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Mount Sterling, KY Homes for Rent

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  • /35

    Starting at $1,104

    Total Monthly Price

    • 1 - 2 Beds

    2005 John Stuart Dr, Mount Sterling, KY 40353

    Welcome home to Williams Estates! Our apartment homes provide carefree living with personalized service. Choose from a variety of spacious living spaces designed to meet your every need! With our central location, you are just minutes from fine dining, shopping, and recreation. Call for your personal tour today! All Major Credit Cards Accepted! On Call 24 hour Emergency Maintenance!

    Williams Estates Apartments

    2005 John Stuart Dr, Mount Sterling, KY 40353
  • /32

    Starting at $995 Per Month

    • Studio

    191 Evans Ave, Mount Sterling, KY 40353

    Welcome to Sunrise Suites Extended Stay, where modern comfort and thoughtful design create an elevated, all-inclusive living experience tailored for professionals, travelers, and those seeking stylish extended accommodations. Step into a private, fully furnished suite—crafted for residents who value sophistication, convenience, and privacy.Sunrise Suites Amenities:• Micro-apartments in a

    Sunrise Suites

    191 Evans Ave, Mount Sterling, KY 40353
  • /4

    Starting at $700 Per Month

    • 2 Beds

    334 Nathan Dr, Mount Sterling, KY 40353

    McGinnis Properties has an array of properties available including duplexes, apartments, townhomes, and houses. We are conveniently located, 5-minute drive to shopping, dining, historic downtown and highway 1-64. Call us today to learn more about our current availabilities!

    McGinnis Properties

    334 Nathan Dr, Mount Sterling, KY 40353
  • /2

    $805 Per Month

    • 1 Bed
    • 1 Bath
    • Condo for Rent

    205 E Main St Unit 7, Mount Sterling, KY 40353

    This 1-bedroom, 1-bathroom service unit/studio apartment offers a convenient, all-inclusive living space, similar to a motel-style setup. All Utilities are included in the rent, making it simple, affordable, and hassle-free.The unit is located on E Main Street, right next to Barrymans and Marathon Gas Station, providing easy access to shopping, dining, and

    205 E Main St Unit 7, Mount Sterling, KY 40353
  • /4

    $790 Per Month

    • 1 Bed
    • 1 Bath
    • 500 Sq Ft
    • Condo for Rent

    205 E Main St Unit 8, Mount Sterling, KY 40353

    This 1-bedroom, 1-bathroom service unit/studio apartment offers a convenient, all-inclusive living space, similar to a motel-style setup. All Utilities are included in the rent, making it simple, affordable, and hassle-free.The unit is located on E Main Street, right next to Barrymans and Marathon Gas Station, providing easy access to shopping, dining, and transportation.New Year

    205 E Main St Unit 8, Mount Sterling, KY 40353
  • /2

    $955 Per Month

    • 2 Beds
    • 1 Bath
    • 950 Sq Ft
    • Condo for Rent

    205 E Main St Unit 1, Mount Sterling, KY 40353

    This 2-bedroom, 1-bathroom service unit/studio apartment offers a convenient, all-inclusive living space, similar to a motel-style setup. All bills are included in the rent, making it simple and hassle-free.The unit is located on E Main Street, right next to Barrymans and Marathon Gas Station, providing easy access to shopping, dining, and transportation.New Year Move-In

    205 E Main St Unit 1, Mount Sterling, KY 40353
  • /2

    $1,700 Per Month

    • 4 Beds
    • 2 Baths
    • 2,800 Sq Ft
    • Condo for Rent

    127 Harrison Ave Unit Lower and Upper, Mount Sterling, KY 40353

    Nice 2 bedroom 1 bath upstairs unit ready for Immediate occupancy.

    127 Harrison Ave Unit Lower and Upper, Mount Sterling, KY 40353
  • /2

    $1,070 Per Month

    • 1 Bed
    • 1 Bath
    • 725 Sq Ft
    • Condo for Rent

    205 Clay St Unit B, Mount Sterling, KY 40353

    Modern home with 1 bed , 1 bath, living and a kitchen.

    205 Clay St Unit B, Mount Sterling, KY 40353
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    $1,295 Per Month

    • 3 Beds
    • 1 Bath
    • Newly Renovated 3 bed, 1 bath single-family home!

    117 Estill St, Mount Sterling, KY 40353

    Mt. Sterling | Large New Deck3 Bedrooms – Plenty of space for comfort & storage1 bathWasher/Dryer Hookups – In-unit laundry convenienceRent: $1295/month-1st month due at lease signingDeposit: $1295-due by move inTenant Pays UtilitiesRental Requirements:Income: 3x rent (take-home pay, including unearned income)Rental History: No prior evictionsReferences:

    117 Estill St, Mount Sterling, KY 40353

Why Live in Mount Sterling

Mount Sterling, located in Montgomery County, Kentucky, is a mid-sized community known for its historic downtown and quiet residential areas. The downtown area, centered around Main Street, has been revitalized with new sidewalks and streetlights while maintaining the historic facades of its 1800s buildings. Local shops such as Southern Princess Children’s Boutique and Creative Twist, along with dining options like Tomatoes & Flames and Romero’s, contribute to the vibrant atmosphere. For shopping, residents can visit Gateway Plaza on Kentucky Highway 686, which features stores like JCPenney and Harbor Freight, as well as various fast food chains near the intersection of KY-686 and U.S. Route 460.

Mount Sterling's housing options range from early 1900s Queen Anne homes to modern single-family homes, including New Traditionals and ranch-style houses. The community takes pride in home maintenance, with many residents opting for renovations and remodels. Recreational opportunities abound with Easy Walker Park offering tennis courts, baseball fields, and a scenic path around a pond. Botts Park includes a disc golf course and Becca’s Butterfly Garden, while The Mound features pickleball courts, a skatepark, and basketball courts. The Mt. Sterling-Montgomery County Aquatic Center, completed in 2020, provides summer fun with a large slide and water features.

Mount Sterling hosts Kentucky’s longest-running festival, Court Days, every October, celebrating its history as a trading center. The Montgomery County Schools district serves the area, with Northview Elementary, J.B. McNabb Middle School, and Montgomery County High School all receiving high ratings. The community benefits from industrial parks, the local CHI Saint Joseph Health hospital, and proximity to Lexington, about 40 miles away via Interstate 64.

Frequently Asked Questions

How much does it cost to rent a home in Mount Sterling, KY?
The median rent for a home in Mount Sterling, KY is $850 per month, though prices vary by neighborhood, size, and property type. As of August 2026, condos tend to be the most affordable option while townhouses and single-family homes are currently more expensive.
How much do you need to make to afford rent in Mount Sterling, KY?
To comfortably afford the median rent in Mount Sterling, KY, a household needs to earn roughly $34,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $850 per month in Mount Sterling, KY, renters typically need to show $2,550 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Mount Sterling, KY?
In Mount Sterling, KY, the price-to-rent ratio is 24.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
9
Median Rent
$850
Median Single Family Home Rent
$1,148
Median Townhouse Rent
$955
Median Condo Rent
$850
How to Rent a Home