet street within one of Fernandina Beach’s most prestigious golf course communities in Amelia National. This thoughtfully designed residence features 12-foot ceilings, elegant cove crown molding throughout the main living areas, and high-end finishes that create a sophisticated yet
Welcome to Vintage Amelia Island, your urban destination for modern comfort and style. Located less than an hour from Jacksonville, Vintage Amelia Island bundles chicly appointed one, two, and three bedroom apartments with resort-like community amenities for a totally unique living experience.
This charming 2-story home, Never lived in home boasts an open living area with luxury vinyl plank flooring, chef's kitchen with quartz countertops and spacious cabinets. First-floor is master suite with a tray ceiling, enclosed tile shower and large walk-in closet, convenient half bath and inside laundry room. Upstairs you'll find a roomy loft, 3 generous bedrooms, and full bath with double
Marsh Cove and Somerset is a classic resort community that borders the coastal marsh along the Intracoastal Waterway. Located on historic Amelia Island, Marsh Cove, and Somerset is just minutes away from shopping, recreational facilities, and less than 3 miles from the beautiful beaches! With the ambiance of the moss-laden oak trees, you will enjoy relaxing by the swimming pool. Please give us a
Don't miss out on this NEVER Rented 3/3 smart home that has 2 large master suites! Beautiful wood like tile throughout all main living areas & bathrooms. Carpet in the bedrooms. Quartz countertops throughout the home. Kitchen features stainless-steel appliances with a gas stove. Plenty of cabinets for storage and island bar for entertaining. Home also includes top of the line water-softener,
Property Id: 2470373Private room rental. There are other rooms for rent. Currently owner is only other living there part time. Other room csn possibly be rented out so possibly other people. There is an hoa so rules and regulations need to be signed and followed. In addition to room and bathroom the rental includes limited cooking and laundry. Includes water and utilities has clubhouse
Adorable Remodeled home for rent on Amelia Island. Walk or bike to Downtown Historic Fernandina Beach and enjoy waterfront parks, excellent dinning, music venues and shopping. Go to the Beach less than a mile from this home. Call Natalie 904.335.0760 to schedule a viewing.
Property Id: 1491019Fully Furnished bedroom, for one person. Keyless entry to house. Pretty big closet, rocking lounge chair, coffee maker, small refrigerator/freezer, TV in the room. internet, Water and utilities included. Lock on bedroom door. HOA neighborhood No parties. Will need to pass background. prefer min 3 months but can work with you if month to month is preferred. Call or
Lease this home and get more from Invitation Homes professional property management. This home comes fully loaded with quality amenities, must-have services, high-end tech and ProCare® professional maintenance. Your estimated total monthly payment is $2454.90. That covers your base rent, $2310.00 + our required services designed to make your life easier: Air Filter Delivery Fee ($9.95), Internet
30-night minimum. Fully furnished 3BR/2.5BA townhome in a quiet Fernandina Beach location, approx. 0.5 miles to the beach. Features WiFi, TV in primary bedroom, Florida room, and multiple living spaces. Private backyard/patio with gas grill, great for relaxing or entertaining. Can accommodate up to 7 guests. Utilities included; taxes and fees not included (cleaning, mid-stay cleans, tourist/state
Reduced deposit: Get 50% off your security deposit based on 1 month's rent (taxes and fees not included), valid for new applicants who sign a 12-month lease by April 30, 2026. Offer is contingent on application approval and execution of a lease agreement. Other terms and conditions may apply. This property is professionally managed by AMH, a leading single-family rental company. We work to
Local Logic measures the walkability, access to public transit and bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
