Mc Allen, TX Homes for Sale under $400,000

• 

  

  

  /27

  $355,000

  $10K PRICE DROP

  • 2,289 Sq Ft

  2020 Cedar Ave, McAllen, TX 78501

  Brand-New Investment Opportunity in the Heart of Downtown McAllen! This newly constructed duplex is minutes from the McAllen Courthouse, Expressway, shopping, and dining. Each unit offers two bedrooms and two full bathrooms, with a modern open layout and all appliances included. The property is fully fenced for added privacy and security. Take Advantage of this House Hack Opportunity: This Duplex

  Brenda Blanco Capstone Realty Pllc

  2020 Cedar Ave, McAllen, TX 78501
• 

  

  

  /3

  $110,000

  $10K PRICE DROP

  • Land
  • 10,715 Sq Ft
  • $447,154 per Acre

  1109 W Eisenhower St, Pharr, TX 78577

  READY TO BUILD YOUR APARTMENTS HERE! Build your fourplex or 6plex property here! Zoned Multi-family lot ready for multifamily construction in great location! Close to Nolana Ave, Jackson Rd, STC, and medical centers. Easy access to utilities. Last one in subdivision!

  ingrid cepeda Exp Realty Llc

  1109 W Eisenhower St, Pharr, TX 78577
• 

  

  

  /19

  $212,000

  $14K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,499 Sq Ft

  2809 Hibiscus Ave, McAllen, TX 78501

  Welcome to Gardenia Terrace! Discover the charm of living in one of central McAllen’s most established neighborhoods. Located at 2809 Hibiscus Avenue, this home offers comfortable living, mature landscaping, and a location that’s hard to beat. Enjoy quick access to shopping, dining, schools, parks, and medical facilities while living in a neighborhood known for its pride of ownership and

  Maggie Harris Keller Williams Realty RGV

  2809 Hibiscus Ave, McAllen, TX 78501
• 

  

  

  /24

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,762 Sq Ft

  2732 Rhett Dr, Pharr, TX 78577

  Welcome to this Exceptional 3-Bed, 2-Bath Residence in the prestigious guard-gated Plantation South community. Offering 1,762 SF, this home includes a detached 2-car garage, golf cart garage, and workshop. Inside, a striking circular layout features soaring vaulted ceilings, abundant natural light, and a dramatic double-sided white brick fireplace anchoring the living, dining, and kitchen areas.

  Darlene Krupala Keller Williams Lrgv

  2732 Rhett Dr, Pharr, TX 78577
• 

  

  

  /19

  $174,500

  • 3 Beds
  • 2 Baths
  • 966 Sq Ft

  4216 Hummingbird Ave Unit 76, McAllen, TX 78504

  New Condo in McAllen with this newly constructed 3-bedroom, 2-bathroom condo offering 966 SF of comfortable, low-maintenance living space. Located in a gated community, this home features a bright open-concept design, contemporary finishes, and granite or quartz countertops complemented by abundant natural light.The private fenced patio provides valuable outdoor space for relaxing or

  Ariana Paola Torres Golden Valley Real Estate

  4216 Hummingbird Ave Unit 76, McAllen, TX 78504
• 

  

  /3

  $280,000

  • Land
  • 29,185 Sq Ft
  • $417,910 per Acre

  3120 S Sugar Rd, Pharr, TX 78577

  Prime commercial/residential development opportunity located at 3120 S. Sugar Rd. in Edinburg, Texas. This approximately 0.67-acre tract offers excellent visibility and frontage along one of Edinburg’s fastest-growing corridors. Strategically positioned near Trenton Rd., UTRGV, Bert Ogden Arena, medical facilities, retail centers, restaurants, and established neighborhoods, this property provides

  Oscar Enriquez Enriquez Consulting Llc

  3120 S Sugar Rd, Pharr, TX 78577
• 

  

  /13

  $159,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,088 Sq Ft

  2820 N 27th Ln, McAllen, TX 78501

  Move-in ready home for sale in McAllen, Texas! Located at 2820 N 27th Lane, this updated 3-bedroom, 2-bath home offers 1,088 square feet of comfortable living space with a one-car garage and covered backyard patio. Recent improvements include fresh interior and exterior paint and a new roof, giving this home a refreshed, clean look. Inside, you’ll find tile flooring throughout, a spacious living

  Carina Veale Veale Properties

  2820 N 27th Ln, McAllen, TX 78501
• 

  

  /19

  $239,000

  $11K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,876 Sq Ft

  324 N 36th Ln, McAllen, TX 78501

  Welcome to Tropical Village in McAllen! This spacious 3 bedroom, 3 bath brick home offers versatility, comfort, and a prime location within the community. The main living area features 2 bedrooms and 2 baths, along with a welcoming foyer that opens into the dining area and living room complete with a cozy fireplace. The kitchen includes a breakfast area perfect for casual dining and everyday

  Amalia Benson Rcr Real Connect Realty

  324 N 36th Ln, McAllen, TX 78501
• 

  

  /14

  $280,000

  • 3 Beds
  • 2.5 Baths
  • 1,688 Sq Ft

  2709 Stablewood Ln, Mission, TX 78572

  Beautiful new construction home featuring an open-concept design, high decorative ceilings, porcelain tile flooring, designer lighting, custom cabinetry, oversized kitchen island, quartz countertops, and a luxurious primary suite with a spa-like bath and large walk-in closet. Modern finishes throughout, abundant natural light, and exceptional craftsmanship make this home a must-see. Conveniently

  Yaaresi Arredondo Dominion Real Estate

  2709 Stablewood Ln, Mission, TX 78572
• 

  

  /17

  $300,990

  New Construction

  • 4 Beds
  • 2 - 2.5 Baths
  • 1,781 Sq Ft

  Valencia Plan at Alberta Heights, Edinburg, TX 78539

  This beautiful four-bedroom, two-bathroom home offers a thoughtful layout designed for modern living. The open kitchen features a convenient walk-in pantry and includes a stove and dishwasher, making meal preparation easy and efficient. The primary suite provides a private retreat with a large walk-in closet and a bathroom featuring dual sinks for added convenience. Additional storage is provided

  Hakes Brothers Builder

  4905 S Landon Ave Unit 38609701, Edinburg, TX 78539
• 

  

  /16

  $295,000

  $20K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,945 Sq Ft

  5037 Sequoia Ave, McAllen, TX 78501

  Looking for an Investment opportunity ? Look no further!! We have Income Producing Townhomes available at Quinta Real Subdivision! Beautiful Luxury Townhomes with excellent location. Cozy 3bed / 2 Bath/.5 Bath Townhome ready to be occupied. 2-story townhouse with first floor living, kitchen, dining areas, living room and a half bath for your visitors. Upstairs, there are 3 bedrooms with 2 full

  Javier Quintanilla Casa Mia Real Estate, Llc.

  5037 Sequoia Ave, McAllen, TX 78501
• 

  

  /25

  $221,000

  $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,114 Sq Ft

  2116 S 6th St, McAllen, TX 78503

  2116 S 6th St is a two-story McAllen home with an open main-floor layout. The kitchen pairs dark cabinetry with stainless steel appliances and a peninsula that adds counter seating and prep space. The living area extends across wood-look flooring, connecting the main gathering spaces. The primary bedroom features a tray ceiling and a ceiling fan, while the bathroom includes a jacuzzi tub and a

  Lisa Soltesz Opendoor Brokerage, Llc

  2116 S 6th St, McAllen, TX 78503
• 

  

  /10

  $165,000

  $5K PRICE INCREASE

  • 2 Beds
  • 2.5 Baths
  • 1,311 Sq Ft

  2614 Melanie Dr, Pharr, TX 78577

  Beautiful 2-story corner townhouse offering 2 bedrooms and 2.5 bathrooms. This bright and spacious home features an open-concept main level, generous natural light, and a functional layout perfect for comfortable living. Enjoy one of the largest lots in the community with a huge private backyard—ideal for entertaining, relaxing, or outdoor activities. Both bedrooms include en-suite baths for

  Bryanna Hernandez Imperio Real Estate Llc

  2614 Melanie Dr, Pharr, TX 78577
• 

  

  /16

  $322,000

  $23K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  1422 S Esperanza St, Pharr, TX 78577

  Nestled in a convenient Pharr location close to everyday amenities, this beautifully designed 4-bedroom, 2-bath home has thoughtful details throughout. Step inside to a spacious living area with high decorative ceilings and beautiful tile flooring throughout. The open layout is ideal for hosting friends and family. The primary suite offers a relaxing retreat with double vanities, a walk-in

  Jaime Lee Gonzalez Keller Williams Realty RGV

  1422 S Esperanza St, Pharr, TX 78577
• 

  

  /12

  $182,000

  • 2 Beds
  • 2 Baths
  • 1,107 Sq Ft

  4010 Carnation Cir, McAllen, TX 78501

  Your next chapter starts here in McAllen! This charming 2-bedroom, 2-bath home offers a comfortable layout, beautiful natural light, and a peaceful setting you’ll love coming home to. One of the highlights is the screened-in patio overlooking the golf course and tranquil water views — the perfect spot to enjoy your morning coffee, relax after a long day, or entertain family and friends. Located

  Ashly Ramos Nova Realty Enterprise Llc

  4010 Carnation Cir, McAllen, TX 78501
• 

  

  /17

  $278,990

  New Construction

  • 4 Beds
  • 2 - 2.5 Baths
  • 1,781 Sq Ft

  Valencia Plan at The Heights at Riverbend II, Edinburg, TX 78539

  Step into this inviting four-bedroom, two-bathroom home, thoughtfully designed for comfort, style, and effortless everyday living. The spacious primary suite features a dual-sink vanity and a large walk-in closet, creating a private retreat for relaxation. At the heart of the home, the open-concept great room, dining area, and kitchen offer a warm and welcoming space where family and friends can

  Hakes Brothers Builder

  4905 S Landon Ave Unit 38236408, Edinburg, TX 78539
• 

  

  /21

  $359,000

  • 3,640 Sq Ft

  808 W Bronze Ave, Pharr, TX 78577

  Great Location! for investment - Each unit has 2 spacious bedrooms and 2 baths (910 square feet each- HCAD) Two car carport for each unit. All tile floors, closet laundry, kitchen includes stove/oven, refrigerator, also washer and dryer. Each unit has a fenced yard. Individually metered for water and power. (5 Water Meters - 5 Electric Meters) Close to 281 Expressway/69 Interchange, Shopping,

  Mona Kim Imperio Real Estate Llc

  808 W Bronze Ave, Pharr, TX 78577
• 

  

  /12

  $249,000

  $7K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,732 Sq Ft

  1216 S Azalea St, Pharr, TX 78577

  Beautifully remodeled 4-bedroom, 2-bath home in the heart of Pharr! This move-in-ready home features an open, light-filled floor plan, stylish neutral finishes, and spacious living areas. Enjoy the oversized covered back porch and large backyard, perfect for entertaining or relaxing. Nestled in a quiet neighborhood, yet just a short walk to H-E-B, restaurants, medical facilities, and everyday

  Maricruz Gamboa Homestead Realty

  1216 S Azalea St, Pharr, TX 78577
• 

  

  /16

  $177,500

  • 3 Beds
  • 2 Baths
  • 980 Sq Ft

  4221 Heron Ave Unit 16 BACK, McAllen, TX 78504

  This back unit has upgrades such as washer/drier and stainless steel kitchen appliances, as well as larger Kitchen and patio about 400 SF of grassed area with sprinkler system and one year builder warranty. Conveniently located at 6100 N. Bentsen Rd., McAllen, TX. Simply travel north on Bentsen Road past Dove Avenue—the community will be on your right. This gated community offers exceptional

  Irene Uribe Texas Landmark Realty Llc

  4221 Heron Ave Unit 16 BACK, McAllen, TX 78504
• 

  

  /23

  $257,000

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,450 Sq Ft

  101 W Camellia Ave, McAllen, TX 78501

  Located in a well-established neighborhood with mature trees and strong curb appeal, this move-in ready home offers an ideal combination of location, layout, and value. Centrally located near restaurants, walking trails, HEB, and highly coveted schools, the property features a spacious yard, functional floor plan, and comfortable living spaces perfect for everyday living and entertaining. Priced

  Maggie Harris Keller Williams Realty RGV

  101 W Camellia Ave, McAllen, TX 78501
• 

  

  /10

  $195,000

  • Land
  • 11,199 Sq Ft
  • $758,460 per Acre

  LOT 5 W Viya St, Edinburg, TX 78539

  Ali Estates is a gated subdivision in one of Edinburg’s most desirable and fast growing areas, offering 29 exclusive residential lots, each over a quarter acre in size. This private community combines space, security, and upscale living. Architectural and design guidelines ensure a cohesive and elegant look, with restrictions including a minimum of 2,400+ sq ft of living area, 2+ car garages, and

  Gregory Vasquez Big Realty

  LOT 5 W Viya St, Edinburg, TX 78539
• 

  

  /13

  $295,000

  • 2,319 Sq Ft

  208 Camino Real, San Juan, TX 78589

  Conveniently located in San Juan, this triplex offers a great opportunity for investors. Each unit has its own separate utility meter, providing convenience for managing individual tenants. Located just minutes from the San Juan Basilica, shopping, grocery stores, parks, and with easy access to the expressway. A property worth considering for those looking to add an income-producing property to

  Elizabeth Mendez Dominion Real Estate

  208 Camino Real, San Juan, TX 78589
• 

  

  /10

  $159,000

  • 3 Beds
  • 2 Baths
  • 1,118 Sq Ft

  3500 Paula Ave, McAllen, TX 78503

  This charming 3-bedroom, 2-bath home is full of potential and located in the heart of South McAllen. Nestled in a well-established neighborhood, it's just minutes from schools, shopping, restaurants, and the International Bridge. While the home could use some TLC and updating, it has great bones and offers an excellent opportunity for first-time buyers, investors, or anyone looking to make it

  Maricruz Gamboa Homestead Realty

  3500 Paula Ave, McAllen, TX 78503
• 

  

  /16

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,556 Sq Ft

  2723 Rhett Dr, Pharr, TX 78577

  Welcome to 2723 Rhett Dr in Pharr, TX, a spacious 3-bedroom, 2-bath home located within a private subdivision. The home offers a comfortable and functional layout with generous living spaces, providing plenty of room for everyday living and entertaining. Conveniently located near shopping centers, restaurants, schools, and major roadways, making daily errands and commuting easy. Enjoy the added

  Roberto Leal Imperio Real Estate Llc

  2723 Rhett Dr, Pharr, TX 78577
• 

  

  /19

  $215,000

  • 3 Beds
  • 2 Baths
  • 1,379 Sq Ft

  3403 N Amaretto Dr, Pharr, TX 78577

  Well-maintained and thoughtfully updated home offering comfort, convenience, and valuable recent improvements. Features include a new boiler, recently installed insulation, updated flooring, updated shingles, and a newer A/C unit. The primary suite has been updated with a fresh and inviting feel.Enjoy outdoor living under the covered patio, perfect for relaxing or entertaining. A storage

  Misael (Mitch) Blanco Exp Realty Llc

  3403 N Amaretto Dr, Pharr, TX 78577
• 

  

  /5

  $120,000

  $65K PRICE DROP

  • Land
  • 12,249 Sq Ft
  • $426,743 per Acre

  214 E Clark Ave, Pharr, TX 78577

  ***OWNER FINANCING AVAILABLE at 6% INTEREST*** Take advantage of this excellent opportunity to invest in a 0.28-acre commercial lot located in the heart of Pharr, Texas! Estimated measurements 88' x 140'. This property is located off of Cage Blvd and Clark Ave with easy access to major roads. It's just minutes from busy shopping centers, restaurants, and other established businesses. Don’t miss

  Delfino Cervantes Coldwell Banker La Mansion

  214 E Clark Ave, Pharr, TX 78577
• 

  

  /21

  $145,000

  • 2 Beds
  • 2 Baths
  • 900 Sq Ft

  901 E Yuma Ave Unit 206, McAllen, TX 78503

  Beautiful Condominium Complex in South McAllen close to Exp. 83, Hospitals, La Plaza Mall and major shopping centers. Brand new units! Amazing lay out, spacious and modern. HOA mandatory. Gated subdivision. CONVENTIONAL LOANS NOW AVAILABLE FOR THESE UNITS!!!! Call LA for more information. OWNER FINANCING WITH 50% DOWN, 5 YEAR BALLOON, 7% INTEREST RATE.

  Eugenia Morales Equity Assets Realty

  901 E Yuma Ave Unit 206, McAllen, TX 78503
• 

  /2

  $100,000

  • Land
  • 5,401 Sq Ft
  • $806,452 per Acre

  1004 27 1 2 St, McAllen, TX 78501

  Location! Location! Location! Nestled in the heart of McAllen TX, this residential lot offers very close proximity to the McAllen Convention Center, providing access to premier industry events and conferences. Nearby, La Plaza Mall offers a premier shopping and dining destination. The area is known for its rich cultural scene, with attractions like the McAllen Performing Arts Center just walking

  Karen Carreno Pinnacle Realty Advisors

  1004 27 1 2 St, McAllen, TX 78501
• 

  

  /35

  $365,000

  $10K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,777 Sq Ft

  5104 Juno Ct, Edinburg, TX 78539

  Beautiful two-story home located in the desirable Summerset Estates community in Edinburg, TX! This spacious 4-bedroom, 2.5-bath residence offers an open and inviting living area, ideal for everyday living and entertaining. The home features generously sized bedrooms and a large primary suite conveniently located downstairs, providing comfort and privacy. Step outside to enjoy a covered patio

  Karina Espinoza Fox Real Estate Pros

  5104 Juno Ct, Edinburg, TX 78539
• 

  

  /7

  $149,500

  $16K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,222 Sq Ft

  1102 N 16th St, McAllen, TX 78501

  Cornet lot, Great location near the historic district in McAllen.Cash only. Property not in livable condition. Two dwellings on site.Being sold AS-IS. Call LA for more information.

  Tatiana Mello Hanna Mello Properties

  1102 N 16th St, McAllen, TX 78501
• 

  

  /31

  $360,000

  $60K PRICE DROP

  • 4 Beds
  • 4.5 Baths
  • 2,525 Sq Ft

  5307 Shalom Dr, Edinburg, TX 78539

  Designed with hosting and comfort in mind, this 2021 custom-built home offers a functional layout, upscale finishes, and energy-efficient features throughout. The entry features a striking cast iron staircase and natural light from oversized windows. Two bedrooms are downstairs, each with a full bath and walk-in closet, including a master option. Upstairs offers two more bedrooms, full baths,

  Daniel Garza Dtm Realty, Llc

  5307 Shalom Dr, Edinburg, TX 78539
• 

  

  /22

  $292,000

  • 3 Beds
  • 2.5 Baths
  • 1,763 Sq Ft

  430 W 13th St, San Juan, TX 78589

  Welcome to your new home in San Juan, TX!! New Construction offering 3 bedrooms, 2.5 bathrooms, and a 2-car garage. Located in a well-established, quiet, and family-friendly neighborhood, this home combines modern style with everyday comfort. The thoughtfully designed layout features spacious living areas and a contemporary kitchen equipped with a flat cooktop, oven, and microwave, perfect for

  Diana Cristi Cerecedo Gutierrez Alliance Real Estate Group

  430 W 13th St, San Juan, TX 78589
• 

  

  /3

  $155,000

  • 2 Beds
  • 2 Baths
  • 900 Sq Ft

  901 E Yuma Ave Unit 1705, McAllen, TX 78503

  INVESTMENT OPPORTUNITY AT PYXIS HEIGHTS! This gated condominium community is ideally located in South McAllen, directly behind South Texas Health System and near the South Texas College Nursing and Allied Health Campus. Featuring a functional floor plan and convenient access to major employers, educational institutions, shopping, dining, and medical facilities, this unit is currently operating as

  Olivia Gomez Fox Real Estate Pros

  901 E Yuma Ave Unit 1705, McAllen, TX 78503
• 

  

  /14

  $255,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,635 Sq Ft

  7504 N 19th St, McAllen, TX 78504

  Welcome to this charming 3-bedroom, 2-bath home located in a highly sought-after North McAllen neighborhood. Ideally positioned just off Trenton and Bicentennial, this residence sits in one of the city’s most accessible and vibrant areas, offering the perfect balance of a quiet residential feel and urban convenience. The interior offers a practical and inviting layout, highlighted by a dedicated

  Jackelin Pena Saneti Realty Group

  7504 N 19th St, McAllen, TX 78504
• 

  

  /14

  $110,000

  • 3 Beds
  • 2 Baths
  • 1,223 Sq Ft

  910 Violet Dr, Pharr, TX 78577

  Motivated seller—this home is priced to sell! Don’t miss this great opportunity to own an inviting and affordable property. The home features a spacious living area with plenty of room to relax and entertain. The open-concept kitchen offers generous cabinet space and connects comfortably with the main living area. Attractive flooring runs throughout the home for a clean and modern look. The

  Maribeny Arjona Texas Ally Real Estate Group, Llc

  910 Violet Dr, Pharr, TX 78577
• 

  

  /24

  $270,990

  New Construction $21K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,690 Sq Ft

  300 W Roxland St, Edinburg, TX 78539

  This charming three-bedroom, two-bathroom home offers a spacious open-concept design that seamlessly connects the dining room, kitchen, and great room—perfect for both everyday living and entertaining. The kitchen includes a convenient walk-in pantry and comes equipped with standard LG stainless steel appliances, including a stove and dishwasher. The primary suite provides a relaxing retreat with

  Hakes Brothers Builder

  300 W Roxland St, Edinburg, TX 78539
• 

  /2

  $102,000

  • Land
  • 7,997 Sq Ft
  • $555,556 per Acre

  5806 N 44th Ln, McAllen, TX 78504

  Located in Medici, McAllen’s newest gated subdivision. Close to top schools, shopping, and dining, this home blends comfort and convenience. Schedule your showing today!

  Rafael Utrera Re/Max Elite

  5806 N 44th Ln, McAllen, TX 78504
• 

  

  /20

  $162,000

  • 4 Beds
  • 2 Baths
  • 1,574 Sq Ft

  2709 Austin Ave, McAllen, TX 78501

  Beautiful home in a welcoming McAllen neighborhood, surrounded by mature trees and conveniently located near the Convention Center with easy access to Interstate 2 and Business 83. This well-maintained property is a great opportunity for first-time homebuyers or investors looking for a long-term or short-term rental. Enjoy a comfortable home in a convenient location with plenty of potential.

  Sandra Espinoza Dominion Real Estate

  2709 Austin Ave, McAllen, TX 78501
• 

  

  /30

  $279,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,396 Sq Ft

  2020 Camellia Ave, McAllen, TX 78501

  Beautiful Corner Lot Home in the Heart of McAllen! This fully remodeled 3-bedroom, 2-bathroom home sits on a desirable corner lot near McAllen High School, parks, and Bicentennial Boulevard, offering easy access to shopping, dining, and entertainment. This property is a fantastic opportunity in a prime location. Step inside to an inviting, open feel with brand-new tile flooring throughout, new

  Aldo Marquez Exp Realty Llc

  2020 Camellia Ave, McAllen, TX 78501
• 

  

  /28

  $379,000

  • 4 Beds
  • 2.5 Baths
  • 2,773 Sq Ft

  3312 N 33rd St, McAllen, TX 78501

  Spacious and versatile 4-bedroom, 2.5-bath home with a beautiful water view of McAuliffe Park! The first floor features a generous primary suite with an extra-large closet and en-suite bath with dual vanities. Upstairs offers generously sized bedrooms plus a flexible bonus room currently used as a 5th bedroom—ideal for a home office, guest room, playroom, or media space. Enjoy two living areas

  Olga Arriaga Dolce Vita Realty

  3312 N 33rd St, McAllen, TX 78501

Showing Results 401 - 440, Page 11 of 18