$554,489Average Value$244Average Price per Sq Ft45Homes For Sale
Bluewater Bay offers waterfront living, amenities and top schools
Bluewater Bay is a master-planned community east of Niceville. It rests on the shores of Choctawhatchee Bay, and residents spend their days watching sunsets from their decks, boating or driving golf carts to the various amenities—from golf courses to pools—near their homes. The Bluewater Bay Municipal Services Benefit Unit, or MSBU, has a board of directors that oversees maintenance, including roads, streetlights and irrigation systems. With a Cap Index Crime Score of 3 out of 10, compared to the national average of 4, and top-rated schools, Bluewater Bay draws families, many of whom stick around. “Most people don’t even lock their doors, it’s that safe,” says Joe Fagundes, a real estate agent with Berkshire Hathaway HomeServices PenFed Realty and president of the Windward subdivision’s HOA. “We moved here 20 years ago, raised our kids here and don’t plan on leaving anytime soon.”
Wide range of home styles and prices across various subdivisions
With nearly 4,000 homes across 73 subdivisions, Bluewater Bay accommodates many budgets and lifestyles. Most subdivisions have their own HOAs, separate from the MSBU, that oversee architectural review, landscaping and more. Florida state Road 20 divides the community, and Fagundes notes this can affect home prices. “On the southwest side, most homes are $450,000 and higher—up to $2 million on the bayfront,” he explains. “If you go across the road, there is more affordable housing, between $300,000 and up to $1 million. But I’d estimate that 60% of homes in all of Bluewater Bay are $500,000 or less.” Addie’s Place is the newest subdivision, featuring recently built New Traditional homes. Southwind and Windward are gated on the golf course. “Both have waterfront,” Fagundes says. “Sunset Beach within Southwind has a long community building with a pier, and Windward has its own pier just for neighborhood residents.” Throughout Bluewater Bay, single-story New Traditional, bungalow and ranch-style homes can cost $280,000 to $490,000, while Colonial Revival, two-story New Traditional, Mediterranean-style and contemporary houses can run from $500,000 to $780,000. Waterfront properties may range from $800,000 to $2.5 million. Townhouses and condos are available, mostly near the bay, and can cost $170,000 to $530,000, depending on age and location.
Residents enjoy golf, tennis and bay access in their neighborhood
Walking trails lead to all kinds of recreation. Aside from a full access package to the neighborhood’s three pools, the community doesn’t provide all-inclusive memberships for its amenities; each facility has its own fee. But the playgrounds at Abram’s and Woodlands parks are free. There’s a 9-basket disc golf course, the semi-private Golf Club and Bluewater Bay with 18 holes and the Bluewater Bay Tennis Center, offering clinics, camps and lessons on its 12 clay courts. The community recently added pickleball courts. “Many people play golf and tennis, but more people are on the water,” Fagundes says. Some residents store boats at the neighborhood marina, others have private docks. Just outside Bluewater Bay, Fred Gannon Rocky Bayou State Park has slipways. “The state park is heavily used,” Fagundes says. “The boat launches lead directly into Rocky Bayou, which puts you into the Choctawhatchee Bay.” The park also offers campsites and hiking trails under the shade of live oaks. Plus, the Emerald Coast’s scenic beaches, known for their white sand and clear waters, are a short drive away.
A’s for Bluewater Bay’s zoned schools
The Okaloosa County School District serves the neighborhood. Bluewater Bay Elementary and Ruckel Middle earn an A-minuses from Niche. Niceville High gets an A and has the country’s only NaGISA, or Natural Geography of In-Shore Areas. In 2024, eight students traveled to Japan to present their work on marine biodiversity.
Shopping and dining on state Road 20, with restaurants close to home
Along state Road 20, there’s a Winn-Dixie grocery store, CVS Pharmacy, Ace Hardware, Dollar General, Walgreens and restaurants. Jojo’s Coffee and Goodness is a morning go-to. Brothers Kitchen serves Southern cooking, while Tisano’s offers Italian cuisine. But Fagundes notes that the neighborhood’s most popular spots are within residential areas. “The local favorite is LJ Schooners at the marina,” he says. “It overlooks the wet slips and has an oyster bar and a formal restaurant.” The Blue Tee, beside the golf course, has diverse breakfast, lunch and dinner menus.
Driving distance to Niceville, Destin and Fort Walton Beach
There’s no public transportation in the neighborhood. “Golf carts are commonly used,” Fagundes says. “It’s also very walkable. On both sides of the main roads all the way down to the marina, there are sidewalks.” Bluewater Bay is between Niceville, about 5 miles west, and Destin, about 10 miles south. “There’s a lot more traffic in the summer, but when you live here, you know the times of day that you don’t have to deal with it,” Fagundes says. “Saturday, you don’t even try. That’s turn day on the beach.” Fort Walton Beach is about 20 miles west. Eglin Air Force Base, with a military hospital, and Destin-Fort Walton Beach Airport are about 15 miles west, and Hurlburt Field is about 25 miles west. MCA Florida Twin Cities Hospital is about 7 miles away.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
Are you familiar with the Bluewater Bay neighborhood?
to let others know what life in this neighborhood is like.
Crime and Safety
1 - Low Crime, 10 - High Crime
Bluewater Bay
US
Homicide
1
4
Sexual Assault
1
4
Assault with Weapon
1
4
Robbery
2
4
Burglary
4
4
Motor Vehicle Theft
3
4
Larceny
1
4
Crime Score
2
4
Source: WhatIsMyCrimeRisk.com
Bluewater Bay Demographics and Home Trends
On average, homes in Bluewater Bay, Niceville sell after 52 days on the market compared to the national average of 57 days. The median sale price for homes in Bluewater Bay, Niceville over the last 12 months is $492,300, down 2% from the median home sale price over the previous 12 months.
Move-in ready 3/2 home in Bluewater Bay in Niceville, Florida. This 1,315 sqft home features luxury vinyl plank flooring throughout, quartz countertops, and upgraded cabinets with large breakfast bar. Primary suite and secondary bedrooms include walk-in closets, while bathrooms showcase marble vanity tops. The open floor plan offers 10-foot ceilings and flows seamlessly to a large lanai perfect
Introducing 4286 Skipjack Cove, a stunning coastal bungalow nestled in the highly sought-after Marina Landing community. Perfectly positioned within walking distance of the natural cove marina at Bluewater Bay, this home offers an idyllic lifestyle for boat lovers and golf enthusiasts alike. From the street, you are welcomed by the home's exceptional curb appeal, featuring professional
The seller to contribute $5k towards closing cost.Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an
This 2-bedroom, 2-bath condo in The Florida Club blends comfort, convenience, and resort-style amenities. The open-concept living area and split-bedroom layout offer both space and privacy, while the private screened balcony is perfect for relaxing after a day in the sun. Enjoy a well-appointed kitchen, generous storage, and a primary suite with an en-suite bath. Community perks include a
Welcome to this beautiful home in the highly sought-after Bluewater Bay area of Niceville. Located within a gated golf course community of Southwind, this property offers a prime setting with convenient access to local amenities and a short drive to the white-sand beaches of the Emerald Coast. Step outside to your own private retreat featuring a newly added resort-style pool and spa, surrounded
Charming two-story home located in the highly desirable Bluewater Bay community. This updated property features a renovated kitchen, fresh paint throughout, and tile and wood laminate flooring, offering both style and durability. The layout provides comfortable living with plenty of natural light and functional space. Enjoy the privacy of a fully fenced yard, perfect for relaxing or entertaining.
New construction luxury townhome now available in Bluewater Bay! This beautifully upgraded 3-bedroom, 2.5-bathroom, 1,472 sq ft Bay Breeze Townhome at 1613 Beckett Blvd, Niceville FL 32578 features luxury vinyl plank flooring throughout both floors, quartz countertops in kitchen and all baths, solid wood soft-close cabinetry, and a complete stainless steel appliance package including
Pool Home in the Highly Desirable Gated Parkwood Estates in Niceville! Tucked away at the end of a quiet cul-de-sac and backing to a protected natural preserve, this 4-bedroom, 2.5-bath home offers privacy, vaulted ceilings, and a stunning 30,000-gallon pool designed for entertaining.Located in one of Niceville's most desirable gated communities, this beautifully maintained home features
A truly exceptional one-story executive ranch, thoughtfully designed for those who appreciate quality, privacy, and the luxury of space. Nestled on a quiet cul-de-sac within the gated Southwind community, this waterfront property offers a rare opportunity to enjoy peaceful surroundings, expansive outdoor living, and the potential to further enhance your water views over time. With 4 bedrooms and
See Additional Remarks--- Experience refined coastal luxury at 4319 Sunset Beach Circle, a custom-built residence in the exclusive guard-gated community of Sunset Beach within Bluewater Bay. Offering 3,107 square feet of thoughtfully designed living space, this exceptional home blends elevated design, superior craftsmanship, and energy-efficient construction into one impressive package. A pavered
Welcome to this beautifully remodeled residence in the highly sought-after gated community of Southwind in Bluewater Bay. Perfectly positioned in one of the most desirable neighborhoods along the Emerald Coast, this home blends modern upgrades, timeless style, and spacious living, creating a truly turnkey opportunity for its next owner. From the moment you arrive, the care and attention invested
Christina Milidonis AdairBerkshire Hathaway Home Services PenFed Realty
Beautifully renovated third-floor condo in the heart of Bluewater Bay, offering the perfect blend of style, comfort, and location. Enjoy a low density community with only 3 buildings! This fully updated 2-bedroom, 2-bath residence features an open, light-filled layout with serene pool views from both the living area and the primary suite, plus an additional private balcony ideal for morning
Welcome to your new retreat in The Bungalows at Bluewater Bay! This beautifully maintained 3-bedroom home is designed for those who value both comfort and convenience. You'll love the airy, light-filled layout and the durability of wood-look tile flooring in every room--perfect for easy cleaning and a modern aesthetic. As well as a suite of recent big-ticket upgrades--including a new shower in
Nestled away in the gated community of Mediterranean Village, inside the beautiful Magnolia Plantation this home opens with rich bamboo flooring, tall ceilings with crown molding, an open floor plan with a kitchen that greats you with an abundance of cabinetry and plenty of counterspace. The appliances are stainless that go great with the Quartz countertopsThis is a MUST SEE! The roof is 3
The advertised rate of $3,169/month is the lowest available price, based on a 30 day(s) stay with a move-in date of October 25, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be
***Owner is offering a move-in special with 50% off your first month’s rent—great savings to start your lease!***Escape into your personal sanctuary at 4276 Calinda Lane, Unit 142, nestled in the charming enclave of Niceville, FL. This exceptional condo offers a spacious one-bedroom layout, perfectly designed for comfort and convenience. Immerse yourself in a lifestyle of ease with a full
Property Id: 2511184Don't miss this 3BR/2.5BA townhome in Bluewater Bay! 1,449 sqft with modern upgrades, fenced backyard, and top school zoning. $2,400/mo.Tenant is responsible for utilities and maintenance of the yard. Pets considered with owners approval. Located just minutes from Destin you’ll have access to shopping, entertainment, and the best beaches in the
AvailableJuly 10th! Pets Considered with Owner Approval **HOME IS FULLY FURNISHED** $250 utility reimbursement fee Step into your dream home in the coveted Bluewater Bay community! This open and Step into your dream home in the coveted Bluewater Bay community! This open and spacious living room boasts vaulted ceilings and sliding doors that seamlessly blend indoor and outdoor living, leading you
Come enjoy treetop views at Florida Club of Bluewater Bay. Unit 246 is a fourth floor unit with recent renovations to include new lighting, granite, and carpet in the bedrooms. High speed WiFi, Cable, and a washer/dryer combo are included in the lease as well. This well-kept complex includes a community pool, fitness room, picnic area, and BBQ grills for entertaining. Florida Club is minutes away
A must-see! Thoughtfully designed, this custom home is ideally situated on a large golf course lot with mature landscaping in the heart of Bluewater Bay. Bright natural light floods the open floor plan through numerous windows and skylights, creating airy spaces that offer flexibility for a variety of living options. No expense was spared in the gourmet kitchen, featuring a Thermador gas stove
Looking for a beautiful, comfortable, and thoughtfully appointed fully furnished apartment? Look no further! Explore this luxurious and cozy living space in the heart of the Destin, Fort Walton locale. The top 5 reasons to consider this unit are the community livability, outdoor adventures, quality school districts, overall prosperity, and the ease of access to upscale urban and relaxing
**Special Offer- Half Off First Month** Available for immediate move-in. Fully Furnished. 2b/2b condo located on Westlake in Bluewater Bay, convenient to Eglin AFB, schools, shopping and just minutes away from the beautiful snow-white beaches of Destin. This second-floor condo is fully furnished with water & power included. Vaulted ceilings provide a beautiful view from the loft to the living
COMPLETELY FURNISHED! New furniture in living and dining room April 2026.Ground Level end unit. Two bedrooms, Two Bath Condo.. Open living/dining area. Natural setting, lots of windows. Screen porch off living area and back bedroom. Small patio area off front bedroom. Washer and dryer in unit. Water and trash included in rent. HOA does not allow pets. No smoking unit.All
***Move-In Special - $500.00 off the first month's rent*** This beautiful brick home, located in the desirable, gated Southwind community of Bluewater Bay, offers comfort, style, & exceptional curb appeal. Situated on a spacious corner lot, the property features a professionally landscaped yard complete with an irrigation system, creating a well-maintained & inviting exterior. Inside, the home
Available 06/04/2026....Fantastic and recently renovated unit overlooks the pool & hot tub, featuring plank & tile floors throughout. Newer paint and granite in the home. Bedroom features walk in closets and spacious bedrooms. Washer & dryer hookups. Storage room on outside screened balcony. Florida Club boasts a pool, hot tub, sauna, work out room and outside pic nic area. No smoking or vaping.
Available 06/04/2026....Fantastic and recently renovated unit overlooks the pool & hot tub, featuring plank & tile floors throughout. Newer paint and granite in the home. Bedroom features walk in closets and spacious bedrooms. Washer & dryer hookups. Storage room on outside screened balcony. Florida Club boasts a pool, hot tub, sauna, work out room and outside pic nic area. No smoking or vaping.
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