Homes in 33844 under $400,000

• 

  

  

  /14

  $309,990

  New Construction $11K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,964 Sq Ft

  1002 Ambleside Dr, Haines City, FL 33844

  4 bed | 3 bath | 2-bay | 1964 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  1002 Ambleside Dr, Haines City, FL 33844
• 

  

  

  /27

  $324,000

  • 3 Beds
  • 2 Baths
  • 1,587 Sq Ft

  9016 Orange Blossom Loop, Haines City, FL 33844

  Discover the convenience of Central Florida living with a rare, oversized cul-de-sac lot at 9016 Orange Blossom Loop. Tucked away at the end of a quiet street, this meticulously maintained 2014-built home offers a like-new feel and an exceptional back yard.The heart of the home features a modern, open-concept layout that flows effortlessly from the kitchen--complete with warm wood cabinetry

  Lori Lamb Keller Williams Realty Florida Partners

  9016 Orange Blossom Loop, Haines City, FL 33844
• 

  

  

  /17

  $375,000

  • 4 Beds
  • 3 Baths
  • 1,956 Sq Ft

  176 Minniehaha Cir, Haines City, FL 33844

  Located on the small, well-maintained gated community of Calabay Parc at Tower Lake, this beautiful single story, 4 bedroom/3 bathroom pool home is a much loved family vacation home used solely by the original owners - especially for extended periods during the winter months.This home has never been a short term rental property, although it may be licensed for short term rental,long term tenancy,

  Linda Sanders CHAMPION HOMES

  176 Minniehaha Cir, Haines City, FL 33844
• 

  

  /2

  $319,900

  $25K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,676 Sq Ft

  314 N 13th St, Haines City, FL 33844

  Great investment opportunity.Need some TLC. The entire duplex available for sale.The roof is 2024. Won't last long.Hurry.Bring your offers.

  Louis Vincent PROPERTY WAREHOUSES OF AMERICA

  314 N 13th St, Haines City, FL 33844
• 

  

  

  /20

  $388,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,631 Sq Ft

  Primrose Plan at Crosswinds - Signature Series, Davenport, FL 33837

  Entertain guests with ease with an open kitchen which overlooks the dining and great room. First floor flex space can be best used to fit your family's needs. Upstairs primary suite features an oversized walk-in closet.

  Meritage Homes Builder

  2354 White Tail St Unit 37076627, Davenport, FL 33837
• 

  /2

  $346,850

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,545 Sq Ft

  1673 Astrid Rd, Davenport, FL 33837

  Brand-new 3-bedroom home for sale in Davenport, FL The Parsyn provides you with a welcoming, open living area with luxury vinyl plank flooring under an airy volume ceiling. Relax in your beautiful owner's suite with a large walk-in wardrobe and en-suite bath including a decorative tiled shower with glass enclosure, dual vanities, and a closeted toilet. Plus, enjoy outdoor living on your front

  Highland Homes Builder

  1673 Astrid Rd, Davenport, FL 33837
• 

  /2

  $399,999

  New Construction

  • 5 Beds
  • 3 Baths
  • 3,011 Sq Ft

  6027 Prairie Run, Haines City, FL 33844

  Prepare to be impressed by the Valencia, a two-story home featuring 5 bedrooms, 3 bathrooms, and a 2-car garage. This floorplan is designed for modern living and effortless entertainment. Step through the elegant foyer into a vibrant main living area, complete with a private guest suite for ultimate comfort. The kitchen shines with sleek quartz countertops, stainless steel appliances, and

  Casa Fresca Homes Builder

  6027 Prairie Run, Haines City, FL 33844
• 

  

  /34

  $359,499

  New Construction $25K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,420 Sq Ft

  1334 Palmeroy Rd, Lake Hamilton, FL 33851

  Invite yourself into the Lucia, a two-story home with 5 bedrooms, 3 bathrooms and a private 2-car garage. Just off the foyer, you'll find a welcoming guest suite complete with a private bathroom, offering the perfect blend of comfort and privacy. The open concept living area, highlighted by luxury vinyl plank flooring, flows seamlessly into the kitchen, which features sleek quartz countertops,

  Casa Fresca Homes Builder

  1334 Palmeroy Rd, Lake Hamilton, FL 33851
• 

  

  /9

  $321,950

  New Construction $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,710 Sq Ft

  803 Folklore Ln, Haines City, FL 33844

  Under Construction. This contemporary home is assured to catch your eye as you take notice of the openness & height as you enter through the 8' exterior doorway. Preeminent luxury vinyl wood-look plank graces the main walkway, dining, kitchen, and great room areas. Upgraded great room, bathroom & laundry room windows enhance this home's natural light on sunny Florida days. Ultra-modern

  Stephanie Morales AXEN REALTY, LLC

  803 Folklore Ln, Haines City, FL 33844
• 

  

  /47

  $390,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,732 Sq Ft

  3415 Patterson Heights Dr, Haines City, FL 33844

  Upgraded and move-in ready home with over $50K in improvements. This open-concept property features high ceilings, abundant natural light, and new ceramic flooring throughout. The kitchen flows into the living and dining areas, ideal for everyday living and entertaining. Recent upgrades include a newer A/C system, mini-split units for added efficiency, and modern electric blinds. The spacious

  Washington Rojas AGENT TRUST REALTY CORPORATION

  3415 Patterson Heights Dr, Haines City, FL 33844
• 

  

  /18

  $350,950

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,170 Sq Ft

  Palm Plan at Bella Vista - Seasons, Haines City, FL 33844

  The Palm features two stories of smartly designed living space. On the main floor, an inviting kitchen is flanked by a great room and a dining nook—offering access to a relaxing covered patio. A mud room provides a convenient entry point from the garage, and a flex room is ready to fill in as a study, game room or whatever else your family requires. Upstairs, a loft provides another versatile

  Richmond American Homes Builder

  1212 Daisy Hill Ave Unit 36395830, Haines City, FL 33844
• 

  

  /29

  $380,990

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,601 Sq Ft

  HAYDEN Plan at Bradbury Creek, Haines City, FL 33837

  Find all the space you need in our popular two-story Hayden floorplan in Bradbury Creek, one of our communities in Haines City, Florida. Inside this 5-bedroom, 3-bathroom home, you’ll find 2,601 square feet of flexible living space and a two-car garage. Step thru the front foyer and you're greeted with a flex room designed for work or play. Make your way to the kitchen on the first floor, which

  D.R. Horton Builder

  1100 Belfast Place Unit 36202735, Haines City, FL 33837
• 

  

  /25

  $314,990

  Open Sun 3PM - 5PM $5K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,662 Sq Ft

  425 Silver Palm Dr, Haines City, FL 33844

  Welcome to 425 Silver Palm Dr, where modern design meets everyday comfort in the desirable Cypress Park Estates community of Haines City. Built in 2024, this beautifully crafted single-story home offers 4 spacious bedrooms and 2 full bathrooms across 1,598 square feet of thoughtfully designed living space. Step inside to discover a bright, open-concept layout that seamlessly connects the kitchen,

  Nicole Ruiz CORCORAN CONNECT LLC

  425 Silver Palm Dr, Haines City, FL 33844
• 

  

  /19

  $302,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,666 Sq Ft

  QUAIL RIDGE Plan at Bradbury Creek - The Collection, Haines City, FL 33844

  4 bed | 2 bath | 2-bay | 1666 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  617 Ambleside Dr Unit 36921762, Haines City, FL 33844
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  /67

  $310,000

  New Construction $10K PRICE DROP

  • 3 Beds
  • 2 Baths

  2019 Kingsmen Ct, Haines City, FL 33844

  Welcome to this charming single-family home located in the desirable Northeast Polk area. Built in 2024, this 3-bedroom, 2-bath residence offers a modern and functional layout with 1,491 sq ft of comfortable living space. The open floor plan provides a bright and inviting atmosphere, featuring a spacious kitchen with contemporary cabinetry and a seamless flow into the living and dining

  Yudy Jaramillo Casa Blanca Properties of Florida

  2019 Kingsmen Ct, Haines City, FL 33844
• 

  

  /25

  $350,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,819 Sq Ft

  Raychel Plan at Geneva Landings, Davenport, FL 33837

  Welcome home to the Raychel by Highland Homes! A favorite among homeowners, this home features beautifully designed spaces including a spacious, open living area and spacious owner's suite! The Raychel features: A spacious gathering room and kitchen with a large counter-height island, walk-in pantry, and adjacent dining cafe, all under an airy volume ceiling. A spacious owner's suite with an

  Highland Homes Builder

  1128 Mountain Flower Ln Unit 37294629, Davenport, FL 33837
• 

  

  /42

  $314,900

  $34K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,548 Sq Ft

  185 Brooke's Place, Haines City, FL 33844

  Come see this Partially FURNISHED property ready for your investment or primary resident In Balmoral Estates gated community, Fresh painted Exterior ! Open to concept kitchen and living room, with upgrades including Quartz Kitchen countertops and Stainless Steel Appliances. Step into your personal oasis through sliding glass doors, leading to a private covered patio and a glistening pool with

  Tammy Moore CHAMPION HOMES

  185 Brooke's Place, Haines City, FL 33844
• 

  

  /42

  $390,000

  • 4 Beds
  • 3 Baths
  • 1,833 Sq Ft

  190 Minniehaha Cir, Haines City, FL 33844

  WOW! TRULY A TURN KEY READY HOME, THIS BEAUTIFUL FOUR BEDROOM HOME, HAS THREE FULL BATHROOMS AND COMES FULLY STOCKED WITH EVERYTHING YOU NEED TO MOVE IN RIGHT AWAY! YOU HAVE TWO ROOMS WITH LARGE KING SIZE BEDS, ONE ROOM WITH A QUEEN BED AND ONE ROOM WITH TWO TWIN BEDS, THIS HOME SLEEPS UP TO 8 EASY!! HOME HAS BEEN USED FOR SHORT TERM VACATION RENTALS SO THIS MEANS IT HAS BEEN KEPT TO THE HIGHEST

  Becky Holaway AAA LUX VILLAS, INC.

  190 Minniehaha Cir, Haines City, FL 33844
• 

  

  /27

  $360,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,645 Sq Ft

  2203 Mallory Cir, Haines City, FL 33844

  GOLF COURSE VIEWS | TURNKEY FURNISHED | SOUTHERN EXPOSURE. Experience the ultimate lifestyle in this beautifully updated, fully turnkey retreat. Perfectly positioned on the award-winning Southern Dunes GOLF COURSE, this home offers rare Southern Exposure and total privacy with NO REAR NEIGHBORS and stunning fairway views. The home is being offered FULLY FURNISHED with all-new, stylish furnishings

  Terri Cristaldi CRISTALDI REALTY LLC

  2203 Mallory Cir, Haines City, FL 33844
• 

  

  /34

  $364,499

  New Construction $29K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,420 Sq Ft

  1819 Poppy Dr, Lake Hamilton, FL 33851

  Invite yourself into the Lucia, a two-story home with 5 bedrooms, 3 bathrooms and a private 2-car garage. Just off the foyer, you'll find a welcoming guest suite complete with a private bathroom, offering the perfect blend of comfort and privacy. The open concept living area, highlighted by luxury vinyl plank flooring, flows seamlessly into the kitchen, which features sleek quartz countertops,

  Casa Fresca Homes Builder

  1819 Poppy Dr, Lake Hamilton, FL 33851
• 

  

  /44

  $320,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,703 Sq Ft

  186 Piave St, Haines City, FL 33844

  Welcome to this beautiful Central Florida home!This energy-efficient four-bedroom, two-bath residence is equipped with solar panels, offering comfort and savings. As you enter, you’re greeted by a spacious foyer with tile flooring throughout, leading into an inviting open floor plan.The kitchen is perfect for entertaining, featuring ample cabinetry, a center island, granite countertops,

  Stacey Towns STACEY TOWNS REALTY LLC

  186 Piave St, Haines City, FL 33844
• 

  

  /7

  $349,990

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,168 Sq Ft

  Yellowstone Plan at Crosswinds - Classic Series, Davenport, FL 33837

  First-floor primary suite ensures everyone has their own private space. Second floor offers a spacious loft that can be used to best fit your family's needs. Enjoy preparing meals with your family in the open kitchen with spacious work island.

  Meritage Homes Builder

  2354 White Tail St Unit 37076620, Davenport, FL 33837
• 

  

  /18

  $325,990

  New Construction $5K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,672 Sq Ft

  3590 Roden Rd, Haines City, FL 33844

  Under Construction. The Aria is one of our one-story floorplans featured in Crosswinds in Haines City, Florida. With multiple exteriors to choose from, the Aria is a popular home. Inside this 3-bedroom, 2-bathroom home, you’ll find 1,672 square feet of comfortable living. This all-concrete block constructed, one-story layout optimizes living space with an open concept kitchen overlooking the

  Paul King DR HORTON REALTY OF CENTRAL FLORIDA LLC

  3590 Roden Rd, Haines City, FL 33844
• 

  

  /8

  $336,990

  New Construction $5K PRICE INCREASE

  • 4 Beds
  • 3 Baths
  • 2,198 Sq Ft

  1210 Stetson Ave, Dundee, FL 33898

  Welcome to the Sheffield in Central Florida! Discover the perfect blend of space and comfort in the Sheffield—a thoughtfully designed 4-bedroom, 3-bathroom home offering over 2,100 square feet of single-story living. Step inside to find a spacious open-concept floor plan, where the living, dining, and kitchen areas connect seamlessly—ideal for both everyday living and entertaining. The 2-car

  Maronda Homes Builder

  1210 Stetson Ave, Dundee, FL 33898
• 

  

  /10

  $369,140

  New Construction $25K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,387 Sq Ft

  5301 Willow Creek, Haines City, FL 33844

  Open first floor creates a unified living space with a large great room that overlooks the kitchen and dining area. Upstairs loft can be used to best fit your needs and tech area is perfect for a home office.

  Meritage Homes Builder

  5301 Willow Creek, Haines City, FL 33844
• 

  

  /41

  $310,000

  $40K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,924 Sq Ft

  1090 Woodlark Dr, Haines City, FL 33844

  One or more photo(s) has been virtually staged. Welcome to this beautiful home located in the desirable Highland Meadows community in Haines City. This well-maintained property offers a spacious and functional layout with comfortable living areas, well-sized bedrooms, and a private backyard perfect for relaxing or entertaining. Ideally situated in Central Florida, this home provides convenient

  Newton Hieda SUMMERHILL REALTY GROUP LLC

  1090 Woodlark Dr, Haines City, FL 33844
• 

  

  /23

  $306,890

  New Construction $2K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,733 Sq Ft

  Gehrig Plan at Crosswinds - Majors Collection, Haines City, FL 33844

  This single-story home offers a spacious and inviting layout, with three secondary bedrooms conveniently located at the front of the house. The open-concept floorplan seamlessly connects the living areas, creating a perfect space for family gatherings and entertainment, while the luxe owner's suite, situated at the back of the home, provides a private and serene retreat.

  Lennar Builder

  4305 Riverbend Blvd Unit 39318340, Haines City, FL 33844
• 

  

  /32

  $309,999

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,904 Sq Ft

  1404 Lowry Ave, Haines City, FL 33844

  Welcome to this recently construction home situated in a prime location in Central Florida! Move-in ready with NO HOA and situated in a quiet, friendly street. This beautifully designed home features 4 spacious bedrooms and 2 bathrooms, offering a perfect blend of style and comfort. Enjoy an open kitchen with plenty of counter space, custom-built kitchen cabinets, all-new stainless-steel

  Miriam Adame OAKSTRAND REALTY

  1404 Lowry Ave, Haines City, FL 33844
• 

  

  /30

  $340,000

  • 4 Beds
  • 2 Baths
  • 1,867 Sq Ft

  571 Tanaro Ln, Haines City, FL 33844

  LIKE NEW. Excellent house with 4 bedrooms and 2 bathrooms, with a completely open design and a perfect kitchen to enjoy with your guests and family with stainless steel kitchen appliances that give it a modern and fresh touch. It has a spacious master bedroom where you can rest comfortably. The very large patio is perfect for outdoor grilling moments, breathing in a natural family atmosphere. The

  Maria Olmos LA ROSA REALTY ORLANDO LLC

  571 Tanaro Ln, Haines City, FL 33844
• 

  

  /3

  $366,990

  New Construction

  • 3 - 5 Beds
  • 2.5 - 3.5 Baths
  • 2,560 Sq Ft

  Finn Plan at Marion Ridge, Haines City, FL 33844

  The Finn is a spacious two-story home offering 2,560 square feet, three bedrooms, 2.5 baths, and a two-car garage, designed for flexible, modern living. The first floor features an open family room, cafe-style dining area, and kitchen, along with a separate living space near the entry-ideal for entertaining or quiet retreat. Upstairs, a generous second family room anchors the bedroom layout,

  Risewell Homes Builder

  314 Marion Loop Unit 40336624, Haines City, FL 33844
• 

  

  /31

  $355,000

  $25K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,946 Sq Ft

  654 Heritage Square Dr, Haines City, FL 33844

  Seller is offering up to $7,000 toward buyer closing costs, rate buy-down, or prepaid expenses. Move-in ready 4 bedroom, 2 bathroom home in Haines City offering peaceful pond views and no rear neighbors. A newly installed front door with decorative glass welcomes you into an open and inviting layout featuring wood-look tile throughout the main living areas, carpeted bedrooms, and craftsman-style

  Quoc Huynh JADE KEY REALTY LLC

  654 Heritage Square Dr, Haines City, FL 33844
• 

  $343,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 1,860 Sq Ft

  Sky Plan at Cypress Park Estates, Haines City, FL 33844

  Park Square Homes Builder

  339 Bottle Brush Dr Unit 39672251, Haines City, FL 33844
• 

  /2

  $373,960

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,005 Sq Ft

  1013 Silas St, Haines City, FL 33844

  Brand-new 4-bedroom home for sale in Haines City, FL! This beautifully-designed home features an open living area with luxury vinyl plank flooring and volume ceilings, opening to outdoor living space on a large covered lanai. Relax in your luxurious owner's suite with an elegant tray ceiling, and a spa-like en-suite bath with a garden tub, a decorative tiled shower with glass enclosure, dual

  Highland Homes Builder

  1013 Silas St, Haines City, FL 33844
• 

  

  /88

  $389,999

  $10K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,163 Sq Ft

  2213 Mallory Cir, Haines City, FL 33844

  INCREDIBLE VALUE FOR A GOLF COURSE VIEW HOME-Welcome to 2213 Mallory Circle, a beautifully presented, move-in ready home located within the highly sought-after Southern Dunes Golf & Country Club. Offering exceptional value for a golf course community with a low HOA, this property combines lifestyle, location, and investment potential in one of Central Florida’s most established resort-style

  Nicola Ansons COLDWELL BANKER REALTY

  2213 Mallory Cir, Haines City, FL 33844
• 

  

  /32

  $317,990

  New Construction

  • 4 Beds
  • 3 Baths
  • 1,941 Sq Ft

  CAMBRIA Plan at Scenic Terrace - The Enclave, Lake Hamilton, FL 33851

  4 bed | 3 bath | 2-bay | 1941 sqft *Closing costs are additional and not included in the USDA 30 year fixed rate 100% financing. Terms and availability of this loan program, and the sales price, are examples only and are subject to change without notice. Loans are subject to credit approval. Restrictions and conditions may apply. USDA loans are subject to income and geographic eligibility

  Century Complete Builder

  3497 Dahlia Dr Unit 36583008, Lake Hamilton, FL 33851
• 

  

  /11

  $310,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,164 Sq Ft

  5949 Catamaran Ave, Haines City, FL 33844

  COME TO VISIT THIS UNIQUE THIS LITTLE SILVER CUP AND MAKE IT YOURS, LOCATION, SERENITY AND VERY FAMILY ORIENTED COMMUNITY. **********PRICE IS BEING REDUCED FROM $320,000 TO $310,000***********

  Lovelia Jupin EXP REALTY LLC

  5949 Catamaran Ave, Haines City, FL 33844
• 

  

  /6

  $318,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,491 Sq Ft

  Bluebell Plan at Deer Run at Crosswinds, Davenport, FL 33837

  This homes elongated foyer impresses upon entry. Enjoy cooking in the spacious kitchen that overlooks the great room, dining nook and outside patio. Primary suite in the back of home features dual vanity sinks, a walk-in shower and large walk-in closet.

  Meritage Homes Builder

  2354 White Tail St Unit 37076634, Davenport, FL 33837
• 

  

  /13

  $305,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,336 Sq Ft

  1531 Woodlark Dr, Haines City, FL 33844

  WELCOME... Come see and fall in love with this beautifully maintained home located in the highly sought-after community of Highland Meadows! This charming residence features an open-concept floor plan designed for both comfort and functionality, offering 3 spacious bedrooms and 2 full bathrooms, complemented by multiple upgrades throughout.As you enter, you’ll appreciate the seamless flow

  Gladis Arroyave LA ROSA REALTY CENTRAL FLORIDA LLC

  1531 Woodlark Dr, Haines City, FL 33844
• 

  /2

  $369,999

  New Construction $14K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,420 Sq Ft

  4615 Riverbend Blvd, Haines City, FL 33844

  Invite yourself into the Lucia, a two-story home with 5 bedrooms, 3 bathrooms and a private 2-car garage. Just off the foyer, you'll find a welcoming guest suite complete with a private bathroom, offering the perfect blend of comfort and privacy. The open concept living area, highlighted by luxury vinyl plank flooring, flows seamlessly into the kitchen, which features sleek quartz countertops,

  Casa Fresca Homes Builder

  4615 Riverbend Blvd, Haines City, FL 33844
• 

  

  /30

  $349,540

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,840 Sq Ft

  Foxglove Plan at Hamilton Bluff - Signature Series, Lake Hamilton, FL 33851

  Prepare dinner while catching up on the days events from this home's open kitchen which overlooks a spacious great room and dining area. Retreat to your primary suite that is conveniently situated in the back of the home for plenty of privacy.

  Meritage Homes Builder

  1409 Pocket Wilderness Way Unit 37076664, Lake Hamilton, FL 33851

Showing Results 401 - 440, Page 11 of 14