426

Homes for Sale in 84028

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  • /42

    $624,900

    • 4 Beds
    • 2 Baths
    • 2,318 Sq Ft

    959 Gammil Ln Unit 15, Garden City, UT 84028

    Welcome to your dream log home in the coveted Snowmeadows neighborhood of Garden City, UT. Built in 2008, this Whisper Creek Log home has had only one owner and spans 2,300 sq ft, offering a harmonious blend of rustic charm and modern comfort. The home features 4 spacious bedrooms and 2 full bathrooms, providing ample space for family and guests. Perched in Snowmeadows with a vantage point

    Natalie Jacobsen Bear Lake Getaway Realty

    959 Gammil Ln Unit 15, Garden City, UT 84028
  • /11

    $315,000

    $10K PRICE DROP
    • Land
    • 1.01 Acres
    • $311,881 per Acre

    574 Crestview Cir Unit 51, Garden City, UT 84028

    Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own 1.01 acre property! This location is perfect for creating lasting family memories or taking advantage of approved short-term rental opportunities. Close to the Bear Lake marina within 1 mile of the property to launch your boat and Beaver Mountain Ski Resort is only 10-15 minutes away. With direct access to miles of

    Alyssa Reyes Omada Real Estate

    574 Crestview Cir Unit 51, Garden City, UT 84028
  • /4

    $260,000

    $15K PRICE DROP
    • Land
    • 36,154 Sq Ft
    • $313,253 per Acre

    404 W Elk Ridge Rd Unit 59, Garden City, UT 84028

    Lot 59 at Lakeview Bear Lake isn't just land-it's a front-row seat to everything people come to Bear Lake for. Wake up to that unreal turquoise water stretching across the horizon, spend your days chasing sun on the lake or riding miles of mountain

    Mariah Jenson Bear Lake Getaway Realty

    404 W Elk Ridge Rd Unit 59, Garden City, UT 84028
  • /22

    $105,000

    • Land
    • 13,068 Sq Ft
    • $350,000 per Acre

    373 W Yarrow Dr, Garden City, UT 84028

    Stunning .3-Acre Lot with Lake & Mountain Views in Garden City, Utah This exceptional .3-acre lot in Garden City offers the perfect opportunity to build your dream getaway or investment property. Located in a short-term rental approved market, this lot provides both scenic beauty and convenience with utilities already stubbed for easy development. Enjoy breathtaking, unobstructed views of

    Dawson Bingham ERA Brokers Consolidated (Ogden)

    373 W Yarrow Dr, Garden City, UT 84028
  • /32

    $300,000

    $25K PRICE DROP
    • Land
    • 1.05 Acres
    • $285,714 per Acre

    374 N Lakeview Traverse Rd Unit 11, Garden City, UT 84028

    Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Beal Lake and surrounding mountains. This development offers : Year round access Paved roads Access to ATV and hiking trails Just minutes away from Beaver Mountain Ski resort and much more. Call the listing agent today to find out about

    Antonina Petersen Real Estate of Bear Lake, LLC

    374 N Lakeview Traverse Rd Unit 11, Garden City, UT 84028
  • /70

    $970,000

    $15K PRICE DROP
    • 4 Beds
    • 3.5 Baths
    • 2,924 Sq Ft

    538 W Raspberry Patch Rd, Garden City, UT 84028

    Experience the "Caribbean of the Rockies" from this stunning 4-bedroom, 3.5-bath retreat in the heart of Garden City-now more desirable than ever thanks to its exceptional proximity to the expanding Bear Lake State Park Marina. With increased capacity, improved amenities, and growing demand for slips and lake access, owning nearby has become a true competitive advantage-and purchasing now is a

    Jennie Ioane Homie

    538 W Raspberry Patch Rd, Garden City, UT 84028
  • /56

    $1,499,000

    $24K PRICE INCREASE
    • 7 Beds
    • 6 Baths
    • 4,416 Sq Ft

    874 S Balsamorhiza Rd, Garden City, UT 84028

    Nestled in the desirable paved subdivision of Eagle Feather at Shundahai, this beautiful Bear Lake cabin offers the perfect blend of rustic charm and modern comfort. With seven bedrooms and six bathrooms, there's plenty of room for family and guests to relax and enjoy the Bear Lake lifestyle. The open kitchen, dining, and great room showcase stunning rustic arched beams and flow seamlessly onto

    Gary McKee Bear Lake Realty Inc

    874 S Balsamorhiza Rd, Garden City, UT 84028
  • /6

    $114,000

    • Land
    • 12,196 Sq Ft
    • $407,143 per Acre

    3095 S Country Way Unit 56, Garden City, UT 84028

    Enjoy elevated views of Bear Lake and the surrounding mountains from this 0.28-acre lot located in the Sweetwater Golf Course Subdivision. The gently sloped terrain is well-suited for a walkout basement design, with year-round access via paved roads. Positioned to maximize the natural surroundings, the lot offers a quiet location with minimal through traffic. Utilities, including culinary water

    Darrin Webster Prime Real Estate Experts (Founders)

    3095 S Country Way Unit 56, Garden City, UT 84028
  • /28

    $409,900

    • 3 Beds
    • 3 Baths
    • 2,075 Sq Ft

    529 Richland Valley St Unit 11, Garden City, UT 84028

    FULLY FURNISHED TURN-KEY SHORT TERM RENTAL IN PRIME LOCATION IN BEAR LAKE. Conveniently located across from Bear Lake State Park Marina and Mike's Market. This unit has guest parking spots right next to it! Open floor plan with main floor primary suite. HUGE great room upstairs with stylish electric fireplace. Comfortably sleeps 12 people and has consistently been rented out! Perfect location to

    Blake Smithing RE/MAX Associates

    529 Richland Valley St Unit 11, Garden City, UT 84028
  • /2

    $210,000

    • Land
    • 33,976 Sq Ft
    • $269,231 per Acre

    446 W Moonlight Dr Unit 52, Garden City, UT 84028

    Donna Hansen Real Estate of Bear Lake, LLC

    446 W Moonlight Dr Unit 52, Garden City, UT 84028
  • /39

    $935,900

    $30K PRICE DROP
    • 5 Beds
    • 3 Baths
    • 2,880 Sq Ft

    2774 S Chukar Dr, Garden City, UT 84028

    NIGHTLY RENTAL IN BEAUTIFUL BEAR LAKE! Fully stocked "Turn Key" rental! Relax in the Bullfrog spa or on the covered deck and enjoy the beautiful view of Bear Lake and the mountains and the pleasant summer nights! Spacious great room and family room perfect for entertaining! You must see inside! Square footage figures are provided as a courtesy estimate only . Buyer is advised to obtain an

    Penilee Stevens Recreation Realty, P.C.

    2774 S Chukar Dr, Garden City, UT 84028
  • /14

    $342,500

    • 2 Beds
    • 2 Baths
    • 900 Sq Ft

    2176 S Bear Blvd Unit 458, Garden City, UT 84028

    The best Spot on the premises, right in the center of the Ideal Beach Community with panoramic views, next to the amenities and beach, easy access from the parking lot. Fully furnished and updated, mint condition! Ready for personal use or renting out! Fully Furnished with mint condition furniture, murphy's bed in Living Room. Extremely well priced in trade for 2026 season being fully booked out

    Wendy Rollins Cornerstone Real Estate Group

    2176 S Bear Blvd Unit 458, Garden City, UT 84028
  • /60

    $510,000

    • 3 Beds
    • 4 Baths
    • 1,776 Sq Ft

    140 W 150 S Unit 22, Garden City, UT 84028

    Welcome to your dream retreat in the heart of Garden City! This beautifully maintained, FULLY FURNISHED townhome is truly turn-key-just bring your suitcase and start enjoying everything Bear Lake has to offer. Thoughtfully designed with upscale furnishings and stylish dcor, this home stands out as one of the nicest in the area. Located just minutes from the lake, dining, shops, and year-round

    Kristina Eck KW Unite Keller Williams LLC

    140 W 150 S Unit 22, Garden City, UT 84028
  • /30

    $450,000

    • Land
    • 3.54 Acres
    • $127,119 per Acre

    338 N Lakeview Traverse Rd Unit 12, Garden City, UT 84028

    Welcome to the Caribbean of the Rockies! Lake view at Bear lake is a new development in Garden city sprawled out on 66 acres . Boasting panoramic views of Beal Lake and surrounding mountains. This development offers : Year round access Paved roads Access to ATV and hiking trails Just minutes away from Beaver Mountain Ski resort and much more. Call the listing agent today to find out about

    Antonina Petersen Real Estate of Bear Lake, LLC

    338 N Lakeview Traverse Rd Unit 12, Garden City, UT 84028
  • /7

    $300,000

    • Land
    • 30,927 Sq Ft
    • $422,535 per Acre

    445 W Elk Ridge Rd Unit 39, Garden City, UT 84028

    The most beautiful lots in Garden City. Period. This lot offers protected panoramic views of beautiful Bear Lake and the surrounding mountains. The road is paved for easy year-round access, and all utilities (water, power, and public sewer service) are available. This is your chance to build your dream getaway home! Short-term rentals are allowed, making this an investment in your family's

    Robert Albrecht KW Success Keller Williams Realty (Layton)

    445 W Elk Ridge Rd Unit 39, Garden City, UT 84028
  • /25

    $535,000

    • 3 Beds
    • 2 Baths
    • 1,836 Sq Ft

    1461 N Broad Hollow Rd Unit 36/37, Garden City, UT 84028

    Bear Lake, gated community, lake view, mountain view, all wrapped into one great property. With the marina expansion this could be a great base camp for all your Bear Lake activities. The new marina will drive the price of homes in this subdivision up, get in while you can. New paint, metal roof and the adjoining lot number 37 next door is included in the listing price. Your view is protected to

    Pam Cornia Town & Country Realty Bear Lake, Inc

    1461 N Broad Hollow Rd Unit 36/37, Garden City, UT 84028
  • /19

    $295,000

    • 1 Bed
    • 1 Bath
    • 620 Sq Ft

    929 N Harbor Village East Dr Unit 220, Garden City, UT 84028

    Cesar Perez Soto Ascent Real Estate Group LLC

    929 N Harbor Village East Dr Unit 220, Garden City, UT 84028
  • /6

    $125,000

    • Land
    • 27,878 Sq Ft
    • $195,312 per Acre

    1158 S Sunrise Cir Unit A17, Garden City, UT 84028

    Imagine waking up to mountain views in the winter and spending summer days out on the water. This four-season lot makes that life possible, with year-round access and stunning views in every direction. Power and water are stubbed at the northwest corner, a septic plan has been health department-approved, and the property survey and engineering report are both included in the sale. The groundwork

    Melissa Brownell Plumb & Company Realtors LLP

    1158 S Sunrise Cir Unit A17, Garden City, UT 84028
  • /36

    $1,790,000

    $210K PRICE DROP
    • 6 Beds
    • 5 Baths
    • 3,485 Sq Ft

    2500 N Bear Lake Blvd, Garden City, UT 84028

    Huge Price Drop! Ready for your own summer getaway & rental income this season! Bear Lake Beachfront Home 201 ft of lakefront & your own private slice of paradise. This is an incredible opportunity for a dream vacation home or investment property, already set up & operating as a short-term rental. The main home offers 5 bedrooms & 4 bathrooms, breathtaking panoramic lake views, a spacious

    Cindy McLaughlin Town & Country Realty Bear Lake, Inc

    2500 N Bear Lake Blvd, Garden City, UT 84028
  • /19

    $360,000

    $10K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,371 Sq Ft

    150 W Seasons Ln Unit 4, Garden City, UT 84028

    Welcome to Bloomington Peak! Don't miss this opportunity to own a turnkey property just blocks from Bear Lake and Garden City's most popular restaurants and shops. Now is a great time to buy and capitalize on rental income for the upcoming summer! The property has rented well with both short and long-term rentals. This well-maintained 3 bed, 2.5 bath townhome is being sold fully furnished and is

    Samuel Faber Century 21 Everest

    150 W Seasons Ln Unit 4, Garden City, UT 84028
  • /15

    $165,000

    • Land
    • 35,283 Sq Ft
    • $203,704 per Acre

    2958 S Chukar Dr Unit 28, Garden City, UT 84028

    Looking for a lot with fantastic views of Bear Lake, here it is. Mountain views, lake views, In an area where short term rental is ok, build your dream cabin, rent it out and make it all a reality. This is where memories are made and adventure begins. Bear Lake has been discovered, you'll be glad you did.

    Pam Cornia Town & Country Realty Bear Lake, Inc

    2958 S Chukar Dr Unit 28, Garden City, UT 84028
  • /12

    $300,000

    • Land
    • 36,590 Sq Ft
    • $357,143 per Acre

    577 N Elks Ridge Rd Unit 45, Garden City, UT 84028

    Fantastic building lot in a new community. Utilities stubbed to the lot, roads are paved and maintained in the winter time. This new development is boasting with fantastic lake, mountain and marina views. Conveniently located right in Garden City and just minutes away from local shops, restaurants, Beaver mountain ski resort and much more.

    Antonina Petersen Real Estate of Bear Lake, LLC

    577 N Elks Ridge Rd Unit 45, Garden City, UT 84028
  • /8

    $79,900

    $10K PRICE DROP
    • Land
    • 18,295 Sq Ft
    • $190,238 per Acre

    918 Lakeview Dr Unit 88, Garden City, UT 84028

    Price reduced on this .42 of an acre lot located in Bridgerland Village is just minutes from Garden City, the State Marina, & Bear Lake's beautiful beaches, this property offers year-round recreation right from your doorstep. Access the national forest trail system directly from your cabin-perfect for ATV riding in the summer and snowmobiling in the winter. Enjoy world-class skiing at Beaver

    Cindy McLaughlin Town & Country Realty Bear Lake, Inc

    918 Lakeview Dr Unit 88, Garden City, UT 84028
  • /4

    $119,900

    $10K PRICE DROP
    • Land
    • 12,196 Sq Ft
    • $428,214 per Acre

    1481 N Broad Hollow Rd Unit 38 PL1, Garden City, UT 84028

    The most amazing view of Bear Lake and the mountains from this lot! Gated community! Not far from Bear Lake State Park Marina! Enjoy the view of the beautiful Fall leaves along with the incredible lake view! Close to Garden City shops and restaurants!

    Penilee Stevens Recreation Realty, P.C.

    1481 N Broad Hollow Rd Unit 38 PL1, Garden City, UT 84028
  • /8

    $1,200,000

    • Land
    • 43.69 Acres
    • $27,466 per Acre

    12800 U S Highway 89, Garden City, UT 84028

    Welcome to your own recreation paradise in scenic Logan Canyon.This exceptional retreat is ideally located just 10 minutes from Bear Lake, 20 minutes from Logan City, and only 5 minutes from Beaver Mountain Ski Resort-right next to Beaver Creek Lodge. The expansive, 43.69-acre owned parcel (not part of the Forest Service 99-year lease) offers privacy, space, and endless possibilities. A 40' x 40'

    Elizabeth Halaufia Berkshire Hathaway Home Services Utah Properties (Cache Valley)

    12800 U S Highway 89, Garden City, UT 84028
  • /36

    $739,000

    $160K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,592 Sq Ft

    3023 S Golf Course Dr, Garden City, UT 84028

    Ready to move in! New lake house with spectacular views of Bear Lake with many custom features including: Large decks in front and back of home. Large open window views. Vaulted ceilings. 2 Master Suites with own bathrooms. Granite counters with stainless steel appliances. Propane fireplace. Family room. Custom showers. Main level laundry. Wi-Fi connected with (CentraCom). Ring doorbell with

    Bryce Anderson Intermountain Properties

    3023 S Golf Course Dr, Garden City, UT 84028
  • /24

    $215,000

    $35K PRICE DROP
    • Land
    • 1.02 Acres
    • $210,784 per Acre

    325 W Elk Ridge Rd Unit 4, Garden City, UT 84028

    Lake View at Bear Lake is a new fantastic subdivision in Garden City! Panoramic views of Bear Lake and surrounding mountains, easy access to ATV and hiking trails. Location is fantastic for investment property or personal cabin. Just minutes away from Beaver Mountain ski resort, local shops and restaurants, Pickleville play house, Minnetonka cave and much more.

    Antonina Petersen Real Estate of Bear Lake, LLC

    325 W Elk Ridge Rd Unit 4, Garden City, UT 84028
  • /44

    $449,999

    $25K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 1,360 Sq Ft

    55 W Buttercup Ln Unit 26, Garden City, UT 84028

    Experience the perfect blend of comfort, style, and location in this high end Bear Lake townhome, ideally situated in the heart of Garden City. Designed for both personal enjoyment and strong nightly rental potential, this beautifully appointed 3 bedroom, 3 bathroom retreat comfortably sleeps up to 10 guests. Step inside to find a fully furnished, turnkey space featuring modern finishes and

    Jared Love Summit Oak Realty LLC

    55 W Buttercup Ln Unit 26, Garden City, UT 84028
  • /9

    $109,000

    • Land
    • 12,196 Sq Ft
    • $389,286 per Acre

    3483 S Badger Cir Unit 41, Garden City, UT 84028

    Excellent building lot located in the lower Sweetwater subdivision, tucked into a quiet cul-de-sac for added privacy and peaceful surroundings. This beautiful homesite offers great views of Bear Lake and is conveniently located near the Bear Lake Golf Course, making it an ideal setting for your mountain getaway or full-time retreat. Optional amenities are available through Ideal Beach for an

    Gary McKee Bear Lake Realty Inc

    3483 S Badger Cir Unit 41, Garden City, UT 84028
  • /38

    $599,900

    $50K PRICE DROP
    • 5 Beds
    • 5.5 Baths
    • 2,634 Sq Ft

    1205 S Lakeview Dr, Garden City, UT 84028

    Totally redone inside and out! This home has been created to entertain all of your guests! Plenty of sleeping and entertaining space. Even better, there is a place for everyone to park. Bring your boats and side by sides in the summer and your snowmobile trailer in the winter, and still have parking space to spare. The views from the deck are unparalleled of the lake, or spend some time in the

    Michael Hansen Engel & Volkers Logan, LLC

    1205 S Lakeview Dr, Garden City, UT 84028
  • /94

    $675,000

    • 3 Beds
    • 3 Baths
    • 1,655 Sq Ft

    35 E 150 S Unit 202C, Garden City, UT 84028

    Modern Luxury Condo Near Bear Lake Short term rental Approved Experience lakeside living at its finest in this stunning new condo development in Garden City, Utah. Just a short walk from the turquoise waters of Bear Lake, these beautifully designed 3-bedroom, 3-bathroom modern condos offer 1,655 square feet of upscale comfort and style. Each unit features luxury finishes, open-concept living, and

    Matthew Garlick Berkshire Hathaway HomeServices Elite Real Estate

    35 E 150 S Unit 202C, Garden City, UT 84028
  • /28

    $343,900

    $32K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,220 Sq Ft

    929 N Harbor Village Dr E Unit 216B, Garden City, UT 84028

    PRICED $20K BELOW RECENTLY SOLD UNITS IN HOA!!! Lakeside Retreat in Harbor Village! Escape to your own slice of paradise with this charming condominium in the desirable Harbor Village at Bear Lake! Perfectly situated just moments from the stunning turquoise waters, this move-in-ready, FULLY FURNISHED condo offers an ideal combination of comfort, convenience, and lakeside living. This level 2 of 2

    Jennie Ioane Homie

    929 N Harbor Village Dr E Unit 216B, Garden City, UT 84028
  • /14

    $265,000

    $10K PRICE DROP
    • Land
    • 38,768 Sq Ft
    • $297,753 per Acre

    360 W Elk Ridge Rd Unit 61, Garden City, UT 84028

    Enjoy breathtaking views of Bear Lake's turquoise-blue water from your own .89 acre property! This location is perfect for creating lasting family memories or taking advantage of approved short-term rental opportunities. Close to the Bear Lake marina within 1 mile of the property to launch your boat and Beaver Mountain Ski Resort is only 10-15 minutes away. With direct access to miles of off-road

    Alyssa Reyes Omada Real Estate

    360 W Elk Ridge Rd Unit 61, Garden City, UT 84028
  • /27

    $350,000

    • Land
    • 7.39 Acres
    • $47,361 per Acre

    1300 W Swan Creek Spring Rd, Garden City, UT 84028

    Majestic location and spacious wooded lot up Swan Creek Springs Rd, near the top of the canyon, yet only 2/3 mile from the main highway and 3 miles north of the heart of Garden City! Close to town yet private. Roughly 400-500 feet of beautiful Swan Creek frontage! Much of the 7.39 acres is wooded to provide privacy and seclusion for your Bear Lake dream home. Beautiful mountain and canyon views.

    Holden Budge Mountain Retreat Real Estate, LLC

    1300 W Swan Creek Spring Rd, Garden City, UT 84028
  • /37

    $875,000

    New Construction Open Fri 5PM - 7PM $85K PRICE DROP
    • 4 Beds
    • 4.5 Baths
    • 3,384 Sq Ft

    2678 Eagle Dr, Garden City, UT 84028

    Motivated sellers! Recently reduced $70,000, creating an exceptional opportunity to own a newer Bear Lake home with short-term rental potential, incredible views, and outstanding value in today's market. Located within walking distance of one of Bear Lake's premier golf courses and just 15 minutes from Beaver Mountain Ski Resort, this stunning modern farmhouse offers year-round recreation and

    Kristel Gough Summit Sotheby's International Draper

    2678 Eagle Dr, Garden City, UT 84028
  • /2

    $62,900

    • Land
    • 16,117 Sq Ft
    • $170,000 per Acre

    1335 N Broad Rd Unit T71, Garden City, UT 84028

    Located in a gated community in beautiful Bear Lake. Close to the Bear Lake State Park Marina. A short drive to restaurants, shops and the lake! Year round accessible. No short-term rentals.

    Penilee Stevens Recreation Realty, P.C.

    1335 N Broad Rd Unit T71, Garden City, UT 84028
  • /7

    $110,000

    • Land
    • 15,246 Sq Ft
    • $314,286 per Acre

    3000 S Golf Course Dr, Garden, UT 84028

    Beautiful Sweetwater lot offering stunning views of both the Bear Lake Golf Course and sparkling Bear Lake! This semi-flat, easy-to-build property is the perfect setting for your dream cabin, investment property or year-round retreat. Nightly rentals are not restricted! Enjoy the peaceful surroundings, incredible scenery, and convenient access to golf, recreation, and all Bear Lake has to offer.

    Heather Moldenhauer Recreation Realty, P.C.

    3000 S Golf Course Dr, Garden, UT 84028
  • /28

    $149,000

    • Land
    • 6,534 Sq Ft
    • $993,333 per Acre

    3095 Monarch Dr Unit 380, Garden, UT 84028

    Come bring your RV and enjoy Bear Lake!! Larger RV LOT in Sweetwater Trailer Park with full hookups (water,power,sewer)--Amenities include pool, several picnic areas, two playgrounds, sand VB pit, basketball court and overflow parking. Public beach close by which can be accessed on a UTV/ATV/walking trail from the upper RV area. Pickleville Playhouse also close by as well as a 4 mile paved

    Gary McKee Bear Lake Realty Inc

    3095 Monarch Dr Unit 380, Garden, UT 84028
  • /13

    $329,000

    • Land
    • 2.5 Acres
    • $131,600 per Acre

    2930 N Elk Hollow Dr Unit 26, Garden City, UT 84028

    Views! Amazing View lot on 2.5 acres, west facing with gradual slope and perfect for a walkout basement. Lot is in one of the most desirable Bear lake locations. Incredible view of the lake, Community also has access to Swan Creek Wildlife Management Area for Hunting and recreation. Feels private with Gated access. Close to Garden City, Golf course, biking trails, Hiking, and restaurants. Has

    Jeff Neal Coldwell Banker Realty (Union Heights)

    2930 N Elk Hollow Dr Unit 26, Garden City, UT 84028
  • /4

    $74,000

    • Land
    • 12,196 Sq Ft
    • $264,286 per Acre

    1545 Mackinaw Way Unit 84, Garden City, UT 84028

    Swan Creek building lot overlooking meadow and beautiful Bear Lake. Close to Bear Lake State Park Marina - 2 minutes and Downtown Garden City for shops and dining. Beaver Mountain Ski Resort 20 minutes. Short term rentals not allowed.

    Gary McKee Bear Lake Realty Inc

    1545 Mackinaw Way Unit 84, Garden City, UT 84028

Showing Results 361 - 400, Page 10 of 11

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