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Newest Homes for Sale in Hickory, NC

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  • /34

    $347,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    Elston Plan at Falls at Hickory, Hickory, NC 28601

    The Elston is a spacious and modern two story home plans featured at Falls at Hickory in Hickory, North Carolina, offering 5 modern elevations. The home features four bedrooms, two and a half bathrooms, and two-car garage. The open concept layer connects the home beautifully, where the inviting foyer will lead you into the heart of the home, where the kitchen and large family room meet to create

    D.R. Horton Builder
    1101 37th Avenue Ln NE Unit 36204720, Hickory, NC 28601
  • /32

    $340,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,927 Sq Ft

    Aisle Plan at Falls at Hickory, Hickory, NC 28601

    The Aisle is one of our two-story plans at Falls at Hickory in Hickory, North Carolina, offering 5 elevations. Additionally, the Aisle offers a spacious and modern two-story home designed for open-concept living. It features four bedrooms, two and a half bathrooms, and a two-car garage. Upon entering the home, you'll be greeted by an inviting foyer that leads directly into the heart of the home.

    D.R. Horton Builder
    1101 37th Avenue Ln NE Unit 36204719, Hickory, NC 28601
  • /21

    $329,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,613 Sq Ft

    Taylor Plan at Falls at Hickory, Hickory, NC 28601

    The Taylor is one of our two-story plans featured at Falls at Hickory in Hickory, North Carolina, offering 3 modern elevations. The home offers four bedrooms, two and a half bathrooms, and a two-car garage. The spacious family and dining room blends with the kitchen, creating an open and airy feel. The gourmet kitchen has stainless steel appliances, ample cabinet storage, and a walk-in pantry.

    D.R. Horton Builder
    1101 37th Avenue Ln NE Unit 36204722, Hickory, NC 28601
  • /27

    $312,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,749 Sq Ft

    Darwin Plan at Zion Springs, Hickory, NC 28602

    The Darwin is one of our two-story plans featured in Zion Springs in Hickory, North Carolina offering 3 modern elevations. The Darwin is a spacious and modern two-story home that boasts an impressive level of comfort, luxury, and style. This home offers three bedrooms, two and a half bathrooms and a two-car garage. An open and welcoming foyer invites you into the home, leading you to the kitchen

    D.R. Horton Builder
    1448 Zion Church Rd Unit 36204856, Hickory, NC 28602
  • /3

    $289,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,183 Sq Ft

    Sanford Plan at Zion Springs, Hickory, NC 28602

    The Sanford is one of our ranch plans featured at Zion Springs in Hickory, NC. This home features three bedrooms, two bathrooms, and one-car garage. As you enter the home you will see the two secondary bedrooms and shared bathroom. The home then opens up to the kitchen and living area. The kitchen is equipped with a pantry, stainless steel appliances, and ample counter space, making it perfect

    D.R. Horton Builder
    1448 Zion Church Rd Unit 36204854, Hickory, NC 28602
  • /34

    $333,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,368 Sq Ft

    Robie Plan at Zion Springs, Hickory, NC 28602

    The Robie is one of our two-story plans featured in Zion Springs in Hickory, North Carolina offering three modern elevations. This home offers a guest bedroom on the main floor, five bedrooms, three bathrooms, and a two-car garage. Upon entering, you’ll be greeted by a foyer inviting you to the center of the home. At its heart, you’ll find a spacious family room and dining room that blend with

    D.R. Horton Builder
    1448 Zion Church Rd Unit 36204859, Hickory, NC 28602
  • /32

    $324,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    Elston Plan at Zion Springs, Hickory, NC 28602

    The Elston is a spacious and modern two-story home plans featured in Zion Springs in Hickory, North Carolina offering 5 modern elevations. The home features four bedrooms, two and a half bathrooms, and two-car garage. The open concept layer connects the home beautifully, where the inviting foyer will lead you into the heart of the home, where the kitchen and large family room meet to create a

    D.R. Horton Builder
    1448 Zion Church Rd Unit 36204858, Hickory, NC 28602
  • /31

    $316,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,927 Sq Ft

    Aisle Plan at Zion Springs, Hickory, NC 28602

    The Aisle is one of our two-story plans at Zion Springs in Hickory, North Carolina, offering 5 elevations. Additionally, the Aisle offers a spacious and modern two-story home designed for open-concept living. It features four bedrooms, two and a half bathrooms, and a two-car garage. Upon entering the home, you'll be greeted by an inviting foyer that leads directly into the heart of the home. This

    D.R. Horton Builder
    1448 Zion Church Rd Unit 36204857, Hickory, NC 28602
  • /27

    $306,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,613 Sq Ft

    Taylor Plan at Zion Springs, Hickory, NC 28602

    The Taylor is one of our two-story plans featured at Zion Springs in Hickory, North Carolina, offering 3 modern elevations. The home offers four bedrooms, two and a half bathrooms, and a two-car garage. The spacious family and dining room blends with the kitchen, creating an open and airy feel. The gourmet kitchen has stainless steel appliances, ample cabinet storage, and a walk-in pantry. The

    D.R. Horton Builder
    1448 Zion Church Rd Unit 36204855, Hickory, NC 28602
  • /23

    $374,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,618 Sq Ft

    Aria Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Aria is one of our ranch plans featured at Hamptons at Hickory in Hickory, North Carolina, offering 3 modern elevations. Additionally, the Aria is a spacious and modern single-story home designed with open-concept living carefully considered throughout. This home features three bedrooms, two bathrooms, and a two-car garage. An inviting foyer greets you upon entering, which leads directly into

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204733, Hickory, NC 28601
  • /34

    $342,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    Elston Plan at Huffman Ridge, Hickory, NC 28602

    The Elston is a spacious and modern two story home plans featured at Huffman Ridge in Hickory, NC offering 5 modern elevations. The home features four bedrooms, two and a half bathrooms, and two-car garage. The open concept layer connects the home beautifully, where the inviting foyer will lead you into the heart of the home, where the kitchen and large family room meet to create a welcoming

    D.R. Horton Builder
    2002 10th St Unit 36204750, Hickory, NC 28602
  • /19

    $313,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,613 Sq Ft

    Taylor Plan at Huffman Ridge, Hickory, NC 28602

    The Taylor is one of our two-story plans featured at Huffman Ridge in Hickory, North Carolina, offering 3 modern elevations. The home offers four bedrooms, two and a half bathrooms, and a two-car garage. The spacious family and dining room blends with the kitchen, creating an open and airy feel. The gourmet kitchen has stainless steel appliances, ample cabinet storage, and a walk-in pantry. The

    D.R. Horton Builder
    2002 10th St Unit 36204747, Hickory, NC 28602
  • /27

    $344,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,613 Sq Ft

    Taylor Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Taylor is one of our two-story plans featured at Hamptons at Hickory in Hickory, North Carolina, offering 3 modern elevations. The home offers four bedrooms, two and a half bathrooms, and a two-car garage. The spacious family and dining room blends with the kitchen, creating an open and airy feel. The gourmet kitchen has stainless steel appliances, ample cabinet storage, and a walk-in pantry.

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204732, Hickory, NC 28601
  • /15

    $226,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,442 Sq Ft

    Poplar Plan at Bear Park, Hickory, NC 28601

    Welcome to Ryan Homes at Bear Park, new townhomes convenient to Downtown Hickory! The Poplar townhome blends sensibility and style. Enter the welcoming foyer from the covered porch or through the garage. It’s the perfect location for a family zone. The wide-open great room flows seamlessly into the gourmet kitchen and light-filled dining area, where an optional island can provide extra storage

    Ryan Homes Builder
    1532 39th Ave NE Unit 36143307, Hickory, NC 28601
  • /32

    $362,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,174 Sq Ft

    Elston Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Elston is a spacious and modern two-story home plans featured in Hamptons at Hickory in Hickory, North Carolina offering 5 modern elevations. The home features four bedrooms, two and a half bathrooms, and two-car garage. The open concept layer connects the home beautifully, where the inviting foyer will lead you into the heart of the home, where the kitchen and large family room meet to

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204739, Hickory, NC 28601
  • /35

    $350,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,368 Sq Ft

    Robie Plan at Huffman Ridge, Hickory, NC 28602

    The Robie is one of our two-story plans featured at Huffman Ridge in Hickory, North Carolina, offering 5 modern elevations. This home offers a guest bedroom on the main floor, five bedrooms, three bathrooms, and a two-car garage. Upon entering, you’ll be greeted by a foyer inviting you to the center of the home. At its heart, you’ll find a spacious family room and dining room that blend with the

    D.R. Horton Builder
    2002 10th St Unit 36204751, Hickory, NC 28602
  • /25

    $382,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,991 Sq Ft

    Belhaven Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Belhaven is one of our two-story plans featured Hamptons at Hickory in Hickory, North Carolina offering 3 modern elevations. It is a spacious and modern two-story home built with open concept living in mind. This home offers four bedrooms, two and a half bathrooms and a two-car garage. The moment you step inside you’ll be greeted by an inviting foyer that leads you directly into the heart of

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204737, Hickory, NC 28601
  • /26

    $378,990 New Construction

    • 4 Beds
    • 2 Baths
    • 1,764 Sq Ft

    Cali Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Cali is one of our ranch style plans featured at Community in Hamptons at Hickory in Hickory, North Carolina offering 3 elevations. The Cali’s spacious and modern single-story home design is popular for its open-concept style for living. This home features four bedrooms, two bathrooms, and a two-car garage. The inviting foyer leading directly into the heart of the home greets you upon

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204735, Hickory, NC 28601
  • /31

    $355,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,927 Sq Ft

    Aisle Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Aisle is one of our two-story plans at Hamptons at Hickory in Hickory, North Carolina, offering 3 elevations. Additionally, the Aisle offers a spacious and modern two-story home designed for open-concept living. It features four bedrooms, two and a half bathrooms, and a two-car garage. Upon entering the home, you'll be greeted by an inviting foyer that leads directly into the heart of the

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204736, Hickory, NC 28601
  • /3

    $397,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,340 Sq Ft

    Galen Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Galen is one of our two-story plans featured in Hamptons at Hickory in Hickory, North Carolina offering 3 modern elevations. Featuring an open floor plan with three bedrooms, two and a half bathrooms, and a two-car garage, this open-concept floor plan creates a spacious and airy feel. Step inside the home and you’ll be greeted by an inviting foyer that leads you into the center of the home

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204740, Hickory, NC 28601
  • /36

    $404,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,565 Sq Ft

    Winston Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Winston is one of our two-story plans featured in Hamptons at Hickory in Hickory, North Carolina, offering 3 modern elevations. This gorgeous two-story home with impressive comfort, luxury, and style offers four bedrooms, 2.5 bathrooms, and a two-car garage. It also includes dual primary suite option. Upon entering, you’ll be greeted by an inviting foyer connecting to a spacious dining room.

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204743, Hickory, NC 28601
  • /28

    $320,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,749 Sq Ft

    Darwin Plan at Huffman Ridge, Hickory, NC 28602

    The Darwin is one of our two-story plans featured at Huffman Ridge in Hickory, North Carolina offering 3 modern elevations. The Darwin is a spacious and modern two-story home that boasts an impressive level of comfort, luxury, and style. This home offers three bedrooms, two and a half bathrooms and a two-car garage. An open and welcoming foyer invites you into the home, leading you to the kitchen

    D.R. Horton Builder
    2002 10th St Unit 36204748, Hickory, NC 28602
  • /27

    $349,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,749 Sq Ft

    Darwin Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Darwin is one of our two-story plans featured in Hamptons at Hickory in Hickory, North Carolina offering 3 modern elevations. The Darwin is a spacious and modern two-story home that boasts an impressive level of comfort, luxury, and style. This home offers three bedrooms, two and a half bathrooms and a two-car garage. An open and welcoming foyer invites you into the home, leading you to the

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204734, Hickory, NC 28601
  • /3

    $325,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,183 Sq Ft

    Sanford Plan at The Hamptons at Hickory, Hickory, NC 28601

    Introducing The Hamptons at Hickory, the ideal location for new homes in Hickory, NC, outside of Charlotte. This community offers 13 floorplans that range from 1,183 - 2,818 sq.ft. with 3- 5 bedrooms. Available plans include ranch plans and 2 story homes including a primary on main. The Hamptons at Hickory is located in the heart of Viewmont in Hickory. Minutes to downtown with vibrant shops,

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204731, Hickory, NC 28601
  • /42

    $413,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,824 Sq Ft

    Wilmington Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Wilmington is one of our two-story plans featured at Hamptons at Hickory in Hickory, North Carolina, offering 3 modern elevations. This spacious, modern two-story home offers four bedrooms, 2.5 baths, and a 2-car garage. The moment you step inside, you will be greeted by the foyer, which connects you first to a home office and then to a formal dining room, which is perfect for entertaining.

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204744, Hickory, NC 28601
  • /34

    $371,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,368 Sq Ft

    Robie Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Robie is one of our two-story plans featured in Hamptons at Hickory in Hickory, North Carolina offering three modern elevations. This home offers a guest bedroom on the main floor, five bedrooms, three bathrooms, and a two-car garage. Upon entering, you’ll be greeted by a foyer inviting you to the center of the home. At its heart, you’ll find a spacious family room and dining room that blend

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204741, Hickory, NC 28601
  • /32

    $331,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,927 Sq Ft

    Aisle Plan at Huffman Ridge, Hickory, NC 28602

    The Aisle is one of our two-story plans at Huffman Ridge in Hickory, NC offering 5 elevations. The Aisle is a spacious and modern two-story home designed with open concept living in mind. This home features four bedrooms, two and a half bathrooms and a two-car garage, making it perfect for your new home. Upon entering the home, you'll be greeted by an inviting foyer that leads directly into heart

    D.R. Horton Builder
    2002 10th St Unit 36204749, Hickory, NC 28602
  • /11

    $406,990 New Construction

    • 5 Beds
    • 3 Baths
    • 2,511 Sq Ft

    Hayden Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Hayden is one of our two-story plans featured in Hamptons at Hickory in Hickory, North Carolina offering 3 modern elevations and a secondary bedroom on the main floor. This spacious and modern two-story home features five bedrooms, three bathrooms, and a two-car garage. Upon entering the home, you’ll be greeted by an inviting foyer leading into the center of the home with a connecting home

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204742, Hickory, NC 28601
  • /35

    $386,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,175 Sq Ft

    Penwell Plan at The Hamptons at Hickory, Hickory, NC 28601

    The Penwell is one of our two-story plans featured at Hamptons at Hickory in Hickory, North Carolina offering 3 modern elevations. This gorgeous two-story home with impressive comfort, luxury, and style offers three bedrooms, two and a half bathrooms, and a two-car garage. Upon entering, you are greeted by a foyer that invites you directly into the center of the home. At its heart, you’ll find a

    D.R. Horton Builder
    1396 5th Street Dr Unit 36204738, Hickory, NC 28601
  • /18

    $304,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,518 Sq Ft

    Brandon Plan at Huffman Ridge, Hickory, NC 28602

    The Brandon is one of our two-story plans featured at Huffman Ridge in Hickory, North Carolina offering 4 modern elevations. The spacious and modern two-story home is designed with open concept living in mind. This home features three bedrooms, two and a half bathrooms and a one-car garage. A stunning great room greets you upon entry, with a cozy fireplace and decorative mantle. At the back of

    D.R. Horton Builder
    2002 10th St Unit 36204746, Hickory, NC 28602
  • /25

    $259,000

    • 3 Beds
    • 2 Baths
    • 1,822 Sq Ft

    1330 5th St NE Unit 11, Hickory, NC 28601

    SELLERS ARE MOTIVATED! Check out this lovely townhouse in TARA WOODS right beside the pool! Primary bedroom on the main level, a fireplace in the living room and a gorgeous sunroom with skylights. Upstairs you will find 2 spacious bedrooms and a full bathroom. Did I mention the nice hardwood flooring and plush carpet? Space is not an issue in this beauty, which is more than 1800 square feet!

    Tiffany Gray-Napier Better Homes and Gardens Real Estate Foothills

    1330 5th St NE Unit 11, Hickory, NC 28601
  • /38

    $1,199,000

    • Land
    • 11.09 Acres
    • $108,115 per Acre

    4749 16th Street Dr NE, Hickory, NC 28601

    This opportunity doesn't come along often, LAKE FRONT HOME with 11+ ACRES! Nestled on prime land, this 3400+ sq ft lakefront offers privacy and tranquility. Enjoy main channel views with 475+- of shoreline. Driving along the magical, secluded driveway provides a peaceful escape, perfect for those seeking a retreat or looking to develop additional land. The property features a spring branch, ideal

    Niki Long True North Realty

    4749 16th Street Dr NE, Hickory, NC 28601
  • /2

    $139,900

    • Land
    • 3.08 Acres
    • $45,422 per Acre

    0 33rd St NW, Hickory, NC 28601

    Attention Investors & Builders. Prime Opportunity in Longview! Don’t miss this chance to secure this property. 5 of the 11 lots have access to city water and city sewer in the heart of Longview Ideally located just steps from Longview Recreation Center and only minutes to downtown Hickory, these lots offer the perfect blend of convenience and community charm. Looking for more space or a larger

    Crystal White True North Realty

    0 33rd St NW, Hickory, NC 28601
  • /30

    $229,900

    • 2 Beds
    • 1 Bath
    • 1,382 Sq Ft

    4098 N Carolina 127, Hickory, NC 28602

    Charming full-brick 3-bedroom home nestled on 1.05 acres in the highly sought-after Mountain View area of Hickory! Enjoy cozy evenings by the fireplace in the inviting living room, or take in the peaceful surroundings from the spacious front and back yards, ideal for relaxing or outdoor fun. The main level features comfortable living spaces, while a classic wooden staircase leads to two

    Crystal White True North Realty

    4098 N Carolina 127, Hickory, NC 28602
  • /45

    $349,000

    • 3 Beds
    • 2 Baths
    • 2,722 Sq Ft

    466 Shiloh Church Rd, Hickory, NC 28601

    Spacious 3-Bedroom, 3-Bath Home with Seasonal Lake Hickory Views & Second Living QuartersThis beautifully updated 3-bedroom, 3-bath home offers plenty of room to spread out—with the added bonus of seasonal views of Lake Hickory. Featuring multiple living and family rooms, this home is perfect for entertaining, large family gatherings, relaxing, or multi-generational living.The main

    Dale Sharpe RE/MAX Legendary

    466 Shiloh Church Rd, Hickory, NC 28601
  • /3

    $130,000

    • 2 Beds
    • 1 Bath
    • 720 Sq Ft

    6649 Mountain Grove Rd, Hickory, NC 28602

    Great quiet location with the enjoyment of country living very close to the city. For those looking to truly downzise, this property will be ideal. It can be purchased together with MLS # 4260612 to own both properties. Live in one and rent the other. Both were renovated in the last 3 years. This property is currently tenant occupied.

    Luis Moscotte Luis E. Moscotte, Realtor

    6649 Mountain Grove Rd, Hickory, NC 28602
  • /19

    $578,800

    • 3 Beds
    • 2.5 Baths
    • 2,359 Sq Ft

    5118 Regents Park Dr, Hickory, NC 28602

    Like new craftsman style home in Mt. View area. The open concept living space allows lots of natural light throughout the house. Kitchen has a large center island convenient for entertaining, providing extra seating & countertop space with ample cabinetry for storage. Living room features linear gas fireplace surrounded by stone. Primary suite on main with lighted tray ceilings, en-suite bath and

    Nellie Belos Century 21 American Homes

    5118 Regents Park Dr, Hickory, NC 28602
  • /11

    $459,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,641 Sq Ft

    5190 Joseph Ct, Hickory, NC 28602

    First floor living! There is still an opportunity to make personalized selections for this property. This exquisite home will feature tasteful upgrades and superior craftsmanship. The listing includes the adjacent lot, resulting in a total homesite of nearly an acre. For further details about the construction or to address any inquiries, please contact the agent.

    Lane McKinney Coldwell Banker Realty

    5190 Joseph Ct, Hickory, NC 28602
  • /2

    $40,000

    • Land
    • 0.5 Acre
    • $80,000 per Acre

    106 Dogwood Dr, Hickory, NC 28601

    Affordable opportunity in Burke County! This 0.50-acre lot is located in a quiet, close-knit community with easy access to local amenities and major roadways. Whether you're looking to build a modest home, invest in a rental property, or place a manufactured home, this lot offers flexibility at a great price point. Enjoy the charm of small-town living with low property taxes and no HOA. With

    Jamie Queen Weichert, Realtors - Team Metro

    106 Dogwood Dr, Hickory, NC 28601
  • /2

    $40,000

    • Land
    • 0.59 Acre
    • $67,797 per Acre

    108 Dogwood Dr, Hickory, NC 28601

    Affordable opportunity in Burke County! This 0.59-acre lot is located in a quiet, close-knit community with easy access to local amenities and major roadways. Whether you're looking to build a modest home, invest in a rental property, or place a manufactured home, this lot offers flexibility at a great price point. Enjoy the charm of small-town living with low property taxes and no HOA. With

    Jamie Queen Weichert, Realtors - Team Metro

    108 Dogwood Dr, Hickory, NC 28601

Showing Results 361 - 400, Page 10 of 12

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