3,866

Homes for Sale near The Joy School

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  • /15

    $225,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    3411 Simmons St, Houston, TX 77004

    Step inside this quaint 1930s cottage, reimagined as a modern masterpiece! Completely gutted and rebuilt with new siding, insulation, windows, doors, heating system, plumbing, electrical, AC, and interior walls—over 90% of the home is brand new. The only original element, the charming painted porch floor, adds a touch of historic character. Enjoy modern appliances, sleek quartz countertops, and

    Marta Peralta Keller Williams Realty Metropolitan

    3411 Simmons St, Houston, TX 77004
  • /31

    $270,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,602 Sq Ft

    4810 Winnetka St, Houston, TX 77021

    Welcome to this charming home in Houston’s desirable Riverside Terrace neighborhood. This well-maintained property features original hardwood floors, updated bathrooms, a spacious living area, and a functional kitchen perfect for everyday living. Additional highlights include a detached garage with washer and dryer connections, updated windows, and a newer HVAC system. Conveniently located near

    Kimberly Spiller Keller Williams Preferred

    4810 Winnetka St, Houston, TX 77021
  • /50

    $2,047,500

    • 4 Beds
    • 4.5 Baths
    • 4,288 Sq Ft

    2114 Wroxton Rd, Houston, TX 77005

    Welcome to one of the most stunning homes on the market, in one of Houston's most prestigious neighborhoods. This amazing European Inspired Contemporary has been taken to the studs, completely and uniquely reimagined to appeal to the most discriminating. Stunning from the fabulous Double Wrought Iron Front Doors, through the Grand Entry where you will find a magnificent Formal Living Room with

    Phyllis Peak Berkshire Hathaway HomeServices Premier Properties

    2114 Wroxton Rd, Houston, TX 77005
  • /4

    $80,000

    $10K PRICE DROP
    • Land
    • 7,849 Sq Ft
    • $443,951 per Acre

    0 Carr St Unit 51502831, Houston, TX 77026

    Prime opportunity to own a vacant lot in Houston’s rapidly growing inner-city market. Conveniently located near Carr Street with easy access to major freeways, Downtown Houston, Minute Maid Park, and the East River development, this property offers outstanding potential for new construction, investment, or a custom-built home. Surrounded by ongoing redevelopment and new residential growth, this

    Zaran Engineer Cornerstone Prop Mngt, Inc

    0 Carr St Unit 51502831, Houston, TX 77026
  • /32

    $350,000

    $8K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 2,460 Sq Ft

    2604 Edgefield Lakes Dr, Houston, TX 77054

    Perfectly positioned near NRG Stadium and the Texas Medical Center, this beautifully updated home combines modern improvements with an unbeatable Houston location. Recent exterior updates include a new roof, full gutters, fresh stucco, and exterior paint. Inside, the spacious living room is filled with natural light, creating an inviting space. The landscaped flowerbeds are accented by a

    Jamie Ruten All City Real Estate Ltd.Co

    2604 Edgefield Lakes Dr, Houston, TX 77054
  • /9

    $110,000

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,166 Sq Ft

    6428 Sherwood Dr, Houston, TX 77021

    GREAT VALUE FOR THE LAND AND THE AREA. Calling all investors!!! NO OPTION PERIOD! PLEASE VIEW PROPERTY BEFORE MAKING AN OFFER!

    Stephanie Mcbride Spirit Real Estate Group, LLC

    6428 Sherwood Dr, Houston, TX 77021
  • /27

    $345,000

    New Construction $10K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 1,984 Sq Ft

    3406 Rawley St, Houston, TX 77020

    Modern Architectural Elegance awaits in this newly constructed home. Welcome to Palms Court. This 1984 sq. ft. home features 3 Beds, 3.5 Bath, and abundant natural light. High ceilings on all floors, a well-appointed kitchen with a large island. The spacious living room features two balconies for relaxing. The beautiful Primary Suite features high vaulted ceilings, and a walk-in closet.

    Gary Fondel Sluco Realty Services

    3406 Rawley St, Houston, TX 77020
  • /24

    $135,000

    • 2 Beds
    • 2 Baths
    • 789 Sq Ft

    2120 El Paseo St Unit 2708, Houston, TX 77054

    Corner unit on the second floor. Private balcony looking to the gardens. 2 bedrooms, 2 full bathrooms. New vinyl floors. No carpet. Granite countertops. Electric range, fridge, washer, dryer included. Gated community. Community pool and tennis courts. 1 assigned parking spot #422.

    Luis Navarro HomeSmart

    2120 El Paseo St Unit 2708, Houston, TX 77054
  • /37

    $599,900

    $50K PRICE DROP
    • 5 Beds
    • 6 Baths
    • 3,132 Sq Ft

    1607 Houston Ave, Houston, TX 77007

    Great Opportunity to Own a Highly Visible Property Just Minutes from Downtown Houston! Located in the thriving Arts District/First Ward, 1607 Houston Ave blends the character of a historic home with the flexibility today's buyers seek. The versatile floor plan features multiple private rooms, spacious meeting areas, a full kitchen, multiple restrooms, dedicated storage, and a welcoming front

    America Hernandez HomeSmart

    1607 Houston Ave, Houston, TX 77007
  • /41

    $1,619,950

    • 4 Beds
    • 3.5 Baths
    • 4,092 Sq Ft

    4019 Whitman St, Houston, TX 77027

    NEVER FLOODED & meticulously maintained brick traditional 4-bedroom, 3.5-bath home in sought-after Weslayan Plaza blends comfort, style, and an entertainer’s flow. Walk to Highland Village, minutes to the Galleria, Downtown & Medical Center. A wide, light-filled entry with custom lighting opens to a flexible layout: formal dining, a two-story living room with built-ins and a gas log fireplace,

    Virginia Boggus Almost Home Properties

    4019 Whitman St, Houston, TX 77027
  • /13

    $1,075,000

    New Construction $900K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 3,234 Sq Ft

    1218 Winter St, Houston, TX 77007

    Undoubtedly among the area’s most exciting offerings, the newly constructed Tranquil Builders a lifestyle like no other. One of three 4-story homes offered for sale, each free-standing residence offers a spellbinding backdrop for living and entertaining with fabulous views of downtown, private large rooftop terrace, and a superb locale close to Downtown, vibrant Allen Parkway, and nearby parks.

    Kerry Wald Douglas Elliman Real Estate

    1218 Winter St, Houston, TX 77007
  • /34

    $895,000

    • 3 Beds
    • 3.5 Baths
    • 3,286 Sq Ft

    1222 Marconi St, Houston, TX 77019

    Rarely does a contemporary home in Montrose offer both first floor living and a backyard of this size. Designed with clean architectural lines and a modern minimalist aesthetic, this freestanding home is filled with natural light and soaring ceilings. The Poggenpohl kitchen features Sub Zero and Miele appliances, an oversized island, and both gas and electric cooktops. The spacious primary suite

    Milan Aron MOD Realty, LLC

    1222 Marconi St, Houston, TX 77019
  • /26

    $335,000

    $64K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,937 Sq Ft

    15 Greenway Plaza Unit 8G, Houston, TX 77046

    High Rise Living at it's best. Luxury lifestyle. Exceptional location! Amazing views of Houston. Beautiful and spacious 2-3 bedroom unit. Loads of amenities, heated pool, valet, gated parking, concierge + LIFETIME Health Club & Fitness is next door! This get away destination provides 2 roof top pools, an expansive workout floor, group fitness studios, a full-service spa and a cafe—dedicated to

    Beverly Berry Greenwood King Properties - Kirby Office

    15 Greenway Plaza Unit 8G, Houston, TX 77046
  • /41

    $150,000

    • 1 Bed
    • 1 Bath
    • 907 Sq Ft

    2300 Old Spanish Trail Unit 2073, Houston, TX 77054

    Beautiful,spacious condo w/high vaulted ceilings & numerous upgrades. Kitchen features gorgeous granite countertops w/extended breakfast bar ideal for barstools. Upstairs loft offers an efficient use of space perfect for home office, music studio or cozy space to relax. Comfortable large bedroom has high ceilings & huge closet. The stunning bathroom has been custom designed w/high-end fixtures &

    Cynthia Schubert Texas Knights Realty

    2300 Old Spanish Trail Unit 2073, Houston, TX 77054
  • /32

    $419,000

    • 3 Beds
    • 2.5 Baths
    • 1,667 Sq Ft

    5714 Innsbruck St, Bellaire, TX 77401

    Ideally located townhome on a beautiful tree-lined Bellaire street with a private courtyard entrance. Coveted Primary Bedroom down w/ en-suite bathroom featuring a glass-framed shower & large walk-in closet with custom cabinets. Light-filled Living Room w/ gas fireplace adjacent to Breakfast Room w/ access to back patio & turfed yard. Kitchen w/ a cutout to the Living Room features granite

    Hedley Karpas Compass RE Texas, LLC - Houston

    5714 Innsbruck St, Bellaire, TX 77401
  • /36

    $725,000

    Open Sun 1PM - 3PM $120K PRICE DROP
    • 3 Beds
    • 3.5 Baths
    • 3,457 Sq Ft

    26 Stalynn Ln, Houston, TX 77027

    HOW WOULD YOU LIKE TO BE IN THE MIDDLE OF EVERYTHING? Live INSIDE THE LOOP - between both airports, easy access to businesses, restaurants, shops, parks. Go opposite of traffic! Lock-&-leave custom TH w. designer finishes. 2-story entry leads to open-concept, flex living/dining area w. abundant natural light, new deck (side access for pets & gas hook-up) & dramatic atrium for in-outdoor living.

    Gary Bisha My Castle Realty

    26 Stalynn Ln, Houston, TX 77027
  • /29

    $444,000

    • 3 Beds
    • 3.5 Baths
    • 2,062 Sq Ft

    2119 Hadley St, Houston, TX 77003

    This property was converted from a 2 bedroom to creating a full independent private bedroom. It is the only one with upgrade from this builder original's builder floor-plan layout.

    Juan Maldonado Juan Maldonado, Broker

    2119 Hadley St, Houston, TX 77003
  • /25

    $299,999

    • 3 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    1230 Mcneil St, Houston, TX 77009

    Welcome to 1230 McNeil Street! This 2022 move-in ready gem blends modern style and comfort in a prime location. Upon entering, you will enjoy a first floor living area with bright, well-distributed lighting. The main floor dazzles with an open-concept layout and luxury vinyl plank flooring. The spacious kitchen features quartz countertops, beautifully designed white cabinetry with under-cabinet

    Luis Reyes Jason Mitchell Real Estate LLC

    1230 Mcneil St, Houston, TX 77009
  • /4

    $350,000

    • Land
    • 9,999 Sq Ft
    • $1,524,600 per Acre

    0 Canal St, Houston, TX 77003

    Located in the heart of Houston’s vibrant East End, this lot offers a massive 10,000 sqft footprint primed for growth. This dynamic district is a fusion of historic charm and modern urban renewal, known for its eclectic murals, industrial-chic lofts, and a booming culinary scene featuring icons like the original Ninfa’s. Situated just minutes from Downtown, EaDo, and the METRORail, the property

    Lisa Eureste Tejas Realty Group

    0 Canal St, Houston, TX 77003
  • /30

    $398,000

    • 1 Bed
    • 1 Bath
    • 1,328 Sq Ft

    3333 Allen Pkwy Unit 2107, Houston, TX 77019

    Experience elegant living from the 21st level of The Royalton River Oaks. White glove service and all amenities make this one of Houston’s premiere highrise residences. The home features an open floor plan with formal living and dining areas, well appointed kitchen with spacious breakfast bar. Enjoy the breathtaking views from 2 private balconies with storage closets. Every room enjoys expansive

    Brenda Willson Martha Turner Sotheby's International Realty

    3333 Allen Pkwy Unit 2107, Houston, TX 77019
  • /26

    $3,800,000

    New Construction
    • 3 Beds
    • 3.5 Baths
    • 2,204 Sq Ft

    102 Asbury St Unit 1502, Houston, TX 77007

    Now Under Construction! The St. Regis Residences, Houston — an exclusive collection of 90 private residences — offers residents the timeless sophistication of the St. Regis legacy, with world-class amenities, bespoke interiors, and five-star service in residence. The 3.8 acres of secure, private, resort-like setting along the graceful Buffalo Bayou, offers panoramic views of Houston’s most

    Misty Meredith Douglas Elliman Real Estate

    102 Asbury St Unit 1502, Houston, TX 77007
  • /25

    $360,000

    • 2 Beds
    • 2 Baths
    • 2,004 Sq Ft

    1312 Live Oak St Unit 223, Houston, TX 77003

    Experience elevated urban living in this stylish EaDo loft, perfect for those who value design, walkability, and connection. Enjoy soaring ceilings, open living, and a private rooftop patio deck with sweeping Downtown views ideal for morning coffee, sunset lounging, or entertaining above the city. Step outside to Houston’s best restaurants, cafés, breweries, stadiums, and MetroRail, all just

    Randy Romman Walking Realty, LLC

    1312 Live Oak St Unit 223, Houston, TX 77003
  • /8

    $219,900

    $80K PRICE DROP
    • Land
    • 8,379 Sq Ft
    • $1,143,060 per Acre

    4209 Cline St, Houston, TX 77020

    LOCATION! LOCATION! LOCATION! One of Houston's fastest growing neighborhoods with new homes and townhomes going up all around this property. Great opportunity for BUILDERS & DEVELOPERS to build 3-Townhomes or 1-Single Family Home near the East End Area. Planned new construction is happening all around this property. InTown Homes is planned to Develop a 400+ Gated Townhome Community.

    Demetrice Ballenger Compass RE Texas, LLC - The Heights

    4209 Cline St, Houston, TX 77020
  • /42

    $849,000

    • 3 Beds
    • 3.5 Baths
    • 3,535 Sq Ft

    1210 Parkerhaven Ct, Houston, TX 77008

    Introducing 1210 Parkerhaven Court, a meticulously designed 3 bed/3.5 bath home in Timbergrove/Heights. Steps away from White Oak Bayou's 7.4 mile hike and bike trail! This residence combines traditional Heights style with European elegance. Featuring a grand entryway, formal dining area, and kitchen with high ceilings, including a butler's pantry and walk-in pantry. The second floor offers a

    Angela Ford Walzel Properties - Corporate Office

    1210 Parkerhaven Ct, Houston, TX 77008
  • /31

    $349,990

    • 3 Beds
    • 2.5 Baths
    • 1,507 Sq Ft

    3130 Trulley St, Houston, TX 77004

    Welcome to this stunning recent construction home in the heart of Central Houston! This 2-story home features 3 beds, 2.5 baths, and over 1,400 sq. ft. of living space. Inside you are greeted by soaring ceilings, luxury vinyl plank flooring, abundant natural light, and an open-concept layout. The kitchen features shaker cabinetry, granite countertops, SS appliances, and overlooks the living area.

    Olga M. Garza Nan & Company Properties - Corporate Office (Heights)

    3130 Trulley St, Houston, TX 77004
  • /50

    $365,000

    $5K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 1,269 Sq Ft

    1901 Post Oak Blvd Unit 104, Houston, TX 77056

    Get ready to live in the heart of the Galleria. Move in ready. This gem is located on the first floor of a contemporary designed building with such amenities like a pool, outdoor kitchen, outdoor fireplace, a stat of the art gym, a coffee bar, conference room, private party room, movie theater, valet parking and a reception area. Ideally located within walking distance to great dining, shopping

    Helena Jaramillo RE/MAX The Woodlands & Spring

    1901 Post Oak Blvd Unit 104, Houston, TX 77056
  • /28

    $159,000

    • 3 Beds
    • 2 Baths
    • 1,053 Sq Ft

    4933 Doolittle Blvd, Houston, TX 77033

    Fully remodeled 3-bedroom, 2-bath home, modern, move-in ready. The bright, open floor plan features a spacious kitchen with quartz countertops, a large center island, stainless appliances, and ample storage. Both bathrooms are stylishly updated with contemporary fixtures and finishes. Comfortable bedrooms with plenty of natural light, new HVAC for reliable year-round comfort, and quality new

    Anthony Romano The Agency Team

    4933 Doolittle Blvd, Houston, TX 77033
  • /18

    $92,000

    $7K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 972 Sq Ft

    7950 N Stadium Dr Unit 180, Houston, TX 77030

    Medical Center spacious 2nd floor corner unit 2 bed 1 bath condo. RENOVATED Kitchen and bathroom! Free High Speed Internet & WiFi Cable Modem Router, Cable TV, Water/Sewer and Trash Fees are all included in monthly HOA fee which owner pays. 2 oversized bedrooms with walk-in closet. Vaulted ceilings with magnificent natural lighting. Private patio off living area with storage. Gated community,

    Lili Wu Forever Realty, LLC

    7950 N Stadium Dr Unit 180, Houston, TX 77030
  • /34

    $575,000

    • 2 Beds
    • 2 Baths
    • 1,569 Sq Ft

    14 Greenway Plaza Unit 2P, Houston, TX 77046

    Beautifully updated corner unit in The Greenway featuring tree-top views and a functional, open layout. This 2-bed, 2-bath residence includes an updated kitchen with contemporary finishes, a paneled refrigerator, and an open connection to the living area. Both bathrooms feature elegant herringbone tile flooring. The primary suite offers a spacious walk-in closet, while the secondary bedroom

    Tim Surratt Martha Turner Sotheby's International Realty

    14 Greenway Plaza Unit 2P, Houston, TX 77046
  • /36

    $399,500

    • 2 Beds
    • 2 Baths
    • 1,100 Sq Ft

    1211 Caroline St Unit 1708, Houston, TX 77002

    Experience luxury living in the heart of downtown at Marlowe! This stunning 17th-floor condo offers unobstructed views, high ceilings, and modern finishes. Enjoy world-class amenities like a 24-hour concierge, valet parking, spa, fitness center, and more. The unit features quartz countertops, Bosch appliances, California Closet, wood flooring, and a spacious balcony. With 2 bedrooms, 2 bathrooms,

    Michael Junaid Republic Realty & Associates

    1211 Caroline St Unit 1708, Houston, TX 77002
  • /5

    $145,000

    $15K PRICE DROP
    • Land
    • 5,000 Sq Ft
    • $1,263,240 per Acre

    3413 Rebecca St, Houston, TX 77021

    This cleared 5,000 SF homesite offers flexibility for builders, investors, or buyers looking for a trunkey opportunity to design a custom space in a convenient Houston location. Exceptional development opportunity in Houston's rapidly growing University Area. Ideally located just minutes from Downtown Houston, the Texas Medical Center, University of Houston, Texas Southern University, and major

    Joshua May Greater Houston REP, Inc

    3413 Rebecca St, Houston, TX 77021
  • /2

    $114,900

    • Land
    • 5,148 Sq Ft
    • $972,081 per Acre

    7023 Stearns St, Houston, TX 77021

    Attention builders, investors, and developers! Prime residential parcel measuring 50' wide with high-density potential. Designed with versatility in mind, this lot is well-suited to be subdivided into two front-loading townhome sites. Situated in a fresh new subdivision featuring new infrastructure, paved street frontage, and easy access to utility connections. Single lot or multi-lot package

    Tony Rodriguez Keller Williams Houston Central

    7023 Stearns St, Houston, TX 77021
  • /24

    $95,000

    • 1 Bed
    • 1 Bath
    • 729 Sq Ft

    7950 N Stadium Dr Unit 210, Houston, TX 77030

    For sale or for lease. Minimum lease term is 12 months. Recently updated and move-in ready 1-bedroom, 1-bathroom second-floor condo with a private balcony. Lived in and meticulously maintained by the owner. Features include laminate flooring in the living room, carpet in the bedroom, a cozy wood-burning fireplace, and high ceilings with abundant natural light. The kitchen is recently painted and

    Yan Li Texas Jia Qing Realty

    7950 N Stadium Dr Unit 210, Houston, TX 77030
  • /32

    $325,000

    • 2 Beds
    • 2 Baths
    • 1,754 Sq Ft

    914 Main St Unit 910, Houston, TX 77002

    Experience urban living at its finest in this 2-bedroom, 2-bath residence at Commerce Towers in the heart of Downtown Houston. The living room and primary suite enjoy an eastern exposure, welcoming beautiful morning sunlight and showcasing views of the iconic Houston mural just outside the windows. The open-concept layout is complemented by a kitchen equipped with modern appliances, offering both

    TJ Tirado Better Homes and Gardens Real Estate Gary Greene - West Gray

    914 Main St Unit 910, Houston, TX 77002
  • /32

    $849,000

    • 3 Beds
    • 2.5 Baths
    • 2,552 Sq Ft

    1024 Alexander St, Houston, TX 77008

    Nestled in the heart of the Heights, this beautifully crafted recent construction by Mazzarino Homes seamlessly blends timeless design w/ modern luxury. This 3-bedroom, 2.5-bath home offers an open floor plan highlighted by rich hardwood floors, soaring ceilings, extensive trim work, & abundant natural light. The expansive living area w/ gas fireplace & built-ins, flows seamlessly into the chef’s

    Katherine Weatherford World Wide Realty,LLC

    1024 Alexander St, Houston, TX 77008
  • /18

    $349,990

    New Construction $10K PRICE INCREASE
    • 3 Beds
    • 2.5 Baths
    • 1,765 Sq Ft

    5221 Hillman St Unit A, Houston, TX 77023

    Graywood Homes, Award winner for 2025 Houzz Best Service presents the most popular Traditional Floor Plan on PREMIUM OVERSIZED LOT. This home is very unique for a patio home community with downstairs living, front porch and yard space! Three bedrooms up with two and a half bath. Stainless steel appliances, ECO-Wide features, solid wood cabinets, snow white quartz counter and wood floors. There is

    Shawn Baksh Trotwood Realty

    5221 Hillman St Unit A, Houston, TX 77023
  • /6

    $1,700,000

    New Construction
    • 4 Beds
    • 6 Baths
    • 5,447 Sq Ft

    9610 Chatfield St, Houston, TX 77025

    Stunning custom-built home offering 5,447 sq. ft. across three stories, located just minutes from NRG Stadium—perfect for enjoying major events, concerts, and the excitement of the Soccer World Cup right in your backyard. This elegant new construction features 4 bedrooms, 4 full baths, 2 half baths, and a 3-car garage, along with premium amenities including a private elevator, spacious game room,

    Prachir Agrawal JLA Realty

    9610 Chatfield St, Houston, TX 77025
  • /32

    $520,000

    New Construction $35K PRICE INCREASE
    • 3 Beds
    • 3.5 Baths
    • 2,125 Sq Ft

    1703 Orr St, Houston, TX 77009

    Experience elevated Inner Loop living in this stunning new construction home featuring 3 bedrooms, 3.5 baths, & approximately 2,125 sqft of thoughtfully designed modern living space. This contemporary residence offers an open-concept second floor with a spacious living room, dining area, private study, dry bar, & covered balcony—perfect for everyday living & entertaining. Designer finishes, sleek

    Luke Hurtado Nan & Company Properties - Corporate Office (Heights)

    1703 Orr St, Houston, TX 77009
  • /43

    $199,990

    $10K PRICE DROP
    • 1 Bed
    • 1 Bath
    • 679 Sq Ft

    2400 Mccue Rd Unit 118, Houston, TX 77056

    Conveniently located near Galleria Mall, this one-bedroom unit offers a peaceful retreat. With high ceilings and crown molding, it exudes elegance. The property includes a washer, dryer, refrigerator, and furniture. Enjoy easy freeway access and 24/7 security. The AC and water heater were replaced in 2024, and the stove in 2025. Feel at ease in this cozy space with a business center, pool, and

    Astrid E Vera RA Brokers

    2400 Mccue Rd Unit 118, Houston, TX 77056
  • /6

    $110,000

    • Land
    • 8,498 Sq Ft
    • $563,813 per Acre

    6401 Kassarine Pass, Houston, TX 77033

    Vacant lot south of loop 610 ready for development. Bring your investors and you designs. Water and sewer provided at the street via City of Houston. Not in the 100 Year flood plain. New Development all around. Come out and look at the opportunities that the lot could be. All changes in use must be verified by buyer.

    Rusty Cable Vanacor Properties

    6401 Kassarine Pass, Houston, TX 77033

Showing Results 601 - 640, Page 16 of 18

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