Homes for Sale near Topsail High School

• 

  

  

  /56

  $1,750,000

  $245K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,738 Sq Ft

  21801 U S 17, Hampstead, NC 28443

  Approximately 20 acres of land in Hampstead, Pender County with over 900 feet of road frontage on US HWY 17. Current zoning is RP (Residential). Although Pender has identified this corridor as major commercial corridor in their future land use plan. This is perfect for retail strip center, mixed use, or residential with excellent proximity to area beaches and Wilmington. As well as it is roughly

  Marcello Caliva and Associates Intracoastal Realty Corporation

  21801 U S 17, Hampstead, NC 28443
• 

  

  

  /10

  $419,000

  • Land
  • 6,534 Sq Ft
  • $2,793,333 per Acre

  1112 S Anderson Blvd, Topsail Beach, NC 28445

  Very few beaches in North Carolina offer the old time charm on South Topsail. This 50' x 120' building lot is perfectly situated on the third row from Banks Channel. Walk to Beaches Shop and Grill for the best tacos, enjoy a round of miniature golf and ice cream at Scoops! With some of the prettiest water in North Carolina, enjoy a sun splashed day on the beach or learn how to water ski in the

  Vance Young Intracoastal Realty Corporation

  1112 S Anderson Blvd, Topsail Beach, NC 28445
• 

  

  

  /5

  $1,320,000

  $70K PRICE DROP

  • Land
  • 1.07 Acres
  • $1,233,645 per Acre

  15 Shipyard Ln, Topsail, NC 28443

  Set along the shimmering edge of the Intracoastal Waterway, this is one of the rare opportunities to secure a true luxury home site in one of Hampstead's most established coastal communities. Offering panoramic ICW views and a deeded deep-water boat slip, this property captures the essence of coastal North Carolina living, where mornings begin on the water and evenings end with unobstructed

  Alex McKinney SERHANT

  15 Shipyard Ln, Topsail, NC 28443
• 

  

  

  /26

  $359,900

  New Construction $20K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 1,607 Sq Ft

  190 Brookfield Branch Rd Unit 27, Hampstead, NC 28443

  MOVE-IN READY with a $20K Incentive! Welcome to the Fern Floor Plan, a beautifully designed two-story home offering 4 bedrooms, 2.5 bathrooms, and a functional layout perfect for everyday living. This home features a charming traditional elevation and is loaded with desirable upgrades throughout.The main level showcases 9-foot ceilings, luxury vinyl plank flooring throughout the downstairs

  Logan Homes Team Coldwell Banker Sea Coast Advantage

  190 Brookfield Branch Rd Unit 27, Hampstead, NC 28443
• 

  

  

  /19

  $850,000

  • Land
  • 8,276 Sq Ft
  • $4,473,684 per Acre

  Lot Ocean Blvd, Topsail Beach, NC 28445

  Rare oceanfront opportunity on beautiful Topsail Island. This premium buildable lot offers unobstructed Atlantic views, direct beach access, and the perfect setting to create your dream coastal retreat. With a generous footprint and favorable topography, the property provides flexibility for designing a custom home that maximizes both sunrise vistas and refreshing ocean breezes.Located in

  Sean Mcdonnell Real Broker, LLC

  Lot Ocean Blvd, Topsail Beach, NC 28445
• 

  

  /37

  $359,680

  New Construction $14K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,247 Sq Ft

  181 Brookfield Branch Rd Unit 12, Hampstead, NC 28443

  Offering up to $20,000 Use As You Choose!! MID-AUGUST completion!! Welcome to the Sweetbay plan - a thoughtfully designed single-story home with 9' ceilings that blends charm, function, and modern comfort. Enjoy an open concept living space perfect for entertaining with Cottage Trim package, wainscoating in foyer, a spacious Owner's Suite with large walk-in closet, and ensuite bath with dual

  Logan Homes Team Coldwell Banker Sea Coast Advantage

  181 Brookfield Branch Rd Unit 12, Hampstead, NC 28443
• 

  

  /50

  $1,675,000

  $75K PRICE DROP

  • 4 Beds
  • 4 Baths
  • 2,637 Sq Ft

  103 Mcleod Ave, Topsail Beach, NC 28445

  Beach days out front. Boat days out back. At 103 McLeod Avenue, you don't have to choose between the two. Positioned on the South End of Topsail Beach directly across from Public Beach Access 19 with a canal and dock just beyond the back deck, this rare dual-water home makes it easy to spend the day boating, fishing, or exploring the surrounding waterways -- then trade the boat for bare feet and

  Lindsay Barbour Nest Realty

  103 Mcleod Ave, Topsail Beach, NC 28445
• 

  

  /14

  $415,900

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,002 Sq Ft

  Camden Plan at Southwater Village, Hampstead, NC 28443

  The Camden is a beautifully designed two-story home featuring three spacious bedrooms and two-and-a-half bathrooms, offering the perfect combination of style, comfort, and functionality. With its open-concept layout, this home provides a seamless flow between the chef-ready kitchen, dining area, and expansive family room, creating an inviting space for both entertaining and everyday living. The

  LGI Homes Builder

  26 Hibiscus Dr Unit 37045591, Hampstead, NC 28443
• 

  

  /51

  $859,000

  $140K PRICE DROP

  • 5 Beds
  • 2.5 Baths
  • 2,008 Sq Ft

  121 Seagull Ct, Surf City, NC 28445

  Are you looking for a well maintained and move-in ready Beach home with spectacular views of Topsail Sound? Welcome home to this 5 bedroom nestled in mature live oaks on a quiet cul-de-sac. The list of recent updates and renovations is long and includes new roof (2018), exterior paint (2019), new exterior windows (2020), new HVACs (2020/2021/2025), new composite exterior decking (2023), new

  Kraig Marquis Keller Williams Innovate-Wilmington

  121 Seagull Ct, Surf City, NC 28445
• 

  

  /28

  $346,570

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,620 Sq Ft

  Fern Plan at Brookfield Branch, Hampstead, NC 28443

  The Fern floorplan brings together space and versatility in a thoughtfully designed two story home with 4 bedrooms, 2.5 bathrooms, and approximately 1,620 square feet of open concept living. The main level creates a natural gathering space where the kitchen, dining, and living areas connect seamlessly, offering a comfortable setting for both everyday routines and entertaining. The kitchen is

  Logan Homes Builder

  1038 Hoover Rd Unit 37649053, Hampstead, NC 28443
• 

  

  /69

  $3,144,187

  New Construction

  • 5 Beds
  • 5 Baths
  • 2,981 Sq Ft

  1144 Avila Dr, Hampstead, NC 28443

  An exceptional waterfront opportunity awaits with this proposed custom build by PBC Design + Build. Paired with the stunning Newport floor plan, this package offers the chance to create a luxury coastal retreat featuring approximately 2,981 square feet, 5 bedrooms, a dedicated bunk room, and 5 full bathrooms. Designed for waterfront living, the home's multiple covered porches and elevated layout

  Ryan Crecelius Nest Realty

  1144 Avila Dr, Hampstead, NC 28443
• 

  

  /22

  $299,900

  $25K PRICE DROP

  • Land
  • 28,749 Sq Ft
  • $454,394 per Acre

  32 Salt Marsh Ln, Hampstead, NC 28443

  Come build your dream home on this gorgeous cul-de-sac lot, tucked into this mature built section of Pecan Grove Plantation! Just a quick golf cart ride away from the ICWW, you can begin dreaming of your life at the beach! Pecan Grove Plantation offers so many amenities including well over 2 acres of ICWW waterfront land with two day docks, a large gorgeous pool, clubhouse, tennis courts,

  Pam Fox Nest Realty

  32 Salt Marsh Ln, Hampstead, NC 28443
• 

  

  /17

  $1,885,000

  • Land
  • 1 Acre
  • $1,885,000 per Acre

  1144 Avila Ave, Hampstead, NC 28443

  A rare opportunity to own an extraordinary Intracoastal Waterway estate property featuring two adjoining homesites offered together for a combined coastal retreat unlike anything else on the market. Spanning nearly an acre across both elevated lots, this unique offering provides water frontage, breathtaking views toward South Topsail Island, and endless possibilities to create a private

  Ryan Crecelius Nest Realty

  1144 Avila Ave, Hampstead, NC 28443
• 

  

  /44

  $818,900

  • 3 Beds
  • 2.5 Baths
  • 1,724 Sq Ft

  21 S Oak Dr, Surf City, NC 28445

  Welcome to the serene community of Pleasant Cove where there is no HOA! This 3 bed, 2 1/2 bath on a corner lot with a top floor view of the sound is a rare find in this community. In this reverse floorplan home, the upper floor is the definition of an open concept with a large living area, large dining area, and large kitchen. The kitchen was remodeled in 2024 from top to bottom with new

  Teresa Hardy Wicker Properties of the Carolinas, Inc.

  21 S Oak Dr, Surf City, NC 28445
• 

  

  /13

  $814,300

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,974 Sq Ft

  86 Delphi Trace, Hampstead, NC 28443

  Under construction in Halcyon, Hampstead's anticipated new coastal community along Virginia Creek, The Hazel by Hardison Building offers relaxed elegance, thoughtful design, and the ease of mostly main-level living. Estimated for end-of-summer completion, this nearly 3,000 sq. ft. home is designed for comfort, connection, and everyday convenience, with only the spacious bonus room and full bath

  Team Thirty 4 North Coldwell Banker Sea Coast Advantage

  86 Delphi Trace, Hampstead, NC 28443
• 

  

  /13

  $251,650

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,439 Sq Ft

  43 W Pioneer Way, Hampstead, NC 28443

  Welcome home to the Jasmine — a beautifully crafted two-story townhome that delivers the space, style, and convenience of homeownership at an incredibly accessible price point. Three spacious bedrooms and two and a half baths give you all the room you need to live comfortably, while the smart two-story layout creates a natural separation between your main living spaces and your private retreats

  Logan Homes Builder

  43 W Pioneer Way, Hampstead, NC 28443
• 

  Price To Be Determined

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,088 Sq Ft

  Burton Plan at Wylie Branch, Rocky Point, NC 28457

  A. Sydes Construction Builder

  820 Habersham Ave Unit 36453716, Rocky Point, NC 28457
• 

  

  /37

  $409,999

  $14K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  126 Leeward Ln, Hampstead, NC 28443

  Motivated Seller, Moving out of state.Welcome to this beautifully designed 4-bedroom, 3-bathroom home that perfectly balances modern interior living with a dream outdoor setup. From the moment you walk in, you are greeted by an open floor plan that fills the home with natural light and offers effortless flow for both daily life and entertaining.At the heart of the home is a chef's

  Jed Zwifelhofer Berkshire Hathaway HomeServices Carolina Premier Properties

  126 Leeward Ln, Hampstead, NC 28443
• 

  

  /56

  $3,245,000

  New Construction

  • 5 Beds
  • 5.5 Baths
  • 3,600 Sq Ft

  106 N Glimmering Glass Ln, Hampstead, NC 28443

  A rare opportunity to create a custom waterfront retreat designed for the ultimate water lover's lifestyle in the gated East Wynd community. This contemporary coastal masterpiece features an open, versatile floor plan with 4 bedrooms, a bunk room, 5 full baths, and a powder room, anchored by a primary suite with double vanity, walk-in shower, and generous walk-in closet. Expansive porches capture

  Sherri Ingle Intracoastal Realty Corporation

  106 N Glimmering Glass Ln, Hampstead, NC 28443
• 

  

  /41

  $394,000

  • 3 Beds
  • 2 Baths
  • 1,682 Sq Ft

  500 Bishop Dr, Hampstead, NC 28443

  Welcome to Cedar Landing! Built in 2021, this versatile home offers freedom, space, and a coastal lifestyle just minutes from Topsail Island. Located outside city limits, you'll avoid Surf City municipal taxes while remaining close to the coast! Positioned in a neighborhood with no restrictive covenants, you'll have the complete flexibility to park your boat or work trailer right on your

  Katie Batson KB Realty & Investments LLC

  500 Bishop Dr, Hampstead, NC 28443
• 

  

  /19

  $599,770

  New Construction $50K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,091 Sq Ft

  195 Lilaput Cir, Wilmington, NC 28411

  Welcome to the Bates II! Featuring the popular Bates II floor plan, this 4-bedroom, 3-bath home offers 2,091 square feet of comfortable, well-designed living space with an estimated completion in Fall 2026. Set on a desirable 0.25-acre homesite, this property offers a gated community in a standout location.Inside, the open-concept layout seamlessly connects the kitchen, dining area, and

  Renee Britt Mungo Homes

  195 Lilaput Cir, Wilmington, NC 28411
• 

  

  /64

  $1,150,000

  • 4 Beds
  • 3 Baths
  • 2,309 Sq Ft

  101 Teal Cir, Hampstead, NC 28443

  Tucked along a peaceful tidal creek, 101 Teal Circle is the kind of waterfront home that instantly makes you slow down and take in the view. From morning coffee on the porch as the water glistens in the distance to evenings spent by the pool under coastal skies, this property was designed to embrace the beauty and ease of waterfront living.With an assigned deep-water boat ramp providing

  John Toler Ward Realty Corp

  101 Teal Cir, Hampstead, NC 28443
• 

  

  /46

  $2,050,000

  New Construction $200K PRICE INCREASE

  • 5 Beds
  • 5.5 Baths
  • 3,384 Sq Ft

  408 S Anderson Blvd, Topsail Beach, NC 28445

  JUST FURNISHED! HURRY TO SEE THE NEW DESIGNER LOOK! Here Is Your Chance To Own This Magnificent Beach Home. 5 Bedrooms With 2 Twins In Flex Room. Second Row Views Of Ocean And Sound With Salt Water Swimming Pool. High End Custom Personal Or Short Term Rental Investment Home. New Construction Has Front Impact Windows, Standing Seam Metal Roof, Tankless Water Heater, Upgraded Appliance Package,

  Beth Smith KELLER WILLIAMS REALTY

  

  408 S Anderson Blvd, Topsail Beach, NC 28445
• 

  

  /62

  $524,000

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,688 Sq Ft

  Hayden Plan at Salters Haven, Hampstead, NC 28443

  Legacy Homes by Bill Clark Builder

  376 Shoal Ave Unit 36451160, Hampstead, NC 28443
• 

  

  /13

  $284,900

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,467 Sq Ft

  101 Commons View Dr, Hampstead, NC 28443

  MOVE IN READY! This charming three-bedroom, two-and-a-half-bathroom townhome offers the perfect blend of space, style, and convenience. With a thoughtfully designed layout, the home features an open-concept living area that seamlessly connects the kitchen, dining, and family room, making it ideal for both everyday living and entertaining. The spacious kitchen is equipped with modern appliances,

  Dayne Luck LGI Realty NC, LLC

  101 Commons View Dr, Hampstead, NC 28443
• 

  

  /19

  $100,000

  • Land
  • 17,859 Sq Ft
  • $243,902 per Acre

  Lot 3 Jamaica Dr, Hampstead, NC 28443

  This .41 Acre wooded lot in Snug Harbor offers the perfect blend of privacy, natural beauty, and coastal convenience. Set on a quiet private street and surrounded by mature oak trees, the property provides a peaceful setting for your future homesite or coastal retreat. Just down the road, residents enjoy access to a private community boat ramp, making it easy to spend your days on the water.

  Katie Batson KB Realty & Investments LLC

  Lot 3 Jamaica Dr, Hampstead, NC 28443
• 

  

  /15

  $330,000

  • Land
  • 1.16 Acres
  • $284,483 per Acre

  1131 S Topsail Dr, Surf City, NC 28445

  Two parcels convey with this sale, offering a rare opportunity to own property that extends from South Topsail Drive all the way to the water. The lot provides exceptional sunset views across the Intracoastal Waterway, where you can watch boats pass by from your future home. While the waterfront is not navigable, it delivers peaceful coastal scenery and a true sense of connection to the island's

  Katie Batson KB Realty & Investments LLC

  1131 S Topsail Dr, Surf City, NC 28445
• 

  

  /98

  $1,274,000

  New Construction $225K PRICE DROP

  • 4 Beds
  • 5.5 Baths
  • 4,189 Sq Ft

  13 E Cannon Cove, Hampstead, NC 28443

  There are homes with water views, and then there are homes designed to embrace the water atevery turn. Welcome to 13 East Cannon Cove, an extraordinary custom-built waterfront residenceoffering over 4,000 square feet of luxury living where architecture, craftsmanship, and coastallifestyle come together seamlessly. Thoughtfully positioned to capture breathtaking views,

  John Newton Better Homes and Gardens Real Estate Treasure 4

  13 E Cannon Cove, Hampstead, NC 28443
• 

  

  /56

  $490,000

  $45K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 1,867 Sq Ft

  805 Driftwood Dr, Hampstead, NC 28443

  DECKed Out in Coastal Style and Comfort!Welcome to this beautifully updated Sand Castle on the Surf City mainland, where coastal charm meets modern sophistication. Just a short golf cart ride or leisurely stroll to the Surf City bridge, you'll enjoy easy access to the sandy shores and sparkling waters of Topsail Beach. This exceptional 3-bedroom, 3-bathroom home offers stylish design and

  Brogan Fitzgerald Triple 7 Real Estate, Inc.

  805 Driftwood Dr, Hampstead, NC 28443
• 

  

  /29

  $899,500

  New Construction $70K PRICE DROP

  • 4 Beds
  • 4.5 Baths
  • 2,172 Sq Ft

  717 N New River Dr Unit A, Surf City, NC 28445

  This furnished new construction 4 bedroom, 4.5 bath has a highly desirable island location within walking distance to beach access, dining, and shopping. Designed for low-maintenance ownership and strong rental appeal, the property features an open-concept layout, elevator, luxury vinyl plank flooring, granite countertops, and multiple en suite bedrooms. Expansive decks capture coastal breezes

  Bizz Baker Better Homes and Gardens Real Estate Treasure

  717 N New River Dr Unit A, Surf City, NC 28445
• 

  

  /51

  $1,499,000

  • 4 Beds
  • 4 Baths
  • 1,408 Sq Ft

  608 S Shore Dr, Holly Ridge, NC 28445

  Oceanfront home in the heart of Surf City! This 4-bedroom, 2-bath home features an open living, kitchen, and dining area, with one bedroom on the main level and three upstairs. Well maintained with HVAC replaced in 2023. Situated on a deep lot with a well-established dune structure and direct beach access. Ground-level storage room provides space for beach gear, bikes, and more. Conveniently

  Teresa Batts Teresa Batts Real Estate, LLC

  608 S Shore Dr, Holly Ridge, NC 28445
• 

  

  /28

  $484,000

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,473 Sq Ft

  Abigail Plan at Salters Haven, Hampstead, NC 28443

  Legacy Homes by Bill Clark Builder

  376 Shoal Ave Unit 36472966, Hampstead, NC 28443
• 

  

  /29

  $495,000

  $5K PRICE DROP

  • 5 Beds
  • 3.5 Baths
  • 3,028 Sq Ft

  95 St Lawrence Dr, Rocky Point, NC 28457

  Welcome to 95 St. Lawrence Drive in Rocky Point, where space, comfort, and modern style come together in a beautifully designed home offering over 3,000 square feet of living space. With five spacious bedrooms plus a large bonus room that could easily serve as a sixth bedroom, home office, media room, or playroom, this home provides the flexibility today's buyers are looking for. Step inside to

  Ed Ward Shoreline Realty

  95 St Lawrence Dr, Rocky Point, NC 28457
• 

  

  /44

  $284,800

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,439 Sq Ft

  62 W Pioneer Way Unit 121, Hampstead, NC 28443

  Welcome home to this beautifully crafted new construction townhome offering the perfect blend of style, comfort and low-maintenance living. The open-concept main level features durable LVP flooring throughout, including the staircase, creating a seamless and elegant look. The designer kitchen is the heart of the home with 36-inch white shaker cabinets, granite countertops, a tile backsplash,

  Logan Homes Team Coldwell Banker Sea Coast Advantage

  62 W Pioneer Way Unit 121, Hampstead, NC 28443
• 

  

  /61

  $530,390

  New Construction $477K PRICE INCREASE

  • 4 Beds
  • 3 Baths
  • 2,644 Sq Ft

  61 Pasture St Unit Lot 455, Wilmington, NC 28411

  The Forrester plan is a gracious home perfect for beach living and entertaining. Smart Home technology included. Open floor plan with giant granite island open to large gourmet kitchen with 36'' staggered cabinets with crown molding, granite countertops, tile backsplash, and pantry, and stainless-steel appliances in kitchen. Separate dining room just right for entertaining. Luxury Vinyl Plank

  Team D.R. Horton D.R. Horton, Inc

  61 Pasture St Unit Lot 455, Wilmington, NC 28411
• 

  

  /35

  $474,900

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,264 Sq Ft

  423 E Creekview Dr, Hampstead, NC 28443

  Rare Opportunity To Purchase A Country Retreat On Over 2 Acres In Desirable Deerfield! Whether you are looking to homestead or simply enjoy having land enveloped by trees, this one's for you! Set back from the road down a long driveway, this 3-bedroom, 2-bath contemporary home is situated on 2.15 wooded acres offering a peaceful natural setting with convenience to nearby shops and easy access to

  Mariel Gniewoz Weiss Keller Williams Innovate-Wilmington

  423 E Creekview Dr, Hampstead, NC 28443
• 

  

  /26

  $859,000

  • 4 Beds
  • 4 Baths
  • 1,548 Sq Ft

  1001 S Topsail Dr, Surf City, NC 28445

  Beautifully renovated coastal home offering spectacular 180-degree Intracoastal Waterway and salt marsh views, just a short 3-minute walk to the beach. Located less than one mile from the heart of Surf City, this property provides easy access to the Surf City Pier, restaurants, shopping, groceries, entertainment, and more by walking, biking, or golf cart. Kenneth D. Batts Park is just two lots

  Nicholas Huscroft Chosen Realty of NC

  1001 S Topsail Dr, Surf City, NC 28445
• 

  

  /5

  $79,900

  111 N New River Dr Unit I31, Surf City, NC 28445

  Dry Slip I31 at Topsail Island Yacht Club is on the third level and the dimensions are 35 feet long, 9 feet 6 inches wide, 7 feet 6 inches high. The slip can handle a maximum weight of 8,000 pounds. Take the worry out of boating. The staff will take care of launching and retrieving your boat while you relax on the spacious decks or lounge by the pool. Watch sunsets from the top floor deck. Best

  Hunter Tayloe Island Real Estate, Inc.

  111 N New River Dr Unit I31, Surf City, NC 28445
• 

  

  /58

  $400,000

  • 4 Beds
  • 2.5 Baths
  • 2,161 Sq Ft

  601 Aurora Place, Hampstead, NC 28443

  Enjoy easy living in this 4-bedroom, 2.5-bath home in WyndWater. The open floor plan creates a welcoming space that's perfect for hosting family and friends. The spacious primary suite offers a private en suite bath and a large walk-in closet. Out back, relax on the screened-in porch or cool off in the above-ground pool, all within the privacy of a fenced backyard. Located in the desirable

  Tidal Realty Partners REAL Broker LLC

  601 Aurora Place, Hampstead, NC 28443
• 

  

  /64

  $1,095,000

  • 3 Beds
  • 2.5 Baths
  • 3,601 Sq Ft

  606 Ravenswood Rd, Hampstead, NC 28443

  Experience waterfront living in the highly desirable Olde Point community in the heart of Hampstead. Surrounded by mature trees and overlooking the marsh from the private dock, this 3-bedroom, 2.5-bath home offers a dedicated office, bonus room, plenty of storage, and the privacy that's becoming harder to find.The backyard is made for enjoying coastal living. The recently resurfaced and

  The Smith Group Landmark Sotheby's International Realty

  606 Ravenswood Rd, Hampstead, NC 28443

Showing Results 281 - 320, Page 8 of 15