Watersound is one of Panama City Beach's largest master-planned communities, drawing people who want an active, social lifestyle. It sits between the Intracoastal Waterway, West Bay and several coastal dune lakes, so it's easy to spend the day boating and fishing. Neighbors often get together for a round of golf or a tennis match, and after a day outside, you can hop in your golf cart and head to Watersound Town Center for a drink or a bite to eat. Between all that and the community’s annual events, there’s always something going on. And with more housing and shopping centers still being built, Watersound is only going to keep growing.
Subdivisions in Watersound
Watersound is made up of several subdivisions, each with something a little different. The main ones include:
Watersound Camp Creek, which has contemporary homes next to the private 18-hole Camp Creek Golf Club
Watersound Origins, where coastal cottages surround the public 10-hole Origins Golf Club
RiverCamps on Crooked Creek, a gated community on West Bay with a boat ramp, docks and camping areas
Ward Creek, which includes townhouses and single-family homes right off state Route 79
Latitude Margaritaville, a 55+ community with its own town square and concert venue
You’ll also see vacation rentals, hotels and apartment complexes scattered throughout the community.
How much homes cost
The median sale price in Watersound is around $515,000, which is about the same as Panama City Beach’s median. Townhouses can start in the upper $200,000s and reach the lower $300,000s. Single-family homes usually range from the mid-$300,000s to the lower $2 millions, based on the home’s size and if it’s on the water. Some homes are in high-risk flood zones, where homeowners are required to have flood insurance.
What to know about HOA fees and other community amenities
HOA fees vary depending on the subdivision, along with the style and size of your home. These dues go toward maintaining shared amenities that you’ll find in each subdivision, including swimming pools, sports facilities and fitness centers. They also help with the upkeep of the trail network, which passes through slash pine forests and eventually connects with the Timpoochee Trail and the Panama City Beach Conservation Park. Watersound Club is another community recreation spot, with a separate membership fee that gets you access to a private beach and the community’s golf courses. Storing a boat at one of the local marinas also comes with additional costs, and for public beach access, you can head a few miles south to places like Inlet Beach and Laguna Beach.
Where kids go to school
Watersound is zoned for Bay District Schools. Kids can attend West Bay Elementary School, Surfside Middle School and J.R. Arnold High School, which offers Career and Technical Education pathways in fields like construction and culinary arts. Several private options are also nearby, including St. Bernadette Catholic School in Upper Grand Lagoon.
Grocery stores, steakhouses and bars at Watersound Town Center
Watersound Town Center is home to Publix, several medical offices and a handful of restaurants. Familiar spots like Starbucks and Jersey Mike’s sit alongside locally owned options like Ambrosia, which serves seafood and steak. There’s also Scout, a sports bar with craft cocktails, ping-pong tables and bocce ball courts. More restaurants and retailers are on the way as Watersound West Bay Center continues to develop. Until then, Pier Park, Panama City Beach’s unofficial downtown district, is about 12 miles away.
Community events range from a concert series to a Christmas festival
From beach bonfires to 5Ks, Watersound’s calendar stays pretty full. Some of the most popular annual events include:
Sounds Like Summer, a live music series held at the town center’s pavilion between June and August
Watersound Block Party, which includes face painters, balloon artists and lawn games at the town center
PorchFest, when musicians perform on front porches and lawns around the Origins community
Winter Wonder Watersound, which gives kids a chance to meet Santa and mail letters to the North Pole
Getting around via U.S. Route 98
U.S. Route 98 connects Watersound with other beachfront towns like Destin, about 30 miles west, and major employers like Tyndall Air Force Base, roughly 35 miles east. It’s also the main route to Northwest Florida Beaches International Airport, around 20 miles away. Keep in mind that heavy traffic regularly impacts the highway, especially during the summer.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
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to let others know what life in this neighborhood is like.
Crime and Safety
1 - Low Crime, 10 - High Crime
Watersound
US
Homicide
1
4
Sexual Assault
1
4
Assault with Weapon
2
4
Robbery
3
4
Burglary
3
4
Motor Vehicle Theft
3
4
Larceny
1
4
Crime Score
1
4
Source: WhatIsMyCrimeRisk.com
Watersound Demographics and Home Trends
On average, homes in Watersound, Panama City Beach sell after 62 days on the market compared to the national average of 56 days. The median sale price for homes in Watersound, Panama City Beach over the last 12 months is $515,000, up 8% from the median home sale price over the previous 12 months.
6501 Golden Aster Trail: Luxury Meets Adventure in Rivercamps with UPGRADES at EVERY CORNER! The Property: Exquisite Craftsman Comfort Nestled on a generous, beautifully landscaped (with irrigation system) 0.64-acre interior lot near a quiet cul-de-sac, this modern 3-story Craftsman-style home (built in 2021) offers an elevated living experience--literally and figuratively. Custom built and
*** Motivated seller! Offering $10,000 in seller concessions for the buyer to use towards interest rate buy-down, prepaid items, closing costs, or escrow expenses. Welcome to 6608 Button Buck Trail, nestled within the highly sought-after RiverCamps community in Panama City Beach. Where nature, privacy, and coastal living come together effortlessly. Surrounded by preserved woodlands and peaceful
OPEN HOUSE - August 2nd from 1-4 PM. Welcome to 7537 Shady Glen Trail, located on the west end of RiverCamps on Crooked Creek: Panama City Beach's hidden wooden oasis. The development sits on 1,500 acres, two thirds of that being devoted to conservation. The community has a NEW zero-entry pool, approximately seven miles of interconnecting trails and boardwalks, boat launch and trailer storage,
The Amelia by Fischer Homes offers a spacious and versatile design, featuring an extra-large family room that opens to the kitchen for seamless living. Customize your home with options for a basement or loft, a private study, or a third bedroom. Enhance your living space with an optional sunroom, expanded patio, or deck. The owners suite includes the option for direct access to the laundry room
Welcome to easy coastal living in Latitude Margaritaville Watersound! This popular PARROT floorplan in PHASE 5 is all about location, lifestyle, and value. Perfectly positioned on a desirable pond view lot, you'll enjoy peaceful water views and a relaxing setting right from your backyard. Inside, the home features a bright, clean interior with tile flooring throughout, a neutral palette, and a
The Lila is praised for its large, centrally located Kitchen. The wide island overlooks the Great Room and Dining area with open views out to the Lanai with windows across the back of the home. The Kitchen also gives the chef in your family lots of space to work with and house their tools of the trade with ample countertop area, cabinetry and a walk-in pantry. The second and third Bedrooms and
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Beautiful Bay View lot located within the gated RiverCamps community. RiverCamps is an exclusive waterfront community. This nature oasis is surrounded by three stunning bodies of water and lush pine forest. While this community feels like a secluded retreat it is still only approximately 10 minutes away from the beach! This lot is the closest lot to the newly built pool, the boat day docks, the
GENERATIONAL LIVING!! 6408 River Bluff Trail is a custom built home that offers elegant single-story living in the prominent community of RiverCamps on Crooked Creek. This home offers a spacious 3,384 square feet of heated and cooled living space. Included in this square footage is a guest house for multi generational living, a bonus room above garage that includes a half bath, and a four Seasons
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Located in the Salt Grass community in Panama City Beach, Florida, this move-in ready Julia floorplan offers a thoughtfully designed single-story layout with expanded indoor-outdoor living and designer-selected finishes throughout. The home includes 3 bedrooms, 2 baths, and an extended 2-car garage configuration designed for added storage and flexibility. The open-concept main living area is
Welcome to an exceptional Barbuda Bay in Latitude Margaritaville, perfectly positioned on a corner pond lot designed for luxury coastal living. This beautifully upgraded home offers the rare combination of privacy, luxury, and thoughtful design, complete with a private pool and a setting that provides privacy and minimal upkeep as the HOA provides lawn service, sprinklers and landscaping. Inside,
A kitchen-front layout highlights this open-concept floorplan. Windows flowing from the Kitchen to the Great Room fill the Erika with natural light. Owner's Suite highlights include a location tucked off the Great Room, separate dual vanities, and option to extend the rear of the home by four feet, increasing both the Owner s Suite and Lanai. Three distinct exterior choices provide plenty of
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! This UNFURNISHED home available for long term, start date 9/1/26. Relax on the lanai with pond view. Equipped with a whole house generator and hurricane shutters! It just doesn't get any better! Very close to all the amenities! This Breeze Bay, Beach Collection features 2 bedrooms, 2.5 baths, den, and a 2 car garage.
Property Id: 2372017 Welcome to your dream home at 8632 Tropics Ave in Panama City Beach, FL! This cozy cottage in Latitude Margaritaville features 2 bedrooms, 2 bathrooms, and a 2-car garage. Built in 2023, this modern home includes all utilities and is pet-friendly for small dogs. Enjoy the amazing resort lifestyle of Margaritaville and all the amenities at the town center from resort
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available NOW for a 12 month lease. It just doesn't get any better! Just bring your suitcase. This Furnished, move in ready Lucia Villa located in the newer Phase 9 features 3 bedrooms, 2 baths, and a 2 car garage. Appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). No yard work
Property Id: 2228872 This beautifully designed fully furnished Antigua Model in Latitude Margaritaville Watersound, a premier 55+ community near Panama City Beach and the scenic 30A corridor, features 2 bedrooms, 2 baths, a versatile den (perfect for a home office or optional 3rd bedroom), and a 2-car garage with 1,565 sq. ft. of living space. Enjoy high-end finishes including 9' ceilings,
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available September 1, 2026 for 6 months. It just doesn't get any better! Just bring your suitcase. This Furnished, move in ready Barbuda Bay Villa located in the newer Phase 6BC features 3 bedrooms (the den was made into a bedroom), 2 baths, and a 2 car garage. All utilities and appliances included
Property Id: 1953623 Nestled in the heart of the sought-after 55+ Latitude Margaritaville Watersound community, this beautiful property offers the perfect blend of coastal charm and modern comfort. Step inside to discover a bright, open-concept layout with high ceilings, luxury vinyl plank flooring, and large windows that flood the space with natural light. The gourmet kitchen features
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available for 6mo+1 to a year. It just doesn't get any better! Just bring your suitcase. This Furnished, move in ready Dreamsicle Cottage located in the newer Phase 6BC features 2 bedrooms, 2 baths, den and a 2 car garage. All appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). No
Property Id: 2708328 Welcome to your dream home at 9400 Daydream Avenue in Panama City Beach, FL! This stunning single-family property features 2 bedrooms, 2 bathrooms, and a range of world class amenities including a fitness center, resort swimming pool and lap pool, tennis, pickleball and more! Enjoy the convenience of utilities included and pet-friendly accommodations for cats and small
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available October 1, 2026 to February 15, 2027 (5 months). Come live a fun, vibrant and active lifestyle in this nicely upgraded cottage at this incredible 55 or better community. Located on a corner lot, this Fully Furnished Aloha cottage floorplan with 2 Bedrooms, 2 full Baths and a 2 car Garage... Inside
The advertised rate of $4,334/month is the lowest available price, based on a 30 day(s) stay with a move-in date of January 8, 2027.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can be
Property Id: 2708435 Welcome to your dream home in Panama City Beach! This stunning single-family property boasts 2 bedrooms, 2 bathrooms, and a range of modern amenities including a dishwasher, washer/dryer in unit, screened-in extended lanai. Enjoy the luxury of a vaulted ceiling, open floor plan, amphitheater with live music, bar & chill restaurant, resort swimming pool, tennis and
Property Id: 2375743 Welcome to your dream home in Latitude Margaritaville in Panama City Beach! This stunning 2 bed/2 bath single-family "Coconut" home is available for rent starting 02/01/2026. Offered fully furnished, with a screened lanai and private backyard, enjoy the 55+ lifestyle with a resort style pool, state of the art indoor fitness center, live music daily, Bar & Chill
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