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Klein, TX Homes for Sale under $400,000

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  • /6

    $399,000

    • Land
    • 0.29 Acre
    • $1,366,438 per Acre

    00 E 31st St, Houston, TX 77022

    Gaston Garrido HomeSmart

    00 E 31st St, Houston, TX 77022
  • /33

    $385,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,924 Sq Ft

    3905 Pinemont Dr Unit G, Houston, TX 77018

    The most affordable new construction zoned to Oak Forest Elementary! Pinemont Landing is an oasis with it's own dog park, safety gate, and multiple homes. Tucked inside a privately gated community just 10 minutes from Houston Heights, this home offers a blend of elevated finishes and everyday functionality. Soaring ceilings and thoughtful design choices create a light, open feel throughout. Each

    Ashwin Kewalramani New Age

    3905 Pinemont Dr Unit G, Houston, TX 77018
  • /10

    $350,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft

    5819 Mansfield St, Houston, TX 77091

    Discover the beauty of Mansfield Villas, nestled in the heart of Independent Heights, one of Houston's fastest growing neighborhoods. This exceptional listing is perfectly situated amidst a thriving craft brewery scene, acclaimed restaurants, and convenient shopping at Wholefoods 360. These stunning two-story detached homes are designed with impeccable finishes and an open floor plan that will

    Ankur Desai HOU Properties

    5819 Mansfield St, Houston, TX 77091
  • /41

    $389,999 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,035 Sq Ft

    1216 E 34th St A St, Houston, TX 77022

    Experience modern luxury living in this stunning three-story home featuring high-end finishes throughout. The spacious open-concept design is highlighted by a gourmet kitchen, elegant fixtures, and abundant natural light. Enjoy a private balcony directly off the living room, perfect for relaxing or entertaining. With sleek architectural details and luxury touches on every floor, this residence

    Afsheen Bhamani Walzel Properties - Corporate Office

    1216 E 34th St A St, Houston, TX 77022
  • /37

    $399,700 Open Thu 12PM - 5PM

    • 3 Beds
    • 3.5 Baths
    • 2,130 Sq Ft

    2306 Kolbe Cold Springs Ln, Houston, TX 77055

    Just completed by renown, City Choice Homes is a fantastic 3-level residence w a private yard within close proximity to the city’s most desired dining & attractions in Spring Branch! The home showcases a fresh aesthetic w 3 oversized bedrooms, 3.5 baths + a massive balcony plumbed for water & gas. Enter the foyer open to all three levels leading to a en-suite guest room accessing the oversized

    Michael Afshari Compass RE Texas, LLC - Houston

    2306 Kolbe Cold Springs Ln, Houston, TX 77055
  • /39

    $329,700 Open Sat 1PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft

    3418 Mansfield St, Houston, TX 77091

    White Oak Heights by Farb Homes, where luxury meets sanctuary just North of Garden Oaks. This exclusive, privately gated community redefines upscale living for the discerning. Farb Homes is a fourth-generation Houston builder, delivering an unmatched living experience with freestanding homes, each boasting its own character, large backyards, first-floor living, and a two-car garage. Nestled in

    Ashwin Kewalramani New Age

    3418 Mansfield St, Houston, TX 77091
  • /15

    $320,648 Open Mon 1PM - 5PM

    • 3 Beds
    • 2.5 Baths
    • 1,704 Sq Ft

    867 Lonnie Ln, Houston, TX 77091

    Discover modern living at a home designed for today's lifestyle. With 3 bedrooms, 2 full baths, and a powder room, this property blends style and functionality, making it ideal for young professionals, roommates, or anyone seeking a smart investment.The open-concept second floor is the centerpiece, featuring a spacious living and kitchen area with soaring ceilings, cove lighting, and

    Johnny Gant HomeSmart

    867 Lonnie Ln, Houston, TX 77091
  • /26

    $379,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,000 Sq Ft

    4709 Thornton Villas Ln, Houston, TX 77018

    Thornton Cove is here! Situated in the prime location of Independence Heights. Jesselton offers modern architecture to compliment the well thought out floor plans. Thornton Cove sits on a 28 foot private street and the gated community consists of 21 homes total. These three story homes have tons of natural light, private back yards, and a home office space. The high ceilings compliment every

    Ashwin Kewalramani New Age

    4709 Thornton Villas Ln, Houston, TX 77018
  • /49

    $319,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,568 Sq Ft

    5815 Highland Sky Ln, Houston, TX 77091

    MOVE-IN READY! PRIVATE DRIVEWAY! BACKYARD! Gorgeous new construction by Disama Group. Nestled in a gated community on a quiet street, this stunning two-story floor plan with a PRIVATE DRIVEWAY offers an open concept living & kitchen area on the first floor that extends to a spacious fenced backyard. Primary suit and 2 secondary bedrooms on the second floor. Upgraded finishes throughout including

    Patrick Burbridge CitiQuest Properties

    5815 Highland Sky Ln, Houston, TX 77091
  • /47

    $329,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,491 Sq Ft

    322 Neyland St, Houston, TX 77022

    MOVED-IN READY! GATED COMMUNITY! PRIVATE DRIVEWAY! Fenced BACKYARD! FLEX ROOM on the second floor! Welcome to Neyland Views, a 13-home gated community by Disama Group located in the heart of Independence Heights. These homes boast high end features including upgraded quartz countertops in kitchen and bathrooms, modern hardware, stainless steel appliances, shaker cabinets with soft closed doors

    Patrick Burbridge CitiQuest Properties

    322 Neyland St, Houston, TX 77022
  • /48

    $329,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,491 Sq Ft

    320 Neyland St, Houston, TX 77022

    MOVE-IN READY! GATED COMMUNITY! PRIVATE DRIVEWAY! Fenced BACKYARD! FLEX ROOM on the second floor! Welcome to Neyland Views, a 13-home gated community by Disama Group located in the heart of Independence Heights. These homes boast high end features including upgraded quartz countertops in kitchen and bathrooms, modern hardware, stainless steel appliances, shaker cabinets with soft closed doors and

    Patrick Burbridge CitiQuest Properties

    320 Neyland St, Houston, TX 77022
  • /47

    $329,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,491 Sq Ft

    326 Neyland St, Houston, TX 77022

    MOVED-IN READY! GATED COMMUNITY! PRIVATE DRIVEWAY! Fenced BACKYARD! FLEX ROOM on the second floor! Welcome to Neyland Views, a 13-home gated community by Disama Group located in the heart of Independence Heights. These homes boast high end features including upgraded quartz countertops in kitchen and bathrooms, modern hardware, stainless steel appliances, shaker cabinets with soft closed doors

    Patrick Burbridge CitiQuest Properties

    326 Neyland St, Houston, TX 77022
  • /47

    $329,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,491 Sq Ft

    324 Neyland St, Houston, TX 77022

    MOVED-IN READY! GATED COMMUNITY! PRIVATE DRIVEWAY! Fenced BACKYARD! FLEX ROOM on the second floor! Welcome to Neyland Views, a 13-home gated community by Disama Group located in the heart of Independence Heights. These homes boast high end features including upgraded quartz countertops in kitchen and bathrooms, modern hardware, stainless steel appliances, shaker cabinets with soft closed doors

    Patrick Burbridge CitiQuest Properties

    324 Neyland St, Houston, TX 77022
  • /39

    $334,700 Open Sat 1PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 1,640 Sq Ft

    3422 Mansfield St, Houston, TX 77091

    White Oak Heights by Farb Homes, where luxury meets sanctuary just North of Garden Oaks. This exclusive, privately gated community redefines upscale living for the discerning. Farb Homes is a fourth-generation Houston builder, delivering an unmatched living experience with freestanding homes, each boasting its own character, large backyards, first-floor living, and a two-car garage. Nestled in

    Ashwin Kewalramani New Age

    3422 Mansfield St, Houston, TX 77091
  • /15

    $399,999 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,316 Sq Ft

    1028 Marcolin St, Houston, TX 77088

    Modern 3-Story Townhome in Gated Community – Prime Location! Welcome to this beautifully designed 3/3.5/2 individual townhome located in a quiet, gated subdivision with a side and small backyard. This spacious home offers three levels of modern living with 10-foot ceilings, laminate wood, tile, and carpet flooring throughout. Enjoy the chef-inspired kitchen, quartz countertops, soft-closing

    Shannon Higgins LPT Realty, LLC

    1028 Marcolin St, Houston, TX 77088
  • /6

    $399,000 New Construction

    • 4 Beds
    • 4 Baths
    • 2,142 Sq Ft

    1062 Saint Clair St, Houston, TX 77088

    This Property is perfect blend of comfort and convenience. nestled in a flourishing neighborhood. Each residence boasts the elegant aesthetics of a townhome with the practicality of a duplex design, ideal for those seeking a modern living space. Easy access to the freeway, connecting to the heart of the city's vibrant life, while relishing the tranquility of a newly developed community. This

    Osneyda Canales Keller Williams Premier Realty

    1062 Saint Clair St, Houston, TX 77088
  • /20

    $399,999 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,316 Sq Ft

    1030 Marcolin St, Houston, TX 77088

    Modern 3-Story Townhome in Gated Community – Prime Location! Welcome to this beautifully designed 3/3.5/2 individual townhome located in a quiet, gated subdivision with a side and small backyard.. This spacious home offers three levels of modern living with 10-foot ceilings, laminate wood, tile, and carpet flooring throughout. Enjoy the chef-inspired kitchen, quartz countertops, soft-closing

    Shannon Higgins LPT Realty, LLC

    1030 Marcolin St, Houston, TX 77088
  • /21

    $349,500 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,637 Sq Ft

    4922 Hoover St Unit F, Houston, TX 77092

    NEW CONSTRUCTION FREESTANDING homes developed by Green Mode Designs. Available SUMMER 2025. Private community, Maintenance Free, No HOA fees. Urban living in the city close to The Heights in a neighborhood with new homes and school down the street. Homes approximately 1704 sq.ft. + 400 sq.ft. garage. Total building area approximately 2100 sq.ft. Backyard space is perfect for small pets. All

    Ruby Thomas Wadhwa Houston Dwell Realty

    4922 Hoover St Unit F, Houston, TX 77092
  • /21

    $349,500 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,704 Sq Ft

    4922 Hoover St Unit E, Houston, TX 77092

    NEW CONSTRUCTION FREESTANDING homes developed by Green Mode Designs. Available SUMMER 2025. Private community, Maintenance Free, No HOA fees. Urban living in the city close to The Heights in a neighborhood with new homes and school down the street. Homes approximately 1704 sq.ft. + 400 sq.ft. garage. Total building area approximately 2100 sq.ft. Backyard space is perfect for small pets. All

    Ruby Thomas Wadhwa Houston Dwell Realty

    4922 Hoover St Unit E, Houston, TX 77092
  • /30

    $399,990 Open Sat 1PM - 4PM

    • 3 Beds
    • 3.5 Baths
    • 1,965 Sq Ft

    4848 Pinemont Dr, Houston, TX 77092

    Welcome to The Reserve at Oak Forest - a unique community built by the award winning builder CitySide Homes. This exclusive, gated community offers a collection of meticulously crafted homes featuring lavish finishes, from stunning flooring to gourmet kitchens equipped with premium Samsung appliances. Each residence showcases unparalleled attention to detail, combining modern elegance with

    Ashwin Kewalramani New Age

    4848 Pinemont Dr, Houston, TX 77092
  • /22

    $349,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,641 Sq Ft

    835 Rachel St, Houston, TX 77091

    This stunning 3-bedroom, 3.5-bathroom home blends modern and traditional design with abundant natural light and thoughtfully crafted details throughout. NO CARPET. The gourmet kitchen features stainless steel appliances, alongside elegant cabinetry and sleek finishes. A spacious open-concept layout enhances functionality and flow. The primary suite offers a private retreat with a spa-inspired

    Oron Peer Mira Properties

    835 Rachel St, Houston, TX 77091
  • /34

    $349,900 Open Sat 10AM - 6PM

    • 3 Beds
    • 3.5 Baths
    • 1,641 Sq Ft

    835 Elkhart St, Houston, TX 77091

    This stunning 3-bedroom, 3.5-bathroom home blends modern and traditional design with abundant natural light and thoughtfully crafted details throughout. NO CARPET. The gourmet kitchen features stainless steel appliances, alongside elegant cabinetry and sleek finishes. A spacious open-concept layout enhances functionality and flow. The primary suite offers a private retreat with a spa-inspired

    Oron Peer Mira Properties

    835 Elkhart St, Houston, TX 77091
  • /31

    $388,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,723 Sq Ft

    3914 Tulane St, Houston, TX 77018

    Embrace the modern elegance in your new construction home at Villas on Tulane! Artfully and thoughtfully crafted home built with numerous upgrades! Custom built kitchen cabinetry, and walk-in Pantry! UPGRADED Appliance Pkg: FRIDGE dishwasher, stove top, oven, microwave and BEVERAGE COOLER. Soaring ten-foot ceilings! Entertain with a decadent dry bar, spacious island leading to your open concept

    Kayla Waddle V. Rose Realty

    3914 Tulane St, Houston, TX 77018
  • /48

    $389,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,645 Sq Ft

    4329 Arlington St, Houston, TX 77022

    MOVE-IN READY! NO HOA! LONG PRIVATE DRIVEWAY! Welcome to Arlington Grove, a stunning 6-home community by Disama Group in the heart of Independence Heights.4329 Arlington St. features a 3-story layout with private driveway, fenced backyard, and a versatile FLEX ROOM perfect for a home office, study, or gym. This home showcases premium touches like engineered hardwood flooring throughout,

    Patrick Burbridge CitiQuest Properties

    4329 Arlington St, Houston, TX 77022
  • /47

    $389,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,645 Sq Ft

    4325 Arlington St, Houston, TX 77022

    MOVE-IN READY! NO HOA! LONG PRIVATE DRIVEWAY! Welcome to Arlington Grove, a stunning 6-home community by Disama Group in the heart of Independence Heights.4325 Arlington St. features a 3-story layout with private driveway, fenced backyard, and a versatile FLEX ROOM perfect for a home office, study, or gym. This home showcases premium touches like engineered hardwood flooring throughout,

    Patrick Burbridge CitiQuest Properties

    4325 Arlington St, Houston, TX 77022
  • /23

    $349,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,637 Sq Ft

    1501 De Soto St Unit 6130, Houston, TX 77091

    DE SOTO ESTATES- Newly Constructed gated community featuring 30 homes with beautifully landscaped front yards, gated side yards and community park. Enjoy spacious open concept living featuring slab quartz, electric fireplace, private backyard, kitchen with large island includes 3cm quartz counters and backsplash, under counter lighting with hidden outlets, Frigidaire Gallery appliances included

    Kennedi Brunson Texas Ally Real Estate Group, LLC

    1501 De Soto St Unit 6130, Houston, TX 77091
  • /23

    $354,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,637 Sq Ft

    1501 De Soto St Unit 6132, Houston, TX 77091

    DE SOTO ESTATES- Newly Constructed gated community featuring 30 homes with beautifully landscaped front yards, gated side yards and community park. Enjoy spacious open concept living featuring slab quartz, electric fireplace, private backyard, kitchen with large island includes 3cm quartz counters and backsplash, under counter lighting with hidden outlets, Frigidaire Gallery appliances included

    Kennedi Brunson Texas Ally Real Estate Group, LLC

    1501 De Soto St Unit 6132, Houston, TX 77091
  • /27

    $389,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,786 Sq Ft

    526 Janisch Rd, Houston, TX 77018

    MOVE-IN READY! Welcome to Villas on Janisch, a new-construction 12 home gated community located along the peaceful Janisch Road. These 3-bedroom, 3.5 bath homes feature attached two-car garages, handsome brick and siding facades, bricked entry patios, oversized balconies with space for a full-sized table and chairs, and a 5' deep back yard. Inside, each residence has been meticulously designed

    Blake Hillegeist Blake Hillegeist Real Estate

    526 Janisch Rd, Houston, TX 77018
  • /27

    $359,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,911 Sq Ft

    5830 Highland Sun Ln, Houston, TX 77091

    Discover Highland Heights Place, an exclusive gated community featuring 33 brand-new homes with high-end luxury finishes at 1119 Mansfield. This stunning three-story residence offers modern elegance, spacious living, and easy access to Houston’s vibrant lifestyle. Step inside to soaring ceilings, an open layout, and designer touches throughout. The chef’s kitchen boasts Whirlpool appliances,

    Natalie Garza Wynnwood Group

    5830 Highland Sun Ln, Houston, TX 77091
  • /8

    $390,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,648 Sq Ft

    6533 Sealey St, Houston, TX 77091

    Be the first to own this beautifully crafted, brand-new home that perfectly blends modern style with everyday comfort. Designed with attention to detail, this two-story residence offers upscale finishes at an unbeatable price.Step inside to discover a bright and open layout, featuring neutral tones throughout that create a calm, welcoming atmosphere. The kitchen and bathrooms are adorned

    Alaysha Durall LPT Realty, LLC

    6533 Sealey St, Houston, TX 77091
  • /33

    $369,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,665 Sq Ft

    1008 Tuskegee St, Houston, TX 77091

    Welcome to Highland Heights Green! This stunning two-story home boasts an open-concept design with the living, kitchen, and dining spaces on the main floor. Highlights include quartz countertops, a spacious kitchen island, stainless steel appliances, upgraded cabinets with soft-close drawers, LED lighting, and pre-wiring for security systems and cameras. Upstairs, you'll find the primary bedroom,

    Patrick Burbridge CitiQuest Properties

    1008 Tuskegee St, Houston, TX 77091
  • /37

    $369,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    1002 Tuskegee St, Houston, TX 77091

    Beautiful new construction by Disama Group! Situated in a quiet, gated community within the charming historic Highland Heights, this impressive two-story home features an open-concept living area and kitchen on the second floor, complete with a spacious balcony perfect for entertaining. The first floor includes two secondary bedrooms with access to a fenced backyard. Modern upgrades abound,

    Patrick Burbridge CitiQuest Properties

    1002 Tuskegee St, Houston, TX 77091
  • /33

    $379,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    1010 Tuskegee St, Houston, TX 77091

    Beautiful new construction by Disama Group! Situated in a quiet, gated community within the charming historic Highland Heights, this impressive two-story home features an open-concept living area and kitchen on the second floor, complete with a spacious balcony perfect for entertaining. The first floor includes two secondary bedrooms with access to a fenced backyard. Modern upgrades abound,

    Patrick Burbridge CitiQuest Properties

    1010 Tuskegee St, Houston, TX 77091
  • /42

    $309,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,460 Sq Ft

    5821 Highland Sun Ln, Houston, TX 77091

    Discover Highland Heights Place, an exclusive gated community featuring 33 brand-new homes with high-end luxury finishes at 1119 Mansfield. This stunning two-story residence offers modern elegance, spacious living, and easy access to Houston’s vibrant lifestyle. Step inside to soaring ceilings, an open layout, and designer touches throughout. The chef’s kitchen boasts Whirlpool appliances, Modern

    Natalie Garza Wynnwood Group

    5821 Highland Sun Ln, Houston, TX 77091
  • /42

    $369,900 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,911 Sq Ft

    5832 Highland Sun Ln, Houston, TX 77091

    Discover Highland Heights Place, an exclusive gated community featuring 33 brand-new homes with high-end luxury finishes at 1119 Mansfield. This stunning three-story residence offers modern elegance, spacious living, and easy access to Houston’s vibrant lifestyle. Step inside to soaring ceilings, an open layout, and designer touches throughout. The chef’s kitchen boasts Whirlpool appliances,

    Natalie Garza Wynnwood Group

    5832 Highland Sun Ln, Houston, TX 77091
  • /42

    $339,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,772 Sq Ft

    5835 Highland Sun Ln, Houston, TX 77091

    Discover Highland Heights Place, an exclusive gated community featuring 33 brand-new homes with high-end luxury finishes at 1119 Mansfield. This stunning two-story residence offers modern elegance, spacious living, and easy access to Houston’s vibrant lifestyle. Step inside to soaring ceilings, an open layout, and designer touches throughout. The chef’s kitchen boasts Whirlpool appliances, Modern

    Natalie Garza Wynnwood Group

    5835 Highland Sun Ln, Houston, TX 77091
  • /24

    $329,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,605 Sq Ft

    317 Charlock St, Houston, TX 77022

    Welcome to Bauman Heights! Discover a stunning new gated community that promises luxury living, privacy, and an exceptional lifestyle. Each home boasts its own driveway, ensuring both privacy and ample guest parking, complemented by a private backyard—ideal for relaxation or entertaining family & friends. These two-story homes feature 3 spacious bedrooms and 2.5 baths, embodying the essence of

    Nancy Ramos eXp Realty LLC

    317 Charlock St, Houston, TX 77022
  • /20

    $365,000 New Construction

    • 2 Beds
    • 2 Baths
    • 2,164 Sq Ft

    1719 Esther Dr Unit A and B, Houston, TX 77088

    BRAND NEW BUILD DUPLEX Located at 1719 ESTHER Unit A and B is included with price ! This Duplex sit on a corner lot and there is new construction all around. Split floor plans, Wood design waterproof luxury vinyl flooring, Gourmet design kitchen with shaker cabinets and quartz countertops and plenty more. IDEAL for the Modern minimalist and/or the Savvy investor or house hacker looking to start

    Cheryl Castillo Pope House Guide Realty

    1719 Esther Dr Unit A and B, Houston, TX 77088
  • /44

    $349,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,550 Sq Ft

    412 E Neyland St Unit F, Houston, TX 77022

    Welcome to Neyland Villas, a stunning new community by Disama Group situated in the heart of Independence Heights. This beautiful 10-home gated community features 2-story homes with living areas on the first floor and private fenced backyards. The homes at Neyland Villas showcase premium details like engineered hardwood floors throughout, upgraded quartz countertops in the kitchen and bathrooms,

    Patrick Burbridge CitiQuest Properties

    412 E Neyland St Unit F, Houston, TX 77022
  • /46

    $349,900 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,550 Sq Ft

    412 E Neyland St Unit E, Houston, TX 77022

    Welcome to Neyland Villas, a stunning new community by Disama Group situated in the heart of Independence Heights. This beautiful 10-home gated community features 2-story homes with living areas on the first floor and private fenced backyards. The homes at Neyland Villas showcase premium details like engineered hardwood floors throughout, upgraded quartz countertops in the kitchen and bathrooms,

    Patrick Burbridge CitiQuest Properties

    412 E Neyland St Unit E, Houston, TX 77022

Showing Results 401 - 440, Page 11 of 17

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