2,381

Kenwood Estates, FL 1-Story Homes for Sale

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  • /21

    $575,000

    • 724 Sq Ft

    415 N H St, Lake Worth, FL 33460

    Excellent investment opportunity in the heart of Lake Worth Beach! This property features two detached homes on an oversized lot with private parking, both currently rented with good rental income. Prime location just minutes from downtown Lake Worth Beach, Lake Ave, restaurants, shopping, beaches, the Intracoastal Waterway, airports, and I-95. Zoned MU-DIXIE (Mixed Use Dixie Hwy), offering

    DANIELA RIANO Brickell Brokers LLC

    415 N H St, Lake Worth, FL 33460
  • /58

    $524,900

    $21K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,526 Sq Ft

    3214 Verdmont Ln, Wellington, FL 33414

    Welcome home to one of the best lots in VillageWalk! Situated on a prime oversized corner lot with expansive green space and tranquil waterfront views, this Divosta-built Capri III villa offers a rare combination of privacy, open scenery, and peaceful South Florida living. With wide open greenbelt areas surrounding the home, there is plenty of space for kids to play, pets to roam, or simply to

    Ryan Jennings Keller Williams Realty - Wellington

    3214 Verdmont Ln, Wellington, FL 33414
  • /13

    $115,900

    $1K PRICE DROP
    • 1 Bed
    • 1.5 Baths
    • 661 Sq Ft

    2864 Crosley Dr E Unit A, West Palm Beach, FL 33415

    Charming updated 1 bedroom 1 and a half bath, end unit villa style condo. Newer flooring, soft close cabinets, granite countertops and stainless steel appliances. New lighting, under cabinet in kitchen and recessed lighting in living. Ample closet space for the square footage. Enclosed back patio. Both bathrooms have new vanities, toilets and plumbing fixtures. Community is very active and has a

    Angela Piecewicz Atlantic Florida Properties In

    2864 Crosley Dr E Unit A, West Palm Beach, FL 33415
  • /26

    $470,000

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,458 Sq Ft

    1225 15th Ave N, Lake Worth, FL 33460

    Welcome to this charming 3-bedroom, 1-bathroom single-story residence located in Lake Worth Heights, Lake Worth Beach, FL. This well-proportioned home offers 1,458 square feet of finished living space, providing comfortable accommodations on one convenient level. The thoughtful layout delivers practical living with a large living area, making efficient use of the open areas. Situated in the

    1225 15th Ave N, Lake Worth, FL 33460
  • /36

    $334,500

    • 2 Beds
    • 2 Baths
    • 1,236 Sq Ft

    1524 Forest Lakes Cir Unit A, West Palm Beach, FL 33406

    Completely remodeled and move-in ready! This beautiful 2BR/2BA townhouse features a 2025 roof and offers modern comfort in a central, convenient location near shopping, dining, parks, transit, and major commuter routes. Enjoy a bright, open living and dining area, a well-appointed kitchen, and a private patio or balcony perfect for relaxing. The spacious primary suite includes an ensuite bath.

    Reinier Gonzalez Volante Realty Group LLC

    1524 Forest Lakes Cir Unit A, West Palm Beach, FL 33406
  • /43

    $499,900

    • 3 Beds
    • 2 Baths
    • 1,372 Sq Ft

    227 N M St, Lake Worth, FL 33460

    3 Bedroom-2 Bathroom Spanish Revival Home less than 2 Blocks from Downtown and less than a Mile to the Beach and Golf Course! Featuring Ceramic Tile flooring, a Spacious Updated Kitchen with an abundance of Storage, Roof (2021), Tankless Water Heater (2020), Updated Electric, Newer A/C Ducts, Split Floor Plan, and much more! ***OFFERING $2,000 CREDIT to buyer towards closing costs*** Located on

    227 N M St, Lake Worth, FL 33460
  • /12

    $650,000

    $49K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,018 Sq Ft

    2623 Northside Dr, Lake Worth, FL 33462

    No HOA! Enjoy true Florida living on a navigable canal with direct access to beautiful Lake Osborne—bring your boat, jet skis, or kayak and be on the lake in minutes. This property features a spacious backyard shaded by a mature avocado tree, where you'll catch a refreshing lake breeze year-round. The large driveway easily accommodates a boat, trailer, or RV, and there's a covered carport with EV

    2623 Northside Dr, Lake Worth, FL 33462
  • /16

    $625,000

    • 3 Beds
    • 2 Baths
    • 1,940 Sq Ft

    8280 Lake Cypress Rd, Lake Worth, FL 33467

    The house has been totally remodeled, including new lawn and landscape irrigation system. The entire house has been painted inside and outside new fixtures, all rooms, including high hats and new fans three new bathrooms, remodeled all new ceramic flooring entire house and Lanai four new closets installed new kitchen with cabinets, quartz countertops, stainless steel appliances, new blinds entire

    Alan Monica RE/MAX Prestige Realty/Wellington

    8280 Lake Cypress Rd, Lake Worth, FL 33467
  • /50

    $779,555

    Open Sun 12PM - 3PM
    • 2 Beds
    • 2 Baths
    • 1,600 Sq Ft

    1424 S Palmway, Lake Worth, FL 33460

    Step into a piece of Old Florida & experience the timeless character of this Key West-inspired architectural gem, ideally situated on an expansive double lot in the sought-after South Palm Park Historic District of Lake Worth Beach, just 1 block from the Intracoastal . Offering approximately 1,600 square ft (includes front porch), this distinctive residence features 2 bds & 2 bths w/ the

    James Madalone Compass Florida LLC

    1424 S Palmway, Lake Worth, FL 33460
  • /16

    $437,990

    $19K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,296 Sq Ft

    7702 Blairwood Cir S, Lake Worth, FL 33467

    Welcome to this beautiful update home featuring new tile flooring throughout, a 2024 roof, a newer kitchen with stainless steel appliances, and an updated bathroom. The entire interior and exterior have been freshly painted, creating a clean and inviting atmosphere. The attached garage has been converted into an additional air-conditioned living space that offers flexibility as a family room,

    7702 Blairwood Cir S, Lake Worth, FL 33467
  • /33

    $600,000

    • 4 Beds
    • 2 Baths
    • 2,077 Sq Ft

    1740 11th Ave N, Lake Worth, FL 33460

    Rare opportunity to acquire an oversized 0.62-acre residential parcel east of I-95 in Lake Worth Beach, surrounded by substantially smaller lots. The property currently features a main residence configured as a duplex, a separate rear cottage/mother-in-law suite, offering multiple income streams and significant upside. The owner occupies one front unit, while the other rents for $1,400/month and

    Nola Brown Keller Williams Realty/P B

    1740 11th Ave N, Lake Worth, FL 33460
  • /11

    $180,000

    • 2 Beds
    • 2 Baths
    • 1,046 Sq Ft

    404 Harbour Pointe Way Unit 404, Greenacres, FL 33413

    Welcome to this waterfront condominium located in Harbour Pointe at River Bridge in Greenacres, Florida. This single-story residence offers 1,046 square feet of finished living space with two bedrooms and two full bathrooms. The thoughtfully designed floor plan maximizes the available space, creating a comfortable, efficient, and functional home. Enjoy the added benefit of peaceful waterfront

    404 Harbour Pointe Way Unit 404, Greenacres, FL 33413
  • /17

    $429,000

    • 3 Beds
    • 2 Baths
    • 1,409 Sq Ft

    9 Danby Place, Boynton Beach, FL 33426

    Nestled on a peaceful cul-de-sac corner lot, this charming 3-bedroom, 2-bathroom home offers over 1,400 sq. ft. of bright, air-conditioned living space tailored for comfort. Inside, high volume ceilings and abundant natural light create an open, airy atmosphere from the moment you step through the door, complemented by an updated primary suite complete with a spacious walk-in closet and a modern

    9 Danby Place, Boynton Beach, FL 33426
  • /21

    $150,000

    • 2 Beds
    • 1 Bath
    • 920 Sq Ft

    5839 La Pinata Blvd Unit C-1, Greenacres, FL 33463

    INVESTOR OPPORTUNITY!! SELLER OFFERING 6 MONTHS OF CONDO DUES WITH FULL PRICE OFFER! Property is currently tenant occupied (lease expires March 31, 2027). This 2-bedroom, 1-bathroom unit is the perfect place to downsize without compromising on a social and active lifestyle. The condo offers a bright and welcoming living space and is conveniently located near the community clubhouse, pool and

    5839 La Pinata Blvd Unit C-1, Greenacres, FL 33463
  • /85

    $639,777

    • 4 Beds
    • 2 Baths
    • 1,640 Sq Ft

    1707 E Terrace Dr, Lake Worth, FL 33460

    Experience Florida waterfront living in this beautiful 4 -bedroom, 2-bath home with breathtaking water views. This home offers and updated open floor plan with updated kitchen and baths, stainless steel appliances, tile throughout, impact windows and doors, newer metal roof, newer a/c, all a/c ducts have been replaced, tankless water heater in 2026, foam insulation, boat dock, boat lift has never

    Claire Alvarez Luxury Homes Realty Group, Inc

    1707 E Terrace Dr, Lake Worth, FL 33460
  • /32

    $465,000

    $30K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,262 Sq Ft

    337 Mid Pines Rd, Palm Springs, FL 33461

    Price Reduced!! Bring your boat, RV, trailer and more! Welcome home to this well maintained 4-bedroom, 2-bathroom single-family residence in the heart of Palm Springs! Situated on a HUGE lot with NO HOA, this SOLID CBS home offers the perfect combination of comfort and functionality! Step inside to an open-concept layout featuring tile flooring throughout and an updated kitchen complete with

    Starr Santiago United Realty Group, Inc

    337 Mid Pines Rd, Palm Springs, FL 33461
  • /39

    $325,000

    • 2 Beds
    • 2 Baths
    • 1,536 Sq Ft

    3758 Blue Ridge Rd, West Palm Beach, FL 33406

    Welcome to 3758 Blue Ridge Road — a spacious and light-filled 2-bedroom, 2-bath townhome with a versatile loft and one-car garage in a convenient West Palm Beach location. Roof and exterior insurance included! Step inside to soaring volume ceilings, abundant natural light and an open, inviting floor plan that feels larger than expected. The split-bedroom layout offers privacy, while the upstairs

    JP Parton RE/MAX Direct

    3758 Blue Ridge Rd, West Palm Beach, FL 33406
  • /23

    $410,000

    $15K PRICE DROP Pre-Foreclosure
    • 3 Beds
    • 2 Baths
    • 1,699 Sq Ft

    5845 Gypsum Place, West Palm Beach, FL 33413

    This delightful one-story home sits on a desirable corner lot in a peaceful, well-maintained community. The thoughtful floor plan separates the formal living and dining areas, creating distinct spaces for entertaining and everyday living. The home features well-sized bedrooms, an elegant kitchen with granite countertops, and a backyard with a fruit tree. Recent updates include a new roof (2022),

    5845 Gypsum Place, West Palm Beach, FL 33413
  • /27

    $615,000

    Open Sun 12PM - 2PM
    • 3 Beds
    • 2 Baths
    • 1,733 Sq Ft

    1633 Woods Bend Rd, West Palm Beach, FL 33406

    Rare opportunity to own a beautifully renovated home in a neighborhood where properties seldom become available. Three bedrooms plus a bonus room for multiple uses. Light, bright, and completely updated, this home offers a fresh, modern feel with an open-concept floor plan designed for both everyday living and entertaining. The renovated kitchen features quartz countertops, stainless steel

    Robbi Auerbach LoKation

    1633 Woods Bend Rd, West Palm Beach, FL 33406
  • /49

    $2,799,000

    • 3 Beds
    • 2 Baths
    • 1,527 Sq Ft

    319 Plymouth Rd, West Palm Beach, FL 33405

    Beautiful compound on a 13,200 sq. ft. subdividable oversized lot in the Historic Belair section of West Palm Beach's Southend neighborhood. Surrounded by tall privacy hedges and iron gates, this charming property consist of a 1920's Mediterranean style 3BR/2BTH home, detached guest cottage and a detached office. Stunning original details include a walled entrance courtyard, diamond windows,

    Tom Davis Coldwell Banker/ WPB

    319 Plymouth Rd, West Palm Beach, FL 33405
  • /27

    $198,000

    • 2 Beds
    • 2 Baths
    • 941 Sq Ft

    389 Bennington Ln Unit A, Lake Worth, FL 33467

    Welcome home to effortless 55+ living in the highly desirable Covered Bridge community! This beautifully remodeled 2-bedroom, 2-bathroom residence is completely turn-key and ready for you to move right in. The bright, open-concept floor plan flows seamlessly into a fully updated modern kitchen and living space, featuring brand-new flooring throughout and two beautifully refreshed bathrooms.

    Robert Carlin Power Net Realty.com Inc.

    389 Bennington Ln Unit A, Lake Worth, FL 33467
  • /27

    $279,999

    • 2 Beds
    • 1 Bath
    • 840 Sq Ft

    618 N D St, Lake Worth, FL 33460

    Welcome to this Lake Worth home offering 2 bedrooms, 1 bathroom, plus 2 converted rooms providing additional flexible living space. The home features four window A/C units and an electric tankless water heater (2024, per seller). Enjoy both a fenced front and backyard, offering added privacy and plenty of outdoor space. A backyard shed is conveniently set up and used as the laundry room.

    Nicole Salgado Cardinal Realty Group, LLC.

    618 N D St, Lake Worth, FL 33460
  • /23

    $305,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,312 Sq Ft

    4755 Orleans Ct Unit B, West Palm Beach, FL 33415

    Welcome to this charming 3-bedroom, 2-bath villa located in a friendly and welcoming community. Whether you're searching for a comfortable place to call home or an attractive investment opportunity, this property offers a wonderful combination of convenience, comfort, and value. The villa has a fresh, move-in-ready feel and features an upgraded kitchen and bathrooms, along with crisp white

    Ileana Gomez Keller Williams Realty - Wellington

    4755 Orleans Ct Unit B, West Palm Beach, FL 33415
  • /12

    $2,495,000

    • 2 Beds
    • 2 Baths
    • 1,519 Sq Ft

    2272 S Ocean Blvd Unit T6, Palm Beach, FL 33480

    Experience ocean-to-lake living in this rare townhome directly on the Intracoastal, only 1 of 7 offered at the Reef. This move-in-ready residence features a skylight, carport, sprawling private patio, high-impact windows and doors, renovated bathrooms, living areas, and kitchen with beautiful granite countertops! Two pets welcome. Enjoy all of the amenities of The Reef, including a doorman,

    Candee Weitzman Donohue Real Estate Palm Beach

    2272 S Ocean Blvd Unit T6, Palm Beach, FL 33480
  • /18

    $445,000

    $20K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,499 Sq Ft

    7063 Middlebury Dr, Boynton Beach, FL 33436

    Welcome to this 3-bedroom, 2-bath home offering approximately 1,499 square feet of living space in Boynton Beach. The open floor plan features spacious living and dining areas, a desirable split-bedroom layout, and a primary suite with a private bathroom. Additional highlights include a 2-car garage and a backyard with plenty of space for relaxing, entertaining, or creating your ideal outdoor

    Steven Koleno Beycome of Florida LLC

    7063 Middlebury Dr, Boynton Beach, FL 33436
  • /6

    $196,000

    • 1 Bed
    • 1 Bath
    • 759 Sq Ft

    5725 Fernley Dr E Unit 70, West Palm Beach, FL 33415

    Welcome to this beautifully maintained 2-bedrooms, 1 bathroom villa in the desirable 55+ community of Cresthaven Villas. Features include an open and bright layout with tile flooring throughout main areas, a functional eat-in kitchen, and convenient inside laundry room. Solid SBC construction, hurricane accordion shutters. Conveniently located near shopping, dining, medical facilities, and major

    Silvina Henschel Atlantic Florida Properties In

    5725 Fernley Dr E Unit 70, West Palm Beach, FL 33415
  • /20

    $90,000

    • 2 Beds
    • 1 Bath
    • 8,268 Sq Ft

    3500 Lantana Dr, Lake Worth, FL 33462

    Welcome to 6085 Seashore Dr, a beautiful home located in a gated community just minutes from beaches, golf, shopping, and local amenities. This property offers an open layout, a modern kitchen, and a spacious backyard ideal for outdoor living. The community features a well-appointed clubhouse with a pool, jacuzzi, sauna, social room, dining area, and shared kitchen, plus additional parking for

    3500 Lantana Dr, Lake Worth, FL 33462
  • /18

    $33,000

    $7K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 850 Sq Ft

    6241 Elm Ln, Lake Worth, FL 33462

    Discover comfort and charm in this beautifully decorated 2-bedroom, 1.5-bath manufactured home located in the highly desirable Maralago Cay community. This home makes the most of every inch of its square footage with a bright, open layout and tasteful finishes throughout. Enjoy your morning coffee or evening breeze from the quiet back patio overlooking lush landscaping, and take advantage of the

    6241 Elm Ln, Lake Worth, FL 33462
  • /15

    $629,900

    $5K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 1,604 Sq Ft

    3830 Davis Rd, Palm Springs, FL 33461

    Lakefront 4 bedroom 3 bath home with 2 car garage and screened in patio to enjoy the waterviews! New central AC, tile floors, updated kitchen and baths with laundry room and circular drive. Enjoy fishing in your backyard!

    Cameron Siegler Coastal Prop. of S Florida LLC

    3830 Davis Rd, Palm Springs, FL 33461
  • /25

    $235,000

    • 2 Beds
    • 2 Baths
    • 937 Sq Ft

    106 Lake Pine Cir Unit C-1, Greenacres, FL 33463

    Welcome to this beautifully maintained 2-bedroom, 2-bathroom first-floor apartment, where comfort, convenience, and easy Florida living come together. Located in a desirable and well-maintained 55+ community, this move-in-ready home is perfect for year-round living or as a seasonal retreat. Start your mornings or unwind in the evenings on the inviting front porch, enclosed with both screens and

    Rossana Paredes Sutter & Nugent LLC

    106 Lake Pine Cir Unit C-1, Greenacres, FL 33463
  • /13

    $349,000

    • 2 Beds
    • 2 Baths
    • 1,196 Sq Ft

    6304 Emerald Sky Ln, Greenacres, FL 33463

    Experience the perfect blend of comfort, style, and security in this beautiful home located in the highly sought-after 55+ community of Lucerne Homes East. Featuring full hurricane impact windows throughout, a newer 2020 roof, and updated A/C, this move-in-ready residence delivers true peace of mind while embracing the best of South Florida living. From the moment you arrive, the lush manicured

    6304 Emerald Sky Ln, Greenacres, FL 33463
  • /25

    $208,000

    $2K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 848 Sq Ft

    5272 Bosque Ln Unit 31, West Palm Beach, FL 33415

    Welcome to this thoughtfully designed home in West Palm Beach featuring a functional layout that maximizes space. The kitchen offers quality cabinetry, granite countertops, and a full appliance package. Bright, open living areas are ideal for everyday living and entertaining. Rare attached garage adds convenience and value. Clean, well-maintained, and move-in ready for first-time buyers or savvy

    Cole Hammack Continental Properties, Inc.

    5272 Bosque Ln Unit 31, West Palm Beach, FL 33415
  • /44

    $155,000

    $112K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,495 Sq Ft

    147 Plantation Blvd, Greenacres, FL 33467

    FREE 3 MONTHS LOT RENT!!! 2018,move-in ready and worry free beauty. This 2018 manufactured home offers the security of modern construction in a premiere all age Palm Beach county community. It features3 bedrooms and 2 full baths. Modern construction means updated electrical, plumbing, windows, roof, and waterproof vinyl flooring throughout home. Enjoy the open floor plan and the beautiful chef's

    147 Plantation Blvd, Greenacres, FL 33467
  • /14

    $434,900

    $24K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 768 Sq Ft

    618 Hunter St, West Palm Beach, FL 33405

    Located in the highly sought-after SoSo area of West Palm Beach, this charming 2 bedroom, 1 bath home offers great flexibility as a primary residence, second home, or investment opportunity. Features include an upgraded kitchen and bathroom, plus a spacious covered and screened patio overlooking a fully fenced backyard; perfect for relaxing or entertaining. Roof is only 10 years old. Currently

    618 Hunter St, West Palm Beach, FL 33405
  • /8

    $165,000

    • 2 Beds
    • 1.5 Baths

    176 Cape Cod Cir, Lake Worth, FL 33467

    PRICE REDUCTION!! Very spacious updated 2 bedroom 1.5 bathrooms, enclosed patio, could be used as office or den. Active 55+ community in Lake Worth, FL. Beautiful details surround throughout unit. Updated kitchen with wood cabinets and granite counter tops. Tile Floors though out unit . The is veryelegant. Enjoy the convenience of the club house with 2 pools. walking trails, tennis courts.

    Patricia Dillard The N.D.I. Group, Inc.

    176 Cape Cod Cir, Lake Worth, FL 33467
  • /51

    $575,000

    $50K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,321 Sq Ft

    70 18th Ave S, Lake Worth, FL 33460

    Welcome to the sought-after South Palmway neighborhood in historic Lake Worth Beach. Just one block from the Intracoastal Waterway and moments from waterfront parks, this beautifully updated CBS home offers the perfect blend of charm, efficiency, and coastal living. Featuring 2 bedrooms, 2 bathrooms, plus a versatile bonus room with a built-in Murphy bed and direct access to the lush backyard,

    Elisabeth Csak Keyes Company

    70 18th Ave S, Lake Worth, FL 33460
  • /68

    $455,000

    Open Sun 11AM - 1PM
    • 3 Beds
    • 2 Baths
    • 1,403 Sq Ft

    39 Cedar Cir, Boynton Beach, FL 33436

    In Boynton Beach's Meadows community, this three-bedroom, two-bath home has been cared for by a single owner for 20 years. Vaulted ceilings and a wall of sliding glass doors open the living area to a screened pool patio, with mature palms and manicured landscaping framing the curb appeal. Offered at $455,000, with a flex room suited to a home office or den. Recent updates include HVAC (2023),

    Illana Cohen Keller Williams Realty Service

    39 Cedar Cir, Boynton Beach, FL 33436
  • /31

    $195,000

    $25K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,328 Sq Ft

    2886 Fernley Dr E Unit 50, West Palm Beach, FL 33415

    Welcome home to this beautifully maintained 2-bedroom, 2-bath villa-style condominium offering comfortable single-story living. Designed with a spacious and functional layout, this home features generous living and dining areas, two full bathrooms, and the convenience of no stairs. Enjoy a bright and inviting interior with plenty of space to relax or entertain. Located in the desirable Cresthaven

    2886 Fernley Dr E Unit 50, West Palm Beach, FL 33415
  • /49

    $750,000

    • 4 Beds
    • 2 Baths
    • 1,792 Sq Ft

    696 Arlington Dr, West Palm Beach, FL 33415

    BEAUTIFUL HOME!! 4 bedrooms and 2 bathrooms, this property offers a spacious backyard with lush avocado trees, fully fenced for privacy. Enjoy your mornings on the open porch with a relaxing cup of coffee. The home includes a Brand New Metal Roof (2025) and impact windows and doors for added durability and peace of mind. Ideally located near major highways, beaches, City Place, and more, this

    Elsa Perez Gonzalez Partnership Realty Inc.

    696 Arlington Dr, West Palm Beach, FL 33415
  • /41

    $540,000

    • 3 Beds
    • 2 Baths
    • 1,692 Sq Ft

    5104 Candlewood Ct, Lake Worth, FL 33467

    Discover comfort, convenience, and Florida living in this well-maintained 3-bedroom, 2-bath single-family home situated on a quiet cul-de-sac street in a desirable community. Zoned for highly rated schools nearby, this home offers a great floor plan, valuable updates, and inviting indoor and outdoor living spaces. Major improvements include a roof approximately 3 years old and an A/C and water

    Phuong Phan Atlantic Florida Properties In

    5104 Candlewood Ct, Lake Worth, FL 33467

Showing Results 481 - 520, Page 13 of 18

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