Monroe County FL Homes under $400,000

• 

  

  

  /34

  $315,000

  • Land

  101551 Overseas Hwy Unit 160, Key Largo, FL 33037

  Vacant Lot for RV or Park Model Trailers - Available in Key Largo KampgroundThis spacious pull-through lot is located in the desirable Key Largo Kampground and is currently part of the community's rental pool. It comes fully connected to sewer, water, and cable TV.Whether you're looking to enjoy the seasons in the Florida Keys or invest in a rental property, this lot offers excellent potential.

  Kelly Randin RE/MAX All Keys Real Estate

  101551 Overseas Hwy Unit 160, Key Largo, FL 33037
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• 

  

  

  /12

  $335,000

  • Land

  713 E 105th Street Ocean, Marathon, FL 33050

  Located in a desirable oceanside neighborhood, this vacant lot offers outstanding potential for both personal use and investment. Zoned for residential development with a building right included--no waiting on ROGO or BPAS transfer approvals. Submit your plans and begin building immediately. Up to 42 feet of build height allowed, offering the possibility of capturing sweeping ocean views.This

  Sam Williams Coldwell Banker Schmitt Real Estate Co.

  713 E 105th Street Ocean, Marathon, FL 33050
• 

  

  

  /12

  $345,000

  • 1 Bed
  • 1 Bath

  84961 Old Hwy 17 Hwy, Islamorada, FL 33036

  Charming and well maintained, this 1-bedroom, 1-bath Jayco RV offers the ideal retreat for weekend getaways or seasonal living, with the rental potential when you're not using it. Wake up to stunning views of the Atlantic Ocean, and enjoy breathtaking sunrises and sunsets right from the Jetty. Located in a rare and intimate community, this property provides the perfect oceanfront escape. With low

  Rachel Reyes Munoz Calvet Realty Group, LLC.

  84961 Old Hwy 17 Hwy, Islamorada, FL 33036
• 

  

  

  /12

  $349,000

  • 3 Beds
  • 1 Bath
  • 720 Sq Ft

  G59 Miriam St, Stock Island, FL 33040

  Just minutes from Bernstein Park, local marinas, restaurants, the Key West Golf Club, and a short ride to Duval Street, this property is ideally situated to enjoy all the Lower Keys have to offer. Set on a 3,669 SqFt lot with no HOA--and yes, you own the land--this 1968 mobile home is being sold AS IS. It's a strong candidate for replacement, renovation, or future development. Currently

  Keys Team Bryant and Kat Expert Realty LLC (HQ)

  G59 Miriam St, Stock Island, FL 33040
• 

  

  

  /20

  $348,000

  • 2 Beds
  • 1.5 Baths
  • 1,156 Sq Ft

  40 High Point Rd Unit C105, Tavernier, FL 33070

  Move-in ready townhouse located in the heart of Islamorada! This 2-bedroom, 1.5-bath home has been well maintained and features impact windows and doors, fresh interior paint, a metal roof in 2024, newer AC, upgraded electrical throughout and a washer and dryer in the unit. The galley kitchen provides ample cabinet space, induction stove top, dishwasher and pantry. Enjoy convenient access to the

  Claire Johnson Coastal Realty of the Florida Keys

  40 High Point Rd Unit C105, Tavernier, FL 33070
• 

  

  /4

  $355,000

  • Land

  94825 Overseas Hwy Unit 26, Key Largo, FL 33037

  Key Largo Ocean Resort is waterfront gated community, to enjoy outdoor living at its finest. Look no further when considering building a dream home with amenities like a pool, playground, sports courts, boat access with endless water views. Residents enjoy exclusive access to private pier for fishing as well.

  Aisleen Falcon Cabral Keller Williams Realty Premier Properties

  94825 Overseas Hwy Unit 26, Key Largo, FL 33037
• 

  

  /35

  $337,990

  • 2 Beds
  • 2 Baths
  • 840 Sq Ft

  55 Boca Chica Rd Unit 56, Key West, FL 33040

  This charming 2-bedroom, 2-bath home offers an ideal opportunity to enjoy the laid-back Florida Keys lifestyle in a secure, affordable setting. Whether you're seeking a full-time residence or a vacation retreat, this fully furnished, turnkey property is ready for you to move in and start living the island dream. It comes complete with housewares, cookware, bedding, and an in-unit washer and dryer

  Dawn McComish Lokation Real Estate

  55 Boca Chica Rd Unit 56, Key West, FL 33040
• 

  

  /25

  $399,000

  • 2 Beds
  • 2 Baths
  • 1,100 Sq Ft

  225 Lee Ave, Key Largo, FL 33037

  This mobile home offers a fantastic opportunity to embrace the Florida Keys lifestyle. While it awaits your personal touch, significant updates have been made, including:Brand-new metal roofNew ceilings and drywall throughoutLuxury vinyl flooringLocated in a desirable neighborhood, this home provides exclusive access to one of the best boat ramps in the Keys--available only to property owners in

  Kelly Randin RE/MAX All Keys Real Estate

  225 Lee Ave, Key Largo, FL 33037
• 

  

  /14

  $399,900

  • 3 Beds
  • 2 Baths
  • 1,072 Sq Ft

  55 Boca Chica Rd Unit lot 83, Key West, FL 33040

  This Diamond in the rough sits on one of the largest lots in Seaside. This gated community has 2 pools, boat launch, boat storage and 2 community use buildings. This neighborhood is one of a kind and an excellent place to live in the Keys! Make this home yours today!

  Steve Bostrom Berkshire Hathaway HomeServices Knight & Gardner Realty

  55 Boca Chica Rd Unit lot 83, Key West, FL 33040
• 

  

  /38

  $365,000

  • 2 Beds
  • 2 Baths
  • 990 Sq Ft

  1101 W Ocean Dr Unit 29, Key Colony Beach, FL 33051

  Beachfront Community Bargain. This absolutely charming 2-bedroom, 2-bath condo in the Sea Isle complex is the most affordably priced unit currently available in all of Key Colony Beach. Sold fully furnished and turn key, it's ready for you to enjoying or start collecting rental income immediately. Light-filled and spacious, the property offers tasteful updates, two balconies--including one off

  Michelle Wininger Coldwell Banker Schmitt Real Estate Co.

  1101 W Ocean Dr Unit 29, Key Colony Beach, FL 33051
• 

  

  /3

  $329,000

  • Land
  • 0.17 Acre
  • $1,912,791 per Acre

  106 S Bahama Dr, Duck, FL 33050

  Buildable Lot in Prestigious Duck Key – Florida Keys Rare chance to own a prime vacant lot in the coveted Duck Key community. Already in the ROGO system with 40 points and set to gain 2 more in October 2025—potentially qualifying for building permits by year’s end. Start planning your Florida Keys dream home or high-return vacation rental now. Just minutes from Hawks Cay Resort, beaches, and

  Mirtha Perez The Listing Office, LLC.

  106 S Bahama Dr, Duck, FL 33050
• 

  

  /4

  $329,000

  • Land
  • 0.17 Acre
  • $1,912,791 per Acre

  113 Jamaica St, Duck Key, FL 33050

  Incredible opportunity to own a buildable lot in prestigious Duck Key, Florida Keys. This prime property is in the ROGO system with 40 points and set to gain 2 more in August 2025—possibly making it eligible for permits by year’s end. Start building your dream home or vacation rental in one of the Keys' most desirable neighborhoods. Minutes from Hawks Cay Resort, white sand beaches, and top-tier

  Mirtha Perez The Listing Office, LLC.

  113 Jamaica St, Duck Key, FL 33050
• 

  

  /16

  $355,000

  • 1 Bed
  • 1 Bath
  • 528 Sq Ft

  3312 Northside Dr Unit 305, Key West, FL 33040

  Welcome to Santa Clara--a centrally located, well-maintained community in the heart of Key West. This one-bedroom, one-bathroom unit offers serene views overlooking the sparkling 50' heated pool and tennis courts, creating a peaceful and inviting atmosphere.Inside a solid concrete building equipped with an emergency back-up generator, this residence combines convenience and peace of mind. Enjoy

  Jaime Caballero Key West Vacation Properties & Realty, LLC (KW)

  3312 Northside Dr Unit 305, Key West, FL 33040
• 

  

  /34

  $339,000

  • 2 Beds
  • 2 Baths

  325 Calusa St, Key Largo, FL 33037

  **Financing Options Available** Escape to paradise with this fully equipped 2021 Forest River Salem 2BR trailer in Key Largo. Enjoy privacy with a permitted PVC fence and relax under the aluminum pergola with slide-out covers. Outdoor amenities include new electrical outlets, oscillating fans, and a mounted flat-screen TV. A detached, insulated shed offers a second kitchen/storage area with

  Munir Mustafa Element Real Estate Group

  325 Calusa St, Key Largo, FL 33037
• 

  

  /4

  $329,000

  • Land
  • 0.17 Acre
  • $1,912,791 per Acre

  111 Jamaica St, Duck, FL 33050

  Incredible opportunity to own a buildable vacant lot in the prestigious Duck Key community in the Florida Keys. This prime property is already in the ROGO system with 40 points and is scheduled to receive 2 additional points in August 2025—making it eligible for building permits by the end of the year. Get a head start on constructing your Florida Keys dream home or high-return vacation rental in

  Mirtha Perez The Listing Office, LLC.

  111 Jamaica St, Duck, FL 33050
• 

  

  /26

  $399,000

  • 2 Beds
  • 1 Bath
  • 767 Sq Ft

  27942 Snapper Ln, Summerland Key, FL 33042

  Fantastic starter home in the stunning islands of the Florida Keys! This beautifully renovated home comes fully furnished including stainless steel appliances, microwave, 2 beds, dressers, TVs, couches, tables, and dishes. Located in an adorable and quiet community just over 26 miles from Key West. Bring your buyers!

  Nikki Tatum EXP Realty, LLC

  27942 Snapper Ln, Summerland Key, FL 33042
• 

  

  /6

  $325,000

  • Land

  223 Schooner Ln, Duck Key, FL 33050

  Make your Dream of The Keys come to life with this cleared corner lot in beautiful Duck Key. Current owners have done most of the hard work, your creativity is what this lot needs. Sellers will provide drawings from architect and reports to the buyer. Duck Key is ideal for those seeking a tranquil lifestyle with a laid-back atmosphere. Its stunning natural beauty, combined with the welcoming

  Richard Medlin Keller Williams Key West Compass Realty

  223 Schooner Ln, Duck Key, FL 33050
• 

  

  /40

  $300,000

  • Land

  701 Spanish Main Dr Unit 403, Cudjoe Key, FL 33042

  Transient (1 Day Rental) Rentals Opportunity in the Lower Keys! Buildable RV Lot. Nestled in a serene, well-maintained community, this RV lot offers the ideal spot for your home on wheels, or the opportunity to build your dream home. Boasting a private lot with new landscaping, pea rock and concrete parking pad and is equipped with full hookups including water, sewer, and 30, and 50 amp electric

  Kim Babenzien Expert Realty LLC (HQ)

  701 Spanish Main Dr Unit 403, Cudjoe Key, FL 33042
• 

  

  /17

  $384,900

  • 2 Beds
  • 1 Bath
  • 783 Sq Ft

  268 66th Street Ocean, Marathon, FL 33050

  Step into island living with this charming 2 bedroom, 1 bathroom, 1/2 duplex nestled in the heart of the Florida Keys. Home features ceramic tile flooring throughout—perfect for keeping cool in the tropical climate. The spacious layout includes walk-in closets in both bedrooms offering ample storage and everyday convenience. Enjoy a bright, open living space ideal for relaxing or entertaining,

  Deb Sheffield GREAT EXPECTATIONS REALTY, LLC

  268 66th Street Ocean, Marathon, FL 33050
• 

  

  /21

  $359,500

  • Land
  • 0.03 Acre
  • $12,396,552 per Acre

  325 Calusa St #5, Key Largo, FL 33037

  1,262 SF lot in Calusa Campground, Key Largo. Sewer and electricity connections in place. Bring your own boat — community features a boat ramp. Low HOA fee of $172/month. Amenities include a swimming pool, clubhouse, tennis and basketball courts, and 24-hour security. Excellent location, just 5 minutes from shopping and dining. Short-term rentals (Airbnb) allowed, making it a great investment

  Sandra Alayon Keller Williams Realty International Lifestyles

  325 Calusa St #5, Key Largo, FL 33037
• 

  

  /32

  $385,000

  • 2 Beds
  • 1.5 Baths
  • 350 Sq Ft

  325 Calusa St, Key Largo, FL 33037

  Amazing vacation home or investment property with excellent returns. The property has 2 beds/1.5 baths, plenty of space to park a boat, and 2 cars , AIRBNB welcome , you can rent 1 or 365 days, This community offers lots of amenities, boat ramp, pool, sun deck, sun sets, tennis, basketball courts and laundry facility. Close to everything.

  Patricia Thompson RE/MAX Select Group

  325 Calusa St, Key Largo, FL 33037
• 

  

  /33

  $320,000

  • 2 Beds
  • 1 Bath
  • 574 Sq Ft

  65821 Overseas Hwy, Long Key, FL 33001

  Welcome to paradise living in coveted Outdoor Resort at Long Key Florida, located on MM 66 where you own the land! Property features a two bedrooms, one bathroom; lower level entry and kitchen area; upgraded drywall in bedrooms; stackable washer/dryer, elec. water heater, gas range/oven; canal view with no backyard neighbor; parking for two cars, a 24' boat, and a golf cart. Outdoor Resort offers

  Lazaro J. Feliciano Virago Realty Group, LLC.

  65821 Overseas Hwy, Long Key, FL 33001
• 

  

  /12

  $399,000

  • Land

  150 / 160 3rd St, Key Col Beach, FL 33051

  Easy and quick to build in Key Colony Beach. Get building permit once your building plans are approved by the City. Zoned for duplex. walking distance to Pool & Beach Clubs, Restaurants, and Parks.

  Steve Smith Ocean Sotheby's International

  150 / 160 3rd St, Key Col Beach, FL 33051
• 

  

  /3

  $325,000

  • Land

  94825 Overseas Hwy Unit 262, Key Largo, FL 33037

  Discover the perfect opportunity to build your dream getaway in the beautiful Key Largo Ocean Resort. This vacant lot is situated in a prime location, surrounded by stunning natural beauty and just moments away from the ocean. It is a family-friendly environment, golf cart community that offers a large clubhouse, pool, marina, basketball courts, playground, tennis, and pickle ball. Enjoy easy

  Aisleen Falcon Cabral Keller Williams Realty Premier Properties

  94825 Overseas Hwy Unit 262, Key Largo, FL 33037
• 

  

  /55

  $374,000

  • 2 Beds
  • 1.5 Baths
  • 748 Sq Ft

  701 Spanish Main Dr Unit 543, Cudjoe Key, FL 33042

  Transient Rental Vacation Home.Welcome to your ultimate island getaway on Cudjoe Key! Step into this charming coastal oasis nestled on a spacious corner lot in the sought-after Venture Out community. This 2 bedroom, 1.5 bath retreat is the perfect blend of comfort and style that will transport you to a world of relaxation and tranquility. This income-producing home is an active vacation rental

  Kelly Gardner Bluescape Real Estate

  701 Spanish Main Dr Unit 543, Cudjoe Key, FL 33042
• 

  

  /46

  $395,000

  • 2 Beds
  • 1 Bath
  • 885 Sq Ft

  55 Boca Chica Rd Unit 85, Key West, FL 33040

  Desirable Seaside Resort near Key West!This nicely refreshed 2BR/1BA mobile homes shines with upgrades! Fresh interior paint, brand-new flooring, new plumbing, water heater, and a stylish new vanity in the bathroom. The spacious Florida Room invites you to kick back, relax, and enjoy the Florida Keys lifestyle.Located in the highly sought-after Seaside Resort Key West -- a gated RV condominium

  Lisa Frins Berkshire Hathaway HomeServices Keys Real Estate - Islamorada

  55 Boca Chica Rd Unit 85, Key West, FL 33040
• 

  

  /38

  $399,000

  • 2 Beds
  • 1.5 Baths
  • 1,330 Sq Ft

  325 Calusa St Unit 478, Key Largo, FL 33037

  Beautiful RV home in the desired area of Calusa Campground. Manny amenities in the community, boat ramp, community pool, overnight docking, playground, basketball court, and many more. Short rents are allowed with Airbnb and Vrbo. Already registered with those apps getting generous monthly income. .This is an corner lot with space where to park a boat.

  Efren Lezcano Professional Realty of Miami, Inc.

  325 Calusa St Unit 478, Key Largo, FL 33037
• 

  

  /20

  $345,000

  • Land

  27453 Antigua Rd, Ramrod Key, FL 33042

  Building permit in-process for a 3 bedroom / 2 bath stilted single family residence. 1320 square feet. The plans are for an Affinity home with features that include impact doors and windows and built to 180 mph with a cistern and designed using the Green Building code. Great for the environment, great for your insurance rates.There are plans in review for an 8'x40' dock with the Army Corp.

  Donna Pezzi Keller Williams Key West Compass Realty

  27453 Antigua Rd, Ramrod Key, FL 33042
• 

  

  /4

  $369,000

  • 2 Beds
  • 1 Bath
  • 300 Sq Ft

  325 Calusa St Unit 40, Key Largo, FL 33037

  Calusa Campground-exclusive gated community with nay ammenies to enjoy in Key Largo Whether you're looking for a vacation home, rental investment, or a permanent getaway, Lot #40 is the perfect choice!Where Adventure Meets Relaxation!Strategic Location: Just a short walk to the pool, clubhouse, and a deep canal.Existing RV: Includes a 2-bedroom, 1-bath RV in fair condition (needs some

  isabel linowitz Coldwell Banker Schmitt Key Largo

  325 Calusa St Unit 40, Key Largo, FL 33037
• 

  

  /13

  $390,000

  • Land

  27378 Jamaica Ln, Summerland Key, FL 33042

  Waterfront lot in desirable neighborhood of Breezeswept Beach Estates on Ramrod Key. Building permit was just issued. Plans for a concrete 3 bedroom, 2.5 bath home with 1485 SF. Dock permit to be applied for. The listing price of the property will increase as the construction moves forward.

  Amy Puto Coldwell Banker Schmitt Real Estate Co.

  27378 Jamaica Ln, Summerland Key, FL 33042
• 

  

  /31

  $305,000

  97 Coco Plum Dr Unit B-27, Marathon, FL 33050

  Bonefish Marina is undoubtedly one of the nicest marinas in Marathon. Located oceanside in a protected, deep water location with 48 slips. So many amenities at Bonefish Marina including a community area with full kitchen, bar and BBQ, workshop, lounge area under AC with TV, two full bathrooms, laundry, ice machine, covered fish cleaning station and onsite dockmaster. Beautifully manicured

  Amy Puto Coldwell Banker Schmitt Real Estate Co.

  97 Coco Plum Dr Unit B-27, Marathon, FL 33050
• 

  

  /5

  $398,000

  • Land

  195 Indies Dr S, Duck Key, FL 33050

  Preliminary landscaping and land clearing has been done to improve the property (Privacy Hedges on both sides)- Currently has 40pts in ROGO (2 more points to be issued in August 2025)- Property has been surveyed and in ROGO with building plans. Pool plans have already been approved for permitting.- Water & Sewer service connection has been completed.

  Raul Pineyro Cacophony Group LLC

  195 Indies Dr S, Duck Key, FL 33050
• 

  

  /19

  $310,000

  97 Coco Plum Dr Unit T-2, Marathon, FL 33050

  Discover the perfect spot for your boat at Bonefish Marina in the Middle Keys. This live-aboard slip offers protected dockage with deep, open water access--ideal for exploring the Florida Keys. The slip can accommodate a boat up to 60 feet in length overall (LOA - Buyer to verify)The marina's well-maintained, resort-style grounds feature a BBQ and outdoor kitchen/bar area, fish cleaning

  Thomas Carden Keys to the Coast Real Estate LLC

  97 Coco Plum Dr Unit T-2, Marathon, FL 33050
• 

  

  /5

  $379,000

  • Land

  27463 Antigua Rd, Ramrod Key, FL 33042

  Exceptional Opportunity to develop this 6200-sf canal front Ramrod Key Lot with Plans in the super relaxed Breezeswept Beach Estates community! Ideal Tier 3 Canal. Currently has 38 Rogo points and plans for an exceptional home, dock, and lift. Building Permit application is finalized and approved. 3/2 elevated home that is a certified green build. Just need Rogo award. Great Open water ocean

  Mykael Marinelli American Caribbean Real Estate, Christie's International Real Estate

  27463 Antigua Rd, Ramrod Key, FL 33042
• 

  

  /17

  $368,000

  • Land

  1768 Sunrise Dr, Big Pine Key, FL 33043

  Catch a SUNRISE on Sunrise Drive! Vacant canal front lot with long views of Spanish Harbor. A building permit has been applied for and is currently #6 on the list. Direct access to the water, perfect for boaters, fishing enthusiasts, or those seeking a waterfront lifestyle. This 9560 sq foot lot provides some elbow room and is located on a canal PLUS has views of Spanish Harbor. Permit

  Donna Pezzi Keller Williams Key West Compass Realty

  1768 Sunrise Dr, Big Pine Key, FL 33043
• 

  

  /3

  $374,900

  • Land

  50 Tina Place, Key Largo, FL 33037

  Build your home immediately on this Cleared, X zone lot. No conservation easement or waiting for years to build. Full use of this property means pool, expanded driveway, boat/RV storage is OK.Centrally located near restaurants, shopping, and John Pennekamp State Park. Just submit your house plans and once approved begin building your Key Largo home.

  Gregory Pardo Harbour 99 Properties, Inc.

  50 Tina Place, Key Largo, FL 33037
• 

  

  /30

  $345,000

  • Land
  • 0.04 Acre
  • $8,603,491 per Acre

  325 Calusa St, Key Largo, FL 33037

  SUMMER is approaching fast! Don't miss your chance to own a peaceful getaway and experience the Keys lifestyle—fishing, boating, kayaking, and more. When you're not using it, turn it into a high-demand rental property, with the flexibility to rent it for as little as one day. The office offers a rental service. This community offers fantastic amenities, including a boat ramp, first-come boat

  Jose Vigo RE/MAX All Keys Real Estate

  325 Calusa St, Key Largo, FL 33037
• 

  

  /31

  $345,000

  • Land

  325 Calusa St Unit 38, Key Largo, FL 33037

  SUMMER is approaching fast! Don't miss your chance to own a peaceful getaway and experience the Keys lifestyle--fishing, boating, kayaking, and more. When you're not using it, turn it into a high-demand rental property, with the flexibility to rent it for as little as one day. The office offers a rental service. This community offers fantastic amenities, including a boat ramp, first-come boat

  Jose Vigo RE/MAX All Keys Real Estate

  325 Calusa St Unit 38, Key Largo, FL 33037
• 

  

  /15

  $397,000

  • Land
  • 0.28 Acre
  • $1,441,110 per Acre

  1650-1660 Gardenia Ln, Big Pine Key, FL 33043

  Lot 2 AND Lot 3 on Gardenia Lane are CANAL front lots located in the subdivision of Eden Pines on Big Pine Key. A total of 12,000 square feet. 2nd and 3rd lots on the right. As of Jan 2025, #8 on the ROGO list. Merge the two lots for extra building points. Buyer to verify. Modulars are allowed.

  Donna Pezzi Keller Williams Key West Compass Realty

  1650-1660 Gardenia Ln, Big Pine Key, FL 33043
• 

  /2

  $319,000

  • Land

  219 Corsair Rd, Duck Key, FL 33050

  Desirable Tier 3 lot on beautiful Plantation Island surrounded by million dollar homes. Build the home of your dreams on Duck Key! This is one of the best cleared dry lots for sale on Duck Key you will find.This lot will require a ROGO allocation, Buyer to verify the ROGO allocation purchase and fees associated with a site transfer. B&BATVAI

  Kristen Brenner/Margie Casey T Florida Keys Real Estate Group

  219 Corsair Rd, Duck Key, FL 33050

Showing Results 41 - 80, Page 2 of 3