Tucked among the rolling hills of rural Kentucky, the city of Somerset has a population of just about 12,000 people. The nearest airport is over an hour away, and downtown spans only a few blocks. But every year, more than 4 million people make their way to this side of the state, thanks to Lake Cumberland. Summers in Somerset thrum with boats, car shows and live music. “On the Fourth of July, there’s half a million people here — it feels like Hilton Head in South Carolina,” says Bobby Clue, the executive director of the Somerset Pulaski Chamber of Commerce. “But this is a sleepy little town in the middle of January." For those who choose to settle down here year-round, Somerset is known for its affordable cost of living.
Outdoor lovers flock to Somerset for RV camping on Lake Cumberland.
The Liberty Nature Center in Somerset helps rehabilitate a variety of animals.
1/2
Own a plot of rural Kentucky land
Homes tend to get newer farther out from the city center. Outside of a small walkable downtown, streets feel rural, with no sidewalks and plenty of mature trees. Especially around the outskirts of town, yards can be several acres or more. “Taxes are relatively cheap compared to the rest of the state,” Clue says. “People often relocate here because they can buy a small farm, get off the grid or build their dream home on a plot of land.” The city’s median home price is $250,000. Smaller ranch styles from the mid-1900s start closer to $150,000. Sprawling lakeside homes can range from $700,000 to over $1 million.
Some residents build on large plots of land just outside Somerset.
The median home price in Somerset is $250,000.
1/2
Dual enrollment and technology pathways at Somerset High
The city is served by Somerset Independent Schools, which gets an overall B-plus rating from Niche. The district has three schools and approximately 1,600 students. Somerset High School offers dual enrollment courses with the local Somerset Community College, as well as specialty programs at the Pulaski County Area Technology Center. “The center has really neat classes in things like industrial manufacturing, nursing, and automotive technology,” Clue says. “In general, we are really fortunate to have really good schools — it’s a driver for people who are looking to move here.”
The city is also home to Somerset Christian School for kindergarten through 12th grade. The private school option receives a B-plus grade.
Pulaski County Area Technology Center serves students from 8-12 grades.
Somerset high school has a graduation rate of 94%.
1/2
Boating on Lake Cumberland, apple-picking at nearby farms
The seasons feel distinct in Somerset, with hot, humid summers and occasional snowfall in the winter. Summer recreation is centered around Lake Cumberland, which is open for boating, swimming and fishing. The lake snakes through the Kentucky countryside, lined with marinas, parks and camping grounds. “The lake is the heart of our community,” Clue says. “But we are also known for our adventure tourism — we’ve got hiking, nature preserves and extensive mountain biking trails.” The farms surrounding Somerset are often open to the public for produce stands or seasonal fruit-picking fields. Haney’s Appledale Farm is one notable example, popular for its peach and apple picking.
Each year, boaters come to Somerset to explore over 63,000 surface acres of Lake Cumberland.
RV owners can lease spaces at Lake Cumberland in Somerset.
1/2
A new bourbon distillery invests $200 million in Somerset
One of the most impactful developments coming to Somerset is the Horse Soldier Distillery, a bourbon company founded by military veterans. Horse Solider has invested $200 million in the city, planning to build both a distillery and a restaurant. It will form the southernmost stop on Kentucky’s famous Bourbon Trail and is expected to open in July 2026. “Since the building of Lake Cumberland in the 1940s, this is probably one of the most transformational projects to happen to Somerset,” Clue says. “It will bring in thousands of visitors.”
As of now, the shopping and dining scene in Somerset is still one of the most robust in the area. “We are a regional hub for about 13 counties,” Clue says. “If people want a higher-end grocery store, more restaurant options or entertainment, they come to Somerset.”
Horse Soldier Bourbon is investing over $200 million in Somerset with it's new distillery.
Somerset became the county seat in 1801.
1/2
Car shows, community centers and churches
Somernites Cruise is a popular car show that earned Somerset the title: “Official Car Cruise Capital of Kentucky.” Downtown streets are blocked off for this monthly summertime celebration of classic cars. Somerset is also home to the annual Master Musicians Festival, an award-winning event showcasing local and national talent.
On the day-to-day, Somerset residents can bring their kids to storytime at the Pulaski County Public Library or catch a show at The Virginia, a historic theater. The Center for Rural Development is a regional community center that plans events and theater productions. Churches play a large role in the community, and there’s a senior center for Somerset’s older residents. “About 20% of our population is 65-plus,” says Clue. “This is a really popular place to retire.”
The Somerset Public library has a wide range of books and materials for all ages.
The Virginia Theater in Somerset hosts concerts, plays, comedy shows, and private events.
1/2
A regional hub for healthcare
The city is home to the Lake Cumberland Regional Hospital and a surrounding collection of medical offices. “There’s a huge healthcare industry because we are a regional hub for so many people,” Clue says. “So many different kinds of specialists — we have three different dermatologists here!” Other major employers include the local school system and nearby industrial parks.
Major roads that run through the city include U.S. Route 27 and Kentucky Route 80, which leads out to Interstate 75. The closest big city is Lexington, which is 80 miles away and about an hour and a half drive. Somerset is also less than 200 miles from Louisville, Nashville and Cincinnati. All four of these cities have an airport.
In Somerset, the Lake Cumberland Regional Hospital is a 295-bed acute care facility.
The City Clerk's Office is located in the historic downtown in Somerset.
1/2
Crime
Somerset’s crime rates are slightly above the state average but were lower in 2023 than in 2022. Property crime rates are on par with the national average, and violent crime rates are below the national average.
Written By
Catherine Lashley
Photography Contributed By
Ryan Minion
Video By
Luke Basinger
Interested in learning more about homes in this area?
Reach out to
Rola Lawand-Duran,
an experienced agent in this area.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
On average, homes in Somerset, KY sell after 54 days on the market compared to the national average of 56 days. The median sale price for homes in Somerset, KY over the last 12 months is $275,000, up 4% from the median home sale price over the previous 12 months.
This nearly 3,000 sq ft custom-built home offers a thoughtful layout and timeless appeal, set on 13.88 unrestricted acres just minutes from the hospital. The main level features a spacious primary suite and convenient laundry, along with a living room, den, and formal dining room designed for both everyday living and entertaining. Three fireplaces—two wood-burning and one propane—add warmth and
Stately Brick Estate on 3.1 (+/-) Acres in Stonebrook Farms! Set on 3.1 (+/-) breathtaking acres, this 4-bedroom, 3.5-bath sanctuary delivers an ideal blend of luxury, space, and convenience. Accentuated by warm exterior architectural lighting and lush landscaping, the main floor showcases gleaming hardwoods, classic crown molding, a private office, and a warm living room with a gas fireplace.
EXCEPTIONAL SHORT-TERM RENTAL INVESTMENT! This property is currently operating as a successful active vacation rental right by Omega Park boat ramp and comes FULLY FURNISHED. Outstanding income-producing potential is already set in place. This is a premier real estate opportunity to acquire a spacious and beautifully updated home located in a prime recreational area. This well-maintained
Charming 3-bedroom, 1-bath home in a convenient location just minutes from Waitsboro Boat Dock and Burnside Island, making it an excellent choice for anyone looking to enjoy all that Lake Cumberland has to offer. Recent updates include a new roof, all-new windows, fresh interior paint, and new flooring throughout, offering a move-in-ready space with modern appeal. Whether you're searching for a
Welcome to 211 White Tail Run in Somerset, Kentucky, an exceptional home nestled in one of the area's most sought-after subdivisions. Offering over 4,000 square feet of beautifully designed living space, this spacious 4-bedroom, 3-bath home combines comfort, style, and functionality for families of all sizes. Step inside to find gorgeous hardwood flooring. You'll appreciate the generously sized
Nestled in the desirable Lakewood Haven community, tucked away in the back of Winding Ridge near the lake, this beautiful one level ranch home offers the perfect combination of comfort, style, and location. Step inside to find gorgeous hardwood flooring and a spacious main living area featuring soaring vaulted ceilings that create an open, inviting atmosphere. The well-appointed kitchen is
Charming 2022 Clayton Eagle Mobile Home in a Picturesque Lake Community Welcome to your new home! This nearly new 2022 Clayton Eagle manufactured on a permanent foundation offers modern comforts and an open floor plan that creates a bright, inviting atmosphere throughout. With three spacious bedrooms and two full bathrooms, there's plenty of room for relaxation and privacy. The heart of this home
Brand-new Duplex, offering 2 bedrooms and 2 full bathrooms with a spacious, functional layout. The finished basement expands the living space and includes a large room that could be used as a third bedroom, along with an additional room ideal for an office, hobby room, or extra storage. The basement floor will be finished prior to closing. This home also features modern finishes, an attached
Endless potential awaits! This 2-bedroom, 1-bath fixer-upper, Property consists of Lots 3 & 13 and a portion of Lot 4, Block 9, Candler Addition. Per deed, In a convenient location just minutes from shopping, dining, schools, and other local amenities, close to rocky hollow recreation center. The home features a partially finished basement, a chain-link fenced yard, and plenty of space to make it
Welcome home! This picturesque property offers the best of country living while still being conveniently close to everything Somerset and Lake Cumberland have to offer. Nestled on 4.52 beautiful acres, this charming 3 bedroom, 2 bathroom home provides the perfect blend of comfort, privacy, and outdoor adventure. Outside is ideal for a mini farm, gardening, exploring, or simply relaxing and
NEW PRICE!!!! A rare opportunity to own a luxury escape that doubles as a proven turnkey investment. Welcome to lakefront luxury that performs. Fully furnished and turnkey, this Lake Cumberland retreat delivers breathtaking views from the moment you walk in. Vaulted tongue-and-groove ceilings, multiple ensuite bedrooms, and expansive indoor/outdoor living make it perfect for entertaining or
New HVAC and ROOF IN 2025. Well-Maintained 3-Bedroom, 3-Bath Brick Ranch Home with Pool and Basement. This well-cared-for 3-bedroom, 3-bath brick ranch home offers a comfortable and functional layout, perfect for day-to-day living and family gatherings. Located just minutes from Firebrook Park, you'll have easy access to walking trails, a picnic shelter, and a playground. Plus, Lake Cumberland is
Built in 2023, this beautifully designed 2-story triplex is a rare turnkey investment opportunity in one of Somerset's most desirable locations. This fully occupied triplex offers three well-designed 2-story units, each featuring 2 bedrooms and 1.5 baths. With modern construction, newer appliances, and low-maintenance ownership, investors can enjoy peace of mind with minimal upkeep for years to
Built in 2023, this beautifully designed 2-story triplex is a rare turnkey investment opportunity in one of Somerset's most desirable locations. This fully occupied triplex offers three well-designed 2-story units, each featuring 2 bedrooms and 1.5 baths. With modern construction, newer appliances, and low-maintenance ownership, investors can enjoy peace of mind with minimal upkeep for years to
Fry Estates Apartments is One of Somerset's Newest Communities. It is professionally managed by a friendly on-site staff. We feature top quality apartments with a great location. Come see what makes us Somerset's finest! We look forward to welcoming you home.
Beautiful, BRAND NEW, 1-2 bedroom apartments (850 & 950 Sq Ft) with washer and dryer hookup, stainless steel appliances, and quartz countertops. Triplex style architecture. Three structures with a total of nine apartments. Located directly behind the 9th hole at Somerset Country Club. You will find the views and scenery unmatched any where in town. We are directly off of 1247 and approximately 2
Please submit an application and a background check through this website. We prefer contacts through email since we do have limited office hours. We do not take phone calls after 5pm or before 9am and no calls on Sunday. Creek side apartments located next to Somerset Community College and Aviation Maintenance Technology. We have become SMOKE/VAPE free buildings. ABSOLUTLEY NO PETS ALLOWED.
Beautiful , newly built Apartments, with stainless steel appliances and washer and dryer hookup. This property is located approximately 1 mile from Highway 27 We are approx. 1 mile from Somerset High School and 1/2 mile from Pulaski County High School . Lake Cumberland Regional Hospital is 2.5 miles away. Somerset Country Club is right in the back yard. Maximum monthly income must be at least
1100 square foot upscale 2 bedroom apartment newly remodeled in 2023Pulaski Co Schools (Pulaski Elementary, Northern Middle School and Pulaski High School) Property has access to cart path to Somerset Country Club Golf Course.2 parking spots2 miles to downtown Somerset, Shopping, and Hospital8-10 miles to (Lake Cumberland) Lees Ford Marina, Pulaski County Park, or Burnside
Beautiful, newly built townhomes, with stainless steel appliances and washer and dryer hookup. This property is located approximately 1 mile from Highway 27 in a quiet cul-de-sac directly off of 1247. We are approximately 1 mile from Somerset High School and 1/2 mile from Pulaski County High School. Lake Cumberland Regional Hospital is 2.5 mi away. All shopping centers, grocery stores, and
12 month lease , $1195 deposit , $1195rent Available 8/1/26 Nice townhouse located at 50 Faith Court. Walking distance to Somerset Aquatic center & Pulaski high school. Plank vinyl floors, 2 bedrooms, 2.5 baths 1300 square feet with walk in laundry room. Tenant pays all utilities! KU electric, city of Somerset, water, sewer & garbage. NO Pets, No Smoking, No Hudd
Beautiful, newly built townhouses (2023) with stainless steel appliances, 9 ft ceilings, and washer/dryer hookup. This property is located at the end of a beautiful residential street and less than 1 mile from the intersection of Highway 27 and 80. We are off of 1247 and next to Somerset Country Club. The 9th hole and green fairways can be seen from your doorstep offering scenic views that you
Beautiful, newly built townhomes, with stainless steel appliances and washer and dryer hookup. This property is located approximately 1 mile from main Highway 27 in a quiet cul-de-sac directly off of 1247. We are approximately 1 mile from Somerset High School and 1/2 mile from Pulaski County High School. Lake Cumberland Regional Hospital is 2.5 mi away. All shopping centers, grocery stores, and
These spacious one-bedroom, one-bath apartments offer 790 square feet of comfortable living space. Conveniently located at the south end of Somerset, they're perfect for commuters, with shopping and dining options just a short walk away. Come see for yourself—you'll be proud to call this place HOME.
Local Logic measures the walkability, access to public transit and bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
