Garden City, UT Homes for Sale

• 

  

  

  /6

  $449,500

  • Land
  • 1.27 Acres
  • $353,937 per Acre

  43 N 395 W Unit 4, Garden City, UT 84028

  Great Commercial Location, future planned projects on ajacent lots. Frontage is key to all inbound traffic for Garden City,

  Steven Taylor Adventure Realty

  43 N 395 W Unit 4, Garden City, UT 84028
• 

  

  

  /8

  $130,000

  • Land
  • 0.31 Acre
  • $419,355 per Acre

  427 Bluegrass Way Unit 16, Garden City, UT 84028

  Build your dream retreat or investment property on this prime Bear Lake lot! Located in a sought-after subdivision that allows nightly rentals, stunning mountain and lake views with open space to the North and surrounding the phase. Whether you're looking to create a vacation getaway or generate income through short-term rentals, this is a great opportunity to own in one of Bear Lake's most

  Kristina Eck KW Unite Keller Williams LLC

  427 Bluegrass Way Unit 16, Garden City, UT 84028
• 

  

  

  /52

  $3,500,000

  • 18 Beds
  • 18.5 Baths
  • 11,500 Sq Ft

  40 N Christa Cir, Garden City, UT 84028

  An unbeatable opportunity for large groups or reunions! This fully private 18-bedroom, 19-bathroom retreat sleeps up to 70 guests and feels like your own personal Inn. Enjoy the luxury of a private pool and hot tub, just a short walk from downtown, great restaurants, and beautiful Bear Lake. The newly renovated kitchen is ideal for feeding a crowd, and the expansive wrap-around porch offers

  Tyler Parrish Align Complete Real Estate Services LLC

  40 N Christa Cir, Garden City, UT 84028
• 

  

  

  /10

  $115,000

  • Land
  • 0.15 Acre
  • $766,667 per Acre

  427 W Overview Dr Unit 59, Garden City, UT 84028

  Prime location! Close to the marina, lake, beach, bike/walking path, and the main grocery store in town. Lochwood Estates provides a clubhouse, pool, hot tub, exercise and game room. In the winter the roads are paved providing you year-round access and enjoyment. Ready and buildable lot just waiting for you.

  Rachel Chase Realtypath LLC (Cache Valley)

  427 W Overview Dr Unit 59, Garden City, UT 84028
• 

  

  

  /42

  $1,000,000

  • 6 Beds
  • 4 Baths
  • 2,880 Sq Ft

  2869 S Chukar Dr Unit 63, Garden City, UT 84028

  This exquisite 6 bed 4 bath home offers a perfect blend of luxury and convenience, ideally situated to enjoy the best of mountain living. Located within the Sweetwater Subdivision providing direct access to hundreds of miles of National forest trails ready to use winter and summer. This home was carefully designed to make a great investment short term rental property or simply provide a wonderful

  Kimberly Johnson Rogue Real Estate

  2869 S Chukar Dr Unit 63, Garden City, UT 84028
• 

  

  /25

  $169,000

  • Land
  • 3.02 Acres
  • $55,960 per Acre

  2147 S Serviceberry Cir Unit 54, Garden City, UT 84028

  The very best views in Bear Lake. Hodges Canyon and Bear Lake in full display. 3 acre to build and enjoy your privacy, located at the end of a cul-a-sac. Access to Hodges Canyon ATV trails to ATV or snowmobile trails just outside your front door. Golf in the lower subdivision, minutes to Bear Lake Marina. Beaver Mountain skiing is 25 minutes. Year round access, no short term rentals.

  Pam Cornia Town & Country Realty Bear Lake, Inc

  2147 S Serviceberry Cir Unit 54, Garden City, UT 84028
• 

  

  /33

  $699,000

  • 3 Beds
  • 3.5 Baths
  • 2,233 Sq Ft

  3467 S Porcupine Cir, Garden City, UT 84028

  Discover this stunning 3 bedroom, 3.5 bath mountain modern home in the heart of Garden City's Sweetwater Golf Course subdivision. Fully furnished and turn-key, this property is ready for immediate use as a short-term rental or your personal Bear Lake retreat. The open-concept great room flows seamlessly into the gourmet kitchen and dining area, perfect for entertaining. Upgrades include a

  Lynn Fillmore Town & Country Apollo Properties, LLC

  3467 S Porcupine Cir, Garden City, UT 84028
• 

  

  /26

  $225,000

  • 2 Beds
  • 2 Baths
  • 980 Sq Ft

  3149 S Prairie Dog Way, Garden City, UT 84028

  Located in Sweetwater Camper Trailer Park with views of Bear Lake and the mountains. Once of the few with views of the lake from this area of the park. Amenities include: swimming pool, BB court, sand volleyball and playground. Close to the public beach. Furniture included.

  Penilee Stevens Recreation Realty, P.C.

  3149 S Prairie Dog Way, Garden City, UT 84028
• 

  

  /5

  $109,000

  • Land
  • 0.30 Acre
  • $363,333 per Acre

  2711 Driver Cir Unit 88, Garden City, UT 84028

  Gently sloped building lot in cul-de-sac of lower Sweetwater. Next to Bear Lake Golf Course with protected views of Bear Lake and mountains. Great for a walkout basement facing the lake. Year round access; access to Hodges Canyon trailhead for ATV/UTV,snowmobiling into The Sinks trail system. Optional amenities available at Ideal Beach Resort (additional fee)--includes two pools/hot tubs, sports

  Gary McKee Bear Lake Realty Inc

  2711 Driver Cir Unit 88, Garden City, UT 84028
• 

  

  /5

  $125,000

  • Land
  • 0.34 Acre
  • $367,647 per Acre

  1322 N Ridge Cir, Garden City, UT 84028

  Swan Creek is a beautiful gated community in Bear Lake, this lot offers amazing views of Bear Lake and the surrounding mountains. A walk out basement would be perfect on this lot. The current owner has a custom designed house and site plans and current elevation study. These could be included in with the right offer. Swan Creek HOA has established lake access with a fee and approved through

  Pam Cornia Town & Country Realty Bear Lake, Inc

  1322 N Ridge Cir, Garden City, UT 84028
• 

  

  /35

  $555,900

  • 4 Beds
  • 2 Baths
  • 1,792 Sq Ft

  2160 N 730 W, Garden City, UT 84028

  Charming Bear Lake Getaway with Private Beach Access!! Don't miss this 4-bedroom, 2-bath home just steps from Bear Lake, with exclusive HOA access to the beach (drivable when water is low). Enjoy unobstructed lake views, a gated community with low fees, and fantastic outdoor spaces-including a large front deck, back deck with fire pit, and volleyball area. Features include a new roof and

  Lurae Stanger Besst Realty Group LLC

  2160 N 730 W, Garden City, UT 84028
• 

  

  /62

  $225,000

  • 6 Beds
  • 5 Baths
  • 4,764 Sq Ft

  330 W Morning Star, Garden City, UT 84028

  Own a 1/8 share of Raspberry Retreat and enjoy 45+ nights a year. Raspberry Retreat is a perfect escape for larger groups. Easily sleeps 34. This beautiful home in the Bear Lake Valley of Utah is designed with both relaxation and entertainment in mind. Enjoy stunning views of the lake from your private hot tub. With six bedrooms and five bathrooms, there is plenty of space for everyone to unwind

  Andrew Haacke Odyssey Real Estate

  330 W Morning Star, Garden City, UT 84028
• 

  

  /21

  $600,000

  • 6 Beds
  • 3 Baths
  • 3,048 Sq Ft

  2242 S Beachcomber Ln, Garden City, UT 84028

  This beautiful home is located just minutes from Bear Lake, with gorgeous views of the mountains and lake. It's perfect for a family getaway or a weekend retreat with friends. The home has 6 bedrooms and 3 bathrooms, and it sleeps up to 15 people. Includes all the amenities you need for a comfortable stay, including a fully equipped kitchen, a washer and dryer. There's also a lot to do in the

  Steve Perry KW South Valley Keller Williams

  2242 S Beachcomber Ln, Garden City, UT 84028
• 

  

  /39

  $72,250

  • 3 Beds
  • 3 Baths
  • 2,075 Sq Ft

  537 Blue Lake St, Garden City, UT 84028

  A Fractional Ownership Vacation Home Experience the benefits of 1/8 ownership at Blue Bear Lake Townhome, giving you 45+ nights per year in this stunning 3-bedroom, 3-bathroom retreat. Located in Garden City, UT, and just minutes from Bear Lake Marina, this 2,075-square-foot townhome offers breathtaking views of Bear Lake's sparkling waters and the surrounding mountains. The fully equipped home

  Andrew Haacke Odyssey Real Estate

  537 Blue Lake St, Garden City, UT 84028
• 

  

  /17

  $515,000

  • 3 Beds
  • 2 Baths
  • 1,850 Sq Ft

  515 S Stump Hollow Rd, Garden City, UT 84028

  Own your own piece of Bear Lake. Home is located in Garden CIty limits with no HOA. Large .43 acre lot with room to build extra garage/shop. Home can be used as a short term rental with STR license through the city. Can walk through backyard to Heritage Park for raspberry days, fishing, playground and pickleball. Storage shed in the back of property. Will make a great rental property or full

  Jesse Calder Adventure Realty

  515 S Stump Hollow Rd, Garden City, UT 84028
• 

  

  /14

  $89,000

  • Land
  • 0.35 Acre
  • $254,286 per Acre

  193 E Clubhouse Dr Unit 41, Garden City, UT 84028

  Located in the sought-after Sweetwater subdivision of Bear Lake, this prime building lot offers a rare opportunity to build your dream getaway right on the Bear Lake Golf Course. Once completed, the property will sit on the prestigious 18th hole, offering scenic golf course views and a tranquil atmosphere. For those looking to elevate their experience, access to Ideal Beach Resort amenities is

  Corianne Staples Cornerstone Real Estate Professionals, LLC (South Ogden)

  193 E Clubhouse Dr Unit 41, Garden City, UT 84028
• 

  

  /55

  $971,000

  • 5 Beds
  • 3.5 Baths
  • 3,136 Sq Ft

  660 N Cambry Dr, Garden City, UT 84028

  TURNKEY NIGHTLY RENTAL in beautiful Bear Lake! Unobstructed views of the lake! Fully furnished and set up for a nightly rental. Sleeps 22. Includes Bullfrog spa, turf grass, foosball table and Double shot basketball for fun entertainment. Enjoy the Bear Lake experience whether full time or part time and rent it out when not using it! Close to the Bear Lake State Park marina, Garden City bike

  Penilee Stevens Recreation Realty, P.C.

  660 N Cambry Dr, Garden City, UT 84028
• 

  

  /51

  $975,900

  • 5 Beds
  • 3 Baths
  • 2,880 Sq Ft

  2774 S Chukar Dr, Garden City, UT 84028

  NIGHTLY RENTAL IN BEAUTIFUL BEAR LAKE! SOLD FULLY FURNISHED! Sleeps 20 with parking for 6 vehicles. Sold turn key stocked and ready to rent out with two water heaters and two washer and dryers. Beautiful decor featuring shiplap, farm sink, LVP and great room! Relax in the Bullfrog spa or on the covered deck and enjoy the beautiful view of the lake and cool summer nights! Spacious great room

  Penilee Stevens Recreation Realty, P.C.

  2774 S Chukar Dr, Garden City, UT 84028
• 

  

  /10

  $100,000

  • Land
  • 0.29 Acre
  • $344,828 per Acre

  2887 S Bunch Grass Dr Unit 70, Garden City, UT 84028

  SHORT TERM RENTALS ALLOWED! Come enjoy beautiful views of Bear Lake. All on a fairly flat lot with a gently slope out the back. Electrical and water are close by. Propane for gas. This is a great opportunity. Come see it today! Buyer to verify all information.

  Brittany Andrus Cornerstone Real Estate Professionals, LLC

  2887 S Bunch Grass Dr Unit 70, Garden City, UT 84028
• 

  

  /13

  $165,000

  • Land
  • 0.41 Acre
  • $402,439 per Acre

  441 W Starflower Way Unit 100, Garden, UT 84028

  Amazing Property that Sits on the Hill Overlooking All of Bear Lake with Endless unobstructed views of beautiful Blue Lake. "SHORT-TERM RENTALS ALLOWED"!! on this, Larger .41 acre Gently sloped Lot which is perfect for a walkout basement and a large deck. Use our Builder who is familiar with building in this location, or bring your own which makes this an easy lot to build on with protected views

  Jon Eccles ECCLES HENLINE LLC

  441 W Starflower Way Unit 100, Garden, UT 84028
• 

  

  /10

  $104,900

  • Land
  • 1.35 Acres
  • $77,704 per Acre

  3077 S Sweetwater Pkwy Unit 4, Garden City, UT 84028

  Large 1.35-acre beautiful easy-to-build-on lot with amazing unobstructed lake & mountain views. Close access to Hodges Canyon for ATV & snowmobile fun. Bear Lake Golf Course just down the road. Ideal Beach amenities available for $1950 per year includes sandy beach, pool & fun activities. Bear Lake Marina 15 minutes, Beaver Mountain 30 minutes. Year-round access. No nightly rentals.

  Kathy Johnson Recreation Realty, P.C.

  3077 S Sweetwater Pkwy Unit 4, Garden City, UT 84028
• 

  

  /6

  $89,000

  • Land
  • 0.64 Acre
  • $139,062 per Acre

  1041 S Lakeview Dr Unit A 98, Garden City, UT 84028

  Breathtaking lot in Bridgerland Subdivision. This lot has mature trees, and amazing views of Bear Lake. Nice Gradual Slope to make for a prime building lot. Over a half a acre to enjoy the mountains and landscape. Ride your ATV's from here to the many miles of trails near by. Come drive by today!

  Heather Moldenhauer Recreation Realty, P.C.

  1041 S Lakeview Dr Unit A 98, Garden City, UT 84028
• 

  

  /31

  $880,000

  • 6 Beds
  • 3.5 Baths
  • 3,328 Sq Ft

  2292 S Aspen Loop, Garden City, UT 84028

  Stunning panoramic views of Bear Lake and the valley with year round access from this Rustic Bear Lake log cabin . Located on a large treed 1.88 ac lot in upper Sweetwater Sub, this cabin features log construction with large timber posts and beams inside, tongue & groove ceilings, a rock fireplace with a log mantle, hardwood and tile floors, covered deck and a hot tub. The kitchen is open to

  Gary McKee Bear Lake Realty Inc

  2292 S Aspen Loop, Garden City, UT 84028
• 

  

  /27

  $365,000

  • 3 Beds
  • 2.5 Baths
  • 1,371 Sq Ft

  150 W Seasons Ln Unit 4, Garden City, UT 84028

  Welcome to Bloomington Peak! Don't miss this opportunity to own a turnkey property just blocks from Bear Lake and Garden City's most popular restaurants and shops. This well-maintained 3 bed, 2.5 bath townhome is being sold fully furnished and is located in a short-term rental approved area-ideal for personal use, investment, or both. Now is a great time to buy and capitalize on upcoming

  Samuel Faber Century 21 Everest

  150 W Seasons Ln Unit 4, Garden City, UT 84028
• 

  

  /7

  $105,000

  • Land
  • 0.84 Acre
  • $125,000 per Acre

  3041 S Snowberry Dr Unit 39, Garden City, UT 84028

  Great Building lot in Sweetwater! Almost an acre of all usable land. Mostly flat for an easy build. Stunning views of Bear Lake. Come build your dream cabin here and enjoy the beautiful sunrises over bear lake. Don't miss out on this lot. Get your offer in today!

  Heather Moldenhauer Recreation Realty, P.C.

  3041 S Snowberry Dr Unit 39, Garden City, UT 84028
• 

  

  /37

  $899,900

  • 3 Beds
  • 3 Baths
  • 2,729 Sq Ft

  2747 S Country Club Way, Garden City, UT 84028

  Come relax on this beautiful top deck overlooking the valley and the blue waters of Bear Lake. This brand new build is fully furnished and ready to rent out or enjoy. Paved roads to the home and is walking distance, or a short golf cart ride to Bear Lake Golf Course. This home has a large open floor plan, glass banisters, Modern lighting, large bedrooms, huge loft with two set of bunkbeds, and

  Heather Moldenhauer Recreation Realty, P.C.

  2747 S Country Club Way, Garden City, UT 84028
• 

  

  /95

  $4,900,000

  • 6 Beds
  • 5.5 Baths
  • 5,276 Sq Ft

  57 E 445 S, Garden City, UT 84028

  Private, gated LAKE ACCESS and BEACHFRONT! This 5,276 SF custom home with a 3-car garage comes with an additional huge detached garage and private sand volleyball court! Spread out on 4 lots for plenty of room and privacy. Two additional lots are included, one of them beachfront. You could sell off or keep. House features lake views from both levels, two main level bedrooms with en suites, a

  Gary McKee Bear Lake Realty Inc

  57 E 445 S, Garden City, UT 84028
• 

  

  /5

  $143,500

  • Land
  • 2.83 Acres
  • $50,707 per Acre

  2539 S Sweetwater Pkwy Unit 39, Garden City, UT 84028

  The perfect blend of privacy and natural beauty with this exceptional 2.8-acre wooded lot in Sweetwater Hillside. This prime parcel offers sweeping views and endless potential for your dream home or weekend retreat. Please note: This property is located within an HOA that does not permit short-term rentals.

  David Brown Town & Country Realty Bear Lake, Inc

  2539 S Sweetwater Pkwy Unit 39, Garden City, UT 84028
• 

  

  /20

  $105,000

  • Land
  • 1.08 Acres
  • $97,222 per Acre

  2965 S Sunset Cir Unit 14, Garden City, UT 84028

  Large 1.08-acre beautiful building lot with amazing lake & mountain views on quiet cul-de-sac. Easy access to Hodges Canyon for ATV & snowmobile fun. Bear Lake Golf Course just down the road. Ideal Beach amenities available for $1950 per year includes sandy beach, pool & fun activities. Year-round access. No nightly rentals.

  Kathy Johnson Recreation Realty, P.C.

  2965 S Sunset Cir Unit 14, Garden City, UT 84028
• 

  

  /30

  $949,000

  • 3 Beds
  • 1 Bath
  • 1,884 Sq Ft

  1640 S Bear Lake Blvd, Garden City, UT 84028

  LAKEFRONT OPPORTUNITY - PRICED TO SELL! Now is your chance to own a true Bear Lake lakefront cabin with nightly rental approval - and it's just been significantly reduced for a quick sale! This rare property offers 60 feet of private lakefront and stretches 200 feet deep, giving you space to relax, play, or even build an additional home closer to the water. Imagine stepping out to your own sandy

  Kitty Louden Lakeside Realty

  1640 S Bear Lake Blvd, Garden City, UT 84028
• 

  

  /49

  $559,000

  • 4 Beds
  • 3 Baths
  • 1,779 Sq Ft

  55 W Buttercup Ln Unit 43, Garden City, UT 84028

  TWO HEATED POOLS/HOT TUBS, PICKLEBALL COURT, CLUBHOUSE, BEAR LAKE BEACH ACCESS---FOUR BEDROOM-THREE BATH townhome located in Legacy Beach Resort, close to pool and pickleball court Both pools are heated and are seasonal. Legacy Beach is gated, paved and close to two City parks for Basketball, Playground and Fishing Pond. Also close to Ruca's and Bear Lake Steakhouse/Pizza. 5 mile paved

  Gary McKee Bear Lake Realty Inc

  55 W Buttercup Ln Unit 43, Garden City, UT 84028
• 

  

  /44

  $559,000

  • 4 Beds
  • 3 Baths
  • 1,793 Sq Ft

  55 E Buttercup Ln Unit 42, Garden City, UT 84028

  POOLSIDE!! FOUR BEDROOM-THREE BATH townhome located in Legacy Beach Resort with BEACH ACCESS, CLUBHOUSE W/FITNESS ROOM, 2nd POOL/HOT TUB and PICKLEBALL COURT. Pools are heated and are seasonal. Legacy Beach is gated, paved and close to two City parks for Basketball, Playground and Fishing Pond. Also close to Ruca's and Bear Lake Steakhouse/Pizza. 5 mile paved walking/biking path right out your

  Gary McKee Bear Lake Realty Inc

  55 E Buttercup Ln Unit 42, Garden City, UT 84028
• 

  

  /5

  $275,000

  • Land
  • 0.89 Acre
  • $308,989 per Acre

  360 W Elk Ridge Rd Unit 61, Garden City, UT 84028

  Fantastic new community in Bear Lake! Beautiful panoramic views of bear lake and surrounding mountains. Great location, just minutes away from beaches local shops and restaurants. Year round access with paved roads, utilities are stubbed to the lot so you are ready to build. Sort term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  360 W Elk Ridge Rd Unit 61, Garden City, UT 84028
• 

  

  /5

  $275,000

  • Land
  • 0.83 Acre
  • $331,325 per Acre

  404 W Elk Ridge Rd Unit 59, Garden City, UT 84028

  Fantastic new community in Bear Lake! Beautiful panoramic views of bear lake and surrounding mountains. Great location, just minutes away from beaches local shops and restaurants. Year round access with paved roads, utilities are stubbed to the lot so you are ready to build. Sort term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  404 W Elk Ridge Rd Unit 59, Garden City, UT 84028
• 

  

  /5

  $275,000

  • Land
  • 0.74 Acre
  • $371,622 per Acre

  426 W Elk Ridge Rd Unit 58, Garden City, UT 84028

  Fantastic new community in Bear Lake! Beautiful panoramic views of Bear Lake and surrounding mountains. Great location, just minutes away from beaches, local shops and restaurants. Year round access with paved roads, utilities are stubbed to the lot so you are ready to build. Sort term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  426 W Elk Ridge Rd Unit 58, Garden City, UT 84028
• 

  

  /5

  $275,000

  • Land
  • 0.74 Acre
  • $371,622 per Acre

  446 W Elk Ridge Rd Unit 57, Garden City, UT 84028

  Fantastic new community in Bear lake. Panoramic views of Bear Lake and surrounding mountains. Year round access with paved roads, utilities stubbed to the lot. Great location close to Garden City, State marina, Beaver Mountain Ski resort and much more. Short term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  446 W Elk Ridge Rd Unit 57, Garden City, UT 84028
• 

  

  /5

  $300,000

  • Land
  • 0.85 Acre
  • $352,941 per Acre

  466 W Elk Ridge Rd Unit 56, Garden City, UT 84028

  Fantastic new community in Bear Lake! Beautiful panoramic views of bear lake and surrounding mountains. Great location, just minutes away from beaches local shops and restaurants. Year round access with paved roads, utilities are stubbed to the lot so you are ready to build. Sort term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  466 W Elk Ridge Rd Unit 56, Garden City, UT 84028
• 

  

  /5

  $325,000

  • Land
  • 1.18 Acres
  • $275,424 per Acre

  484 W Elk Ridge Rd Unit 55, Garden City, UT 84028

  Fantastic new community in Bear Lake! Beautiful panoramic views of bear lake and surrounding mountains. Great location, just minutes away from beaches local shops and restaurants. Year round access with paved roads, utilities are stubbed to the lot so you are ready to build. Sort term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  484 W Elk Ridge Rd Unit 55, Garden City, UT 84028
• 

  

  /4

  $300,000

  • Land
  • 0.71 Acre
  • $422,535 per Acre

  445 W Elk Ridge Rd Unit 39, Garden City, UT 84028

  Fantastic new community in Bear Lake! Beautiful panoramic views of bear lake and surrounding mountains. Great location, just minutes away from beaches local shops and restaurants. Year round access with paved roads, utilities are stubbed to the lot so you are ready to build. Sort term rentals are permitted.

  Antonina Petersen Recreation Realty, P.C.

  445 W Elk Ridge Rd Unit 39, Garden City, UT 84028
• 

  

  /17

  $695,000

  • 3 Beds
  • 3 Baths
  • 1,655 Sq Ft

  35 E 150 S Unit 201E, Garden City, UT 84028

  BRAND NEW--BEACH ACCESS CONDO! Breathtaking views of Bear Lake**Fully Furnished**Rental Ready**Private Covered Balcony**High Ceilings**Lock-Off Design. Three bedroom, three bath condo in the heart of Garden City for shopping and dining, Elevator and covered stairway. Walk to the beach! Bear Lake State Park Marina 5 min; Beaver Mountain Ski Resort 15 min. Limited numbers available. This is Lobby

  Gary McKee Bear Lake Realty Inc

  35 E 150 S Unit 201E, Garden City, UT 84028

Showing Results 161 - 200, Page 5 of 10