Hammond, IN Homes for Sale under $400,000

• 

  

  

  /16

  $220,000

  • 2 Beds
  • 1 Bath
  • 912 Sq Ft

  6620 Arizona Ave, Hammond, IN 46323

  Charming, spacious, and full of character, this home offers much more than meets the eye! The main level features 2 bedrooms and 1 full bathroom, beautiful hardwood flooring throughout much of the home, a spacious living room that flows through an arched opening into the dining area, and an enclosed porch perfect for relaxing or enjoying your morning coffee. The updated main-level bathroom

  Angeles Esquivel Banga Realty, LLC

  6620 Arizona Ave, Hammond, IN 46323
• 

  

  

  /18

  $199,900

  $25K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,129 Sq Ft

  843 173rd St, Hammond, IN 46324

  Wonderful 3 bedroom, 2 bath cape cod in move in condition with full basement and 2 car garage. All neutral colors throughout with hardwood flooring in LR and bedrooms. The spacious primary bedroom has a 1/2 bath and an additional portable cooling unit to keep it extra cool for those hot summer nights. Updates include the full bath which was gutted and remodeled with everything new including

  Deborah Gleason McColly Real Estate

  843 173rd St, Hammond, IN 46324
• 

  

  

  /36

  $176,900

  $3K PRICE DROP Pending

  • 2 Beds
  • 2 Baths
  • 1,469 Sq Ft

  233 E Oakwood St, Hammond, IN 46324

  2 bed, 2 bath home with a detached 2-car garage and partially finished basement. Great opportunity for handy homeowners or investors looking for their next project and a chance to build equity. Sold as-is. Deals like this don't come around often.

  Connor Pascoe Weichert Realtors - Shoreline

  233 E Oakwood St, Hammond, IN 46324
• 

  

  

  /21

  $229,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,883 Sq Ft

  6831 New Jersey Ave, Hammond, IN 46323

  Charming & Move-In Ready Hessville Brick Bungalow! Welcome home to this classic, low-maintenance brick bungalow nestled in the highly desirable Hessville neighborhood. Combining timeless character with modern updates, this 3-bedroom, 1-bathroom home is move-in ready and designed for effortless living. Step inside to a bright main level featuring low-maintenance laminate flooring throughout. The

  Terry McCaleb Brokerworks Group

  6831 New Jersey Ave, Hammond, IN 46323
• 

  

  

  /15

  $159,000

  • 2 Beds
  • 1 Bath
  • 981 Sq Ft

  6368 Maryland Ave, Hammond, IN 46323

  Move-in ready ranch offering comfortable one-level living in Hammond! This well-maintained home features two spacious bedrooms, a functional layout, and generous living space ready for its next owner. Conveniently located with access to I-80/94 and other major roadways, making travel throughout Northwest Indiana and the Chicagoland area easy. Enjoy nearby shopping, dining, parks, and access to

  Manuel Gonzalez Realty of America LLC

  6368 Maryland Ave, Hammond, IN 46323
• 

  

  /12

  $349,900

  • 5 Beds
  • 4 Baths

  4 Waltham St, Hammond, IN 46320

  Great Investor Opportunity! This beautiful, fully occupied 4 unit property offers immediate, stable cash flow. The building has been well maintained and presents an outstanding opportunity for both seasoned and first-time seeking a turnkey income producing asset. This building is available for purchase individually or as part of an exceptional FOUR-PROPERTY INVESTMENT PORTFOLIO. This building can

  Grace Acquah Keller Williams Indy Metro NE

  4 Waltham St, Hammond, IN 46320
• 

  

  /13

  $125,000

  $62K PRICE INCREASE

  • Land
  • 2.17 Acres
  • $57,604 per Acre

  4302 Oak Ave, Hammond, IN 46327

  Potential BEARS Territory..... Just around the corner from the Toll Road / US 41 / Calumet Avenue Exit. Two wooded parcels equaling 2.17 acres. Excellent site zoned for recreational development. Less than 3 miles from Wolf Lake Park. Shuttle Parking? Short Term Rental Townhomes? Bed and Breakfast? (With zoning variances) Fraternal or Church picnic ground (Tail Gating?) Fitness Trail? PAINTBALL?

  John Jurisa Weichert, Realtors-Moke Agency

  4302 Oak Ave, Hammond, IN 46327
• 

  

  /26

  $249,900

  Open Sun 11AM - 1PM $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,268 Sq Ft

  6813 Schneider Ave, Hammond, IN 46323

  Welcome to this beautifully remodeled and meticulously maintained all-brick 1.5-story home offering 3 bedrooms, 2 bathrooms, and a finished basement with the potential for a 4th bedroom. The updated basement features modern recessed lighting and 3/4 bathroom, creating the perfect space for guests, recreation, or a home office. Enjoy brand-new luxury vinyl plank flooring throughout, a beautifully

  Stefano Belmonte Better Homes and Gardens Real

  6813 Schneider Ave, Hammond, IN 46323
• 

  

  /19

  $237,900

  $7K PRICE DROP Pending

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  1915 169th St, Hammond, IN 46324

  Charming brick home offering 3 bedrooms and 1 full bathroom, perfect for comfortable living or a great investment opportunity. This well-maintained property features newer carpeting, a new roof installed 2024, and quality Anderson windows installed 2023, providing both style and energy efficiency. The home includes a full unfinished basement, offering plenty of storage or the potential to finish

  Eric Lopez RE/MAX Realty Associates

  1915 169th St, Hammond, IN 46324
• 

  

  /20

  $290,000

  • 4 Beds
  • 2 Baths
  • 2,744 Sq Ft

  236 Dyer Blvd, Hammond, IN 46320

  Move-in ready 4-bedroom, 2-bath home featuring fresh exterior paint and a beautifully renovated interior. The updated kitchen and bathrooms offer modern finishes, while the spacious living room with a cozy fireplace and separate dining room create a warm, inviting atmosphere. Enjoy the enclosed front porch, perfect for relaxing year-round. Three bedrooms are located on the main level, with a

  Manny Hernandez Simplify Your Move! Realty Inc

  236 Dyer Blvd, Hammond, IN 46320
• 

  

  /17

  $200,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,622 Sq Ft

  7221 Mclaughlin Ave, Hammond, IN 46324

  Updated 3-bedroom, 1 bath Cape Cod in Hammond featuring recent remodel work throughout. Home offers an updated interior, unfinished basement for storage or additional potential living space, and a fenced backyard. Convenient location near schools, shopping, restaurants, and commuter routes.

  Tariq Suboh Ellsbury Group

  7221 Mclaughlin Ave, Hammond, IN 46324
• 

  

  /28

  $159,900

  Pending

  • 2 Beds
  • 1.5 Baths
  • 1,857 Sq Ft

  4416 Sheffield Ave, Hammond, IN 46327

  Charming, well-maintained bungalow full of potential. Brand new AC and newer furnace. This 2-bedroom, 1-bath home has been lovingly cared for and is ready for your personal updates. The spacious primary bedroom features two closets, while the kitchen offers a convenient pantry for added storage. A back porch leads to the upper level, which provides excellent flexibility with its own kitchen,

  Tina O'Keefe Better Homes and Gardens Real

  4416 Sheffield Ave, Hammond, IN 46327
• 

  

  /30

  $199,900

  • 3 Beds
  • 1 Bath
  • 1,745 Sq Ft

  4327 Grover Ave, Hammond, IN 46327

  Welcome to a home where memories were made and meticulous care shows in every corner. For over half a century, this beloved property was the heart of a bustling family. Today, it stands as a perfectly preserved, beautifully maintained time capsule of "vintage chic" design, offering unmatched warmth, character, and so much soul. From the moment you step inside, you will feel the cozy, layered, and

  Rebecca Olson Listing Leaders Affiliated

  4327 Grover Ave, Hammond, IN 46327
• 

  

  /13

  $174,999

  Pending

  • 3 Beds
  • 2 Baths
  • 1,560 Sq Ft

  3940 Towle Ave, Hammond, IN 46327

  Welcome to 3940 Towle Avenue, a charming residential opportunity situated in the heart of Hammond, Indiana. This property features a functional and well-proportioned layout, offering comfortable living spaces filled with natural light. Complete with a spacious yard and convenient off-street parking, this home provides excellent potential for both owner-occupants and investors alike. This home is

  Carlos Gallegos ADT Realty

  3940 Towle Ave, Hammond, IN 46327
• 

  

  /27

  $222,900

  Pending

  • 2 Beds
  • 2 Baths
  • 1,912 Sq Ft

  6820 Schneider Ave, Hammond, IN 46323

  Home Ownership is Achievable....So Do Not Miss Out on this One So You Can Become the Proud New Owner! Very Well Maintained Two Bed and Two Bath Home. Living Room and Dining Area at the Front of the Home with a Neat Counter/Coffee Station or Just for Storage Area in the Dining Room. Great Natural Light with Front of Home Windows and a Side Window at Edge of Living Room . Welcoming Kitchen That Is

  Wendy Embry McColly Real Estate

  6820 Schneider Ave, Hammond, IN 46323
• 

  

  /14

  $139,900

  • 3 Beds
  • 1 Bath
  • 1,092 Sq Ft

  5856 Wallace Rd, Hammond, IN 46320

  Three Bedroom two story home located in Hammond Indiana is looking for its new owners! This home has a nice floor plan with a bedroom, living room, dining room, kitchen and breakfast room all on the main level. The upper level features two large bedrooms, a full sized bathroom and large foyer. This home is conveniently located within shopping, highways and train. Take advantage of Hammond's down

  Kathleen Osinski New Chapter Real Estate

  5856 Wallace Rd, Hammond, IN 46320
• 

  

  /10

  $115,000

  • 3 Beds
  • 1 Bath
  • 1,376 Sq Ft

  4749 Oak Ave, Hammond, IN 46327

  Welcome to this great opportunity to be a home owner or investor with a cupcake rehab leaving you tons of equity. You'll love the welcoming large front porch- perfect for relaxing on warm summer nights as you wait for Mr Paletero pushing his cart of treats. Inside you'll love the large rooms and huge kitchen with granite counters and plenty of room for a breakfast nook table. An unfinished

  Adrien Chabot Prestige Real Estate LLC

  4749 Oak Ave, Hammond, IN 46327
• 

  

  /17

  $134,900

  Pending

  • 2 Beds
  • 1 Bath
  • 672 Sq Ft

  840 175th St, Hammond, IN 46324

  This well cared for 2 bedroom 1 bath home offers character, comfort and an excellent opportunity to make it your own. Featuring a warm and inviting layout, this charming property has been lovingly maintained over the years. While some TLC and cosmetic updates could enhance its appeal, the home provides a solid foundation and plenty of potential. Basement could benefit from updating, offering

  George Georgeff McColly Real Estate

  840 175th St, Hammond, IN 46324
• 

  

  /18

  $117,900

  $41K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,020 Sq Ft

  4319 Torrence Ave, Hammond, IN 46327

  1.5 Story Frame Home with Great Potential! This 3-bedroom, 1-bath home offers a spacious layout including a formal dining room and full basement--perfect for storage or future finishing. Conveniently located near highways and the train station, this property is ideal for commuters or investors. Home needs some TLC and is being sold As-Is. Seller will make no repairs. With a little vision and

  Estela Lopez McColly Real Estate

  4319 Torrence Ave, Hammond, IN 46327
• 

  

  /15

  $279,900

  Pending

  • 5 Beds
  • 2 Baths
  • 2,224 Sq Ft

  3232 165th St, Hammond, IN 46323

  Absolutely Gorgeous Newly Remodeled 5 Bedroom 2 Bath open concept ranch style home with a HUGE living room perfect for gatherings. This gorgeous home offers a beautiful with Stainless Steel APPLIANCES beautiful countertops and a gorgeous backsplash!! NEW BATHROOMS, NEW LIGHTING AND PLUMBING FIXTURES!! Completely finished basement with a HUGE Rec room, two additional bedrooms and a finished

  Anita Pecoski Listing Leaders

  3232 165th St, Hammond, IN 46323
• 

  

  /15

  $195,000

  $10K PRICE DROP Pending

  • 4 Beds
  • 1 Bath
  • 1,600 Sq Ft

  7226 Alexander Ave, Hammond, IN 46323

  Beautifully maintained 4-bedroom, 1-bath home offering comfort, space, and endless potential. This charming property features a full basement, providing plenty of room for storage, a workshop, or future living space. Enjoy the privacy of the fully fenced backyard, perfect for entertaining, pets, or outdoor activities. The oversized 1.5-car garage offers ample space for parking, storage, or

  Alessandra Roeback BHHS Executive Realty

  7226 Alexander Ave, Hammond, IN 46323
• 

  

  /22

  $350,000

  Pending

  • 3 Beds
  • 2.5 Baths
  • 2,360 Sq Ft

  7049 Forest Ave, Hammond, IN 46324

  Charming two-story brick Colonial home nestled on the quiet tree-lined Forest Avenue. This beautifully maintained home features 3 bedrooms, 2 full baths, 1 half bath, hardwood flooring throughout the first and second floors, marble and ceramic flooring in the bathrooms. The first floor features custom built bookcases, elegant crown molding and radiant heated floors in the family room. The kitchen

  Melissa Reardon McColly Real Estate

  7049 Forest Ave, Hammond, IN 46324
• 

  

  /32

  $159,900

  $10K PRICE DROP Pending

  • 3 Beds
  • 1 Bath
  • 1,015 Sq Ft

  7204 Ohio Ave, Hammond, IN 46323

  Welcome to this charming, move-in ready ranch offering the perfect blend of comfort, character, and convenience. This 3-bedroom, 1-bath home greets you with beautiful hardwood floors throughout, fresh neutral paint, and a sun-filled living room that sets a warm and inviting tone from the moment you step inside. The eat-in kitchen is both functional and welcoming, featuring generous cabinet

  Sumera Shakir Realty Executives Premier

  7204 Ohio Ave, Hammond, IN 46323
• 

  

  /14

  $124,900

  $5K PRICE DROP Pending

  • 2 Beds
  • 1.5 Baths
  • 1,601 Sq Ft

  5409 Tell Ave, Hammond, IN 46320

  Corner lot opportunity with tons of potential! This 2 bed, 2 bath single-family home offers a rare chance to own in Hammond at an affordable price point. Featuring a bright sunroom, abundant storage, and a spacious 2-car garage, this home is full of possibilities. Conveniently located near shopping, schools, and major highways--bring your vision and make it your own!

  Savannah Martin McColly Real Estate

  5409 Tell Ave, Hammond, IN 46320
• 

  

  /33

  $225,000

  • 3 Beds
  • 2 Baths
  • 1,010 Sq Ft

  5409 Howard Ave, Hammond, IN 46320

  Charm, convenience, and guest-ready living await in this character-filled 3-bedroom, 2-bathroom home. Step inside and feel the personality right away--warm architectural details, thoughtful finishes, and a welcoming flow that makes this place feel special from the moment you arrive. What truly elevates this home is the lovely downstairs space complete with its own kitchen and the second full

  Heather Hoover Brokerworks Group

  5409 Howard Ave, Hammond, IN 46320
• 

  

  /21

  $249,000

  Pending

  • 2 Beds
  • 2 Baths
  • 1,144 Sq Ft

  3234 171st Place, Hammond, IN 46323

  Charming Home in the Heart of Hessville - Move-In Ready! Welcome to this well-maintained gem in the desirable Hessville neighborhood. Blending comfort, charm, and convenience, this inviting residence is perfect for creating lasting memories. Curb appeal shines from the moment you arrive, with a manicured front yard, mature landscaping, and a welcoming front porch--ideal for relaxing with your

  Heather Hoover Brokerworks Group

  3234 171st Place, Hammond, IN 46323
• 

  

  /18

  $149,900

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 770 Sq Ft

  4333 Torrence Ave, Hammond, IN 46327

  Move-in ready and beautifully renovated, this 2-bedroom, 1-bath ranch combines modern updates, comfortable living, and a convenient location. Whether you're searching for your first home, looking to downsize, or simply want a home where the work has already been done, this one deserves a look. Step inside to a bright, inviting open floor plan that creates an easy flow between the living and

  Dennis Nichols Weichert, Realtors-Moke Agency

  4333 Torrence Ave, Hammond, IN 46327
• 

  

  /20

  $195,000

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  7545 New Hampshire Ave, Hammond, IN 46323

  Charming Cape Cod Home. Move-in ready, 2 bedrooms, 1.5 baths, 1 car garage on a large lot. This home is available in the Hessville area of Hammond. See if you qualify for the Hammond College Bound program. This home has new flooring on the main level and freshly painted throughout. There's an enclosed back porch ideal for extra room and storage. Finish the basement to your liking. Location is

  Jovan Vasic 219 Realty, LLC

  7545 New Hampshire Ave, Hammond, IN 46323
• 

  /2

  $216,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,080 Sq Ft

  7544 Southeastern Ave, Hammond, IN 46324

  This conveniently located Hammond property offers plenty of outdoor space and easy access to local amenities. Enjoy nearby parks, walking and biking trails, shopping, dining, and major roadways for an easy commute. With convenient access to the expressway and plenty of space outside, this property offers a great combination of location, accessibility, and outdoor enjoyment.

  Manuel Gonzalez Realty of America LLC

  7544 Southeastern Ave, Hammond, IN 46324
• 

  

  /28

  $209,999

  $10K PRICE DROP Pending

  • 3 Beds
  • 1.5 Baths
  • 1,320 Sq Ft

  1928 Lincoln Ave, Whiting, IN 46394

  If you are looking for a BEAUTIFUL 2 story home with GOOD BONES located in the historic ROBERTSDALE SECTION of Hammond (whiting mail address), then look no further. This house has alot to offer a buyer who is looking to build some SWEAT EQUITY while simply doing upgrades. The house has BEAUTIFUL HARD WOOD FLOORS, ORNATE WOOD WORK on the main level, NEWER CONCRETE WORK SURROUNDING the house, a NEW

  Alexander Evon McColly Real Estate

  1928 Lincoln Ave, Whiting, IN 46394
• 

  

  /28

  $200,000

  • 4 Beds
  • 1 Bath
  • 3,862 Sq Ft

  2707 163rd Place, Hammond, IN 46323

  Spacious two-story home offering nearly 5,800 sq ft with 1,931 sq ft on each level including the unfinished basement. This home includes 5 bedrooms with potential for up to 7, plus plumbing already in place to add an additional bathroom upstairs or create a large recreation room. Recent upgrades include new A/C, new siding, an oversized new water heater, and a fully remodeled bathroom with a

  Rebecca Carnagey RC Real Estate

  2707 163rd Place, Hammond, IN 46323
• 

  

  /34

  $184,500

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  7203 Marshall Ave, Hammond, IN 46323

  Welcome home to this charming, newly remodeled 2-bedroom, 1-bath home. Built with a solid exterior of cinder block and full brick, this unique property is designed for lasting durability. Inside, you'll find new carpet and luxury vinyl plank flooring, fresh paint, and modern light fixtures throughout. The spacious kitchen boasts abundant cabinet storage and brand-new stainless steel appliances.

  Daniel Spitale McColly Real Estate

  7203 Marshall Ave, Hammond, IN 46323
• 

  

  /20

  $240,000

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  1109 Truman St, Hammond, IN 46320

  This very well-cared for 3 bedroom, 2 full bath home is in amazing condition! Entire home was a COMPLETE REMODEL five years ago with newer roof, windows & mechanicals (furnace, a/c & water heater)! With newer vinyl flooring throughout the living areas (NO CARPET HERE!); and, an upgraded kitchen and two fully rehabbed bathrooms! The kitchen has upgraded shaker cabinetry and granite countertops;

  Lynette Huber Advanced Real Estate, LLC

  1109 Truman St, Hammond, IN 46320
• 

  

  /13

  $366,500

  $3K PRICE DROP Pending

  • 8 Beds
  • 4 Baths
  • 3,424 Sq Ft

  5664 Walter Ave, Hammond, IN 46320

  Hammond - This Remodeled 2-Unit Property is DEFINITELY ONE YOU HAVE GOT TO SEE IN PERSON! DON'T JUDGE A BOOK BY ITS COVER! Live in one unit and rent out the other unit! Here's an Example: Mortgage with VA no money down 2,794 a month...Rental income for the other 4 bdrm 2 bth unit 2,000 to 2400 a month...Can you see you could live in one unit for only a few hundred out of pocket a month! This 2

  Lutrell Kirk Kirk & Company Your Home Sold

  5664 Walter Ave, Hammond, IN 46320
• 

  

  /24

  $215,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,200 Sq Ft

  918 177th St, Hammond, IN 46324

  Take a look at this charming cape cod in the desirable Riverside Park neighborhood!. It's so solidly built, well maintained, and incerdibly clean, you'll be able to move right in without worries. With two main floor bedrooms, a huge upstairs bedroom, an updated main floor bath, a fully equipped kitchen, an awesome deck, beautiful fenced yard, a huge garage, and a clean, dry basement, this lovely

  Mary Behrens RE/MAX 10 Schererville

  918 177th St, Hammond, IN 46324
• 

  

  /100

  $231,900

  $2K PRICE INCREASE

  • 2 Beds
  • 2 Baths
  • 2,520 Sq Ft

  1610 Atchison Ave, Whiting, IN 46394

  JUST TURN THE KEY AND UNPACK! Welcome to 1610 Atchison Ave in the heart of Hammond's Robertsdale neighborhood. Prepare to be dazzled by the recent renovations and updates to this 2 -3 bedroom, 2 bathroom bungalow. Welcome to the 3 season front porch with new vinyl windows. Walk across the Pergo flooring in the open concept living area to the fully remodeled Bath and Kitchen with granite

  Nancy Stolman RE/MAX Realty Associates

  1610 Atchison Ave, Whiting, IN 46394
• 

  

  /20

  $316,900

  $8K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  5962 Park Place, Hammond, IN 46320

  Move-In Ready 2-Story Home in Hammond! Completely renovated! Enjoy a modern kitchen with quartz countertops and brand new appliances, updated bathrooms, new carpet and new flooring throughout! The fullfinished basement features its own private entry with walk-out access, perfect for guests, an office, or recreation space. Every detail has been thoughtfully updated, including fixures, finishes,

  April Walton BHHS Executive Realty

  5962 Park Place, Hammond, IN 46320
• 

  

  /25

  $159,900

  Pending

  • 2 Beds
  • 1 Bath
  • 888 Sq Ft

  916 Cherry St, Hammond, IN 46324

  Remodeled and move in ready! This cute and cozy 2 bedroom home offers several recent updates including bright new kitchen with quartz countes, tiled backsplash, and new appliances. Freshly painted interior with all new flooring and ceiling fans. New bathroom fixtures. Covered concrete patio off the kitchen with attached bonus room (unheated). Fenced back yard with garage/shed for even more

  David Delano Campbell Realty

  916 Cherry St, Hammond, IN 46324
• 

  

  /21

  $210,000

  $25K PRICE DROP Pending

  • 4 Beds
  • 2 Baths
  • 1,575 Sq Ft

  1639 174th St, Hammond, IN 46324

  Welcome home to this charming 4-bedroom, 2-bath ranch offering comfort, space, and convenience all in one! This well-maintained property features a functional single-level layout perfect for easy living. The spacious bedrooms provide flexibility for family, guests, or a home office setup. Step outside to enjoy the large Fenced in backyard--ideal for entertaining, gardening, or simply relaxing in

  Betty Bohse Advanced Real Estate, LLC

  1639 174th St, Hammond, IN 46324
• 

  

  /10

  $168,000

  • 3 Beds
  • 1 Bath
  • 1,194 Sq Ft

  3747 Hohman Ave, Hammond, IN 46327

  Stone exterior home, corner lot, attached 2 car garage, fenced yard. Spacious living room, dining room, 3 bedrooms on main level with full bath. Original hardwood floors. All appliances and pool table stay. Home sold AS IS.

  Maria Becerra McColly Real Estate

  3747 Hohman Ave, Hammond, IN 46327

Showing Results 41 - 80, Page 2 of 5