$787,574Average Value$525Average Price per Sq Ft1Home For Sale
A slice of Old Key West
Rewind the clock on Key West by a few decades, add a handful of marinas and voila: Stock Island. “Stock Island resembles what Key West used to be. The locals call it the last little piece of Old Key West,” says Key West resident Suzanne Moore, principal broker with Suzanne Moore Real Estate. With few resorts and large hotels, this Lower Key, just a few miles from Key West, primarily caters to year-round residents. Some are attracted to the relatively lower home prices, while others appreciate the boating lifestyle and easy access to water sports. “There are so many different kinds of people living out there, from the guy who is the dishwasher in the restaurant all the way up to the billionaire who has the million-dollar yacht in the marina a block up the road,” Moore says. The island's northern half, which is technically part of the city of Key West, comprises the Keys’ only public golf club, a botanical garden, a medical center and a community college. The island's southern half is its own Census Designated Place, home to restaurants, marinas and modest housing ranging from manufactured homes to smaller waterfront properties.
Stock Island is home to many marina such as the Stock Island yacht Club and Hurricane Hole.
Local retail and speciality shops can be found on US1 in Stock Island.
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Multiple marinas attract boaters throughout the year
No matter the season, Stock Island’s marinas are almost always full. The community has become a destination for boaters from across the Keys who find the island a convenient stop during diving and fishing adventures. In addition to nearly a dozen marinas, the island is home to the Stock Island Yacht Club, which includes additional amenities like a waterside pool and restaurant. From here, boaters can easily access the secluded Boca Chica Beach or go south to explore the islands and reefs off the coast of Key West. At the heart of Stock Island is Bernstein Park, which Moore describes as “the centerpiece of the local community.” The small green space at the corner of Fifth Avenue and Fifth Street includes one of the island's only public playgrounds, plus outdoor gym equipment, a lighted baseball field and a community center. Key West Golf Club, the Keys’ only public 18-hole course, sits across the highway bordered by the Key West Tropical Forest & Botanical Garden, a roughly 15-acre expanse filled with native flora and fauna.
Many waterfront Stock island homes offer private docks to store boats.
Stock Island is home base to many eco and adventure tours for many visiting Key West.
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Classic Key West architecture and modest mobile homes
Stock Island’s housing options are modest and diverse, a lingering trend from the community’s humble beginnings as a small fishing village. The area is still considered one of the most desirable areas for workforce housing, illustrated by the recent addition of the Wrecker’s Cay apartment complex off Second Street. Manufactured homes, RV parks and condos licensed for transient rentals are also common, as are a mix of ground-level and raised single-family homes. However, Moore says the landscape is changing to keep up with environmental concerns like flooding. “You can’t build on the ground level anymore. All the new construction is elevated, so anything that’s getting sold is also getting renovated and redeveloped.”
Renovations and new builds can drive up prices, she says. “I recently sold a renovated, elevated modular house that, five years ago, would have sold for $350,000. Now it’s selling for $700,000.” Manufactured homes are the least expensive option, ranging from $300,000 to $600,000 depending on size and age — about the same price as a private boat slip. Three-bedroom detached homes often display classic Key West conch house elements such as spacious porches and balconies. Inland, these homes can cost anywhere from $600,000 to $800,000. On the waterfront, prices are often closer to $1.5 million. The gated Key West Golf Club Homeowners Association is north of the highway, where two-story townhouses range from $550,000 to just over a million dollars.
Many homes in Stock Island are elevated to protect themselves from bad weather.
Recently renovated waterfront homes are beginning to pop up around Stock Island.
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I Love Stock Island Festival features a week of events
Every June, the community celebrates the I Love Stock Island Festival, a week-long event featuring history tours, food trucks, a mural art tour, barbecue dinners, fishing tournaments and a massive pool party. Key West also hosts events throughout the year, including Hemingway Days, which celebrates famed author Ernest Hemingway and his love for the island lifestyle. Other annual traditions include a Lobsterfest, a Brewfest and a Rum Fest.
Dine on the daily catch at Hogfish
Hurricane Hole, named after its protective lagoons that provide safe docking for boats during intense storms, is a local favorite for fresh fish. Here, the main dishes come from local charter boats and diners, who often bring their daily catches for the chef to prepare. In the evenings, chords echo across Safe Harbor, a marina bordered by multiple waterside restaurants that host live music throughout the week. Hogfish Bar & Grill, known for its signature grilled hogfish sandwich, has a relaxed local feel, while The Perry Hotel’s Salty Oyster Dockside Bar & Grill puts a sophisticated twist on a poolside bar. Popular inland restaurants include the Cuban café El Siboney and the Italian tavern Roostica, located among the salons, banks and fitness centers on the island’s main drag. Cayo Hueso Brewing bears Key West’s original moniker, awarded by Ponce de Leon during his search for the Fountain of Youth in the 1500s. The locally owned brewery is beloved for its cozy, mural-covered patio, a similar atmosphere to the eclectic bars and breweries found along Duval Street in Old Town Key West. The closest grocery store, a Publix Super Market at Searstown Shopping Center, is about 2 miles away.
Hurricane Hole is a local favorite serving fresh seafood and can be arrived by boat.
Hogfish Bar and Grill serves fresh Hogfish Snapper in different styles.
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Career courses at Key West High School
Gerald Adams Elementary receives a B from Niche and serves Stock Island’s kindergarten through fifth grade students. B-rated Horace O’Bryant School, a kindergarten through eighth grade institution in Key West, welcomes Adams Elementary graduates for middle school. B-plus-rated Key West High offers career and technical education courses on cosmetology, engineering, criminal justice, culinary arts and more. As part of Monroe County School District, students can enroll in charter options throughout the Keys, although the district only provides bus service for students attending their zoned schools.
Gerald Adams Elementary offers primary learning to children in the Key West area.
Key West High School is home to the fighting Conchs.
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Travel via the Lower Keys Shuttle and WFX bus routes
Parking can be an issue in the Keys, so many locals get around on bikes or golf carts. The Lower Keys Shuttle stops along U.S. Route 1, also known as the Overseas Highway, offering routes south to historic Old Town Key West and north to Marathon. Key West’s Workforce Express bus route, or WFX, also serves the area, and the bus ride to Duval Street takes about half an hour. Key West International Airport is less than 3 miles away for air travel.
Monroe County public transit system offers bus stops with covered seating areas.
Key West is just a short drive on US1 from Stock Island.
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Preparing for hurricanes and high insurance rates
The Florida Keys are highly susceptible to hurricanes, which can cause damage from high winds and flooding. Residents in the Lower Keys pay some of Florida's highest home insurance premiums, and rapidly rising flood insurance rates affect many homeowners.
Many homes in Stock Island are elevated to protect themselves from bad weather.
Newly built homes in Stock Island are elevated to protect themselves from flooding.
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Written By
Hannah Rainey
Photography Contributed By
Daniele Giuseppe Del Gaudio
Video By
Drew Webster
Interested in learning more about homes in this area?
Reach out to
Everett Smith,
an experienced agent in this area.
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On average, homes in Stock Island, FL sell after 28 days on the market compared to the national average of 56 days. The median sale price for homes in Stock Island, FL over the last 12 months is $675,000, down 10% from the median home sale price over the previous 12 months.
One owner since new, this Key West Golf Club townhome has been maintained with a new roof, new A/C, and an updated kitchen and baths -- the major systems and finishes are already done. Tile runs throughout the first floor, which opens across the kitchen, dining, and living space, plus a half bath for guests. Upstairs holds two bedrooms and a full bath finished with durable, eco-friendly cork
Seller financing available. Impact rated windows, doors, and sliders are included in price and will be installed in August. Ready for immediate occupancy! This Spa home located in the Sanctuary at the Key West Golf Club features a private dip pool and carport. The first floor is an open floor plan with kitchen, living area and half bath. French doors open to the walled, private rear yard with
Boaters Paradise Seize-The-Day in a Key Haven waterfront home with immediate Gulf and Atlantic access just minutes from Key West. This rare boating property offers 62 feet of solid concrete seawall on a clean, free-flowing 100-foot-wide canal. Approximately a two-minute idle to open bay with no bridges and no restrictions -- true open-water access for larger vessels.Enjoy a remarkable
Robin NilssonKeller Williams Key West Compass Realty
One owner since new, this Key West Golf Club townhome has been maintained with a new roof, new A/C, and an updated kitchen and baths -- the major systems and finishes are already done. Tile runs throughout the first floor, which opens across the kitchen, dining, and living space, plus a half bath for guests. Upstairs holds two bedrooms and a full bath finished with durable, eco-friendly cork
A beautiful 45' liveaboard slip at Oceanside Marina in Oceans Edge Resort offers direct deep-water access to the Atlantic Ocean, making it the perfect Key West retreat for passionate boaters. Whether you're seeking a vacation escape, a full-time waterfront lifestyle, or an ideal home base for a charter business, this slip delivers exceptional versatility. Owners enjoy full access to the resort's
There are homes that simply check the boxes--then there are homes that immediately feel like ''home.'' Tucked on a quiet, 1-way lane w/in Key West Golf Club, 19 Spoonbill enjoys a superbly tranquil setting overlooking the lush, colorful Butterfly Garden/pond. The pace seems to slow. From the newly built composite rear veranda/rear steps, the gentle trickle of water from the Butterfly Garden
Beautiful Townhome in the Gated Key West Golf Club Community! Welcome to island living in the highly desirable Key West Golf Club community! This charming 2-bedroom, 1.5-bath townhouse is located in one of Key West's most picturesque and peaceful gated neighborhoods. Surrounded by lush tropical landscaping and tree-lined streets, this home offers the perfect blend of relaxation and convenience.
Welcome to luxury waterfront living in sought-after Key Haven. Completely reimagined by Affiliated Builders, this stunning residence offers the perfect blend of sophisticated design, modern functionality, and island lifestyle. This home has been thoughtfully renovated with gorgeous designer finishes and meticulous attention to detail, creating a truly turnkey coastal retreat. The spacious floor
At the end of wide, quiet cul-de-sac, life naturally slows, sunsets linger, 20 Kingfisher reveals itself as a private island retreat @ KW Golf Club. Inviting brick walkway, lush tropical landscaping, river rock, lead to freshly painted front steps, welcoming front veranda that set the tone, refined, thoughtfully cared for. This home feels loved the moment you arrive. Inside, warmth &
VALUE now is even SWEETER! Adjusted Price! Welcome to 138 GC Dr. in the highly sought-after Key West Golf Club residential community. Surrounded by acres of open space, Rees-Jones designed 18-hole Championship Golf Course. INVITING, Ready for Immediate Occupancy, ''Fresh as a Daisy,'' Townhome. Waiting for you! Beautifully maintained home offers the perfect blend of island living, resort-style
A bougainvillea-covered trellis and cozy front gate welcome you! Charming, secluded island retreat overlooks the Key West Golf Course. Within the gated KW Golf Club community, this beautifully maintained home offers a rare combination of privacy, tropical ambiance, truly unique architectural features. One of the most exceptional attributes is its expansive wraparound verandas on both levels, a
Let 101 Golf Club Drive be the key to your slice of paradise! This home is nestled mid-way in the Key West Golf Course Community which is gated with manicured lush vegetation, pools, fitness center, and a club house. From the home, the back faces unobstructed views of the 1st Fairway, while the front faces the quaint, white picket fence lined drive. Upstairs, each bedroom has its own bathroom and
This move in ready townhome is located within the Islander Village HOA, a Local's Only Workforce Community. Seller offering to pay up to $15,000 of Buyers Closing Costs. Low insurances (approx. $4,200 a year) and low HOA dues ($165 a month) make this a fantastic opportunity for local buyers. FHA and VA financing accepted, and Buyer assistance programs available for qualified buyers. The home is
Deborah BattyLocation 3 Real Estate of KW Inc (KW)
Life on the water feels effortless at 34 Key Haven Road! Set along a wide canal in one of Key Haven's most desirable pockets, this 4 bedroom, 2 bathroom home is designed for those who want to be on the boat within minutes and back home just as easily.From the moment you arrive, the elevated setting and clean curb appeal set the tone. Step inside and the home opens up into a bright, modern
Attention Developers and Investors! This is a unique opportunity to acquire four parcels totaling 30,000 square feet of prime land just minutes from Key West. Ideally situated at Mile Marker 5, this property boasts a central location near some of the area's most sought-after resorts, dining establishments, and marinas. Whether you're looking to develop a new residential community, a commercial
Property Id: 2604250 Location : 34 Miriam st Stock Island 10 minutes to downtown Key West $2500 per month rent. Require security deposit and first month rent to move in. Total $5,000 to move in. All utilities are included. Furnished. Only good for 1 person and good background. Short or long term is ok. Contact # Grace thnaks.
The advertised rate of $6,618/month is the lowest available price, based on a 1 month(s) stay with a move-in date of November 3, 2026.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed upfront; it can
Property Id: 2732485 This is a beautiful furnished three bedroom two bath townhome, 1320 sq. ft. Located on a cul-de-sac in the golf course community. Internet and cable tv is provided. Updated kitchen and bathrooms! The community offers a fitness center, butterfly garden and two pools.
Property Id: 2725559 Location : 4D 10th Ave Stock Island $2200 per month rent, all utilities are included. Require security deposit $1000 and first month rent to move in. Pet friendly. Washer, dryer in the unit. 10 minutes to downtown Key West.
Stunning furnished two-bedroom Townhouse with tropical views, modern kitchen, and spacious living room available for a year-long lease. Pet-friendly community with security station, two community pools, gym, and butterfly garden. First-month rent, last month's rent, and security deposit are required at the lease signing. Utilities are not included. Background and financial screening also
Hana TomitaBerkshire Hathaway HomeServices Knight & Gardner Realty
Property Id: 2682074 This unit located 40G Miriam street Stock Island. This unit is 1300 Square Feet. 10 to 15 minutes to down town Key West. $3000 per month rent with washer, dryer in the unit. Private porch. Require security deposit $3000 and first month rent $3000 to move in. Pet friendly. All utilities are included You can call Grace any time to
Half of a Duplex, unfurnished, tenant pays for all utilities, instant on demand tankless water heater saves on your electric bill. 2 units per building so only 1 shared wall for a typical duplex layout with fenced gravel yard, landscaping. Has hookups for a clothes washing machine or the new combination models that wash and dry in the same drum. Kitchen has a full size stainless steel
Dave LewisKey West Real Estate Sales & Rentals, LLC (KW)
The advertised rate of $9,149/month is the lowest available price, based on a 1 month(s) and 2 day(s) stay with a move-in date of February 23, 2027.Rates vary depending on the duration of stay, season, and other parameters. For exact pricing and additional pricing components, please visit our website and enter your desired move-in and move-out dates. The rate is applicable when billed
Property Id: 2725581 Location : D4 10th Apt B Stock Island Only good for 1 person and no pet. This is a 2 bedroom Apt shared kitchen and bathroom with a person. 10 minutes to Down town Key west . Required security deposit $1400 and first month rent $1400 to move in. All utilities are included. 1 parking space. Contact # Grace Thanks.
Property Id: 2483336 40G Miriam street Stock Island . Studio for rent all utilities are included. Furnished, No pet. $1800 per month rent for a person, 2 people $1900. Require security deposit and first month rent to move in. New renovation. 10 minutes to downtown Key West. Only good for good background and long term. Cell # Grace
$4,500 per month
NEW PRICE!! Move in Ready Single Family Home - 4 bedroom - 1.5 Bathroom on Stock Island
Great Family Home Located on Stock Island with water view. This unfurnished single-family 4 bed / 2 - half baths plus adjoining tub/shower stilt home offers central AC, washer/dryer, ample off street parking and fully fenced yard. All pets welcome! $5,200.00/mo plus utilities. Available mid-June for a 12 month rental. First/Last/Security. At Historic Key West Annual Rentals, we strive to
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