Key Largo, FL Homes for Sale with No HOA Fee

• 

  

  

  /38

  $580,000

  • 3 Beds
  • 2 Baths
  • 1,402 Sq Ft

  711 Sharon Place, Key Largo, FL 33037

  This Key Largo single-family home is designed for real life, with a layout that works for families, guests, and everyday routines. Built of solid concrete on a concrete foundation and equipped with impact windows, it offers the durability and peace of mind buyers want in the Florida Keys.Inside, the home is bright and open with tile floors throughout and a spacious living room that comfortably

  Anthony Pallaria Coldwell Banker Schmitt Islamorada

  711 Sharon Place, Key Largo, FL 33037
• 

  

  

  /20

  $255,000

  • Land

  94825 Overseas Hwy Unit 219, Key Largo, FL 33037

  Big priced reduction to $299,000. Vacant land ready to be built with permit granted. *Your Waterfront Dream Awaits* **Exclusive Private Resort with Top Security** *Discover the Perfect Location to build Your Dream Home* Nestled in the heart of a prestigious waterfront community, Key Largo Ocean Resort offers an unparalleled opportunity to build your dream home. With direct access to the ocean,

  isabel linowitz Coldwell Banker Schmitt Key Largo

  94825 Overseas Hwy Unit 219, Key Largo, FL 33037
• 

  

  

  /57

  $3,900,000

  • 5 Beds
  • 4 Baths
  • 3,906 Sq Ft

  21 Mutiny Place, Key Largo, FL 33037

  Enjoy this OPEN WATER luxury lifestyle in the coveted area of Buccaneer Point Estates in south Key Largo. Prepare to be captivated by this 5 bedroom, 4 bath extraordinary waterfront masterpiece that combines modern elegance and over 3,900 sq. ft of living space with a tropical paradise ambiance. Nestled on the shores of the bay, this custom-designed home has been thoughtfully crafted with

  TEAM Walters Gloria, Rachel and Michae Ocean Sotheby's International Realty

  21 Mutiny Place, Key Largo, FL 33037
• 

  

  

  /3

  $234,000

  • Land
  • 5,250 Acres
  • $45 per Acre

  11 Tarpon Ave, Key Largo, FL 33037

  APPROVED PLANS! Three bedrooms and two bathrooms on top floor with separate two bedrooms and one bathroom with living area on the ground floor. Separate units great for rental income and in-law quarters. Full set of plan included with the sale. Down the street from Homeowners Park, Bay views, boat launching and sunset watching.

  Barbara Eads Barbara Eads Realty Inc.

  11 Tarpon Ave, Key Largo, FL 33037
• 

  

  

  /60

  $3,500,000

  • 4 Beds
  • 4 Baths
  • 3,024 Sq Ft

  48 S Andros Rd, Key Largo, FL 33037

  A Must See!! Completely remodeled property located in Ocean Isles Estates. Breathtaking open water views, Rare 2 car garage with plenty of extra parking space, water's edge pool, 17k lbs. boat lift, impact windows and doors, metal roof, 2 master suites, Remodeled 1 bedroom/1bath on lower level, recreation area, and much more. Pictures coming Soon!!

  Juan Mejia Centennial Realty Group, LLC

  48 S Andros Rd, Key Largo, FL 33037
• 

  

  /48

  $3,995,000

  • 4 Beds
  • 4 Baths
  • 2,669 Sq Ft

  802 Bonito Ln, Key Largo, FL 33037

  This resort-style oceanfront home is the perfect vacation home or primary residence, offering unparalleled views of the Atlantic Ocean along with a heated pool and hot tub, beach area with wood fire pit, propane tiki torches, pavilion, and deep water dockage with a boat lift. The spacious interior features 4 bedrooms and 4 bathrooms across three levels. The main living area on the second floor

  Natalie Bevis Coastal Realty of the Florida Keys

  802 Bonito Ln, Key Largo, FL 33037
• 

  /2

  $1,300,000

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  94825 Overseas Hwy Unit 8, Key Largo, FL 33037

  Benson Charles Help You Save Realty

  94825 Overseas Hwy Unit 8, Key Largo, FL 33037
• 

  

  /62

  $2,270,000

  • 4 Beds
  • 3 Baths
  • 3,065 Sq Ft

  1218 Mockingbird Rd, Key Largo, FL 33037

  1218 Mockingbird Rd, Key Largo, FL 33037 tropical luxury coastal living in the heart of Key Largo turn key on Oceanside Canal 700 feet to the open ocean four bedrooms, three baths 3065 feet living square feet lot is 7645 ft. parking for four cars +2 in carport 70 feet of seawall with a boat cut in and a lift 16,000 pounds can accommodate a 30 foot boat also a lift for two jet skis home was

  Steven Koleno Beycome of Florida, LLC

  1218 Mockingbird Rd, Key Largo, FL 33037
• 

  

  /48

  $4,500,000 New Construction

  • 4 Beds
  • 5.5 Baths
  • 4,251 Sq Ft

  16 Bass Ave, Key Largo, FL 33037

  Claim your position on one of Key Largo’s most strategic stretches of water. This masterful new residence on Adams Cut delivers direct access to both ocean and bay. Two docks for serious boating, with a lift in place and room for a second. Whether you’re running offshore at sunrise or cruising into the bay at golden hour, departure is effortless & return is even sweeter. The concrete structure

  Carole Smith Compass Florida, LLC

  16 Bass Ave, Key Largo, FL 33037
• 

  

  /81

  $4,799,000 Open Thu 10AM - 12PM

  • 4 Beds
  • 3.5 Baths
  • 3,516 Sq Ft

  21 Stillwright Way, Key Largo, FL 33037

  Introducing a remarkable modern bayfront residence in Key Largo, where minimalist architecture meets the natural beauty of the Florida Keys just 45 minutes from Miami. Designed by internationally acclaimed firm Resolution: 4 Architecture whose work has been featured in Dwell, The Wall Street Journal, Architectural Record, and exhibited at the MOMA. This architecturally significant waterfront home

  TEAM Walters Gloria, Rachel and Michae Ocean Sotheby's International Realty

  21 Stillwright Way, Key Largo, FL 33037
• 

  

  /13

  $499,999

  • Land

  106261 Overseas Hwy Unit LOT 20, Key Largo, FL 33037

  Three (Commercial) adjacent lots available for sale together (1,500,000 Dollars) Ideally located on the famous US1 (Overseas Hwy) in Key Largo. Zoning is being changed to Commercial as previously zoned in the 90's, offering endless possibilities for your business. The property already has water and sewer in place, making it ready for immediate development. With exceptional exposure along this

  Jennifer Gomez LPT Realty, LLC

  106261 Overseas Hwy Unit LOT 20, Key Largo, FL 33037
• 

  

  /33

  $2,875,000

  • 5 Beds
  • 4 Baths
  • 2,463 Sq Ft

  474 Bahia Honda Rd, Key Largo, FL 33037

  This a dreamed home this won't last features modern concrete home It features a concrete roof Plus 6 car driveways, corner lot10k sqft with 200ft waterfront boasts panoramic views, access to the bay and ocean Enjoy a 80' concrete dock space for boat and boat lifts until 13k pounds, plus 125ft seawall spacious BBQ, complete impact windows/doors, also provides a First floor a guest space with

  Mariela Garriga Outclass Realty, LLC.

  474 Bahia Honda Rd, Key Largo, FL 33037
• 

  

  /24

  $335,000

  • Land
  • 0.04 Acre
  • $9,305,556 per Acre

  333 Calusa St, Key Largo, FL 33037

  RV Paradise in Key Largo. Welcome to your slice of the Florida Keys—where laid-back luxury meets outdoor adventure. Nestled in a welcoming, family-oriented community, this private lot is RV-ready and features a shaded patio with awning for breezy island living. Just minutes from restaurants, shops, bait stores, and beaches—and a quick 45-minute drive to the mainland's airports, ports and malls.

  Jose Vigo RE/MAX All Keys Real Estate

  333 Calusa St, Key Largo, FL 33037
• 

  

  /58

  $1,340,000

  • 3 Beds
  • 2 Baths
  • 1,841 Sq Ft

  230 Jolly Roger Dr, Key Largo, FL 33037

  Stunning Bayfront Property in Key Largo! This exceptional 3-bedroom, 2-bathroom home offers breathtaking,unobstructed views of the sparkling waters of the Florida Bay. Located in the heart of Key Largo, the propertyfeatures a spacious open-concept floor plan with ample natural light, a modern kitchen, and a private dock foreasy access to boating and water activities. Perfect for those

  Monique Cereceda Real Estate Empire Group, Inc.

  230 Jolly Roger Dr, Key Largo, FL 33037
• 

  

  /23

  $759,000

  • 4 Beds
  • 2 Baths
  • 1,314 Sq Ft

  664 Colson Dr, Key Largo, FL 33037

  Opportunity to own a 4-bedroom, 2-bath single-family home in the desirable Twin Lakes area of Key Largo. This property offers approximately 1,314 sq ft of living space and sits on a 6,390 sq ft lot with plenty of room for boats, RVs, or multiple vehicles. The spacious yard provides a great outdoor setting with garden views and potential to create your ideal Keys retreat. Whether you're looking

  Alex Sanchoyerto EXP Realty South LLC

  664 Colson Dr, Key Largo, FL 33037
• 

  

  /31

  $819,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,552 Sq Ft

  68 Coral Way, Key Largo, FL 33037

  BRAND NEW HOME FOR SALE IN THE HEART OF KEY LARGO! THIS IS ISLAND LIVING AT ITS FINEST! SEE FOR YOURSELF! Discover ultra modern living in this single story 3-Bedroom 2-Bathroom retreat nestled in one of Key Largo's most sought after neighborhoods. This gorgeous home offers a sleek contemporary design and exquisite finishes throughout. Step inside to find an open concept layout with seamless flow

  Barbara Guerra RE/MAX All Keys Real Estate

  68 Coral Way, Key Largo, FL 33037
• 

  /2

  $235,000

  • Land
  • 0.04 Acre
  • $5,875,000 per Acre

  94825 Overseas Hwy, Key Largo, FL 33037

  Discover the beauty of Key Largo with this stunning property located at 94825 Overseas Hwy Lot 198. Everything is new in the development, build your dream home.

  Steven Koleno Beycome of Florida LLC

  94825 Overseas Hwy, Key Largo, FL 33037
• 

  

  /40

  $625,000

  • 2 Beds
  • 2 Baths
  • 1,280 Sq Ft

  708 N Lake Dr, Key Largo, FL 33037

  Located in Twin Lakes near mile marker 103 on the bayside of Key Largo, this home offers convenient boating access and a flexible floor plan in a desirable neighborhood setting. Boat ramp is directly across the street, providing easy access to Blackwater Sound and the surrounding bayside waters. This stilt home offers approximately 1,280 square feet of living area with 2 bedrooms and 2 bathrooms.

  Jim Signor LoKation Real Estate - Pompano Beach

  708 N Lake Dr, Key Largo, FL 33037
• 

  

  /28

  $350,000

  • 2 Beds
  • 1 Bath
  • 315 Sq Ft

  101551 Overseas Hwy Unit 154, Key Largo, FL 33037

  2022 Coleman Lantern 263BH RV located in the quiet and secluded Key Largo Kampground. Deeded lot conveys with the sale (you own the land). Lot alone can be negotiable without RV transfer. 2 Bedroom/1Bath RV sits on a double entry lot that can park one boat trailer and one car or two cars and has a grandfathered shed which is no longer allowed by the county on RV Lots....perfect for vacation

  Melanie Horowitz Better Homes and Gardens Real Estate Destinations

  101551 Overseas Hwy Unit 154, Key Largo, FL 33037
• 

  

  /48

  $579,000

  • 2 Beds
  • 1.5 Baths
  • 400 Sq Ft

  325 Calusa St Unit 245, Key Largo, FL 33037

  Excellent canal front corner lot in the quietest Calusa Street. 20K lbs. Boat lift. The lot comes with a 42'' Sandpiper 5th Wheel trailer with 4 slide outs, 2 bedrooms 1 and 1/2 bathrooms, 3 mini split a/c's 1 ceiling fan. Washer and dryer outside. It is fully furnished and ready to move in. The lot has an insulated aluminum roof, over a tiled cement slab. It includes the 10 x 8 aluminum storage

  Orestes Veliz Florida Realty of Miami

  325 Calusa St Unit 245, Key Largo, FL 33037
• 

  

  /134

  $3,988,999 New Construction

  • 5 Beds
  • 3.5 Baths
  • 2,848 Sq Ft

  475 Bahia Honda Rd, Key Largo, FL 33037

  Experience unparalleled luxury and waterfront living in this stunning modern home, built in 2020 and situated on a corner lot with over 200 feet of waterfront property.*Contemporary Masterpiece*This all-CBS home boasts sleek, contemporary finishes throughout its four stories, including a gourmet chef's kitchen with a breathtaking quartz waterfall island. The interior design seamlessly blends

  Elizabeth Gonzalez Alfonso Pinpoint Real Estate Solutions Inc.

  475 Bahia Honda Rd, Key Largo, FL 33037
• 

  

  /22

  $785,000

  • 3 Beds
  • 4 Baths
  • 1,500 Sq Ft

  19 Garden Cove Dr, Key Largo, FL 33037

  Gorgeous newly remodeled home is the epitome of the Florida Keys lifestyle. Above ground pool, gazebo with gas grill. Paradise found! Plenty of room for the entire family with one bedroom and one bathroom downstairs with separate entrance. Plus 2 bedrooms / 3 bathrooms upstairs. This home features tile floors throughout, spacious gourmet kitchen with stainless steel appliances, and much more!

  Vivian Alfred Coldwell Banker Realty - Coral Gables

  19 Garden Cove Dr, Key Largo, FL 33037
• 

  

  /40

  $3,950,000 New Construction

  • 5 Beds
  • 5 Baths
  • 4,306 Sq Ft

  301 Buttonwood Cir, Key Largo, FL 33037

  Extraordinary 6,043 Sq.Ft. waterfront home with the finest quality finishes, set in a private enclave at Buttonwood Circle. This entertainer's dream home offers spacious living and dining areas with a gourmet kitchen. Highlights include a gorgeous main suite with a spacious balcony and a luxurious bath equipped with a spa tub, separate shower, and large walk-in closet. Enjoy the desirable Florida

  Judith Zeder Coldwell Banker Realty

  301 Buttonwood Cir, Key Largo, FL 33037
• 

  

  /102

  $7,299,000 New Construction

  • 5 Beds
  • 4.5 Baths
  • 3,490 Sq Ft

  1002 Snapper Ln, Key Largo, FL 33037

  Brand New Luxury Oceanfront Estate | 300+ Ft of Water FrontageExperience exceptional coastal living in this brand-new luxury oceanfront estate in Key Largo, offering over 300 feet of water frontage with sweeping open-water views and direct boating access. Expertly built by renowned Nivar Group, Ocean Reef builders known for elite craftsmanship and high-end coastal construction, this newly

  Brooke Vega American Caribbean Real Estate, Christie's International Real Estate

  1002 Snapper Ln, Key Largo, FL 33037
• 

  

  /21

  $1,390,000 New Construction

  • 3 Beds
  • 3 Baths
  • 1,553 Sq Ft

  94825 Overseas Hwy Unit 108, Key Largo, FL 33037

  Stefany Denis Florida Realty of Miami

  94825 Overseas Hwy Unit 108, Key Largo, FL 33037
• 

  

  /74

  $10,400,000

  • 4 Beds
  • 7 Baths
  • 3,723 Sq Ft

  180 Pompano Dr, Key Largo, FL 33037

  This 2-story estate sits on a 7,300 SF point lot at the tip of Adam’s Cut w/167 FT WF & views to Largo Sound w/ocean access. Spanning 3,723 SF the 4BR/5+2BA home features La Finestra impact windows, elevator & Shell Reef limestone floors. 1st floor offers living room w/floor-to-ceiling windows, drop-down TV, terrace access, open dining area, & chef’s kitchen w/backlit polished Plume Quartz island

  Jill Eber Coldwell Banker Realty

  180 Pompano Dr, Key Largo, FL 33037
• 

  

  /48

  $1,325,000

  • 5 Beds
  • 3 Baths

  443 4th Rd, Key Largo, FL 33037

  Investor's Dream: Versatile Single-Family Home with Private Apartment: Fully updated single-family home offering the perfect blend of comfort, style, and versatility — ideal for investors or multi-generational households.The main home features 3 well-appointed bedrooms and 2 bathrooms. Remodeled kitchen, spacious dining a& living room with open-concept layout. Heated pool, expansive patio

  Jacqueline Urroz One Stop Realty

  443 4th Rd, Key Largo, FL 33037
• 

  

  /48

  $2,400,000

  • 5 Beds
  • 4 Baths
  • 2,778 Sq Ft

  254 Lower Matecumbe Rd, Key Largo, FL 33037

  Welcome to your turnkey Florida Keys Oasis. It's big, it's beefy, and it's a whole lot of tropical fun. From exquisite modern details to a vibe that just says ahhhh. Spacious, and built in 2019 with solid CBS construction, impact windows and doors and a comfort level perfect for full-time island living or an easy South Florida weekend escape.This elegant 5 Bedroom / 4 Bathroom coastal home

  Mykael Marinelli American Caribbean Real Estate, Christie's International Real Estate

  254 Lower Matecumbe Rd, Key Largo, FL 33037
• 

  

  /61

  $1,429,000

  • 3 Beds
  • 2 Baths
  • 1,232 Sq Ft

  81 Jean la Fitte Dr, Key Largo, FL 33037

  Welcome to refined waterfront living in Key Largo. Positioned on a generous, fully fenced parcel in the highly coveted Buccaneer Point community, this updated waterfront residence offers an exceptional blend of privacy, quality, and direct bay access. The property is set on a protected bayside basin with a private dock, providing immediate entry to both bay and ocean via Tavernier Creek or Adams

  TEAM Walters Gloria, Rachel and Michae Ocean Sotheby's International Realty

  81 Jean la Fitte Dr, Key Largo, FL 33037
• 

  

  /28

  $5,700,000 New Construction

  • 6 Beds
  • 7.5 Baths

  258 Caribbean Dr, Key Largo, FL 33037

  Pictures are coming soon.The picture is a Rendering image.Brand-new waterfront construction featuring 6 bedrooms and 7.5 bathrooms with a modern open-concept design. This residence offers high-quality finishes throughout, including a chef's kitchen with premium Sub-Zero appliances. Built with efficiency and durability in mind, the home includes a metal roof, solar panels, and a water cistern

  Merlin Perez Golden International Realty Corp

  258 Caribbean Dr, Key Largo, FL 33037
• 

  

  /27

  $659,000

  • 3 Beds
  • 2 Baths
  • 1,415 Sq Ft

  38 Coral Way, Key Largo, FL 33037

  A sleek and contemporary 3-bedroom, 2-bath CBS home in the heart of Key Largo, offering modern comfort and thoughtful design throughout. The open-concept layout is enhanced by elegant porcelain tile flooring, creating a bright and cohesive living space. Quality upgrades include a metal roof, impact-rated windows and doors, upgraded plumbing fixtures, a paver driveway, and well-planned interior

  David Lazcos Real Estate Sales Force, Inc.

  38 Coral Way, Key Largo, FL 33037
• 

  

  /63

  $2,200,000

  • 3 Beds
  • 2.5 Baths
  • 2,100 Sq Ft

  894 Ellen Dr, Key Largo, FL 33037

  "UPDATES" 3/15/26 Freshly painted exterior, new pergola for relaxing on the dock, new fence, and new pool heater/chiller. Embrace the open bright treehouse feel of this renovated home tucked away on a dead-end street in sought after Twin Lakes subdivision. 40 minutes from Miami yet feeling like a tropical Oasis. Catch the breeze from the wrap around porches or the sunset from the large rooftop

  Jaclyn Kelley, Broker Better Homes and Gardens Real

  894 Ellen Dr, Key Largo, FL 33037
• 

  

  /23

  $355,000

  • Land
  • 0.04 Acre
  • $8,875,000 per Acre

  325 Calusa St, Key Largo, FL 33037

  Calusa RV campground is your ideal destination! This versatile getaway delivers the full package: • Prime Water Access: Set just steps from the pool and offering effortless access to some of the best fishing waters in the region. • Room for All Your Toys: Plenty of space to store your boat, jet skis, kayaks, and other aquatic gear — plus ample parking for your RV. • Vacation-Ready &

  Jose Vigo RE/MAX All Keys Real Estate

  325 Calusa St, Key Largo, FL 33037
• 

  

  /101

  $2,300,000 Open Sat 11AM - 1:30PM

  • 2 Beds
  • 2 Baths
  • 1,216 Sq Ft

  974 Shaw Dr, Key Largo, FL 33037

  Welcome to this exceptional Bali-inspired canal-front retreat in the heart of Key Largo, where modern design meets resort-style living. Completely transformed and remodeled, this home was designed to feel like a private getaway, blending clean contemporary lines with warm, tropical elements and seamless indoor-outdoor flow. Set on 75 feet of waterfront, the backyard is a true showpiece. This

  Carlos Lorenzo American Caribbean Real Estate, Christie's International Real Estate

  974 Shaw Dr, Key Largo, FL 33037
• 

  

  /8

  $250,000

  • Land

  94825 Overseas Hwy Unit 67, Key Largo, FL 33037

  Ready to build on an excellent location! No ROGO, All gated community with security guards 24/7 for your peace of mind. Ocean front Resort with breezes and spectacular sunrises every morning from the Marina. Lush landscaping greets you as you pull into the Resort and leads you to the many different amenities offered. It's like entering in another state of mind, a completely stress-free

  Maria Barroso Coldwell Banker Schmitt Key Largo

  94825 Overseas Hwy Unit 67, Key Largo, FL 33037
• 

  

  /13

  $339,000

  • Land
  • 0.03 Acre
  • $11,300,000 per Acre

  94825 Overseas Hwy, Key Largo, FL 33037

  **Prime Opportunity in Key Largo Ocean Resort** The best new Luxury Community in Key Largo for single family homes. Build the water view home of your dreams in this wonderful community. The land is already approved by Monroe County for a residential home up to 3 levels, including a roof terrace that will offer spectacular day and evening views. The community provides exceptional amenities

  Maria Elena Arias The Keyes Company

  94825 Overseas Hwy, Key Largo, FL 33037
• 

  

  /13

  $499,999

  • Land

  106281 Overseas Hwy Unit LOT 18, Key Largo, FL 33037

  Three (Commercial) adjacent lots available for sale together (1,500,000 dollars) Ideally located on the famous US1 (Overseas Hwy) in Key Largo. Zoning is being changed to Commercial as previously zoned in the 90's, offering endless possibilities for your business. The property already has water and sewer in place, making it ready for immediate development. With exceptional exposure along this

  Jennifer Gomez LPT Realty, LLC

  106281 Overseas Hwy Unit LOT 18, Key Largo, FL 33037
• 

  

  /34

  $300,000

  • Land

  101551 Overseas Hwy Unit 22, Key Largo, FL 33037

  Longest Pull through Vacant lot 28.5' wide by 59' Long available in Key Largo Kampground & Marina, a premier RV/campground and marina community in the Florida Keys, ready to plug in and enjoy or begin renting immediately. This lot is currently enrolled in the campground's rental program, earning approximately $125-$150 per night. The community sits on 40 scenic oceanside acres inside of John

  Kelly Randin RE/MAX All Keys Real Estate

  101551 Overseas Hwy Unit 22, Key Largo, FL 33037
• 

  

  /72

  $16,900,000

  • 6 Beds
  • 6.5 Baths
  • 3,862 Sq Ft

  95410 Overseas Hwy, Key Largo, FL 33037

  Escape to your own tropical paradise with this dreamy, ultra-luxurious 6-acre estate on Key Largo Bay, just one hour south of Miami. This extraordinary private retreat features a main residence w/in-law suite, plus three accessory dwelling units, offering a total of 6 bedrooms, 6 full bathrooms, and 1 half baths, perfect for hosting family and friends or creating a secluded personal sanctuary.

  Alexander Sepkowski Better Homes & Gdns RE Fla 1st

  95410 Overseas Hwy, Key Largo, FL 33037
• 

  

  /38

  $499,000

  • 1 Bed
  • 1 Bath
  • 561 Sq Ft

  40 Pirates Dr, Key Largo, FL 33037

  Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. 2 kayaks and bicycles

  Susan Holler LoKation

  40 Pirates Dr, Key Largo, FL 33037

Showing Results 201 - 240, Page 6 of 7