2,453

Jefferson County KY Homes for Sale

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  • /15

    $839,900 New Construction

    • 5 Beds
    • 4.5 Baths
    • 3,912 Sq Ft

    11491 Victoria Falls Ln, Prospect, KY 40059

    Quick Move-In Home Available Your chance to own a brand-new home! Enjoy the beautiful Jackson floor plan.This home includes:Primary bedroom on the 1st floor3 bedrooms on the 2nd floorFinished basement with a 5th bedroom, bathroom, rec room, and game room2-car side-entry garageFront covered porchStunning open-plan kitchen with upgraded cabinets and quartz countertopsStainless steel

    Elite Homes Builder
    11491 Victoria Falls Ln, Prospect, KY 40059
  • /18

    $824,900 New Construction

    • 4 Beds
    • 3.5 Baths
    • 3,484 Sq Ft

    11495 Victoria Falls Ln, Prospect, KY 40059

    Dont miss the opportunity to make this beautiful, quick-move-in Kennedy plan your new home! This stunning ranch-style residence offers 3484 square feet of thoughtfully designed living space, blending luxury and comfort effortlessly. With an impressive selection of features and upgrades, this home exudes character and individuality.2-car side-entry garage3 bedrooms on the 1st floorFinished

    Elite Homes Builder
    11495 Victoria Falls Ln, Prospect, KY 40059
  • /88

    $645,000

    • 4 Beds
    • 3.5 Baths
    • 3,750 Sq Ft

    508 Nickleby Way, Louisville, KY 40245

    Welcome to your completely remodeled dream home in the highly desired Copperfield neighborhood of Middletown. This stunning property blends modern design with timeless craftsmanship, offering 4 spacious bedrooms, 3.5 full designer bathrooms, and an abundance of custom finishes throughout. Step inside to find engineered hardwood floors flowing seamlessly across the main and upper levels, creating

    Francisco Merlet EXP Realty LLC

    508 Nickleby Way, Louisville, KY 40245
  • /8

    $49,995

    • Land
    • 0.97 Acre
    • $51,541 per Acre

    3412 Westhill Cir, Louisville, KY 40214

    Welcome to Westhill Cir! The subdivision currently has multiple homes completed and more under construction. Oak Valley is excited to welcome new neighbors as it continues to develop. Build your dream home on a lot in the Oak Valley neighborhood. These lots are wooded, providing an extra layer of depth and privacy. Situated on a cul-de-sac, there is only one way into the development. Utilities

    Tera Hollinden EXP Realty LLC

    3412 Westhill Cir, Louisville, KY 40214
  • /49

    $324,890

    • 2 Beds
    • 2 Baths
    • 1,404 Sq Ft

    9101 Walter Ave, Louisville, KY 40229

    Discover this unique 2-bedroom, 2-full bath stone ranch, offering both comfort and versatility. This home also offers RENTAL INCOME OPPORTUNITY with a DUPLEX, WORK FOR EQUITY!!! including the garage. Step inside this home to find beautiful hardwood floors, a spacious living area, and a bright kitchen with newer appliances. The home's full HVAC and gas tankless water heater are only 1 year old.

    Rachel Dreyer Keller Williams Collective

    9101 Walter Ave, Louisville, KY 40229
  • /32

    $495,000

    • 4 Beds
    • 2.5 Baths
    • 2,995 Sq Ft

    3220 Broeck Pointe Cir, Louisville, KY 40241

    Welcome to this stunning 4-bedroom, 21⁄2-bath home, perfectly situated on an almost half acre in one of Louisville's most desirable areas — just off Goose Creek, close to shopping and dining. This beautifully renovated property features an open floor plan that blends modern comfort with timeless style.The heart of the home is the gorgeous kitchen, complete with quartz countertops, a stylish

    Craig Miller Keller Williams Collective

    3220 Broeck Pointe Cir, Louisville, KY 40241
  • /52

    $270,000

    • 4 Beds
    • 2 Baths
    • 2,366 Sq Ft

    10024 Prairie Dr, Louisville, KY 40272

    Welcome home to this beautifully maintained brick ranch nestled in the desirable Prairie Village neighborhood. This spacious residence features 4 bedrooms and 2 full baths, including a private primary suite for added comfort. A partially finished basement and a two-car garage offer even more space and functionality. The inviting living room boasts hardwood floors, a cozy fireplace, and abundant

    Agent Photo

    Cathy Henn

    Genesis Realty LLC

    (502) 289-6603

    10024 Prairie Dr, Louisville, KY 40272
  • /47

    $180,000

    • 2 Beds
    • 1 Bath
    • 1,001 Sq Ft

    4510 River Front Dr, Louisville, KY 40216

    Enjoy peaceful riverfront living in this updated 2BR/1BA home with an open floor plan and stunning river views! The bright living room has a wood burning fireplace and flows into an open dining room and kitchen area that is perfect for entertaining or relaxing at home. The kitchen features brand new stainless appliances that will remain. Step outside to enjoy the sights and sounds of the river or

    Leslie Linkenhoker Homepage Realty

    4510 River Front Dr, Louisville, KY 40216
  • /56

    $695,000

    • 5 Beds
    • 3.5 Baths
    • 3,302 Sq Ft

    5323 Rock Ridge Dr, Louisville, KY 40241

    Welcome home to 5323 Rock Ridge Drive, this stunning luxury home is nestled in one of the most coveted neighborhoods, Rock Springs. Every detail of this pristine home has been designed for modern elegance and effortless living. The bright and open concept floor plan flows seamlessly from the impressive chef's kitchen-featuring crisp white cabinetry, quartz countertops, stainless appliances and an

    Stacey Duvall Sherrard Stacey Duvall Real Estate

    5323 Rock Ridge Dr, Louisville, KY 40241
  • /24

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,401 Sq Ft

    5419 Mount Holyoke Dr, Louisville, KY 40216

    Don't miss out on this beautiful, brand-new home designed for ultimate comfort and convenience. With a spacious open-concept layout, the kitchen and dining area are perfect for daily life and easy entertaining. This home offers 3 bedrooms with roomy closets and two full bathrooms, including a luxurious primary suite. Built for low-maintenance living, the exterior features a deck that's great for

    Agent Photo

    Cathy Henn

    Genesis Realty LLC

    (502) 218-3991

    5419 Mount Holyoke Dr, Louisville, KY 40216
  • /72

    $535,000

    • 3 Beds
    • 2 Baths
    • 1,949 Sq Ft

    8820 Thixton Ln, Louisville, KY 40229

    Discover peaceful country living with modern comfort on this stunning 8.6-acre property. Tucked back off the road behind a gated, tree-lined entrance, this 3-bedroom, 2-bath ranch offers privacy, nature, and room to roam. The long driveway provides plenty of parking and turn-around space, along with easy access to the attached garage. A detached 24x24 garage sits toward the back of the property —

    Kathy Kelley Real Estate Go To

    8820 Thixton Ln, Louisville, KY 40229
  • /22

    $319,900

    • 4 Beds
    • 2 Baths
    • 1,778 Sq Ft

    9205 Auburn Ave, Louisville, KY 40299

    Welcome to this beautifully spacious home nestled in the heart of highly desired Jeffersontown! 2,350 potential sqft! Offering 4 bedrooms and 2 full baths, this residence blends comfort, style, and convenience. Step inside to find an inviting living room with a large, open kitchen that boasts stainless steel appliances including a gas range, ideal for cooking and entertaining. Beautiful

    Haleigh Booth EXP Realty LLC

    9205 Auburn Ave, Louisville, KY 40299
  • /36

    $175,000

    • 3 Beds
    • 2.5 Baths
    • 1,303 Sq Ft

    7813 Montero Dr, Prospect, KY 40059

    Rare Find in Prospect! 3-bedroom, 2.5 bath, townhouse offers a great opportunity!!! The home needs renovation and is priced accordingly. Perfect for buyers looking to make it their own, or flippers. The inviting floor plan features spacious living area, a galley kitchen where everything is within reach, a private courtyard, 2 off-street/assigned parking spots and comfortable bedrooms with ample

    Jennifer Fahling Schuler Bauer Real Estate Services ERA Powered

    7813 Montero Dr, Prospect, KY 40059
  • /89

    $479,000

    • 3 Beds
    • 3 Baths
    • 3,202 Sq Ft

    2417 Chattesworth Ln, Louisville, KY 40242

    Welcome to 2417 Chattesworth Lane, a spacious home in the desirable Old Brownsboro Place neighborhood offering incredible potential!3 bedrooms, 3baths with several bonus rooms Finished basement with full second kitchen Semi-circular front driveway for extra parking NEW LVP floors, brick fireplace, and spacious rooms Great bones—ready for your updates and style Located in sought-after Old

    Lainie Sewell Homepage Realty

    2417 Chattesworth Ln, Louisville, KY 40242
  • /8

    $55,000

    • Land
    • 0.37 Acre
    • $148,649 per Acre

    7904 Briscoe Woods Dr, Louisville, KY 40228

    Pie-shaped fall away lot located at the end of a quiet cul-de-sac in a restricted subdivision. The property offers partially cleared land with utilities available at the street. A small creek runs along the rear of the property. Approved construction includes brick, stone, or a combination—no vinyl permitted.

    Agent Photo

    Joshua LaRocco

    Green Team Real Estate Services

    (502) 353-1896

    7904 Briscoe Woods Dr, Louisville, KY 40228
  • /44

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,349 Sq Ft

    415 E Market St Unit 104, Louisville, KY 40202

    Incredible loft in the heart of the East Market District, built in the 1840s and once home to the Bacon & Sons Dry Goods store. Soaring 18-foot columns rise from the main level to the upper floor (crafted from the building's original supports and thoughtfully preserved). The open concept main living area flows into a well appointed kitchen featuring stainless steel appliances, a gas range,

    Lee Hensley Homepage Realty

    415 E Market St Unit 104, Louisville, KY 40202
  • /15

    $195,000

    • 4 Beds
    • 2 Baths
    • 1,543 Sq Ft

    4141 W Market St, Louisville, KY 40212

    Investor's Dream! This well-maintained duplex features two spacious 2-bedroom, 1-bath units, each offering comfortable living. Both units have received thoughtful modern updates while maintaining their classic charm, creating a warm and welcoming feel for tenants. Each unit boasts convenient living spaces, efficient kitchens, and ample closets. The property has been fully rented with reliable,

    Rebecca O'Toole Homepage Realty

    4141 W Market St, Louisville, KY 40212
  • /17

    $215,000

    • 2 Beds
    • 2 Baths
    • 1,075 Sq Ft

    3805 Yardley Ct Unit 207, Louisville, KY 40299

    Located just minutes from the shopping and dining along Hurstbourne Parkway, this beautifully updated 2-bedroom, 2-bath condo offers the perfect blend of comfort, privacy, and convenience. Quietly nestled in a peaceful setting, it features vaulted ceilings, a cozy fireplace, and a private balcony. As a second-floor home with no one above you, it offers added peace and quiet. Recent updates within

    Elizabeth Park White Picket Real Estate

    3805 Yardley Ct Unit 207, Louisville, KY 40299
  • /56

    $470,000

    • 4 Beds
    • 4 Baths
    • 3,171 Sq Ft

    10202 Falling Tree Way, Louisville, KY 40223

    Discover refined living in this beautiful 4-bedroom, 2-full-bath, 2-half-bath home, perfectly situated in the highly sought-after Plainview community of Louisville, KY. Enjoy multiple spacious living areas, including a bright formal living room, cozy family room, versatile bonus space in the finished basement, and inviting outdoor living space ideal for relaxing or entertaining. The

    Hannay Hulsman Kentucky Select Properties

    10202 Falling Tree Way, Louisville, KY 40223
  • /39

    $292,000

    • 2 Beds
    • 2.5 Baths
    • 1,395 Sq Ft

    6503 Grey Oaks Ct, Louisville, KY 40291

    Welcome to this charming 2-story brick home in Grey Oaks Cottages! This gently used gem offers 3 bathrooms and plenty of space to work from home in the versatile loft area. Located in a great neighborhood, its perfect for relaxing or entertaining. Don't miss out on this inviting home in a wonderful area, come see it today!

    Agent Photo

    Tracy French

    RE/MAX Premier Properties

    (502) 829-7715

    6503 Grey Oaks Ct, Louisville, KY 40291
  • /64

    $650,000

    • 4 Beds
    • 3 Baths
    • 4,152 Sq Ft

    3339 Dayton Ave, Louisville, KY 40207

    You can't afford to let this unique opportunity in St. Matthews pass you by! This newly renovated home sits on a sprawling double lot that provides the kind of privacy that you rarely find so close to Seneca Park. The property is lined with mature trees that offer a shaded respite for hot summer days enjoyed on the oversized patios that are perfect for entertaining. You'll notice that almost the

    Rob Deaver Keller Williams Realty -Lou

    3339 Dayton Ave, Louisville, KY 40207
  • /25

    $279,000

    • 3 Beds
    • 2 Baths
    • 1,404 Sq Ft

    5421 Mount Holyoke Dr, Louisville, KY 40216

    Don't miss out on this beautiful, brand-new home designed for ultimate comfort and convenience. With a spacious open-concept layout, the kitchen and dining area are perfect for daily life and easy entertaining. This home offers 3 bedrooms with roomy closets and two full bathrooms, including a luxurious primary suite. Built for low-maintenance living, the exterior features a deck that's great for

    Agent Photo

    Cathy Henn

    Genesis Realty LLC

    (502) 906-6702

    5421 Mount Holyoke Dr, Louisville, KY 40216
  • /28

    $195,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 2 Baths
    • 1,562 Sq Ft

    7901 Fir Green Way, Louisville, KY 40291

    Fabulous End Unit Condo with Open Layout and Natural Light in Johnson Green! Beautifully maintained 2-bedroom, 2-full-bath end unit featuring an open floor plan and abundant natural light throughout. The spacious living area offers vaulted ceilings and a gas fireplace, creating a warm and inviting atmosphere.The kitchen features updated flooring, ample cabinetry, and a sliding glass door that

    Karen Garner RE/MAX Properties East

    7901 Fir Green Way, Louisville, KY 40291
  • /52

    $574,999

    • 4 Beds
    • 2.5 Baths
    • 2,427 Sq Ft

    4090 Gilman Ave, Louisville, KY 40207

    4 bedroom, 2.5 bath home in the heart of desirable St. Matthews, fully renovated top to bottom with bonus 5th bedroom in the basement. Brand new HVAC, windows, appliances, and electrical panel—no cut corners here. Clean, modern finishes throughout, a sharp kitchen, and great flow in the living spaces. Enjoy the new deck overlooking the backyard, and take advantage of the partially finished

    Kevin Hart Allodium Real Estate

    4090 Gilman Ave, Louisville, KY 40207
  • /55

    $330,000

    • 4 Beds
    • 2.5 Baths
    • 2,731 Sq Ft

    3019 Mcmahan Blvd, Louisville, KY 40220

    Welcome to 3019 McMahan Boulevard. Lovingly cared for by the same family for over 60 years,this inviting home exudes pride of ownership and classic appeal. Step inside to find beautifulhardwood floors throughout, and a spacious, comfortable layout perfect for everyday living andentertaining. The large primary suite offers a peaceful retreat, complete with a sitting area and

    Kathi Winnenberg Homepage Realty

    3019 Mcmahan Blvd, Louisville, KY 40220
  • /34

    $239,000

    • 3 Beds
    • 1.5 Baths
    • 1,000 Sq Ft

    5120 Braidwood Dr, Louisville, KY 40219

    Welcome home to this charming 3-bedroom, 1.5-bath brick ranch on a quiet dead-end street! Lovingly maintained and move-in ready, this home features hardwood floors, a spacious eat-in kitchen with pantry, and a partially finished basement for extra living space. Recent updates include furnace, A/C, roof, gutters with guards, windows, water heater, radon system, and fresh paint. Enjoy the brand-new

    Brittany Donhoff Totally About Houses

    5120 Braidwood Dr, Louisville, KY 40219
  • /74

    $1,800,000

    • 5 Beds
    • 4.5 Baths
    • 6,583 Sq Ft

    1730 Cherokee Terrace, Louisville, KY 40205

    Welcome to the serenity of 1730 Cherokee Terrace located on the perimeter of Cherokee Park where owners stay for decades and homes seldom come to market. This Colonial style 5 bed 4.5 bath home was built just 25 years ago. It had a further 3 story addition constructed in 2011. This home sits proudly on a generous half an acre (.5015). The floor plan of this beautiful home is perfect for your

    Barbara Jones United Real Estate Louisville

    1730 Cherokee Terrace, Louisville, KY 40205
  • /37

    $374,999

    • 3 Beds
    • 3.5 Baths
    • 3,095 Sq Ft

    10011 Fern Creek Rd, Louisville, KY 40291

    Welcome home to this charming 3-bedroom, 3.5-bath beauty nestled on approximately 1 acre! Enjoy a bright kitchen featuring updated white cabinetry, granite countertops, stainless steel appliances, and abundant storage space. The main level offers a spacious laundry room, a cozy sunroom, and a closed-in back porch perfect for relaxing. Large master suite on the second level with beautiful views of

    Ashley Johnson Semonin Realtors

    10011 Fern Creek Rd, Louisville, KY 40291
  • /20

    $224,900

    • 2 Beds
    • 1 Bath
    • 1,013 Sq Ft

    4823 S 4th St, Louisville, KY 40214

    This beautifully updated home blends comfort, style, and functionality throughout. The living and dining rooms feature refinished hardwood floors, while the kitchen highlights luxury vinyl plank flooring. The hall and both bedrooms include brand-new carpet for a soft, inviting feel. The kitchen has been completely renovated with new cabinetry, countertops, lighting, fixtures, a tile backsplash,

    Steven Harrison Harrison REALTORS

    4823 S 4th St, Louisville, KY 40214
  • /25

    $165,000

    • 2 Beds
    • 1 Bath
    • 700 Sq Ft

    1618 Orchard Ave, Louisville, KY 40213

    Big opportunity in a small package! This 2 bedroom, 1 bath home in the Camp Taylor area is perfect for first-time buyers or investors alike. The home has been a successful investment property for the past 15 years and offers plenty of potential for its next owner. Enjoy easy access to nearby parks, a community swimming pool, and the Louisville Zoo, all just minutes away. The large, fully fenced

    Mollie Younger Noe EXP Realty LLC

    1618 Orchard Ave, Louisville, KY 40213
  • /43

    $390,000

    • 2 Beds
    • 2 Baths
    • 2,265 Sq Ft

    12800 Sheringham Ln, Louisville, KY 40299

    Welcome to your peaceful escape in highly sought-after Carrington Greene! This beautifully maintained and truly move-in-ready patio home sits at the end of the street, offering unmatched privacy, quiet, comfort and extra parking. Inside, you'll find an inviting layout filled with natural light. The spacious living and dining areas flow seamlessly together, creating the perfect space for hosting

    Greg Hardy United Real Estate Louisville

    12800 Sheringham Ln, Louisville, KY 40299
  • /14

    $260,000

    • 3 Beds
    • 2 Baths
    • 1,882 Sq Ft

    114 S Bayly Ave, Louisville, KY 40206

    Attention Investors! Prime Crescent Hill location just steps from Frankfort Avenue! This charming 1910 duplex is perfect to hold for rental income, flip for profit, or live in one unit and rent the other. The first-floor unit offers 1 bedroom, hardwood floors, two fireplaces, tall ceilings, built-ins, laundry hook-ups, a deck, and central air. The second-floor unit features 2 bedrooms, hardwood &

    Nina Carter G. Starks Realty Co.

    114 S Bayly Ave, Louisville, KY 40206
  • /48

    $265,000

    • 4 Beds
    • 1.5 Baths
    • 1,759 Sq Ft

    9013 Whippoorwill Rd, Louisville, KY 40229

    MOTIVATED SELLERS!!! Welcome to 9013 Whippoorwill Rd!!! This Beautiful Bedford Stone Ranch Home has been well-maintained and has so much to offer. Offering 4 Bedrooms, 2 Bathrooms (1 full and 1 half bath) and 1759 sq ft of living space. The home is located on a large corner lot with 2 separate driveway entrances that offer loads of parking spaces, a lovely front yard with mature trees, a

    Rebecca Smith United Real Estate Louisville

    9013 Whippoorwill Rd, Louisville, KY 40229
  • /40

    $272,500

    • 2 Beds
    • 2 Baths
    • 1,272 Sq Ft

    8904 Stony Falls Way, Louisville, KY 40299

    THIS MAINTENANCE FREE PATIO HOME OFFERS location and convenience, move in ready, 2 bedroom 2 full bath Features Vaulted ceilings in the great room, dining, & kitchen. Freshly painted living room/kitchen/primary bedroom. Attached 2 car garage. Bay window(s) in primary bedroom & dining. Huge Primary Bedroom with Large walk-in shower in primary bath, the primary bedroom also has 2 large his/her

    Nicholas Glass Red Edge Realty

    8904 Stony Falls Way, Louisville, KY 40299
  • /30

    $212,500

    • 2 Beds
    • 2 Baths
    • 1,122 Sq Ft

    10004 Chenoweth Vista Way Unit 10004, Louisville, KY 40299

    THIS HOME WONT LAST LONG! Don't miss your chance to own this gorgeous 2 bedroom 2 bath home, in ultra-desirable Chenoweth Park! Conveniently located less than 5 minutes to Charlie Vettiner Park this freshly painted, single story home boasts, upgraded flooring, granite countertops, fresh paint throughout, and tons of natural light! Large rooms, luxurious finishes, and a maintenance provided

    Kenneth Schreiner Front Runner Real Estate

    10004 Chenoweth Vista Way Unit 10004, Louisville, KY 40299
  • /21

    $250,000

    • 3 Beds
    • 1 Bath
    • 1,562 Sq Ft

    7406 Ronan Dr, Louisville, KY 40258

    Welcome to this inviting 3-bedroom, 1-bathroom ranch-style home offering 1,562 sq. ft. of finished living space in the desirable Midland Park subdivision. Thoughtfully updated and well maintained, this home combines modern style with everyday comfort. A covered front porch provides a warm welcome and a great place to relax outdoors. Inside, you'll find modern luxury vinyl plank flooring flowing

    The Ryan Cecil Group Collective Roots Agency

    7406 Ronan Dr, Louisville, KY 40258
  • /8

    $97,000

    • 2 Beds
    • 1 Bath
    • 770 Sq Ft

    4132 Craig Ave, Louisville, KY 40215

    Welcome home to this 2 bedroom, 1 full bath home looking for its new owner This cute ranch home would be perfect to add to your investment portfolio. The home was updated a few years ago however it will need some TLC and the right idea to do the rehab that it needs. A majority of the work would be cosmetic and one could build some sweat equity in a short time. The home features a nice living room

    Derrick Stewart DREAM J P Pirtle REALTORS

    4132 Craig Ave, Louisville, KY 40215
  • /42

    $315,000

    • 3 Beds
    • 2.5 Baths
    • 2,187 Sq Ft

    10029 Windcrest Farms Ln, Louisville, KY 40291

    Move-In Ready Like-New Home!As you enter the home step inside to a bright bonus room—perfect for a home office. The open-concept kitchen, dining area, and living room create an inviting space for everyday living and entertaining. The main floor features a spacious primary suite with a private bath, plus a laundry room and half bath for convenience. Upstairs offers a loft area, two additional

    Olivia Wrocklage BERKSHIRE HATHAWAY HomeServices, Parks & Weisberg Realtors

    10029 Windcrest Farms Ln, Louisville, KY 40291
  • /48

    $750,000

    • 3 Beds
    • 4 Baths
    • 2,709 Sq Ft

    4012 Saint Ives Ct, Louisville, KY 40207

    Don't miss this exceptional 3-bedroom, 2 full and 2 half-bath home, lovingly maintained by its owners for the past 20 years. Completely renovated at the time of their purchase, it has continued to shine with thoughtful updates throughout.In 2014, the finished basement was refreshed with new lighting and custom built-ins. In 2019, a stunning sunroom addition brought in walls of windows and a

    Harold Riedling Parker & Klein Real Estate

    4012 Saint Ives Ct, Louisville, KY 40207
  • /75

    $487,500

    • 4 Beds
    • 3 Baths
    • 2,087 Sq Ft

    3828 Ormond Rd, Louisville, KY 40207

    Check out this 4-bedroom, 3-full-bath Highlands-style home located on a quiet dead-end street in St. Matthews. The home maintains its 1930s charm with beautiful hardwood floors with mahogany inlay borders, mostly original doors, and a screened-in porch to relax and people-watch. The seller has updated the large primary suite with a complete bathroom remodel which includes a clawfoot tub, walk-in

    Michael Hall Red Edge Realty

    3828 Ormond Rd, Louisville, KY 40207

Showing Results 641 - 680, Page 17 of 18

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