414

Midland, TX Homes for Sale under $400,000

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  • /28

    $375,000

    • 4 Beds
    • 2 Baths
    • 1,760 Sq Ft

    15103 E County Rd 106, Midland, TX 79706

    This property features a brand-new roof installed in 2025, an updated electrical panel, and several additional upgrades throughout. Situated on 2 acres, the property offers endless potential with a 4-bedroom, 2-bathroom main home and a 1,600 sq. ft. shop complete with a paint booth. Ideal for storing work trucks, accommodating animals, or creating an investment opportunity while living on-site.

    Abel Rodriguez Keller Williams

    15103 E County Rd 106, Midland, TX 79706
  • /28

    $230,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,762 Sq Ft

    3606 Tanner Dr, Midland, TX 79703

    Step into the charm of this 3-bed, 2-bath Permian Estates home offering 1,762 sq ft of space. Built in 1952, it blends character with updates including recent HVAC, water heater, flooring, and fresh paint inside and out. Sitting on 0.174 acres, the home features large rooms and abundant storage. Located just one block from Garrett/Brown Park, this home offers a great opportunity for a family

    Brian Sales The Sales Team Realtors

    3606 Tanner Dr, Midland, TX 79703
  • /31

    $379,000

    Open Sun 1PM - 3PM
    • 3 Beds
    • 3 Baths
    • 3,010 Sq Ft

    1202 W Kansas Ave, Midland, TX 79701

    Welcome to luxury living in the highly sought-after Old Midland neighborhood! This completely renovated home blends timeless charm with modern elegance. Featuring designer finishes, updated interiors, and a thoughtfully designed layout, every detail has been curated to create a warm yet sophisticated atmosphere. Conveniently located near shopping, dining, parks, and schools, this move-in ready

    Andrea DeLaCruz Heritage Real Estate

    1202 W Kansas Ave, Midland, TX 79701
  • /39

    $340,000

    • 3 Beds
    • 2 Baths
    • 2,462 Sq Ft

    2803 Exeter Ave, Midland, TX 79705

    FANTASTIC 3 BEDROOM, 2 BATH LOW-MAINTENANCE HOME NESTLED ON A QUIET CUL-DE-SAC NEAR EMERSON & GODDARD SCHOOLS! THIS INVITING PROPERTY FEATURES HIGH CEILINGS THAT CREATE AN OPEN, AIRY FEEL THROUGHOUT THE MAIN LIVING AREAS. ENJOY COZY EVENINGS BY THE FIREPLACE IN THE SPACIOUS LIVING ROOM, PLUS A VERSATILE OFFICE NOOK OR READING RETREAT. THE KITCHEN BOASTS A CENTER ISLAND AND AMPLE CABINET STORAGE.

    Jeaneen Pruitt Jeaneen Pruitt & Associates

    2803 Exeter Ave, Midland, TX 79705
  • /13

    $290,000

    $5K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 1,912 Sq Ft

    3221 W Golf Course Rd, Midland, TX 79701

    Low maintenance home featuring an open-concept layout with high ceilings and abundant natural light. The spacious kitchen offers laminate countertops and flows seamlessly into the main living areas with tile flooring throughout. Generous bedrooms include walk-in closets for ample storage. Conveniently located with easy access to shopping, dining, and schools. Currently zoned for Fannin

    Linda Orosco All City Real Estate, LTD. Co.

    3221 W Golf Course Rd, Midland, TX 79701
  • /18

    $285,000

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    6824 Flats Ct, Midland, TX 79705

    Cute, cozy, and move-in ready in Lone Star Trails! Built in 2021, this beautiful 3-bedroom, 2-bath home features an open-concept layout, stylish finishes, and a bright, inviting living space perfect for everyday living and entertaining. Enjoy peaceful mornings or relaxing evenings on the covered patio while appreciating the ease of low-maintenance living. This home has been wonderfully cared for

    Skyler Williamson Davis and Co.

    6824 Flats Ct, Midland, TX 79705
  • /24

    $355,000

    $44K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 43,560 Sq Ft

    6716 S County Rd, Midland, TX 79706

    2021 Mobile Home on 1 Acre – No Restrictions! This open-concept 3 bedroom, 2 bathroom home offers 1,264 sq. ft. of comfortable living space. The property also features a spacious 40x60 workshop with commercial potential, giving you the freedom to live, work, and create all in one place.

    Ana Montoya The Real Estate Ranch LLC

    6716 S County Rd, Midland, TX 79706
  • /2

    $112,000

    • Land
    • 34,412 Sq Ft
    • $141,772 per Acre

    1517 Jumano Trail, Midland, TX 79705

    Now selling in 349 Ranch Estates, Section 25—14 large lots ranging from to acres in Northeast Midland. Located in a quiet cul-de-sac with minimal restrictions and city water already in place. Buyers to install septic and water well if desired. Room to build a shop, pool, or whatever your desire. Lots start at $112,000. Rare opportunity to own land inside Midland city limits with space and

    Jacobe Kendrick EXP Realty, LLC

    1517 Jumano Trail, Midland, TX 79705
  • /2

    $275,000

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,549 Sq Ft

    1304 Connell St, Midland, TX 79701

    Josie Rendon All City Real Estate, LTD. Co.

    1304 Connell St, Midland, TX 79701
  • /2

    $157,250

    • Land
    • 1.85 Acres
    • $85,000 per Acre

    4817 N County Rd 1152, Midland, TX 79705

    RESTRICTED SUB DIVISION RANGING FROM 0.82 - 2.37 ACRES. MANY AVAILABLE LOTS. MINUTES FROM DOWNTOWN, LOOP 250, I-20, HIGHWAY 191 AND HIGHWAY 80. BUILDER ON SITE. VARIOUS HOUSE PLANS TO CHOOSE FROM. RESTRICTIONS, NO MOBILE HOMES, HORSES ALLOWED

    Ernesto Calderon Harvest Realty

    4817 N County Rd 1152, Midland, TX 79705
  • /16

    $231,950

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    Tanya Plan at Mockingbird Ridge, Midland, TX

    The 1,350 square-foot Tanya floor plan is a smart layout with inviting spaces that carry from indoors to out. - Brick exterior with double columns and covered front porch - Luxury vinyl plank flooring in main areas - Open-concept kitchen, living, and dining area - Granite or quartz countertops throughout - Spacious kitchen peninsula with bar seating - Stainless steel appliances - Enclosed pantry

    Betenbough Homes Builder
    0 Mockingbird Ridge St Unit 36464449, Midland, TX
  • /52

    $395,000

    $23K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,662 Sq Ft

    2907 Emerson Place, Midland, TX 79705

    BEAUTIFULLY SPACIOUS 4 BEDROOM, 2.5 BATH HOME FILLED WITH CHARM AND NATURAL LIGHT! YOU'LL LOVE THE VAULTED WOOD-BEAMED CEILINGS IN THE LIVING AREA, SEPARATE FORMAL DINING ROOM, AND INVITING BREAKFAST DINING SPACE. THE KITCHEN FEATURES AN ABUNDANCE OF WHITE CABINETS, CORIAN COUNTERTOPS, AND TILE BACKSPLASH. VERSATILE LARGE FAMILY ROOM CAN EASILY SERVE AS A 4TH BEDROOM. THE PRIMARY SUITE OFFERS

    Kerri Payne James The Agency Kerri Payne James Real Estate Team

    2907 Emerson Place, Midland, TX 79705
  • /21

    $325,000

    $20K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,883 Sq Ft

    3106 W Michigan Ave, Midland, TX 79701

    Beautifully updated and move-in ready, this home offers a clean modern feel with warm custom touches throughout. The open layout flows naturally between the living, dining, and kitchen areas, creating a comfortable space for both everyday living and entertaining. Featuring updated finishes, spacious bedrooms, versatile bonus space, and a unique enclosed sunroom-style area with custom wood accents

    Michael Greiner My Castle Realty

    3106 W Michigan Ave, Midland, TX 79701
  • /2

    $112,000

    • Land
    • 21,780 Sq Ft
    • $224,000 per Acre

    6408 Hopi Ct, Midland, TX 79705

    Now selling in 349 Ranch Estates, Section 25—14 large lots ranging from to acres in Northeast Midland. Located in a quiet cul-de-sac with minimal restrictions and city water already in place. Buyers to install septic and water well if desired. Room to build a shop, pool, or whatever your desire. Lots start at $112,000. Rare opportunity to own land inside Midland city limits with space and

    Jacobe Kendrick EXP Realty, LLC

    6408 Hopi Ct, Midland, TX 79705
  • /6

    $175,000

    $10K PRICE DROP
    • Land
    • 12.52 Acres
    • $13,978 per Acre

    0 S County Road 1060, Midland, TX 79706

    This 12.52-acre property offers plenty of usable space. Being in a flood zone means the land should support strong soil conditions, making it suitable for certain types of agriculture, grazing, or long-term investment. With its unique & flexible footprint, it's a solid option for someone looking for affordable acreage, outdoor projects, or a place to build with the right planning. It's a

    Stefani McQuerry Keller Williams

    0 S County Road 1060, Midland, TX 79706
  • /17

    $178,000

    • 3 Beds
    • 1 Bath
    • 1,030 Sq Ft

    3600 Gaston Dr, Midland, TX 79703

    Not your average starter—this one hits that sweet spot of function, location, and upside. This 3-bedroom, 1-bath home offers a practical layout, natural light, and driveway parking for everyday ease. It shows typical wear, giving you room to update and make it your own over time. Positioned near Midland Park Mall for shopping and dining, and close to Beal Park for outdoor space, with quick access

    Chris Lawrence Trillionaire Realty

    3600 Gaston Dr, Midland, TX 79703
  • /55

    $385,000

    $15K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,211 Sq Ft

    2320 Ridgeway Rd, Midland, TX 79705

    MOVE IN READY! Come see this 3-bedroom, 2.5-bathroom home offers an open-concept design with abundant natural light from large windows throughout. Kitchen opens to living room with fireplace in the living room and granite throughout. Freshly painted, Water softener, quiet neighborhood with minimal traffic, while still being conveniently close to everything you need. Walking distance to the new

    Angelica Tillman Coldwell Banker Apex Realtors

    2320 Ridgeway Rd, Midland, TX 79705
  • /2

    $135,000

    • Land
    • 1 Acre
    • $135,000 per Acre

    LOT 12 County Rd 54, Midland, TX 79706

    THE POSSIBILITIES ARE ENDLESS! MULTIPLE LOTS AVAILABLE. COMMERCIAL, INDUSTRIAL OR RESIDENTIAL. LOTS RANGE FROM 1 TO 2.23 ACRES. CAN BE PURCHASED INDIVIDUALLY OR ALL TOGETHER.

    Ashley Irons Maven Real Estate Group

    LOT 12 County Rd 54, Midland, TX 79706
  • /33

    $315,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,091 Sq Ft

    5101 Brazos Ave, Midland, TX 79707

    Large open spaces with tons of light and great style! 3 bedrooms, 2 baths and 2 living areas! Chef's kitchen with commercial grade range. Large hall bath with huge walk-in shower and great tile! Open concept primary suite features good closet, great tub and updated vanity area! Converted garage would be great game room, homeschool room, or easily converted back! Nice covered patio, privacy fence,

    Laura Lyons Sales The Sales Team Realtors

    5101 Brazos Ave, Midland, TX 79707
  • /30

    $335,000

    • 3 Beds
    • 2 Baths
    • 1,662 Sq Ft

    1002 Clemente Ct, Midland, TX 79706

    BEAUTIFULLY MAINTAINED 3 BEDROOM, 2 BATH HOME OFFERING A WARM AND INVITING LAYOUT! ENJOY A SPACIOUS LIVING AREA, FUNCTIONAL KITCHEN, AND COMFORTABLE BEDROOMS DESIGNED FOR EVERYDAY LIVING. THE LAUNDRY ROOM FEATURES ADDED SHELVING FOR EXTRA STORAGE AND CONVENIENCE. STEP OUTSIDE TO A LARGE BACKYARD WITH PLENTY OF SPACE TO RELAX, ENTERTAIN, OR CREATE YOUR OWN OUTDOOR OASIS. A GREAT PLACE TO CALL HOME!

    Ashley Irons Maven Real Estate Group

    1002 Clemente Ct, Midland, TX 79706
  • /21

    $300,000

    • 5 Beds
    • 3 Baths
    • 2,141 Sq Ft

    5126 Reeves Cir, Midland, TX 79703

    Home equipped with solar panels and a Vivint Security system installed. Spacious Layout with open kitchen and dinning area. Located in Western Hills and ready for its next owner. Interior photos coming soon. Showings begin March 9th.

    Esteban Orosco Fathom Realty

    5126 Reeves Cir, Midland, TX 79703
  • /2

    $156,600

    • Land
    • 1.16 Acres
    • $135,000 per Acre

    LOT 6 County Rd 1275, Midland, TX 79706

    THE POSSIBILITIES ARE ENDLESS! MULTIPLE LOTS AVAILABLE. COMMERCIAL, INDUSTRIAL OR RESIDENTIAL. LOTS RANGE FROM 1 TO 2.23 ACRES. CAN BE PURCHASED INDIVIDUALLY OR ALL TOGETHER.

    Ashley Irons Maven Real Estate Group

    LOT 6 County Rd 1275, Midland, TX 79706
  • /2

    $136,350

    • Land
    • 1.01 Acres
    • $135,000 per Acre

    LOT 14 County Rd 54, Midland, TX 79706

    THE POSSIBILITIES ARE ENDLESS! MULTIPLE LOTS AVAILABLE. COMMERCIAL, INDUSTRIAL OR RESIDENTIAL. LOTS RANGE FROM 1 TO 2.23 ACRES. CAN BE PURCHASED INDIVIDUALLY OR ALL TOGETHER.

    Ashley Irons Maven Real Estate Group

    LOT 14 County Rd 54, Midland, TX 79706
  • /11

    $105,000

    • Land
    • 1.01 Acres
    • $103,960 per Acre

    4110 E County Rd 127, Midland, TX 79706

    1-acre property located outside city limits in a high-traffic commercial area near the 5 Points intersection, Hwy 158 East, and I-20. This property offers flexibility for residential or commercial use with no restrictions, making it ideal for a business, mobile home, or custom build. Property includes a capped water well and provides plenty of space for various uses. Enjoy excellent visibility

    Ana Montoya The Real Estate Ranch LLC

    4110 E County Rd 127, Midland, TX 79706
  • /24

    $329,000

    • 3 Beds
    • 2 Baths
    • 1,785 Sq Ft

    6725 Blue Sky St, Midland, TX 79705

    Brand new listing in the Lone Star Trails subdivision featuring 3 bedrooms, 2 bathrooms, and a nice-sized covered back patio perfect for entertaining! Don't miss your chance to see this beautiful home with plenty of space to relax and host family and friends.

    Jeremy Narvaiz All City Real Estate, LTD. Co.

    6725 Blue Sky St, Midland, TX 79705
  • /25

    $235,950

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft

    Kenlie Plan at Mockingbird Ridge, Midland, TX

    The 1,450 square-foot Kenlie floor plan is a spacious, well-connected layout with room for everyone to feel at home. - Brick exterior with covered front porch - Luxury vinyl plank flooring in main areas - Open-concept kitchen, living, and dining area - Granite or quartz countertops throughout - Spacious kitchen island with bar seating - Stainless steel appliances - Enclosed pantry - Private

    Betenbough Homes Builder
    0 Mockingbird Ridge St Unit 36468728, Midland, TX
  • /45

    $300,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,478 Sq Ft

    1305 W Tennessee Ave, Midland, TX 79701

    Welcome this fully renovated home—total restoration from top to bottom. Every major system has been replaced, including new foam insulation, new electrical wiring, new Roof, new HVAC, new flooring, new walls & fresh paint throughout, offering modern comfort, efficiency & peace of mind. Step inside to beautiful open-concept layout featuring a stunning, remodeled kitchen w/gorgeous cabinetry &

    Minerva Rodriguez Heritage Real Estate

    1305 W Tennessee Ave, Midland, TX 79701
  • /15

    $238,950

    New Construction
    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft

    Kyla Plan at Mockingbird Ridge, Midland, TX

    The 1,450 square-foot Kyla floor plan is a spacious, well-connected layout with room for everyone to feel at home. - Brick exterior with covered front porch - Luxury vinyl plank flooring in main areas - Open-concept kitchen, living, and dining area - Granite or quartz countertops throughout - Spacious kitchen island with bar seating - Stainless steel appliances - Enclosed pantry - Private primary

    Betenbough Homes Builder
    0 Mockingbird Ridge St Unit 36498415, Midland, TX
  • /17

    $400,000

    • Land
    • 5.55 Acres
    • $72,072 per Acre

    9505 E Highway 80, Midland, TX 79706

    GREAT COMMERCIAL OPPORTUNITY WITH INTERSTATE 20 FRONTAGE, GREAT FOR BUSINESSES OR RV PARK WITH HIGH TRAFFIC VISIBILITY, EASY ACCESS ON AND OFF OF INTERSTATE, PERSONAL ITEMS WILL BE REMOVED PRIOR TO CLOSING

    Eddie James The Agency Kerri Payne James Real Estate Team

    9505 E Highway 80, Midland, TX 79706
  • /2

    $112,000

    • Land
    • 21,780 Sq Ft
    • $224,000 per Acre

    6404 Jumano Trail, Midland, TX 79705

    Now selling in 349 Ranch Estates, Section 25—14 large lots ranging from to acres in Northeast Midland. Located in a quiet cul-de-sac with minimal restrictions and city water already in place. Buyers to install septic and water well if desired. Room to build a shop, pool, or whatever your desire. Lots start at $112,000. Rare opportunity to own land inside Midland city limits with space and

    Jacobe Kendrick EXP Realty, LLC

    6404 Jumano Trail, Midland, TX 79705
  • /34

    $265,000

    $56K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,419 Sq Ft

    3524 W Shandon Ave, Midland, TX 79707

    Spacious 4 bed/3 bath home, Great Investment. High ceilings throughout. Plenty of space to entertain year round, 3 living areas, formal dining, large office off of sequestered master. Solar panels installed 2021. Will be paid off at closing.

    Mary Escalante Texas Premier Realty

    3524 W Shandon Ave, Midland, TX 79707
  • /34

    $394,500

    $101K PRICE DROP
    • 3 Beds
    • 2.5 Baths
    • 2,789 Sq Ft

    1209 W Pecan Ave, Midland, TX 79705

    Scenic park views from this Wallace Town home offering generous storage with endless potential!

    Craig Aldridge Real Estate One- Claire Heck

    1209 W Pecan Ave, Midland, TX 79705
  • /2

    $375,000

    • Land
    • 2.03 Acres
    • $184,820 per Acre

    4225 Blackbird Dr, Midland, TX 79707

    Be a part of Midland's next upscale residential development. Only 6 of these exclusive 2 acre lots left. Gated community with 8 foot fence will ensure privacy and security! City water and well water, high architectural standards, with a common area for residents. Choose your own builder! This community will be the next sought after community in Midland. Act now to reserve your lot!

    clay cox Fathom Realty

    4225 Blackbird Dr, Midland, TX 79707
  • /23

    $319,500

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,812 Sq Ft

    1212 Prairie Ln, Midland, TX 79705

    Ready to be wowed? This 3-bedroom, 2-bath home delivers a perfect blend of style & comfort with a bright open-concept layout, spacious, & ready for hosting or a quiet evening unwinding. The oversized kitchen opens into a generous living area built for your dream sectional. Recently remodeled bathrooms add a fresh, modern touch, while the large backyard steals the show with lush landscaping,

    Sherrie Vogler Coldwell Banker Apex Realtors

    1212 Prairie Ln, Midland, TX 79705
  • /34

    $269,900

    $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,365 Sq Ft

    4423 Gulf Ave, Midland, TX 79707

    Super cute home located on a corner lot. Nicely updated with pretty wood floors and tile - no carpet! Updated windows, kitchen cabinets, lighting and tile in bathrooms. Lovely floorplan with two living areas and the kitchen, dining and den are open to each other. The dining area has double doors that open to a large back porch. All the bedrooms have wood flooring. The two guest rooms have lovely

    Christina McMillan Real Estate 1 - Christina McMillan

    4423 Gulf Ave, Midland, TX 79707
  • /5

    $140,000

    • Land
    • 39,639 Sq Ft
    • $153,846 per Acre

    1400 Sioux Ct, Midland, TX 79705

    A truly unique opportunity!! Nearly an acre in North Midland, located in a beautiful and developing community full of potential!! Properties like this are hard to find. Seller is willing to owner finance with 90,000 down

    Alejandra Madrid Heritage Real Estate

    1400 Sioux Ct, Midland, TX 79705
  • /19

    $119,900

    • Land
    • 1.26 Acres
    • $95,159 per Acre

    7302 W County Rd 173, Midland, TX 79766

    Embrace the freedom to customize your dream property with this 2,400 sq. ft. unfinished barndominium & 1,880 sf of Canopy, perfectly situated on unrestricted land. Whether you envision a spacious home, workshop, or a mix of both, this property offers endless possibilities! Featuring a robust steel frame and durable construction, it's ready to be tailored to your style and needs. Call your Realtor

    Pamela Mendoza Beyond Realty LLC

    7302 W County Rd 173, Midland, TX 79766
  • /41

    $340,000

    Open Sat 12PM - 1:30PM $5K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,891 Sq Ft

    5811 Briscoe Rd, Midland, TX 79705

    LIKE NEW 3 BEDROOM, 2 BATH HOME LOCATED IN MOCKINGBIRD RIDGE BEAUTIFUL OPEN FLOOR PLAN, WOOD LOOK TILE FLOORS, GORGEOUS KITCHEN WITH LARGE GRANITE BREAKFAST BAR, FORMAL DINING AREA AND PANTRY. SEQUESTERED MASTER SUITE WITH DUAL SINKS AND LARGE WALK-IN CLOSET THAT CONNECT TO THE UTILITY ROOM. 2 CAR GARAGE. LANDSCAPED FRONT AND BACK YARD WITH COVERED PATIO AND FIRE PIT SCHEDULE YOUR SHOWING TODAY!

    Judy Hardy Fathom Realty

    5811 Briscoe Rd, Midland, TX 79705
  • /2

    $100,000

    • Land
    • 1 Acre
    • $100,000 per Acre

    LOT 004 S County Road 1215, Midland, TX 79706

    Welcome to Blackwood Estates, Midland's newest 1-acre home development featuring modern farmhouse-style living. Homes start at 2,600 sq ft with flexible floor plans, or bring your own plans with builder approval. An on-site builder ensures quality construction, while buyers enjoy customization options and a 1-year builder warranty. Utilities include private water wells, septic systems, and

    Ninfa Caza Keller Williams

    LOT 004 S County Road 1215, Midland, TX 79706
  • /13

    $308,750

    $65K PRICE INCREASE
    • Land
    • 3.25 Acres
    • $95,000 per Acre

    1609 S County Rd 1102, Midland, TX 79706

    PRIME 3.25 ACRE COMMERCIAL LOT IN LAS AGUILAS, JUST OFF HWY 307 IN GREENWOOD. DEVELOPER CAN BUILD TO SUIT. PARTIALLY FENCED WITH PROXIMITY TO I-20, HWY 158, HWY 137. SITUATED AMONG INDUSTRIAL AND COMMERCIAL NEIGHBORS, AND NEAR RESTAURANTS. A STRATEGIC OPPORTUNITY IN MIDLAND'S GROWING CORRIDOR. NATURAL GAS AVAILABLE

    Ashley Irons Maven Real Estate Group

    1609 S County Rd 1102, Midland, TX 79706

Showing Results 241 - 280, Page 7 of 11

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