1,312

Homes for Sale near Silverstein Hebrew Academy

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  • /2

    $1,288,000

    • 4 Beds
    • 2 Baths
    • 2,536 Sq Ft

    84-05 266th St, Floral Park, NY 11001

    This wonderful brick multi-family property is well located near shopping and transportation. It is a 5 rooms over 5 rooms design, plus 3 baths, a large ground level space, a garage, driveway, rear patio, and balcony. The apartment layouts offer a living room, dining room, kitchen, 2 bedrooms, and a full bath. This may just be the investment that you've been looking for. Don't wait, it won't last

    Mohan Gurusinghe Andron Realty Group

    84-05 266th St, Floral Park, NY 11001
  • /23

    $850,000

    • 2 Beds
    • 2 Baths
    • 1,500 Sq Ft

    1 Bay Club Dr Unit 12 F, Bayside, NY 11360

    BEAUTIFUL 2 BEDROOM/2 BATH,LARGEST 2 BEDROOM AT THE BAY CLUB,STAINLESS STEEL APPLIANCES, ENDLESS CLOSETS, BEAUTIFUL WATER VIEWS, 1500 SQARE FEET OF LUXURY LIVING

    Tammy Blau Signature Premier Properties

    1 Bay Club Dr Unit 12 F, Bayside, NY 11360
  • /29

    $1,399,000

    • 4 Beds
    • 3.5 Baths
    • 3,291 Sq Ft

    100 Station Rd, Great Neck, NY 11023

    Spacious Colonial boasting 4 bedrooms, 3 full baths, and 2 half baths. The home features a formal living room with a Gas fireplace, a sky-lit formal dining room, a large den with a Wood burning fireplace, and a granite eat-in kitchen with stainless steel appliances that opens to the deck. A vaulted second-floor landing with skylights flows to a primary bedroom with a gas fireplace, an en suite

    Sarit Elias Daniel Gale Sothebys Intl Rlty

    100 Station Rd, Great Neck, NY 11023
  • /22

    $348,000

    • 2 Beds
    • 1 Bath
    • 775 Sq Ft

    67-49 Bell Blvd Unit 2, Oakland Gardens, NY 11364

    Garden Coop Apartment Located In Oakland Gardens-School district #26 , Ps46/Ms74/Cardozo HS /QCC. individual & unique building entrance only you and lower unit .Bus Q88 To Queens Center, Xbus Qm 5/8/35 To Nyc. Shopping Center Right On Bell Blvd & 73 Ave. Short Distance To All. Parking lot next to building - Parking sticker $30/M , Garage on waitlist. 5% of flip tax pay by seller , Maintenance fee

    Amy Qiu Winzone Realty Inc

    67-49 Bell Blvd Unit 2, Oakland Gardens, NY 11364
  • /40

    $1,058,000

    • 3 Beds
    • 2 Baths
    • 1,396 Sq Ft

    4705 189th St, Flushing, NY 11358

    Beautiful 3 Bedroom, 2 Bath home in a prime Flushing location! This well-maintained property features an eat-in Galley kitchen, open living room, and formal dining area. An ideal layout for comfortable living and entertaining. A large, full basement offers excellent potential for additional living space or possible conversion to a 2-family setup. Enjoy outdoor living on the charming porches in

    Linda Rappaport NSTowers Inc

    4705 189th St, Flushing, NY 11358
  • /48

    $2,450,000

    • 6 Beds
    • 6 Baths
    • 3,817 Sq Ft

    16515 Cross Island Pkwy, Whitestone, NY 11357

    Welcome to this rare waterfront facing gem in Whitestone! This elegant 1 family brick colonial sits on an expansive 7,100 sq ft lot with approx. 3,817 sq ft of living space, featuring 6 spacious bedrooms and 6 full baths. Enjoy bridge and skyline views from oversized windows and a large private balcony. A finished basement with separate entrance offers additional living or recreation space and

    Vivian Li Prospes Real Estate Corp

    16515 Cross Island Pkwy, Whitestone, NY 11357
  • /11

    $205,000

    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    19617 73rd Ave Unit 2nd FL, Fresh Meadows, NY 11366

    Welcome to this bright and spacious second floor 1 bedroom, 1 bath corner unit in the desirable Fresh Meadows neighborhood! This home features windows on three exposures (East/South/West), providing excellent natural light throughout the day. Corner unit with abundant natural light. Garage available with no waitlist ($140/month), includes EV charging station. Convenient to ransportation: QM8

    Zhihua Guan Prospes Real Estate Corp

    19617 73rd Ave Unit 2nd FL, Fresh Meadows, NY 11366
  • /47

    $3,999,900

    • 4 Beds
    • 4.5 Baths
    • 4,768 Sq Ft

    10-08 Shore Rd, Flushing, NY 11363

    Timeless Waterfront Luxury At 1008 Shore Road In The Prestigious Douglaston Manor. This Waterfront Mansion Spans Over 6,000 Square Feet, Offering A Blend Of Elegance And Comfort. Step Into An Oversized Living Room With Soaring 20-Foot Ceilings And A Cozy Gas Fireplace. Bask In Natural Light From The Sun-Filled Sunroom. The Home Boasts Four Large Bedrooms, A Nearly 2,000-Square-Foot Basement, A

    Walter Greene Signature Premier Properties

    10-08 Shore Rd, Flushing, NY 11363
  • /22

    $559,000

    • 1 Bed
    • 1 Bath
    • 732 Sq Ft

    2 Bay Club Dr Unit 11F, Bayside, NY 11360

    Beautiful "F" Line one bedroom unit with a terrace and a nice view. This bright and spacious unit has an open floor plan, an updated kitchen with stainless appliances and a beautiful updated bathroom. The bedroom is large and has a whole wall of closets. There is also an oversized closet in the unit. The Bay Club is gated and offers 24 hour doorman.concierge. There is a restaurant, dry cleaner

    Luisa Fazzalari Douglas Elliman Real Estate

    2 Bay Club Dr Unit 11F, Bayside, NY 11360
  • /8

    $199,000

    • 1 Bath
    • 600 Sq Ft

    43-25 Douglaston Pkwy Unit 4J, Little Neck, NY 11363

    Location! Location! Location! This adorable studio apartment located in the heart of Douglaston is just 2 blocks to LIRR Port Washington Line and about 30 minutes to Manhattan. This sunny apartment with separate kitchen and generous closet space (large walk-in, linen and coat) offers Low monthly maintenance which includes all utilities except electric. No flip tax. No pets.

    Susan Goldman Utopia Real Estate

    43-25 Douglaston Pkwy Unit 4J, Little Neck, NY 11363
  • /8

    $449,990 Open Sat 11AM - 1PM

    • 2 Beds
    • 1 Bath
    • 766 Sq Ft

    26067 75th Ave Unit G22, Glen Oaks, NY 11004

    Second Floor unit located right on 75th Ave, providing the convenience of front door access right from 75th Ave. Unit features a unique open concept feel connecting the living area and kitchen in a seamless flow. Flanked on the left side of the kitchen is a beautiful, welcoming and truly charming balcony providing the ideal sanctuary for morning coffee, an evening drink, or an intimate gathering

    Dev Dhamija Bird & Swing LLC

    26067 75th Ave Unit G22, Glen Oaks, NY 11004
  • /20

    $2,300,000 Open Sat 11AM - 1PM

    • 6 Beds
    • 5 Baths
    • 2,692 Sq Ft

    43-29 249th St, Little Neck, NY 11363

    This spacious new 2 family brick house located near Northern Blvd and LIRR train station and Shops, restaurants, Library, H Mart & J Mart & Mc Donald. Each unit is very spacious about 1350 sf each floor. 2nd floor has 2 balconies. Quality hardwood floors and quality wood frame windows. Raised full basement with very high ceiling has a outside entrance and full bath. Very convenient location.

    Joann Lee Good Choice Realty & Mgmt Corp

    43-29 249th St, Little Neck, NY 11363
  • /12

    $1,250,000

    • 3 Beds
    • 1 Bath
    • 1,488 Sq Ft

    42-36 156th St, Flushing, NY 11355

    30*100 Lot size with building size 1488 sqft, R4A Zoning! Full basement with Outside separate entrance. On a tree lined block in the heart of Flushing.

    Chun Zheng Winzone Realty Inc

    42-36 156th St, Flushing, NY 11355
  • /28

    $1,990,000

    • 4 Beds
    • 3.5 Baths
    • 2,517 Sq Ft

    27-17 216th St, Flushing, NY 11360

    Exclusive Bayside Gables opportunity on an oversized 80 x 215 corner lot (approx. 7,280 sq ft). This 4-bedroom, 4-bath home offers exceptional potential for renovation or custom new construction in one of North Queens’ most prestigious neighborhoods. Rare corner property surrounded by high-end homes—an ideal canvas to create a luxury residence.

    Maureen Ramsbottom Maureen Folan R E Group LLC

    27-17 216th St, Flushing, NY 11360
  • /15

    $370,000

    • 2 Beds
    • 1 Bath
    • 1,000 Sq Ft

    166-31 9th Ave Unit 6A, Whitestone, NY 11357

    Open concept layout with extreme light. Updated kitchen with maple cabinets, stainless steel appliances, and stone countertops. Ceramic tile and carpet in l/r, d/r. Updated bathroom with built-in storage. Plenty of closets for ample storage, private balcony and prime parking space available for transfer. Le Havre includes 2 outdoor swimming pools, a club house with gym & cafe, 3 hartru tennis

    Patricia Gottlieb Douglas Elliman Real Estate

    166-31 9th Ave Unit 6A, Whitestone, NY 11357
  • /21

    $1,235,000

    • 5 Beds
    • 2 Baths
    • 2,424 Sq Ft

    58-18 213th St, Flushing, NY 11364

    First time on the market in over 50 years! Well-maintained detached and extended home located on a beautiful tree-lined block in desirable Bayside Hills. Rare 5-bedroom, 2 full bath layout featuring a renovated kitchen and bathroom completed a few years ago, spacious rooms, and a flexible floor plan. Full attic with pull-down ladder stairs used for storage. Conveniently located near Bell Blvd,

    Maureen Ramsbottom Maureen Folan R E Group LLC

    58-18 213th St, Flushing, NY 11364
  • /22

    $295,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    224-23 Kingsbury Ave Unit B, Oakland Gardens, NY 11364

    Beautiful One-Bedroom Apartment in Landscaped Co-Op Community. Welcome to this charming and sunlit second-floor one-bedroom apartment nestled in a beautifully landscaped co-op community. This pet-friendly unit features gleaming wood floors throughout, an updated kitchen with convenient in-unit laundry, and a modern bathroom. The spacious bedroom easily accommodates a king-size bed and offers

    Michael Antonello LAFFEY REAL ESTATE

    224-23 Kingsbury Ave Unit B, Oakland Gardens, NY 11364
  • /34

    $575,000

    • 3 Beds
    • 2 Baths
    • 1,050 Sq Ft

    212-09 16th Ave Unit 168, Bayside, NY 11360

    3 Bedroom 2 Bath corner upper unit in Bay Terrace Gardens. Primary Bedroom with Full bath. Steam shower in Primary bathroom. Base maintenance is $1,358.66. Total Maintenance Of $1,453.66 Includes 2 Air Conditioners, Dishwasher, Washer, Dryer, Gas & Electric. Purchaser will get 1 assigned parking space for additional $18/month. Close To Bay Terrace Shopping Center, CommonPoint Athletic complex,

    Shari Rosenblum Queens Quality Management

    212-09 16th Ave Unit 168, Bayside, NY 11360
  • /8

    $1,950,000

    • 6 Beds
    • 3 Baths
    • 2,909 Sq Ft

    196-64 45th Ave, Flushing, NY 11358

    Truly an opportunity to become the next homeowner or investor of this all-brick, meticulously maintained 2 Family, which sits on a 80’ x 75’ lot. Updated roof, including renovated kitchens & baths throughout! 1st Fl duplex apartment features 2 bedrooms & 1 full bathroom. 2nd Fl features 2 bedrooms & 1 full bathroom. Finished basement with high ceilings, lots of windows for natural light & a

    Konstantinos Tsoukaris RE/MAX Elite

    196-64 45th Ave, Flushing, NY 11358
  • /18

    $520,000

    • 1 Bed
    • 2 Baths
    • 870 Sq Ft

    800 Willis Ave Unit 313, Albertson, NY 11507

    Bright, updated, 62+ condo in Willis Terrace. This unit features 1 bedroom, 2 updated full baths, beautifully updated kitchen with stainless steel appliances, large carpeted living room, skylights. Newer washer/dryer and hw heater in unit. Lots of storage, big closets. Enclosed terrace. Assigned indoor parking spot and outdoor parking in rear of building. Updated common area. Close to

    Sandra Lukan-Shaw Realty Connect USA LLC

    800 Willis Ave Unit 313, Albertson, NY 11507
  • /25

    $1,599,000

    • 4 Beds
    • 4 Baths
    • 1,849 Sq Ft

    14915 11th Ave, Whitestone, NY 11357

    Whitestone Colonial totally renovated 4 Bedrooms, 4 Baths, has Eat in Kitchen, granite counters and stainless appliances. Home boasts 9' ceilings, hardwood floors throughout, Full bathroom on 1st floor, Living room, Formal Dining, sliders to yard, gorgeous paver driveway and walkways. Anderson windows, full Stucco exterior, newer heating and cooling systems. This is a turnkey home conveniently

    Peter Korahais Douglas Elliman Real Estate

    14915 11th Ave, Whitestone, NY 11357
  • /4

    $775,000

    • 3 Beds
    • 1 Bath
    • 1,188 Sq Ft

    16662 22nd Ave, Whitestone, NY 11357

    Excellent Whitestone Location. Property needs Work.This is a Guardianship Sale. All Offers Require NYS Supreme Court Approval.

    Jamie Mesa RE/MAX Team

    16662 22nd Ave, Whitestone, NY 11357
  • /17

    $369,000

    • 1 Bed
    • 1 Bath
    • 800 Sq Ft

    18-15 215th Unit 6 A, Bayside, NY 11360

    Renovated Kitchen, Large Living Rm/Din. Rm, Bedroom has a Huge Walk In Closet. Terrace With South East Water View . Luxury High Rise Bldg. 24 Hr. Doorman & Security. State Of Art Gym. Shopping Arcade W/ Restaurant/Deli/Grocery Store. Beauty Spa, Pool, Gym, Tennis & Party Room. Monthly Outlay of $1,482.02 + assessments of 165+100= 1,747. Includes G+E , Taxes, Central A/C + Heat + Assessments.

    Grace Scheher Century 21 Bay Benjamin

    18-15 215th Unit 6 A, Bayside, NY 11360
  • /8

    $1,100,000

    • 3 Beds
    • 2.5 Baths
    • 2,451 Sq Ft

    90-56 210th St, Queens Village, NY 11428

    Seize this rare and exceptional corner property, a versatile, fully-occupied asset boasting super low annual taxes of only $7,467.60! This prime, legally configured Two-Family Residence with a Legal Storefront is a turnkey investment, currently operating with fully-paying tenants in all units; the substantial residential portion features a massive 2,451 sq ft of living space, including a spacious

    Reema Sharma S H V REAL ESTATE CORP

    90-56 210th St, Queens Village, NY 11428
  • /45

    $2,480,000

    • 3 Beds
    • 3.5 Baths
    • 4,280 Sq Ft

    6 the Maples, Roslyn, NY 11576

    Welcome, to this very unique home where walls of glass showcase this amazing and dramatic open layout, flooded with natural light. This home is beautifully set on a park-like property featuring a pool, wrap around deck and 3-car garage, ideal for indoor/outdoor living and entertaining. Mint condition throughout with a separate hot water heater. Located conveniently close to the Miracle Mile, and

    Aili Tracey Douglas Elliman Real Estate

    6 the Maples, Roslyn, NY 11576
  • /24

    $855,000 Coming Soon

    • 5 Beds
    • 2 Baths
    • 1,640 Sq Ft

    344 White Rd, Mineola, NY 11501

    An Expanded Cape With Full Rear Dormer Offering Five Bedrooms And Two Full Baths. Centrally Located To Both NYU Langone And Northwell LIJ Hospital Systems, This Homes Proximity To The LIRR, Major Parkways, LIE And Bus Routes Make Commuting A Breeze. Featuring A Recently Updated Kitchen, New Windows, A Full Paver Driveway And Newer Roof, This Home Has Been Meticulously Maintained. Enjoy The Nearby

    Michael Alpert Daniel Gale Sothebys Intl Rlty

    344 White Rd, Mineola, NY 11501
  • /18

    $988,000

    • 2 Beds
    • 3 Baths
    • 1,576 Sq Ft

    242-25 Oak Park Dr, Douglaston, NY 11362

    Welcome to this stunning arbor model in the highly desirable gated community of Oak Park at Douglaston! This approx. 1,576 sq. ft. condo offers 2 bedrooms, 3 bathrooms, a bright living and dining area with hardwood floors, recessed lighting, and beautifully upgraded finishes throughout. The updated kitchen features ample cabinetry, brand new countertops (to be completed before closing), and

    Joanne Hantzopoulos Douglas Elliman Real Estate

    242-25 Oak Park Dr, Douglaston, NY 11362
  • /9

    $299,000

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    224-24 Union Turnpike Unit 4N, Oakland Gardens, NY 11364

    Welcome to this beautifully renovated Junior 4 co-op located in the heart of Oakland Gardens, this move-in ready home has a spacious and functional layout perfect for comfortable living. 2 generously sized bedrooms1 full bathroomSeparate formal dining roomBright and airy living roomUpdated kitchen with modern finishes Maintenance: $1,366.77/month – includes everything except

    Michael Xu E Realty International Corp

    224-24 Union Turnpike Unit 4N, Oakland Gardens, NY 11364
  • /36

    $235,000

    • 1 Bed
    • 1 Bath
    • 900 Sq Ft

    209-20 18th Ave Unit 5E, Flushing, NY 11360

    Welcome to The Plymouth in Bay Terrace’s sought-after Section 8 Co-Op community! This spacious Junior 4 offers perfect blend of comfort, space, and flexibility. This large one-bedroom unit comes with a convertible dining area—ideal for use as a second bedroom, home office, or den. This desirable E-line unit is filled with natural light and features a spacious primary bedroom with serene views.

    Kwang Hyun Han Keller Williams Rty Gold Coast

    209-20 18th Ave Unit 5E, Flushing, NY 11360
  • /20

    $430,000

    • 2 Beds
    • 1 Bath
    • 900 Sq Ft

    211-06 75th Ave Unit 2E, Oakland Gardens, NY 11364

    2BR / 1BA Co-op | Windsor Park | Oakland Gardens / BaysidePicture-perfect, move-in ready — and this one truly has it all. Welcome home to this bright, spacious, and beautifully appointed 2-bedroom, 1-bath cooperative nestled in the highly sought-after Windsor Park community in Oakland Gardens/Bayside. With over 900 sq ft of thoughtfully designed living space, this is the one you've been

    Kenny Eng Keller Williams Legendary

    211-06 75th Ave Unit 2E, Oakland Gardens, NY 11364
  • /11

    $958,000 Open Sat 11:30AM - 1:30PM

    • 4 Beds
    • 3 Baths
    • 1,416 Sq Ft

    9 Bagley Ave, Albertson, NY 11507

    Great location! This home is in the Herricks top school district and features a first floor with a living room, dining room, kitchen, and one bathroom, plus sliding doors that open to a backyard. Upstairs, there are three bedrooms and one bathroom, with an additional spacious room in the attic that can be used as a study or guest room. It’s conveniently located about a 10-15 minute distance from

    Fei Guo Skylux Realty Inc

    9 Bagley Ave, Albertson, NY 11507
  • /46

    $4,588,000

    • 6 Beds
    • 6.5 Baths
    • 6,320 Sq Ft

    207 Mill Spring Rd, Manhasset, NY 11030

    A Striking New Construction In The Heart Of Manhasset! Set On One Of Manhasset’s Most Desirable Streets, This Newly Built South-Facing Residence Offers More Than 6,320 Sq Ft Of Refined Modern Luxury. A Dramatic Double-Height Foyer, Sun-Filled Interiors, And Elegant Architectural Details Set The Tone Throughout. At The Center Of The Home Is A State-Of-The-Art Chef’s Kitchen With Premium

    Angela Chaman LAFFEY REAL ESTATE

    207 Mill Spring Rd, Manhasset, NY 11030
  • /2

    $950,000

    • 4 Beds
    • 2 Baths
    • 2,556 Sq Ft

    11 2nd Ave, New Hyde Park, NY 11040

    4 bedroom colonial

    Kim Flanagan Signature Premier Properties

    11 2nd Ave, New Hyde Park, NY 11040
  • /17

    $1,198,000

    • 5 Beds
    • 3 Baths
    • 1,504 Sq Ft

    151-08 33rd Rd, Flushing, NY 11354

    Prime Flushing detached single-family home located near Northern Boulevard and Supermarket, offering exceptional convenience and accessibility. Multiple bus lines Q15, Q28, and Q65 provide direct service to Main Street in approximately 15 minutes. This spacious home features three above-ground levels with 5 bedrooms and 3 bathrooms, plus additional attic space and a walk-out basement with

    Liang Liu E Realty International Corp

    151-08 33rd Rd, Flushing, NY 11354
  • /33

    $1,999,000

    • 4 Beds
    • 2.5 Baths
    • 2,626 Sq Ft

    24-56 Little Neck Blvd, Flushing, NY 11360

    Custom Designed Mediterranean Inspired Colonial Located In The Bayside Gables On An Oversized 80 X 103 Lot Featuring Five Levels Of Living Space. Main Level: A Grand Entryway With Granite Flooring, Double Hall Closet & Marble Powder Room, Formal Dining Room, Eat In Kitchen, Laundry Room, Den With Fireplace & Sliding Glass Doors Leading Out Onto A Brick Patio Ideal For Outdoor Dining &

    Maryann Marinello Douglas Elliman Real Estate

    24-56 Little Neck Blvd, Flushing, NY 11360
  • /17

    $1,216,988

    • 2 Beds
    • 2.5 Baths
    • 1,281 Sq Ft

    171 Great Neck Rd Unit 3H, Great Neck, NY 11021

    Luxury Living in the Heart of Great Neck! Spacious 2-bedroom, 2.5-bath condominium featuring 24-hour doorman/concierge service, a fully equipped gym, and a community room. This residence offers a gourmet eat-in kitchen with granite countertops, maple cabinetry, and stainless steel appliances. Thoughtfully designed split-bedroom layout ensures privacy. Highlights include cherry hardwood floors

    Lin Pan Lin Pan Realty Group LLC

    171 Great Neck Rd Unit 3H, Great Neck, NY 11021
  • /3

    $1,250,000 Coming Soon

    • 3 Beds
    • 1.5 Baths
    • 1,575 Sq Ft

    33-35 150th Place, Flushing, NY 11354

    Location ! Location ! North Flushing Colonial on 4400 Sqft property ! Near Northern Blvd. Entry foyer welcomes you into a classic layout with living room, dining room, den, kitchen, and convenient half bath on the main level, plus three bedrooms and a full bath on the second floor. Walk-up attic and full basement with separate entrance are ready to be finished for additional flex space, playroom,

    David Tair RE/MAX 1st Choice

    33-35 150th Place, Flushing, NY 11354
  • /4

    $1,500,000

    • 3 Beds
    • 1.5 Baths
    • 2,424 Sq Ft

    4032 195th St, Flushing, NY 11358

    Detached One-Family Home in Prime Auburndale, Flushing (R3X Zoning)Rare opportunity to own a Brick Colonial on an oversized 5000 sq ft lot (50X100) in the highly desirable Auburndale section of Flushing. This spacious property features a total of 5 bedrooms, 2 full bathrooms, and a semi-finished basement, offering excellent potential for both end-users and investors. Conveniently located near

    Chun Hsuih RE/MAX 1st Choice

    4032 195th St, Flushing, NY 11358
  • /8

    $889,000

    • 3 Beds
    • 3 Baths
    • 1,357 Sq Ft

    9030 Vanderveer St, Queens Village, NY 11428

    Beautiful 3Br with a walk-up attic, 3full baths, living room dining room Kitchen and full finish basement. House is in mint condition.

    Robin Singh Sky Port Homes LLC

    9030 Vanderveer St, Queens Village, NY 11428
  • /2

    $845,000

    • 5 Beds
    • 2 Baths
    • 1,526 Sq Ft

    12 Park Ave, New Hyde Park, NY 11040

    Single family residence featuring 5 bedrooms, 2 full baths, formal dining room, living room, Kitchen, private driveway and 1 car garage.

    Amanda Laniado Sell Right Group LLC

    12 Park Ave, New Hyde Park, NY 11040

Showing Results 601 - 640, Page 16 of 18

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