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Kissimmee, FL Homes for Sale under $400,000

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  • /15

    $365,000

    • 4 Beds
    • 2 Baths
    • 1,766 Sq Ft

    2538 Crown Ridge Cir, Kissimmee, FL 34744

    Seller is offering $5,000 towards buyer’s closing costs. Beautiful home in the desirable REMINGTON COMMUNITY. Great value, excellent location and strong amenities. Schedule your showing today to this beautiful 4 Bedrom,2 Bathroom single-family home located in exclusive resort -style. Perfect for families seeking comfort, privacy and active lifestyle. Residents enjoy access to a golf course,

    Elinda Soto SUAREZ REALTY INC.

    2538 Crown Ridge Cir, Kissimmee, FL 34744
  • /35

    $339,000

    • 3 Beds
    • 2.5 Baths
    • 1,749 Sq Ft

    2947 Langdon Ln S, Kissimmee, FL 34741

    Why wait to build when this tremendous home is available now! Located near all of Florida’s major attractions such as the theme parks and major roads, to several shopping centers such as The Loop, and more! Feel at peace as this home is located in a gated community which also contains beautiful ponds, a children’s playground, and a community pool; so much to enjoy! Stepping into the wonderful

    Blanca Armada REMAX PREMIER PROPERTIES

    2947 Langdon Ln S, Kissimmee, FL 34741
  • /15

    $355,500

    • 3 Beds
    • 2 Baths
    • 1,474 Sq Ft

    2121 Preston Ln, Kissimmee, FL 34746

    Beautiful ONE STORY SINGLE FAMILY IN EAGLE LAKE, 3bed & 2 full bath, built 2019. The house was recently painted on the outside on Nov 2024, the house has a great layout of open concept from the spacious kitchen you can entertain guess as its integrated to the social area Living and dinning rooms, this single family home its located in the prestine community of EAGLE LAKE, its a bold eagle

    Ricardo Arosemena CASAMAGNA REALTY LLC

    2121 Preston Ln, Kissimmee, FL 34746
  • /59

    $369,990

    • 3 Beds
    • 2.5 Baths
    • 1,814 Sq Ft

    1631 Bitteroot St, Kissimmee, FL 34744

    Welcome to 1631 Bitteroot Street. A stunning 3 bedroom 2 1/2 bath corner unit townhome built in 2024 by DR Horton Homebuilders. This smart home is located in the desirable community of Kindred. The 1816 sq. ft. home features a spacious kitchen with granite counters, wooden cabinets, stainless steel Whirlpool appliances, and a spacious pantry. Wide open floor plan with a dining room, living room

    Barbara Pisciotta SUNBRIGHT REALTY, LLC.

    1631 Bitteroot St, Kissimmee, FL 34744
  • /28

    $319,000

    • 3 Beds
    • 2 Baths
    • 1,545 Sq Ft

    1801 Stargazer Trail, Kissimmee, FL 34758

    Welcome to 1801 Stargazer Trail in the guard-gated Brighton Landings community of Kissimmee. This spacious home features an open floor plan, high ceilings and abundant natural light. The kitchen offers modern appliances, ample counter space and a breakfast bar, perfect for everyday living and entertaining. The home includes three generously sized bedrooms, including a primary suite with a private

    Lucy Zavarce-Silva PREMIER SOTHEBYS INTL REALTY

    1801 Stargazer Trail, Kissimmee, FL 34758
  • /55

    $315,000

    • 2 Beds
    • 2 Baths
    • 1,235 Sq Ft

    3161 Paradox Cir Unit 403, Kissimmee, FL 34746

    Beautiful 2-bedroom, 2-bathroom condo located on the 4th floor with elevator access, featuring a desirable open floor plan and fully furnished. The spacious kitchen offers a large island overlooking the bright living and dining areas — perfect for entertaining. Enjoy a relaxing lake view right from the living room. The home also includes a laundry room with washer and dryer. The owner’s suite

    Adrian Antunes, Sr GLASSTONE GROUP INC

    3161 Paradox Cir Unit 403, Kissimmee, FL 34746
  • /31

    $359,000

    • 3 Beds
    • 2.5 Baths
    • 1,590 Sq Ft

    2812 Cello Ln, Kissimmee, FL 34741

    Rare Opportunity. Pristine former model home in the Guard-Gated Community of Tapestry. Experience luxury and peace of mind in this meticulously maintained home, designer-upgraded townhouse. As a former model home, this property boasts premium finishes and has been kept in impeccable condition- never used as a rental and ready for its new owners. Open Concept living, the spacious floor plan

    Alexandra Cana LPT REALTY, LLC

    2812 Cello Ln, Kissimmee, FL 34741
  • /28

    $329,900

    • 4 Beds
    • 4 Baths
    • 2,226 Sq Ft

    4988 Bond St W, Kissimmee, FL 34758

    Short Sale. ****SHORT SALE *** SHORT TERM RENTALS ALLOWED ****the sale of this property is subject to bank approval of price , Beautiful property with pool , located in the desirable gated community of TRAFALGAR , 4 Bedroom and 4 Baths , Pool and covered Lanai , front and back . Monthly maintenance include Pool and lawn care, and the community areas ( huge pool, gym, game room and movie room )

    Consuelo Zea ZEA REALTY & ASSOCIATES

    4988 Bond St W, Kissimmee, FL 34758
  • /29

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,790 Sq Ft

    307 Colony Ct, Kissimmee, FL 34758

    Welcome to 307 Colony Ct in Kissimmee—a charming and well-maintained home tucked away on a quiet cul-de-sac, offering both comfort and convenience in a desirable Central Florida location. This inviting property features a bright and open floor plan designed for everyday living and effortless entertaining. The spacious living area flows seamlessly into the dining space and kitchen, creating a warm

    Dinorah Navarro LPT REALTY, LLC

    307 Colony Ct, Kissimmee, FL 34758
  • /35

    $395,000

    • 5 Beds
    • 4 Baths
    • 2,024 Sq Ft

    3039 Beach Palm Ave, Kissimmee, FL 34747

    Experience the stunning beauty of this remarkable townhome, perfectly perched in Paradise Palms with tranquil lake views that set the scene for luxurious living. This home offers 5 bedrooms and 4 bathrooms, with two bedrooms on the lower level and three upstairs, providing flexible space for families, guests, or a dedicated home office. It comes fully furnished for a seamless, hassle-free

    Alyssa Barker THE JERRY BARKER GROUP LLC

    3039 Beach Palm Ave, Kissimmee, FL 34747
  • /19

    $339,999

    • 4 Beds
    • 2 Baths
    • 1,942 Sq Ft

    1504 Fort Meade Place, Kissimmee, FL 34759

    Welcome to this 4-bedroom, 2-bathroom home nestled on a cul-de-sac in Poinciana Villages! Situated on an oversized .35-acre lot, this property offers a fully fenced yard—perfect for outdoor living, pets, or entertaining. Step inside to an inviting open floor plan featuring a seamless flow between the living and dining areas, ideal for both everyday living and hosting guests. The kitchen is a true

    Veronica Figueroa EXP REALTY LLC

    1504 Fort Meade Place, Kissimmee, FL 34759
  • /34

    $360,000

    • 3 Beds
    • 3 Baths
    • 1,545 Sq Ft

    Unlisted Address

    Turnkey, fully furnished 3BR/3 BA townhome in highly desirable Margaritaville Resort Orlando. Located just minutes from Disney, this property is already operating as a successful short-term rental with management in place or the option to self-manage. Features include an open floor plan, 1 FULL BED & BATH on 1ST FLOOR, quartz countertops, tile flooring, and included linens, housewares, and decor.

    Stellar Non-Member Agent STELLAR NON-MEMBER OFFICE

    Unlisted Address
  • /30

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,192 Sq Ft

    2317 Santa Lucia St, Kissimmee, FL 34743

    Welcome this ideal choice for a comfortable starter home! Located in Kissimmee- Lakeside Community subdivisión is called MONTEREY VILLAGE) This charming residence offers three bedrooms and two bathrooms. As you step inside, you'll immediately appreciate the natural light that fills the space, creating a warm atmosphere. With tile flooring extending through the entire home, you'll love the easy

    Angel Rivera LA ROSA REALTY LLC

    2317 Santa Lucia St, Kissimmee, FL 34743
  • /35

    $350,000

    • 4 Beds
    • 2.5 Baths
    • 1,996 Sq Ft

    1904 Tohoqua Blvd, Kissimmee, FL 34744

    Short Sale. BUILT IN 2023 and MOVE-IN READY, this like new 4-bedroom, 2.5-bath townhome in the Tohoqua community of Kissimmee delivers modern design, LOW MAINTENANCE LIVING, and a location that keeps you close to everything Central Florida has to offer! A private PAVER PATIO and 2-CAR REAR FACING GARAGE create a welcoming back entrance with a COVERED PORCH at the front, where you can enjoy green

    Jennifer Wemert WEMERT GROUP REALTY LLC

    1904 Tohoqua Blvd, Kissimmee, FL 34744
  • /51

    $315,000

    • 4 Beds
    • 2 Baths
    • 1,787 Sq Ft

    407 Blackbird Way, Kissimmee, FL 34759

    Welcome to your Florida-style home. This home features an open floor concept, great for entertaining and family gatherings. This Home is in great condition with 4 bedrooms, 2 baths, a fenced backyard, a separate living room, and a dining room.The roof was changed in 2019, and the AC in 2020. The house has been painted, and new tiles and baseboards have been installed throughout the home. The

    Wanda Santana REALTY HUB

    407 Blackbird Way, Kissimmee, FL 34759
  • /45

    $389,900

    • 3 Beds
    • 2 Baths
    • 1,536 Sq Ft

    529 Eagle Pointe N, Kissimmee, FL 34746

    Welcome to 529 Eagle Pointe N, a beautifully maintained and fully furnished 3-bedroom, 2-bath pool home in the highly sought-after Eagle Pointe community of Kissimmee. This turn-key property offers the perfect blend of comfort, style, and investment potential — ideal as a primary residence, vacation retreat, or short-term rental.Step inside to find a bright open floor plan with high ceilings,

    Paola Almonte REMAX PREMIER PROPERTIES

    529 Eagle Pointe N, Kissimmee, FL 34746
  • /44

    $320,000

    • 4 Beds
    • 2 Baths
    • 1,872 Sq Ft

    660 Cotulla Dr, Kissimmee, FL 34758

    Welcome to this beautiful home built in 2022, offering modern construction, energy efficiency, and peace of mind. With the roof, impact windows, appliances, and major systems all installed 2022. Step inside to a bright and open layout designed for both comfort and functionality. The desirable split bedroom floor plan provides added privacy, with the primary suite set apart from the secondary

    Mario Rodriguez United Realty Group Inc.

    660 Cotulla Dr, Kissimmee, FL 34758
  • /37

    $349,000

    • 3 Beds
    • 3 Baths
    • 1,372 Sq Ft

    3229 Energy Dr, Kissimmee, FL 34747

    Make your Disney dreams come true – own your piece of The Hub today! Welcome to your dream home in The Hub, Kissimmee's premier gated community, just moments away from the Disney magic! This exquisite townhouse offers not just a place to live, but a lifestyle to embrace. With 3 beautifully designed suites, each with its own bathroom, privacy and comfort are at the forefront. The smart home system

    Alex Leonardo MS LAND & BUILDING LLC

    3229 Energy Dr, Kissimmee, FL 34747
  • /60

    $345,000

    • 5 Beds
    • 3 Baths
    • 2,203 Sq Ft

    1001 Dampierre Ct, Kissimmee, FL 34759

    Welcome home to this beautifully maintained 5-bedroom, 3-bath residence in the highly sought-after Poinciana Village community. Designed for both comfort and functionality, this spacious home offers an open-concept layout that’s perfect for entertaining or enjoying everyday life. Natural light pours into the living areas, creating a bright, welcoming atmosphere throughout. The kitchen is

    Trevor Zwick KELLER WILLIAMS ELITE PARTNERS III REALTY

    1001 Dampierre Ct, Kissimmee, FL 34759
  • /14

    $395,955

    • 4 Beds
    • 2 Baths
    • 1,874 Sq Ft

    1983 Peridot Cir, Kissimmee, FL 34743

    Welcome to this charming 4-bedroom, 2-bath home offering 1,874 square feet of comfortable living space. Designed with both relaxation and entertaining in mind, this home features an open-concept layout that seamlessly connects the kitchen, dining, and living areas. Natural light fills the space, creating a warm and inviting atmosphere throughout. Situated on a spacious lot with a peaceful pond

    Jean Julme CENTRIC REALTY SERVICES LLC

    1983 Peridot Cir, Kissimmee, FL 34743
  • /20

    $322,009 New Construction

    • 3 Beds
    • 2 Baths
    • 1,453 Sq Ft

    5410 Crown Point Rd, Kissimmee, FL 34758

    Under Construction. What's Special: Single Level Living | 3 Beds on Main Floor | Extended Lot | Cul-de-Sac Lot | No Stairs | Preserve View. New Construction - June Completion! Built by America's Most Trusted Home Builder. Welcome to the Blackbird at 5410 Crown Point Road in Westview! From the foyer, the kitchen overlooks the dining area and great room, creating a seamless space for everyday

    Michelle Campbell TAYLOR MORRISON REALTY OF FLORIDA INC

    5410 Crown Point Rd, Kissimmee, FL 34758
  • /32

    $320,000

    • 4 Beds
    • 2 Baths
    • 1,719 Sq Ft

    746 Maderia Ct, Kissimmee, FL 34758

    Beautiful four bedroom two bath home offering comfort and space throughout. This property features a spacious open layout with a large living room, a comfortable dining area, and a bright kitchen with plenty of cabinet space. The primary bedroom includes a walk in closet and a private bathroom. The additional bedrooms are great for family or guests. The home has a generous backyard that is

    Yigit Orer EMPIRE NETWORK REALTY

    746 Maderia Ct, Kissimmee, FL 34758
  • /27

    $398,000

    • 4 Beds
    • 3 Baths
    • 1,907 Sq Ft

    491 Las Fuentes Dr, Kissimmee, FL 34746

    Exceptional Fully Furnished Townhome with Private Lake-View Pool in BellaVida ResortDiscover the perfect blend of comfort, style, and convenience in this beautifully maintained 2-story townhome located in the sought-after gated community of BellaVida Resort. This exceptional home features 4 spacious bedrooms and 3 full bathrooms, providing ample space for families, guests, or vacation

    Michele Drebes Weiand WRA BUSINESS & REAL ESTATE

    491 Las Fuentes Dr, Kissimmee, FL 34746
  • /39

    $346,500

    • 3 Beds
    • 2.5 Baths
    • 1,700 Sq Ft

    2900 Windmill Dr, Kissimmee, FL 34741

    The only corner townhome currently available in the community, this 3-bedroom, 2.5-bath residence with a rear-entry 2-car garage offers 1,700 square feet of heated living area, making it the largest townhome floor plan in Tapestry. As a corner unit, the home enjoys enhanced privacy with no neighboring unit on one side and additional natural light throughout. The interior features no carpet, with

    Jorge Gutierrez Freites EMPIRE NETWORK REALTY

    2900 Windmill Dr, Kissimmee, FL 34741
  • /35

    $355,000

    • 4 Beds
    • 2.5 Baths
    • 2,630 Sq Ft

    404 Bar Ct, Kissimmee, FL 34759

    One or more photo(s) has been virtually staged. Space, flexibility, convenience and real value in Poinciana? This is it! With over 2,600 sf, this move-in ready home offers one of the most versatile layouts currently available in the area. Featuring 4 bedrooms PLUS a dedicated office (easily a 5th bedroom) and 2.5 baths, this home is designed to adapt to your needs - whether you're working from

    Jean Chalifour COLDWELL BANKER REALTY

    404 Bar Ct, Kissimmee, FL 34759
  • /39

    $349,000

    • 4 Beds
    • 3 Baths
    • 1,902 Sq Ft

    8957 California Palm Rd, Kissimmee, FL 34747

    Huge Price Improvement! Welcome to the Gated Community of Paradise Palms Resort. This beautifully furnished 4-bedroom, 3-bathroom townhouse offers comfort, style, and convenience. Features well-designed living space with a bright, open-concept layout. The contemporary kitchen includes stainless steel appliances and granite countertops, flowing into the dining and living areas ideal for

    Linda Guzman LIV REALTY II INC.

    8957 California Palm Rd, Kissimmee, FL 34747
  • /66

    $399,900

    • 3 Beds
    • 2.5 Baths
    • 1,918 Sq Ft

    1254 Wispy Cypress Dr, Kissimmee, FL 34746

    Exceptional property with superior finishings is located on a corner homesite and features an open-concept and meticulously designed layout, including 3 Bedrooms, 2.5 baths, and a 2-car garage with an upgraded garage door opener, insulated garage door, and a water softener. Superior finishings include tile flooring throughout the 1st floor main living areas, along with tinted windows, window

    Andrea De Nobrega CENTURY 21 CARIOTI

    1254 Wispy Cypress Dr, Kissimmee, FL 34746
  • /34

    $310,000

    • 3 Beds
    • 2 Baths
    • 1,064 Sq Ft

    1006 Penfield St, Kissimmee, FL 34741

    One of a kind property, recently remodel Historical home in the heart of downtown Kissimmee. Lovely and cozy 3 bedrooms, 2 bathrooms with a light full open plan from livingroom to kitchen. This property offers 1/3 of an acre with no HOA, the backyard is fully fenced and clear for any project you have in mind, from a shed to a storage or even a mothers in law. Only one neighbor on the right side,

    Lorena Castillo LPT REALTY, LLC

    1006 Penfield St, Kissimmee, FL 34741
  • /9

    $377,900

    • 2 Beds
    • 2 Baths
    • 1,029 Sq Ft

    8070 Unwind Way Unit 5416, Kissimmee, FL 34747

    Own a piece of the magic with this fully furnished 2-bedroom, 2-bathroom condo on the 4th floor of Building 5 at Embassy Suites by Hilton Orlando Sunset Walk. This modern residence is perfectly designed for vacationers and investors, offering the comfort of a private home with the upscale service of a world-renowned hotel brand. Positioned in the heart of one of Central Florida's newest and most

    James Donovan TEAM DONOVAN

    8070 Unwind Way Unit 5416, Kissimmee, FL 34747
  • /40

    $400,000

    • 4 Beds
    • 2.5 Baths
    • 2,357 Sq Ft

    4330 Sunny Creek Place, Kissimmee, FL 34746

    Envision yourself living in the rich, warm and inviting Dawson. This show stopper is complete with 4 bedrooms and 2bathrooms. The heart of the home has a center island and overlooks the dining and family room, which is great for entertaining. The owner suite features a large bedroom connected to a spa-inspired owner bathroom with his and her sinks, walk in shower, separate tub and a roomy

    Mario Zendeli COMPASS FLORIDA LLC

    4330 Sunny Creek Place, Kissimmee, FL 34746
  • /16

    $344,999

    • 3 Beds
    • 2 Baths
    • 1,308 Sq Ft

    1809 Edinburgh St, Kissimmee, FL 34743

    Welcome to 1809 Edinburgh St in Kissimmee, located in Sheffield at Lakeside Estates and perfectly positioned approximately 25 minutes to Disney and 20 minutes to Orlando International Airport, making it one of the best locations for locals and tourists alike. Step into your own backyard oasis with mature fruit trees including mango, lemon, and avocado, a rare bonus that brings true Florida living

    Matt McKinney MCKINNEY REALTY CO

    1809 Edinburgh St, Kissimmee, FL 34743
  • /15

    $350,000

    • 4 Beds
    • 2 Baths
    • 2,196 Sq Ft

    823 Abbeville Ct, Kissimmee, FL 34759

    Discover this well maintained 4 bedroom, 2 bathroom home offering 2,196 sq ft of comfortable living space. The home features a spacious layout with inviting living and dining areas that flow into the kitchen, making it ideal for everyday living and entertaining. The primary suite includes a private bathroom, while the additional bedrooms provide flexibility for family, guests, or a home office.

    Raul Pino SOVEREIGN REAL ESTATE GROUP

    823 Abbeville Ct, Kissimmee, FL 34759
  • /34

    $355,000

    • 4 Beds
    • 2 Baths
    • 2,236 Sq Ft

    303 Baccarat Ct, Kissimmee, FL 34759

    Welcome to your dream home !!! This beautiful model home maintained 4 bedroom, 2 full bathroom, 2 car garage, covered screen porch. This fantastic home it has a spectacular circular entrance made entirely of concrete, which makes its main entrance look very luxurious and convenient. It has the capacity to park approximately ten vehicles at the property.In addition, it has a debt-free solar panel

    Yolanda Gonzalez FLORIDA FANTASY REAL ESTATE INC

    303 Baccarat Ct, Kissimmee, FL 34759
  • /21

    $334,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,463 Sq Ft

    1832 Bryant St, Kissimmee, FL 34746

    The property is located at 1832 Bryant Street KISSIMMEE FL 34746 priced at 334990, the square foot and stories are 1463, 2.The number of bath is 2, halfbath is 1 there are 3 bedrooms and 1 garages. For more details please, call or email.

    D.R. Horton Builder
    1832 Bryant St, Kissimmee, FL 34746
  • /46

    $356,500

    • 4 Beds
    • 3 Baths
    • 1,636 Sq Ft

    4756 Ormond Beach Way, Kissimmee, FL 34746

    This elegant 4 bedroom, 3 bathroom townhouse is ideally located in Osceola County within the highly sought after Terra Verde Resort, just minutes from Disney World and conveniently close to major highways, shopping, dining, and Central Florida’s top entertainment destinations, making it an excellent option for a primary residence, second home, or investment property. The community is gated with

    Maria Santacruz KELLER WILLIAMS LEGACY REALTY

    4756 Ormond Beach Way, Kissimmee, FL 34746
  • /30

    $375,000

    • 4 Beds
    • 3 Baths
    • 2,084 Sq Ft

    2563 Aster Cove Ln, Kissimmee, FL 34758

    Great 4 bedroom 3 bath home in a gated community. lose to the schools. Split floorplan, built-in entertainment center.

    Pascale Trosch MBT HOMES

    2563 Aster Cove Ln, Kissimmee, FL 34758
  • /10

    $349,900

    • 4 Beds
    • 2.5 Baths
    • 2,796 Sq Ft

    51 Andora Ct, Kissimmee, FL 34758

    Welcome home to one of Poinciana Village's most spacious, unique and versatile floor plans — a grand 4-bedroom, 2.5-bath, two-story residence offering 2,796 sq ft of beautifully flowing living space, designed for the way real families actually live. Step through the double-door grand entrance and you are immediately greeted by soaring 20-foot ceilings and an abundance of natural light that fills

    Ivette Cruz NORKIS & CO REALTY

    51 Andora Ct, Kissimmee, FL 34758
  • /40

    $375,000

    • 3 Beds
    • 2 Baths
    • 1,571 Sq Ft

    1330 Sweetwood Blvd, Kissimmee, FL 34744

    One or more photo(s) has been virtually staged. ** Motivated Seller **Welcome to Sweetwood Estates, enjoy Florida's finest living with no HOA! This upgraded home features a new roof, AC, and water heater (end of year 2025), along with a modern kitchen showcasing granite countertops, granite backsplash, stainless steel appliances, and tile flooring throughout. Set on a large conservation lot with

    Angelo Zoubantis PROPERTIES IN TOWN

    1330 Sweetwood Blvd, Kissimmee, FL 34744
  • /14

    $367,760

    • 2 Beds
    • 2.5 Baths
    • 1,196 Sq Ft

    3191 Paradox Cir Unit 405, Kissimmee, FL 34746

    Turn-key opportunity in the highly sought-after Storey Lake Resort! This fully furnished and beautifully equipped 2-bedroom, 2-bathroom condo is rental-ready and well-suited for short-term rental use or as a vacation home. A standout feature of this unit is its Disney-themed bedrooms, featuring Star Wars and Mickey Mouse designs that create a fun and memorable experience for guests of all ages.

    Emilio Cardenal INTERINVESTMENTS REALTY, INC.

    3191 Paradox Cir Unit 405, Kissimmee, FL 34746
  • /42

    $369,000

    • 2 Beds
    • 2 Baths
    • 1,126 Sq Ft

    3131 Paradox Cir Unit 204, Kissimmee, FL 34746

    Step into ease of ownership with this beautifully designed condo. The property features a timeless design with modern finishes that adorn the spacious floor plan. From entry, you will be impressed by the cohesiveness. The entertaining kitchen showcases custom backsplash, upgraded appliances and large island. The quartz countertops offer not only a lovely aesthetic but also additional dining /

    Toni Phillips Home by Hicks & Co.

    3131 Paradox Cir Unit 204, Kissimmee, FL 34746

Showing Results 401 - 440, Page 11 of 18

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