1,343

Homes for Sale near Beyond Expectation Academy

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  • /25

    $785,000

    • 4 Beds
    • 3.5 Baths
    • 2,457 Sq Ft

    14834 SW 140th St, Miami, FL 33196

    Stunning 4-Bed, 3.5-Bath recently Renovated Miami Pool Home! Just under 2,800 total sq ft. this home features an open floor plan, tons of natural light, and sleek modern new flooring. Freshly painted for a beautiful and fresh modern look, recessed lighting, and new appliances. Dive into your sparkling pool surrounded by a generous deck ideal for sun-soaked days, family barbecues, or casual

    Joshua Rosenberg United Realty Group Inc.

    14834 SW 140th St, Miami, FL 33196
  • /55

    $2,348,000

    • 4 Beds
    • 4 Baths
    • 4,184 Sq Ft

    13505 SW 83rd Ct, Miami, FL 33156

    Modern 4 bedroom, 4 bath Pinecrest home, remodeled in 2020 on a “true” half-acre lot on a cul-de-sac with circular driveway & plenty parking. Lots of space to add a tennis/pickle ball court. High ceilings & impact windows & doors. Large kitchen with quartzite countertops, oversized island and seating, with all new stainless-steel appliances. One-of-a-kind professionally designed wine room with

    Belinda Sime Sime Realty Corporation

    13505 SW 83rd Ct, Miami, FL 33156
  • /32

    $850,000

    • 4 Beds
    • 2 Baths
    • 1,974 Sq Ft

    9755 SW 161st St, Miami, FL 33157

    This four-bedroom, two-bathroom home features a permitted 1-bedroom, 1-bath in-law quarter on a large corner lot with mango and avocado trees. Enjoy a relaxing covered porch, new roof, and solar panels. Great for multi-generational living or as an income-producing property, the home can also be used as a three-bedroom, one-bathroom residence with an additional in-law quarter. Don’t miss this

    Sandra Rojas The Keyes Company

    9755 SW 161st St, Miami, FL 33157
  • /16

    $555,000

    • 3 Beds
    • 2 Baths
    • 1,185 Sq Ft

    18331 SW 135th Ave, Miami, FL 33177

    Privileged location in the heart of South Miami! Discover this charming property located in a quiet and sought after residential area, close to highly rated schools, shopping centers, restaurants and just minutes away from Zoo Miami. Perfect for families looking for comfort, space and excellent connectivity, this home offers the ideal balance between privacy and accessibility, a unique

    Adriana Murgueitio Realty One Group Evolution

    18331 SW 135th Ave, Miami, FL 33177
  • /16

    $347,000

    • 2 Beds
    • 1 Bath
    • 738 Sq Ft

    13790 SW 147th Circle Ln Unit 29, Miami, FL 33186

    ****Open House Sunday Aug 17th 11:30am-2:30pm***Bring your qualified Buyers!!! FHA, Conv. Cash.Charming Villa in Country Walk VillageGreat opportunity for a starter home or investment! This 2-bedroom, 1-bath townhome features vaulted ceilings in the living area, a modern kitchen with stainless steel appliances, and a spacious private patio with a storage room.Located

    Mercedes Boyd Real Estate Sales Force

    13790 SW 147th Circle Ln Unit 29, Miami, FL 33186
  • /62

    $499,990

    • 4 Beds
    • 3.5 Baths
    • 1,872 Sq Ft

    25208 SW 107th Ave, Homestead, FL 33032

    Stunning new construction corner twin home located in highly sought after Campo Bello, featuring 3 bedrooms and 2.5 bathrooms. Open floor plan includes a living area, a kitchen with plenty of built-in cabinets for storage, a breakfast counter and a dining area. Upstairs, find 3 bedrooms, including a primary bedroom with a walk-in closet and a spacious primary bath with a dual vanity sink.

    Cinthia Rai The Keyes Company

    25208 SW 107th Ave, Homestead, FL 33032
  • /36

    $817,000

    • 4 Beds
    • 2 Baths
    • 2,230 Sq Ft

    11001 SW 172nd Terrace, Miami, FL 33157

    Green Hills Estate Home . This large 4 bedroom 2 bath with a two car garage pool home located on quiet cul-de-sac. Large Kitchen features all wood cabinets, quartz countertop.,3 pantries for lots of storage, built in spice racks and cutlery trays, lazy Susans in corner cabinets. . Large family and living room. All bedrooms will accommodate a queen or king size bed. Room for 4 cars on

    ANN SLAWINSKI South Dade Realty Inc

    11001 SW 172nd Terrace, Miami, FL 33157
  • /30

    $578,000

    • 3 Beds
    • 2 Baths
    • 1,435 Sq Ft

    12554 SW 211th Terrace, Miami, FL 33177

    Beautifully Maintained 5-Bedroom, 2-Bath Single-Family HomeProudly owned by the same family since 2009, this spacious 1,435 sq ft home offers comfort, convenience, and recent upgrades throughout. Enjoy a fully renovated kitchen and bathrooms, a roof replaced just 8 years ago, and a newer A/C unit (installed five years ago). The property features ample parking space—perfect for a boat or

    Ronny Plasencia United Realty Group Inc

    12554 SW 211th Terrace, Miami, FL 33177
  • /10

    $225,000

    • 2 Beds
    • 1 Bath
    • 801 Sq Ft

    17255 SW 95th Ave Unit 202, Palmetto Bay, FL 33157

    The two-bedroom located in Palmetto Bay. It features two assigned parking spaces, which provide convenient parking options for residents. The kitchen is adorned with granite countertops, and the property is tiled throughout.

    Serge Bissainthe Florida Continental Realty, LLC.

    17255 SW 95th Ave Unit 202, Palmetto Bay, FL 33157
  • /18

    $485,000

    • 3 Beds
    • 2 Baths
    • 1,276 Sq Ft

    12012 SW 110th Street Cir N, Miami, FL 33186

    Welcome to this charming and well-maintained villa located in the desirable Devon-Aire Community—a quiet, family-friendly neighborhood in the heart of Kendall. This 3-bedroom, 2-bathroom home features a spacious open layout filled with natural light, an updated kitchen with stainless steel appliances, and more square footage than most units in the area. Enjoy outdoor living in your private

    Yousy Gonzalez Oakleaf Realty, LLC.

    12012 SW 110th Street Cir N, Miami, FL 33186
  • /62

    $630,000

    • 5 Beds
    • 3 Baths
    • 2,418 Sq Ft

    11964 SW 244th St, Princeton, FL 33032

    Stunning new construction two-story corner lot home with 5 bedrooms and 3 bathrooms! This spacious layout features an open floor plan connecting the living, dining, and kitchen areas. The kitchen boasts a quartz island and ample cabinet space. Two bedrooms and a full bath are located downstairs, while the large primary suite, two additional bedrooms, and a laundry room are upstairs. Enjoy the

    Saud Rai The Keyes Company

    11964 SW 244th St, Princeton, FL 33032
  • /36

    $1,650,000

    • 5 Beds
    • 4 Baths
    • 3,545 Sq Ft

    17940 SW 83rd Ave, Palmetto Bay, FL 33157

    **Motivated Seller*** This home has it all! Fully updated with soaring ceilings, impact windows, lush landscaping, fresh exterior paint, and a whole-house generator for uninterrupted power. The chef’s kitchen offers abundant storage and opens to a large family room. A separate living room with fireplace creates the perfect setting for entertaining or quiet nights in. Extra room is ideal for a

    Monica Cardoso EXP Realty South LLC

    17940 SW 83rd Ave, Palmetto Bay, FL 33157
  • /33

    $515,000

    • 3 Beds
    • 2.5 Baths
    • 1,452 Sq Ft

    12504 SW 124th Path, Miami, FL 33186

    Beautiful corner townhouse in desirable Kendall Breeze! Featuring 3 bedrooms and 2.5 baths, this home offers an updated half bath with laminate flooring, and a beautifully remodeled kitchen with quartz countertops and stainless steel appliances. Enjoy the convenience of a 1-car garage and the security of an impact front door. Roof replacement and exterior painting of the community are already

    Luis Ponce The Keyes Company

    12504 SW 124th Path, Miami, FL 33186
  • /33

    $2,195,000

    • 4 Beds
    • 3 Baths
    • 2,942 Sq Ft

    13845 SW 73rd Ct, Palmetto Bay, FL 33158

    Completely renovated 4-bed, 3-bath home with 2,942 sqft on a quiet cul-de-sac in highly desirable North Palmetto Bay (one street from Pinecrest). Features include all-new ECO hurricane-impact windows and doors, two brand-new A/C units (5-ton & 2-ton) with new HVAC ductwork, new plumbing (PVC sewer line), updated electric, and a spacious, modern kitchen with new appliances, granite leather-finish

    Vincent Patalano Compass Florida, LLC

    13845 SW 73rd Ct, Palmetto Bay, FL 33158
  • /35

    $439,700

    • 4 Beds
    • 2.5 Baths
    • 1,728 Sq Ft

    24313 SW 115th Ct, Homestead, FL 33032

    Discover refined living in this stunning 4-bed, 2.5-bath townhome in sought-after Summerville Community. Built in 2016, this meticulously maintained two-story blends modern elegance with comfort. Step inside to a bright open-concept living space perfect for gatherings. The chef-inspired kitchen features sleek granite countertops and a spacious island for entertaining. Upstairs, retreat to your

    Wilder Leon and Melkys Martinez Keller Williams Realty Premier Properties

    24313 SW 115th Ct, Homestead, FL 33032
  • /29

    $640,000

    • 4 Beds
    • 2.5 Baths
    • 2,187 Sq Ft

    14755 SW 123rd Ave, Miami, FL 33186

    THIS HOME WILL SURELY TAKE YOUR BREATH AWAY! Undergoing NEW ROOF INSTALLATION! This gorgeous 4 Bed/2.5 Bath property is in magnificent condition, renovated about 4 years ago. It features a beautiful and elegant kitchen with high-end finishes, 2018 STAINLESS STEEL APPLIANCES, QUARTZ Countertops, WHITE CUSTOM-MADE cabinetry. Luxurious MARBLE FLOORING throughout. GAS Dryer, Range, and Water Heater.

    Ayleen DeLaVega Kay Luxury Properties, LLC.

    14755 SW 123rd Ave, Miami, FL 33186
  • /17

    $449,999

    • 3 Beds
    • 2 Baths
    • 1,308 Sq Ft

    10922 SW 181st Terrace, Palmetto Bay, FL 33157

    This is a very spacious 3 bedroom 2 bath townhome (lot and block) with lots of nature light and tile throughout the home. It includes washer and dryer and kitchen appliances. It has a renovated kitchen, the AC and water heater is only 1 year old. It has a very spacious fenced in patio with an aluminum roof and large shed. The community is gated and it has a pool, kids park, basketball courts

    Amarilys Cruz Florida Realty of Miami Corp

    10922 SW 181st Terrace, Palmetto Bay, FL 33157
  • /25

    $625,000

    • 4 Beds
    • 2 Baths
    • 1,333 Sq Ft

    14405 SW 159th Terrace, Miami, FL 33177

    NO HOA! Single-family home with a Pool! 5-year-old roof. 5-year old A/C unit. Electrical breakers were installed in 2024. Saltwater pool completed in 2021. Features UPDATED kitchen with stainless steel appliances overlooking living areas. Converted Garage for additional living space/bedroom. Primary bedroom with bathroom, walk-in shower, and French doors leading to the exterior. An electrical

    Mario Avalos K & A Realty

    14405 SW 159th Terrace, Miami, FL 33177
  • /44

    $438,999

    • 3 Beds
    • 2.5 Baths
    • 1,740 Sq Ft

    11413 SW 253rd St, Homestead, FL 33032

    This fully revamped townhouse blends sleek, modern style with cozy comforts in a thriving neighborhood. Bright, ceramic tiles will lead you through an open living area freshly painted in soft, inviting hues. Upstairs, generous bedrooms offer plenty of room to unwind, each outfitted with ample closets and designer touches. Outside, your private backyard oasis awaits—perfect for family gatherings,

    Daimara Olano D'Realty, Inc.

    11413 SW 253rd St, Homestead, FL 33032
  • /21

    $499,000

    • 3 Beds
    • 2.5 Baths
    • 1,832 Sq Ft

    10153 SW 231st Ln, Miami, FL 33190

    Spacious and well-maintained 3 bedroom, 2.5 bath corner townhouse with 1815 sq ft of living space in the sought-after Cutler Bay community. Open floor plan with natural light throughout. Modern kitchen features stainless steel appliances. Master bedroom includes walk-in closet and en-suite bath. In-unit washer and dryer. Enjoy relaxing lake view from the master bedroom and the backyard. Corner

    Natalia Afanador United Real Estate Miami

    10153 SW 231st Ln, Miami, FL 33190
  • /52

    $800,000

    • 5 Beds
    • 3 Baths
    • 2,500 Sq Ft

    14125 SW 167th Terrace, Miami, FL 33177

    Stunning Fully Renovated Home in Prime Kendall, Miami Experience the perfect blend of luxury 4-bed/2b plus and apartment Recently undergone a comprehensive renovation, elegant laminate floors. . Step outside to your private backyard paradise where luxury continues. The newly renovated pool, complete with a new diamond Brite, invites you to relax a The covered pergola with a BRQ areaHouse is

    Gulenka Buergo Buergos Realty Group Inc.

    14125 SW 167th Terrace, Miami, FL 33177
  • /39

    $425,000

    • 3 Beds
    • 1.5 Baths
    • 966 Sq Ft

    22311 SW 113th Ct, Miami, FL 33170

    OPEN HOUSE SUNDAY JULY 27, 12-2:30pm! Well Maintained Home with Recent Upgrades on a Spacious Lot in Miami's Gould's Neighborhood. Welcome to this well-kept 3-bedroom, 1.5-bath single-family home, perfectly situated on a quiet street in the heart of the Miami Gould's area. With 966 square feet of living space, a carport and a generous 9,896 sq ft lot, this property offers both comfort and

    Christine Knize Top Notch Real Estate Services, Inc

    22311 SW 113th Ct, Miami, FL 33170
  • /19

    $398,999

    • 3 Beds
    • 1 Bath
    • 1,050 Sq Ft

    12217 SW 203rd Terrace, Miami, FL 33177

    If you are looking for an adorable charming 3 bedroom home with a private yard and very low association, then this home is for you! Nestled in a private quiet area featuring a newer roof (11/2023), 2022 AC unit, newer water heater and fully fenced in yard. The community has plenty of parking and is close to tons of shops, restaurants and expressways. Our lender has a first time home buyer program

    Vanessa Gonzalez Luxe Properties

    12217 SW 203rd Terrace, Miami, FL 33177
  • /33

    $164,900

    • 1 Bed
    • 1 Bath
    • 935 Sq Ft

    16805 SW 113th Ave Unit V41443, Miami, FL 33157

    Welcome to this spacious & bright corner townhouse condo, perfectly nestled in a peaceful garden setting. Located in a well-maintained 55+ community, this unit offers the privacy of a single-family feel with all the benefits of condo living. Step inside to discover a thoughtfully designed layout 1 Bedroom, 1 Bath, 935 SqFt creating comfort and functionality throughout. Enjoy the convenience of a

    Anibal Perez RE/MAX Elevated

    16805 SW 113th Ave Unit V41443, Miami, FL 33157
  • /12

    $465,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    12219 SW 198th Terrace, Miami, FL 33177

    Welcome to this beautifully remodeled 3-bedroom, 1-bathroom single-family home, where modern updates meet classic charm. Step inside to discover a bright and airy open floor plan featuring brand-new flooring and recessed lighting. The updated kitchen boasts stainless steel appliances, custom cabinetry.All three bedrooms offer generous closet space and natural light, while the fully renovated

    Marcos Anton One Stop Realty

    12219 SW 198th Terrace, Miami, FL 33177
  • /8

    $530,000

    • 3 Beds
    • 2 Baths
    • 1,201 Sq Ft

    22004 SW 113th Place, Miami, FL 33170

    3-bedroom 2 bath home. Corner lot, Iron fence, large yard, No HOA.

    Elda Cardo First Service Realty ERA

    22004 SW 113th Place, Miami, FL 33170
  • /31

    $539,900

    • 3 Beds
    • 2.5 Baths
    • 1,602 Sq Ft

    12548 SW 126th Ave, Miami, FL 33186

    Beautiful and spacious 3-bedroom, 2.5-bath home in the highly desirable Kendall Breeze community. This move-in ready gem features a brand-new roof (July 2025) and a pre-installed generator connection for added security. Enjoy resort-style amenities including 3 sparkling pools, a modern gym, elegant clubhouse, kids’ playground, and nightly private security from 3 PM to 7 AM. Zoned for top-rated

    Felipe Guifarro Ahmanteri Realty Group

    12548 SW 126th Ave, Miami, FL 33186
  • /49

    $2,780,000

    • 4 Beds
    • 5.5 Baths
    • 3,748 Sq Ft

    13400 SW 83rd Ave, Miami, FL 33156

    An Italian-inspired family villa situated on a quaint, tree-lined street in South Pinecrest. Situated on a large, 17K+ square feet corner lot, this newer-construction home is designed for family living & refined entertaining in a resort-like setting. The configuration allows for open concept in common spaces & private living quarters in the wings ; Also ideal for "work from home" setup. The

    Brett Firestone Florida Capital Realty

    13400 SW 83rd Ave, Miami, FL 33156
  • /21

    $2,000,000

    • 4 Beds
    • 3.5 Baths
    • 2,986 Sq Ft

    12530 SW 96th Ct, Miami, FL 33176

    Nestled in the heart of Miami, this stunning residence offers a perfect blend of comfort, style, and convenience. As you step inside, you'll be greeted by spacious living areas filled with natural light, ideal for both relaxation and entertaining. The modern kitchen features top-of-the-line appliances and ample counter space, making it a chef's delight and the heart of the home. Each bedroom is

    Lizzie Padro Compass Florida, LLC

    12530 SW 96th Ct, Miami, FL 33176
  • /30

    $595,000

    • 4 Beds
    • 2.5 Baths
    • 1,824 Sq Ft

    8740 SW 214th Terrace, Cutler Bay, FL 33189

    Welcome to this spacious and well-maintained 4-bedroom, 2.5-bathroom single-family home located in one of the area's most desirable neighborhoods. Sitting on a corner lot, this property offers great curb appeal, and plenty of outdoor space for entertaining or relaxing.This home features bright and open spaces with plenty of natural light. A comfortable living area, ample kitchen, and a convenient

    Alvaro Alvarez 7 Group Realty, Inc

    8740 SW 214th Terrace, Cutler Bay, FL 33189
  • /21

    $669,000

    • 5 Beds
    • 2 Baths
    • 1,712 Sq Ft

    9281 Martinique Dr, Cutler Bay, FL 33189

    Charming family home in the lovely community of Cutler Bay, just minutes from Black Point Park, Marina, Keys and convenient access to the Turnpike. This spacious one-story residence offers five bedrooms and two bathrooms, Family Room, large yard this home has a lot of potential.

    N. Jesus Posada LPT Realty, LLC

    9281 Martinique Dr, Cutler Bay, FL 33189
  • /56

    $1,475,000

    • 4 Beds
    • 3 Baths
    • 2,596 Sq Ft

    17605 SW 86th Ave, Palmetto Bay, FL 33157

    Extensively Updated Palmetto Bay Home. Warm & inviting, this single-story corner lot residence delivers theclassic South Fla. lifestyle in one of Miami’s most rapidly trending neighborhoods. The curb appeal is beautiful,w/fresh paint & artfully designed, lighted crisp tropical landscaping. Backyard privacy is complete, via a dense,high hedge & fencing. Within that outdoor sanctuary,

    Monica Betancourt Coldwell Banker Realty

    17605 SW 86th Ave, Palmetto Bay, FL 33157
  • /16

    $440,000

    • 2 Beds
    • 1 Bath
    • 1,015 Sq Ft

    12413 SW 112th Terrace, Miami, FL 33186

    Updated 2 bedrooms, 1 bathroom, Plus Den, 1-Story Villa in the highly desirable & family-oriented Devon-Aire Villas Community! The property is all tiled, featuring a remodeled kitchen with wood cabinets and a granite countertop, stainless steel appliances, an open-concept floor plan, high ceilings, a front porch, a spacious deck patio, a laundry-storage room, and no neighbors in the back for

    Eddrian Burciaga One Stop Realty

    12413 SW 112th Terrace, Miami, FL 33186
  • /19

    $524,999

    • 3 Beds
    • 2 Baths
    • 1,340 Sq Ft

    22535 SW 113th Ct, Miami, FL 33170

    Beautiful remodeled Property with space, patio ready for a family to live in! ***THE PROPERTY HAS RV negotiable! Completely remodeled, new 2 year old roof, new air conditioning, a spacious patio to build a pool and much more, In a quiet area, has an RV is negotiable, new impact windows *** HAVE NO ASSOCIATION,SELLER MOTIVATED***

    Niuris Nunez Related ISG Realty, LLC.

    22535 SW 113th Ct, Miami, FL 33170
  • /18

    $945,000

    • 4 Beds
    • 3.5 Baths
    • 2,723 Sq Ft

    7565 SW 190th St, Cutler Bay, FL 33157

    Live the Cutler Cay Lifestyle! Step into this beautifully upgraded 4-bed, 3.5-bath Bergamo model in a gatedcommunity with 24/7 security. Featuring a new roof, A/C, impact windows/doors, and a whole-home water and airfiltration system, this home shines with natural light, custom closets, and stylish flooring. Enjoy peaceful morningson your patio and world-class amenities just steps

    Cristina Menendez Brown Harris Stevens

    7565 SW 190th St, Cutler Bay, FL 33157
  • /41

    $519,900

    • 3 Beds
    • 2 Baths
    • 1,423 Sq Ft

    9805 SW 222nd Terrace, Cutler Bay, FL 33190

    Motivated seller! Buy or trade up to this this Pre-Owned Certified home that has been beautifully updated. This residence offers a split floor plan. The remodeled kitchen is a chef’s dream, complete with all-new stainless steel appliances, perfect for everyday living and entertaining. Natural light floods the home through impact windows and doors, adding to the bright, airy feel. The

    Kristine Zelazo Your Home Sold Guaranteed Realty - Kristine Zelazo

    9805 SW 222nd Terrace, Cutler Bay, FL 33190
  • /8

    $789,999

    • 2 Beds
    • 2 Baths
    • 1,879 Sq Ft

    9260 SW 176th St, Palmetto Bay, FL 33157

    Beautifully 2/2 maintained family home 0.36 Corner Lot in the heart of Palmetto Bay!New Roof! Warranty Brand New! Spacious open layout with Beautiful kitchen, large family room, and ample natural light throughout. Enjoy a huge backyard with a Beautiful pool. Space for Boat/RV . Quiet Family friendly neighborhood with A-rated schools, near by parks and easy access to US1, No HOA This is your

    Steve Cresci United Realty Group Inc

    9260 SW 176th St, Palmetto Bay, FL 33157
  • /86

    $785,000

    • 3 Beds
    • 2 Baths
    • 1,790 Sq Ft

    11920 SW 132nd Ave, Miami, FL 33186

    Spacious 3 bed, 2 bath home featuring an open-concept living room, formal dining area, family room, large kitchen, and an oversized master suite with walk-in closet. Each secondary bedroom includes its own walk-in closet. The second bathroom offers a relaxing jacuzzi tub. Enjoy a covered backyard porch, shed, and over 7,000 sqft of lush green space with palm and lemon trees. Perfectly located

    Karla Ruiz Black Swan Home Group LLC

    11920 SW 132nd Ave, Miami, FL 33186
  • /31

    $495,000

    • 3 Beds
    • 2.5 Baths
    • 1,695 Sq Ft

    11904 SW 244 Ln, Princeton, FL 33032

    Beautiful corner townhome (Model Dijon – one of the largest at 1,697 sq ft under A/C) in the new resort-style community of Corsica! This spacious 3-bedroom, 2.5-bath home features stainless steel appliances, sleek tile flooring downstairs, and modern vinyl floors upstairs. Enjoy the extra natural light from additional windows and the privacy of no side neighbors. The paved patio offers a perfect

    Jose Zaragoza Avanti Way Realty LLC

    11904 SW 244 Ln, Princeton, FL 33032
  • /27

    $575,000

    • 1,736 Sq Ft

    25420 SW 107th Ave, Homestead, FL 33032

    When Opportunity Knocks - Don't Miss It! Income Opportunity or Multi-Generational Living! Discover the possibilities with this spacious 1700+ sq. ft. duplex on a generous 7,100 sq. ft. lot in an attractive, fast-growing neighborhood. Whether you're an investor seeking solid rental income or a end user looking to live in one unit while offsetting your mortgage with the other, this property

    Rene Bowen Caye Realty Group LLC

    25420 SW 107th Ave, Homestead, FL 33032

Showing Results 441 - 480, Page 12 of 18

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