Homes for Sale in 28445

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  /8

  $1,277,250

  • Land
  • 9.75 Acres
  • $131,000 per Acre

  9.75 Acres Wilmington Hwy, Holly Ridge, NC 28445

  Highway Business Zoned Commercial corner Lot containing 9.75 acres with frontage on Highway 17 and Highway 172 close to Sneads Ferry, Holly Ridge, Topsail Island, and the military bases and MARSOC. Army Corp of Engineer Report is provided documents from the previous buyer that indicates area of potential wetland. Other documents are also available upon request.

  Scott Franko Better Homes and Gardens Real Estate Treasure II

  9.75 Acres Wilmington Hwy, Holly Ridge, NC 28445
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  /38

  $505,000

  • 4 Beds
  • 2 Baths
  • 2,019 Sq Ft

  124 Swingbridge Trail, Surf City, NC 28445

  Refined Coastal Living! Experience the epitome of modern coastal luxury in this immaculate residence, perfectly positioned just moments from the bridge to Surf City's pristine beaches. From the moment you arrive, the home's curb appeal and quiet road sets the stage for the beauty that awaits within. Step through the front door into the foyer, footed with LVP flooring, with a seamless flow that

  Katie Kosma Century 21 Coastal Advantage

  124 Swingbridge Trail, Surf City, NC 28445
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  /53

  $1,099,000

  • 3 Beds
  • 4 Baths
  • 2,324 Sq Ft

  4069 4th St, Surf City, NC 28445

  Priced to sell and motivated seller. Up to $4000 in lender credits for buyer, thru Fairway Mortgage. $5000 seller credits to buyer. Welcome to 4th St in Surf City. This canal area has some of the most coveted areas you will find in Surf City. Majestic sunsets are there for you to enjoy, as this setting is for you to spend your days on the water. The view is magnificent, every evening. Boating

  David Woolard Lewis Realty

  4069 4th St, Surf City, NC 28445
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  /31

  $395,000

  • 2 Beds
  • 1 Bath
  • 720 Sq Ft

  305 N Topsail Dr Unit 25, Surf City, NC 28445

  This top-floor condo boasts stunning views of both the Atlantic Ocean and Intracoastal Waterway. Fully furnished and beautifully maintained, it features an open-concept kitchen with stainless steel appliances and LVP flooring throughout. Multiple upgrades have been made, and everything conveys with the home. Sea Coast offers the convenience of an elevator, and HOA dues cover high speed

  Stephanie Bullard Berkshire Hathaway HomeServices Carolina Premier Properties

  305 N Topsail Dr Unit 25, Surf City, NC 28445
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  /31

  $899,000

  • 4 Beds
  • 4 Baths
  • 4,390 Sq Ft

  103 Everett Park Trail, Holly Ridge, NC 28445

  UNDER CONSTRUCTION - Perfectly located 4 Bedroom / 3.5 Bath home with an ADDITIONAL 1600+ sq ft 2 Bedroom / 1 Bath living quarters with a separate entrance! A one of a kind property in the Resort Style Community of Summerhouse on Everett Bay! Located just steps away, across the street from the playground, the tennis/pickle ball courts, and the beautiful Clubhouse, pool, and Fitness Center. Inside

  Scott Reinschmidt Cardoso & Company

  103 Everett Park Trail, Holly Ridge, NC 28445
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  /48

  $456,000

  • 3 Beds
  • 2 Baths
  • 1,789 Sq Ft

  310 Edgewater Way, Topsail Beach, NC 28445

  ASSUMABLE MORTGAGE AT A LOW RATE! Walking distance to the ICW, ocean, skate park, municipal park, restaurants, markets, and shops- welcome to 310 Edgewater Way, an exceptional coastal residence in the highly desirable Waterside community of Surf City! Come check out the 1789 square feet, paid-off and maintained solar, and updated fixtures throughout! Built in 2020, this beautifully maintained

  Andrew Davis REAL Broker LLC

  310 Edgewater Way, Topsail Beach, NC 28445
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  /43

  $2,050,000 New Construction

  • 5 Beds
  • 5.5 Baths
  • 3,384 Sq Ft

  408 S Anderson Blvd, Topsail Beach, NC 28445

  Here Is Your Chance To Own This Magnificent Beach Home. 5 Bedrooms With Flex Room. Second Row Views Of Ocean And Sound With Salt Water Swimming Pool. (Pool Pictures To Come) Super Nice Personal Or Short Term Rental Investment Home. New Construction Has Front Impact Windows, Standing Seam Metal Roof, Tankless Water Heater, Upgraded Appliance Package, Lovely Tile Baths, Granite Countertops

  Beth Smith KELLER WILLIAMS REALTY

  

  408 S Anderson Blvd, Topsail Beach, NC 28445
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  /7

  $149,900

  • Land
  • 0.48 Acre
  • $312,292 per Acre

  406 Salt Meadow Ct, Holly Ridge, NC 28445

  Discover refined coastal living at The Retreat at Redd's Cove in Holly Ridge, where lifestyle and location come together effortlessly. Lot 51, located at 406 Salt Meadow Ct, is positioned within this thoughtfully planned waterfront community designed for those who value time on the water and relaxed coastal living. Residents enjoy access to a planned amenities area featuring a community boat

  Matt Berglund eXp Realty

  406 Salt Meadow Ct, Holly Ridge, NC 28445
• 

  

  /23

  $279,900

  • 3 Beds
  • 3 Baths
  • 1,355 Sq Ft

  218 Sandpiper Place, Sneads Ferry, NC 28460

  Great value on brand new townhomes only 4 miles from the back gate of Camp Lejeune in Sneads Ferry! The builder is offering $2,000 ''use as you choose'' plus a refrigerator on this beautifully designed 1,355 sq. ft. townhome in the desirable neighborhood af Coastal Village. Offering both comfort and convenience, this home features an attached garage and a thoughtfully designed open floor plan.

  Bizz Baker Better Homes and Gardens Real Estate Treasure

  218 Sandpiper Place, Sneads Ferry, NC 28460
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  /48

  $394,000

  • 3 Beds
  • 3 Baths
  • 2,149 Sq Ft

  607 Osprey Landing Dr Unit Lot 9, Holly Ridge, NC 28445

  Welcome home to 607 Osprey Landing Drive in the peaceful Osprey Landing community of Holly Ridge. Built in 2021 and lovingly maintained by its original owners, this beautifully kept home blends modern design with coastal charm. The open-concept main floor features a bright living area, a stylish kitchen with stainless steel appliances and a large island, and plenty of natural light throughout.

  Tyler Allen REAL Broker LLC

  607 Osprey Landing Dr Unit Lot 9, Holly Ridge, NC 28445
• 

  

  /23

  $220,000

  • 2 Beds
  • 3 Baths
  • 1,246 Sq Ft

  175 Buckhorn Ave, Holly Ridge, NC 28445

  Welcome to this charming townhouse featuring 2 bedrooms and 2.5 bathrooms, including two full bathrooms upstairs for added comfort and convenience. Ideally located near Stone Bay, Camp Lejeune, and some of the area's most gorgeous beaches, this home offers both lifestyle and practicality. Step inside to a modern kitchen with white cabinets, stainless steel appliances, and a spacious pantry—a

  Sadie Logozio REAL Broker LLC

  175 Buckhorn Ave, Holly Ridge, NC 28445
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  /20

  $790,000

  • Land
  • 0.85 Acre
  • $929,412 per Acre

  1116 N Anderson Blvd, Holly Ridge, NC 28445

  Unique deep water building lot with survey in place showing structure envelope for your home! Boating access is available with proper pier and lift. Private DEEDED BEACH ACCESS comes with this second-row lot just across the street. Home would be nestled in the natural areas on the property. Septic permit showing system location noted on survey and on file making for a potentially ready to go

  Frank Sherron Landmark Sotheby's International Realty

  1116 N Anderson Blvd, Holly Ridge, NC 28445
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  /40

  $899,995

  • 3 Beds
  • 4 Baths
  • 2,054 Sq Ft

  759 N Topsail Dr, Surf City, NC 28445

  Fully Furnished Move-In Ready New Construction Townhome Now Available!! 3 Bedrooms, 4 bathrooms, office or flex space, with gorgeous ocean views! This luxurious townhome is everything you are looking for in a coastal home away from home or perfect for a short term rental investment. Private Deeded Beach access is available for residents of this community. Beautifully adorned furnishings include

  Laura Vevurka FAB Real Estate Services

  759 N Topsail Dr, Surf City, NC 28445
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  /27

  $549,900

  • 4 Beds
  • 3 Baths
  • 2,795 Sq Ft

  101 Kings Harbor Dr, Holly Ridge, NC 28445

  Welcome to your coastal dream home! Perfectly situated on a very generous corner lot, this beautifully appointed 4 bedroom home offers expansive living spaces with tons of light. Entertaining could not be easier with this amazing chef's kitchen! A recently fenced yard, flooring, feature wall with fireplace and and the addition of a workshop in the yard, all in the last two years. This beautiful

  Kim Oliver-kingrey eXp Realty

  101 Kings Harbor Dr, Holly Ridge, NC 28445
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  /22

  $184,000

  • 1 Bed
  • 1 Bath
  • 336 Sq Ft

  1501 N New River Dr Unit 202, Surf City, NC 28445

  Experience the tranquility of Topsail Island at this stunning 1-bedroom condotel located just steps away from the white, sandy beaches of Surf City. This 2nd floor unit comes fully furnished and features beautiful views of the beach and the sound from the back deck. Whether you want an investment property or you plan to start living the Island life, this condotel can achieve either with little to

  Lois Hutchins RE/MAX Elite Realty Group

  1501 N New River Dr Unit 202, Surf City, NC 28445
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  /2

  $75,000

  • Land
  • 0.3 Acre
  • $250,000 per Acre

  Tbd Currituck Dr, Holly Ridge, NC 28445

  0.3 acre lot ready for your dream home. Close to shopping, dining and the beautiful sandy beaches of North Topsail Island.

  Kylie Parkhurst Better Homes and Gardens Real Estate Treasure

  Tbd Currituck Dr, Holly Ridge, NC 28445
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  /26

  $135,000

  • Land
  • 0.96 Acre
  • $140,625 per Acre

  132 Royal Palms Way, Holly Ridge, NC 28445

  Welcome to the water-access, waterfront community of Royal Palms! This coveted, gated neighborhood is located just minutes from the Intracoastal Waterway and Topsail Beaches. Lot 132 is a standout opportunity, offering rare advantages that make it hassle-free and build-ready, giving you a head start that few properties can match. The lot has not only been cleared and surveyed but has also

  Aimee Sposeep REAL Broker LLC

  132 Royal Palms Way, Holly Ridge, NC 28445
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  /153

  $426,000 New Construction

  • 3 - 5 Beds
  • 2 - 3 Baths
  • 1,926+ Sq Ft

  Hudson Plan at Summerhouse, Holly Ridge, NC 28445

  The Hudson offers an elegant floorplan with details and special features around every turn. The large, spacious floorplan offers four bedrooms and a finished Bonus Room (2,226 Sq Ft With Finished Bonus Suite). The Kitchen is great for entertaining and is attached to the informal Dining Room and bright and airy Great Room. You will love the large screened porch for year-round enjoyment. Discover

  Legacy Homes by Bill Clark Builder

  101 Spicer Lake Dr Unit 36451617, Holly Ridge, NC 28445
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  /42

  $799,000

  • 3 Beds
  • 4 Baths
  • 2,054 Sq Ft

  126 Shell Rd, Surf City, NC 28445

  Living the Luxury Coastal Dream in the Heart of Surf City, on Topsail Island can be yours in this New Construction, Move-in Ready Townhome! Walking distance to all shops, restaurants and a Deeded Beach access, right across the street! These beautifully adorned Townhomes are Luxury all the way with so many upgrades, very spacious with 2,054 sf, 3 Bedrooms + 4th for Flex/Office/Guest and 4 Full

  Rebecca Moxey Coldwell Banker Sea Coast Advantage-Hampstead

  126 Shell Rd, Surf City, NC 28445
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  /40

  $337,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,418 Sq Ft

  140 N Grassland Rd Unit 5, Surf City, NC 28445

  Waterside Townhomes located in Surf City, North Carolina, offers the perfect blend of coastal living and modern convenience. The Pearson floor plan is a thoughtfully designed two-story townhome featuring a single-car garage and open-concept main living area—ideal for entertaining or everyday living. The kitchen overlooks the dining and living spaces and is equipped with stainless-steel appliances

  D.R. Horton Builder

  140 N Grassland Rd Unit 5, Surf City, NC 28445
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  /86

  $765,000

  • 4 Beds
  • 4 Baths
  • 2,952 Sq Ft

  238 Spicer Lake Dr, Holly Ridge, NC 28445

  Welcome to sought-after Summerhouse on Everett Bay, where sunsets over Spicer Lake, affectionately known by residents as 'The Big Lake' become part of your daily routine. Perfectly positioned in one of the most coveted settings in the community, this home truly offers one of the best seats in Summerhouse. Built in 2019 by Reeves Custom Homes, this popular and highly functional 4-bedroom, 3.5-bath

  Nancy Hays Coldwell Banker Sea Coast Advantage

  238 Spicer Lake Dr, Holly Ridge, NC 28445
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  /98

  $699,900

  • 3 Beds
  • 3 Baths
  • 2,422 Sq Ft

  603 Martin House Loop, Holly Ridge, NC 28445

  Welcome to the Meridian floorplan by Channel Marker Builders, located in the highly sought after gated waterfront community of Summerhouse on Everett Bay in Holly Ridge, North Carolina. This popular home design offers true main level living with the primary suite conveniently located on the first floor, making it ideal for buyers seeking comfort, functionality, and coastal style. This

  Kristen Downing RE/MAX Executive

  603 Martin House Loop, Holly Ridge, NC 28445
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  /39

  $279,900

  • Land
  • 0.12 Acre
  • $2,332,500 per Acre

  1 Diamond Point Ct, Surf City, NC 28445

  Build Your Coastal Retreat at Diamond Point! Discover the perfect setting for your custom coastal getaway in an exclusive 10-lot community with direct access to the Intracoastal Waterway. Lot 1 offers a 53' x 100' homesite and includes a boat slip equipped with a 10,000 lb lift—ideal for effortless days on the water. With no required timeline to build, you have the freedom to design and construct

  Team KBT Realty Keller Williams Innovate-KBT

  1 Diamond Point Ct, Surf City, NC 28445
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  /51

  $525,000

  • 3 Beds
  • 3 Baths
  • 2,229 Sq Ft

  247 Tumbling Brook Ln, Holly Ridge, NC 28445

  GORGEOUS new build in prime location!Welcome to this brand-new, custom-built home offering 2,229 sqft plus an additional unfinished 311 sqft —perfect for a future bonus room or 4th bedroom. With a 4BD septic permit already on file, this home is designed with flexibility and growth in mind. Step inside and be greeted by soaring vaulted ceilings in the living room, highlighted by an elegant

  Sandra Chisholm SJC Real Estate LLC

  247 Tumbling Brook Ln, Holly Ridge, NC 28445
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  /23

  $799,000

  • 4 Beds
  • 2 Baths
  • 1,466 Sq Ft

  1909 S Shore Dr, Surf City, NC 28445

  Experience ocean-view island living in this 4BR/2BA coastal retreat in Surf City - the heart of Topsail Island. This charming bungalow is filled with natural light - and conveniently located directly across the street from the beach! Beautifully updated throughout, the home features LVT flooring (no carpet), beautiful quartz countertops, and a bright kitchen with soft mint cabinetry and an island

  Heather Cook REAL Broker LLC

  1909 S Shore Dr, Surf City, NC 28445
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  /66

  $785,000

  • 4 Beds
  • 3 Baths
  • 1,574 Sq Ft

  123 Coastal Cay, Surf City, NC 28445

  Situated a short walk from the beach, this 4-bedroom, 3-bath beach house is part of the desirable soundfront community of Live Oaks at Topsail. Offering both sound and ocean views, this home is designed for comfort, style, and coastal living. Inside, you'll find an updated kitchen with breakfast bar, granite countertops, stainless steel appliances, tiled backsplash, and recessed lighting—perfect

  Joel Sheesley Coldwell Banker Sea Coast Advantage

  123 Coastal Cay, Surf City, NC 28445
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  /109

  $782,500

  • 5 Beds
  • 5 Baths
  • 3,609 Sq Ft

  592 Moss Lake Ln, Holly Ridge, NC 28445

  Welcome to 592 Moss Lake Lane, a beautifully crafted Bill Clark Home set on a desirable corner lot in the gated, resort-style community of Summerhouse on Everett Bay. Offering 3,609 square feet, 5 bedrooms, and 4.5 bathrooms, this coastal residence features layered rooflines, board-and-batten detailing, and a welcoming covered front porch. A light-filled foyer introduces LVP flooring, shiplap

  Gabrielle Harvey RE/MAX Elite Realty Group

  592 Moss Lake Ln, Holly Ridge, NC 28445
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  /5

  $140,000

  • Land
  • 2.35 Acres
  • $59,574 per Acre

  170 Royal Palms Way, Stump Sound, NC 28445

  This 2.35-acre waterfront parcel in the Royal Palms subdivision is a fantastic opportunity! Located right off the intracoastal waterway channel, it's perfect for building your coastal dream home. You'll be just minutes by boat from Topsail Island and Surf City, making it ideal for boating enthusiasts. Plus, the community offers a boat dock on the adjacent lot for use until your own is built. Its

  Rachel Ward REAL Broker LLC

  170 Royal Palms Way, Stump Sound, NC 28445
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  /49

  $90,100

  111 N New River Dr, Surf City, NC 28445

  Dry stack F23 at Topsail Island yacht Club is now available! Boating has never been more convenient! This slip can hold up to 8,000Lb, Length max 28', Width 9'6'', Height 10'2'' and located in Building A. Topsail Island Yacht Club offers a stunning clubhouse with a full Kitchen, bathrooms, showers, elevator and Saltwater Pool! Simply send a text, park the car, and walk onto your boat!

  Jordan Lanier Teresa Batts Real Estate, LLC

  111 N New River Dr, Surf City, NC 28445
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  /28

  $369,900

  • 3 Beds
  • 2 Baths
  • 1,894 Sq Ft

  600 Osprey Landing Dr, Holly Ridge, NC 28445

  Seller is offering $3,000 use as you choose! Welcome to this inviting 3-bedroom home with a versatile bonus room, ideally positioned on a spacious corner lot that offers both charm and curb appeal. From the moment you arrive, you'll appreciate the extra sense of space and privacy that comes with a corner location. The bonus room provides endless possibilities — whether you need a home office,

  Wildflower Realty Group, LLC Coldwell Banker Sea Coast Advantage

  600 Osprey Landing Dr, Holly Ridge, NC 28445
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  /19

  $550,000

  • Land
  • 0.53 Acre
  • $1,037,736 per Acre

  200 Bethea St, Holly Ridge, NC 28445

  This stunning canal-front lot features a bulkhead, gazebo, floating dock and pilings already in place-perfect for adding a boat lift. Situated on a half-acre, the property offers breathtaking intracoastal waterway views from the front and secure, protected boat slips along the canal behind the home site, It's truly a boater's paradise.The community enhances the coastal lifestyle with private

  Brian Walsh Coastal Properties

  200 Bethea St, Holly Ridge, NC 28445
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  /50

  $329,999

  • 3 Beds
  • 3 Baths
  • 1,418 Sq Ft

  106 N Grassland Rd Unit 22, Surf City, NC 28445

  New Townhome Construction! Waterside Townhomes are available for sale. The Pearson is a two-story floor plan with a single-car garage. The kitchen overlooks the dining and living spaces, ideal for entertaining guests or enjoying family time while preparing meals with new stainless-steel appliances and Granite countertops. The second floor features the primary bedroom with a walk-in closet and

  Team D.R. Horton D.R. Horton, Inc

  106 N Grassland Rd Unit 22, Surf City, NC 28445
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  /14

  $850,000

  • Land
  • 0.93 Acre
  • $913,978 per Acre

  Tr 8 Nc Hwy 210, Surf City, NC 28445

  Presenting a prime commercial land opportunity that is truly a gem in the heart of our bustling coastal town. This .934 Acre parcel is perfectly nestled in between a Wal-Mart anchored shopping center and a Publix anchored shopping center in Surf City. Situated at one of the main entrances to Surf City, this center is visited by both locals and tourists, as the Surf City town hall sits directly

  Jordan Lanier Teresa Batts Real Estate, LLC

  Tr 8 Nc Hwy 210, Surf City, NC 28445
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  /70

  $559,000 New Construction

  • 4 Beds
  • 3.5 - 4.5 Baths
  • 3,155+ Sq Ft

  Montgomery Plan at Summerhouse, Holly Ridge, NC 28445

  The Montgomery is the plan that keeps on giving. Wide open spaces bathed in natural light play nicely with the study and bonus room tucked away for quiet moments. A true entertainers dream both inside and out with luxury at every turn. Enjoy room for every guest in this well thought out plan.

  Legacy Homes by Bill Clark Builder

  101 Spicer Lake Dr Unit 36497305, Holly Ridge, NC 28445
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  /40

  $334,999 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,418 Sq Ft

  114 N Grassland Rd Unit 18, Surf City, NC 28445

  Welcome to 114 N. Grassland Road located in our Waterside community in Surf City, North Carolina. The Pearson floor plan is a 3-bedroom, 2.5-bath, 1,418 sq ft gem that combines modern convenience with style and charm. Step inside and discover a bright and airy open floor plan designed for both relaxing and entertaining. The kitchen is a showstopper with granite countertops, stainless steel

  D.R. Horton Builder

  114 N Grassland Rd Unit 18, Surf City, NC 28445
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  /36

  $799,995 New Construction

  • 3 Beds
  • 4 Baths
  • 2,054 Sq Ft

  124 Shell Rd, Surf City, NC 28445

  Live the Coastal Dream in Surf City, NC - Move-In Ready fully furnished New Construction Townhome! Have you ever dreamed of owning a piece of paradise? Located in the heart of Surf City, North Carolina, this beautiful home offers the perfect blend of luxury, comfort, and charm and is ready for immediate move-in! 3 Bedrooms + 4 Full Bathrooms, Versatile Office or Flex Space, Private Deeded Beach

  Laura Vevurka FAB Real Estate Services, LLC

  124 Shell Rd, Surf City, NC 28445
• 

  

  /5

  $90,500

  111 N North New River Dr Unit H11, Surf City, NC 28445

  Dry Slip H11 at Topsail Island Yacht Club is on the desirable ground level and the dimensions are 28 feet long, 9 feet 6 inches wide, 10 feet high. The slip can handle a maximum weight of 15,000 pounds. Take the worry out of boating. The staff will take care of launching and retrieving your boat while you relax on the spacious decks or lounge by the pool. Watch sunsets from the top floor deck.

  Hunter Tayloe Island Real Estate, Inc.

  111 N North New River Dr Unit H11, Surf City, NC 28445
• 

  

  /16

  $219,000

  • Land
  • 1.22 Acres
  • $179,508 per Acre

  323 Clearview Dr, Holly Ridge, NC 28445

  WATERFRONT LOT - A Hidden Gem with Access to the Intracoastal! Looking for your own private escape? This just over 1-acre waterfront lot is tucked away and offers the perfect blend of peace, privacy, and access to the water. If you're comfortable taking a dirt road to reach your slice of paradise, this could be the spot you've been searching for! Build your dream home or bring in a manufactured

  Cheri Shepard Coldwell Banker Sea Coast Advantage

  323 Clearview Dr, Holly Ridge, NC 28445
• 

  

  /67

  $1,799,000

  • 4 Beds
  • 3 Baths
  • 2,647 Sq Ft

  113 Diamond Point Ct, Surf City, NC 28445

  Welcome to your dream waterfront oasis! Built by Channel Marker Builders, this luxury home offers breathtaking Intracoastal Waterway and Surf City bridge views. This three-story masterpiece features four bedrooms, two and a half bathrooms, a functional mudroom, and a luxurious inground pool perfect for relaxation. A deeded boat slip provides direct water access, making it easy to set out on

  Andrew Smith Coastal Realty Associates LLC

  113 Diamond Point Ct, Surf City, NC 28445
• 

  

  /64

  $463,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,223 Sq Ft

  Mimosa Plan at Summerhouse, Holly Ridge, NC 28445

  The Mimosa offers one level living at its finest. The high ceilings in the Kitchen and Great Room give this floorplan the wow factor. The Owners Suite is spacious with an oversized closet. A split floorplan with a private Guest Bedroom hall allows for everyone in the home to enjoy their own space. This is a home is conservative on square footage but on living. The natural light pouring in through

  Legacy Homes by Bill Clark Builder

  101 Spicer Lake Dr Unit 36500110, Holly Ridge, NC 28445

Showing Results 161 - 200, Page 5 of 8