Otto Homes for Sale

Q: What are the best public schools in Otto?

The best public schools that serve Otto are:Highlands School has a B+ Niche grade, a student teacher ratio of 13:1 and an average review score of 3.7.Franklin High School has a B Niche grade, a student teacher ratio of 21:1 and an average review score of 3.7.Macon Middle School has a B Niche grade and a student teacher ratio of 14:1.

/30
$199,000

$21K PRICE DROP
- 2 Beds
- 1 Bath
105 Hidden Hollow Ln, Otto, NC 28763

Private and Unrestricted, this charming mountain home offers no covenants or HOA, so bring your chickens, RVs, and outdoor toys. Tucked into the trees and just minutes from the US Forest Service, the property sits on a mostly level, partially cleared lot reached by a scenic, tree-lined gravel drive. The covered front porch looks out over a peaceful pasture, a natural spot for morning coffee or

Allison Fish

Keller Williams Realty Of Franklin

105 Hidden Hollow Ln, Otto, NC 28763
/82
$329,000
- 2 Beds
- 3 Baths
- 1,167 Sq Ft
171 Ideal Acres Rd, Otto, NC 28763

Welcome home to this charming 2-bedroom, 2-bath residence offering easy one-level living and plenty of flexible space. The main level features a comfortable layout with spacious living areas, while the basement provides two bonus rooms perfect for a home office, hobby room, guest space, fitness area, or additional storage. Outside, enjoy a beautiful, usable yard with plenty of room for gardening,

Candy Wood

Keller Williams Great Smokies - Sylva

171 Ideal Acres Rd, Otto, NC 28763
/5
$23,500
- Land
- 27,878 Sq Ft
- $36,719 per Acre
Lot 5 Ideal Acres Rd, Otto, NC 28763

Beautiful 0.64-acre lot located in the Ideal Acres subdivision, offering stunning long-range mountain views of North Georgia. This property already has a septic permit already secured—saving time and upfront costs. Enjoy peaceful mountain living while still being conveniently located. A great opportunity to build your perfect retreat or permanent residence.

Larry Rogers

Lamplighter Realty

Lot 5 Ideal Acres Rd, Otto, NC 28763
/86
$649,900
- 1 Bed
- 1 Bath
11485 Georgia Rd, Franklin, NC 28734

Nearly 5 acres of beautiful, usable land with gentle topography and frontage on trout-filled Mulberry Creek, this property offers a rare combination of mountain beauty, accessibility, and commercial potential. Formerly a thriving flower farm, the land still features dozens of established blooms and ideal south-facing sun exposure, perfect for gardening, farming, agritourism, or a boutique

Ryan Cote

Vignette Realty, LLC

11485 Georgia Rd, Franklin, NC 28734
/91
$999,000

$101K PRICE DROP
- 4 Beds
- 5.5 Baths
- 2,592 Sq Ft
499 W Middle Creek Rd, Otto, NC 28763

Discover exceptional mountain living in this custom 4-bedroom, 5.5-bath home set on 10.92 unrestricted acres with bold creek frontage and outstanding privacy. Ideal as a horse property or gentleman's farm, the land features a flat, fenced pasture along a big TROUT CREEK—perfect for riding, grazing, or simply enjoying the serene rural setting.A welcoming timber-frame porch with a gas-log fireplace

Marty Kimsey

Re/Max Elite Realty

499 W Middle Creek Rd, Otto, NC 28763
/29
$329,900

$43K PRICE DROP
- 1 Bath
00 Brandon Ln, Otto, NC 28763

Discover the perfect blend of functionality, privacy, and future opportunity with this versatile barndominium situated on 4.49 unrestricted acres. Ideal for investors, homesteaders, or anyone seeking flexible living space, this property offers both immediate usability and long-term potential. The barndominium features comfortable living quarters along with a spacious bonus room above, perfect for

Larry Rogers

Lamplighter Realty

00 Brandon Ln, Otto, NC 28763
/53
$365,000

$10K PRICE DROP
- 2 Beds
- 2 Baths
190 Denver Vinson Rd, Otto, NC 28763

Nestled in the mountains of Otto, NC, this two-level home offers stunning long-range views, privacy, and one-of-a-kind character. Enjoy morning coffee from the covered front porch or the main-level deck with cable railing as the Blue Ridge unfolds before you. Inside, the updated kitchen shines with navy cabinetry and butcher block countertops, complementing two main-level bedrooms and a bright

Allison Fish

Keller Williams Realty Of Franklin

190 Denver Vinson Rd, Otto, NC 28763
/53
$369,000
- 3 Beds
- 3 Baths
427 Mulberry Ridge Rd, Otto, NC 28763

Some properties feel right the moment you arrive, and this one, tucked along a babbling creek, is one of them. Flat, usable acreage with a creek bordering the property is a rare find, and this 3-bedroom, 3-bath home delivers exactly that, along with a finished basement that's perfect for guests. Access couldn't be more convenient for a mountain property. One direction puts you out on Georgia Road

Aliyah Lebron Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

427 Mulberry Ridge Rd, Otto, NC 28763
/52
$1,199,900

$100K PRICE DROP
- 4 Beds
- 6 Baths
276 Welm Way, Franklin, NC 28734

Your luxury, mountain home retreat, complete with an RV Pad, and creek, awaits. Come see this unparalleled blend of natural splendor and refined elegance. The meticulously crafted living space offers a sanctuary of comfort and sophistication for the discerning homeowner. The property's generous outdoor spaces invite you to immerse yourself in the beautiful mountain vistas, whether from the

Rick Creel Pinnacle Homes Real Estate LLC

276 Welm Way, Franklin, NC 28734
/62
$535,000
- 3 Beds
- 2.5 Baths
1100 Wallalieu Rd, Otto, NC 28763

Mountain views set the tone for this beautiful real log cabin located in a desirable neighborhood south of Franklin with easy access to Dillard, Georgia. This inviting mountain retreat comes furnished and features an open floor plan with cathedral ceilings and a warm, spacious living area centered around a gas stove, perfect for relaxing or entertaining. The kitchen features gorgeous granite

Sheila Myers Keller Williams Realty Of Franklin

1100 Wallalieu Rd, Otto, NC 28763
/61
$29,900
- Land
- 2.82 Acres
- $10,603 per Acre
299 Laurel Falls Rd, Otto, NC 28763

Tucked away on 2.82 private acres on Laurel Falls Rd, this peaceful Lot offers room to explore, relax and enjoy the fresh mountain air. While the lower portion of the property is steep, the upper land and homesite area is gentle and usable. A cleared house pad is ready for your build or tiny home, with a second upper pad for a workshop or garden & the property has been permitted for a 3 BR septic

Anderson Ernst Re/Max Elite Realty

299 Laurel Falls Rd, Otto, NC 28763
/45
$169,900

$25K PRICE DROP
1896 Bell Rd, Otto, NC 28763

Opportunity awaits with this unique A-frame situated on 1.88 private, unrestricted acres in Otto. The home was originally a 3 bedroom, 1 bath home with a loft, this property has been taken down to the studs and is ready for complete renovation or rebuild offering a true blank slate for your vision. A new 25-year shingle roof is already in place, providing a great start to the project. Features

Sheila Myers Keller Williams Realty Of Franklin

1896 Bell Rd, Otto, NC 28763
/81
$395,000

$30K PRICE DROP
- 3 Beds
- 2 Baths
- 1,593 Sq Ft
124 Spring Valley Ln, Otto, NC 28763

Tucked away at the end of the road for ultimate privacy, this beautifully renovated 3-bedroom, 2-bath home sits on 1.57 peaceful acres and offers the perfect blend of comfort, functionality, and mountain charm. Nearly everything has been updated, making this property truly move-in ready. Recent improvements include a new roof, furnace, central AC, water heater, appliances, flooring, paint,

Evelyn Owens Keller Williams Realty Of Franklin

124 Spring Valley Ln, Otto, NC 28763
/64
$349,000
- 3 Beds
- 2 Baths
343 Coweeta Church Rd, Otto, NC 28763

Welcome home to this well-maintained 3-bedroom, 2-bath property offering the perfect blend of comfort, space, and future potential. Designed with an excellent floor plan, the home features a spacious living room centered around a cozy wood-burning fireplace, while the kitchen flows seamlessly into the eat-in dining area, creating an inviting space for everyday living and entertaining. The

Jessica Mason Mason Peak Mountain Properties, LLC

343 Coweeta Church Rd, Otto, NC 28763
/69
$560,000
- 5 Beds
- 3.5 Baths
116 Warrior Trail, Otto, NC 28763

Beautiful furnished true D log cabin in excellent condition on 2.59 private acres, in an established subdivision of nice homes. This end of the road, 5-bed/3.5 bath custom home awaits its new owner. With front & back porches it offers plenty of places to relax & enjoy nature. Inside, the main floor has an open layout with hardwood floors. The living room features a vaulted wood-beamed ceiling &

Sheila Myers Keller Williams Realty Of Franklin

116 Warrior Trail, Otto, NC 28763
/55
$280,000

$10K PRICE DROP
- 3 Beds
- 2 Baths
49 Coweeta River Ln, Otto, NC 28763

Step into the charm of a modern farmhouse where slower mornings and peaceful evenings just feel right. Built in 2022, this inviting 3-bedroom home plus bonus room offers 2.5 baths and a layout designed for comfort, flexibility, and everyday living. Nestled in a quiet setting with a small lake and creek nearby (no direct access), you'll love the sense of space and calm that surrounds you. The

Melissa Mossbarger Realty One Group Vibe

49 Coweeta River Ln, Otto, NC 28763
/48
$610,000

$20K PRICE DROP
- 3 Beds
- 3 Baths
- 2,636 Sq Ft
35 Coweeta Ridge Rd, Otto, NC 28763

New Price! Motivated Seller! Amazing home originally purchased with 2 lots totaling only 5.1 acres. Seller purchased 4 additional private, very buildable, contiguous lots. Now property totals more than 12 acres! It's your private luxury retreat from the world, a homestead, or room for the whole family to build. Move-in ready. Exterior has fresh stain. Mountain views. French doors in dining room

Debbie McMannis Exit Realty Experts

35 Coweeta Ridge Rd, Otto, NC 28763
/16
$329,000
- 2 Beds
- 2 Baths
630 Fox Hollow Cir, Otto, NC 28763

This home is incredible! Completely remodeled home, nothing left undone! The bedrooms are on opposite sides of home and both have own bathrooms. A beautifully finished home. Wake up and enjoy your coffee on the porch, and relax and plan your day. Paint, flooring, appliances and so much more. Crawl space has been encapsulated. Brand new HVAC system. A kitchen that fits anyones wish list. Come see

Belinda Sanders Belinda Sanders Realty

630 Fox Hollow Cir, Otto, NC 28763
/29
$19,900
- Land
- 1.03 Acres
- $19,320 per Acre
00 Davis Rd, Otto, NC 28763

This 1.03 acre lot offers a peaceful setting in Otto with light restrictions. Located off Davis Road, the property provides an opportunity for a future homesite with a balance of privacy and convenience. Enjoy a quiet mountain setting while remaining just a short drive from Franklin and nearby outdoor recreation. Whether you're planning to build now or looking for land to hold for the future,

Evan Klatt Re/Max Elite Realty

00 Davis Rd, Otto, NC 28763
/36
$350,000
- 4 Beds
- 2 Baths
- 2,016 Sq Ft
451 Summit Rd, Otto, NC 28763

A beautiful true Log cabin with a seasonal mountain. This cabin features four bedrooms and two full bathrooms. The huge covered deck welcomes you to an open kitchen that has a large pantry/living room with an inviting wood-burning stove. The hardwood floors that are true hardwood which is so very inviting and there are three bedrooms and two bathrooms on the main level. The basement offers

Joune Clark Southern Classic Realty

451 Summit Rd, Otto, NC 28763
/39
$157,500

$5K PRICE DROP
- 3 Beds
- 2 Baths
- 1,300 Sq Ft
39 Lisa Ct Unit 11, Otto, NC 28763

Take an easy drive from Franklin to the lovely Meadowlands Park to this great home on a lot you actually own surrounded by beautiful foliage. There is a nice deck for enjoying the mountain view or follow the path to the wooded area with nice shade for those hot days. Enter the house to a spacious open floor plan and a kitchen any cook will appreciate with Stainless Appliances, lots of counter

Judy Shuler Keller Williams Great Smokies

39 Lisa Ct Unit 11, Otto, NC 28763
/14
$65,000

$4K PRICE DROP
- Land
- 21,344 Sq Ft
- $132,653 per Acre
211 Hidden Hollow Ln, Otto, NC 28763

OWNER FINANCING IS AVAILABLE!! Just under half an acre of unrestricted land, across from US Forest Service land, so lots of room to explore. As you drive up to this property, you notice the flowing river with picturesque views. The property was previously used as an R.V. campsite and has an electric meter installed. The survey also indicates a well on the property. It has been surveyed, so you

Sherman Pope Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

211 Hidden Hollow Ln, Otto, NC 28763
/40
$450,000

$48K PRICE DROP
- 3 Beds
- 2 Baths
- 1,640 Sq Ft
275 Coweeta Lake Cir, Otto, NC 28763

Beautiful setting with scenic views of Coweeta Lake on a full acre of land. Enjoy screened and covered porches, garden beds, and a fenced area. The converted double carport creates an ideal outdoor living space, grill spot, and room to entertain. Built in 2010, this home offers easy one-level living. Hardwood floors span the main living areas. The spacious kitchen features granite counters, a

Gareth Wilkinson Lpt Realty, LLC

275 Coweeta Lake Cir, Otto, NC 28763
/8
$349,999
- Land
- 31.01 Acres
- $11,287 per Acre
TBD Coweeta Lab Rd, Otto, NC 28763

Discover 31 acres of unrestricted, unzoned land in beautiful Otto, NC! With no HOA and endless possibilities, this rare offering consists of three parcels with easy access off publicly maintained Coweeta Lab Road. The property is wooded, offering a peaceful natural setting, yet the topography is very favorable for building. You'll find multiple potential homesites with a mix of long-range

Spencer Kirkpatrick Highlands Sotheby's International Realty (Mls)

TBD Coweeta Lab Rd, Otto, NC 28763
/36
$324,900

$50K PRICE DROP
- 4 Beds
- 4 Baths
30 Ideal Acres Rd, Otto, NC 28763

Tucked away in a peaceful mountain setting, this newly renovated 4-bedroom, 2-bath log cabin blends rustic charm with modern comfort. Filled with natural light, the open and inviting interior features a spacious main-level primary suite complete with a private ensuite bath and large walk-in shower. The main level also features an additional bedroom and separate bath. Upstairs, you’ll find two

Chip Durpo Durpo Realty Associates

30 Ideal Acres Rd, Otto, NC 28763
/43
$799,000
- 3 Beds
- 2.5 Baths
- 2,391 Sq Ft
1185 Wallalieu Rd, Otto, NC 28763

Amazing & Modern Mountain Living in the Great Smoky Mountains! This contemporary home's clean lines, expansive windows, and open-concept spaces seamlessly blend modern design with serene mountain living. With main-level living, a deck off the kitchen, a pull-through, double-car basement garage, a concrete, circular driveway, and a fenced-in yard area, these incredible custom finishes are just a

Marti Walker Howard Hanna Beverly-Hanks Waynesville

1185 Wallalieu Rd, Otto, NC 28763
/13
$33,000
- Land
- 32,234 Sq Ft
- $44,595 per Acre
00 Heritage Way, Otto, NC 28763

Come see this .74 acre wooded lot in Heritage Mountain Estates, offering a private, natural setting with paved road access all the way to the property. Tucked away in a quiet, well-kept subdivision, this lot is ideal for someone looking for peace and seclusion without sacrificing accessibility. The property features a sloped terrain, making it a great candidate for a walk-out basement design or a

Evan Klatt Re/Max Elite Realty

00 Heritage Way, Otto, NC 28763
/23
$450,000
- 3 Beds
- 2 Baths
- 1,465 Sq Ft
26 Shady Hollow Rd, Otto, NC 28763

Shady Hollow is just the right name for this completely remodeled cabin with all wood walls, LVP flooring, new appliances and lots of decking overlooking a walk-in stream. Patio with fire pit makes for easy living. Stone fireplace.

Frank Moffitt Moffitt Real Estate

26 Shady Hollow Rd, Otto, NC 28763
/58
$450,000

$40K PRICE DROP
- 3 Beds
- 2 Baths
25 E Caesar Rd, Otto, NC 28763

Over 1800 sq ft total included in this rustic mountain cottage surrounded by 3.37+/- acres of privacy and mountain views! This two bedroom, one bath on main level also features a huge Rec room, plus additional bedroom with closet /window and full bath on the lower level. Lower level just upgraded with new mini splits for heat/air, new beautiful flooring and new ceiling. Access to lower level from

Diane Dillard Re/Max Elite Realty

25 E Caesar Rd, Otto, NC 28763
/68
$199,900
- Land
- 2.64 Acres
- $75,720 per Acre
1006 Davis Rd, Otto, NC 28763

Adjoins USFS property, with well, septic, and electricity installed. 2.64 usable acres with immaculate views and multiple flat build sites! There are two distinct driveways, make sure you see all that this property has to offer! RV in place with a built-around, covered deck is included with sale. Features a creek, small pond, very easy access that is mostly paved. Just a few minutes from the

Evan Klatt Re/Max Elite Realty

1006 Davis Rd, Otto, NC 28763
/30
$200,000

$70K PRICE DROP
- Land
- 6.18 Acres
- $32,362 per Acre
99999 Chastain Rd, Scaly Mountain, NC 28775

Discover your private mountain retreat on this beautiful 6.18-acre parcel in Scaly Mountain. This unique property borders U.S. Forest Service land, with the entire rear boundary adjoining protected federal land, offering exceptional privacy, tranquility, and direct access to thousands of acres of wilderness right from your doorstep.A standout feature of the property is the fresh running creek

Pamela Williams Keller Williams Great Smokies

99999 Chastain Rd, Scaly Mountain, NC 28775
/19
$16,000
- Land
- 2 Acres
- $8,000 per Acre
0 Wild Turkey Run, Otto, NC 28763

Turn off the country road and into the rolling landscape of Walalue gap, a beautiful landscape to build your majestic mountain home. You will find mature native trees and shrubs that will easily put you in touch with the outdoors. Cool off with your high-altitude breeze, then enjoy a smoky mountain view with family and friends. Creeks, waterfalls, trails, and plenty of fresh air activity, nestled

Dan O'Connell Exp Realty, LLC (Mls Only)

0 Wild Turkey Run, Otto, NC 28763
/28
$290,000

$10K PRICE DROP
- 2 Beds
- 1.5 Baths
670 Coweeta Lake Cir, Otto, NC 28763

Truly a rare find to have Mountain and Lake Views! Relax on the Expansive Deck or feel inspired in your Sunroom with Barnwood Walls and Vaulted Ceiling. Great spot for a Studio or cozy up with your favorite book. 3BR, 1.5BA w/ Updates including newer Kitchen w/Granite Counters, Windows, Flooring, Full bath, Metal Roof. Sunroom new 2016 Septic Permit is for 2 Bedroom System. Dimensions for Br #3

Lynn Taylor Lynn Potts Realty

670 Coweeta Lake Cir, Otto, NC 28763
/17
$165,000

$10K PRICE DROP
- 4 Beds
- 3 Baths
- 1,730 Sq Ft
47 Integrity Mountain Rd, Otto, NC 28763

Discover peaceful country living in this inviting 3-bedroom, 2-bathroom doublewide home set on 1.4 beautifully wooded acres. Surrounded by mature trees and natural scenery, this property offers privacy, comfort, and plenty of room to enjoy the outdoors. The main home features an open floor plan with a large living area, a kitchen with ample storage, and a bright dining space perfect for

Greg Christner Coldwell Banker Advantage

47 Integrity Mountain Rd, Otto, NC 28763
/22
$279,000
- 2 Beds
- 2 Baths
40 Little Mountain Rd, Otto, NC 28763

This charming 2-bed, 2-bath home sits in the desirable Otto area. The home features a functional floor plan designed for comfortable living. Large windows frame the surrounding greenery, bringing natural light into the open spaces. Step outside to a versatile, level yard—a luxury in the mountains and ideal for gardening. Your pets will love the security of the fenced area while you relax on the

Al Stoneham Allen Tate Realtors

40 Little Mountain Rd, Otto, NC 28763
/70
$419,900
- 3 Beds
- 2.5 Baths
- 2,035 Sq Ft
215 McClure Mill Rd, Franklin, NC 28734

Creekfront mountain living meets flexible income potential at this lovely 0.75 acre unrestricted property on desirable Coweeta Creek! This versatile cabin offers two fully equipped living spaces connected by interior stairs and each with a private exterior entrance, ideal for multi-generational living or rental income. The upper level features 3 bedrooms, 1 baths, full kitchen, living room with

Anderson Ernst Re/Max Elite Realty

215 McClure Mill Rd, Franklin, NC 28734
/70
$399,500
- 3 Beds
- 2.5 Baths
- 2,304 Sq Ft
996 Crestview Dr, Otto, NC 28763

Mountain retreat nestled on more than an acre of peaceful wooded surroundings, this beautifully renovated 3-bedroom, 2.5-bath home offers the perfect blend of mountain charm and modern comfort. Surrounded by nature, the property provides a private setting while featuring multiple outdoor living spaces designed to enjoy the serene landscape. Step inside to discover an inviting open-concept living

Marsha Ramey Poss Realty

996 Crestview Dr, Otto, NC 28763
/4
$162,500
- Land
- 6 Acres
- $27,083 per Acre
675 Big Creek Rd, Otto, NC 28763

The owner of this property has had road and homesite graded in ,has septic permit for (3) bedrooms, well permit .They bought this property intending to build , and plans changed. It has a beautiful view, is unrestricted, has a nice creek, and is in a very quiet area. About 15 minutes to downtown Clayton, Ga. and about 25 minutes to Franklin , N.C. Within walking distance to Andy's Trout Farm.

Kathy Lee Southern Properties Real Estate

675 Big Creek Rd, Otto, NC 28763
/42
$379,900
- 3 Beds
- 3 Baths
43 Mar Bob Trail, Otto, NC 28763

Nestled in the peaceful Otto area, this inviting 3-bedroom, 3-bath home offers a functional floor plan & beautiful private setting. A paved circular driveway provides easy access & ample parking, complemented by a main-level covered carport & attached one-car basement garage. Step inside to an open split-bedroom floor plan featuring vaulted ceilings, abundant natural light, & a striking stone

Katelyn VanderWoude Re/Max Elite Realty

43 Mar Bob Trail, Otto, NC 28763
/31
$157,500

$5K PRICE DROP
- 3 Beds
- 2 Baths
39 Lisa Ct, Otto, NC 28763

Take an easy drive from Franklin to the lovely Meadowlands Park to this great on a lot you actually own surrounded by beautiful foliage. There is a nice deck for enjoying the mountain view or follow the path to the wooded area with nice shade for those hot days. Enter the house to a spacious open floor plan and a kitchen any cook will appreciate with Stainless Appliances, lots of counter space

Judy Shuler Keller Williams Great Smokies - Sylva

39 Lisa Ct, Otto, NC 28763

Showing Results 1 - 40, Page 1 of 2

North Carolina Macon County Highlands

Why Live in Otto

The rural Otto is a small community settled in the Great Smoky Mountains. "We are just a little 'burg. We have a post office, and that's about it. If you blink, you probably wouldn't know you went through us," says Suzanne Mandler, Vice President of ...

Learn more about living in Otto

Otto Home Prices vs. Nearby Highlands, NC Neighborhoods

	Otto	Franklin	Rabun Gap
Median Home Price	$355,000	$335,000	$429,900
Median Sale Price	$295,000 -23% YoY	$303,500 +5% YoY	$385,000 -4% YoY
Median Single Family Price	$349,000	$319,900	$443,500
Median Townhouse Price	--	$289,900	$235,245
Total Active Listings	37	290	33
Market Conditions	12 Months of Supply Buyer's Market	5 Months of Supply Balanced Market	8 Months of Supply Buyer's Market

Frequently Asked Questions

Is Otto a good place to live?

Otto is a good place to live. Otto is considered very car-dependent and somewhat bikeable. Otto is a neighborhood with a crime score of 1, making it safer than the average neighborhood in the U.S. It has a median age of 50. The average household income is $74,885 which is below the national average. College graduates make up 24.2% of residents. A majority of residents in Otto are home owners, with 20% of residents renting and 80% of residents owning their home. A local real estate agent serving Otto can help you decide if this neighborhood is the right one for you. Learn more on our Otto neighborhood guide.

Is Otto, NC a safe neighborhood?

Otto, NC is safer than the average neighborhood in the United States. It received a crime score of 1 out of 10.

How much do you need to make to afford a house in Otto?

The median home price in Otto is $355,000. If you put a 20% down payment of $71,000 and had a 30-year fixed mortgage with an interest rate of 6.58%, your estimated principal and interest payment would be $1,810 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $78K a year to afford the median home price in Otto. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Otto is $75K.

What are the best public schools in Otto?

The best public schools that serve Otto are:

Highlands School has a B+ Niche grade, a student teacher ratio of 13:1 and an average review score of 3.7.
Franklin High School has a B Niche grade, a student teacher ratio of 21:1 and an average review score of 3.7.
Macon Middle School has a B Niche grade and a student teacher ratio of 14:1.

What are the most popular zip codes in Otto, Highlands, NC?

The most popular zip codes in Otto, Highlands, NC include 28763, 28734, 28775, 30537 and 30568.

What are the most popular neighborhoods near Otto, Highlands, NC?

The most popular neighborhoods near Otto, Highlands, NC are Scaly Mountain, Sapphire and Tuckasegee.

Are home prices dropping in Otto?

Yes, home prices in Otto are down 32% in the last 12 months.

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