Millsboro, DE Homes for Sale with No HOA Fee

• 

  

  

  /35

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  38240 Millsboro Hwy, Millsboro, DE 19966

  REDUCED ..... MOTIVATED SELLERS. Great home, or investment property. This 1344 sq ft ranch home sits on 1.49 acres and is situated just minutes from Millsboro and Selbyville, DE. Completely remodeled in 2025, with all new appliances, fixtures, Oversized windows, New roof, LVP Flooring, Custom island and cabinetry. Master bedroom with full ensuite, and 2 additional bedrooms, 2 full bathrooms,

  

  Joseph Lagano

  Long & Foster Real Estate, Inc.

  (302) 564-2028

  38240 Millsboro Hwy, Millsboro, DE 19966
• Explore Millsboro

• 

  

  /2

  $124,000

  • Land
  • 0.85 Acre
  • $145,882 per Acre

  0 Laurel Rd Unit DESU2099790, Millsboro, DE 19966

  READY TO BUILD!!! Are you looking for a Spacious lot on its own land with NO HOA and NO BUILDER TIE-IN REQUIRED? This Beautiful lot is located southwest of Millsboro and is just under an acre, and is just minutes to boating, golfing, shopping, restaurants and the Delaware's beaches! Build your dream home just minutes to everything with NO HOA, and plenty of room to spare! Site evaluation has been

  

  Anthony Sacco

  RE/MAX Associates

  (302) 303-5937

  0 Laurel Rd Unit DESU2099790, Millsboro, DE 19966
• 

  

  

  /14

  $369,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,854 Sq Ft

  25164 Dogleg Way Unit 4126, Millsboro, DE 19966

  Welcome to Baywood, a premier golf community located in Lewes, Delaware. This brand new construction 3 bedroom ranch home offers a spacious and open floor plan, perfect for modern living. The interior features a bright and airy atmosphere with large windows, high ceilings, and elegant finishes. The kitchen boasts top-of-the-line appliances, ample cabinetry, and a large island that opens to the

  

  Marcus Rush

  Compass

  (302) 665-1315

  25164 Dogleg Way Unit 4126, Millsboro, DE 19966
• 

  

  

  /20

  $390,000 New Construction

  • 3 Beds
  • 2 Baths
  • 2,004 Sq Ft

  25172 Dogleg Way Unit 4127, Millsboro, DE 19966

  Welcome to The Frankford, a stylish and approachable single-family home by Ashburn Homes, nestled in the desirable Baywood Greens community. Priced in the mid‐$300s, this beautiful ranch-style retreat spans 2,004 sq ft and offers a seamless blend of practicality and flair. Picture coming home to a thoughtful layout with 3 bedrooms, 21⁄2 baths, and an attached two-car garage—all within one

  

  Marcus Rush

  Compass

  (302) 618-4679

  25172 Dogleg Way Unit 4127, Millsboro, DE 19966
• 

  

  

  /8

  $415,000 New Construction

  • 3 Beds
  • 2 Baths
  • 2,336 Sq Ft

  25164 Dogleg Way Unit OCV, Millsboro, DE 19966

  Welcome to Baywood, the premier golf community located in Sussex, Delaware. This proposed construction ranch home boasts over 2,300 square feet of luxury living with an open floor plan perfect for entertaining. The home features elegant finishes, large windows, and high ceilings creating a bright and inviting atmosphere. The heart of this home is the large kitchen complete with a sprawling island

  

  Marcus Rush

  Compass

  (302) 204-2198

  25164 Dogleg Way Unit OCV, Millsboro, DE 19966
• 

  /2

  $335,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,680 Sq Ft

  32701 Back Nine Way Unit 3861, Millsboro, DE 19966

  Discover effortless single-level living in the beautifully crafted Seaford model, now being offered by Ashburn Homes in the prestigious golf community of Baywood Greens. Known for its lush landscaping, resort-style amenities, and serene setting, Baywood offers a lifestyle unlike any other—and this brand-new home is designed to match it. Step onto the inviting front porch and into 1,680 sq. ft. of

  

  Marcus Rush

  Compass

  (302) 592-3451

  32701 Back Nine Way Unit 3861, Millsboro, DE 19966
• 

  

  /13

  $455,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,448 Sq Ft

  25164 Dogleg Way Unit GEO, Millsboro, DE 19966

  Welcome to your new luxurious 2-story home! This stunning property offers over 2,400 square feet of living space with the master bedroom conveniently located on the main level. As you enter the home, you will be greeted by the grand 2-story living room, featuring a soaring ceiling and an abundance of natural light. The main level boasts a large gourmet kitchen with a generous island, and ample

  

  Marcus Rush

  Compass

  (302) 592-2219

  25164 Dogleg Way Unit GEO, Millsboro, DE 19966
• 

  

  /21

  $394,990 New Construction

  • 3 - 4 Beds
  • 2 - 3 Baths
  • 1,464+ Sq Ft

  Aloha Plan at Wetherby, Millsboro, DE 19966

  Introducing the Aloha Model at Wetherby—Your gateway to tranquil living near the beach, a nature preserve, and golf courses! Experience the allure of wooded homesites, main-level living, and an array of features that make the Aloha your key to a life of comfort and style. Whether you desire 3 or 4 bedrooms, 2 or 3 baths, or a cozy 1,464 to 1,816 square feet of living space, the Aloha floor plan

  DRB Homes Builder

  24511 Robert Andrew Dr Unit 36497856, Millsboro, DE 19966
• 

  

  /23

  $464,990 New Construction

  • 3 - 5 Beds
  • 2.5 - 4.5 Baths
  • 2,287+ Sq Ft

  Dune Plan at Wetherby, Millsboro, DE 19966

  Experience the beautiful Dune home design, situated in the charming Wetherby community, just minutes away from the beach, a nature preserve, and golf courses. Embrace the opportunity to own a brand-new, to-be-built home that offers an incredible value for the size of the home. With wooded homesites, main-level living, an array of exceptional features, the Dune model opens the door to a lifestyle

  DRB Homes Builder

  24511 Robert Andrew Dr Unit 36446071, Millsboro, DE 19966
• 

  

  /41

  $635,900 New Construction

  • 4 - 5 Beds
  • 3 Baths
  • 2,572+ Sq Ft

  Frank Plan at Ingrams Point, Millsboro, DE 19966

  The Frank model is a two-story 40-foot wide home that is designed to fit on narrower lots. The home features 4-5 bedrooms, 3 full baths, living room, kitchen, breakfast nook, laundry room, 2 car garage.

  Insight Homes Builder

  24009 Ingrams Drive St Unit 37073350, Millsboro, DE 19966
• 

  

  /14

  $409,990 New Construction

  • 3 - 4 Beds
  • 2 - 3 Baths
  • 1,783+ Sq Ft

  Latitude Plan at Wetherby, Millsboro, DE 19966

  Uncover your fresh start with the Latitude floor plan at Wetherby, a community just minutes away from the beach, a nature preserve, and golf courses! The Latitude model goes beyond being a mere residence; it’s an opportunity to craft your ideal sanctuary, tailored to your every wish. With wooded & pond homesites, main-level living, and an array of features, the Latitude model encourages you to

  DRB Homes Builder

  24511 Robert Andrew Dr Unit 36491082, Millsboro, DE 19966
• 

  

  /14

  $507,990 New Construction

  • 3 - 5 Beds
  • 2.5 - 3.5 Baths
  • 2,587+ Sq Ft

  Barbados Plan at Wetherby, Millsboro, DE 19966

  Perhaps the most impressive floorplan in Wetherby is the stunning Barbados model. Wetherby is a community just minutes from the beach, a nature preserve, and golf courses! Featuring wooded, pond & cul-de-sac homesites, main-level living, and array of features, the Barbados design beckons you to live the life you’ve always envisioned. Whether you desire 3- 5 bedrooms, 2.5- 3.5 bathrooms, or a

  DRB Homes Builder

  24511 Robert Andrew Dr Unit 36449921, Millsboro, DE 19966
• 

  

  /20

  $444,990 New Construction

  • 3 - 4 Beds
  • 2.5 - 3.5 Baths
  • 1,834+ Sq Ft

  St. Kitts Plan at Wetherby, Millsboro, DE 19966

  Experience the allure of the St. Kitts home design, situated in the charming Wetherby community, just minutes away from the beach, a nature preserve, and golf courses. Embrace the opportunity to own a brand-new, to-be-built home that seamlessly combines elegance, personalization, and natural beauty. With wooded homesites, main-level living, an array of exceptional features, the St. Kitts model

  DRB Homes Builder

  24511 Robert Andrew Dr Unit 36461974, Millsboro, DE 19966
• 

  

  /7

  $529,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,783 Sq Ft

  HOMESITE 33 Urquhart Ave, Millsboro, DE 19966

  3 Bedroom Home With Double Sided Fireplace and Expanded Screened Porch! Welcome to your new retreat on the Delaware coast — a beautifully crafted residence that brings together superior finishes, effortless indoor-outdoor living, and thoughtful design at every turn. From the moment you arrive, you’ll be drawn in by the home’s irresistible combination of comfort and sophistication. Step inside and

  DRB Homes Builder

  HOMESITE 33 Urquhart Ave, Millsboro, DE 19966
• 

  

  /16

  $529,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,464 Sq Ft

  HOMESITE 109 Robert Andrew Dr, Millsboro, DE 19966

  Single Level Home with Fireplace and Recreational Garage! Coastal Delaware Living at Its Best! Welcome to the Aloha — where every day feels like a getaway. Step into effortless, main-level living designed for connection and comfort. Three beautifully appointed bedrooms surround an open, light-filled kitchen and family room — the heart of the home — where laughter flows as easily as the ocean

  DRB Homes Builder

  HOMESITE 109 Robert Andrew Dr, Millsboro, DE 19966
• 

  

  /18

  $549,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,287 Sq Ft

  HOMESITE 101 Michael Isler Ave, Millsboro, DE 19966

  2 Level Single Family Home with Gas Fireplace and Screened Porch! Coastal Delaware Living at Its Finest! Step into this elegant 3-bedroom, 2.5-bath, two-story home designed for comfort and style. The heart of the home features a chef-inspired kitchen that flows seamlessly into open living spaces, anchored by a fireplace for cozy gatherings. Indulge in spa-like luxury with a Roman shower in the

  DRB Homes Builder

  HOMESITE 101 Michael Isler Ave, Millsboro, DE 19966
• 

  

  /43

  $603,900 New Construction

  • 4 - 5 Beds
  • 3 Baths
  • 2,572+ Sq Ft

  Frank Plan at Baylis Estates, Millsboro, DE 19966

  The Frank model is a two-story 40-foot wide home that is designed to fit on narrower lots. The home features 4-5 bedrooms, 3 full baths, living room, kitchen, breakfast nook, laundry room, 2 car garage.

  Insight Homes Builder

  28815 W Henry Place Unit 36481675, Millsboro, DE 19966
• 

  

  /39

  $856,900 New Construction

  • 4 - 5 Beds
  • 3 Baths
  • 2,572+ Sq Ft

  Frank Beach (3-car) Plan at Veranda at The Peninsula - The Peninsula, Millsboro, DE 19966

  This Frank model is a two-story 40-foot wide home that is designed to fit on narrower lots. The home features 4-5 bedrooms, 3 full baths, living room, kitchen, breakfast nook, laundry room, 3 car garage.

  Insight Homes Builder

  27506 S Nicklaus Ave Unit 36394417, Millsboro, DE 19966
• 

  

  /22

  $697,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,826 Sq Ft

  24877 Stevenson Rd, Millsboro, DE 19966

  This stunning new construction home, built by Aurora Homes offers luxurious living without the constraints of an HOA. The "Hunter" plan is thoughtfully designed with a focus on spaciousness and modern living. Inside, you'll discover a light-filled and open layout perfect for both relaxing and entertaining. The gourmet kitchen is a chef's dream, featuring high-end finishes and ample counter space.

  Deniene Dailey Dailey Dailey Real Estate

  24877 Stevenson Rd, Millsboro, DE 19966
• 

  

  /21

  $580,900 New Construction

  • 3 - 4 Beds
  • 2 - 2.5 Baths
  • 2,181+ Sq Ft

  Elaine Plan at Baylis Estates, Millsboro, DE 19966

  The Elaine model can be built as a 3 or 4 bedroom home. The home features a large owner's suite, 2 baths, living room, dining room, chef's kitchen, breakfast area, laundry room and more.

  Insight Homes Builder

  28815 W Henry Place Unit 36494690, Millsboro, DE 19966
• 

  

  /29

  $115,000

  • 4 Beds
  • 2 Baths
  • 1,360 Sq Ft

  25861 Mahogany St, Millsboro, DE 19966

  Enjoy the best of the Beach Life with this Totally remodeled home located just a block from the Bay with access to Boat Dock, Ramp and Private Beach access. The exterior has block foundation and all New Vinyl siding this year and new metal roof in 2017. The interior has been totally redone with drywall throughout and all new paint complimenting the new Vinyl plank flooring, The Kitchen features

  Tony DiDomenico Iron Valley Real Estate Ocean City

  25861 Mahogany St, Millsboro, DE 19966
• 

  

  /56

  $499,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,742 Sq Ft

  30 Lakeview Dr, Millsboro, DE 19966

  Build your new home with award-winning local builder, Capstone Homes, and let them guide you through every step of the process! This Ivy floorplan is not currently under construction, but is one of many options that can be built on lot #30 in the established community of Lakeview Estates! This is a lot/home package - no construction loan needed! The Ivy is Capstone's one of a kind cozy cottage

  Georgie Penny Cape Realty

  30 Lakeview Dr, Millsboro, DE 19966
• 

  

  /12

  $284,900

  • 2 Beds
  • 2 Baths
  • 850 Sq Ft

  24291 Hollyville Rd, Millsboro, DE 19966

  Discover the potential of this charming bungalow, a unique opportunity for those seeking a cozy residential retreat. This two bedroom, two bathroom property is perfect for individuals or couples looking for a manageable space, but plenty of room to expand. Set on a generous 0.27-acre lot, the property provides ample outdoor space for gardening, relaxation, or future expansion. This home has been

  Devin Scott Iron Valley Real Estate at The Beach

  24291 Hollyville Rd, Millsboro, DE 19966
• 

  

  /9

  $95,000

  • Land
  • 0.19 Acre
  • $500,000 per Acre

  0 Rt 30 (Gravel Hill Rd) Unit DESU2100936, Millsboro, DE 19966

  This is a rare opportunity to build your dream house on a navigable lake close to the ocean and Indian River Bay. For the lucky owner's convenience, there's a municipal boat launch ramp less than a minute away. Or you can put in a kayak or canoe right from your own backyard. It's the perfect location location for fresh water fisherman and recreational boating. Near the junction of Rte. 24, the

  J. Douglas Barton Long & Foster Real Estate, Inc.

  0 Rt 30 (Gravel Hill Rd) Unit DESU2100936, Millsboro, DE 19966
• 

  

  /6

  $330,000

  • 3 Beds
  • 1 Bath
  • 800 Sq Ft

  37485 Millsboro Hwy, Millsboro, DE 19966

  Escape to wide-open country living on 3.6 acres in Gumboro with no HOA and endless possibilities. Whether you’re ready to build your dream home or looking for the perfect private retreat, this property delivers the best of both worlds. An old 1800's farmhouse sits on the property it has no value. A new well has already been dug and eclectic is already active, making the building process even

  Joe Coen Crown Homes Real Estate

  37485 Millsboro Hwy, Millsboro, DE 19966
• 

  

  /10

  $30,000

  • 3 Beds
  • 2 Baths
  • 1,680 Sq Ft

  56 Delaware 5, Millsboro, DE 19966

  HANDYMAN SPECIAL! This 3 bed 2 bath single family home is waiting for you. Contact the sales office at Driftwood Village for a tour today! *Must complete a community application and be approved for residency. Lot rent is $875 per month.

  Celine Geigel Arx Housing, LLC

  56 Delaware 5, Millsboro, DE 19966
• 

  

  /4

  $429,500 New Construction

  • 3 Beds
  • 2 Baths
  • 1,641 Sq Ft

  34376 Millsboro Hwy, Millsboro, DE 19966

  Brand-new 3BR/2BA turnkey home to be built! This quality new construction offers a modern open floorplan, full appliance package, and a desirable rural setting. Construction will begin once under contract, giving buyers a unique opportunity to personalize their home from the start. Choose your roof, siding, interior paint colors, and even your appliance finishes to make the home truly your own.

  Lee Johnson Coldwell Banker Premier - Seaford

  34376 Millsboro Hwy, Millsboro, DE 19966
• 

  

  /3

  $299,853 New Construction

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  30802 Friendship Rd, Millsboro, DE 19966

  Vacant in-fee lot 7 with approximately 10, 700 square feet available in Veteran's Way (Holiday Pines) for new construction, suitable for stick built or modular home with possible accessory dwelling unit (ADU). Water is available through Tidewater with hook-up fee, electric is available from Delaware Cooperative with hook-up fee, forced main sewer line is on Friendship Rd and available upon permit

  Nick Carter Jack Lingo - Lewes

  30802 Friendship Rd, Millsboro, DE 19966
• 

  

  /88

  $742,900 New Construction

  • 3 - 6 Beds
  • 2.5 - 4.5 Baths
  • 3,167+ Sq Ft

  Kramer Plan at Baylis Estates, Millsboro, DE 19966

  The Kramer model is a two-story home with a first-floor owner's suite, luxury bath, formal dining room, study, two-story living room, chef's kitchen, two additional bedrooms, and has an option for an additional owner's suite and unfinished bonus room.

  Insight Homes Builder

  28815 W Henry Place Unit 36454392, Millsboro, DE 19966
• 

  

  /109

  $663,900 New Construction

  • 4 - 6 Beds
  • 3 - 4 Baths
  • 3,145+ Sq Ft

  Peterman II Plan at Baylis Estates, Millsboro, DE 19966

  A two-story floorplan featuring 4 bedrooms, 3 baths, living room, large kitchen, formal dining room, breakfast room with eating bar, 2 car garage and the ability to expand to 6 bedrooms.

  Insight Homes Builder

  28815 W Henry Place Unit 36485543, Millsboro, DE 19966
• 

  

  /16

  $600,000

  • 3 Beds
  • 2 Baths
  • 938 Sq Ft

  22147 Careys Camp Rd, Millsboro, DE 19966

  This is for a collection of homes, this is 4 differnet homes, all with renters inside. adresses are as follows: 22147 careys camp rd millsboro de (rents for 900.00)22152 Atkins court rd mmillsboro de (rents for 650.00)22106 careys camp rd millsboro de (rents for 900.00)22141 atkins court rd millsboro (rents for 650.00) You can buy these as a collection for 600,000 with renters inside

  Jonna Heritage Keller Williams Realty

  22147 Careys Camp Rd, Millsboro, DE 19966
• 

  

  /87

  $795,900 New Construction

  • 3 - 6 Beds
  • 2.5 - 4.5 Baths
  • 3,167+ Sq Ft

  Kramer Plan at Ingrams Point, Millsboro, DE 19966

  The Kramer model is a two-story home with a first-floor owner's suite, luxury bath, formal dining room, study, two-story living room, chef's kitchen, two additional bedrooms, and has an option for an additional owner's suite and unfinished bonus room.

  Insight Homes Builder

  24009 Ingrams Drive St Unit 37073332, Millsboro, DE 19966
• 

  

  /14

  $369,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  Spruce Plan at Patriots Glen, Millsboro, DE 19966

  Welcome to Patriots Glen – the lowest-priced new ranch and two-story homes in Millsboro with large backyards and a community pool. The Spruce single-family home exemplifies the convenience of main-level living. From the foyer, a hall leads to a full bath and 2 spacious bedrooms. The heart of the home is the living area with its light-filled open-concept design. The gourmet kitchen features a

  Ryan Homes Builder

  22175 Thomas Jefferson Terrace Unit 36142546, Millsboro, DE 19966
• 

  

  /6

  $200,000

  • Land
  • 1.63 Acres
  • $122,699 per Acre

  0 NE Gravel Hill Rd Unit DESU2102992, Millsboro, DE 19966

  Beautiful 1.63-acre cleared open field lot, fully perked and septic-approved, as well as a survey. ready for immediate construction. This buildable parcel offers the perfect blend of space and convenience—just 30 minutes from the beaches and only a few miles from local restaurants, shopping, and everyday amenities. Whether you’re looking to build your dream home or invest in land with

  Chase Broadhurst EXP Realty, LLC

  0 NE Gravel Hill Rd Unit DESU2102992, Millsboro, DE 19966
• 

  

  /27

  $547,900 New Construction

  • 3 - 6 Beds
  • 2 - 4 Baths
  • 1,979+ Sq Ft

  Whatley Plan at Baylis Estates, Millsboro, DE 19966

  This home features 3 bedrooms downstairs, including a spacious owner's suite with bath, a large walk-in closet, formal dining room, large breakfast area, an expansive living room and much more. You can opt for a second-floor loft with bathroom, or add up to three additional bedrooms upstairs for maximum versatility.

  Insight Homes Builder

  28815 W Henry Place Unit 36487541, Millsboro, DE 19966
• 

  

  /44

  $536,900 New Construction

  • 3 - 4 Beds
  • 2.5 - 3.5 Baths
  • 1,975+ Sq Ft

  Brenner Plan at Baylis Estates, Millsboro, DE 19966

  A charming floor plan featuring a private, first-floor master suite with the remaining bedrooms located on the second floor. An open concept allows for the perfect flow when entertaining and the spacious kitchen provides ample storage space. The width of this home makes it extremely versatile, allowing it to fit on just about any lot. A den or office space, laundry room, powder room, and a 2 car

  Insight Homes Builder

  28815 W Henry Place Unit 36448481, Millsboro, DE 19966
• 

  

  /71

  $1,309,000

  • 4 Beds
  • 2.5 Baths
  • 2,648 Sq Ft

  26886 Holly Oak Rd, Millsboro, DE 19966

  LIFE ON THE WATER !! Words do not describe what you will find when you tour this beautiful waterfront home. Classic architecture, and superior craftsmanship, coupled with breathtaking views make this waterfront retreat a must have. This home sits on over a half-acre lot providing you with the ultimate waterfront lifestyle. Perfect summer or year-round home, complete with private dock and over

  Jerry Clark BETHANY AREA REALTY LLC

  26886 Holly Oak Rd, Millsboro, DE 19966
• 

  

  /50

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,275 Sq Ft

  34215 River Rd, Millsboro, DE 19966

  MOTIVATED SELLERS!!!! BRING AN OFFER!!! Welcome to your waterfront paradise! Located on one of the most desirable streets in all of Pot Nets, River Road. The views are like no other. Sit back, relax and enjoy the breath taking sunsets, beautiful wildlife and all that this home has to offer. In just the last few years this home has received significant upgrades including New roof, driveway,

  Jay Shinn RE/MAX Point Realty

  34215 River Rd, Millsboro, DE 19966
• 

  

  /7

  $234,900 New Construction

  • 3 Beds
  • 2 Baths

  35873 S Canal St Unit 44, Millsboro, DE 19966

  Right now, you could own a 2025 model 3 bed/2 bath, 1680 sq. ft. home at Bay City, a family-oriented, well-maintained, professionally managed manufactured home community. Call today and speak with one of our representatives to schedule a viewing. This one won't be on the market long!

  Bay City (Office) Bay City

  35873 S Canal St Unit 44, Millsboro, DE 19966
• 

  

  /43

  $1,395,000

  • 3 Beds
  • 2 Baths
  • 2,200 Sq Ft

  28592 Dupont Blvd, Millsboro, DE 19966

  This Exceptional 3.2 acre offering presents two adjacent parcels being Sold Together under one Deed located in a prime position along Rt 113 within Millsboro city limits. Free from HOA fees and restrictions these properties provide remarkable flexibility for future development. Both parcels are currently zoned MR Residential and buyers may apply with the Town of Millsboro to rezone the land to HC

  David T. King Berkshire Hathaway HomeServices PenFed Realty

  28592 Dupont Blvd, Millsboro, DE 19966

Showing Results 1 - 40, Page 1 of 5