485

Henderson, NV Homes for Sale under $500,000

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  • /85

    $438,900

    • 2 Beds
    • 2 Baths
    • 1,223 Sq Ft

    384 Aravalli Crest St, Henderson, NV 89015

    This well maintained home in a senior community exudes quiet elegance, thoughtful functionality, and pride of ownership. You're greeted by impeccable landscaping equipped new irrigation, a brand-new wrap-around outdoor living space with subtle low-voltage lighting and custom pavers that transform the entire perimeter of the home into a seamless extension of indoor living. Inside, abundant natural

    Maryanna Dunagan Desert Sun Realty

    384 Aravalli Crest St, Henderson, NV 89015
  • /3

    $400,000

    • Land
    • 1 Acre
    • $400,000 per Acre

    0 Cannes St, Henderson, NV 89015

    Exceptional 1-Acre Homesite with Strip & Mountain Views Rare opportunity to own a 1-acre vacant lot in the prestigious city of Henderson—one of the few properties in the area with both water and sewer already on the property. Positioned to capture panoramic views of the Las Vegas Strip and surrounding mountains, this homesite offers a stunning backdrop, especially at sunset. With water and sewer

    Debra Abendroth Signature Real Estate Group

    0 Cannes St, Henderson, NV 89015
  • /53

    $484,888

    • 3 Beds
    • 3 Baths
    • 1,566 Sq Ft

    30 Strada di Villaggio Unit 250, Henderson, NV 89011

    MOTIVATED SELLER !!!Rare opportunity to own a stunning 3-bedroom, 3-bathroom end-unit in the highly sought-after Lake Las Vegas community! This beautifully maintained home showcases true pride of ownership & offers a spacious, resort-style living experience. Enjoy breathtaking pool, mountain, and lake views from two private balconies off the living room and primary suite. The unit comes fully

    Alex Coelho Realty ONE Group, Inc

    30 Strada di Villaggio Unit 250, Henderson, NV 89011
  • /62

    $484,500

    • 2 Beds
    • 2 Baths
    • 1,496 Sq Ft

    2138 Oliver Springs St, Henderson, NV 89052

    Step into modern luxury with this beautifully remodeled Delaware model, perfectly situated in the premier Sun City Anthem 55+ community. Boasting a contemporary flair with 9-foot ceilings, the interior features brand new carpet, waterproof plank flooring, two-tone paint, new lighting & fans, and dual tilt shutters. Dream kitchen includes custom quartz countertops and all-new stainless-steel

    Leslie Carver BHHS Nevada Properties

    2138 Oliver Springs St, Henderson, NV 89052
  • /38

    $415,000

    • 3 Beds
    • 2.5 Baths
    • 1,706 Sq Ft

    323 Bay Village Place, Henderson, NV 89015

    Beautiful 2-story townhome located in the highly sought-after Cadence community! Enjoy a lifestyle full of amenities, including an Olympic-sized swimming pool, scenic walking trails, parks, and more. This home offers an inviting open-concept layout downstairs, ideal for entertaining, with gorgeous flooring throughout. The bright kitchen features recessed lighting, stunning countertops, and a

    Katie Meadows Real Broker LLC

    323 Bay Village Place, Henderson, NV 89015
  • /48

    $454,900

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft

    3175 Via Seranova, Henderson, NV 89044

    Charming Corner-Lot Home in the Heart of Inspirada, beautifully maintained 3-bedroom, 3-bathroom. Perfectly positioned on a premium corner lot with only one adjacent neighbor, this property offers added privacy, abundant natural light, and unbeatable proximity to the community pool, scenic walkways, and multiple parks. Step inside to discover a thoughtfully designed open floor plan featuring

    Javier Otero LPT Realty, LLC

    3175 Via Seranova, Henderson, NV 89044
  • /10

    $425,000

    • Land
    • 21,344 Sq Ft
    • $867,347 per Acre

    16 Placa Santa Maria Ct, Henderson, NV 89011

    Rare Opportunity to Own a Prime Corner Lot in the Prestigious Gated Southshore Community! Seize thechance to build your dream home on this exceptional vacant lot, perfectly positioned in the highly soughtafterSouthshore Community. This prime corner location offers breathtaking panoramic views of thesurrounding mountains, creating a tranquil and picturesque setting. With its spacious

    Richard Thornton Scofield Group LLC

    16 Placa Santa Maria Ct, Henderson, NV 89011
  • /34

    $419,900

    • 3 Beds
    • 2 Baths
    • 1,425 Sq Ft

    2564 Anani Rd, Henderson, NV 89044

    Welcome to this well-maintained single-story home in the highly sought-after, age qualified community of Solera at Anthem. This 3-bedroom, 2-bath residence features high ceilings, laminate flooring throughout, and ceiling fans in every bedroom for year-round comfort. The thoughtfully designed floor plan offers a separate primary suite with dual sinks, walk-in shower, and spacious walk-in closet,

    Bridget Olson Xpand Realty & Property Mgmt

    2564 Anani Rd, Henderson, NV 89044
  • /87

    $497,000

    • 4 Beds
    • 3 Baths
    • 2,040 Sq Ft

    2648 Montesilvano Place, Henderson, NV 89044

    Welcome to this fully furnished turnkey home with contemporary flair, blending style and effortless comfort. Exciting Inspirada lifestyle near the many parks, pools, trails, sports courts, fields, picnic areas, and playgrounds. Inviting curb appeal enhanced by paver stone walkway leading to a covered front porch. Newly finished side yard has patio cover, pavers, and synthetic lawn promoting

    Leslie Carver BHHS Nevada Properties

    2648 Montesilvano Place, Henderson, NV 89044
  • /19

    $450,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,715 Sq Ft

    1715 Plan at Symmetry Bay at Cadence - Symmetry Bay Phase III at Cadence, Henderson, NV 89011

    Discover approximately 1,715 square feet of living space in the 1715 Plan. This two-story home features 3 bedrooms and 2.5 bathrooms. The main level of the home features a large, open kitchen and great room. Additional features include a loft, laundry room and a two-car garage. Featuring America’s Smart Home, D.R. Horton keeps you close to the people and places you value most. Simplify your life

    D.R. Horton Builder
    523 Canary Song Dr Unit 36208380, Henderson, NV 89011
  • /13

    $430,000

    • 3 Beds
    • 2 Baths
    • 1,382 Sq Ft

    681 Salt Flats Cir, Henderson, NV 89011

    Great 1 story home 3 bed 2 car garage in South Valley Ranch. no carpet all LVP and Tile.

    Admin Assistant Specialists Property Managemen

    681 Salt Flats Cir, Henderson, NV 89011
  • /25

    $474,900

    • 2 Beds
    • 2 Baths
    • 1,419 Sq Ft

    76 Crimson Cactus Ave, Henderson, NV 89011

    Brand New Home with *Stunning Canyon Views* No Neighbors behind, Only Nature - Enjoy the Good Life of Lake Las Vegas - Popular Del Webb 55+ Community with Private Guard Access and all the Amenities one could want to Enjoy: Pickleball Courts, Swimming Pool, Spa, Parks and So Much More!! Lovely Home with Open Concept with Lovely Fireplace in Living Room - Kitchen has Gorgeous Quarts Counters and

    Rick Ruiz Signature Real Estate Group

    76 Crimson Cactus Ave, Henderson, NV 89011
  • /20

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,493 Sq Ft

    337 Washoe Way, Henderson, NV 89074

    Welcome to this beautifully updated single-story home. The interior features new modern light fixtures in the dining area, along with added recessed lighting for a bright feel. Fresh interior paint throughout includes all walls, doors, trim. The kitchen and laundry room are equipped with newer appliances including range, refrigerator, washer, and dryer. The bathroom has been refreshed with

    Katie Meadows Real Broker LLC

    337 Washoe Way, Henderson, NV 89074
  • /3

    $439,888

    • 4 Beds
    • 2 Baths
    • 2,100 Sq Ft

    345 Apache Place, Henderson, NV 89015

    Investor’s dream with endless potential and stunning Las Vegas Strip views! This 2,100 sq ft manufactured home sits on a HUGE lot with NO HOA, offering rare flexibility for renovation, rental income, or future development. The property features a large detached shop, perfect for storage, a workshop, or business use, plus ample space for expansion, RV parking, or additional structures. Enjoy

    Jorge Ramos Galindo Group Real Estate

    345 Apache Place, Henderson, NV 89015
  • /6

    $495,990 New Construction

    • 3 - 4 Beds
    • 2.5 Baths
    • 2,069 Sq Ft

    Plan 2069 at Inspirada - Landings at Inspirada, Henderson, NV 89044

    * 9-ft. first-floor ceilings * Split-bedroom layout * Kitchen breakfast bar * Spacious laundry room * Tankless water heater * WaterSense labeled home * Open floor plan * Spacious great room * Kitchen island * Loft * Dedicated laundry room * ENERGY STAR certified home * Master-planned community * Swimming pools * Parks * Basketball courts * Sports fields * Dog park

    KB Home Builder
    3433 Oristano Ln Unit 36513309, Henderson, NV 89044
  • /42

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,539 Sq Ft

    258 Casa Robles St, Henderson, NV 89012

    Amazing single story in quiet gated community touching million dollar homes in McDonald Highlands* Beautifully renovated*New designer laminate floors, freshly painted, new blinds & light fixtures*3 bedroom/2 full baths/2 car garage*Sunny kitchen w/eat-in nook and granite counters, new microwave, stove, kitchen sink and faucet*Great room open floor plan featuring cozy fireplace with double arch

    Linda Vaden Black & Cherry Real Estate

    258 Casa Robles St, Henderson, NV 89012
  • /30

    $474,900

    • 3 Beds
    • 2 Baths
    • 1,703 Sq Ft

    1000 Amber Gate St, Henderson, NV 89002

    Stunning fully renovated single-story home offering 3 bedrooms, 2 bathrooms, plus a versatile den. Thoughtfully upgraded with brand-new luxury vinyl plank flooring, fresh designer paint, new baseboards, and elegant crown molding throughout. The reimagined kitchen features sleek granite countertops and stainless steel appliances, blending style with functionality. Retreat to the spacious primary

    Joe Slyman JMS Properties

    1000 Amber Gate St, Henderson, NV 89002
  • /5

    $450,000

    • Land
    • 1.14 Acres
    • $394,737 per Acre

    827 Dublin Ave, Henderson, NV 89015

    Build your dream home on this prime vacant lot in the growing Henderson Area. This spacious parcel offers stunning views of the both the mountains and the Las Vegas Strip.

    Kimberly White Galindo Group Real Estate

    827 Dublin Ave, Henderson, NV 89015
  • /52

    $424,990 Open Sun 1PM - 5PM

    • 4 Beds
    • 3 Baths
    • 1,936 Sq Ft

    129 Laguna Commons Ln, Henderson, NV 89015

    *OPEN HOUSE SUNDAY APRIL 26, 1 to 5pm* Steps away from vibrant Water Street District. Featuring restaurants, coffee, shops, wine bars, Ice skating rink, shops and event, Parades and Farmers Markets. This stunning 4-bed, 3-bath Lennar townhome is just under 2 yrs old. This home offers modern luxury with fully upgraded interiors, including luxury vinyl plank flooring throughout. The gourmet kitchen

    Connie Byler LIFE Realty District

    129 Laguna Commons Ln, Henderson, NV 89015
  • /25

    $449,999

    • 4 Beds
    • 3.5 Baths
    • 1,862 Sq Ft

    155 Volti Subito Way, Henderson, NV 89011

    Welcome To Cadence Master Planned Community in Beautiful Henderson Nevada! This Low HOA Community Features Pet Park, Pools, Playground, Waterscaping, to much to list! This 4 bedroom is the best value and priced per sq foot on the market in the community currently so wont last long. Over sized primary bedroom and 3 additional bedrooms all upstairs all with upgraded flooring and double sinks.

    Derek Gigliotti RE/MAX Advantage

    155 Volti Subito Way, Henderson, NV 89011
  • /41

    $425,000

    • 3 Beds
    • 2.5 Baths
    • 1,736 Sq Ft

    2674 Frabiele St, Henderson, NV 89044

    "LID PAID IN FULL!", Great views 2story townhome in Inspirada Community, Premium elevated corner lot!, Open floor plan, New luxury vinyl plank flooring downstairs, Community has parks, pool, playground, sports courts, schools and more.

    Sara Takemoto Signature Real Estate Group

    2674 Frabiele St, Henderson, NV 89044
  • /59

    $479,999

    • 4 Beds
    • 2.5 Baths
    • 2,030 Sq Ft

    851 N Water St, Henderson, NV 89011

    Welcome home to this beautifully upgraded former model in the heart of Cadence. Natural light pours through double sliding doors, creating an open and inviting space perfect for everyday living and entertaining. The gourmet kitchen features stainless steel appliances, maple cabinets, granite countertops, and a stylish tile backsplash, with a walk in pantry offering plenty of storage. Designed for

    Long Phan Keller Williams MarketPlace

    851 N Water St, Henderson, NV 89011
  • /57

    $479,000

    • 2 Beds
    • 2 Baths
    • 1,699 Sq Ft

    2539 Evansville Ave, Henderson, NV 89052

    Amazing opportunity in Sun City Anthem's 55+ community for less than market value! Rare Patriot floorplan w/options not found in other models. This highly upgraded home features an optional front courtyard, an expanded patio w/a pergola, & floor-to-ceiling built-in cabinets in the living room, den, & office. Remodeled kitchen w/island & high-end stainless steel appliances. State-of-the-art

    Traci Human Keller Williams Realty Las Veg

    2539 Evansville Ave, Henderson, NV 89052
  • /29

    $475,990 New Construction

    • 2 Beds
    • 2 Baths
    • 1,742 Sq Ft

    Residence 1742 Plan at The Bluffs - The Bluffs I, Henderson, NV 89002

    The elegant one-story Residence 1742 plan at The Bluffs I offers inspired space, designed to suit your daily living and entertaining needs. Upon entering the home from an ample front porch, you’ll find a versatile den, a secondary bedroom, a hall bathroom and a convenient laundry room. In the heart of the home, a wide-open great room overlooks the well-appointed kitchen—boasting a generous center

    Century Communities Builder
    128 Barkset Way Unit 36582434, Henderson, NV 89002
  • /26

    $499,900

    • 3 Beds
    • 3 Baths
    • 1,752 Sq Ft

    287 Fletcher Falls St, Henderson, NV 89015

    Enjoy Next Gen living in this single-story, barely lived in home that features separate living quarters. In the main part of the house, enjoy luxury vinyl plank wood flooring, a bright, open kitchen, and a landscaped backyard with minimal upkeep. The primary bedroom with a private bathroom, and another bedroom with a full size bathroom are nicely separated in the main part of the house that also

    Nicole Pucci Simply Vegas

    287 Fletcher Falls St, Henderson, NV 89015
  • /48

    $499,900

    • 3 Beds
    • 2.5 Baths
    • 1,909 Sq Ft

    731 Emerald Idol Place, Henderson, NV 89011

    Welcome home to the gated community of Desert Canyon in Henderson! This two story home has tile downstairs throughout. Wonderful open floor plan with a spacious kitchen, lots of counter and storage space. Upstairs there is a loft and the master bedroom has a private bath with tub and shower, walk in closet. The community has a park lots of guest parking and is near the freeway and lots of

    Jill Amsel Realty ONE Group, Inc

    731 Emerald Idol Place, Henderson, NV 89011
  • /35

    $410,000

    • 4 Beds
    • 2 Baths
    • 1,382 Sq Ft

    1064 Blue Sands Ct, Henderson, NV 89011

    Bright, Open Single-Story Living Awaits You!! Step inside this inviting home where natural light fills the open and airy living spaces. The welcoming living room flows seamlessly into the spacious kitchen, creating a comfortable setting for everyday living and effortless entertaining. Thoughtfully designed, the layout offers four bedrooms and two baths, providing flexibility for family, guests,

    Rebecca Freed Simply Vegas

    1064 Blue Sands Ct, Henderson, NV 89011
  • /57

    $415,000

    • 3 Beds
    • 2 Baths
    • 1,534 Sq Ft

    717 Moonlight Mesa Dr, Henderson, NV 89011

    BEAUTIFUL 1-STORY HOME WITH 3 BED, 2 BATH & SPARKLING HEATED POOL & SPA. FORMAL LIVING ROOM & OPEN CONCEPT DESIGN. GOURMET KITCHEN FEATURES STAINLESS STEEL FRIDGE, BUILT-IN MICROWAVE, ISLAND, GARDEN WINDOW, EATING AREA & REVERSE OSMOSIS. HUGE PRIMARY SUITE INCLUDES FULL BATH & WALK-IN CLOSET DOORS. PRIVATE BACKYARD WITH COVERED PATIO. 2-CAR GARAGE OFFERS BUILT-IN CABINETS & WATER SOFTENER. SOLAR,

    Rick Brenkus Keller Williams MarketPlace

    717 Moonlight Mesa Dr, Henderson, NV 89011
  • /3

    $455,000

    • 3 Beds
    • 2 Baths
    • 1,703 Sq Ft

    1017 Amber Gate St, Henderson, NV 89002

    A beautifully maintained single-story home nestled in the highly sought-after Palm Hills community in Henderson. Offering 3 bedrooms and 2 bathrooms, this residence combines comfort, functionality, and inviting indoor-outdoor living..Large Kitchen, living room and family room. The primary suite is complete with a large walk-in closet and a well-appointed en-suite bath. Separate tub and shower. A

    Debra Perna Real Broker LLC

    1017 Amber Gate St, Henderson, NV 89002
  • /21

    $419,900

    • 4 Beds
    • 2 Baths
    • 1,382 Sq Ft

    733 Hitchen Post Dr, Henderson, NV 89011

    Welcome home to the community of South Valley Ranch in Henderson! This one story with four bedrooms and two baths has open floorplan, spacious kitchen with plenty of cabinet space and walk in pantry. Primary bedroom is separate from the other bedrooms. Good sized bedrooms, low maintenance desert landscaping and much more!

    Jill Amsel Realty ONE Group, Inc

    733 Hitchen Post Dr, Henderson, NV 89011
  • /33

    $475,000

    • 5 Beds
    • 2.5 Baths
    • 2,169 Sq Ft

    966 Pack Saddle Ct, Henderson, NV 89014

    5-bedroom home with great potential and only cosmetic updates needed. Major improvements include a new HVAC system (2024) and pool resurfaced in 2024. Flexible floor plan with a game room and two additional rooms that can be used as a formal dining area, living room, office, or playroom. Garage has been converted and can serve as a large additional bedroom for multi-generational living or can be

    Shannon Gaccione BHHS Nevada Properties

    966 Pack Saddle Ct, Henderson, NV 89014
  • /27

    $486,990 New Construction

    • 5 Beds
    • 4 Baths
    • 2,153 Sq Ft

    Sutton Plan at Cadence - Midtown at - Midtown Forte, Henderson, NV 89015

    This new three-story home features a bedroom with an en-suite bathroom on the first level. The main living area is located on the second floor among an open-concept floorplan shared between the kitchen, living and dining areas, near the luxurious owner’s suite with a spa-inspired bathroom and walk-in closet. On the third floor are two additional bedrooms and a versatile loft providing a

    Lennar Builder
    0 Water St Unit 36037325, Henderson, NV 89015
  • /25

    $500,000

    • 2 Beds
    • 2 Baths
    • 1,632 Sq Ft

    1684 Wellington Springs Ave Unit 4, Henderson, NV 89052

    MUST SEE!!!! STUNNING, HIGHLY SOUGHT AFTER MONROE MODEL. ALL NEW STAINLESS KITCHEN APPLIANCES WITH THE EXCEPTION OF THE MICROWAVE. A VERY HANDY LARGE USEFUL SPACE BEHIND THE KITCHEN FOR WASHER, DRYER AND SINK + OFFICE AREA WITH BUILT-IN DESK AND CABINETS...PRIMARY BEDROOM HAS A LARGE WALK-IN CLOSET AND A BAY WINDOW NICE FOR READING IN THE SUN...GREAT ROOM WITH GAS FIREPLACE AND RAISED HEARTH

    Catherine Bursey SMG Realty

    1684 Wellington Springs Ave Unit 4, Henderson, NV 89052
  • /45

    $435,000

    • 3 Beds
    • 2 Baths
    • 1,425 Sq Ft

    2346 Peaceful Sky Dr, Henderson, NV 89044

    Immaculately maintained & move-in ready, this desirable Fremont model offers 3 bedrooms, an open floorplan & bright, comfortable living throughout. The spacious kitchen is well suited for everyday living & entertaining, featuring quartz countertops, stainless appliances & ample workspace. Designer paint accents, crown molding & shutters add a refined, cohesive feel throughout the home. The

    Alex Grodzinsky Realty ONE Group, Inc

    2346 Peaceful Sky Dr, Henderson, NV 89044
  • /15

    $445,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,675 Sq Ft

    Residence 1675 Plan at Modena at Cadence - Modena I, Henderson, NV 89011

    Residence 1675 at Modena I features an inviting open-concept layout. At the heart of the home, the well-appointed kitchen overlooks a generous dining area and a wide-open great room. Upstairs, you'll find two secondary bedrooms—one with a walk-in closet—plus a full hall bath, a spacious loft and a convenient laundry room. Nestled in the back of the home, the private owner’s suite boasts an

    Century Communities Builder
    872 Arbor Spring St Unit 36582416, Henderson, NV 89011
  • /81

    $422,500 Open Sun 11AM - 2PM

    • 4 Beds
    • 3 Baths
    • 1,446 Sq Ft

    92 Mosso Niente Place, Henderson, NV 89011

    Beautifully newly built 4 bed, 3 full bath home located in the desirable Cadence community in Henderson. Features a bedroom and full bath downstairs, ideal for guests or multi-generational living. Bright open floor plan with great natural light, fresh paint, new flooring, and clean carpet throughout. Kitchen includes new appliances and flows into the main living space. Primary suite offers a

    Joie Jones LPT Realty, LLC

    92 Mosso Niente Place, Henderson, NV 89011
  • /2

    $425,000

    • 3 Beds
    • 2.5 Baths
    • 1,564 Sq Ft

    1001 Wreath Ct, Henderson, NV 89074

    This charming 3-bedroom, 2-bath home offers comfort and convenience in a desirable location. Step inside to awelcoming living room with a cozy fireplace—perfect for relaxing evenings. The spacious kitchen and dining areaflow seamlessly for everyday living and entertaining. Enjoy outdoor living in the generously sized backyard,featuring a covered patio ideal for gatherings, barbecues,

    Randy Myers Keller Williams MarketPlace

    1001 Wreath Ct, Henderson, NV 89074
  • /60

    $445,000

    • Land
    • 16,988 Sq Ft
    • $1,141,026 per Acre

    48 Rue Mediterra Dr, Henderson, NV 89011

    Incredible Custom Lot Opportunity in Lake Las Vegas – South Shore Golf Course Frontage. Don’t miss this rare opportunity to build your dream home in the exclusive double-gated South Shore community of Lake Las Vegas, situated on the prestigious Jack Nicklaus Signature Golf Course. This elevated 17,000+ sq ft lot offers over 100 feet of golf course frontage with breathtaking views of the lake,

    Cheryl Hunt Las Vegas Sotheby's Int'l

    48 Rue Mediterra Dr, Henderson, NV 89011
  • 131 Arroyo Arch Ln, Henderson, NV 89015

    $488,950 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,954 Sq Ft

    131 Arroyo Arch Ln, Henderson, NV 89015

    __Expected completion in July.__ Set within the Cadence master plan in Henderson, just moments from the charm and energy of the Water Street District, this home offers a lifestyle that feels both connected and relaxed. With nearby parks, trails, and open green spaces, Cadence brings a sense of movement to everyday living, while Water Street adds a local mix of dining, coffee spots, and community

    Woodside Homes Builder
    131 Arroyo Arch Ln, Henderson, NV 89015
  • /30

    $420,000

    • 3 Beds
    • 2 Baths
    • 1,179 Sq Ft

    607 Oldham Ave Unit 3, Henderson, NV 89014

    Discover this fully renovated single-story home in one of Henderson’s top school zones. Modern luxury meets energy efficiency and low-maintenance living throughout. A must see! Features include seamless epoxy floors, new 6-panel doors, built-in closet shelving, and ceiling fans with adjustable LED lighting. Bathrooms feature Grohe rain and handheld showers, tempered glass doors, floor-to-ceiling

    Jared English Congress Realty

    607 Oldham Ave Unit 3, Henderson, NV 89014

Showing Results 121 - 160, Page 4 of 13

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