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Studio Apartment for Rent in Ham Lake, MN

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  • 845 Bunker Lake Blvd, Ham Lake, MN 55304
    845 Bunker Lake Blvd, Ham Lake, MN 55304
    845 Bunker Lake Blvd, Ham Lake, MN 55304
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    • Studio

    845 Bunker Lake Blvd, Ham Lake, MN 55304

    At The Willows we are dedicated to creating an environment where independence and quality of life are of utmost importance. The Independent Living community provides a great environment for adults 55+ who are comfortable managing on their own. Our spacious, well-designed apartment homes offer a variety of 1 bedroom, 1-bedroom + den and 2-bedroom floor plans. You will appreciate the well-appointed

    The Willows of Ham Lake Senior Community 55+

    (763) 951-1530

    845 Bunker Lake Blvd, Ham Lake, MN 55304
Minnesota Anoka County Ham Lake

Studio Homes for Rent in Ham Lake, MN

Why Live in Ham Lake

Ham Lake, Minnesota, is a rural community located approximately 20 miles north of Minneapolis, offering a blend of country living with easy access to urban amenities. The area is known for its spacious lots, typically starting at one acre, and features a mix of new-construction Craftsmans, established ranch-style, and split-level homes. Residents enjoy abundant waterfront recreation on Ham Lake, with Ham Lake Park providing sports facilities, forested walking trails, a public boat launch, and a disc golf course. Majestic Oaks Golf Club offers two 18-hole championship courses and a 9-hole executive course, while Bunker Hills Regional Park features over 1,600 acres of recreational activities, including a water park and horseback riding. Ham Lake is zoned for highly rated Anoka-Hennepin Schools, with students attending McKinley Elementary, Roosevelt Middle, and Blaine Senior High, which has a strong STEM-focused curriculum. Highway 65 serves as the main travel corridor, connecting residents to the Twin Cities and the Minneapolis-Saint Paul International Airport, about 35 to 40 minutes away. While local businesses are limited, residents often travel to nearby Blaine for shopping and dining, though Ham Lake's T-Box Bar and Grill is a popular spot for casual American fare and craft cocktails. The area has a low crime risk compared to the national average, making it a desirable place for those seeking a quieter lifestyle close to urban conveniences.

Learn more about living in Ham Lake

Frequently Asked Questions

How much does it cost to rent a home in Ham Lake, MN?
The median rent for a home in Ham Lake, MN is $1,300 per month, though prices vary by neighborhood, size, and property type. As of June 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Ham Lake, MN?
To comfortably afford the median rent in Ham Lake, MN, a household needs to earn roughly $52,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,300 per month in Ham Lake, MN, renters typically need to show $3,900 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Ham Lake, MN?
In Ham Lake, MN, the price-to-rent ratio is 51.2, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Trends in Ham Lake, MN

There are currently 1 homes available for rent in Ham Lake, MN. The median rent is $1,300 per month, with single-family homes renting at $1,475.

Rental Home Trends

Number of Homes for Rent
1
Median Rent
$1,300
Median Single Family Home Rent
$1,475
How to Rent a Home

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