Homes for Sale in 49431

• 

  

  

  /38

  $290,000

  • 3 Beds
  • 2 Baths
  • 2,168 Sq Ft

  601 N Rath Ave, Ludington, MI 49431

  Walk to the breathtaking Ludington beach. Walk to downtown for dinner, drinks, shopping, or the fantastic 4th of July firework display. Walk to the Oriole field to watch a football game. Walk to Cartier Park to enjoy the trails or ''Bark Park''. This 2000 sq ft home is situated on a fenced corner lot in one of the hottest spots in West Michigan. With 3 or 4 bedrooms, 2 bathrooms, two central

  

  Kristi Stariha

  Five Star Real Estate - Hart

  (231) 834-4471

  601 N Rath Ave, Ludington, MI 49431
• 

  

  

  /16

  $434,900

  • Land
  • 1.97 Acres
  • $220,761 per Acre

  509 Lake St, Ludington, MI 49431

  Fantastic opportunity to own investment property overlooking PM Lake and possibly Lake MI. In the heart of the waterfront district of the City of Ludington, this parcel presents so many possibilities. Nestled near marinas, fishing boat charters, and the Boat Club, this is a great time to make your entrepreneurial dreams come true. Permitted uses are multi-family residences, many types of

  

  Mary Jo Pung

  Greenridge Realty S Rath

  (231) 272-8564

  509 Lake St, Ludington, MI 49431
• 

  

  

  /38

  $179,900

  • 4 Beds
  • 1 Bath
  • 1,428 Sq Ft

  603 E Dowland St, Ludington, MI 49431

  Just a block from Pere Marquette Lake, including views of the lake from the second floor, this home must have lots of history in our lakeshore community of Ludington. Records say it was built in 1890 and the solid, beautiful, original woodwork tells that story. A lovely staircase and French doors from the foyer are an inviting entrance. Hardwood floors throughout most of the living areas, and

  

  Mary Jo Pung

  Greenridge Realty S Rath

  (231) 447-2691

  603 E Dowland St, Ludington, MI 49431
• 

  

  

  /53

  $765,000

  • 4 Beds
  • 3.5 Baths
  • 3,273 Sq Ft

  6679 W Dunecrest Ave, Ludington, MI 49431

  Stunning views of Lake Michigan from this spectacular home with Lake MI deeded access. You can see for miles from the expansive primary suite on the upper floor, which has a larger main room and 2 smaller rooms that can be used for multiple purposes, a private bath, a coffee bar, and lots of closet space. Main floor has an open floor plan, fabulous kitchen with eating area, 2 bedrooms and a full

  

  Mary Jo Pung

  Greenridge Realty S Rath

  (231) 515-8910

  6679 W Dunecrest Ave, Ludington, MI 49431
• 

  

  

  /44

  $399,000

  724 E Ludington Ave, Ludington, MI 49431

  4 unit multi-family apartment in the heart of the City of Ludington on a lot and a half. 2 units in the main house, and 2 smaller ''cottages'' are separate. Apartment A is main house, main level with 3 bed, 1 bath and approx 1540 sq ft. and use of the basement for storage and laundry. Apt B is upstairs, main house with 2 bed, 1 bath. Apt C is the larger cottage with 2 bed, 1 bath and 960 sq ft.

  

  Mary Jo Pung

  Greenridge Realty S Rath

  (231) 241-5882

  724 E Ludington Ave, Ludington, MI 49431
• 

  

  /40

  $335,000

  • 4 Beds
  • 2 Baths
  • 1,818 Sq Ft

  5818 N Us Highway 31, Free Soil, MI 49411

  Take a look at this 4 bedroom, 2 bath home situated on just over 4 acres.. The upstairs has been completely redone including the addition of the 2nd bathroom. The main floor has a large kitchen and living room with french doors into a large room that could be a family room, main floor bedroom or office with its own entrance, great for a home business. There is also a large main floor bathroom

  

  Tricia Carlson

  Five Star Real Estate Whitehall

  (877) 461-2809

  5818 N Us Highway 31, Free Soil, MI 49411
• 

  

  /25

  $399,900

  • 3 Beds
  • 1.5 Baths
  • 1,726 Sq Ft

  1439 Ivanhoe Rd, Ludington, MI 49431

  Rare opportunity to own a move-in-ready home in Juniper Hills, Ludington's most sought-after neighborhood. This 3-bedroom, 1.5-bath home is perfectly located near Ludington Schools, Corewell Health Hospital, and downtown, offering convenience, comfort, and quality upgrades throughout. Enjoy two spacious living rooms, including one with a cozy gas fireplace — perfect for family gatherings or

  Joseph Kendrick USRealty.com LLP

  1439 Ivanhoe Rd, Ludington, MI 49431
• 

  

  /38

  $340,000

  • 3 Beds
  • 2 Baths
  • 2,132 Sq Ft

  2474 N Jebavy Dr, Ludington, MI 49431

  Rare 10 acres in the Heart of Hamlin Twp! This wonderful home has 3 bedrooms, 2 full baths plus a water closet under the stairs in the walkout basement. The large living room has a wood fireplace, many windows and opens to the dining room with access to the kitchen plus the enclosed porch. The friendly kitchen has great storage, updated appliances along with access to the deck for grilling.The

  Robin Koikas EXIT Real Estate of Ludington

  2474 N Jebavy Dr, Ludington, MI 49431
• 

  

  /33

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,898 Sq Ft

  307 N Ferry St, Ludington, MI 49431

  Great location!! Nestled in the heart of Ludington, this inviting three bedroom, two bath colonial blends classic style with modern comforts just two blocks from Lake Michigan's sandy beaches. The generous floor plan includes a light filled living room, an extra family room, and a beautiful bay window with a cozy seat or desk area. The large eat in kitchen offers ample space for cooking and

  Veronika Anderson RE/MAX West

  307 N Ferry St, Ludington, MI 49431
• 

  

  /44

  $408,900

  • 3 Beds
  • 2.5 Baths
  • 1,711 Sq Ft

  305 N Robert St, Ludington, MI 49431

  Welcome to 305 N Robert Street a beautifully updated 3-bedroom, 2.5 -bath home just six blocks from the sandy shores of Lake Michigan, 2 blocks from downtown Ludington and 3 blocks from the harbor and marina! This charming home combines historic character with modern comfort and is currently operating as a successful Airbnb. The bright, open layout features stylish updates throughout, from the

  Terry Puffer Five Star Real Estate-W Norton

  305 N Robert St, Ludington, MI 49431
• 

  

  /11

  $499,000

  • 5 Beds
  • 4 Baths
  • 2,469 Sq Ft

  109 W Melendy St, Ludington, MI 49431

  Beautiful water views of Pere Marquette Lake and channel out to Lake Michigan. Walking distance to downtown. 3 unit multi-family dwelling. Would make an amazing Air bnb (upon City approval). Zoning is Maritime Multi-dwellling.

  David Moore LIGHTHOUSE REALTY-Ludington

  109 W Melendy St, Ludington, MI 49431
• 

  

  /35

  $589,000

  • 3 Beds
  • 3 Baths
  • 2,816 Sq Ft

  5410 W Oak Ridge Rd, Ludington, MI 49431

  Whether you are a fan of contemporary styling or not, this home will be sure to delight any taste. With a private wooded setting, the style allows for a lot of light to make this home fresh and bright. The features speak quality; from the fireplaces on the main floor and in the walkout family room, the 24 x 15 three season room with cathedral ceilings and 10' Tri-fold Nanawall door, ceiling fans

  Jim Foley Five Star Real Estate - Ludington

  5410 W Oak Ridge Rd, Ludington, MI 49431
• 

  

  /34

  $399,000

  • 3 Beds
  • 2 Baths
  • 1,573 Sq Ft

  620 N Lakeshore Dr, Ludington, MI 49431

  Ludington Living - Renovated & Ready, Just steps from Stearns Park BeachLocation, updates, and charm all come together in this move-in ready gemideally situated across the street from Lake Michigan and just 1,000 feet from the entrance to Stearns Park Beach.Inside, this renovated 3-bedroom, 2-bath home offers flexible living with multiple gathering spaces, including a living room,

  Debby Stevenson Greenridge Realty S Rath

  620 N Lakeshore Dr, Ludington, MI 49431
• 

  

  /39

  $369,900

  • 4 Beds
  • 4 Baths
  • 1,764 Sq Ft

  319 N Rowe St, Ludington, MI 49431

  Where memories are made and Michigan shines its brightest-welcome to 319 N Rowe in Ludington Michigan. Step into the kind of home that feels like summer—even in the heart of winter. Just blocks from the sugar-sand shores of Lake Michigan and a peaceful walk to downtown Ludington, this beautifully renovated 4-bedroom, 4-bath home isn't just a place to live—it's a place to feel alive. From morning

  Bob Kornstadt City2Shore Arete Collection Inc

  319 N Rowe St, Ludington, MI 49431
• 

  

  /34

  $345,000

  • 2 Beds
  • 2.5 Baths
  • 1,500 Sq Ft

  929 S Washington Ave, Ludington, MI 49431

  Check out this great opportunity overlooking Pere Marquette Lake and Lake Michigan. This property has tons of potential for a summer getaway, year-round home, or rental. The upper level has about 1,400 sq. ft. of living space. It includes 2 large bedrooms, 2. bathrooms, and spacious rooms that feel open and bright. The lower level has 1,322 sq. ft. and features a workshop, 1/2 bath and 30x25

  Debbie Bush CENTURY 21 Bayshore

  929 S Washington Ave, Ludington, MI 49431
• 

  

  /66

  $358,250 New Construction

  • 3 Beds
  • 2 Baths
  • 1,200 Sq Ft

  6193 S Pere Marquette Hwy, Pentwater, MI 49449

  NEW HOME Build near LAKE MICHIGAN! BUILDER is offering a fully constructed 3bed/2bath MAIN level living space, on crawl space w/4ft block. Custom design your beautifully finished home conveniently located between Ludington and Pentwater. Meet with the builder to bring your dreams to life. This open floor-plan design boasts 9ft ceilings throughout, provides all the comfort of Main floor living.

  Michelle Hernandez Sarto Five Star Real Estate - Ludington

  6193 S Pere Marquette Hwy, Pentwater, MI 49449
• 

  

  /36

  $375,000

  • 2 Beds
  • 1,602 Sq Ft

  1231 Blue Heron Dr, Ludington, MI 49431

  Back on the market- no fault of the seller!! Welcome to this spacious, bright 2-bedroom, 2-bathroom condo located in the highly desirable Washington Woods Condo community.1,460 sq.ft. of open-concept living space, this home offers comfort, functionality, & future potential in a peaceful, beautifully landscaped neighborhood. Step inside to an inviting open floor plan that combines living, dining,

  Marla Zatarga Five Star Real Estate - Ludington

  1231 Blue Heron Dr, Ludington, MI 49431
• 

  

  /16

  $180,000

  • 2 Beds
  • 1 Bath
  • 950 Sq Ft

  543 N Dennis Rd, Ludington, MI 49431

  This 2 bedroom one bath with an attached garage.The home is accessible. Close to town and yet feels like you're in the country. Nice wooded back yard. This home is ready for immediate occupancy. Looking for something you can put your vision into? Call for your private showing.

  Crystal Hallack Five Star Real Estate - Hart

  543 N Dennis Rd, Ludington, MI 49431
• 

  

  /15

  $220,000 Open Sat 10AM - 11:30AM

  • 5 Beds
  • 2 Baths
  • 1,968 Sq Ft

  709 E Loomis St, Ludington, MI 49431

  OPEN HOUSE: Monday, 12/08 from 5:00-6:30 PMSeller is motivated and will consider all reasonable offers!This charming 5-bedroom, 2-bath home is ideally located just a short walk from downtown Ludington and the beautiful Lake Michigan shoreline. The flexible floor plan offers great potential for a mother-in-law suite or duplex setup. Original wood floors bring warmth and character

  Marc Rosas Five Star Real Estate - Town Square Group

  709 E Loomis St, Ludington, MI 49431
• 

  

  /19

  $389,900

  • Land
  • 2.7 Acres
  • $144,407 per Acre

  4321 S Lakeshore Dr, Ludington, MI 49431

  Unlock 2.7 acres of pure shoreline serenity with 157 feet of private Lake Michigan frontage, your front-row seat to some of the most breathtaking Lake Michigan sunsets you'll ever experience! Ideally situated between Ludington and Pentwater, two of West Michigan's most beloved coastal towns. An ideal setting for a custom home or lakefront retreat, this location provides privacy while keeping you

  Megan Wert Coldwell Banker Woodland Schmidt

  4321 S Lakeshore Dr, Ludington, MI 49431
• 

  

  /12

  $525,000

  • Land
  • 2.9 Acres
  • $181,034 per Acre

  0 S Lakeshore Dr Unit 26 25024445, Ludington, MI 49431

  Panoramic views of Lake Michigan. High and dry building site located between Ludington and Pentwater. Build your dream home here with all the privacy you want but yet close to city amenities. Enjoy your personal viewing of an awesome sunset every evening!Come check out this beautiful 2.9 acre parcel today!

  Kevin Leavitt CENTURY 21 Bayshore

  0 S Lakeshore Dr Unit 26 25024445, Ludington, MI 49431
• 

  

  /29

  $445,000

  • 3 Beds
  • 2 Baths
  • 1,416 Sq Ft

  200 S Robert St Unit 58, Ludington, MI 49431

  This welcoming 3rd floor corner unit is located in the heart of Downtown Ludington at One Ludington Place. Over 1400sf, well appointed and move in ready, this 3 bed/2 bath is tastefully designed and provides great flexibility! (second living space suitable for office, den or guestroom) Maple cabinetry and solid surfaces throughout; stainless steel appliances; soothing color pallet; gas log

  Renee Malburg Five Star Real Estate - Ludington

  200 S Robert St Unit 58, Ludington, MI 49431
• 

  

  /19

  $229,000

  • 2 Beds
  • 1 Bath
  • 1,040 Sq Ft

  191 Bonnie St, Ludington, MI 49431

  LIKE NEW AND LIGHTLY USED!Built in 2022 and used only as a second home, this bright and spacious 2-bedroom residence offers comfortable, single-level living. The home features a cement crawl space accessible via the utility room—ideal for extra storage. A detached 30' x 20' garage with an electric door opener adds convenience, and there's an additional yard shed for your tools or equipment.

  Jackie Makowicki Five Star Real Estate - Ludington

  191 Bonnie St, Ludington, MI 49431
• 

  

  /16

  $245,000

  • Land
  • 0.19 Acre
  • $1,289,474 per Acre

  0 W Danaher St, Ludington, MI 49431

  NEW ZONING - DOWNTOWN EDGE (F-DE) Unlock the full potential of this fantastic building site in the heart of Ludington's vibrant waterfront district. Now zoned Downtown Edge, this property offers exceptional flexibility, allowing for a wide range of residential, commercial, and mixed-use possibilities. Whether you're envisioning upscale housing, boutique commercial space, live/work concepts, or a

  Debby Stevenson Greenridge Realty S Rath

  0 W Danaher St, Ludington, MI 49431
• 

  

  /7

  $36,000

  • Land
  • 1.5 Acres
  • $24,000 per Acre

  0 W Nanninga Dr Unit 19, Ludington, MI 49431

  Looking for a beautiful building site in a premire subdivsion in Hamlin Township, this 1.5 acre parcel is ready for your new home! Rednalis Woods Estates is located on a paved road only a few miles from the City of Ludington, Stearns Beach, Hamlin Lake and the Ludington State Park. The property is mostly level and sparcely wooded.All utilities are underground at the road. Act fast, this is one of

  Marla Zatarga Five Star Real Estate - Ludington

  0 W Nanninga Dr Unit 19, Ludington, MI 49431
• 

  /2

  $284,900

  • 8 Beds
  • 3 Baths
  • 1,386 Sq Ft

  602 E Danaher St, Ludington, MI 49431

  3 Unit for sale with income of $2,825 a month. current owner has leases and new buyer will take over the current renters. its is 2-3 bedrooms and 1-2 bedroom. Great income producer.Property has passed the city inspection for rental units

  David Moore LIGHTHOUSE REALTY-Ludington

  602 E Danaher St, Ludington, MI 49431
• 

  

  /57

  $1,100,000

  • 5 Beds
  • 4 Baths
  • 5,140 Sq Ft

  6774 Mears Rd, Ludington, MI 49431

  2019 custom built home on 5.11 acres with 487 ft of Hamlin Lake frontage. Waterfront living with 22 ft boat slip and hoist and two tiki bars! This 5 bed 4 bath home has all the bells and whistles including 5th bedroom converted to a professional gym. Wet bar with dishwasher, sink and refrigerator, 3rd living room and golf simulator in lower walkout level. 2 car attached garage plus 30 x 24

  Lois Mitzelfeld-Janish LIGHTHOUSE REALTY-Ludington

  6774 Mears Rd, Ludington, MI 49431
• 

  

  /74

  $269,900

  • 3 Beds
  • 1 Bath
  • 1,026 Sq Ft

  420 N Robert St, Ludington, MI 49431

  Cottage Near Lake Michigan! 3bed/1bath home with charming front porch is ideally located just five blocks from the sugar sand beaches of Lake Michigan at Stearns Park or Walk only four blocks to the heart of downtown Ludington. The welcoming enclosed 3-season front porch, offers the perfect spot to relax with sunshine and natural light, a fabulous pass through to the Inside, where you'll find

  Michelle Hernandez Sarto Five Star Real Estate - Ludington

  420 N Robert St, Ludington, MI 49431
• 

  

  /28

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,632 Sq Ft

  816 E Melendy St, Ludington, MI 49431

  Welcome to your peaceful retreat on 1.4 acres in beautiful Ludington! This spacious 3 bedroom, 2 bath home offers comfort, character, and room to roam. Inside you'll find a warm, inviting living area with a cozy wood stove, a spacious kitchen, and a bright sunroom overlooking the private backyard-perfect for enjoying Michigan's changing seasons. The property features mature trees, abundant

  Angela Bruursema City2Shore Gateway Group

  816 E Melendy St, Ludington, MI 49431
• 

  

  /6

  $40,000

  • Land
  • 1.26 Acres
  • $31,746 per Acre

  2774 S Pere Marquette Hwy, Ludington, MI 49431

  Corner lot just South of town in orchard country! Many use possibilities for this parcel, with A/R zoning. Call Twp. zoning for details. Road frontage on two sides, and over an acre to accommodate any plans.

  Steve Winczewski GREENRIDGE Realty Ludington

  2774 S Pere Marquette Hwy, Ludington, MI 49431
• 

  

  /32

  $299,900

  • 3 Beds
  • 1 Bath
  • 1,272 Sq Ft

  5641 S Pere Marquette Hwy, Ludington, MI 49431

  Discover a truly unique and private setting just minutes from Ludington! This 3-bedroom, 1-bath home sits on 7 wooded acres featuring five spring-fed ponds, an artesian well, and Kibby Creek running through the property. Nature lovers will appreciate the tranquil outdoor sitting areas, raised garden bed, and chicken coop. The property also includes a large two-stall detached garage, a built-in

  Dana Allen LIGHTHOUSE REALTY-Ludington

  5641 S Pere Marquette Hwy, Ludington, MI 49431
• 

  

  /8

  $36,500

  • Land
  • 0.95 Acre
  • $38,421 per Acre

  0 Oakridge Unit Lot 1, Pere Marquette Charter Township, MI 49431

  Wooded corner lot in Hamlin Twp. Close to town, Lake Michigan beaches and the State Park. Underground utilities and natural gas This is a great wooded building site for your new home! Covenants available under the documents tab. Buyer to verify all information.

  Jim Coleman CENTURY 21 Bayshore

  0 Oakridge Unit Lot 1, Pere Marquette Charter Township, MI 49431
• 

  

  /11

  $79,900

  • Land
  • 5.48 Acres
  • $14,580 per Acre

  7087 W Jagger Rd, Ludington, MI 49431

  HAMLIN TOWNSHIP!!! This 5.48A vacant parcel is just minutes from downtown Ludington, Ludington's State Park & wonderful beaches. With a mix of high & low areas, this 450' deep parcel offers you several seclude areas to build with nice buffer spaces from adjacent parcels (Buyer is responsible for consulting with permitting authorities to determine property's build-able areas and road access

  Bob Budreau GREENRIDGE Realty Ludington

  7087 W Jagger Rd, Ludington, MI 49431
• 

  

  /4

  $10,000

  • Land
  • 0.18 Acre
  • $55,556 per Acre

  0 W Beech St Unit Lot 31 & 32, Hamlin Township, MI 49431

  Whether you are looking for a summer retreat or a place to call home, this property located in Hamlin Lake Estates is for you. Minutes away from all Hamlin Lake has to offer and Ludington just a short drive. Enjoy the endless opportunities in the area to include Ludington State Park, Big Sable Lighthouse and so much more. This is an all season recreation area that never disappoints.

  Jim Foster CENTURY 21 Bayshore

  0 W Beech St Unit Lot 31 & 32, Hamlin Township, MI 49431
• 

  

  /40

  $143,000

  • Land
  • 16.83 Acres
  • $8,497 per Acre

  5092 N Victory Corner Rd, Ludington, MI 49431

  Dream Big: 16.8 Secluded Acres with Infrastructure Ready!Escape the city and unlock the potential of this incredible 16.8-acre property. This isn't just land; it's a ready-to-go canvas for your future, defined by a year-round flowing creek that offers both a beautiful natural boundary and sought-after privacy. The foundational work is already complete: the property includes a 2'' water well,

  Kevin Bishop NextHome Realty Now

  5092 N Victory Corner Rd, Ludington, MI 49431
• 

  

  /62

  $247,000

  • 2 Beds
  • 1 Bath
  • 1,700 Sq Ft

  3691 N Jebavy Dr, Ludington, MI 49431

  LAND CONTRACT Available with 25% downCharming Home nestled in a prime location near both Lake Michigan and Hamlin Lake renowned for Musky and Walleye fishing, this inviting home offers the perfect blend of comfort and convenience.Interior Highlights• Recently updated bedrooms and bathroom• Spacious layout with generous closet space• Luxurious bathroom featuring a jetted

  Linda Proffer Five Star Real Estate - Onekama

  3691 N Jebavy Dr, Ludington, MI 49431
• 

  

  /22

  $289,000

  • 1 Bed
  • 730 Sq Ft

  1009 N Ferry St, Ludington, MI 49431

  This is a rare opportunity for a fully renovated home on a spacious 84' x 144' buildable city lot in a desirable Ludington neighborhood. The 730 sq. ft. home features a new 200 Amp electrical service, HVAC, windows, siding, and roof. Inside, find modern finishes including quartz countertops, new appliances, and vinyl plank flooring.The lot offers immediate use of the renovated home while

  Steven Koleno Beycome Brokerage Realty LLC

  1009 N Ferry St, Ludington, MI 49431
• 

  

  /9

  $37,500

  • Land
  • 1.5 Acres
  • $25,000 per Acre

  5816 N Cardinal Ct, Ludington, MI 49431

  Looking for the perfect site to build your once in a lifetime dream home? This prime 1.5-acre Corner Lot 14 in the exclusive, 15 lot Rednalis Woods Estates subdivision, Hamlin Township is the perfect spot! Enjoy this prime location about one mile from the Hamlin Lake public boat launch. You are just minutes from the City of Ludington and its shops, dining and Legacy Plaza plus Ludington State

  Melissa Socha Modern Way Realty

  5816 N Cardinal Ct, Ludington, MI 49431
• 

  

  /56

  $850,000

  • 3 Beds
  • 2.5 Baths
  • 1,538 Sq Ft

  2177 S Lakeshore Dr, Ludington, MI 49431

  Waterfront with hard to find Acreage! Beautiful Cape Cod on 3.14 private acres on Lake Michigan. Includes Short Term rental license with great past cash flow. This home is all redone & features a fieldstone fireplace in living room, Main floor master suite, sunny kitchen, nice family room & sunroom overlooking the huge deck. 2 spacious bedrooms and a full bath upstairs & a full basement with

  Mark Wierenga Five Star Real Estate GH

  2177 S Lakeshore Dr, Ludington, MI 49431
• 

  

  /51

  $1,499,000

  • 3 Beds
  • 3 Baths
  • 1,797 Sq Ft

  6218 N Loggers Ln, Ludington, MI 49431

  Hamlin Lake Waterfront retreat-Discover 223 feet of private frontage on Hamlin Lake with this stunning Lindal Cedar home, thoughtfully crafted by Malliet Construction with custom ash wood flooring. Walls of windows and soaring cathedral ceilings bring the outdoors in, filling the home with sunlight and sweeping views of water, woods, and wildlife.The main level features an open floor plan

  Debby Stevenson Greenridge Realty S Rath

  6218 N Loggers Ln, Ludington, MI 49431

Showing Results 1 - 40, Page 1 of 3