Monticello, KY Houses for Sale

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  /52

  $369,900

  • 4 Beds
  • 3 Baths
  • 1,499 Sq Ft

  139 Golden Pond Rd, Monticello, KY 42633

  Escape to your private wooded retreat with this charming log cabin and cozy guest house, nestled among mature trees with seasonal views of Lake Cumberland near Conley Bottom. The main home blends rustic character with modern finishes, featuring two bedrooms and one full bath on the main level, centered around a jaw-dropping stone fireplace. The kitchen showcases beautiful butcher block

  The Dream Team Real Estate Professionals - Dreama Bolin Lake Cumberland Real Estate Professionals

  139 Golden Pond Rd, Monticello, KY 42633
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  /91

  $699,900

  • 5 Beds
  • 4.5 Baths
  • 5,678 Sq Ft

  137 Indian Cave Subdivision, Monticello, KY 42633

  This is not just a beautiful brick home on 8 acres, it's a small estate. This stately two story home boasts a finished basement, attached oversized garage, detached oversized garage, lawn building, cleared and wooded acreage, regularly maintained geothermal heat and air system for energy costs savings, plus so much more. Let's get into it. The recently updated home includes newer paint, crown

  Matthew Fouch Keller Williams Commonwealth - Somerset

  137 Indian Cave Subdivision, Monticello, KY 42633
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  /95

  $525,000

  • 3 Beds
  • 2.5 Baths
  • 2,560 Sq Ft

  726 N Main St, Monticello, KY 42633

  Ceiling to Floor Remodel!! This Custom built 3 Bedrooms 2.5 Bathrooms , Eat in Kitchen, Laundry Room , Home Office & 3 large Entertaining areas are a must see if you are in the market for a beautifully updated home! Modernized kitchen features include new stainless steel appliances, sleek quartz countertops, new LVP flooring, updated hardware and stylish sink.. Spacious master Bedroom offers

  Cheryl Flynn RE/MAX LakeTime Realty

  726 N Main St, Monticello, KY 42633
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  /65

  $399,900

  • 2 Beds
  • 2 Baths
  • 2,996 Sq Ft

  202 Peaceful Cove Ln, Monticello, KY 42633

  Discover the potential of this rare lakefront gem nestled on 5+/- private acres with over 600 feet of pristine lake frontage. Enjoy breathtaking year-round views of the water from this 2-bedroom, 2-bath home—just minutes from the popular Conley Bottom Resort. Whether you're looking for a weekend getaway, vacation rental opportunity, or a full-time residence with unbeatable lake access, this

  HG Hickey III No Wake Real Estate

  202 Peaceful Cove Ln, Monticello, KY 42633
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  /106

  $450,000

  • 3 Beds
  • 2.5 Baths
  • 4,114 Sq Ft

  568 Castle St, Monticello, KY 42633

  Charming Monticello Home with Room for Everyone Welcome to your new happy place in Monticello! This gorgeous home feels like a retreat with its park-like setting, complete with walking paths, peaceful sitting spots, and beautiful stonework designed with care. It's the perfect backdrop for family memories, relaxing weekends, or even photo opportunities. The home has space for everyone with

  Mike Broughton Weichert Realtors Ford Brothers, Inc.

  568 Castle St, Monticello, KY 42633
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  /50

  $350,000

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  81 Eagles Bluff Rd, Monticello, KY 42633

  LAKE LOVERS! Welcome to your perfect retreat near Lake Cumberland! This immaculate A- frame home was built in 2019 and offers 2 bedrooms, plus a huge loft for additional sleeping areas and 2 full bathrooms. The layout offers an open floor plan with a living room area and eat-in kitchen with island, making it the perfect spot to gather. The tall windows and natural light provide a peaceful

  Morgan Harris Lake Cumberland Real Estate Professionals

  81 Eagles Bluff Rd, Monticello, KY 42633
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  /52

  $499,900

  • 4 Beds
  • 3 Baths
  • 2,416 Sq Ft

  3924 Hwy 1009, Monticello, KY 42633

  3924 Hwy 1009, Monticello, KY 42633 Welcome to your dream come true. 4BR • 3BA • 17.4± Acres • 2 Barns • 1 Outbuilding • 2 Ponds Your Kentucky Retreat Awaits! Escape to the country in this spacious 4-bedroom, 3-bath home set on 17.4± private acres just 15 minutes from Monticello and only 20 minutes from Lake Cumberland. Highlights You'll Love: • Bright, welcoming living areas

  Jason Bertram Cardinal Realty & Auction LLC

  3924 Hwy 1009, Monticello, KY 42633
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  /60

  $335,000

  • 4 Beds
  • 2.5 Baths
  • 2,500 Sq Ft

  49 Mountain Laurel Way, Monticello, KY 42633

  Spacious 4-Bedroom Home on Double Corner Lot Near Lake Cumberland!Discover the perfect blend of comfort, convenience, and opportunity in this 4-bedroom, 2.5-bath home situated on a flat 1.29± acre double corner lot—just 5 miles from Conley Bottom Boat Dock and beautiful Lake Cumberland!Main Floor Highlights:Bright & open kitchen with ample cabinetryDining area & oversized living

  Lori Marcum Patriot Real Estate

  49 Mountain Laurel Way, Monticello, KY 42633
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  /34

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,638 Sq Ft

  174 Wade Park Dr, Monticello, KY 42633

  **ATTENTION SHORT TERM RENTAL SEEKERS! Property is furnished and ready to begin renting!**Welcome to your lakeside retreat! This fully furnished home offers a seamless transition into Lake Cumberland living; all you need is your suitcase! Conveniently located in the center of multiple public ramps and just minutes away from Conley Bottom Marina, 174 Wade Park offers everything you need

  Hannah York Lake Cumberland Real Estate Professionals

  174 Wade Park Dr, Monticello, KY 42633
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  /84

  $305,000

  • 4 Beds
  • 3 Baths
  • 3,384 Sq Ft

  140 Damron Dr, Monticello, KY 42633

  Discover the perfect blend of convenience and comfort in this 4-bedroom, 3-bath ranch home. Located in the city limits of Monticello, you will be close to shopping, restaurants, medical, as well as local schools. Most of the flooring is hardwood, a bonus room upstairs, full basement with garage and large open room with lots of storage closets. Home has recently been painted throughout. Step out

  H Allen Clark Access Realty & Auction

  140 Damron Dr, Monticello, KY 42633
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  /40

  $290,000

  • 4 Beds
  • 3.5 Baths
  • 3,416 Sq Ft

  398 Auction St, Monticello, KY 42633

  If you're looking for privacy and seclusion without being far from town, this could be the property for you! This custom built home is located at the end of a dead end street and is tucked away on 3.44 acres. The elevated back yard and large windows offer many opportunities to take in the mountain views!A few things to love about this home:-4 bedrooms, 4 bathrooms-Beautiful

  Hannah York Lake Cumberland Real Estate Professionals

  398 Auction St, Monticello, KY 42633
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  /44

  $269,900

  • 3 Beds
  • 2 Baths
  • 2,654 Sq Ft

  25 Flint Ridge Rd, Monticello, KY 42633

  Welcome to 25 Flint Ridge Road, a beautiful 3-bedroom, 2-bathroom brick home nestled on a generous 1.1+/- acre lot in the sought-after Eastview Subdivision of Monticello, Kentucky. Boasting 2,654 square feet of thoughtfully designed living space, this residence offers the perfect blend of quality craftsmanship, timeless style, and peaceful, country living. Built in 1993, this spacious

  Dylan Jones Cardinal Realty & Auction LLC

  25 Flint Ridge Rd, Monticello, KY 42633
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  /28

  $269,900 New Construction

  • 2 Beds
  • 2 Baths
  • 1,008 Sq Ft

  2 Lighthouse Rd, Monticello, KY 42633

  Lake Lovers! Lot 2 Lighthouse Road, nestled in the Mill Springs Area of Monticello, is a brand-new construction that is being sold fully furnished, including all kitchen appliances, washer and dryer, and is approx. 3 miles from Conley Bottom! If you're looking for an Airbnb, weekend retreat, or a full-time home, this location provides easy access to Lake Cumberland. The interior has practicality

  Lisa Lowe Re/Max Country Lakes

  2 Lighthouse Rd, Monticello, KY 42633
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  /40

  $200,000 Open Sat 1PM - 3PM

  • 4 Beds
  • 2 Baths
  • 1,424 Sq Ft

  469 Mercer Dr, Monticello, KY 42633

  Welcome to this beautifully remodeled 4 bedroom, 2 bath brick home offering 1,424 sq. ft. of living space on a .30-acre lot +/-. Nestled in a well-established neighborhood, this property combines modern updates with classic comfort. Step inside to an open-concept kitchen and living room, perfect for gatherings and everyday living. Recent renovations include all new plumbing and thoughtful updates

  Isaiah Brake Re/Max Country Lakes

  469 Mercer Dr, Monticello, KY 42633
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  /38

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,581 Sq Ft

  34 Webster Dr, Monticello, KY 42633

  Welcome to this classic 3 bedroom, 2 bath brick ranch-style home offering 1,581 sq. ft. of living space on nearly a half-acre lot (.47 acres). Nestled in a well-established neighborhood, this property blends timeless charm with practical updates. Inside, you'll find beautiful original hardwood floors that add warmth and character throughout. The home is move-in ready with major updates already

  Isaiah Brake Re/Max Country Lakes

  34 Webster Dr, Monticello, KY 42633
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  /35

  $129,900

  • 2 Beds
  • 1 Bath
  • 1,155 Sq Ft

  16818 Highway 200, Monticello, KY 42633

  Country living at its core! This lovely farmhouse is sitting on 4.5 acres of both wooded and clear land. Inside you'll find 2 bedrooms, 1 bathroom and a large sunroom with oversized windows. All appliances including washer and dryer convey with the home. Outside there is a barn with hay loft, a multi-room shed, root cellar and beautiful shade trees. This property offers privacy and everything you

  Erica Nalle Weichert Realtors Ford Brothers, Inc.

  16818 Highway 200, Monticello, KY 42633
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  /63

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,432 Sq Ft

  202 Gene Gray Rd, Monticello, KY 42633

  Escape to the country with this charming brick ranch situated on 15.74 unrestricted acres, located less than 10 miles from the city of Monticello. The home features an unfinished basement ready for your vision, while outside you'll find a 30x42 three-bay detached garage perfect for equipment, vehicles, or workshop needs. A classic barn adds to the property's functionality, making it ideal for

  Brandon Davis No Wake Real Estate

  202 Gene Gray Rd, Monticello, KY 42633
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  /47

  $150,000

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  641 Webster Spradlin Rd, Monticello, KY 42633

  Looking for a getaway on the beautiful Lake Cumberland? Check out this fully furnished Cozy home, with a back deck that overlooks Beaver Creak Marina with a year round lakeview, and includes a spacious wooded back yard. Sitting on 0.60 acres m/l this property has a spacious yard with wooded lot that completes the '+Lake Home in the Country ' feel. Perfect for a Vacation getaway or an investment

  Denver Eaton Re/Max Country Lakes

  641 Webster Spradlin Rd, Monticello, KY 42633
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  /9

  $99,900

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  11508 Kentucky 90, Monticello, KY 42633

  This 3 bedroom 1 bath home sits on 1/2 acres +/- and has a 1 car detached garage. A great fixer upper. Close to Lake Cumberland, schools, shopping & hospitals. This homne has great potential whether a 1st time homebuyer, airbnb, or investment to remodel to flip or rent! Dont miss out, schedule your showing today!!

  Kathy Stearns Coldwell Banker Legacy Group

  11508 Kentucky 90, Monticello, KY 42633
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  /82

  $550,000

  • 5 Beds
  • 4.5 Baths
  • 3,104 Sq Ft

  131 Dogwood Trail, Monticello, KY 42633

  You will love this immaculate 5 bedroom, 4.5 bath family home offering approximately 3,104 of finished square footage that is located in the Deer Run Subdivision. This home has so much to offer, spacious kitchen with stainless appliances, granite countertops, and an open flow for gatherings. Hardwood & tile flooring, living room with gas log fireplace, large den with storage, separate laundry

  Donna Roberts Access Realty & Auction

  131 Dogwood Trail, Monticello, KY 42633
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  /90

  $525,000

  • 5 Beds
  • 3.5 Baths
  • 3,848 Sq Ft

  1636 Green Hill Estates Rd, Monticello, KY 42633

  MOTIVATED SELLER - Says make an offer on this AIRBNB or full time living for this year round lake view home on Lake Cumberland!! Conveniently located between Somerset and Monticello, it boasts over 3800 sq ft of living space with breathtaking lake views of beautiful Lake Cumberland. This one owner home was custom built with 5 spacious bedrooms and 3.5 bathrooms. A grand stone fireplace that gives

  Gina Hill Lake Cumberland Real Estate Professionals

  1636 Green Hill Estates Rd, Monticello, KY 42633
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  /66

  $459,900

  • 3 Beds
  • 2 Baths
  • 2,084 Sq Ft

  241 Perdue Rd, Monticello, KY 42633

  PEACEFUL RURAL LIVING with all the comforts you could imagine! This stunning home was custom built for handicap accessibility with 3 Bedrooms and 2 full baths. Sitting on over 3 acres with one of the most gorgeous views in Wayne County you will find this absolutely beautiful home is awaiting your arrival! Only 30 minutes from ALL of the major boat docks (Dale Hollow, Conley Bottom Resort,

  Jill Ramsey CENTURY 21 Advantage Realty

  241 Perdue Rd, Monticello, KY 42633
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  /20

  $169,000

  • 3 Beds
  • 1 Bath
  • 1,189 Sq Ft

  135 Mary Linda Dr, Monticello, KY 42633

  Looking for a one level home that is located in Monticello, then call today to take a look at this home located in Appletree Park. The home is conveniently located close to medical offices, hospital, schools, and shopping. The one level brick home offers 3 bedrooms, 1 bath; eat in kitchen, nice appliances, taller ceilings with wood beams and laminate & vinyl flooring. Roof was replaced couple

  H Allen Clark Access Realty & Auction

  135 Mary Linda Dr, Monticello, KY 42633
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  /37

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  96 Big Beech Ln, Monticello, KY 42633

  Situated on one of Cumberland Ridge's most private lots very close to the lake you will find this adorable Craftsman cottage. With 3 Bedrooms/2 Baths it is just waiting for your great lake weekends to begin! Built by the owners in 1985, and enjoyed for 40 years this would be the perfect lake house for you to love for years to come! Well taken care of, this open floor plan provides the setting

  Jill Ramsey CENTURY 21 Advantage Realty

  96 Big Beech Ln, Monticello, KY 42633
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  /61

  $344,900

  • 5 Beds
  • 3 Baths
  • 2,640 Sq Ft

  568 Golden Pond Rd, Monticello, KY 42633

  Beautifully maintained income producing vacation rental (COMES FULLY FURNISHED) is a 5-bedroom, 3-bath home in the highly sought-after Golden Pond Resort community. This spacious 2,640 sq. ft. home sits on a .50+/- acre lot and offers the perfect Lake Cumberland lifestyle-ideal for vacation living, retirement, or short-term rental income. The open-concept main level features a large living and

  Dylan Jones Cardinal Realty & Auction LLC

  568 Golden Pond Rd, Monticello, KY 42633
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  /57

  $399,000

  • 4 Beds
  • 2 Baths
  • 1,836 Sq Ft

  8 Gehring Way, Monticello, KY 42633

  Welcome to your dream retreat! This beautifully custom-built 4-bedroom, 2-bathroom home sits on a picturesque 2-acre lot, offering the perfect blend of privacy, comfort, and outdoor living. With over 1,800 square feet of thoughtfully designed living space, this home is ideal for full-time living, a vacation getaway, or a lake lover's paradise. Step inside to find a spacious open floor plan filled

  HG Hickey III No Wake Real Estate

  8 Gehring Way, Monticello, KY 42633
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  /19

  $149,900

  • 3 Beds
  • 1 Bath
  • 1,591 Sq Ft

  8459 Kentucky 90, Monticello, KY 42633

  Charming 3-Bedroom Home on 1.55 Acres- Prime Location Near Conley Bottom Marina on beautiful Lake Cumberland. Discover the potential in this cozy 3 bedroom, 1 bath home nestled on a spacious 1.55 acre-lot right off Highway 90, just before the turn to Conley Bottom Marina. Whether you're looking for a weekend retreat, a full-time residence, or an investment opportunity, this property

  James Wilson CENTURY 21 Advantage Realty

  8459 Kentucky 90, Monticello, KY 42633
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  /28

  $79,000

  • 1 Bed
  • 120 Sq Ft

  25 Cart Bell Ln, Monticello, KY 42633

  Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

  HG Hickey III No Wake Real Estate

  25 Cart Bell Ln, Monticello, KY 42633
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  /30

  $145,900

  • 2 Beds
  • 1 Bath
  • 1,800 Sq Ft

  504 S 1808 Hwy, Monticello, KY 42633

  This brick ranch style home boasts two bedrooms, living room, kitchen, large dining room, utility room, bathroom, sun room, large covered back deck, central heat and air and 2 car metal detached garage. Home sits on Lot 10 Hartland Subdivision. The owner was in the process of remodeling when he was relocated. With a little finish work this would make a very nice and

  Mark Neal Neal Realty & Auction

  504 S 1808 Hwy, Monticello, KY 42633
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  /68

  $624,900 Open House 10/19

  • 4 Beds
  • 3.5 Baths
  • 2,177 Sq Ft

  1560 Bell Phipps Rd, Monticello, KY 42633

  Square footage, garage and room count include primary residence and guesthouse. Guest house is currently rented or could be used as an Airbnb foradditional income. Located minutes from 2 concrete boat ramps on beautiful LakeCumberland and close to Beaver Creek Marina on 3 acres of secluded, woodedland.Primary residence features 12 ft. ceilings, crown molding, stained glass

  Farrah Dobbs Lake Cumberland Real Estate Professionals

  1560 Bell Phipps Rd, Monticello, KY 42633
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  /77

  $425,000

  • 5 Beds
  • 5 Baths
  • 4,298 Sq Ft

  1681 Ky-1568, Monticello, KY 42633

  MOTIVATED SELLERS! This newly updated 5 bed, 5 bath home sits on a full acre between Conley Bottom and Burnside—a prime spot for boating lovers and lake life dreamers. With gorgeous wood beams adding warmth and character, and a huge finished basement (potential 6th bedroom or your dream home office), there's room for everyone and then some. Some of the updates include new flooring, gutters, leaf

  Heather McCarty Lake Cumberland Real Estate Professionals

  1681 Ky-1568, Monticello, KY 42633
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  /28

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,526 Sq Ft

  299 Mercer Dr, Monticello, KY 42633

  Welcome to this absolute dollhouse! This charming home offers 3 bedrooms and 2 bathrooms, nestled in the heart of town yet providing a sense of privacy. The master bedroom is conveniently located on the main floor, with updated flooring and a modern kitchen and bath enhancing the interior. Enjoy relaxing in the bonus sunroom or entertaining in the beautiful yard. Additional features include a

  Millie King Weaver Lake Cumberland Real Estate Professionals

  299 Mercer Dr, Monticello, KY 42633
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  /16

  $160,000

  • 3 Beds
  • 2.5 Baths
  • 2,800 Sq Ft

  211 Hwy 1568, Monticello, KY 42633

  Investment Opportunity!Spacious 3-bedroom, 2.5-bath home featuring a large eat-in kitchen, a comfortable living room with a charming brick fireplace, and a separate family/entertainment room—perfect for relaxing or hosting. The property also includes a storage shed for added convenience.Offering excellent rental income potential or future value appreciation, this home is ideal for

  Monica Reed Godby Realty & Auction

  211 Hwy 1568, Monticello, KY 42633
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  /60

  $394,000

  • 4 Beds
  • 3 Baths
  • 3,416 Sq Ft

  35 Guinn Dr, Monticello, KY 42633

  NEW ROOF! Discover the perfect blend of comfort and convenience in this gorgeous brick home, ideally located just minutes from the heart of downtown Monticello and the scenic Conley Bottom Resort. As you enter the main floor, you'll be greeted by a spacious living room that seamlessly flows into the dining area, complete with a inviting fireplace that creates the perfect atmosphere for

  Kansas Petrey Key Players Real Estate

  35 Guinn Dr, Monticello, KY 42633
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  /49

  $175,500

  • 2 Beds
  • 1 Bath
  • 1,120 Sq Ft

  107 Wisteria Ln, Monticello, KY 42633

  Priced to sell! Charming & Energy-Efficient Home!This inviting property features two generously sized bedrooms and an open-concept layout that includes a breakfast bar—perfect for casual dining or entertaining. Enjoy peace of mind and lower utility bills with Energy Star-certified upgrades and energy-efficient systems throughout. Relax outdoors on the spacious front porch or host summer

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  107 Wisteria Ln, Monticello, KY 42633
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  /57

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,990 Sq Ft

  43 Farmington Ave, Monticello, KY 42633

  Beautifully well-maintained brick home, conveniently located between Somerset and Monticello, just off State Hwy 90. This brick ranch offers one level living at its finest! Home offers 3 spacious bedrooms 2 baths, two family room areas, dining kitchen combo, attached 2 car garage and detached 16x24 shop/garage. Situated on an approx 1/2 acre lot, the property offers nice lawn with mature trees,

  Kelly Latham RE/MAX Country Living

  43 Farmington Ave, Monticello, KY 42633
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  /33

  $219,000

  • 2 Beds
  • 2 Baths
  • 1,120 Sq Ft

  500 Beaver Lodge Rd, Monticello, KY 42633

  Perfect Vacation Getaway - Fully Furnished & Ready to Enjoy!Welcome to your ideal lakeside escape! This charming 2-bedroom, 1-bath home is fully furnished and move-in ready, located on a quiet dead-end street for ultimate peace and privacy. Sitting on a desirable corner lot, this property is just minutes from Safe Harbor Beaver Creek Boat Ramp—less than a mile away—making it perfect for

  Monica Reed Godby Realty & Auction

  500 Beaver Lodge Rd, Monticello, KY 42633
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  /41

  $229,900

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  202 Willa Dr, Monticello, KY 42633

  Charming 3-Bedroom Home Minutes from Beaver Creek Resort!This beautifully maintained, newly renovated, 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and location. Situated just minutes from Beaver Creek Resort, you'll enjoy all-season recreation right at your doorstep. Step inside to find a spacious open-concept layout featuring custom cabinetry, tasteful finishes,

  HG Hickey III No Wake Real Estate

  202 Willa Dr, Monticello, KY 42633
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  /53

  $749,900

  • 4 Beds
  • 2.5 Baths
  • 4,504 Sq Ft

  80 Sunset Vista Way, Monticello, KY 42633

  Unparalleled custom lake view home overlooking the main lake. One, of if not THE best view on the lake. Which, you won't appreciate until you're been absorbed by the magnificent sunsets. Great room, formal dining area, a super large kitchen with gas range plus a breakfast nook, bar & a wonderful walk in pantry. The deck runs along the entire back side of the property & overlooks a wonderfully

  Brad Bigelow CENTURY 21 Advantage Realty

  80 Sunset Vista Way, Monticello, KY 42633
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  /41

  $149,900 Open Sat 1PM - 3PM

  • 2 Beds
  • 1 Bath
  • 822 Sq Ft

  119 Hill Dr, Monticello, KY 42633

  *** PRICE IMPROVEMENT ***. Cutest Little Cabin in the Woods! This charming 2 bedroom, 1 bathroom lake retreat is located in a desirable lake community on Cumberland Ridge. Situated on 1/2 acre and unrestricted, just minutes from Lake Cumberland and Conley Bottom boat dock as well as 2 launch ramps. Making for a perfect getaway!Inside is an open-concept living space with warm wood

  Tracy Creech Lifstyl Real Estate

  119 Hill Dr, Monticello, KY 42633

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