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Homes for Sale near Harbor Springs High School

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  • /22

    $15,000

    • Land
    • 0.76 Acre
    • $19,737 per Acre

    1074 Timber Pass, Harbor Springs, MI 49740

    Welcome to 1074 Timber Pass, a conveniently located lot near the M-119 entrance to Birchwood. The lot backs up to Birchwood common area and one of the lovely ponds that has catch-and-release fishing. Birchwood Golf & Country Club has a list of amenities such as golf, tennis/pickle ball, dining, pool, and walking trails. This lot is a wonderful place to build your dream home!

    Sam DeCamp Gaslight Group Properties

    1074 Timber Pass, Harbor Springs, MI 49740
  • /31

    $65,000

    • Land
    • 0.6 Acre
    • $108,333 per Acre

    8745 Voyager Trail, Harbor Springs, MI 49740

    Large wooded building site in the Surfwood Association. Just a short drive north of Harbor Springs along Lake Shore Drive and the "Tunnel of Trees". This lot comes with deeded, shared access to over 1,300 feet of the area's finest beach. Other amenities include tennis courts and nature trails.

    Bernie Schaffer Harbor Sotheby's International Rlty - Harbor Sprgs

    8745 Voyager Trail, Harbor Springs, MI 49740
  • /14

    $349,900

    • 3 Beds
    • 2.5 Baths
    • 1,500 Sq Ft

    1185 Hideaway Valley Dr, Harbor Springs, MI 49740

    This charming vacation condominium features 3 bedrooms, and 2 and a half baths, perfectly situated between Petoskey and Harbor Springs, the heart of Northern Michigan's golf scene. The unit has a strong rental history with platforms like VRBO and Airbnb. Residents can enjoy a variety of community features, including a pool, tennis and pickleball courts, and a clubhouse. The association connects

    Steve Shuman Real Estate One

    1185 Hideaway Valley Dr, Harbor Springs, MI 49740
  • /5

    $1,250,000

    • 2 Beds
    • 1 Bath
    • 4,322 Sq Ft

    211 E 3rd St Unit AND 209 E Third St, Harbor Springs, MI 49740

    Reimagine this storied property in downtown Harbor Springs to suit your needs as a residence, duplex, or mixed-use project. Once the site of the local newspaper, the property is currently configured with a commercial area, and an older two-story structure. Renovations will be required, but the property offers many possibilities. This parcel could be combined with 223 E Third (MLS# 477059 &

    Andrew Bowman Gaslight Group Properties

    211 E 3rd St Unit AND 209 E Third St, Harbor Springs, MI 49740
  • /9

    $59,900

    • Land
    • 0.81 Acre
    • $73,951 per Acre

    863 Aronimink Dr Unit 26, Pleasantview Township, MI 49740

    Build your dream home on the fairway! This prime vacant lot sits right on the golf course, offering stunning views of rolling greens and easy access to all the amenities of the community. With its ideal location, you’ll enjoy peaceful mornings watching golfers tee off and relaxing evenings surrounded by northern Michigan’s natural beauty. Whether you’re envisioning a year-round residence or a

    Connie O'Neill Graham Real Estate

    863 Aronimink Dr Unit 26, Pleasantview Township, MI 49740
  • /8

    $49,000

    • Land
    • 0.8 Acre
    • $61,250 per Acre

    Lot 46 Meadow Wood Dr, Pleasantview Township, MI 49740

    This is a great building site in the popular Hamlet West neighborhood. The entrance to Nubs Nob is right across the street from the entrance to this neighborhood and the hills of The Highlands are in your backyard. The mostly wooded level site with a mix of trees offers privacy and potential western views of ski slopes. Hamlet West is a well established neighborhood with a mix of full and part

    Kimberly Kihnke Bay North Realty Co.

    Lot 46 Meadow Wood Dr, Pleasantview Township, MI 49740
  • /33

    $519,000

    • 2 Beds
    • 2.5 Baths
    • 1,736 Sq Ft

    700 Fairways Dr Unit 2, Harbor Springs, MI 49740

    Birchwood Farms Golf & Country Club. Beautiful 2-bedroom, 2.5-bath condominium overlooking the #1 tee of the Birches course—just a 5-minute walk to the Clubhouse. Renovated in 2021 by Collie Construction, this upscale condo features white oak flooring, a glass-paneled stairway, and shiplap paneling in the dining room, living room, and powder room. Highlights include custom built-in bookshelves, a

    Sally Brumleve Birchwood Realty, LLC

    700 Fairways Dr Unit 2, Harbor Springs, MI 49740
  • /24

    $299,900

    • 3 Beds
    • 1 Bath
    • 974 Sq Ft

    685 Harrison St, Harbor Springs, MI 49740

    Excellent opportunity to own a year-round residence or vacation home just a short walk from downtown Harbor Springs and Harbor Springs Public Schools. Situated on a spacious corner lot, this property offers ample outdoor space with a private side deck and a large lawn perfect for fun or relaxation. Inside, you’ll find a cozy living area with gas fireplace that opens to the kitchen, a main-floor

    Will Baker Graham Real Estate

    685 Harrison St, Harbor Springs, MI 49740
  • /15

    $299,900

    • 2 Beds
    • 1 Bath
    • 921 Sq Ft

    921 S State St, Harbor Springs, MI 49740

    Adorable and well maintained 2 bedroom, 1 bathroom home located within the Harbor Springs city limits. Walk to schools, downtown and shopping. Features a spacious yard with plenty of room for outside activities or future expansion. Cozy and efficient layout with comfortable living areas. Ideal for a primary residence or vacation home. Move in ready and full of potential.

    Connie O'Neill Graham Real Estate

    921 S State St, Harbor Springs, MI 49740
  • /21

    $1,350,000

    • 3 Beds
    • 2 Baths
    • 1,236 Sq Ft

    575 E Bay St Unit 2, Harbor Springs, MI 49740

    Welcome to this charming 3-bedroom, 2-bath Bay Street Cottage in one of the most walkable and sought-after locations in Harbor Springs. Nestled in a beautifully designed cottage community, this home combines timeless architecture with effortless living just steps from everything the town offers. The location is exceptional. You can stroll to downtown Harbor Springs for coffee, shopping, and

    Erin DeFrain Berkshire Hathaway HomeServices Michigan Real Estate - HS

    575 E Bay St Unit 2, Harbor Springs, MI 49740
  • /20

    $225,000

    • Land

    5695 Weatherly, Harbor Springs, MI 49740

    One of the last lake view lots in Windward. Spectacular view of the bay from this nicely, wooded building site. Windward amenities include pool, tennis courts and nature trails. Seller is a Licensed Realtor in the State Of Michigan

    Bernie Schaffer Harbor Sotheby's International Rlty - Harbor Sprgs

    5695 Weatherly, Harbor Springs, MI 49740
  • /36

    $42,500

    • Land
    • 1.34 Acres
    • $31,716 per Acre

    3395 Needles Dr Unit Lot 26, Harbor Springs, MI 49740

    Lot 26 of Harbor Ridge consists of 1.34 acres of hardwood forest offering seclusion and privacy. The parcel backs up to a private 70 acres of field and forest and is surrounded with more hardwoods. The property gradually inclines from the road to the back of the lot where it levels off at a high elevation for a fantastic building site. A shared driveway for lots 26 and 27 is already constructed

    Carrie Frisbie Coldwell Banker Schmidt- Harbor Springs

    3395 Needles Dr Unit Lot 26, Harbor Springs, MI 49740
  • /47

    $439,000

    • 3 Beds
    • 2.5 Baths
    • 2,453 Sq Ft

    1458 Timber Pass, Harbor Springs, MI 49740

    Luxury Living Awaits at Birchwood Farms! Experience the epitome of Northern Michigan living in this beautifully renovated 3-bedroom, 2.5-bathroom home nestled within the prestigious Birchwood Farms Golf & Country Club community in Harbor Springs. This stunning residence offers the perfect blend of modern updates and classic charm, all on a sprawling corner lot of over an acre. Step inside and be

    Bill Thompson Coldwell Banker Morehart Realty

    1458 Timber Pass, Harbor Springs, MI 49740
  • /13

    $219,000

    • Land
    • 2.66 Acres
    • $82,331 per Acre

    8050 Broken Ridge E, Little Traverse Township, MI 49740

    Clear views of Little Traverse Bay from this 2.66 acre lot, cleared and ready for building in Broken Ridge. Come check out the best lot in the development. PANORAMIC views overlooking Harbor Springs, Petoskey State Park, Lake Michigan and Charlevoix in a private community. This almost 3-acre lot is one of a kind, sitting among a host of very impressive high-end homes. Just miles from Harbor

    Gregg Wysocki Keller Williams Paint Creek

    8050 Broken Ridge E, Little Traverse Township, MI 49740
  • /22

    $159,900

    • Land
    • 1.3 Acres
    • $123,000 per Acre

    8183 E Ridge Rd Unit 9, Little Traverse Township, MI 49740

    Wonderful water views of Little Traverse Bay, wooded lots, and views of the countryside are available at Broken Ridge. Conveniently located to Petoskey and Harbor Springs, Broken Ridge offers paved roads, underground utilities, and natural gas along with the Little Traverse Wheelway, golf, skiing, and many other local amenities. Whether you intend on building your vacation home or a year-round

    Michael Bedells Gaslight Group Properties

    8183 E Ridge Rd Unit 9, Little Traverse Township, MI 49740
  • /13

    $129,900

    • Land
    • 2.1 Acres
    • $61,857 per Acre

    7880 Lindy Ln Unit 9, Harbor Springs, MI 49740

    Conveniently located close to Petoskey and Harbor Springs with countryside views. Broken Ridge offers paved roads, underground utilities, and natural gas along with the Little Traverse Wheelway, golf, skiing, and many other local amenities. Whether you intend on building your vacation home or a year-round residence, this location will suit any need. Ask about other lots that may be available.

    Michael Bedells Gaslight Group Properties

    7880 Lindy Ln Unit 9, Harbor Springs, MI 49740
  • /59

    $1,500,000

    • 4 Beds
    • 5 Baths
    • 2,982 Sq Ft

    4610 Stoney Hill Ct, Harbor Springs, MI 49740

    4800 SQ FT of living space in this Stunning Custom Ranch in the Birchwood Farms Golf & Country Club Community. This stylish, completely custom ranch features 4 spacious bedrooms and 5 bathrooms. The primary bedroom is a true retreat with a breathtaking view overlooking the ravine. In the primary bath are two large walk-in closets, a steam shower, a garden tub, dual toilet and bidet on travertine

    Loretta Sandora Sandora & Fiteny Real Estate

    4610 Stoney Hill Ct, Harbor Springs, MI 49740
  • /50

    $4,750,000

    • 7 Beds
    • 7.5 Baths
    • 6,962 Sq Ft

    6338 Trillium Trail, Harbor Springs, MI 49740

    Set on more than eight private acres in the gated community of Traverse Trace, this New England–style family home offers an unmatched blend of character, comfort, and sweeping Little Traverse Bay views. Just north of Harbor Springs, the property provides a rare combination of privacy, natural beauty, tennis and beach access. A grand entryway ushers you into a light-filled interior featuring

    Lee Ford Walsh Coldwell Banker Schmidt- Harbor Springs

    6338 Trillium Trail, Harbor Springs, MI 49740
  • /25

    $460,000

    • 3 Beds
    • 1.5 Baths
    • 1,358 Sq Ft

    7433 Harbor-Petoskey Rd, Harbor Springs, MI 49740

    OPEN HOUSE SAT. NOV 15, 10AM-12PM. Welcome home to your perfect Up North retreat. Beautifully situated in central location to the Petoskey State Park, Harbor Springs, Petoskey, and Boyne Highlands. This thoughtfully updated home offers the best of modern comfort and easy living, with so many recent professional updates including newer roof, windows, flooring, appliances, countertops, paint, deck

    Amanda Conklin Real Estate One

    7433 Harbor-Petoskey Rd, Harbor Springs, MI 49740
  • /50

    $7,900,000

    • 4 Beds
    • 7 Baths
    • 8,622 Sq Ft

    145 Traverse St, Harbor Springs, MI 49740

    Nestled privately on nearly two wooded acres in the heart of Harbor Springs, this extraordinary in-town estate exemplifies timeless sophistication and impeccable craftsmanship. Custom-built with the highest attention to detail, 145 Traverse Street seamlessly blends refined luxury with effortless livability. Beautifully reimagined and meticulously maintained, the home’s 8,600+ square feet of

    Carol Gargaro Berkshire Hathaway HomeServices Michigan Real Estate - HS

    145 Traverse St, Harbor Springs, MI 49740
  • /10

    $47,500

    • Land
    • 1.29 Acres
    • $36,822 per Acre

    6936 Bay Heights Cir, Harbor Springs, MI 49740

    This large lot is one of six in the small association of Bay Heights Circle and offers scenic views, a private road, electric and a wooded common area. Ideally located just 4 miles from Harbor Springs and neighboring the Birchwood Association. This is the ideal property for your new year-round or summer home. Enjoy skiing, playing golf, boating, and hiking just minutes from your home.

    Connie Lenau Harbor Sothebys International Realty

    6936 Bay Heights Cir, Harbor Springs, MI 49740
  • /2

    $189,999

    • Land
    • 3 Acres
    • $63,333 per Acre

    8924 Middle Village Dr, Readmond Township, MI

    Beautiful 3 acre property zoned R evidential to build your dream home only 1/2 mile away from the famous Lake Michigan do not miss out on this rare opportunity!

    Ali Abdallah Got Key'D Realty

    8924 Middle Village Dr, Readmond Township, MI
  • /7

    $55,000

    • Land
    • 0.49 Acre
    • $112,245 per Acre

    992 Aronimink Dr Unit Lot 14 - Single Fami, Pleasantview Township, MI 49740

    New Development within The Highlands of Harbor Springs. Build the custom family home of your dreams on the fabulous Donald Ross Memorial Golf Course (www.aroniminkclub.com). This lot is situated deep inside development creating privacy. Developer is working with local and well-established builder - Ironwood Construction (www.ironwood.bz). Golf and skiing out your front door and minutes from

    Rebecca Miles Little Traverse Realty

    992 Aronimink Dr Unit Lot 14 - Single Fami, Pleasantview Township, MI 49740
  • /14

    $50,000

    • Land
    • 0.73 Acre
    • $68,493 per Acre

    8144 Pleasantview Woods Dr, Little Traverse Township, MI 49740

    Wonderful Private Wooded Lots Between Harbor Springs and Petoskey Nestled in a serene, wooded setting, these beautiful parcels are perfectly situated between Harbor Springs and Petoskey—just minutes from Boyne Highlands, Nubs Nob, the Little Traverse Wheel Way, and the sparkling shores of Lake Michigan. The ideal spot to build your Up North getaway or year-round dream home. Enjoy the convenience

    Kevin Olson Graham Real Estate

    8144 Pleasantview Woods Dr, Little Traverse Township, MI 49740
  • /14

    $50,000

    • Land
    • 0.87 Acre
    • $57,471 per Acre

    8484 Pleasantview Woods Dr, Little Traverse Township, MI 49740

    Wonderful Private Wooded Lots Between Harbor Springs and Petoskey Nestled in a serene, wooded setting, these beautiful parcels are perfectly situated between Harbor Springs and Petoskey—just minutes from Boyne Highlands, Nubs Nob, the Little Traverse Wheel Way, and the sparkling shores of Lake Michigan. The ideal spot to build your Up North getaway or year-round dream home. Enjoy the convenience

    Kevin Olson Graham Real Estate

    8484 Pleasantview Woods Dr, Little Traverse Township, MI 49740
  • /49

    $920,020

    • 3 Beds
    • 2.5 Baths
    • 1,997 Sq Ft

    1240 Pinetree Trail, Harbor Springs, MI 49740

    Discover this chance to create your dream home in Birchwood Country Club on this wonderful meadow view facing lot. The opportunity offers a variety of customizable plans, allowing you to tailor your home to suit your lifestyle. Choose your lot and then choose from three distinct house plans, each designed with flexibility and price point in mind, full basements have space for additional bedrooms

    Tawna Naturkas MTN Real Estate, LLC

    1240 Pinetree Trail, Harbor Springs, MI 49740
  • /14

    $50,000

    • Land
    • 0.95 Acre
    • $52,632 per Acre

    8339 Pleasantview Woods Dr, Little Traverse Township, MI 49740

    Wonderful Private Wooded Lots Between Harbor Springs and Petoskey Nestled in a serene, wooded setting, these beautiful parcels are perfectly situated between Harbor Springs and Petoskey—just minutes from Boyne Highlands, Nubs Nob, the Little Traverse Wheel Way, and the sparkling shores of Lake Michigan. The ideal spot to build your Up North getaway or year-round dream home. Enjoy the convenience

    Kevin Olson Graham Real Estate

    8339 Pleasantview Woods Dr, Little Traverse Township, MI 49740
  • /12

    $89,000

    • Land
    • 0.51 Acre
    • $174,510 per Acre

    3154 Pete's Run, Harbor Springs, MI 49740

    Build your dream home on this inviting lot in the desirable Pete's Run development! Enjoy scenic views in a peaceful setting while being just minutes from downtown Harbor Springs. Conveniently located near schools, ballfields, shopping, and dining, this property offers both tranquility and easy access to local amenities. With underground electric and natural gas already in place, you're one step

    William Winslow Coldwell Banker Schmidt- Harbor Springs

    3154 Pete's Run, Harbor Springs, MI 49740
  • /48

    $719,000

    • 4 Beds
    • 3 Baths
    • 3,862 Sq Ft

    7645 Bay Meadow Dr, Harbor Springs, MI 49740

    Exceptional Living Awaits in Bay Meadows Association! Discover this stunning 4-bedroom, 3-full bath residence designed for effortless Northern Michigan living. Main Floor Convenience & Comfort The main level provides ultimate ease with a serene ensuite bedroom and a convenient main-floor laundry, offering perfect single-level functionality. Gather and entertain in the bright, open living spaces,

    Tom Mooradian Berkshire Hathaway HomeServices Michigan Real Estate - HS

    7645 Bay Meadow Dr, Harbor Springs, MI 49740
  • /24

    $400,000

    • Land
    • 1 Acre
    • $400,000 per Acre

    Lot 1 Leeward Dr, Petoskey, MI 49740

    Lakefront property on an island surrounded by 53 acres of Little Traverse Conservancy property and 5,000 feet of lake frontage. Three exceptional lots on Oden Island are available where you can build your dream home with a view of beautiful Crooked Lake. These unique parcels are the home to giant pine trees and include approximately 130 feet of lake frontage each. An approved community

    Jack Van Treese Jack Van Treese & Assoc..

    Lot 1 Leeward Dr, Petoskey, MI 49740
  • /14

    $50,000

    • Land
    • 0.78 Acre
    • $64,103 per Acre

    8280 Pleasantview Woods Dr, Little Traverse Township, MI 49740

    Wonderful Private Wooded Lots Between Harbor Springs and Petoskey Nestled in a serene, wooded setting, these beautiful parcels are perfectly situated between Harbor Springs and Petoskey—just minutes from Boyne Highlands, Nubs Nob, the Little Traverse Wheel Way, and the sparkling shores of Lake Michigan. The ideal spot to build your Up North getaway or year-round dream home. Enjoy the convenience

    Kevin Olson Graham Real Estate

    8280 Pleasantview Woods Dr, Little Traverse Township, MI 49740
  • /21

    $125,000

    • Land
    • 0.65 Acre
    • $192,308 per Acre

    TBD Sturgeon Bay Dr Unit 26, Cross Village, MI 49740

    Discover an exceptional opportunity to build your dream home on this stunning lot in Harbor Springs, Michigan, nestled within the exclusive Sturgeon Bay Shores Association. This unique parcel beautifully combines pristine sand dunes with lush, wooded surroundings, creating an idyllic backdrop for your future residence. Though not directly waterfront, you'll enjoy coveted private access to the

    Stephanie Jones Kidd & Leavy Real Estate Co. LLC

    TBD Sturgeon Bay Dr Unit 26, Cross Village, MI 49740
  • /24

    $739,900

    • 3 Beds
    • 3.5 Baths
    • 2,948 Sq Ft

    3013 Village Ln, Harbor Springs, MI 49740

    Tucked in the desirable community of Birchwood Farms Country Club. This charming home offers a smart and flowing layout, ideally situated on a quite cul-de-sac just moments from the golf course. Step inside to a warm and welcoming entryway with the formal dining room and main floor primary suite thoughtfully placed right off the front. Head straight into the spacious living room where tall

    Robert Vosler Bay North Realty Co.

    3013 Village Ln, Harbor Springs, MI 49740
  • /21

    $750,000

    • Land
    • 0.55 Acre
    • $1,363,636 per Acre

    8439 Sturgeon Bay Dr Unit Lot 61, Harbor Springs, MI 49740

    Exceptional opportunity to own prime Lake Michigan frontage along one of the most scenic stretches of shoreline in Northern Michigan. This beautiful parcel offers wide open water views, a peaceful dune landscape, and direct access to miles of soft, sandy beach. The setting is quiet and private, yet conveniently located just a short drive from downtown Harbor Springs. Bordering Wilderness State

    Stephanie Jones Kidd & Leavy Real Estate Co. LLC

    8439 Sturgeon Bay Dr Unit Lot 61, Harbor Springs, MI 49740
  • /19

    $125,900

    • Land
    • 0.9 Acre
    • $139,889 per Acre

    8155 E Ridge Rd Unit 11, Little Traverse Township, MI 49740

    Outstanding water views of Little Traverse Bay from the building platform of this lot. Harbor Springs city limits in a private association, Broken Ridge East. The association offers paved roads, underground utilities, and natural gas - not to mention water views that exist in select locations of Harbor Springs and Petoskey areas. Lake Michigan is just a short scenic drive away. Easy access to the

    Michael Bedells Gaslight Group Properties

    8155 E Ridge Rd Unit 11, Little Traverse Township, MI 49740
  • /7

    $49,000

    • Land
    • 0.42 Acre
    • $116,667 per Acre

    916 Aronimink Dr Unit Lot 10, Pleasantview Township, MI 49740

    New development within The Highlands of Harbor Springs. Build the custom family home of your dreams on the fabulous Donald Ross Memorial Golf Course. This lot overlooks the 4th hole fairway (www.aroniminkclub.com). Developer working with local and well-established builder - Ironwood Construction (www.ironwood.bz). Golf and skiing out your front door and minutes from fine dining and shops of

    Rebecca Miles Little Traverse Realty

    916 Aronimink Dr Unit Lot 10, Pleasantview Township, MI 49740
  • /14

    $113,900

    • Land
    • 0.54 Acre
    • $210,926 per Acre

    1387 Andover Club Dr, Harbor Springs, MI 49740

    Prime ski-in, ski-out lot nestled on the slopes of Boyne Highlands. Experience the ultimate Up-North lifestyle with access to amenities including golf, spa, zip lining, horseback riding, and more. Whether it's your dream home, a lucrative rental property, or your go-to vacation getaway, this opportunity is truly exceptional! Owner financing available.

    Zac Lejeune Gaslight Group Properties

    1387 Andover Club Dr, Harbor Springs, MI 49740
  • /6

    $169,900

    • Land
    • 1 Acre
    • $169,900 per Acre

    8084 Broken Ridge E Unit 27, Harbor Springs, MI 49740

    Spectacular views of Little Traverse Bay from this parcel in Broken Ridge Association. You are a short drive to Harbor Springs for dining and minutes away from Nubs Nob and The Highlands for golf, skiing, and other outdoor activities. beaches.

    Michael Bedells Gaslight Group Properties

    8084 Broken Ridge E Unit 27, Harbor Springs, MI 49740
  • /17

    $110,900

    • Land
    • 1 Acre
    • $110,900 per Acre

    8167 E Ridge Rd Unit 10, Little Traverse Township, MI 49740

    Wonderful water views of Little Traverse Bay, wooded lots, and views of the countryside are available at Broken Ridge. Conveniently located to Petoskey and Harbor Springs, Broken Ridge offers paved roads, underground utilities, and natural gas along with the Little Traverse Wheelway, golf, skiing, and many other local amenities. Whether you intend on building your vacation home or a year-round

    Michael Bedells Gaslight Group Properties

    8167 E Ridge Rd Unit 10, Little Traverse Township, MI 49740
  • /14

    $125,000

    • Land
    • 0.84 Acre
    • $148,810 per Acre

    2194 N Blackrock Way Unit 43, Friendship Township, MI 49740

    Lot 43 is found at the cut-de-sac of North Black Rock Way. It has views from the 4th hole to the 6th and the mature Northern Michigan trees beyond. True North is a private destination golf club with a top-rated championship golf course, on-site lodging and community, trout fishing, and dining facilities for our members and their guests. Situated on 320 peaceful acres north of Harbor Springs, the

    Sam DeCamp Gaslight Group Properties

    2194 N Blackrock Way Unit 43, Friendship Township, MI 49740

Showing Results 81 - 120, Page 3 of 5

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