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Mount Sterling, KY Homes for Rent

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  • /32

    Starting at $995 Per Month

    • Studio

    191 Evans Ave, Mount Sterling, KY 40353

    Welcome to Sunrise Suites Extended Stay, where modern comfort and thoughtful design create an elevated, all-inclusive living experience tailored for professionals, travelers, and those seeking stylish extended accommodations. Step into a private, fully furnished suite—crafted for residents who value sophistication, convenience, and privacy.Sunrise Suites Amenities:• Micro-apartments in a

    Sunrise Suites

    191 Evans Ave, Mount Sterling, KY 40353
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    Starting at $1,104

    Total Monthly Price

    • 1 - 2 Beds

    2005 John Stuart Dr, Mount Sterling, KY 40353

    Welcome home to Williams Estates! Our apartment homes provide carefree living with personalized service. Choose from a variety of spacious living spaces designed to meet your every need! With our central location, you are just minutes from fine dining, shopping, and recreation. Call for your personal tour today! All Major Credit Cards Accepted! On Call 24 hour Emergency Maintenance!

    Williams Estates Apartments

    2005 John Stuart Dr, Mount Sterling, KY 40353
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    $850 Per Month

    • 1 Bed
    • 1 Bath
    • 550 Sq Ft
    • Condo for Rent

    578 Culpepper Dr Unit 15, Mount Sterling, KY 40353

    Looking for a clean, updated apartment in a central Mount Sterling location — without being locked into a long-term lease?This 1 bedroom / 1 bath apartment offers simple, comfortable living in a quiet 8-unit building that is family-owned and professionally managed.- 550 sq ft of updated living space- Kitchen includes stove & refrigerator- Landlord pays water, sewer &

    578 Culpepper Dr Unit 15, Mount Sterling, KY 40353
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    $1,750 Per Month

    • 4 Beds
    • 2 Baths
    • 2,800 Sq Ft
    • Condo for Rent

    127 Harrison Ave Unit Lower and Upper, Mount Sterling, KY 40353

    Nice 2 bedroom 1 bath upstairs unit ready for Immediate occupancy.

    127 Harrison Ave Unit Lower and Upper, Mount Sterling, KY 40353
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    $800 Per Month

    • 2 Beds
    • 1 Bath
    • 812 Sq Ft
    • Condo for Rent

    108 Anessa Ln Unit 3, Mount Sterling, KY 40353

    Rental Requirements:* Security deposit equal to half 1-month’s rent* $100 move-in fee* 1-year lease minimum (receive $100 off your first month’s rent with a 2-year lease)* Income must be 2.5x the monthly rent* Maximum of 2 pets. $350 non-refundable pet fee per pet, plus $50 monthly pet rent per pet. Breed restrictions apply. Cats allowed.* Credit score must be 600+.

    108 Anessa Ln Unit 3, Mount Sterling, KY 40353

Why Live in Mount Sterling

Mount Sterling, located in Montgomery County, Kentucky, is a mid-sized community known for its historic downtown and quiet residential areas. The downtown area, centered around Main Street, has been revitalized with new sidewalks and streetlights while maintaining the historic facades of its 1800s buildings. Local shops such as Southern Princess Children’s Boutique and Creative Twist, along with dining options like Tomatoes & Flames and Romero’s, contribute to the vibrant atmosphere. For shopping, residents can visit Gateway Plaza on Kentucky Highway 686, which features stores like JCPenney and Harbor Freight, as well as various fast food chains near the intersection of KY-686 and U.S. Route 460.

Mount Sterling's housing options range from early 1900s Queen Anne homes to modern single-family homes, including New Traditionals and ranch-style houses. The community takes pride in home maintenance, with many residents opting for renovations and remodels. Recreational opportunities abound with Easy Walker Park offering tennis courts, baseball fields, and a scenic path around a pond. Botts Park includes a disc golf course and Becca’s Butterfly Garden, while The Mound features pickleball courts, a skatepark, and basketball courts. The Mt. Sterling-Montgomery County Aquatic Center, completed in 2020, provides summer fun with a large slide and water features.

Mount Sterling hosts Kentucky’s longest-running festival, Court Days, every October, celebrating its history as a trading center. The Montgomery County Schools district serves the area, with Northview Elementary, J.B. McNabb Middle School, and Montgomery County High School all receiving high ratings. The community benefits from industrial parks, the local CHI Saint Joseph Health hospital, and proximity to Lexington, about 40 miles away via Interstate 64.

Frequently Asked Questions

How much does it cost to rent a home in Mount Sterling, KY?
The median rent for a home in Mount Sterling, KY is $850 per month, though prices vary by neighborhood, size, and property type. As of September 2026, condos tend to be the most affordable option while townhouses and single-family homes are currently more expensive.
How much do you need to make to afford rent in Mount Sterling, KY?
To comfortably afford the median rent in Mount Sterling, KY, a household needs to earn roughly $34,000 per year. This is based on the common guideline that households should spend no more than 30% of gross income on housing. Most landlords require monthly household income of at least 3x the monthly rent, and with a median rent of $850 per month in Mount Sterling, KY, renters typically need to show $2,550 per month in gross income to qualify. Actual affordability will vary depending on household debts, other living expenses, and overall budget.
Is it more affordable to rent or buy in Mount Sterling, KY?
In Mount Sterling, KY, the price-to-rent ratio is 24.5, which generally favors renting. This ratio divides the median home price by the annual median rent: below 15 typically favors buying, 15 to 20 is balanced, and above 20 typically favors renting. Your finances, how long you plan to stay, and costs like mortgage rates, taxes, and maintenance all factor into the decision.

Rental Home Trends

Number of Homes for Rent
5
Median Rent
$850
Median Single Family Home Rent
$1,200
Median Townhouse Rent
$1,000
Median Condo Rent
$850
How to Rent a Home