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Ham Lake, MN Homes for Rent

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  • /35

    Starting at $1,485 Plus Fees

    • Studio - 2 Beds

    14221 Inca St NW, Andover, MN 55304

    150 unit market rate apartment community just opened in October 2023 in the charming town of Andover MN. The property offers a variety of unit types including Studio, 1 Bedroom, and 2 Bedroom units, some with dens for added space and flexibility. This spectacular property features a range of modern amenities, including a clubroom for social gatherings, a fitness center for daily exercise, a

    Aurora Vista

    (763) 225-2420

    14221 Inca St NW, Andover, MN 55304
  • /20

    Call for Price

    • Studio

    845 Bunker Lake Blvd, Ham Lake, MN 55304

    At The Willows we are dedicated to creating an environment where independence and quality of life are of utmost importance. The Independent Living community provides a great environment for adults 55+ who are comfortable managing on their own. Our spacious, well-designed apartment homes offer a variety of 1 bedroom, 1-bedroom + den and 2-bedroom floor plans. You will appreciate the well-appointed

    The Willows of Ham Lake Senior Community 55+

    (763) 951-1530

    845 Bunker Lake Blvd, Ham Lake, MN 55304
  • /28

    $1,300 Per Month

    • 2 Beds
    • 1 Bath
    • 560 Sq Ft
    • Apartment for Rent

    17256 Kenyon St NE Unit 2, Ham Lake, MN 55304

    Freshly updated 2-bedroom rental unit located in a quiet, well-maintained multifamily property surrounded by mature trees and green space. This bright and inviting unit features updated flooring, fresh paint, abundant natural light, and a functional layout designed for comfortable everyday living.The updated kitchen offers generous cabinet and counter space, refreshed countertops, updated

    Agent Photo

    Christopher Broz

    REMAX Results

    (651) 417-0660

    17256 Kenyon St NE Unit 2, Ham Lake, MN 55304

Why Live in Ham Lake

Ham Lake, Minnesota, is a rural community located approximately 20 miles north of Minneapolis, offering a blend of country living with easy access to urban amenities. The area is known for its spacious lots, typically starting at one acre, and features a mix of new-construction Craftsmans, established ranch-style, and split-level homes. Residents enjoy abundant waterfront recreation on Ham Lake, with Ham Lake Park providing sports facilities, forested walking trails, a public boat launch, and a disc golf course. Majestic Oaks Golf Club offers two 18-hole championship courses and a 9-hole executive course, while Bunker Hills Regional Park features over 1,600 acres of recreational activities, including a water park and horseback riding. Ham Lake is zoned for highly rated Anoka-Hennepin Schools, with students attending McKinley Elementary, Roosevelt Middle, and Blaine Senior High, which has a strong STEM-focused curriculum. Highway 65 serves as the main travel corridor, connecting residents to the Twin Cities and the Minneapolis-Saint Paul International Airport, about 35 to 40 minutes away. While local businesses are limited, residents often travel to nearby Blaine for shopping and dining, though Ham Lake's T-Box Bar and Grill is a popular spot for casual American fare and craft cocktails. The area has a low crime risk compared to the national average, making it a desirable place for those seeking a quieter lifestyle close to urban conveniences.

Frequently Asked Questions

How much does it cost to rent a home in Ham Lake, MN?
The median rent for a home in Ham Lake, MN is $1,300 per month, though prices vary by neighborhood, size, and property type. As of May 2026, single-family homes tend to be the most affordable option.
How much do you need to make to afford rent in Ham Lake, MN?
To comfortably afford the median rent in Ham Lake, MN, a household needs to earn roughly $52,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $1,300 per month in Ham Lake, MN, renters typically need to show $3,900 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Ham Lake, MN?
In Ham Lake, MN, the price-to-rent ratio is 49.1, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends in Ham Lake, MN

Rental Home Trends

Number of Homes for Rent
3
Median Rent
$1,300
Median Single Family Home Rent
$1,475
How to Rent a Home