335

Homes for Sale in 32244

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  • /46

    $479,000

    • 6 Beds
    • 4.5 Baths
    • 3,912 Sq Ft

    5550 Shady Pine St S, Jacksonville, FL 32244

    THIS IS IT — a DEAL you can't beat! SPACE and UNBEATABLE VALUE ONLY $122/sq ft. Discover your diamond in Ortega Park — a quiet corner-lot home backing directly to a pond with room to add a private pool. Seller offering credit toward HVAC replacement for peace of mind. Roof 2017. Recently remodeled modern kitchen with huge island and prep sink opens to the living/dining space — perfect for

    INNA STRILKIVSKY EXP REALTY LLC

    5550 Shady Pine St S, Jacksonville, FL 32244
  • /3

    $399,990

    • Land
    • 3.68 Acres
    • $108,693 per Acre

    0 Ortega Farms Blvd Unit 2105348, Jacksonville, FL 32244

    Build your dream home on this 3.68-acre lot with Ortega River frontage. Also has potential to be broken into 8 lots. Plenty of room for a custom homes, outdoor living space, and more. Enjoy privacy, mature trees, and river views while still being close to NAS Jax, shopping, and dining.The remodeled home with a new addition on 2.06 acres next door (6343 Ortega Farms Blvd, MLS #2088195) is

    ERIC PARSONS EXIT INSPIRED REAL ESTATE

    0 Ortega Farms Blvd Unit 2105348, Jacksonville, FL 32244
  • /40

    $429,900

    • 4 Beds
    • 2 Baths
    • 2,080 Sq Ft

    5573 Casavedra Ct, Jacksonville, FL 32244

    Welcome to one of the newest homes in the Ortega Bluff subdivision. A custom-finished single-family residence built in 2020. This thoughtfully designed property features 4 spacious bedrooms, 2 elegant bathrooms, a den, a two-car garage, a 2,080 sq. ft. of finished living space. With the backyard facing the tranquil Ortega River and the front yard facing a picturesque community pond, you'll enjoy

    Randal Longo KEYS REALTY REDEFINED

    5573 Casavedra Ct, Jacksonville, FL 32244
  • /17

    $175,000

    • 2 Beds
    • 2 Baths
    • 1,264 Sq Ft

    8741 Whispering Pines Dr, Jacksonville, FL 32244

    Townhome features TWO LARGE bedrooms and TWO Large bathrooms with a fenced backyard. The kitchen, baths and floors have been upgraded and fresh paint throughout. This one will pass FHA and VA financing making it the most affordable move in ready home this side of the St Johns. New Roof to be installed prior to closing, don't play!

    Tara Hubbard RADIANT REALTY

    8741 Whispering Pines Dr, Jacksonville, FL 32244
  • /16

    $129,000

    • 2 Beds
    • 2 Baths
    • 907 Sq Ft

    6105 Maggies Cir Unit 113, Jacksonville, FL 32244

    Welcome to this 2-bedroom, 2-bath condo in a desirable gated community! This upstairs unit offers a split-bedroom layout, updated bathrooms, carpet throughout, and a screened balcony. Community amenities include a pool, playground, and walking paths. Centrally located with just about a 6 mile drive to Avondale, Murray Hill + Riverside for great dining and nightlife. Close to shopping such as

    Jayna Silverman COMPASS FLORIDA LLC

    6105 Maggies Cir Unit 113, Jacksonville, FL 32244
  • /29

    $245,000

    • 4 Beds
    • 2 Baths
    • 1,509 Sq Ft

    7988 Renault Dr, Jacksonville, FL 32244

    Come check out this charming and updated Westside 4bed/2 bath home that's ready for its next owner! You'll love the new luxury vinyl plank flooring throughout the main living areas (2024) and the fresh carpet just added to the bedrooms this year (2025). The roof was replaced in 2016, and the A/C was updated in 2013-so the nig-ticket items are still in great shape! Whether you're looking to make

    MICHAEL PECHACEK II MARK SPAIN REAL ESTATE

    7988 Renault Dr, Jacksonville, FL 32244
  • /21

    $160,000

    • 2 Beds
    • 2 Baths
    • 992 Sq Ft

    5608 Bryner Dr, Jacksonville, FL 32244

    Welcome to this elegant property that exudes a timeless appeal. The interior is adorned with a neutral color paint scheme, providing a calming and sophisticated ambiance. The kitchen is a chef's dream, boasting all stainless steel appliances that add a modern touch to the space. This property is a perfect blend of style and functionality, offering a serene living environment. Don't miss out on

    Karen Albright OPENDOOR BROKERAGE, LLC.

    5608 Bryner Dr, Jacksonville, FL 32244
  • /25

    $825,000

    • Land
    • 1.59 Acres
    • $518,868 per Acre

    3701 Collins Rd, Jacksonville, FL 32244

    River front. Approximately 1.5 Acre - Survey showing a suggestion to split to 3 lots. Lot size 135 x 514. RLD-60 - RES RIVER LD 3-7 UNITS PER ACDo not enter the property.BY AN APPOINTMENT ONLY!!!There is a house structure on the property, selling as is. buyer to do all due diligence.

    Shimon Meir BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    3701 Collins Rd, Jacksonville, FL 32244
  • /25

    $140,000

    • 3 Beds
    • 2.5 Baths
    • 1,932 Sq Ft

    7228 Cypress Cove Rd Unit 5, Jacksonville, FL 32244

    Discover easy living with water views in this spacious 3-bedroom, 2.5-bath condominium at Cypress Cove! Offering 1,932 sq ft of thoughtfully designed space, this home is filled with natural light from a dramatic wall of tinted privacy windows overlooking the water. The primary suite features a private balcony,as well an additional 3rd patio perfect for morning coffee or unwinding. Vaulted

    Anthony Gigilo TOP BROKERAGE, LLC

    7228 Cypress Cove Rd Unit 5, Jacksonville, FL 32244
  • /24

    $69,900

    • 2 Beds
    • 2 Baths

    6539 Townsend Rd Unit 122, Jacksonville, FL 32244

    Experience unmatched comfort in Jacksonville! Step into a home that boasts 2 bedrooms, 2 bathrooms, and a spacious 960 sq. ft. of open living. Designed with you in mind, it's a serene retreat in a vibrant community, conveniently close to shopping and dining. Ready for a new chapter? Let's introduce you to your new haven. Contact us or visit to explore more!

    Kevin Vayo

    6539 Townsend Rd Unit 122, Jacksonville, FL 32244
  • /16

    $69,900

    • 2 Beds
    • 1 Bath

    6539 Townsend Rd Unit 231, Jacksonville, FL 32244

    Welcome to this classic home nestled in the heart of Jacksonville. With an open concept floor plan, 2 bedrooms, 1 bathrooms, and 768 sq. ft. of living space, there is plenty of room for everyone. Be in close proximity of schools, shopping, and restaurants. This charming home has been meticulously cared for and is ready for you to move in! SETTLE DOWN WITHOUT HAVING TO SETTLE FOR LESS. Come visit

    Kevin Vayo

    6539 Townsend Rd Unit 231, Jacksonville, FL 32244
  • /11

    $74,900

    • 2 Beds
    • 2 Baths

    6539 Townsend Rd Unit 117, Jacksonville, FL 32244

    Experience unmatched comfort in Jacksonville! Step into a home that boasts 2 bedrooms, 2 bathrooms, and a spacious 960 sq. ft. of open living. Designed with you in mind, it's a serene retreat in a vibrant community, conveniently close to shopping and dining. Ready for a new chapter? Let's introduce you to your new haven. Contact us or visit to explore more!

    Kevin Vayo

    6539 Townsend Rd Unit 117, Jacksonville, FL 32244
  • /18

    $74,900

    • 2 Beds
    • 2 Baths

    6539 Townsend Rd Unit 82, Jacksonville, FL 32244

    Come see why we are living our best life at Country Roads. You can lease or buy a spacious 960 sq. ft. home with 2 bedrooms, and 2 baths. Country Roads is located in one of the most picturesque areas in Jacksonville. Close to great shopping, restaurants, and parks. It is easy to see why our residents live the best life in our neighborhood. Stop by at Country Roads, send us an email, or give us a

    Kevin Vayo

    6539 Townsend Rd Unit 82, Jacksonville, FL 32244
  • /11

    $87,900

    • 2 Beds
    • 2 Baths

    6539 Townsend Rd Unit 271, Jacksonville, FL 32244

    Come see why we are living our best life at Country Roads. You can lease a spacious 1040 sq. ft. home with 2 bedrooms, and 2 baths. Country Roads is located in one of the most desirable areas in Jacksonville. Close to great shopping, restaurants, and parks. It is easy to see why our residents live the best life in our neighborhood. Stop by at Country Roads, send us an email, or give us a call. We

    Kevin Vayo

    6539 Townsend Rd Unit 271, Jacksonville, FL 32244
  • /38

    $175,000

    • 3 Beds
    • 1 Bath
    • 1,184 Sq Ft

    7811 Club Duclay Dr, Jacksonville, FL 32244

    Charming 3BR/1BA Home -VA Assumption availableDiscover comfort and convenience in this beautiful REMODELED home! Featuring 3 bedrooms, 1 bathrooms, and a cozy layout, this gem is perfect for starters or anyone looking for a cozy retreat.✨ Open floor plan for easy living✨ Fully equipped kitchen with modern appliances✨ Spacious backyard—✨New

    Nelson Ortega NAVY TO NAVY HOMES LLC

    7811 Club Duclay Dr, Jacksonville, FL 32244
  • /21

    $280,100

    • 4 Beds
    • 2.5 Baths
    • 1,608 Sq Ft

    8708 Cheryl Ann Ln, Jacksonville, FL 32244

    Perfect for first-time buyers! This charming home features a brick front, modern design, and an open-concept layout. Enjoy an updated kitchen, spacious living, and a master suite with a private bath. Three additional bedrooms and a full bath provide ample space.The well-maintained backyard is ideal for outdoor activities. Conveniently located on Jacksonville's Westside, close to the military

    KASANDRA CONNATSER JWB REALTY LLC

    8708 Cheryl Ann Ln, Jacksonville, FL 32244
  • /28

    $188,000

    • 3 Beds
    • 2.5 Baths
    • 1,367 Sq Ft

    5628 Marathon Pkwy, Jacksonville, FL 32244

    Great opportunity to own this recently updated 3 bedroom, 2.5 bath townhome with garage in desirable westside community. Property features new roof in 2018, HVAC in 2022 and water heater in 2024! Updated kitchen with brand new cabinets, countertops and new stainless appliances. New flooring throughout, new fixtures, fresh paint and more! This property is move in ready with no HOA! Priced to sell

    Jannah Jordan KELLER WILLIAMS REALTY ATLANTIC PARTNERS

    5628 Marathon Pkwy, Jacksonville, FL 32244
  • /30

    $169,900

    • 4 Beds
    • 2 Baths
    • 1,606 Sq Ft

    6450 Sierra Dr, Jacksonville, FL 32244

    This spacious 4-bedroom, 2-bath home offers 1,606 sq ft of comfortable living in a convenient Jacksonville location. Just minutes from the serene St. Johns River and a short drive to the sandy shores of Jacksonville Beach, you'll also enjoy easy access to bustling downtown, shopping at Oakleaf Town Center, and outdoor fun at Tillie K. Fowler Regional Park. This is for those seeking both city

    Steven Koleno BEYCOME OF FLORIDA LLC

    6450 Sierra Dr, Jacksonville, FL 32244
  • /36

    $345,000

    • 4 Beds
    • 2 Baths
    • 2,040 Sq Ft

    6451 Pemberley Ln, Jacksonville, FL 32244

    Open House 9/12/25 4pm- 6pm Step into this beautifully maintained home where pride of ownership shines through every detail! From the moment you arrive, you'll notice the inviting curb appeal and thoughtfully kept landscaping that set the tone for what's inside. The main living area has been freshly painted in a modern, neutral palette (2025), creating a bright, airy space that's move-in ready

    KRISTINA HINSON COLDWELL BANKER VANGUARD REALTY

    6451 Pemberley Ln, Jacksonville, FL 32244
  • /12

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,312 Sq Ft

    6782 Jammes Rd, Jacksonville, FL 32244

    Qualified Tenant in Place!! This property is an incredible Investment Opportunity! Ask us about investor rates as low as 3.75% with an APR of 6.197% through our exclusive in-house financing options. Offered by Southern Impression Homes, this newly built property is the perfect addition to any portfolio.Take advantage of 2 years of free property management through our Builder Program and

    VALERIA DIAZ SEQUERA SUNCOAST PROPERTY MANAGEMENT LLC

    6782 Jammes Rd, Jacksonville, FL 32244
  • /22

    $179,500

    • 2 Beds
    • 1.5 Baths
    • 1,126 Sq Ft

    4358 Timuquana Rd Unit 148, Jacksonville, FL 32210

    This charming 2BR/1.5BA brick end unit townhome in Timuquana Village has been beautifully updated and is ready for new owners. Inside, enjoy upgraded ceramic tile downstairs, new carpet upstairs, enhanced trim, and a decorative wood-beam ceiling. The designer kitchen boasts granite countertops, custom tiled backsplash, upgraded cabinet-faced appliances, and large pantry. Both baths feature

    Beverley Brooke BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    4358 Timuquana Rd Unit 148, Jacksonville, FL 32210
  • /48

    $298,500

    • 3 Beds
    • 2 Baths
    • 1,569 Sq Ft

    5386 Tessa Terrace, Jacksonville, FL 32244

    This charming, brick front home is located in a quiet neighborhood tucked away on a dead-end street. Convenient location that is 5 minutes from the closest interstate to take you anywhere you need to be in minutes, and less than 5 miles from NAS Jax. Fresh interior paint and no carpet anywhere makes this home ready for you to move right in. Nicely upgraded with granite countertops in kitchen and

    Starr Keating COLDWELL BANKER VANGUARD REALTY

    5386 Tessa Terrace, Jacksonville, FL 32244
  • /45

    $220,000

    • 3 Beds
    • 2 Baths
    • 1,193 Sq Ft

    7836 Renault Dr S, Jacksonville, FL 32244

    Brand New Kitchen and Appliances!!!! Remodeled. Charming 3-Bedroom solid concrete block Ranch Near NAS Jacksonville & Shopping! Roof replaced 2021, HVAC 4 years old, HWH replaced 4/2025. Replumb 6/2025. Discover this inviting 3-bedroom, 2-bathroom ranch-style home, perfectly located just minutes from NAS Jacksonville and convenient shopping centers. This home features a primary bedroom which

    JENNY ZIMINSKI EXIT INSPIRED REAL ESTATE

    7836 Renault Dr S, Jacksonville, FL 32244
  • /2

    $875,000

    • Land
    • 2.44 Acres
    • $358,607 per Acre

    0 Blanding Blvd, Jacksonville, FL 32244

    Attention Developers! This 2.44 acre site has been approved for a 35-unit townhouse development and is ready for you to bring your architects and add your personal touch!

    Casey Tafuri COMPASS PROPERTY SERVICES INC

    0 Blanding Blvd, Jacksonville, FL 32244
  • /28

    $199,900

    • 3 Beds
    • 2 Baths
    • 1,464 Sq Ft

    5114 Greenway Dr N, Jacksonville, FL 32244

    If you are looking for a house near NAS, this is it! It is in a very convenient location to really everything. If you are looking for a flip or a fixer upper come take a look! This home is spacious with a nice back yard. Schedule your showing today! Motivated sellers!

    Amanda Wallace HERRON REAL ESTATE LLC

    5114 Greenway Dr N, Jacksonville, FL 32244
  • /58

    $359,900

    • 3 Beds
    • 2 Baths
    • 2,147 Sq Ft

    7197 Steventon Way, Jacksonville, FL 32244

    OPEN HOUSE Saturday 6 September 10:00a.m. - 12:00 p.m. This home is not a model...it only SHOWS like one....Very well maintained home in a growing area with lots of Restaurants, Stores, Shops, Service Stations, etc., 7 miles from NAS Jacksonville. Doorbell camera, Eat in Kitchen,, kitchen island, raised ceilings...Seperate room can be used as an office/den or exercise room...No need to use a

    James Andrews ERA ONETEAM REALTY

    7197 Steventon Way, Jacksonville, FL 32244
  • /40

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,526 Sq Ft

    7318 Amandas Crossing Dr S, Jacksonville, FL 32244

    Welcome to this charming home with a cozy fireplace that creates a warm and inviting atmosphere. The natural color palette throughout the property reflects a sense of timeless elegance. This residence offers flexible living space with open floor plan large kitchen with all stain steel appliances and granite counter top. spacious living space make it ideal For large family gathering . Title floor

    Taghi Shoaei JAX OCEAN VIEW LLC

    7318 Amandas Crossing Dr S, Jacksonville, FL 32244
  • /5

    $39,000

    • 2 Beds
    • 1 Bath

    5400 Collins Rd Unit 27, Jacksonville, FL 32244

    Experience unmatched comfort in Jacksonville! Step into a home that boasts 2 bedrooms, 1 bathrooms, and a spacious 768 sq. ft. of open living. Designed with you in mind, it's a serene retreat in a vibrant community, conveniently close to shopping and dining. Ready for a new chapter? Let's introduce you to your new haven. Contact us or visit to explore more!

    Danielle Luchin

    5400 Collins Rd Unit 27, Jacksonville, FL 32244
  • /15

    $279,900

    • 4 Beds
    • 2 Baths
    • 1,640 Sq Ft

    8079 Violet Willow Ln, Jacksonville, FL 32244

    Move-in ready four-bedroom, two-bathroom home located in Willow Grove! The sought after open floor plan offers functionality and includes the kitchen with granite countertops and stainless steel appliances that overlooks the large living room. Enjoy a private backyard with a peaceful treeline view—perfect for relaxing or entertaining. All bedrooms are generously sized, including the primary

    Robert Salmons ENTERA REALTY LLC

    8079 Violet Willow Ln, Jacksonville, FL 32244
  • /21

    $240,000

    • 3 Beds
    • 2 Baths
    • 1,366 Sq Ft

    Unlisted Address

    This beautifully refreshed property is ready to welcome its next residents! Major upgrades completed within the last 5 years include a new HVAC system and roof, ensuring peace of mind for years to come. Enjoy brand new flooring and fresh paint throughout, creating a clean and modern feel in every room. Plus, new appliances are on the way to complete the transformation!

    DEBRA PAPPAS PMI RIVER CITY

    Unlisted Address
  • /26

    $265,000

    • 4 Beds
    • 2 Baths
    • 1,326 Sq Ft

    6584 Larne Ave, Jacksonville, FL 32244

    This beautifully updated ranch offers 4 bedrooms, 2 bathrooms, and modern comfort throughout. The bright updated kitchen features white cabinetry, granite countertops, and stainless-steel appliances. Both bathrooms have been refreshed with stylish vanities and tiled finishes.Enjoy thoughtful touches like a striking accent wall in the living room, updated light fixtures, and smart home

    SHONNA MENZO BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

    6584 Larne Ave, Jacksonville, FL 32244
  • /21

    $343,000

    • 5 Beds
    • 3.5 Baths
    • 2,567 Sq Ft

    9286 Sharnbrook Ln, Jacksonville, FL 32244

    Investor special located on a well-kept cul-de-sac, this property offers solid bones and a spacious 5/3.5 layout with a two-car garage. The home presents a great opportunity for renovation and value-add. With strong potential in a stable neighborhood, it's ideal for those looking to bring a project to market.

    Robert Salmons ENTERA REALTY LLC

    9286 Sharnbrook Ln, Jacksonville, FL 32244
  • /33

    $258,000

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    7418 Warner Dr, Jacksonville, FL 32244

    WELCOME HOME!! This thoughtful + tasteful renovation will leave you with a peace of mind and enjoyment for the whole family! Huge Lot with a partial fenced yard, and a shed out back. NO HOA! Enter the home from the foyer to the oversized family room! There is a secondary living space off of the main living room- perfect for an additional lounge setup/ those who work from home/ a play space for

    BAILEY JORDAN NAVY TO NAVY HOMES LLC

    7418 Warner Dr, Jacksonville, FL 32244
  • /14

    $305,000

    • 3 Beds
    • 2.5 Baths
    • 2,050 Sq Ft

    8135 Settlers Landing Trail N, Jacksonville, FL 32244

    SELLER OFFERING CLOSING COST ASSISTANCE! Proudly situated on a premium cul-de-sac lot, this spacious 3 bed, 2.5 bath home features soaring ceilings and an open-concept layout—perfect for entertaining. Located minutes from top shopping, dining, beaches, marinas, and NAS Jacksonville. Inside, enjoy a bright and airy living room with ample windows and a charming brick fireplace. The updated kitchen

    Zachary Saltz LPT REALTY LLC

    8135 Settlers Landing Trail N, Jacksonville, FL 32244
  • /23

    $57,900

    • 3 Beds
    • 2 Baths

    6776 Townsend Rd Unit 50, Jacksonville, FL 32244

    Welcome to this classic home nestled in the heart of a family friendly area in Jacksonville. With an open concept floor plan, 3 bedrooms, 2 bathrooms, and 1088 sq. ft. of living space, there is plenty of room for everyone. Be in close proximity of schools, shopping, and restaurants. This charming home has been meticulously cared for and is ready for you to move in! SETTLE DOWN WITHOUT HAVING TO

    Kevin Vayo Jamestown Estates

    6776 Townsend Rd Unit 50, Jacksonville, FL 32244
  • /28

    $138,000

    • 2 Beds
    • 2 Baths
    • 1,099 Sq Ft

    6057 Maggies Cir Unit 114, Jacksonville, FL 32244

    Being offered is a 1,099 Sq. Ft. 2 Bedroom, 2 Bathroom apartment located in the gated Natures Hideaway communityThe apartment is steps away from the community pool and features an oversized living room space with an open floor plan and comes fully equipped with all kitchen appliances and stacked washer and dryer. The apartment also features a large balcony facing a wooded view.

    HELENA MARTINS CORE REALTY, LLC

    6057 Maggies Cir Unit 114, Jacksonville, FL 32244
  • /26

    $227,000

    • 3 Beds
    • 2 Baths
    • 1,222 Sq Ft

    7577 Springer Place, Jacksonville, FL 32244

    3 bedrooms with 2 full bathrooms -Large living room -Kitchen has oak cabinets, -Ceramic tile in kitchen, baths -Split bedrooms -Inside laundry area , light fixtures & ceiling fans in bedrooms - Brand new flooring in living spaces and bedrooms -Blinds thru-out -Rear covered deck - Fenced yard Front yard has chain-link & rear yard has privacy fence -1/4 acre lot.Sold AS-IS ... but seller

    Starlett Jackson POINT TO POINT REALTY

    7577 Springer Place, Jacksonville, FL 32244
  • /40

    $137,000

    • 2 Beds
    • 2 Baths
    • 907 Sq Ft

    6075 Maggies Cir Unit 113, Jacksonville, FL 32244

    This 2-bedroom, 2-bath condo offers cozy living spaces and the perfect outdoor escape with a refreshing community pool. It's the ideal place to call home.

    SHIMIDLEY DOSSOU WATSON REALTY CORP

    6075 Maggies Cir Unit 113, Jacksonville, FL 32244
  • /38

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,652 Sq Ft

    9056 Prosperity Lake Dr, Jacksonville, FL 32244

    Step into this charming one-story home featuring a freshly painted interior, a 2-car garage, and a functional, stylish layout. The kitchen includes a cozy breakfast area and is equipped with sleek stainless steel appliances, perfect for everyday meals and entertaining. The primary suite offers a double vanity, adding both convenience and comfort. This home combines practicality with modern

    Summer Brady MAINSTAY BROKERAGE LLC

    9056 Prosperity Lake Dr, Jacksonville, FL 32244
  • /12

    $867,000

    • 8 Beds
    • 8 Baths
    • 3,792 Sq Ft

    6450 Sweetbay Ln Unit 101, Jacksonville, FL 32244

    Excellent investment opportunity! This fully occupied quadplex features four rental units, each generating consistent monthly income. All units are currently leased, making this a perfect turnkey investment for any investor looking to add a cash-flowing asset to their portfolio. Don't miss the chance to own a well maintained income producing property with long term tenant stability and great

    VALERIA DIAZ SEQUERA SUNCOAST PROPERTY MANAGEMENT LLC

    6450 Sweetbay Ln Unit 101, Jacksonville, FL 32244

Showing Results 121 - 160, Page 4 of 9

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