5,408

Homes for Sale near Citi Christian Academy

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  • /50

    $850,000

    • 5 Beds
    • 2 Baths
    • 1,520 Sq Ft

    473 NE 61st St, Miami, FL 33137

    5 bedrooms and 2 bathrooms in 1,436 square feet of living space on a 4,992 square foot lot. This property was originally a legal duplex but is currently configured as a single-family home to maximize its average daily rate. It is currently operating as an Airbnb and generating a net operating income of $66,268.00. The property is zoned T4-R, which allows for conversion back to a duplex. This is a

    Antonio Saladrigas Fausto Commercial Realty Consultants Inc

    473 NE 61st St, Miami, FL 33137
  • /10

    $310,000

    • 1 Bed
    • 1 Bath
    • 712 Sq Ft

    234 NE 3rd St Unit 1208, Miami, FL 33132

    Live in the heart of it all! This modern loft-style condo offers an open floor plan with concrete floors and soaring 10-foot ceilings.The building has wonderful amenities: enjoy the pool, sauna, spa, fully equipped exercise room, and a party room perfect for hosting friends and family. Step outside and you’re surrounded by some of Miami’s best restaurants, steps from Miami Dade College and the

    Ana Pol Pol Realty, Inc.

    234 NE 3rd St Unit 1208, Miami, FL 33132
  • /29

    $2,250,000

    • 3 Beds
    • 3 Baths
    • 2,170 Sq Ft

    102 NE 94th St, Miami Shores, FL 33138

    102 NE 94th St. is a perfect family home on one of the best streets in Miami Shores. This single-story residence features 3 BD & 3 BA in 2,170 SF & set on a spacious, corner double lot of 13,619 SF. There’s an attached 2 car garage & a versatile room that can serve multiple purposes. Recent updates include impact doors & windows, new kitchen & BAs, refinished hardwood floors, & freshly painted

    Gary Feinberg Compass Florida, LLC.

    102 NE 94th St, Miami Shores, FL 33138
  • /31

    $4,200,000

    • 4 Beds
    • 4 Baths
    • 3,460 Sq Ft

    18 Samana Dr, Miami, FL 33133

    SPECTACULAR ALL ENSUITE 4-BED, 4-BATH IN HIGH-DEMAND BAY HEIGHTS, COCONUT GROVE. FEATURING GORGEOUS ABUNDANT NATURAL LIGHT, A MODERN KITCHEN, SPACIOUS FAMILY ROOM, AND IMPACT WINDOWS/DOORS. ENJOY A LUSH, PRIVATE BACKYARD W RECENTLY REDONE POOL/SPA WITH HEATER, PERFECT FOR ENTERTAINING. FULLY GATED, 2 CAR GARAGED + MODERN DRIVEWAY W PLENTY OF PARKING. ON A LARGE 14,670 LOT. LOCATED ON A QUIET

    Oscar Teran EXP Realty LLC

    18 Samana Dr, Miami, FL 33133
  • /45

    $545,000

    • 2 Beds
    • 2 Baths
    • 1,078 Sq Ft

    234 NE 3rd St Unit 2202, Miami, FL 33132

    This stunning enclosed 2bed/2bath fully remodeled unit at the prestigious Loft 1 in Downtown Miami offers an unparalleled living experience. With modern finishes throughout, the spacious layout features breathtaking, views of the city & Bay, creating a serene and luxurious atmosphere. The open-concept living area is flooded with natural light, highlighting the sleek design, contemporary kitchen

    Justin Knops K & M Realty Holdings Corporation

    234 NE 3rd St Unit 2202, Miami, FL 33132
  • /28

    $250,000

    • 2 Beds
    • 2 Baths
    • 782 Sq Ft

    4845 NW 7th St Unit 3095, Miami, FL 33126

    Must see! Great opportunity to own this Cozy 2 bed 2 bath located in the heart of Miami. Convenient split layout with en suite bathrooms. Well maintained and updated, ready to make it your own. Balcony over looks the pool area and the elevator is close to the unit. Investors welcome.

    Christian Somaza Compass Florida, LLC

    4845 NW 7th St Unit 3095, Miami, FL 33126
  • /46

    $475,000

    • 2 Beds
    • 2 Baths
    • 967 Sq Ft

    1861 NW South River Dr Unit 1501, Miami, FL 33125

    Renovated. Panoramic views: River, Sunset, Yachts. Parking and Storage available for sale at extra cost. This gated community offers a serene living environment with a beautiful park located right next door, perfect for relaxing walks and outdoor activities by the river. Centrally Located: 8 min airport, 10min downtown, 8 min wynnwood, 13 min Brickell, 16 min from Miami Beach, 15 min to Coral

    Bengie Bouchereau Miami Pro Brokers, LLC

    1861 NW South River Dr Unit 1501, Miami, FL 33125
  • /37

    $699,000

    • 3 Beds
    • 2 Baths
    • 1,358 Sq Ft

    50 Biscayne Blvd Unit 4004, Miami, FL 33132

    Welcome to your DREAM RESIDENCE IN THE SKY—this stunning 3-bedroom, 2-bathroom high-rise condo spans 1,357 square feet and offers breathtaking views of Biscayne Bay and the vibrant downtown skyline. Floor-to-ceiling hurricane-impact windows flood the space with natural light while showcasing the beauty of Miami from every angle. Located just steps from Brickell, the business district, Kaseya

    Angelina Escorcia Luxe Properties

    50 Biscayne Blvd Unit 4004, Miami, FL 33132
  • /49

    $689,900

    • 1 Bed
    • 1.5 Baths
    • 706 Sq Ft

    650 NE 32nd St Unit 3808, Miami, FL 33137

    Luxurious 1bed/1.5bath corner residence at Paraiso Bay Condo with stunning views of Biscayne Bay and the city. Beautiful 32”x32” tiles throughout, floor-to-ceiling impact windows, Bosch appliances, Italkraft cabinetry, shades, closet, washer & dryer, and 1 assigned parking. 5-Star amenities include 100ft diameter pool, fitness center, business center, conference room, playroom, wine room, cigar

    Roberto Villasmil Interinvestments Realty, Inc.

    650 NE 32nd St Unit 3808, Miami, FL 33137
  • /30

    $519,000

    • 1 Bed
    • 1.5 Baths
    • 930 Sq Ft

    555 NE 15th St Unit T14(714), Miami, FL 33132

    STUNNING VIEW! Rarely available large, loft style, two level unit. Bright, with beautiful marble floors. Jacuzzi tub and shower. Open kitchen with granite counter. Lovely Balcony. Amazing location walking distance to Restaurants, Museums, 1 block from Metro Mover. Just few minute from South Beach, Design District, Brickell and Miami Airport.Building has Mezzanine level with shops,Beauty

    Siru Andelin GLS Real Estate Inc

    555 NE 15th St Unit T14(714), Miami, FL 33132
  • /12

    $475,000

    • 1 Bed
    • 1.5 Baths
    • 1,067 Sq Ft

    1717 N Bayshore Dr Unit A-3144, Miami, FL 33132

    Enjoy panoramic bay and city views from this expansive 1-bedroom, 1.5-bath residence perched on a high floor at The Grand. A spacious layout opens to a large balcony, perfect for soaking in Miami’s vibrant skyline. The open-concept design features a walk-in closet, impact glass doors, and a primary bath with separate tub, shower, and bidet. Resort-style amenities include a bayfront pool,

    Ana Clarke Compass Florida, LLC

    1717 N Bayshore Dr Unit A-3144, Miami, FL 33132
  • /30

    $484,500

    • 4 Beds
    • 1 Bath
    • 1,300 Sq Ft

    1718 NW 67th St, Miami, FL 33147

    Great investment opportunity! This property is currently rented with 3 individual rooms leased—tenants pay on time and help cover the mortgage. Steady cash flow from day one! An RV parked in front is included in the sale, offering additional space or rental potential. Located in a growing area, close to schools, highways, and public transportation. Perfect for investors or buyers looking for

    Andres Barboza Florida Realty of Miami Corp

    1718 NW 67th St, Miami, FL 33147
  • /26

    $1,200,000

    • 2 Beds
    • 2.5 Baths
    • 1,702 Sq Ft

    1025 Hunting Lodge Dr, Miami Springs, FL 33166

    Build your dream home! Situated on an expansive 14,250 SF lot in the heart of Miami, this property backs directly onto a golf course offering serene views and unmatched potential. The existing home features 2 large bedrooms, 2 and a half bathrooms, an outdoor porch for entertaining, renovated kitchen and beautiful hardwood floors. Property is being sold with a complete set of plans for a 1,200

    Mary Justo One Sotheby's International Re

    1025 Hunting Lodge Dr, Miami Springs, FL 33166
  • /16

    $495,995

    • 1 Bed
    • 1.5 Baths
    • 735 Sq Ft

    3470 E Coast Ave Unit H1402, Miami, FL 33137

    Welcome to urban living at its finest in the heart of Midtown Miami! This spacious 1 bed, 1.5 bath residence features an open layout with floor-to-ceiling windows that flood the space with natural light. Enjoy stunning city and bay views from your oversized private balcony. The building offers top-tier amenities including a resort-style pool, sauna, steam room, gym, and on-site management. Just

    Taylor Saxton Douglas Elliman

    3470 E Coast Ave Unit H1402, Miami, FL 33137
  • /28

    $750,000

    • 1,808 Sq Ft

    1922 NW 4th St, Miami, FL 33125

    Excellent opportunity. Duplex near the Marlins stadium. Main unit with 3 Bedrooms and 2 Bathrooms. Second unit with 2 Bedrooms and 1 Bathroom. Separate water and electric meter. Located in a prime location in Miami. Enjoy easy access to downtown, shopping, dining, and more. Great potential.

    Celia Bravo Phantom Real Estate

    1922 NW 4th St, Miami, FL 33125
  • /43

    $499,000

    • 1 Bed
    • 1.5 Baths
    • 930 Sq Ft

    555 NE 15th St Unit T4(704), Miami, FL 33132

    MILLION DOLLAR VIEW!!! Rarely available loft style two level Condo. Large and bright unit with pleasant interior. Lovely Balcony. For the convenance your Washer and Dryer in unit. Owner in permit process to change the Windows and Balcony doors to impact. Amaizing location walking distance to Restaurants,Museums,1 block from Metro Mover. Just few minute to South Beach, Brickell, Design District

    Siru Andelin GLS Real Estate Inc

    555 NE 15th St Unit T4(704), Miami, FL 33132
  • /43

    $685,000

    • 1 Bed
    • 1 Bath
    • 801 Sq Ft

    3900 Biscayne Blvd Unit S-920, Miami, FL 33137

    Own the Miami lifestyle in this beautifully designed, Airbnb-approved condo with breathtaking bay views. Located just minutes from South Beach, Midtown, and Brickell—and within walking distance to the heart of the Design District. This full-service building offers resort-style amenities, including two infinity-edge pools, a state-of-the-art gym, dedicated yoga and spinning rooms, an elegant

    Juan Luna United Realty Group Inc

    3900 Biscayne Blvd Unit S-920, Miami, FL 33137
  • /15

    $265,000

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    700 Biltmore Way Unit 212, Coral Gables, FL 33134

    Experience the charm of Coral Gables in this 1 bed / 1 bath residence at the historic David William Condo. This spacious unit offers a large private balcony and excellent natural light, with the opportunity to personalize and make it your own. Residents enjoy premium amenities including a rooftop pool and fitness center. Maintenance covers electricity, water, and basic cable. Ideally located

    Oscar Arellano BHHS EWM Realty

    700 Biltmore Way Unit 212, Coral Gables, FL 33134
  • /24

    $1,300,000

    • 2 Beds
    • 2.5 Baths
    • 1,265 Sq Ft

    68 SE 6th St Unit 3611, Miami, FL 33131

    Step into elevated elegance with this impeccably furnished, 1,265 sq ft corner residence at Reach, Brickell City Centre. Professionally designed by one of Miami's top interior firms, this high-floor unit offers sweeping city views, marble flooring, floor-to-ceiling glass, and wrap-around terrace. The kitchen features Italkraft cabinetry, Bosch appliances, and quartz countertops. Residents enjoy

    Elio Rojas Fortune Christie's Intl R.E.

    68 SE 6th St Unit 3611, Miami, FL 33131
  • /23

    $749,000

    • 2 Beds
    • 2.5 Baths
    • 1,023 Sq Ft

    1010 SW 2nd Ave Unit 1908, Miami, FL 33130

    Welcome to Unit 1908 at Brickell Ten, a modern 2-bedroom, 2.5-bath corner unit featuring a bright, open layout with floor-to-ceiling windows and a private balcony offering stunning city views. This residence boasts Italian kitchen cabinetry, quartz countertops, Bosch stainless steel appliances, and porcelain tile floors throughout.The spacious primary suite includes a custom walk-in closet and a

    Anthony Ezekian The Real Estate Pros Inc

    1010 SW 2nd Ave Unit 1908, Miami, FL 33130
  • /37

    $620,000

    • 1 Bed
    • 2 Baths
    • 888 Sq Ft

    488 NE 18th St Unit 1708, Miami, FL 33132

    Spacious Residence 1 bed + den, 2 bath with stunning bay views from the 17th floor. Open layout with floor-to-ceiling windows, modern kitchen, porcelain floors and spacious balcony. Full-service building with pools, gym, yoga studio, theater, and more. Prime Edgewater location, steps from Margaret Pace Park and minutes to Wynwood, Midtown, Brickell, and the Design District.

    daniela silva One And Only Realty Miami LP

    488 NE 18th St Unit 1708, Miami, FL 33132
  • /18

    $1,350,000

    • 3 Beds
    • 3.5 Baths
    • 1,955 Sq Ft

    300 S Biscayne Blvd Unit PH-3902, Miami, FL 33131

    Experience luxury in the fully redesigned Penthouse unit 3902 at MET 1. This stunning 3-bedroom, 3.5-bath residence offers breathtaking panoramic views of Biscayne Bay and the Miami skyline from every room. Features include a fully integrated smart home technology, elegant marble floors, soaring ceilings, and a modern open-concept kitchen with Gaggenau appliances and a striking Carrara marble

    Benjamin Malayev Haute Real Estate, Inc.

    300 S Biscayne Blvd Unit PH-3902, Miami, FL 33131
  • /30

    $685,000

    • 2 Beds
    • 2 Baths
    • 950 Sq Ft

    540 Brickell Key Dr Unit 1411, Miami, FL 33131

    Special Assessment Paid in Full! Enjoy breathtaking Biscayne Bay and Brickell skyline views from this fully renovated 14th-floor residence at Brickell Key II. This light-filled 2BR/2BA unit features a split floor plan, elegant marble and hardwood floors, granite kitchen with stainless steel appliances and wine cooler, high ceilings, roll-down shades, in-unit washer/dryer, and an oversized terrace

    Laura Garcia One Sotheby's International Realty

    540 Brickell Key Dr Unit 1411, Miami, FL 33131
  • /15

    $580,000

    • 1 Bed
    • 1 Bath
    • 505 Sq Ft

    159 NE 6th St Unit 3507, Miami, FL 33132

    Charming 1-Bedroom 550 sq. ft interior and with Spacious 150 sq. ft. balcony at level 35 in Prime Brickell Location. Welcome to your new home in the heart of Brickell! This modern 1-bedroom, 1-bathroom unit offers a bright and open living space with a large private balcony, perfect for enjoying the beautiful Miami weather. Situated just two blocks from the bay, you'll experience the best of

    Dan Farber HelloSold LLC

    159 NE 6th St Unit 3507, Miami, FL 33132
  • /53

    $2,998,000

    • 4 Beds
    • 2.5 Baths
    • 2,960 Sq Ft

    766 NE 96th St, Miami Shores, FL 33138

    Stunning, Sophisticated & Move-In Ready – Miami Shores Gem!Welcome to this beautifully updated home in the heart of highly desirable Miami Shores, where timeless elegance meets modern sophistication. Designed with both entertaining and everyday living in mind, this residence offers a spacious open-concept floor plan flooded with natural light through expansive high-impact windows and doors.The

    Kattia Tober Grand Realty of America, Corp.

    766 NE 96th St, Miami Shores, FL 33138
  • /40

    $799,000

    • 2 Beds
    • 2 Baths
    • 1,073 Sq Ft

    460 NE 28th St Unit 3606, Miami, FL 33137

    Experience luxury living at its finest with this stunning high-floor unit at Icon Bay, boasting breathtaking direct water views from the 36th floor! This 2/2 Condo offers luxurious features including marble floors, motorized shades, and a modern custom kitchen with stainless steel appliances and quartz countertops. Enjoy ample natural light, walk-in closets, and a deep balcony. Amenities include

    Roman Semykin Ancona Real Estate Inc

    460 NE 28th St Unit 3606, Miami, FL 33137
  • /47

    $995,000

    • 4 Beds
    • 2 Baths
    • 1,907 Sq Ft

    801 NE 82nd St, Miami, FL 33138

    This charming house combines modern design with timeless appeal. The home offers 1,907 sqft of inviting living space, including four bedrooms—one used as a cozy studio and walk-in closet. The kitchen features quartz countertops, KitchenAid appliances, and a built-in wine fridge. Relax by the wood-burning fireplace, enjoy impact glass windows, and beautiful hardwood floors. The bar area, accented

    Vanessa Frank One Sotheby's International Realty

    801 NE 82nd St, Miami, FL 33138
  • /20

    $314,900

    • 3 Beds
    • 1.5 Baths
    • 1,026 Sq Ft

    1990 NW 4th Ct Unit 8, Miami, FL 33136

    3 bedroom 1.5 bath townhouse renovated 5 years ago. Located just minutes from Wynwood. This up and coming area is conveniently located to everything but still affordable.Current tenant would like to stay or can vacate at the end of her lease June 1st if new buyer prefers to move in themselves. Figure out the Cap rate on this great investment.

    Jonathan Minerick HomeCoin.com

    1990 NW 4th Ct Unit 8, Miami, FL 33136
  • /24

    $800,000

    • 2 Beds
    • 2 Baths
    • 1,360 Sq Ft

    350 NE 24th St Unit 901, Miami, FL 33137

    One of a kind 2 bed & 2 bath w/ a 980 SF terrace for entertainment in Miami, FL. A rare find. Residence offers high end renovations including Poliform cabinetry, polished Carrara marble counters, Hansgrohe kitchen & bath faucets, wall-built-in Gaggenau oven & induction cooktop, Integrated Sub-zero Refrig, Sub-Zero 30-inch Wine Celler w/ refrigeration storage, Boffi wall mounted bath-faucets,

    Brian Carter, MBA, CCIM Douglas Elliman

    350 NE 24th St Unit 901, Miami, FL 33137
  • /19

    $1,500,000

    • 4 Beds
    • 2 Baths
    • 1,474 Sq Ft

    11 NW 45th St, Miami, FL 33127

    Completely remodeled and move-in ready! This stylish home offers 4 bedrooms and 2bathrooms with a bright, open-concept layout. Featuring a brand-new kitchen with quartz countertops and stainless-steel appliances, new bathrooms with modern finishes, updated flooring, fresh paint, and upgraded plumbing and electrical systems. Spacious backyard perfect for entertaining or relaxing. Located minutes

    Ana Raznatovic Coldwell Banker Realty

    11 NW 45th St, Miami, FL 33127
  • /26

    $1,350,000

    • 1,664 Sq Ft

    2 NE 44th St, Miami, FL 33137

    Remarkable duplex located just 2 blocks from Miami's Design District. This fully remodeled multi family is located in the Historic neighborhood of Buena Vista East and offers 2 well sized and bright units with independent water and electricity meters, full size washer and dryers inside the units, impact windows and doors, peaceful side yards and a private parking space for each unit. Walking

    cesar delaflor United Realty Group Inc

    2 NE 44th St, Miami, FL 33137
  • /20

    $21,000,000

    • 10,411 Sq Ft

    1000 Biscayne Blvd Unit 5801, Miami, FL 33132

    Opportunity awaits to design your dream residence in the sky at One Thousand Museum by renowned architect Zaha Hadid. Spanning over 10,400 SF, this full floor penthouse level, is a blank canvas awaiting your vision. With floor-to-ceiling windows offering endless panoramic views of Biscayne Bay, enjoy breathtaking sunrises and sunsets. Located in the heart of Downtown Miami, you are just steps

    Leah Barney The Corcoran Group

    1000 Biscayne Blvd Unit 5801, Miami, FL 33132
  • /46

    $510,000

    • 1 Bed
    • 1.5 Baths
    • 867 Sq Ft

    1900 N Bayshore Dr Unit 2816, Miami, FL 33132

    Discover this stunning condo in Edgewater. This beautifully updated 1-bedroom residence features a den and 1.5 bathrooms. The den, equipped with a large walk-in closet, can easily serve as a second bedroom, while the primary bedroom features its own spacious walk-in closet. The master bathroom offers a new vanity, adding a touch of modern elegance. Enjoy a seamless living experience with all new

    Natalie Ortega Compass Florida, LLC

    1900 N Bayshore Dr Unit 2816, Miami, FL 33132
  • /9

    $1,895,000

    • Land
    • 0.39 Acre
    • $4,821,883 per Acre

    1477 NW 79th St, Miami, FL 33147

    SITE PLAN APPROVED project for 126 units + retail.  Priced to move because of partnership dissolution. Seller financing with as little as 25% down. Can expand the project an additional 6 floors and up to 185 units total by right (or make the build smaller, asking $ works for a smaller project) Nearby developments include Lennar 79th St project,  the Swerdlow Group mixed-use brightline mega

    Briana Gowen Zilla Real Estate, Inc

    1477 NW 79th St, Miami, FL 33147
  • /7

    $1,895,000

    • Land
    • 0.39 Acre
    • $4,821,883 per Acre

    1477 NW 79th St, Miami, FL 33147

    SITE PLAN APPROVED project for 126 units + retail.  Priced to move because of partnership dissolution. Seller financing with as little as 25% down. Can expand the project an additional 6 floors and up to 185 units total by right (or make the build smaller, asking $ works for a smaller project) Nearby developments include Lennar 79th St project,  the Swerdlow Group mixed-use brightline mega

    Briana Gowen Zilla Real Estate, Inc

    1477 NW 79th St, Miami, FL 33147
  • /35

    $650,000

    • 2 Beds
    • 2.5 Baths
    • 1,196 Sq Ft

    888 S Douglas Rd Unit 119, Coral Gables, FL 33134

    Welcome to your garden paradise in Coral Gables! This charming two-level townhouse-style condo offers 2 bedrooms, 2.5 bathrooms, walk in closets and a cozy, inviting atmosphere. Surrounded by lush greenery, the private entrance feels like stepping into your own secret garden. Thoughtfully designed across two levels, the home includes two assigned parking spaces, one conveniently located on the

    Wilson Garces MWX REALTY

    888 S Douglas Rd Unit 119, Coral Gables, FL 33134
  • /13

    $400,000

    • 1 Bed
    • 1 Bath
    • 605 Sq Ft

    2740 SW 28th Terrace Unit 304, Miami, FL 33133

    Excellent location, walking distance to CocoWalk and Coconut Grove Metrorail Station. Gym and heated roof top pool.

    Karen Lanz Belhouse Real Estate, LLC

    2740 SW 28th Terrace Unit 304, Miami, FL 33133
  • /3

    $1,350,000

    • 3,297 Sq Ft

    3510 SW 22nd Terrace, Miami, FL 33145

    Great investment opportunity. Prime location. Call or text listing agent for appointment.

    Alexander Saumell The Saumell Group Realty Inc

    3510 SW 22nd Terrace, Miami, FL 33145
  • /8

    $650,000

    • 1 Bed
    • 1 Bath
    • 790 Sq Ft

    485 Brickell Ave Unit 1903, Miami, FL 33131

    Great income producing property . Spacious Luxury Apartment in the Icon Brickell, where Short-Term Rentals are permitted. Water Views from every room, featuring an Open Kitchen, Large Living Room, and spacious Private Balcony accessible from the Living Room and Bedroom. Full amenities including 2 brand new infinity pools with full service, a restaurant, spa services, fully equipped gym, group

    Chaim Glik Beachfront Realty Inc

    485 Brickell Ave Unit 1903, Miami, FL 33131
  • /30

    $1,195,000

    • 2 Beds
    • 2 Baths
    • 1,088 Sq Ft

    3131 NE 7th Ave Unit 2805, Miami, FL 33137

    Edgewater's Crown Jewel; ONE PARAISO unit 2805; 2bed/2bath residence at 28th floor; a private elevator opens directly into the unit's exclusive foyer and be greeted by endless unobstructed water views. Open kitchen with Italian cabinets, ceramic tiling throughout the unit. Resort-style amenities including state of art fitness center overlooking the bay, a full-service SPA, two pools, hot tub,

    Gokhan Derin Derin Realty

    3131 NE 7th Ave Unit 2805, Miami, FL 33137

Showing Results 601 - 640, Page 16 of 18

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