Studio to 4 Bedroom Homes for Sale in Milton, FL

• 

  

  /2

  $339,680 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,033 Sq Ft

  5214 Muscadine Way, Milton, FL 32570

  Welcome to Blossom Grove! This beautiful 2-story home set on a spacious .42-acre homesite is under construction with an estimated completion of late spring 2026. Thoughtfully designed for comfort and style, this home features durable LVP flooring throughout the main living areas, offering a modern look and easy maintenance. The home's layout provides an excellent flow for everyday living and

  Debra Holifield ADAMS HOME REALTY, INC

  5214 Muscadine Way, Milton, FL 32570
• 

  

  

  /36

  $266,000

  • 3 Beds
  • 2 Baths
  • 1,458 Sq Ft

  3609 Pebble Ln, Milton, FL 32583

  Welcome Home!!! Beautiful Brick 3 bedroom 2 bath home in established super convenient location close to everything. Located in a quiet, established neighborhood with mature trees, this 3-bedroom, 2-bath home offers great potential. Built in 1993, it features a functional layout, cozy fireplace, and mostly original finishes. The home will need some updates, but the bones are solid. Enjoy a private

  THOMAS BOYETT LPT Realty

  3609 Pebble Ln, Milton, FL 32583
• 

  

  

  /35

  $259,000

  • 4 Beds
  • 2 Baths
  • 1,896 Sq Ft

  4163 Woodville Rd, Milton, FL 32583

  Move-in-ready 4-bedroom, 2-bath home with just under 1,900 sq. ft., featuring a brand-new roof (Nov.) and a desirable split floor plan. Built in 2007, this home offers a spacious kitchen that opens to a large living area, perfect for everyday living and entertaining. Sitting on .59 acre in a great neighborhood with no HOA, there’s ample room for an RV, boat storage, and more. Enjoy the oversized

  Kimberly Leighton JANET COULTER REALTY

  4163 Woodville Rd, Milton, FL 32583
• 

  

  

  /50

  $825,000

  • 3 Beds
  • 3 Baths
  • 3,376 Sq Ft

  5877 Moors Oaks Dr, Milton, FL 32583

  Fabulous custom build on a double lot in the Moors. The 3376 square foot house was built with 2x6 construction with foam insulation through out. The 21 foot tall great room features Timber frame hybrid construction (no nails or screws) as well as the dining room. Over 300 lineal feet of lighting in the great room, custom Alder cabinetry through out the house. Lighted buffet. The kitchen features

  Scott Green WaterFrontCity Realty LLC

  5877 Moors Oaks Dr, Milton, FL 32583
• 

  

  

  /18

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,910 Sq Ft

  5792 Todd St, Milton, FL 32571

  OPEN HOUSE SATURDAY DECEMBER 20TH FROM 9AM TO 12PM. ASSUMABLE 2.49% FHA LOAN!!!!!!! You will feel right at home as you walk up the steps to the covered front porch with a swing to sit and enjoy your company. This 1.5 story 3 bed 2 bath farm style home sits on a one-acre lot and is freshly painted and updated. The metal roof was installed in 2017, the HVAC in 2016, and the Water Heater in 2019.

  Jim Richmond Coldwell Banker Realty

  5792 Todd St, Milton, FL 32571
• 

  

  /10

  $258,888 New Construction

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  7236 Par Ln, Milton, FL 32570

  Welcome to this beautifully designed new construction home in the peaceful and growing north Milton area. Positioned just minutes from NAS Whiting Field as well as an expanding variety of new shopping and restaurant options, this home offers a perfect blend of convenience, comfort, and quiet living. Step inside to an inviting open-concept split floor plan highlighted by a vaulted ceiling that

  James Mcdowell Nexthome Momentum Realty

  7236 Par Ln, Milton, FL 32570
• 

  

  /12

  $409,750 New Construction

  • 3 Beds
  • 3 Baths
  • 2,261 Sq Ft

  5017 Sanborn Dr, Milton, FL 32570

  Introducing the Carlton, a forward-thinking floorplan from the Cornerstone collection by Holiday Builders. This home offers a well-designed layout that allows multi-generational living or roommate potential since each bedroom is in a different part of the home with easy access to a bathroom for ultimate privacy. Upon entering the foyer, you’ll immediately notice a guest retreat to the left,

  Holiday Builders Builder

  5017 Sanborn Dr, Milton, FL 32570
• 

  /2

  $275,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,276 Sq Ft

  Halley Plan at Avalon, Milton, FL 32583

  Holiday Builders Builder

  4374 Rice Rd Unit 38635606, Milton, FL 32583
• 

  

  /19

  $325,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,870 Sq Ft

  5009 Rainwater Rd, Milton, FL 32583

  Move in Ready!! - The Walker Floor Plan features an open living/kitchen/dining area. In the kitchen you will find granite counter tops, shaker style cabinet doors, pantry, appliance package featuring stainless steel range, dishwasher and microwave. The master suite features a large walk-in closet and master bath includes fiberglass tub & shower, double vanity with granite countertops.

  JESSICA WALLACE Ross And Co.

  5009 Rainwater Rd, Milton, FL 32583
• 

  

  /14

  $220,000

  • 3 Beds
  • 2 Baths
  • 1,360 Sq Ft

  6622 Hinote St, Milton, FL 32570

  Move-in ready 3-bedroom, 2-bath home in Milton featuring a spacious 24x24 garage and an additional 12x24 workshop—ideal for extra storage, projects, or equipment. Major updates offer peace of mind, including newer HVAC, windows, water heater, siding, flooring, roof, and appliances. Conveniently located near local schools, shopping, fitness centers, and an easy commute to Whiting Field and Hwy 90.

  Honesty Howard CARTER COMPANY REALTORS

  6622 Hinote St, Milton, FL 32570
• 

  

  /30

  $369,900

  • 4 Beds
  • 2 Baths
  • 2,426 Sq Ft

  4820 Timber Ridge Dr, Milton, FL 32571

  Heart of Pace in the Brentwood Subdivision close to shopping and Restaurants - 4Bed 2 Bath Home on almost 1/2 acre lot. Beautiful Wood flooring and Luxury Vinyl Plank throughout. Split Floorpan Design, With Eat-in kitchen annd formal dining room. Office/Study, 4th bedroom/media playroom. Great Plant Ledges and Plenty of Storage Space, Kitchen with Abundant Cabinetry and tons of counter top space.

  Jason Roberts PCS REAL ESTATE SOLUTIONS, INC.

  4820 Timber Ridge Dr, Milton, FL 32571
• 

  /2

  $329,631 New Construction

  • 4 Beds
  • 2 Baths
  • 1,810 Sq Ft

  5232 Muscadine Way, Milton, FL 32570

  Under construction, estimated completion time of late spring 2026. You'll love this beautiful Craftsman style 4-bedroom 2-bath to call your own. This home with an inviting covered front porch and an upgraded 14' x 16' covered back porch offers a perfect spot for outdoor activities and entertainment. The main living area has LVP flooring in the main living area. The kitchen features quartz

  Debra Holifield ADAMS HOME REALTY, INC

  5232 Muscadine Way, Milton, FL 32570
• 

  

  /20

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,324 Sq Ft

  6504 Julia Dr, Milton, FL 32570

  Just minutes from I-10, Whiting Field, Blackwater River, top schools, Publix & beaches.Refreshed in 2023 with nearly $30K in upgrades, including water heater & HVAC upgrades.Open layout, metal roof, prime location, and no HOA! Contact your favorite agent today to schedule your private tour.

  The Row Team Home Team Keller Williams Realty Navarre

  6504 Julia Dr, Milton, FL 32570
• 

  

  /23

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,252 Sq Ft

  6816 Trailride N, Milton, FL 32570

  BACK ON THE MARKET!!!! BUYER'S FINANCING FELL THROUGH. THEIR LOSS IS YOUR GAIN!!!! Welcome to this beautifully renovated 3-bedroom, 2-bathroom home sits on a spacious 0.26-acre lot and is move-in ready with modern updates throughout. The master bathroom is handicap accessible, making this home a great fit for all lifestyles. Inside, you'll find a brand-new kitchen featuring new cabinets,

  Evelyn Mora Roldan JANET COULTER REALTY

  6816 Trailride N, Milton, FL 32570
• 

  

  /30

  $339,000

  • 4 Beds
  • 2 Baths
  • 1,604 Sq Ft

  5087 San Pedro Ct, Milton, FL 32583

  Welcome to this like-new 2023 home in Avalon Beach! Featuring 4 bedrooms, 2 full bathrooms and a 2 car garage with newly epoxied flooring! Inside, you'll find LVP flooring throughout the home. The open concept kitchen features granite countertops, stainless steel appliances, and soft-close cabinets! The kitchen flows into the spacious living room with access to the covered patio in the backyard.

  Dawn Burt Keller Williams Success Realty

  5087 San Pedro Ct, Milton, FL 32583
• 

  

  /8

  $340,990 New Construction

  • 4 Beds
  • 2 Baths
  • 1,824 Sq Ft

  7705 Piper Cir, Milton, FL 32583

  The Destin floorplan is just like the Topsail but with an impressive 3 car garage and 4 bedrooms rather than 3. It’s a charming and versatile home with three bedrooms and two baths, striking the ideal balance between comfort and practicality. Upon entering, you’ll notice a den or it can be a fourth bedroom for a growing family. Continuing forward, you’ll be greeted by an open concept design that

  Holiday Builders Builder

  7705 Piper Cir, Milton, FL 32583
• 

  

  /72

  $785,000

  • 4 Beds
  • 3 Baths
  • 3,284 Sq Ft

  5764 Highland Lake Dr, Milton, FL 32583

  Welcome to this stunning custom-built 4 bedroom, 3 bathroom home offering 3,284 square feet of beautifully designed living space with an additional fully finished heated and cooled space above the garage perfect for a gym or office in a exclusive gated community. Built in 2024, this home showcases beautiful lake views and pure serenity. Step inside to an inviting open floor plan highlighted by a

  Nicole Spognardi Kuhn Realty

  5764 Highland Lake Dr, Milton, FL 32583
• 

  

  /20

  $224,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,012 Sq Ft

  3223 Damon Dr, Milton, FL 32583

  !Builder Incentives Available! Welcome to your brand-new, low-maintenance slice of paradise—where affordability meets modern comfort. This newly built home offers the perfect blend of simplicity and convenience, featuring stainless steel appliances, energy-efficient systems, and high-quality construction backed by a phenomenal warranty for true peace of mind. With no HOA, you’ll enjoy the freedom

  DYLAN WILLIAMS 1st Class Real Estate Panhandle

  3223 Damon Dr, Milton, FL 32583
• 

  

  /48

  $284,900

  • 3 Beds
  • 2 Baths
  • 1,593 Sq Ft

  5453 Hamilton Ln, Milton, FL 32571

  Now is your chance on this very spacious home on an expansive ONE ACRE lot. Brick home with wood siding, nice country style open front porch for rocking in the evening. New LVP flooring in the great room and hallway, with new carpet in the bedrooms. New HVAC unit installed in 2025. House features vaulted ceiling and fireplace in the Great Room; a formal dining room; breakfast nook in kitchen with

  JOSHUA GEORGE Realty Connections, LLC

  5453 Hamilton Ln, Milton, FL 32571
• 

  

  /44

  $339,900

  • 2 Beds
  • 2 Baths
  • 1,519 Sq Ft

  4705 Dean Dr, Milton, FL 32571

  WOW!!! PRICE REDUCTION!!! LOCATION, LOCATION, LOCATION! Renovated custom built home in the heart of Pace on a .64 acre lot! This home is a MUST see! Move In Ready! New roof, double pane insulated windows, new plumbing and electrical fixtures, freshly painted, new hardware, new bath vanities with quartz countertops, jacuzzi tub with roman bath fixture and custom tile surround, custom tile shower

  MARTY MESSER Northwest Florida Realty Group

  4705 Dean Dr, Milton, FL 32571
• 

  

  /35

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,400 Sq Ft

  6885 Kapok Dr, Milton, FL 32583

  WOW... NEWLY RENOVATED. Amazing open concept - Kitchen – Living Space with cathedral ceiling - Bonus Room – Three Bedrooms all split – 2 Full Baths – 1400 Living Sq. Ft – ALL NEW INTERIOR 2025- Cabinets, Granite Tops, Tile Backsplash, lighting, SS Appliances, Tankless Hot Water Heater, Bathtubs with Tile Surround and laminated plank flooring throughout. BEAUTIFULLY DONE! Easy Living in All Brick

  Sharon Bryant Home Town Realty Partners, LLC

  6885 Kapok Dr, Milton, FL 32583
• 

  

  /23

  $253,900

  • 3 Beds
  • 2 Baths
  • 1,205 Sq Ft

  6312 June Bug Dr, Milton, FL 32583

  3 Bed | 2 Bath | Nearly New | Neighborhood Pool and Playground This beautiful one-year-old home offers a modern layout with luxury vinyl plank flooring throughout. Located in a desirable neighborhood with a community pool and playground, this move-in-ready home features 3 bedrooms, 2 bathrooms, and a fully fenced backyard—ideal for pets, kids, or weekend gatherings. Highlights include

  Brooke Hoyt American Realty Southeast

  6312 June Bug Dr, Milton, FL 32583
• 

  

  /17

  $429,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,997 Sq Ft

  9210 Salter Rd, Milton, FL 32571

  NEW CONSTRUCTION | 4 Bed | 2.5 Bath | 1,997 Sq Ft Living | 2,828 Sq Ft Under Roof | ESTIMATED COMPLETION: December 2025 This thoughtfully designed new construction home offers the perfect blend of comfort, functionality, and style—all nestled in a peaceful country setting just minutes from town. With 4 bedrooms and 2.5 baths, including a flexible 4th bedroom that can double as a home office or

  Amanda Smith Woodlands & Homes, LLC

  9210 Salter Rd, Milton, FL 32571
• 

  Price To Be Determined New Construction

  • 4 Beds
  • 2 Baths
  • 2,100 Sq Ft

  Plan 2100 at Emmaline Gardens, Milton, FL 32570

  Adams Homes Builder

  6476 Benelli Dr Unit 36457204, Milton, FL 32570
• 

  

  /11

  $294,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,646 Sq Ft

  AMBERWOOD Plan at Three Hollow East - Three Hollow, Milton, FL 32570

  3 bed | 2 bath | 2-bay | 1646 sqft

  Century Complete Builder

  9319 Three Hollow Rd Unit 36583429, Milton, FL 32570
• 

  /2

  $360,810 New Construction

  • 4 Beds
  • 3 Baths
  • 2,313 Sq Ft

  5226 Muscadine Way, Milton, FL 32570

  This lovely home is under construction, with an estimated completion date of late spring 2026 This beautifully designed home offers a spacious and modern living space. Situated on a .43-acre homesite, this new construction home boasts premium features and meticulous attention to detail. An open-concept floor plan creates a seamless flow between the kitchen, dining area, and living area. The

  Debra Holifield ADAMS HOME REALTY, INC

  5226 Muscadine Way, Milton, FL 32570
• 

  /2

  $409,950 New Construction

  • 4 Beds
  • 3 Baths
  • 2,446 Sq Ft

  4789 Red Oak Dr, Milton, FL 32583

  *Seller Concession available on this home which can be allocated towards Interest Rate Buy Down, Closing Costs and/or Prepaid Items (certain restrictions apply). * This Plan Features: 2 x 6 Exterior Construction, 3 CAR GARAGE, 4BR/3BA & Morning Rm, Flex Rm, Dining & Breakfast Cafe * 10 Ft Ceilings & Laminate Wood Plank Flooring in Main Living Areas * Granite Countertops Kitchen & Baths * Tile

  Alex Ayala Whitworth Builders Realty, Inc.

  4789 Red Oak Dr, Milton, FL 32583
• 

  

  /10

  $369,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,856 Sq Ft

  7711 Piper Cir, Milton, FL 32583

  To Be Built – Estimated Completion March 2026! Two more new construction options from this builder in same neighborhood. Images are from a similar home and representative of finishes and colors available to buyers. This spacious new construction home will offer 1,856 square feet of beautifully designed living space with 3 bedrooms and 2 bathrooms, crafted by a trusted local builder on a 0.25-acre

  Ginger Jennings Levin Rinke Realty

  7711 Piper Cir, Milton, FL 32583
• 

  

  /21

  $268,900

  • 3 Beds
  • 2 Baths
  • 1,570 Sq Ft

  4694 Magnolia Hill Ct, Milton, FL 32571

  Opportunity knocks with this 3-bedroom, 2-bathroom home offering 1,570 square feet of living space on a spacious corner lot, conveniently located near Spencer Field in Pace. This property features a great floor plan, providing an excellent foundation for renovation or rental potential. With generously sized rooms, and a prime location, this home is ideal for investors looking to add value through

  Samantha Williams REMAX Select Partners

  4694 Magnolia Hill Ct, Milton, FL 32571
• 

  

  /18

  $270,000

  • 3 Beds
  • 2 Baths
  • 1,316 Sq Ft

  3007 N 21st Ave, Milton, FL 32583

  Charming & Updated 3BR/2BA Home | Split Floor Plan | 2-Car Garage | Prime Location! Welcome to this beautifully updated 3 bedroom, 2 bathroom home featuring a desirable split floor plan, new fridge, new roof and spacious 2-car garage. Conveniently located just 1.5 miles from I-10 (Exit 22), this home offers easy access to key destinations: Whiting Field – 14.8 miles NAS Pensacola – 23.2 miles

  Bob Hanley Found It Homes, LLC

  3007 N 21st Ave, Milton, FL 32583
• 

  

  /17

  $279,490 New Construction

  • 3 Beds
  • 2 Baths
  • 1,474 Sq Ft

  5368 Horizons Edge Ln, Milton, FL 32583

  This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

  Lennar Builder

  5368 Horizons Edge Ln, Milton, FL 32583
• 

  

  /46

  $574,000

  • 3 Beds
  • 2 Baths
  • 2,140 Sq Ft

  4758 Bayside Dr, Milton, FL 32583

  Welcome to 4758 Bayside Drive, a stunning custom-built home inspired by the visionary designs of Frank Lloyd Wright. This one-of-a-kind 3-bedroom, 2-bath residence is a retreat with breathtaking panoramic water views, abundant wildlife and your own private boat dock. The forefront of the home features spectacular views of Escambia Bay while the rear of the home features serene views of Mulatto

  Morgan Hamrick Octavius Real Estate

  4758 Bayside Dr, Milton, FL 32583
• 

  

  /8

  $315,000

  • 3 Beds
  • 2 Baths
  • 1,610 Sq Ft

  5723 Maggie Rose Cir, Milton, FL 32570

  Built in 2021, this charming cottage-style home offers 3 bedrooms and 2 full bathrooms with an inviting open and split floor plan designed for comfort and privacy. The interior showcases luxury vinyl plank flooring, upgraded cabinets, upgraded cabinet hardware, and blinds throughout, creating a modern and move-in–ready feel. The spacious master suite features a double vanity and a large walk-in

  Risa Alt Florida Shores Real Estate

  5723 Maggie Rose Cir, Milton, FL 32570
• 

  /2

  $303,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  Alden Plan at Avalon, Milton, FL 32583

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  4374 Rice Rd Unit 38635604, Milton, FL 32583
• 

  

  /13

  $341,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,292 Sq Ft

  8130 Fox Hunt Dr, Milton, FL 32583

  Welcome to Blackwater Reserve Community offering residents use of a beautiful Community Pool, Lazy River & Pickle Ball and more. Our NEW floorplan, the "Alabaster", is a well-designed 2 story model. Highly desirable open concept. The kitchen and living room area flow together for relaxed living and entertaining. The open kitchen features: all stainless-steel appliances, corner pantry, Quartz

  Olesya Chatraw D R Horton Realty of NW Florida, LLC

  8130 Fox Hunt Dr, Milton, FL 32583
• 

  /2

  $337,231

  • 4 Beds
  • 2 Baths
  • 1,920 Sq Ft

  5369 Hidden Pines Cir, Milton, FL 32583

  Welcome to HIDDEN PINES by Adams Homes. Located just 30 minutes to Navarre Beach, with close proximity to schools, shopping and much more. This home is 3-sided brick with Hardi design front, 2 car automatic garage, sprinklers with timer, and a sodded yard with a landscaping package. Some upgrades that are included in this home are granite/quartz in the kitchen and bathrooms, Puretec LVP flooring

  Crystal Gray Adams Homes Realty Inc

  5369 Hidden Pines Cir, Milton, FL 32583
• 

  /2

  $399,950 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,281 Sq Ft

  4812 Red Oak Dr, Milton, FL 32583

  *Seller Concession available on this home which can be allocated towards Interest Rate Buy Down, Closing Costs and/or Prepaid Items (certain restrictions apply). * This Plan Features: 2 x 6 Exterior Construction, 3 CAR GARAGE, 4BR/3BA & Morning Rm, Flex Rm, Dining & Breakfast Cafe * 10 Ft Ceilings & Laminate Wood Plank Flooring in Main Living Areas * Granite Countertops Kitchen & Baths * Tile

  Alex Ayala Whitworth Builders Realty, Inc.

  4812 Red Oak Dr, Milton, FL 32583
• 

  /2

  $318,391 New Construction

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  5342 Hidden Pines Cir, Milton, FL 32583

  TO BE BUILT, Est Completion Fall 2025. Welcome to HIDDEN PINES by Adams Homes. Located just 30 minutes to Navarre Beach, with close proximity to schools, shopping and much more. This home is 3-sided brick with Hardi design front, 2 car automatic garage, sprinklers with timer, and a sodded yard with a landscaping package. Some upgrades that are being added to this home include granite/quartz

  Shelly Horton Willis ADAMS HOME REALTY, INC

  5342 Hidden Pines Cir, Milton, FL 32583
• 

  

  /16

  $299,000

  • 4 Beds
  • 3 Baths
  • 3,076 Sq Ft

  9543 Quiet Creek Rd, Milton, FL 32570

  Country Road, take me home, to the place I belong. With over 3000 sqft spread over 3 levels and situated on 2.19 acres, you'll be in awe of just how much space there is both inside and out! In addition to 4 bedrooms, with the primary suite on the main floor, 2 bedrooms on the upper and 1 on the lower level; there is a huge Great room with stunning Hickory wood cathedral ceilings and Oak beams, a

  Sandra Slights ERA American Real Estate

  9543 Quiet Creek Rd, Milton, FL 32570
• 

  

  /19

  $279,990 Open Sun 12PM - 4PM

  • 4 Beds
  • 2 Baths
  • 1,667 Sq Ft

  5368 Azimuth Way Unit LOT 11F, Milton, FL 32583

  HOA FEES INCLUDE FIBER OPTIC INTERNET! New construction in Horizon’s Edge, Milton’s sought-after community featuring charming cottage-style homes in a prime location. Enjoy easy access to shopping, dining, and major highways, making your commute a breeze. The Ramsey floor plan offers 4 bedrooms, 2 baths, and 1,667 square feet of thoughtfully designed living space. The Owner’s Suite boasts a HUGE

  Lisa Strickland Lennar Realty, Inc.

  5368 Azimuth Way Unit LOT 11F, Milton, FL 32583

Showing Results 201 - 240, Page 6 of 15