Monroe County IL Homes under $500,000

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  /39

  $329,900

  Under Contract

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  535 Shamrock Dr, Waterloo, IL 62298

  JUST LISTED!!!! – 535 Shamrock Drive, Waterloo. Spring into this BEAUTY before the sign says SOLD! Located in the desirable Stonefield Subdivision on the south end of town, directly across from Waterloo High School and adjoining city walking and biking trails, this location is hard to beat! Built in 2003 and offering approximately 1,837 sq. ft., this fantastic ranch home features 3 bedrooms and 2

  Lisa Meegan eXp Realty

  535 Shamrock Dr, Waterloo, IL 62298
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• 

  

  

  /68

  $299,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 3,450 Sq Ft

  325 N Market St, Waterloo, IL 62298

  NEW ROOF NEW HVAC, MOVE IN READY! This home will accomodate a fast close! This sprawling all-brick ranch offers more than 1,850 square feet on the main level with an additional 1,600+ finished square feet below, providing exceptional space and flexibility. The formal foyer leads to a fully remodeled eat-in kitchen, a large living room, or the bedroom wing. The kitchen features shaker cabinets,

  Tammy Hines Tammy Mitchell Hines & Co.

  325 N Market St, Waterloo, IL 62298
• 

  

  /2

  $445,000

  New Construction Under Contract

  • 3 Beds
  • 2 Baths
  • 1,639 Sq Ft

  428 Hayden Dr, Waterloo, IL 62298

  The Oakley by D&F Home Builders, is one of the many choices of available plans to build in Natalie Estates in Waterloo, IL. Call to schedule your personal home building consultation and reserve your lot today, they are going fast! This is a custom build, Comp Only. Photos and Virtual Tours are samples only. Agent related to seller.

  Raquel Vice Century 21 Advantage

  428 Hayden Dr, Waterloo, IL 62298
• 

  

  

  /31

  $439,900

  • 7 Beds
  • 5 Baths
  • 3,108 Sq Ft

  214 E Market St, Columbia, IL 62236

  Looking to add to your investment portfolio? Now is your chance with this 5 Unit rental property in the heart of Columbia, just one block off the Vibrant Historic Main Street behind the Cafe on the Abbey! The house located at 318 S Metter was built in 1895 and has 1716 sq. ft of living space across 3 separate units! 2 main floor units each with 1 bed and 1 bath, and currently rent for $800 &

  Mandy McGuire Keller Williams Pinnacle

  214 E Market St, Columbia, IL 62236
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  /28

  $259,000

  • 4 Beds
  • 1.5 Baths
  • 1,380 Sq Ft

  306 Walnut St, Waterloo, IL 62298

  Newly renovated Brick 2 story Home with Historical charm and modern amenities . Enjoy this spacious Large back yard with 2 car garage . New plumbing , New Electrical service , wiring , flooring, cabinets , countertop, appliances , Roof is approximately 6 years old .

  Derek Morgan USRealty.com, LLP

  306 Walnut St, Waterloo, IL 62298
• 

  

  /28

  $235,500

  $15K PRICE DROP Under Contract

  • 4 Beds
  • 2 Baths
  • 2,268 Sq Ft

  314 N Church St, Waterloo, IL 62298

  Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo. The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding,

  Monica Schmidt eXp Realty

  314 N Church St, Waterloo, IL 62298
• 

  

  /24

  $220,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 2,304 Sq Ft

  609 Willow Ln, Waterloo, IL 62298

  Opportunity Knocks in Waterloo! Welcome to this solid 3-bedroom brick ranch with an attached garage is full of potential and ready for its next chapter. Being sold as-is, this home is perfect for buyers looking to add their personal touch and build equity. Inside, you’ll find hardwood floors in all three bedrooms, while the living room has already had the carpet removed—giving you a clean slate

  Justin Hart Apex Realty Services Group, LLC

  609 Willow Ln, Waterloo, IL 62298
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  /58

  $348,000

  Under Contract

  • 3 Beds
  • 3 Baths
  • 2,562 Sq Ft

  4705 Vandebrook Dr, Waterloo, IL 62298

  Welcome to this wonderful 3-bedroom, 3-bathroom home perfectly situated on a spacious corner lot in Waterloo! From the moment you step inside, the soaring vaulted ceilings and open, airy feel set the tone for the beauty and thoughtful design found throughout.The inviting main level is designed for both comfortable everyday living and effortless entertaining. The spacious living room impresses

  David Rusteberg Century 21 Advantage

  4705 Vandebrook Dr, Waterloo, IL 62298
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  /42

  $370,000

  Under Contract

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  1123 Castle Green Dr, Waterloo, IL 62298

  This beautifully designed 3-bedroom, 2-bath home blends style, comfort, and functionality with a spacious open-concept layout and walk-in closets in every bedroom. From the moment you step inside, you’ll be welcomed by soaring vaulted ceilings and an expansive living and dining area that flows effortlessly into the stunning kitchen. Thoughtfully appointed with custom cabinetry, a pantry,

  Samuel Row Keller Williams Pinnacle

  1123 Castle Green Dr, Waterloo, IL 62298
• 

  /2

  $234,900

  Under Contract

  • Land
  • 0 Sq Ft

  XXX Konarcik Rd, Waterloo, IL 62298

  Corner parcel with 10 beautiful acres to call your own — the kind of land people wait years to find. This exceptional tract sits off popular Konarcik Road, just around the bend from Orlet Road and only 5 miles past Rogers Elementary School, offering that perfect blend of privacy and convenience. The ground is flat, usable, and ready for your vision. It is not currently in crop and not under lease

  Tammy Hines Tammy Mitchell Hines & Co.

  XXX Konarcik Rd, Waterloo, IL 62298
• 

  

  /46

  $344,900

  Under Contract

  • 4 Beds
  • 2.5 Baths
  • 2,454 Sq Ft

  943 Meadowview Ln, Columbia, IL 62236

  The one you have been waiting for! This incredible 4Bed/3Bath has so many updates it will feel like you are walking into a new home! Inviting foyer entry w/leaded glass Pella entry door & storm door, opens to the family room features brick wood burning floor to ceiling brick fireplace, vaulted ceiling, 2 NEW skylights & double window that provides lots of natural lighting. Make your way to the

  Mandy McGuire Keller Williams Pinnacle

  943 Meadowview Ln, Columbia, IL 62236
• 

  

  /3

  $499,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,782 Sq Ft

  516 Hayden Dr, Waterloo, IL 62298

  Experience contemporary living at its finest in this stunning new construction home, thoughtfully designed with clean architectural lines, soaring ceilings, and an open-concept floor plan by D&F Home Builders. Flooded with natural light, the spacious living areas seamlessly connect to a designer kitchen featuring premium finishes, custom cabinetry, quartz countertops, and state-of-the-art

  Pamela Patterson RE/MAX Preferred

  516 Hayden Dr, Waterloo, IL 62298
• 

  

  /16

  $245,000

  Under Contract

  • 3 Beds
  • 1.5 Baths
  • 1,435 Sq Ft

  270 W Eldondale Dr, Hecker, IL 62248

  Step inside and fall in love with this beautifully maintained home the moment you walk through the door. The open floor plan and cathedral ceilings create a bright spacious feel that's perfect for everyday living and entertaining. The kitchen and dining area offer plenty of room for family gatherings and the French doors open to a covered patio overlooking a peaceful backyard with mature trees -

  Diane Biffar Welcome Home Real Estate Llc

  270 W Eldondale Dr, Hecker, IL 62248
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  /17

  $220,000

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 2,196 Sq Ft

  1305 Franklin St, Maeystown, IL 62256

  Nestled in the charm of Maeystown, this well-maintained 3 bedroom, 1 bathroom home offers a unique and functional layout with thoughtful updates throughout! Entry from the front door brings you into the lower level, creating a practical drop zone before heading upstairs to the main living area where all primary living spaces are located. The upper level features a recently updated kitchen

  Monica Schmidt eXp Realty

  1305 Franklin St, Maeystown, IL 62256
• 

  

  /74

  $400,000

  Pending

  • 3 Beds
  • 2 Baths
  • 1,880 Sq Ft

  400 Mockingbird Ln, Waterloo, IL 62298

  Welcome home to this beautiful split ranch featuring soaring vaulted ceilings and a cozy fireplace in the living room. The chef-inspired eat-in kitchen impresses with granite countertops, soft-close cabinetry with under-cabinet lighting, stainless steel appliances, tile backsplash, and a breakfast bar. Retreat to the spacious primary suite, complete with private deck access and a spa-like en

  Stacey LaCroix Strano & Associates

  400 Mockingbird Ln, Waterloo, IL 62298
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  /45

  $360,000

  Under Contract

  • 4 Beds
  • 2 Baths
  • 2,148 Sq Ft

  1041 W Fallen Lake Dr, Waterloo, IL 62298

  Welcome home to this stunning 4 bedroom, 2 bathroom brick front ranch home offering nearly 2,150 square feet of beautifully designed living space in Waterloo! From the charming front porch to the incredible backyard oasis, this home delivers the style and functionality that today's buyers are looking for.Step inside and immediately feel at home in the spacious family room, featuring avaulted

  Chase Harget Century 21 Advantage

  1041 W Fallen Lake Dr, Waterloo, IL 62298
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  /27

  $224,900

  • 3 Beds
  • 1 Bath
  • 1,128 Sq Ft

  429 Sunset Dr, Waterloo, IL 62298

  Welcome to Sunset Acres! This meticulously maintained, one-owner, 3-bedroom home features a classic full-brick exterior and an attached carport. Inside, enjoy bright, spacious living areas with original hardwood flooring, a sunny living room, and a kitchen with bright cabinetry and a cozy dining nook.The home provides generous bedroom sizes and a recently remodeled bathroom with a premium

  Misael Chacon Beycome Brokerage Realty LLC

  429 Sunset Dr, Waterloo, IL 62298
• 

  

  /27

  $419,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,579 Sq Ft

  1009 Waymaker Ln, Waterloo, IL 62298

  Move in Ready New Construction Ranch with thoughtful finishes and modern conveniences. Vaulted family room, kitchen and entry soar to 10' ceilings and showcase a 50" electric fireplace — perfect for family gatherings. The master bedroom offers an elegant 9" tray ceiling with decorative lighting and crown molding.Interior Highlights include open kitchen with 36" white upper cabinets, range,

  Vicki Bedwell eXp Realty

  1009 Waymaker Ln, Waterloo, IL 62298
• 

  

  /45

  $315,000

  • 3 Beds
  • 2 Baths
  • 2,000 Sq Ft

  218 E Cherry St, Columbia, IL 62236

  Well maintained and expected to be vacant on or about July 1, 2026, this 3-bedroom, 2-bath home offers the space, functionality, and updates today's buyers are looking for. Features include a partially finished full basement, abundant storage, and a 2-car garage. The home includes a full appliance package—range/oven, dishwasher, microwave, refrigerator, washer, and dryer—providing added

  Scott Miller SGM Realty, LLC

  218 E Cherry St, Columbia, IL 62236
• 

  

  /40

  $364,900

  Under Contract

  • 5 Beds
  • 3 Baths
  • 1,997 Sq Ft

  831 Victorian Ave, Waterloo, IL 62298

  Welcome to this spacious and well-designed 5 bed, 3 bath home in the Country Club Hills subdivision! Situated on nearly half an acre (.47± acres), this property offers the perfect blend of space, functionality, and outdoor enjoyment. Step inside to an open-concept layout that flows seamlessly between the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The

  Brooke Mitchell Keller Williams Pinnacle

  831 Victorian Ave, Waterloo, IL 62298
• 

  

  /26

  $209,900

  Under Contract

  • 3 Beds
  • 1 Bath
  • 1,654 Sq Ft

  401 Park St, Waterloo, IL 62298

  Move-in ready and loaded with updates! This charming 3 bed, 1 bath home offers the perfect mix of character, function, and close to retail and dinning. BRAND NEW ROOF just installed! Updated kitchen features granite countertops, soft-close cabinetry, tile backsplash, and SS appliances that all stay. Stove hookup allows for gas or electric. Furnace and A/C replaced in 2020. Main level offers two

  Robert Knysak Century 21 Advantage

  401 Park St, Waterloo, IL 62298
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  /11

  $340,000

  • Land
  • 34 Acres
  • $10,000 per Acre

  000 Route 3, Columbia, IL 62236

  Price listed is starting bid only. Tract B - Offering 34 +/- acres, this tract presents another outstanding opportunity for large-scale commercial or future development potential in a highly visible location near Hwy 3. Access is provided from EE Road directly behind the Monroe County YMCA.Currently utilized as productive farmland with a Soil PI of 106.9, this property combines

  Brenda Chandler Property Peddler, Inc

  000 Route 3, Columbia, IL 62236
• 

  

  /13

  $479,000

  • Land
  • 95.71 Acres
  • $5,005 per Acre

  TBB Rueck Rd, Columbia, IL 62236

  Price listed is Starting Bid Only. Bidding starts closing 6/30/2026 @ 5 p.m. These 95.71± acres of tillable and recreational land in Columbia offer outstanding residential development potential along with income generation opportunities through farming operations, potential harvesting of mature timber, and/or hunting leases. A rare opportunity for developers and investors alike, 63

  Adam Jokisch Adams Auction & Real Estate Services Inc.

  TBB Rueck Rd, Columbia, IL 62236
• 

  

  /31

  $399,000

  $11K PRICE DROP Under Contract

  • 4 Beds
  • 3 Baths
  • 3,449 Sq Ft

  624 Katie Dr, Waterloo, IL 62298

  Get ready to make a splash this summer! Pool time is fast approaching and this home is the perfect place to relax by your private in ground pool or host the season's first pool party! In fact there is plenty of space to entertain guest in this spacious home! The walk out basement has a large family room that opens up to the pool area. Plenty of room to make this a multi use space for whatever

  Carla Mercer eXp Realty

  624 Katie Dr, Waterloo, IL 62298
• 

  

  /41

  $337,000

  Under Contract

  • 2 Beds
  • 2 Baths
  • 2,134 Sq Ft

  608 Katie Dr, Waterloo, IL 62298

  Beautifully maintained ranch with over 2,000 finished square feet and a full finished basement, offering great curb appeal, an ideal location, and a special surprise out back. From the moment you arrive, the pristine condition of this home is unmistakable. It has been lovingly cared for and is truly ready for its next chapter. Step into the light-filled formal foyer and enjoy the open-concept

  Tammy Hines Tammy Mitchell Hines & Co.

  608 Katie Dr, Waterloo, IL 62298
• 

  

  /35

  $320,000

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,437 Sq Ft

  6 Dwight St, Waterloo, IL 62298

  Located on the north end of Waterloo, this well-maintained all-brick home offers a strong first impression with a brand-new concrete driveway, stamped sidewalk, and clean, established curb appeal.Inside, the home features a comfortable and functional layout with a spacious family room that transitions seamlessly into the main living area, anchored by a gas fireplace. The kitchen is both

  Brooke Mitchell Keller Williams Pinnacle

  6 Dwight St, Waterloo, IL 62298
• 

  

  /63

  $499,900

  • 8 Beds
  • 5 Baths

  208 N Library St, Waterloo, IL 62298

  Unique properties like this rarely come available in Waterloo! This incredible opportunity offers flexibility for an owner-occupant, multi-generational setup, or investor seeking strong income potential. The property features four total living spaces consisting of an impeccably maintained main residence, an attached lower-level in-law/basement apartment , and a beautifully updated duplex fronting

  Samuel Row Keller Williams Pinnacle

  208 N Library St, Waterloo, IL 62298
• 

  

  /40

  $427,400

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,625 Sq Ft

  922 Seneca Dr, Waterloo, IL 62298

  TO BE BUILT – The White Oak by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,625 sq ft of stylish and functional living space. Enjoy an open floor plan with 9’ ceilings, luxury vinyl plank flooring in the main areas, and a spacious great room. The kitchen features Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless

  Brooke Mitchell Keller Williams Pinnacle

  922 Seneca Dr, Waterloo, IL 62298
• 

  

  /30

  $279,000

  $10K PRICE DROP Under Contract

  • 3 Beds
  • 1.5 Baths
  • 1,638 Sq Ft

  5268 State Route 156, Waterloo, IL 62298

  This home offers a beautiful country setting on 1.6 acres with mature trees, all just minutes from town. Featuring 3 bedrooms and 2 full baths, it includes a full unfinished walk-out basement and an oversized carport. The open kitchen boasts solid surface countertops and stainless steel appliances, flowing into a large living room and separate family room—perfect for entertaining or relaxing.

  Gary Johnston Johnston Realty, Inc.

  5268 State Route 156, Waterloo, IL 62298
• 

  

  /13

  $429,640

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,639 Sq Ft

  334 Jenny Ct, Waterloo, IL 62298

  Discover the Oakley: A Contemporary Ranch by Quantum Homes, Inc.The Oakley is a popular plan designed with a desirable split-bedroom layout, it offers both privacy and modern amenities for comfortable living.Key Features of the Oakley are aStandard 3-Car Garage,3 Bedrooms, An open Great Room featuring a striking vaulted ceiling, A cozy Living Room with a gas fireplace. A

  Raquel Vice Century 21 Advantage

  334 Jenny Ct, Waterloo, IL 62298
• 

  /2

  $375,000

  Coming Soon

  • 3 Beds
  • 4 Baths
  • 2,600 Sq Ft

  2562 Lakeshore Dr, Columbia, IL 62236

  PICS will be uploaded on JUNE 9th!!! Showings expected to start June 12th. Well maintained 2 story on the north end of Columbia with Beautiful lake views from almost every room in the house!! This 3bed 3bath home is Designed for everyday living or entertaining! You will love the main level featuring an inviting foyer that opens one way to a cozy living room with wood-burning fireplace and bay

  Mandy McGuire Keller Williams Pinnacle

  2562 Lakeshore Dr, Columbia, IL 62236
• 

  

  /3

  $489,000

  New Construction $14K PRICE INCREASE

  • 4 Beds
  • 3 Baths
  • 1,872 Sq Ft

  910 Seneca Dr, Waterloo, IL 62298

  TO BE BUILT – The Sequoia by Jason Schmidt Construction in Quail Ridge Subdivision! This well-designed 4 bed, 3 bath ranch offers 1,872 sq ft of quality craftsmanship and functional elegance. Enjoy an open-concept layout with 9’ ceilings, luxury vinyl plank flooring, and a stylish kitchen featuring granite counters, custom soft-close cabinets, walk-in pantry, and stainless appliances. The master

  Brooke Mitchell Keller Williams Pinnacle

  910 Seneca Dr, Waterloo, IL 62298
• 

  

  /61

  $345,000

  $30K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,710 Sq Ft

  307 Longview Dr, Columbia, IL 62236

  Tucked on a private lot in the desirable Pioneer Ridge subdivision of Columbia, this charming 3 bed, 3 bath ranch is ready for you to call HOME. Step inside to find the perfect blend of comfort and sophistication, with hard wood flooring throughout the main living areas and a versatile formal dining room that could easily be converted into a home office. The spacious living room features a

  Mandy McGuire Keller Williams Pinnacle

  307 Longview Dr, Columbia, IL 62236
• 

  

  /21

  $205,000

  • Land
  • 20.5 Acres
  • $10,000 per Acre

  000 Vandebrook Dr, Waterloo, IL 62298

  Price listed is starting bid only. Tract 1 – 20.5 +/- Acres Frontage on Vandebrook Drive with potential access to extend Doe Creek Trail. Includes approximately 16 +/- tillable acres. A strong candidate for development or investment hold. TERMS AND CONDITIONS APPLY Listing price is not indicative of the reserve. Live & Online Auction – June 24, 2026 at 6:30 PMLive Location: Acorns Golf Links,

  Brenda Chandler Property Peddler, Inc

  000 Vandebrook Dr, Waterloo, IL 62298
• 

  

  /41

  $345,000

  $5K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,290 Sq Ft

  4608 Vandebrook Dr, Waterloo, IL 62298

  We're BACK and with soon to be UPDATED BATHROOMS! If you toured this home already, you may want to tour it again! ARCHITECTURAL CHARM MEETS MODERN COMFORT Step into a home where natural light, soaring ceilings, and architectural take center stage. Designed for both comfortable living and effortless entertaining, this residence blends timeless details with thoughtful modern updates throughout. The

  Julie Jones-Kloeckner Cole Jones Group with Elevate Illinois Realty

  4608 Vandebrook Dr, Waterloo, IL 62298
• 

  

  /35

  $431,200

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  926 Seneca Dr, Waterloo, IL 62298

  TO BE BUILT – The Cedar Creek by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,692 sq ft of quality new construction with an open-concept layout, 9’ ceilings, and luxury vinyl plank flooring in main areas. The kitchen includes Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless appliance package. The primary suite

  Brooke Mitchell Keller Williams Pinnacle

  926 Seneca Dr, Waterloo, IL 62298
• 

  

  /63

  $424,900

  Under Contract

  • 4 Beds
  • 3.5 Baths
  • 3,984 Sq Ft

  4901 Red Oak Dr, Waterloo, IL 62298

  Beautifully maintained and exceptionally spacious, this traditional 2-story home truly checks every box. Offering 21 finished rooms with nearly 4,000 sq ft of finished living space on a gorgeous .41-acre lot backing to endless country views, this property blends subdivision convenience with peaceful rural charm. Located in the highly desired Oak Valley Subdivision, just south of Waterloo High

  Tammy Hines Tammy Mitchell Hines & Co.

  4901 Red Oak Dr, Waterloo, IL 62298
• 

  

  /3

  $429,300

  New Construction $1K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,644 Sq Ft

  918 Seneca Dr, Waterloo, IL 62298

  TO BE BUILT – The Meadow View by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,644 sq ft of quality construction with an open layout, 9’ ceilings, and luxury vinyl plank flooring in the main areas. The kitchen features Tier 1 granite, soft-close cabinetry, pantry, and GE stainless appliances. The primary suite includes a walk-in closet, dual marble

  Brooke Mitchell Keller Williams Pinnacle

  918 Seneca Dr, Waterloo, IL 62298
• 

  

  /54

  $439,900

  Under Contract

  • 4 Beds
  • 3 Baths
  • 3,271 Sq Ft

  1018 Creekside Dr, Waterloo, IL 62298

  Welcome home to this almost new, beautifully maintained 4-bedroom, 3-bath stunner with a 3-car garage, perfectly situated in the desirable Creekside neighborhood—just minutes from Route 156 and Route 3 for an easy commute. Step inside to an inviting open-concept layout filled with natural light, hardwood floors, recessed lighting, and neutral finishes that complement any style. The spacious

  Tammy Hines Tammy Mitchell Hines & Co.

  1018 Creekside Dr, Waterloo, IL 62298
• 

  

  /36

  $339,900

  Under Contract

  • 3 Beds
  • 3 Baths
  • 2,532 Sq Ft

  1339 Summerfield, Waterloo, IL 62298

  Home is under contract

  Monica Schmidt eXp Realty

  1339 Summerfield, Waterloo, IL 62298

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