464

Henderson, NV Homes for Sale under $500,000

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  • /45

    $485,000

    • 3 Beds
    • 2 Baths
    • 1,610 Sq Ft

    2404 Anderson Park Dr, Henderson, NV 89044

    Move-in ready Virginia model with 3 full bedrooms, spacious open layout & elevated lot with mountain views. This well-maintained single-story home features neutral tile flooring and elegant shutters throughout. The bright kitchen offers granite countertops and a large breakfast bar, flowing seamlessly into an inviting living area enhanced by abundant natural light from multiple solar tubes. The

    Alex Grodzinsky Realty ONE Group, Inc

    2404 Anderson Park Dr, Henderson, NV 89044
  • /77

    $460,000

    • 2 Beds
    • 2 Baths
    • 1,265 Sq Ft

    10 Via Visione Unit 101, Henderson, NV 89011

    Resort-Style Living Awaits at The V in Lake Las Vegas! Experience breathtaking views of the Lake, Golf Course & magnificent waterfall. Community offers array of amenities including clubhouse, spa, pools/cabanas, fitness center, full kitchen, BBQ area, gazebos & cozy fireplace. This private, end unit provides stunning views from every angle! Open floor plan features an efficiently designed

    Susan Daichendt Realty ONE Group, Inc

    10 Via Visione Unit 101, Henderson, NV 89011
  • /24

    $461,990 New Construction

    • 4 Beds
    • 3.5 Baths
    • 1,972 Sq Ft

    Astor Plan at Cadence - Midtown at - Midtown Forte, Henderson, NV 89015

    This new three-story home features a bedroom with an en-suite bathroom on the first level. The main living area is located on the second floor among an open-concept floorplan shared between the kitchen, living and dining areas, near the luxurious owner’s suite with a spa-inspired bathroom and walk-in closet. On the third floor are two additional bedrooms and a versatile loft providing a

    Lennar Builder
    0 Water St Unit 36037324, Henderson, NV 89015
  • /49

    $499,999

    • 3 Beds
    • 2 Baths
    • 1,724 Sq Ft

    855 Silverton Springs St, Henderson, NV 89011

    Price reduced for quick sale! Welcome to 855 Silverton Springs in Cadence, a nearly new 3-bedroom, 2-bath home. As you step inside this 1742 model, imagine a warm lifestyle made easy: the split floorplan places the serene primary suite on its own side of the home, offering privacy and peace, while the other two bedrooms are conveniently positioned across the open-concept living space. The kitchen

    Denille Ingalls Signature Real Estate Group

    855 Silverton Springs St, Henderson, NV 89011
  • /35

    $428,990

    • 3 Beds
    • 2.5 Baths
    • 1,825 Sq Ft

    3073 Camino Sereno Ave, Henderson, NV 89044

    PRIDE OF OWNERSHIP 3 Bedroom 2.5 Bath townhome situated in the beautiful Master Plan of Inspirada. This lovely courtyard & patio w/iron entry gate leads you into an upgraded open floor plan including all the whistles & bells!! Plantation shutters throughout, shiplap kitchen island & granite countertops, gorgeous backsplash, newer stainless steel appliances including refrigerator & tons of cabinet

    Penny Darragh Real Broker LLC

    3073 Camino Sereno Ave, Henderson, NV 89044
  • /50

    $465,000

    • 2 Beds
    • 2 Baths
    • 1,524 Sq Ft

    2544 Leighton Ave, Henderson, NV 89052

    Immaculate, move-in ready Jefferson model on an oversized lot with beautiful mountain views. A private gated courtyard welcomes you into a bright, open layout designed for comfortable living & easy entertaining. The spacious great room flows into the eat-in kitchen with breakfast nook, while a versatile den offers ideal space for a home office or quiet retreat. Fresh designer paint, refined tile

    Alex Grodzinsky Realty ONE Group, Inc

    2544 Leighton Ave, Henderson, NV 89052
  • /48

    $495,000

    • 2 Beds
    • 2 Baths
    • 1,508 Sq Ft

    1605 Williamsport St, Henderson, NV 89052

    Thoughtfully renovated with quality craftsmanship throughout, this move-in ready home delivers comfort, style & long-term peace of mind. The bright, open floorplan is ideal for comfortable & modern living. Renovations were completed by licensed contractors, offering peace of mind beyond typical flip properties. Thoughtfully updated w/luxury vinyl flooring, designer fixtures & custom interior

    Alex Grodzinsky Realty ONE Group, Inc

    1605 Williamsport St, Henderson, NV 89052
  • /87

    $489,000

    • 4 Beds
    • 2.5 Baths
    • 2,034 Sq Ft

    389 Wilford Springs St, Henderson, NV 89014

    4 BED, 2.5 BATH, 2 CAR-GARAGE, TWO-STORY, SINGLE FAMILY HOME FOR SALE. This home is designed for comfort and convenience. The open floor-plan highlights a large kitchen island with stainless steel appliances, granite countertops, backsplash, and rich dark cabinetry with soft-close doors—perfect for gathering and entertaining. The first floor features sleek upgraded tile flooring, while the

    Nathan Bowen Ideal Homes Realty LLC

    389 Wilford Springs St, Henderson, NV 89014
  • /25

    $475,000

    • 4 Beds
    • 2.5 Baths
    • 1,949 Sq Ft

    2132 Polynesia Cir, Henderson, NV 89074

    Beautifully updated 4-bedroom home in the heart of Green Valley! This move-in ready property has been thoughtfully refreshed with new flooring, new carpet, refinished tubs, updated bathroom vanities and lighting, new baseboards, ceiling fans, fresh exterior paint, and low-maintenance astroturf. The kitchen features new countertops and GE Profile stainless steel appliances. High ceilings and

    Sandra Lambert Simply Vegas

    2132 Polynesia Cir, Henderson, NV 89074
  • /28

    $429,999

    • 3 Beds
    • 2.5 Baths
    • 1,748 Sq Ft

    712 Salt Flats Cir, Henderson, NV 89011

    Welcome to this great 3 bedroom, 2.5 bath home situated on a fully landscaped, low-maintenance lot in South Valley Ranch neighborhood. The backyard is perfect for relaxing or entertaining, featuring clean astroturf and a large patio area—ideal for outdoor dining or weekend gatherings. Inside, the home offers ceramic tile and wood flooring throughout, with comfortable carpeting in the primary

    Sean Evenden LIFE Realty District

    712 Salt Flats Cir, Henderson, NV 89011
  • /21

    $419,900

    • 4 Beds
    • 2 Baths
    • 1,382 Sq Ft

    733 Hitchen Post Dr, Henderson, NV 89011

    Welcome home to the community of South Valley Ranch in Henderson! This one story with four bedrooms and two baths has open floorplan, spacious kitchen with plenty of cabinet space and walk in pantry. Primary bedroom is separate from the other bedrooms. Good sized bedrooms, low maintenance desert landscaping and much more!

    Jill Amsel Realty ONE Group, Inc

    733 Hitchen Post Dr, Henderson, NV 89011
  • /29

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,952 Sq Ft

    189 Ruby Ridge Ave, Henderson, NV 89002

    Welcome to this beautifully maintained single-story home, where pride of ownership shines throughout. Designed for comfortable, effortless living, this residence offers generous proportions and thoughtful details at every turn. Step inside to discover soaring high ceilings that create an open, airy atmosphere, instantly making the space feel bright and inviting. The heart of the home is the

    Adam Naglich Realty ONE Group, Inc

    189 Ruby Ridge Ave, Henderson, NV 89002
  • /21

    $431,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,445 Sq Ft

    Murray Plan at Cadence - Midtown at - Midtown Accent, Henderson, NV 89015

    This new two-story home is host to an inviting open-concept floorplan on the first level, combining the kitchen, living and dining areas to simplify everyday entertaining and multitasking. Two bedrooms share the second floor with the luxe owner’s suite, offering direct access to a spa-inspired bathroom and walk-in closet.

    Lennar Builder
    0 Water St Unit 36037300, Henderson, NV 89015
  • /5

    $415,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,572 Sq Ft

    Plan 1572 at Caspian Bay - Landings, Henderson, NV

    * Walk-in kitchen pantry * Open floor plan * Smart thermostat * Upstairs laundry room * Expansive primary suite * WaterSense labeled home * Spacious great room * Split-bedroom layout * Granite kitchen countertops * 2-panel interior doors * Tankless water heater * ENERGY STAR certified home * Walking paths * Outdoor recreation nearby * Near entertainment and leisure * Close to medical facilities *

    KB Home Builder
    0 Landings St Unit 37123406, Henderson, NV
  • /18

    $402,900

    • 4 Beds
    • 2.5 Baths
    • 1,803 Sq Ft

    714 Calamus Palm Place, Henderson, NV 89011

    LOCATION, LOCATION LOCATION! Close to Galleria mall, Costco, 95 Freeway, Cowabunga Bay, Henderson Hospital, etc. etc. Great 4 bedroom home in gated community with 2 car garage! Kitchen offers granite countertops, stainless steel appliances & upgraded maple cabinetry. Brand new Carpet in All rooms and stair way. Great Henderson gated community includes basketball courts, jogging trails, common BBQ

    Rong Chen Investpro Realty

    714 Calamus Palm Place, Henderson, NV 89011
  • /34

    $410,000

    • 3 Beds
    • 2 Baths
    • 1,524 Sq Ft

    260 Prairie Rose St, Henderson, NV 89015

    This bright open home sits on an elevated lot in a cul-de-sac. There are four bedrooms or three bedrooms and a den. It's up to you. Vaulted ceilings in living room and family room make the home light and airy. There is tile flooring throughout the home. The open kitchen has an island and lots of cabinets. The lovely backyard has a covered patio and is fully andscaped. This home has been well

    Lisa Lundt BHGRE Universal

    260 Prairie Rose St, Henderson, NV 89015
  • /49

    $415,000

    • 3 Beds
    • 2 Baths
    • 1,529 Sq Ft

    21 Via Mantova Unit 3, Henderson, NV 89011

    Desert Luxury at an affordable price. This rare end unit 3 bedroom/3 Bath ensuites 1529 sq ft Townhome, largest floorplan is meticulously cared for by the owner. It feels brand new. Located in 24/7 Guard Gated South Shore. Special features: Attached 2 car finished garage with full-length driveway, Polyaspartic, double sealed floor coating/ MYQ smart garage door, New Rheem water heater/ New SMART

    Cynthia Martin NV Exceptional Homes, LLC

    21 Via Mantova Unit 3, Henderson, NV 89011
  • /22

    $410,730 New Construction

    • 4 Beds
    • 3 Baths
    • 1,927 Sq Ft

    1500 Eva Crossing Place, Henderson, NV 89002

    This two-story townhome features a spacious open floorplan on the first level, where the living room, kitchen and dining room share a footprint, ideal for family living and entertaining. Upstairs is all three bedrooms, including the luxurious owner’s suite featuring a private en-suite bathroom, walk-in closet and covered deck. One of the secondary bedrooms also features access to a private

    Lennar Builder
    1500 Eva Crossing Place, Henderson, NV 89002
  • /44

    $475,000

    • 4 Beds
    • 2 Baths
    • 1,780 Sq Ft

    118 Crescent Bay St, Henderson, NV 89012

    Great single story Pool home located at the base of Black Mountain in Eagle Crest on an elevated corner lot with Boat / RV parking in Henderson! 4 bedroom (4th bedroom is a den/office) vaulted ceilings, hard flooring thru-out except living room that has new carpet. Kitchen has an island and a pantry, Primary bedroom has a double door entry, primary bathroom has separate shower, garden tub, double

    Brian Horner Real Estate One LLC

    118 Crescent Bay St, Henderson, NV 89012
  • /64

    $460,000

    • 4 Beds
    • 2.5 Baths
    • 1,937 Sq Ft

    2276 Sky Island Dr, Henderson, NV 89002

    ** Move In Ready** This beautiful, 4 Bedroom / 3 Bath corner lot home is located in the River Mountain area of Henderson. Easy access to freeways. The downstairs features an Open Concept Design. Great for entertaining. Living room includes a home entertainment surround sound system. The kitchen features stainless steel appliances, large walk in pantry, granite counter tops with large island,

    Cheryl Anderson The Ridge Realty Group

    2276 Sky Island Dr, Henderson, NV 89002
  • /33

    $445,000

    • Land
    • 0.33 Acre
    • $1,348,485 per Acre

    1 Rue de Chateau Place, Henderson, NV 89011

    Build your dream estate on this rare .33-acre elevated homesite in the prestigious guard-gated South Shore Community at Lake Las Vegas. Perfectly positioned on a private cul-de-sac, this parcel backs the 2nd hole of the exclusive Jack Nicklaus Golf Course and boast lake and Mountain View’s. The lot is fully improved with water, power, sewer, and block walls on both sides. Enjoy privacy, security,

    Rexalynn Walberg Signature Real Estate Group

    1 Rue de Chateau Place, Henderson, NV 89011
  • /15

    $465,000

    • 3 Beds
    • 2.5 Baths
    • 1,814 Sq Ft

    2547 Venetia Pointe St, Henderson, NV 89044

    Discover your dream home in this stunning two-story townhouse offering three spacious bedrooms and beautifully upgraded stainless steel appliances. Designed for modern living, the open kitchen features stylish cabinetry, sleek quartz countertops and an island, oven, dishwasher, microwave, and refrigerator. Additional highlights include energy-efficient windows and appliances, LED lighting

    Wasim Faranesh Faranesh Real Estate

    2547 Venetia Pointe St, Henderson, NV 89044
  • /29

    $400,000

    • 3 Beds
    • 2 Baths
    • 1,165 Sq Ft

    2546 Wolverton Ave, Henderson, NV 89074

    This single-story, 3-bedroom, 2-bath home sits in a calm neighborhood nestled in the desirable Green Valley area. Enjoy the low maintenance, private backyard, or relax inside by the brick fireplace. Sold as is, this property is a great canvas for your vision or a chance to invest in a thriving neighborhood.

    Matthew Stone Capital West Development LLC

    2546 Wolverton Ave, Henderson, NV 89074
  • /26

    $415,000

    • 3 Beds
    • 2.5 Baths
    • 1,504 Sq Ft

    692 Cottonwood Hill Place, Henderson, NV 89011

    Welcome to this inviting 2-story, 3-bedroom townhome situated on a corner lot in the highly desirable Cadence Community. Designed with an open and airy floor plan, this home features a bright great room enhanced by high first-floor doors and an extra-wide patio slider that floods the space with natural light. The chef’s kitchen offers upgraded cabinetry, premium stone countertops, stainless steel

    Aissa Gomez Realty of America LLC

    692 Cottonwood Hill Place, Henderson, NV 89011
  • /48

    $499,900

    • 3 Beds
    • 2.5 Baths
    • 1,909 Sq Ft

    731 Emerald Idol Place, Henderson, NV 89011

    Welcome home to the gated community of Desert Canyon in Henderson! This two story home has tile downstairs throughout. Wonderful open floor plan with a spacious kitchen, lots of counter and storage space. Upstairs there is a loft and the master bedroom has a private bath with tub and shower, walk in closet. The community has a park lots of guest parking and is near the freeway and lots of

    Jill Amsel Realty ONE Group, Inc

    731 Emerald Idol Place, Henderson, NV 89011
  • /31

    $480,000

    • 4 Beds
    • 2 Baths
    • 2,023 Sq Ft

    727 Triple Crown St, Henderson, NV 89015

    Single-story, no HOA home in Henderson with 2,023 sq ft, 4 bedrooms and 2 baths. Clean, move-in foundation with new flooring and interior paint, offering functional front and rear living spaces, a cozy fireplace, breakfast nook, and wide hallway layout. The generous 6,534 sq ft lot includes a welcoming front porch with mountain views and flexible interiors that reward personalization and cosmetic

    Nicholas Strickland BHGRE Universal

    727 Triple Crown St, Henderson, NV 89015
  • /40

    $480,000

    • 3 Beds
    • 2.5 Baths
    • 1,873 Sq Ft

    3045 Camino Rico Ave, Henderson, NV 89044

    Welcome to this beautiful 3-bedroom, 2.5-bath single-family home located in the heart of the highly sought-after Inspirada community in Henderson! This spacious home features an open-concept layout with a large front living room and tile flooring throughout the main level. The kitchen is perfect for entertaining, complete with a center island, stainless steel appliances, and a walk-in pantry. All

    Randy Eng Coldwell Banker Premier

    3045 Camino Rico Ave, Henderson, NV 89044
  • /19

    $459,900

    • 3 Beds
    • 2.5 Baths
    • 2,030 Sq Ft

    466 Aubade Ct, Henderson, NV 89011

    This updated 3-bedroom, 2.5-bath home features fresh interior paint, new carpet, baseboards, LVP flooring, and stylish light fixtures throughout. The kitchen boasts a large island and sleek new quartz counters, while the primary suite offers an en-suite bath with double sinks and a spacious walk-in closet.

    Robert Jones Offerpad

    466 Aubade Ct, Henderson, NV 89011
  • /48

    $445,000

    • 3 Beds
    • 2.5 Baths
    • 1,435 Sq Ft

    276 Quail Finch Dr, Henderson, NV 89012

    LAS VEGAS STRIP & MOUNTAIN VIEW! This 3-bedroom, 3-bath home with a versatile loft offers the perfect blend of style, comfort, and convenience. Enjoy stunning Las Vegas Strip and mountain views—city lights by night, serene mountains by day. The open layout flows from the living room to a kitchen that is complete with quartz countertops and stainless steel appliances. Whether you’re working from

    Meghan Schollian Gavish Real Estate and PM

    276 Quail Finch Dr, Henderson, NV 89012
  • /27

    $425,000

    • 2 Beds
    • 2.5 Baths
    • 1,641 Sq Ft

    3219 Bertonico Ave, Henderson, NV 89044

    Modern living in Inspirada! Built in 2022, this stylish 3-bedroom, 2.5-bath townhouse offers 1,641 sq. ft. of open-concept space with designer finishes throughout. The bright kitchen features granite countertops, stainless steel appliances, and a large island that flows seamlessly into the living and dining areas—perfect for entertaining. Upstairs includes a spacious loft, a laundry room with a

    Joseph Costello Costello Realty & Mgmt

    3219 Bertonico Ave, Henderson, NV 89044
  • /35

    $465,000

    • 3 Beds
    • 3 Baths
    • 1,835 Sq Ft

    700 Sea Coast Dr, Henderson, NV 89002

    Owned solar, three bedrooms, three baths, two car garage, newer home with all updated features. Fully landscaped, still low maintenance covered patio.

    Shannon Garcia Reflections Real Estate Group

    700 Sea Coast Dr, Henderson, NV 89002
  • /53

    $450,000

    • 2 Beds
    • 2 Baths
    • 1,559 Sq Ft

    653 Viale MacHiavelli Ln, Henderson, NV 89011

    2 BEDROOM, 2 BATH HOME WITH DEN/STUDY (EASILY CONVERTED INTO A 3RD BEDROOM) IN THE HIGHLY SOUGHT-AFTER GUARD GATED TUSCANY COMMUNITY! SECURITY DOOR ENTRY & COVERED FRONT PORCH. SPACIOUS LIVING ROOM FEATURES CEILING FAN, PLUSH CARPETING & NATURAL LIGHT. GOURMET KITCHEN INCLUDES A LOVELY GARDEN WINDOW, STAINLESS STEEL APPLIANCES, PANTRY, BUILT-IN MICROWAVE, ISLAND & GRANITE BREAKFAST

    Rick Brenkus Keller Williams MarketPlace

    653 Viale MacHiavelli Ln, Henderson, NV 89011
  • 212 Kobuk Ave, Henderson, NV 89011

    $484,680 New Construction

    • 4 Beds
    • 3 Baths
    • 2,114 Sq Ft

    212 Kobuk Ave, Henderson, NV 89011

    Residence 2114 at Modena I boasts a versatile main-floor layout with an abundance of flexible living and entertaining space. A secluded den is located near the front entrance, providing a quiet space for work and relaxation. Just beyond the foyer, you’ll find a well-appointed kitchen—featuring a breakfast nook, a walk-in pantry, a large center island and a wide-open great room. Upstairs, there

    Century Communities Builder
    212 Kobuk Ave, Henderson, NV 89011
  • /45

    $429,000

    • 2 Beds
    • 2 Baths
    • 1,305 Sq Ft

    30 Strada di Villaggio Unit 149, Henderson, NV 89011

    Beautiful luxury condo at Lake Las Vegas**Airbnb allowed** Fully Furnished** 2 Bedrooms and 2 Bathrooms** located in the heart of Montelago Village lakefront, restaurants, boutiques** 1st floor unit**underground garage parking**elevator**open floorplan**stainless steel appliances** custom kitchen cabinets** new tile floor throughout**private balcony** The building features large pool oasis**

    Timea Szepesi Realty ONE Group, Inc

    30 Strada di Villaggio Unit 149, Henderson, NV 89011
  • /33

    $485,000

    • 3 Beds
    • 2.5 Baths
    • 1,839 Sq Ft

    1725 Buttermilk Dr, Henderson, NV 89074

    OPEN FLOOR PLAN WITH HIGH CEILINS. GREAT GREEN VALLEY NEIGHBORHOOD - TILE FLOORS IN THE KITCHEN, DINING, HALLWAY AND BATHROOM 3/4 INCH WOOD BLINDS WINDOW COVERINGS - WHITE KITCHEN CABINETS WITH TILE COUNTER TOP AND BUILT IN MICROWAVE - ALL APPLIANCES INCLUDEDC

    Laura Barberini Avalon Realty & Oaktree Mgmt

    1725 Buttermilk Dr, Henderson, NV 89074
  • /46

    $425,000

    • 3 Beds
    • 2.5 Baths
    • 1,873 Sq Ft

    102 Almendio Ln, Henderson, NV 89074

    This charming two-story home in the heart of Green Valley boasts three bedrooms and two and a half bathrooms. It features tile flooring, a cozy fireplace, granite countertops, a spacious kitchen with ample storage, and an open floor concept. The large backyard is easy to maintain and includes a covered patio. All bathrooms have been updated with new tile surrounds and granite countertops. The

    Igor li eXp Realty

    102 Almendio Ln, Henderson, NV 89074
  • /48

    $405,000

    • 2 Beds
    • 2 Baths
    • 1,858 Sq Ft

    2244 Sisley Place, Henderson, NV 89074

    Beautifully maintained one story townhome offers comfort, privacy and convenience in the heart of Green Valley. Featuring two spacious bedrooms plus a versatile den, the layout is ideal for full time living, a seasonal retreat, or a work from home lifestyle. The living room with vaulted ceilings, cozy fireplace and dining flow seamlessly into a well appointed kitchen designed for both everyday

    Tammie Harris BHHS Nevada Properties

    2244 Sisley Place, Henderson, NV 89074
  • /26

    $424,993

    • 3 Beds
    • 3 Baths
    • 1,771 Sq Ft

    3717 Canis Minor Ln Unit 11101, Henderson, NV 89052

    PRICED TO SELL! BELOW COMPS! Step into this charming townhouse at 3717 Canis Minor, Unit 11101, featuring upgraded tile flooring throughout the first floor Bedroom and Full bathroom and plush upgraded carpet upstairs. The modern kitchen boasts sleek quartz countertops, elegant cabinets, and stainless-steel appliances. With 1771sqft, this home offers 3 spacious bedrooms and 3 full baths, providing

    Damon Barber LPT Realty, LLC

    3717 Canis Minor Ln Unit 11101, Henderson, NV 89052
  • /23

    $465,000

    • 3 Beds
    • 2 Baths
    • 1,720 Sq Ft

    1019 Black Olive St, Henderson, NV 89002

    Stop the car! You have got to check out this single story stunner. This beautiful three bedroom 2 full bath home sits on the corner lot with a custom immaculate front landscaping. The vaulted ceiling and open floor plan welcome all your guests to your home. The open kitchen design with a custom walk in pantry is perfect for entertaining. Both baths in the home have been meticulously maintained

    Matthew Woodard Wardley Real Estate

    1019 Black Olive St, Henderson, NV 89002
  • /15

    $473,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,114 Sq Ft

    Residence 2114 Plan at Modena at Cadence - Modena I, Henderson, NV 89011

    Residence 2114 at Modena I boasts a versatile main-floor layout with an abundance of flexible living and entertaining space. A secluded den is located near the front entrance, providing a quiet space for work and relaxation. Just beyond the foyer, you’ll find a well-appointed kitchen—featuring a breakfast nook, a walk-in pantry, a large center island and a wide-open great room. Upstairs, there

    Century Communities Builder
    872 Arbor Spring St Unit 36582419, Henderson, NV 89011

Showing Results 241 - 280, Page 7 of 12

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