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Homes for Sale near Hebrew Academy of Five Towns & Rockaway

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  • /23

    $599,000

    • 2 Beds
    • 2 Baths
    • 1,000 Sq Ft

    25 W Broadway Unit 207, Long Beach, NY 11561

    Live at the Beach – Prime Long Beach Investment CONDO with parking. Absolutely unbeatable location – directly across from the iconic Long Beach Boardwalk and Atlantic Ocean. Enjoy ocean views right from your master bedroom! Beach life at its best – just minutes to the LIRR and downtown, with shops, dining, and more. Highlights include: Ocean views from the master bedroom. Spacious layout

    Bonnie Salsone Coldwell Banker American Homes

    25 W Broadway Unit 207, Long Beach, NY 11561
  • /14

    $699,000

    • 3 Beds
    • 1 Bath
    • 1,000 Sq Ft

    92 Nebraska St, Long Beach, NY 11561

    Come see this Adorable, Renovated Ranch in the West End of Long Beach.This House features an Open layout of Living Room/Dining Room area going into a Beautiful Kitchen. 3 Bedrooms, 1 Full Bathroom, Laundry Room with a Tankless Heating system, Washer/Dryer, Electrical Box. Steps going down to a large Full-Unfinished Basement (7 feet high ceilings). House has been renovated 12 years

    Cindy O'Brien Realty Connect USA LLC

    92 Nebraska St, Long Beach, NY 11561
  • /4

    $1,275,000

    • 5 Beds
    • 3 Baths
    • 2,124 Sq Ft

    24027 Newhall Ave, Rosedale, NY 11422

    Beautiful 2 family for sale in the heart of Rosedale.5 bedrooms , 3 bathrooms,Full Finished basement with separate entrance,granite countertops with stainless appliances,Walking distance to the Brookville Park,Q111 and Q85 bus stop is nearby, also close to the LIRRVery convenient area , 9 mins away from Green acres mall , BJs, Walmart, restaurants etcSeller will cover all purchaser closing cost

    Yugeeta Groodyal One of A Kind Realty Inc

    24027 Newhall Ave, Rosedale, NY 11422
  • /2

    $640,000

    • 3 Beds
    • 1 Bath
    • 1,542 Sq Ft

    130-22 226th St, Jamaica, NY 11413

    Renovator's Dream in Laurelton – Bring Your Vision to Life! Welcome to 130-22 226th Street — a rare 1935-built beauty tucked away on a quiet, tree-lined block in Laurelton, Queens. This one-family attached charmer is brimming with original character and just waiting for your personal touch.With 1,542 sq ft of potential across two stories, this spacious home offers the bones to

    Michelle Kadushin EXP Realty NYC

    130-22 226th St, Jamaica, NY 11413
  • /16

    $400,000

    • 2 Baths
    • 1,800 Sq Ft

    12-38 Cross Bay Blvd, Far Rockaway, NY 11693

    This unique commercial property is currently operating as a funeral home and offers exceptional potential for a variety of future uses. The building features two spacious viewing rooms, a private office, and two lavatories, and was fully renovated approximately six years ago. With its flexible layout it could possibly be converted into a one- or two-family home, or repurposed as a professional

    Joe Crifasi Crifasi Real Estate Inc

    12-38 Cross Bay Blvd, Far Rockaway, NY 11693
  • /31

    $1,499,998

    • 5 Beds
    • 3 Baths

    155 W Market St, Long Beach, NY 11561

    Exceptional 2-story smart home, completed in 2020, offers modern elegance and convenience. Located on a double lot, just steps from the train for easy commuting. Inside, custom finishes elevate every space, including a chef’s kitchen with a Fisher Paykel fridge, Bosch dishwasher, and two sinks, complemented by a central island. The expansive living room features a wood-burning fireplace, and the

    Jennifer McConnell BERKSHIRE HATHAWAY

    155 W Market St, Long Beach, NY 11561
  • /5

    $799,000

    57-21 Arverne Blvd, Far Rockaway, NY 11692

    GREAT 2 FAMILY ,3 BDR,2 BATHS/3 BDR 2 BATHS~ FULL FINISH BASEMENT WITH SEP ENTRANCE~~ SD BRICK WITH PRIVET DRIVEWAY~

    Danny Shamooil Voro LLC

    57-21 Arverne Blvd, Far Rockaway, NY 11692
  • /14

    $749,000

    • 3 Beds
    • 2.5 Baths
    • 1,377 Sq Ft

    223 E Broadway, Long Beach, NY 11561

    Beachside Lovely Duplex Townhouse. First level open floor plan kitchen, dining/living room, half updated bathroom, hardwood floors redone, new crown moulding, tinted glass sliders open to balcony, standing electric fireplace with remote. Second level, King size master bedroom with New ensuite. Second king bedroom with double mirrored sliding door closets. Third bedroom with new skylight

    Lena Condon Realty Connect USA LLC

    223 E Broadway, Long Beach, NY 11561
  • /18

    $949,999

    • 7 Beds
    • 2 Baths

    150-26 115 Dr, Jamaica, NY 11434

    Detached 2 family property with newly renovated interior with hardwood floors, new kitchen, new bathrooms with new cabinets and granite countertops. Fully finished basement with separate entrance. Two rooms and half bath in attic. Private driveway and garage. Convenient location to buses, subway and LIRR. Information deemed accurate but not guaranteed. Buyers should verify all information.

    Amol Maddiwar Amor Real Estate

    150-26 115 Dr, Jamaica, NY 11434
  • /10

    $1,399,000

    • 6 Beds
    • 4 Baths
    • 2,420 Sq Ft

    428 Beach 65th St, Arverne, NY 11692

    Detached Multi-Family Gem by the Beach – Spacious, Sunny & Ready to Sell FastHere’s a rare opportunity to own a beautifully maintained detached multi-family home just blocks from the ocean. Blending flexibility, comfort, and income potential, this spacious property sits on a 4,000 sq ft lot in the heart of Far Rockaway.With 2,420 square feet of living space, the home is designed to accommodate a

    Saint Walker Coldwell Banker Reliable R E

    428 Beach 65th St, Arverne, NY 11692
  • /23

    $995,000

    • 6 Beds
    • 4 Baths
    • 2,544 Sq Ft

    134-10 Garrett St, Jamaica, NY 11434

    Two family semi-detached home in Jamaica area. The home consists of 3 bedrooms and 2 bathrooms, living room, diningroom and kitchen on each level. There is a deck and a large backyard. There is a large finished basement with a separate outside entrance. The home is ideally located in close proximity to highway, trains, buses, LIRR and JFK airport

    Denise Kearse Weichert REALTORS Quality Home

    134-10 Garrett St, Jamaica, NY 11434
  • /25

    $959,900 Open Sat 11AM - 12:30PM

    • 5 Beds
    • 2 Baths
    • 1,736 Sq Ft

    38 5th St, Valley Stream, NY 11581

    This well-maintained 2-family home in Valley Stream offers a fantastic opportunity for homeowners or investors, featuring five bedrooms, two full baths, numerous modern updates, and a private driveway with a detached two-car garage. The property boasts a roof recently refinished in 2023. The kitchen on the second floor features a skylight light and granite tile flooring, while the updated

    Luz Rincon Keller Williams Landmark II

    38 5th St, Valley Stream, NY 11581
  • /40

    $7,900,000

    • 7 Beds
    • 10 Baths
    • 8,000 Sq Ft

    1101 Harbor Rd, Hewlett, NY 11557

    Welcome to your dream home at 1101 Harbor Road in Hewlett Harbor! This gorgeous estate is tucked away in a gated peninsula, offering jaw-dropping 360-degree views of the water and sky. It's the perfect spot to unwind with stunning sunrises and sunsets, just a stone's throw from NYC. This 12,000-square-foot Spanish-Mediterranean beauty was rebuilt in 2014 and has 7 spacious bedrooms, including 2

    Ahmed Mohamed Compass Greater NY LLC

    1101 Harbor Rd, Hewlett, NY 11557
  • /31

    $984,999 Open Sun 10AM - 11:30AM

    • 5 Beds
    • 2 Baths
    • 1,832 Sq Ft

    327 Peninsula Blvd, Cedarhurst, NY 11516

    327 PENINSULA BLVD COLONIAL HOME IS A RESIDENCE THAT REFLECTS THE ARCHITECTURAL CHARM CHARACTERISTIC OF THE AREA.THE PROPERTY FEATURES A TRADITIONAL DESIGN WITH A PTCHED ROOF AND A SYMMETRICAL FACADE.THE EXTERIOR IS COMPOSED OF BRICK AND VINYL SIDING, MATERIALS COMMONLY USED IN HOMES BUILT DURING ITS AREA.THE WELCOMING FRONT ENTRANCE IS ACCENTUATED BY NICE TOUCH TO THE STRUCTURE. THE WINDOWS ARE

    Paula Lescano Exit Realty United

    327 Peninsula Blvd, Cedarhurst, NY 11516
  • /2

    $715,000

    • 3 Beds
    • 1 Bath
    • 1,144 Sq Ft

    186-19 122nd Ave, St. Albans, NY 11413

    this is a 2 Family frame completely detached house. it is close to almost everything (School, shopping mall and Transportation like Long Island Train Station: Farmers Blvd and Montauk Station, Merrick Blvd Bus Line and Q4 Bus Line in Linden Blvd, Farmers Blvd Bus Line. Property is in good condition. Community driveway with a huge and secure backyard with shed. Parking space for 3 to 4 cars.

    Turgot Solages Master Plan Real Estate Corp.

    186-19 122nd Ave, St. Albans, NY 11413
  • /27

    $949,999

    • 3 Beds
    • 3 Baths
    • 1,637 Sq Ft

    24244 130th Rd, Rosedale, NY 11422

    Exquisite is the word, welcome o this rare find multi family 1 over 2 and a full finished basement with OSE in the heart and quiet side of Rosedale, 1st floor has 2 bedrooms, livingroom, full bath, state of the art kitchen, attic for storage and thec2nd floor has 1 bedroom, livingroom, big kichen, full bath. This house is in ready to move in state. State of the art appliances, lighting,

    Jennifer Johnson Malonium Realty Group

    24244 130th Rd, Rosedale, NY 11422
  • /21

    $849,999

    • 3 Beds
    • 2 Baths
    • 1,900 Sq Ft

    155 Monroe Blvd Unit 155, Long Beach, NY 11561

    Coastal Living at it's best. This upper townhouse condo is a stunning blend of modern luxury and coastal charm. With beach access one block away, three terraces and water views from each, you will enjoy the beach life like no other. Upon entering, you'll be greeted by beautiful brand new hardwood floors that extend throughout the entire space. The kitchen has a perfect eat in space, equipped

    Theresa Gein Weichert Realtors Performance

    155 Monroe Blvd Unit 155, Long Beach, NY 11561
  • /18

    $929,000

    • 3 Beds
    • 2 Baths
    • 1,856 Sq Ft

    720 W Park Ave, Long Beach, NY 11561

    Welcome To This Immaculate Expansive Beachside Contemporary Located In The Heart Of The Westholme Area. As You Enter Enjoy The Amazing Vaulted Ceilings Allowing The Natural Light to Brighten This Beautiful Home. Enter Into The Welcoming Foyer That Takes You Into The Vaulted Livingroom, Dining Area and Large Eat-In-Large w/Granite Counter tops and Stainless Steel Appliances . This Floor Also

    Lorraine Baetens Canterbury Real Estate Inc

    720 W Park Ave, Long Beach, NY 11561
  • /25

    $875,000

    • 3 Beds
    • 3 Baths
    • 1,550 Sq Ft

    15585 Bayview Ave, Rosedale, NY 11422

    Welcome to this unique waterfront residence featuring a private dock with boat access. This fully renovated home offers a spacious layout with an eat-in kitchen, one large bedroom, and a bathroom on the ground floor. Upstairs, there are two additional bedrooms, 2 bathrooms, and a well-appointed kitchen. The primary bedroom boasts a balcony with breathtaking views. Additional amenities include

    Giovanni Nocella RE/MAX Edge

    15585 Bayview Ave, Rosedale, NY 11422
  • /23

    $699,000

    • 4 Beds
    • 2 Baths
    • 1,176 Sq Ft

    3 Hampton Rd, Lynbrook, NY 11563

    Renovated 4 bedroom 2 full bath cape All new with high end finishes and interior trim work. Tastefully done with stainless steel appliances granite countertops and Gas cooking. full bath on second floor and full finished basement, new windows new siding Great location for schools shopping and transportation

    Jonathan Minerick HomeCoin.com

    3 Hampton Rd, Lynbrook, NY 11563
  • /25

    $875,000

    • 3 Beds
    • 2 Baths
    • 1,900 Sq Ft

    159 Monroe Blvd Unit Upper, Long Beach, NY 11561

    Welcome to Your Coastal Sanctuary: A Stunning Upper-Level Townhome. Step into a world where luxury meets tranquility in this pristine 1900 Square Foot upper-level unit, perfectly nestled just moments from the stunning shores of Monroe Beach. With vacation-year-round vibes, Long Beach invites you to experience the ultimate blend of relaxation and convenience, only 50 minutes from the hustle and

    Kelly Forman Compass Greater NY LLC

    159 Monroe Blvd Unit Upper, Long Beach, NY 11561
  • /23

    $700,000

    • 3 Beds
    • 2 Baths
    • 1,368 Sq Ft

    39 Alvin Place, Inwood, NY 11096

    Located in Inwood, NY 11096, 39 Alvin Place is a 1,368-square-foot single-family home featuring three bedrooms and two full bathrooms. Built in 1982, this colonial-style residence offers a spacious living and dining area, a large kitchen. The property sits on a 3,600-square-foot lot, providing ample outdoor space. Its layout presents potential for a mother-daughter setup with proper permits,

    Rita Mosheshvili EXIT Realty Premier

    39 Alvin Place, Inwood, NY 11096
  • /22

    $749,000 Open Sat 11AM - 12:30PM

    • 4 Beds
    • 2 Baths
    • 1,411 Sq Ft

    51 Legion Place, Malverne, NY 11565

    Beautiful Cape Cod home featuring a formal living room, updated eat-in-kitchen, full bath, master bedroom w/custom closets, additional bedroom & custom window treatments on 1st Floor. two Large bedrooms & full bath w/office area on 2nd floor. Manicured landscaping and much more!

    Joseph Devito Douglas Elliman Real Estate

    51 Legion Place, Malverne, NY 11565
  • /50

    $1,450,000

    • 4 Beds
    • 3 Baths
    • 3,400 Sq Ft

    3434 Elliott Blvd, Oceanside, NY 11572

    Waterfront Oasis in Oceanside – A Rare Gem!Experience luxury living in this stunning 4-bedroom, 3-bath contemporary home situated on one of Oceanside’s widest canals with a brand-new bulkhead. Boaters will love the oversized dock—ideal for two large boats and easily expandable. Just minutes to the open bay!Enjoy resort-style outdoor living with a heated saltwater in-ground pool

    Ellen Caprino Signature Premier Properties

    3434 Elliott Blvd, Oceanside, NY 11572
  • /6

    $699,999

    • 2,930 Sq Ft

    2918 Beach Channel Dr, Far Rockaway, NY 11691

    2918 Beach Channel Drive is a 3 storey home built on the ground. Property is fully fenced with a driveway that can accommodate 3 cars. The ground floor area has front, side and back entrances/exits. The back door leads to a fenced backyard with an outdoor shower on the exterior wall (constructed as such). Not flood prone/ base level built on the ground.

    Derek Greene Greene Realty Group

    2918 Beach Channel Dr, Far Rockaway, NY 11691
  • /27

    $1,800,000

    • 2 Beds
    • 2 Baths
    • 1,800 Sq Ft

    26 W Broadway Unit 505, Long Beach, NY 11561

    Experience Ultimate Luxury in this Spectacular Completely Remodeled OCEANFRONT 2 Bedroom & 2 Full Bath Boutique Condominium! The Rippling Blanket of Brochure-Blue Captivates your Senses the Moment you Walk Through the Door! Originally Built as a 3 Bedroom, the Living Room is Open & Airy & Features a Gas Burning Fireplace and Beautifully Tiled 150 SqFt Wrap-around Oceanfront Terrace! Every Inch

    Jennifer McConnell BERKSHIRE HATHAWAY

    26 W Broadway Unit 505, Long Beach, NY 11561
  • /50

    $1,113,000 Open Sat 12:30PM - 2PM

    • 5 Beds
    • 4 Baths
    • 2,926 Sq Ft

    162 Commodore Cir E, Arverne, NY 11692

    Stunning Oceanview Two-Family Home in Arverne by the Sea, Rockaway Beach. Discover this exceptional three-story, two-family home with breathtaking ocean and park views in Arverne by the Sea, one of New York City’s most sought-after coastal communities. Located on 70th Street in Rockaway Beach, just one block from the 67th Street Surfing Beach, this property offers the perfect blend of beachside

    Matthew Hart World Prop Intl Sea to Sky

    162 Commodore Cir E, Arverne, NY 11692
  • /13

    $165,000

    • 1 Bath
    • 425 Sq Ft

    1185 E Broadway Unit 4A, Hewlett, NY 11557

    Modern Studio Apartment in Hewlett – Close to the LIRR!This charming studio unit in Hewlett offers the perfect mix of comfort and convenience. Located less than a quarter mile away from the LIRR, it’s an excellent choice for commuters or anyone looking for easy access to NYC and surrounding areas.Featuring a modern kitchenette with a brand new refrigerator and stove, plenty of

    Maritza Burke Coldwell Banker American Homes

    1185 E Broadway Unit 4A, Hewlett, NY 11557
  • /44

    $739,000 Open Sat 1PM - 3PM

    • 3 Beds
    • 3.5 Baths
    • 1,636 Sq Ft

    130-17 229th St, Jamaica, NY 11413

    This beautiful Tudor-style townhouse comes with first floor features a bright sunken living room with working fireplace and decor expose beam, formal dining room, kitchen and half bath. Upstairs there are three spacious bedrooms master suite and main bathroom as soaking tub and full bathroom, full finished basement as working fireplace full bath, living room, separate walk out entrance, one car

    Sandra Morrison Century 21 Milestone Team Rlty

    130-17 229th St, Jamaica, NY 11413
  • /31

    $3,148,000

    • 5 Beds
    • 4.5 Baths
    • 5,625 Sq Ft

    1471 Bay Blvd, Atlantic Beach, NY 11509

    This is a Beautiful 6 year young Custom Contemporary Home in the beautiful Beach Community of Atlantic Beach New York. Only 23 Miles to Manhattan! It is a corner property located on a tree lined street surrounded by other beautiful homes. Walk to Resident's Only Beach, Boardwalk, Houses Of Worship. This is a remarkable house featuring 5 oversized Bedrooms each with its own gorgeous Bathroom.

    Annett Ellis Annett C Ellis Realty Inc

    1471 Bay Blvd, Atlantic Beach, NY 11509
  • /24

    $1,968,000

    • 4 Beds
    • 5.5 Baths
    • 2,500 Sq Ft

    188 Coronado St, Atlantic Beach, NY 11509

    Space, style & modern luxury come together at 188 Coronado Street, A meticulously constructed single family townhouse that'll captivate you from the moment you arrive with its warm & welcoming energy. Large families looking for space will appreciate this turn key move in ready townhouse. Expansive sun drenched formal living area provides great space for entertaining. Spacious formal dining area

    Gabriel Kashi Keystone Realty USA Corp

    188 Coronado St, Atlantic Beach, NY 11509
  • /40

    $509,000 Open Sat 12PM - 3PM

    • 1 Bed
    • 1 Bath
    • 1,000 Sq Ft

    700 Shore Rd Unit 2Z, Long Beach, NY 11561

    This spacious Junior 4 apartment is conveniently located just one apartment away from the ocean. It’s situated on the second floor, which boasts a large terrace. The apartment features newly renovated floors, including updated bathrooms and kitchens, as well as new air conditioning units. The pool is saltwater and solar heated. Parking is available on a waiting list, and pets are welcome, with

    Todd Litz Signature Premier Properties

    700 Shore Rd Unit 2Z, Long Beach, NY 11561
  • /19

    $1,300,000 Open Sat 12:30PM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,258 Sq Ft

    114 Beach Way, Far Rockaway, NY 11692

    Nestled along the serene waterfront of Arverne, this exquisite two-family home offers breathtaking ocean views. The first unit is a spacious triplex with 3 bedrooms, 2 bathrooms, an open kitchen with stainless steel appliances, Island with granite countertops, a large living room, and a lounge room leading to a huge deck with stunning views. The large backyard and private garage provide plenty of

    Jessica Bathija Keller Williams Rty Gold Coast

    114 Beach Way, Far Rockaway, NY 11692
  • /21

    $349,999

    • 2 Beds
    • 1 Bath
    • 700 Sq Ft

    4 Rose St Unit 7,C-1, Oceanside, NY 11572

    Welcome To 4 Rose Street Unit 7,C-1..This Beautiful 2 Bedroom & 1 Bath Co-Op Sits In A Quaint Section Of Oceanside...This Waterfront Complex Is Perfect For Your Next Move. The Unit Home Features Magnificent Hardwood Floors, Full Kitchen & Tons Of Storage..Entire Complex Was Repaved & Common Areas Newly Renovated. The Complex Includes A Gym, Dogrun & Much More! There Are Seasonal Boat Slip

    Nicholas Santillo Signature Premier Properties

    4 Rose St Unit 7,C-1, Oceanside, NY 11572
  • /24

    $625,000

    • 2 Beds
    • 2 Baths
    • 1,039 Sq Ft

    230 E New York Ave, Valley Stream, NY 11580

    Fully back on the market! Welcome to this charming and deceptively spacious 2-bedroom home that offers far more than meets the eye! Step inside and be pleasantly surprised by the thoughtful layout and abundance of space. The main floor features a cozy living room, a formal dining room with beautiful hardwood floors, perfect for entertaining, and an inviting eat-in kitchen with plenty of room

    Luteechia Montague Phenomenal Properties R E Co

    230 E New York Ave, Valley Stream, NY 11580
  • /41

    $1,525,000

    • 3 Beds
    • 2.5 Baths
    • 3,420 Sq Ft

    62 Rochester Ave, East Atlantic Beach, NY 11561

    Rare New Construction Opportunity in East Atlantic Beach – FEMA Compliant & minutes from the Ocean! Discover the potential of this exceptional new construction home, situated on three separate lots in the exclusive private beach community of East Atlantic Beach. Just one block from pristine sandy shores, this west-facing property offers breathtaking sunsets and afternoon sun, making it the

    Barbara Mullaney Coldwell Banker American Homes

    62 Rochester Ave, East Atlantic Beach, NY 11561
  • /42

    $1,200,000

    • 6 Beds
    • 6 Baths
    • 2,171 Sq Ft

    22008 145th Ave, Springfield Gardens, NY 11413

    Welcome to this exquist two family home in the quiet area of Springfield Gardens, newly constructed in the year 2020. PRICE REDUCTION!!! SELLER IS FLEXIBLE , WILLING TO DO SELLERS CONCESSION. Smart house that comes with speakers in the ceilings through out , bluetooth connections, central air, recessed lightings with high ceilings. Immaculate condition plus excellent for investment purpose,

    Gayon Facey Xquizit Realty Inc

    22008 145th Ave, Springfield Gardens, NY 11413
  • /18

    $429,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    410 E Broadway Unit 5 O, Long Beach, NY 11561

    Welcome to the best coastal living lifestyle on Long Beach! This stunning 1 bed/1 bath co-op offers beautiful living space and places you right in the heart of one of the best vibrant beach communities in New York. This unit offers everything buyers are looking for- spacious layout, updated kitchen & bath, plenty of storage, hardwood flooring and plenty of amenities; same level laundry room, bike

    Maria Wilbur Signature Premier Properties

    410 E Broadway Unit 5 O, Long Beach, NY 11561
  • /2

    $950,000

    • 3 Beds
    • 3 Baths
    • 2,250 Sq Ft

    622 Bay 32 St, Far Rockaway, NY 11691

    Legal 3 Family, Investment Property. close to everything

    Krishna Lakharam Perfect Properties Corp

    622 Bay 32 St, Far Rockaway, NY 11691
  • /19

    $435,000

    • 1 Bed
    • 1 Bath
    • 850 Sq Ft

    210 E Broadway Unit 6B, Long Beach, NY 11561

    Welcome to this top floor, stunning ocean front 1-bedroom, 1-bathroom co-op! Offering a serene living experience with stunning views of the water from every room., including a lovely terrace off the living room. This cozy unit features an open layout, allowing plenty of natural light and breathtaking views of the ocean. The living area is spacious and inviting, the kitchen is fully equipped with

    Lyndsey Gallagher Coldwell Banker American Homes

    210 E Broadway Unit 6B, Long Beach, NY 11561

Showing Results 641 - 680, Page 17 of 18

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