Why Live in Lloyd Harbor
Lloyd Harbor, located in Long Island, is a unique neighborhood divided by a branch of the harbor, creating two peninsulas surrounded by water. This nearly 10-square-mile area is New York’s second-largest village by area but has a low population density due to its expansive state parks and large estates. The neighborhood is known for its private and semi-private beaches, such as Lloyd Neck Beach, and amenities like the Lloyd Harbor Bath Club. Outdoor enthusiasts enjoy the 1,520-acre Caumsett State Historic Park Preserve, which offers walking trails, horseback riding, and a new café, as well as the Target Rock National Wildlife Refuge, popular for fishing and birdwatching. Homes in Lloyd Harbor are zoned for a minimum of 2 acres, featuring massive colonial, contemporary, modern, and Mediterranean styles, often with private pools or tennis courts. The area is safer than the national average, with a CAP Index crime score of 1 out of 10. The Cold Spring Harbor Central School District serves the community, with highly rated schools including Goosehill Primary Center, Lloyd Harbor School, and Cold Spring Harbor Junior/Senior High School. Residents enjoy proximity to Huntington Village, which offers vibrant dining, shopping, and entertainment options, including The Paramount Theater. Lloyd Harbor is about 42 miles from Midtown Manhattan, with train service from Huntington Station to Penn Station taking approximately an hour.
Frequently Asked Questions
Is Lloyd Harbor a good place to live?
Lloyd Harbor is a good place to live, receiving 3.5 stars from its residents. Lloyd Harbor is considered very car-dependent and somewhat bikeable. Lloyd Harbor is a suburban neighborhood with a crime score of 1, making it safer than the average neighborhood in the U.S. Lloyd Harbor has 6 parks for recreational activities. It is sparse in population with 0.6 people per acre and a median age of 44. The average household income is $219,302 which is above the national average. College graduates make up 68.6% of residents. A majority of residents in Lloyd Harbor are home owners, with 6.5% of residents renting and 93.5% of residents owning their home. A
local real estate agent serving Lloyd Harbor can help you decide if this neighborhood is the right one for you. Learn more on our
Lloyd Harbor neighborhood guide.
Is Lloyd Harbor, NY a safe neighborhood?
Lloyd Harbor, NY is safer than the average neighborhood in the United States. It received a crime score of 1 out of 10.
How much do you need to make to afford a house in Lloyd Harbor?
The median home price in Lloyd Harbor is $2,395,000. If you put a 20% down payment of $479,000 and had a 30-year fixed mortgage with an interest rate of 6.18%, your estimated principal and interest payment would be $11,710 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $502K a year to afford the median home price in Lloyd Harbor. Learn how much home you can afford with our
Home Affordability Calculator. The average household income in Lloyd Harbor is $219K.
What are the best public schools in Lloyd Harbor?
The best public schools that serve Lloyd Harbor are:
What are the best private schools in Lloyd Harbor?
The best private schools that serve Lloyd Harbor are:
- St Patrick's School has a B Niche grade, a student teacher ratio of 16:1 and an average review score of 3.7.
What are the most popular zip codes in Lloyd Harbor, Lloyd Harbor, NY?
Home Trends in Lloyd Harbor, NY
On average, homes in Lloyd Harbor, NY sell after 76 days on the market compared to the national average of 53 days. The median sale price for homes in Lloyd Harbor, NY over the last 12 months is $2,025,000, down 4% from the median home sale price over the previous 12 months.
Median Sale Price
$2,025,000
Median Single Family Sale Price
$2,228,000
Average Price Per Sq Ft
$637
Number of Homes for Sale
10
Last 12 months Home Sales
37
Median List Price
$2,395,000
Median Change From 1st List Price
3%
Median Home Sale Price YoY Change
-4%