Affordable Homes for Sale in Muncie, IN under $120,000

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  /5

  $89,900

  • Land
  • 3.5 Acres
  • $25,686 per Acre

  3900 W Cowing Dr, Muncie, IN 47304

  Great Potential for a small subdivision or a nice 3.5 acre plot of land for your new construction. Located across from Northview Elementary school and it also sits on the Cardinal Greenway between McGalliard and Riggin Roads. Enjoy your own little piece of land with lots of nature to enjoy.

  

  Rickie Sipe

  Property House

  (765) 534-9150

  3900 W Cowing Dr, Muncie, IN 47304
• Explore Muncie

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  /8

  $110,000

  • 2 Beds
  • 2 Baths
  • 1,008 Sq Ft

  1402 E Willard St, Muncie, IN 47302

  Welcome to 1402 E Willard St in Muncie-a great opportunity for first-time buyers or investors seeking rental income. This 2-bedroom, 2-bath single-story home offers a comfortable living space, making it easy to maintain and affordable to own. Conveniently located near Ball State University, parks, and city amenities.

  

  Tia Evans

  Scott Estates

  (765) 534-8489

  1402 E Willard St, Muncie, IN 47302
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  /24

  $119,500

  • 2 Beds
  • 1 Bath
  • 996 Sq Ft

  513 E Centennial Ave, Muncie, IN 47303

  2 Bedroom, 1 Bathroom home with a functional layout and a convenient location. This home features a living room/ dining room combo, a kitchen with updated countertops/ cabinets, and an enclosed porch. The bathroom has a nice tiled tub/shower combo. New vinyl plank flooring throughout. Outside, there is a detached garage, and the yard is fenced. W/D hookup is in the basement,t which will be great

  

  Steve Slavin

  Coldwell Banker Real Estate Group

  (765) 885-1846

  513 E Centennial Ave, Muncie, IN 47303
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  /19

  $110,000

  • 2 Beds
  • 1 Bath
  • 912 Sq Ft

  305 N Biltmore Ave, Muncie, IN 47303

  Located in Mayfield Addition on the East side of Muncie, this property features 912 SF of living space, 2 bedrooms, and 1 full bath with a tub/shower combo. A newer metal roof has installed, offering decades of longevity. New flooring throughout and a fresh coat of paint make for an easy-move-in process. Also included is a brand new refrigerator and oven/range. The seller is also in the process

  

  Steve Slavin

  Coldwell Banker Real Estate Group

  (765) 256-5173

  305 N Biltmore Ave, Muncie, IN 47303
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  /20

  $79,900

  • 3 Beds
  • 1 Bath
  • 1,130 Sq Ft

  1303 S Liberty St, Muncie, IN 47302

  Move in ready with immediate possession. New carpet, vinyl flooring and fresh interior and exterior paint. New furnace. Large living room nice entry way or dining area. Kitchen with some newer cabinets. Fenced in back yard. Open front porch. This would also a great investment property. Strong rental history.

  

  Rickie Sipe

  Property House

  (765) 678-7377

  1303 S Liberty St, Muncie, IN 47302
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  /35

  $120,000

  • 3 Beds
  • 2 Baths
  • 1,960 Sq Ft

  1715 S Madison St, Muncie, IN 47302

  The current owner has done a ton of remodeling of this house, but it's time to turn the completion of the job to a new owner. So much is improved, such as all new windows, cement board siding, roof, 2 furnaces (no AC, but wired for it), both kitchens, all flooring and painting, etc. This is a 2-Unit property, but you can easily convert this back to a single home. 3 Beds (2 without immediate

  

  Steve Slavin

  Coldwell Banker Real Estate Group

  (765) 436-1185

  1715 S Madison St, Muncie, IN 47302
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  /15

  $75,000

  • Land
  • 1.56 Acres
  • $48,077 per Acre

  Lot 11 Saddlebrook Addition, Muncie, IN 47304

  One of the best of the best in this addition. Very private with water views overlooking the Crapo Mansion. 1.56 acres. $1,100 per year HOA. Fully gated community. Westview Elementary District (Central High). All city schools are now managed by the nationally acclaimed Ball State Teacher's College. Excellent access to shopping and the highway to I-69. So much potential to this rare lot in one of

  

  Steve Slavin

  Coldwell Banker Real Estate Group

  (765) 246-8095

  Lot 11 Saddlebrook Addition, Muncie, IN 47304
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  /18

  $92,000

  • 2 Beds
  • 1 Bath
  • 624 Sq Ft

  116 E Andover Ave, Muncie, IN 47303

  Welcome home to this charming 2-bedroom, 1-bath property conveniently located near shopping, dining, and everyday amenities in Muncie! This well-maintained home features beautiful hardwood floors that add warmth and character throughout the living spaces. Enjoy peace of mind with a newer water heater and many updated windows that enhance both efficiency and natural light. Situated on a large lot,

  

  Jerrett Flesher

  Flesher Brothers Auctioneering and Real Estate Inc

  (765) 253-3398

  116 E Andover Ave, Muncie, IN 47303
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  /33

  $119,900

  • 2 Beds
  • 1 Bath
  • 720 Sq Ft

  2117 S Beacon St, Muncie, IN 47302

  Completely updated and move-in ready! This charming 2-bedroom, 1-bath home has been thoughtfully renovated from top to bottom. Enjoy peace of mind with a new roof, windows, gutters, updated plumbing, and some electrical improvements including new outlets and switches. Inside, you’ll find all new flooring throughout and fresh paint that creates a bright, modern feel. The kitchen is a standout

  Aaron Orr RE/MAX Real Estate Groups

  2117 S Beacon St, Muncie, IN 47302
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  /11

  $89,900

  • 3 Beds
  • 1 Bath
  • 1,152 Sq Ft

  2205 S Vine St, Muncie, IN 47302

  This 3-bedroom, 1 bath has been well maintained. New roof, HVAC, windows and water heater in 2016. New washer, dryer, refrigerator and stove included.

  Gina Picillo CENTURY 21 Bradley Realty, Inc

  2205 S Vine St, Muncie, IN 47302
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  /22

  $79,900

  • 3 Beds
  • 1 Bath
  • 974 Sq Ft

  2025 S Lazy Creek Dr, Muncie, IN 47302

  Charming ranch-style home featuring 3 bedrooms and 1 bath. Brand new roof in 2026. Enjoy relaxing in the front enclosed sunroom, perfect for morning coffee or additional living space. This property includes a 1.5-car detached garage with an extra storage area, plus a convenient carport for additional covered parking. The fenced-in backyard offers privacy and space for outdoor activities. Inside,

  Heather Clemmons Starr Real Estate LLC

  2025 S Lazy Creek Dr, Muncie, IN 47302
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  /3

  $10,000

  • Land
  • 0.31 Acre
  • $32,258 per Acre

  925 N Central Ave, Muncie, IN 47303

  Vacant residential lot located at 925 N Central Ave in Muncie offering a great opportunity for builders, investors, or future homeowners. This approximately 0.31-acre parcel provides ample space for new construction with room for a single-family home and potential additional improvements. Combined with parcel 18-11-11-181-011.000-003 (also for sale BLC # 22092906) to make an almost half acre lot.

  Charlotte Cotton RE/MAX Real Estate Solutions

  925 N Central Ave, Muncie, IN 47303
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  /4

  $5,000

  • Land
  • 0.15 Acre
  • $33,333 per Acre

  900 Blk N Central Ave, Muncie, IN 47303

  Vacant residential lot located in the 900 block of N Central Ave in Muncie, offering a great opportunity for new construction or investment. This parcel is approximately 0.15 acres (around 6500 sq ft), providing a manageable footprint for a single-family home or infill development. Zoned residential (R4), the property is positioned within an established neighborhood with convenient access to

  Charlotte Cotton RE/MAX Real Estate Solutions

  900 Blk N Central Ave, Muncie, IN 47303
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  /31

  $78,000

  • 4 Beds
  • 2 Baths
  • 1,444 Sq Ft

  409 N Pershing Dr, Muncie, IN 47305

  Great investment opportunity with this fully occupied multi-unit rental, featuring both front and back units. The front unit offers three bedrooms, while the rear unit includes one bedroom, providing flexible rental options. Both tenants are currently in place and have expressed interest in staying, allowing for immediate rental income from day one. This property is ideal for investors seeking

  Ryan Kramer RE/MAX Real Estate Groups

  409 N Pershing Dr, Muncie, IN 47305
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  /12

  $19,000

  • 3 Beds
  • 1 Bath
  • 1,548 Sq Ft

  2823 S High St, Muncie, IN 47302

  Located in a desirable college town, this corner-lot property offers outstanding potential for investors and homeowners alike. Featuring 3 bedrooms and 1 bathroom, this home is a prime opportunity for an easy flip or a reliable rental income property. The layout provides a solid foundation for updates, while the corner lot adds extra curb appeal and flexibility for future improvements. With

  Justin Dj Pugh The Wyman Group

  2823 S High St, Muncie, IN 47302
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  /15

  $29,900

  • 3 Beds
  • 2 Baths
  • 1,572 Sq Ft

  1617 E Jackson St, Muncie, IN 47305

  Investor opportunity in a high-demand college town—this 3-bedroom, 1-bath home is ideal for a quick flip or long-term rental, with strong tenant demand driven by nearby campus amenities. The layout offers potential for a duplex conversion (buyer to verify), creating added cash flow upside. With value-add potential and flexible contract sale terms, this property is well-suited for investors

  Justin Dj Pugh The Wyman Group

  1617 E Jackson St, Muncie, IN 47305
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  /7

  $94,900

  • 3 Beds
  • 1.5 Baths
  • 2,140 Sq Ft

  320 N Vine St, Muncie, IN 47305

  Spacious 3-bedroom, 1.5-bath home in Muncie with tons of potential! Features include a separate dining room, convenient main-level laundry, a basement, and a detached two-car garage. While the home could use some updates and repairs, it boasts a solid layout and plenty of space. Perfect for investors or buyers eager to make it their own. Current tenants are month-to-month, with a 48-hour notice

  Taydriana Robertson Shouse Realty Group LLC

  320 N Vine St, Muncie, IN 47305
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  /2

  $48,500

  • Land
  • 1.5 Acres
  • $32,333 per Acre

  2300 Blk E 23rd St, Muncie, IN 47302

  This is a well-cared for lot in a residential area with a public park just down the street and schools within just a few minutes by car. The area itself is quiet and close to S. Meeker Ave and S. Macedonia Ave providing easy access to the area stores and downtown Muncie. The lot itself has some mature trees along the west edge of the property shielding it from the neighbors and the gentle slope

  Mark Sullivan Carpenter, REALTORS®

  2300 Blk E 23rd St, Muncie, IN 47302
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  /9

  $42,000

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  2330 E Cornell Ave, Muncie, IN 47303

  Charming 2 bedroom bungalow with renovations already underway. It is just waiting for you r finishing touches! Updates include new windows, flooring, kitchen, and bathroom along with a new water heater. The home is ready for a furnace installation to complete the major systems. Additional potential can be found in the enclosed porch and former attached garage both ready to be finished to suit

  Mary Cordle Berkshire Hathaway Indiana Realty

  2330 E Cornell Ave, Muncie, IN 47303
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  /40

  $100,000

  • 1 Bed
  • 1 Bath
  • 1,150 Sq Ft

  4501 N Wheeling Ave Unit 2-312, Muncie, IN 47304

  Check out this condo 55+ Halteman Villas Community! This home has lots of natural light, with the extra large windows. It is a one bedroom, one bath condo and has a sitting room off the primary suite. Galley kitchen is open to the formal dining room, has cabinet storage, open shelving, oven/range, dishwasher, and microwave. Additionally, the washer and dryer are included as well. Large entry

  Sheila Hawes RE/MAX Complete

  4501 N Wheeling Ave Unit 2-312, Muncie, IN 47304
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  /24

  $79,900

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  1416 E Kirk St, Muncie, IN 47303

  Rented for $875 a month, month to month basis. Ranch-style home offering 3 bedrooms and 2 full baths, including a primary suite with its own en suite bathroom. Features a functional layout with a dedicated laundry room and a fenced backyard. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  1416 E Kirk St, Muncie, IN 47303
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  /7

  $92,000

  • 3 Beds
  • 1.5 Baths
  • 916 Sq Ft

  2411 S Ebright St, Muncie, IN 47302

  Three bedroom, 1.5 bath home being sold as-is. Property will require updates and repairs and is priced accordingly. This is a great opportunity for investors or buyers looking for a project with upside potential. Seller is motivated and ready to move forward with a quick sale. Home will not qualify for FHA/VA.

  Laura Wright PPG Real Estate LLC

  2411 S Ebright St, Muncie, IN 47302
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  /23

  $69,900

  • 2 Beds
  • 1 Bath
  • 1,048 Sq Ft

  1700 S Walnut St, Muncie, IN 47302

  Currently rented for $700 per month on a month-to-month basis. 2 bedroom, 1 bath home with new windows across the front of the house installed in 2023. Features include a covered front porch and rear parking spaces accessible from the alley. Also has a laundry room and a basement. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  1700 S Walnut St, Muncie, IN 47302
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  /16

  $89,900

  • 5 Beds
  • 1.5 Baths
  • 2,140 Sq Ft

  1505 S Vine St, Muncie, IN 47302

  Rented for $1,146 per month, on a section 8 lease. Spacious 2 story home offering 5 bedrooms and 1.5 baths with 2,140 sq ft of living space. Features include a 2 car detached garage and laundry located in the basement. The fully fenced yard provides privacy and plenty of room. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  1505 S Vine St, Muncie, IN 47302
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  /12

  $79,900

  • 2 Beds
  • 1 Bath
  • 792 Sq Ft

  1504 W 13th St, Muncie, IN 47302

  Rented for $900 a month, month to month. 2 bedroom, 1 bath home featuring a 1.5 car detached garage and a partially fenced backyard. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  1504 W 13th St, Muncie, IN 47302
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  /11

  $49,900

  • 3 Beds
  • 2 Baths
  • 2,240 Sq Ft

  1311 E Hines St, Muncie, IN 47303

  Two-story home offering 3 bedrooms and 2 full baths, including a primary suite with its own en suite bath. Numerous updates completed in 2024/2025, including furnace, some electrical, kitchen, bathrooms, and carpeting. Additional features include a durable metal roof, back deck for outdoor enjoyment, and an enclosed front porch. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  1311 E Hines St, Muncie, IN 47303
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  /6

  $79,900

  • 2 Beds
  • 1 Bath
  • 672 Sq Ft

  311 N Biltmore Ave, Muncie, IN 47303

  Rented for $850 per month, month to month. 2 bedroom, 1 bath home featuring a 2 car detached garage and plenty of parking. Enjoy the front deck, perfect for relaxing or entertaining. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  311 N Biltmore Ave, Muncie, IN 47303
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  /6

  $79,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  1805 E Carver Dr, Muncie, IN 47303

  Rented for $850 a month, year lease ends in Oct. 2026. 3 bedroom, 1 bath home featuring a 1 car detached garage and laundry room. Enjoy the covered front porch and a spacious backyard, offering plenty of room for outdoor activities, gardening, or entertaining. Part of a potential 11 package. See documents for more info.

  Heather Clemmons Starr Real Estate LLC

  1805 E Carver Dr, Muncie, IN 47303
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  /9

  $69,900

  • 3 Beds
  • 1 Bath
  • 1,384 Sq Ft

  2520 W 11th St, Muncie, IN 47302

  3 bed, 1 bath home with 1,384 sq ft, built in 1950. Tenant-occupied with immediate income. Sold as-is. Do not disturb tenant

  Zach Hoereth Hoereth Real Estate

  2520 W 11th St, Muncie, IN 47302
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  /6

  $40,000

  • 2 Beds
  • 1 Bath
  • 990 Sq Ft

  2408 S Mulberry St, Muncie, IN 47302

  Investor opportunity in Muncie. This 2 bed, 1 bath home comes with a 2-car detached garage and is currently tenant-occupied at $1,000/month. Solid layout with functional living space and strong rental demand in the area. Property is being sold as-is.

  Zach Hoereth Hoereth Real Estate

  2408 S Mulberry St, Muncie, IN 47302
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  /13

  $70,000

  • 2 Beds
  • 1 Bath
  • 748 Sq Ft

  309 W 8th St, Muncie, IN 47302

  Welcome to this 2 bed, 1 bath home with great potential! This property features a covered front porch and a spacious backyard, offering plenty of room for outdoor activities. With a little TLC, this could make a great investment or personal residence.

  Shawn Gray Starr Real Estate LLC

  309 W 8th St, Muncie, IN 47302
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  /17

  $109,999

  • 3 Beds
  • 1 Bath
  • 1,270 Sq Ft

  1222 E 5th St, Muncie, IN 47302

  This home is updated with new windows, flooring, paint, kitchen and bathrooms! It ready for you to move right in.

  Amber Montague Daniels Real Estate

  1222 E 5th St, Muncie, IN 47302
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  /13

  $72,000

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  1527 S Ribble Ave, Muncie, IN 47302

  Looking for a well maintained, stater home this is it. This home features 2 large bedrooms, 1 large bathroom / with washer dryer hookups. A large living room, and a eat in kitchen, stove and dishwasher stay with the home. Outside features include a cute front porch, a large backyard for entertaining with a shed on a cement slab to keep all your outdoor needs. Roof 10yrs old, furnace 3yrs old no

  Sheryl Harner Harner Realty LLC

  1527 S Ribble Ave, Muncie, IN 47302
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  /4

  $114,000

  • 2 Beds
  • 1 Bath
  • 672 Sq Ft

  1916 W White River Blvd, Muncie, IN 47303

  Nice investment property across from White River! This 2 Bedroom home has the perfect location near BSU, the Hospital, and Walking trails! The two-story home features the living space upstairs and the two-car garage downstairs.Features include Vinyl Plank flooring throughout and an open Living area and Kitchen. There is a large front yard and parking in back. All appliances are included.

  Joann Davis F.C. Tucker Muncie, REALTORS

  1916 W White River Blvd, Muncie, IN 47303
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  /4

  $114,000

  • 2 Beds
  • 1 Bath
  • 1,344 Sq Ft

  1914 W White River Blvd, Muncie, IN 47303

  Nice investment property across from White River! This 2 Bedroom home has the perfect location near BSU, the Hospital, and Walking trails! The two-story home features the living space upstairs and the two-car garage downstairs. Features include Vinyl Plank flooring throughout and an open Living area and Kitchen. There is a large front yard and parking in back. All appliances are included.

  Joann Davis F.C. Tucker Company

  1914 W White River Blvd, Muncie, IN 47303
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  /25

  $99,900 Pending

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  10708 N Colby Ave, Muncie, IN 47303

  Manufactured home on 3 lots totaling over 1.5 acres in Eden Park addition! This 3 bedroom, 2 full bath home offers a spacious layout with a 2-car attached garage, covered concrete patio, and a wood deck porch with ramp access. All appliances are included (not warranted). Major mechanical updates include a newer gas furnace, central air, and water heater (approximately 5 years old). Dimensional

  Brad Taflinger The Taflinger Real Estate Group

  10708 N Colby Ave, Muncie, IN 47303
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  /10

  $104,900

  • 2 Beds
  • 1 Bath
  • 1,255 Sq Ft

  2031 S Daly Ave, Muncie, IN 47302

  This expansive property offers ample space for building an additional structure, barn, or second home. Enjoy recent interior updates, including new carpet in the living room, hallway, and one bedroom, plus new linoleum in the kitchen. The bathroom is serviceable and ready for your personal touch with fresh paint and minor cosmetic enhancements. Two back bedrooms retain older flooring, providing a

  Keri Hir Keri Hir

  2031 S Daly Ave, Muncie, IN 47302
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  /18

  $99,000

  • 4 Beds
  • 3 Baths
  • 3,023 Sq Ft

  610 S Council St, Muncie, IN 47305

  Triplex Just a few blocks from Downtown Muncie and Ivy Tech! This home includes 1-two bedroom unit and 2-one bedroom units. A Small room in the upstairs apartment could be used as an office or additional bedroom. Roof is approximately 5 years old and water heater and sump pump replaced in 2021. This is a great opportunity to own an investment property with lots of potential. Some repairs are

  Joann Davis F.C. Tucker Muncie, REALTORS

  610 S Council St, Muncie, IN 47305
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  /10

  $117,900

  • 2 Beds
  • 1 Bath
  • 945 Sq Ft

  3505 S Ebright St, Muncie, IN 47302

  Charming 2-bedroom, 1-bath home located on a quiet street with great curb appeal. This home features updated flooring and fresh, newer paint throughout, giving it a clean and inviting feel. The layout is cozy yet functional, making great use of space. A standout feature is the spacious 2-car garage with an additional bonus area perfect for storage, a workshop, or extra flex space. Cute,

  Laura Wright PPG Real Estate LLC

  3505 S Ebright St, Muncie, IN 47302
• 

  

  /19

  $116,000

  • 2 Beds
  • 1 Bath
  • 864 Sq Ft

  1633 N New York Ave, Muncie, IN 47304

  A future primary residence or addition to your rental portfolio awaits in this 2 bedroom 1 bathroom 864 square foot home within biking and walking distance to Ball State University. It features many important updates including newer vinyl windows, recent interior paint, a 9 year old roof while still offering that 1940's craftsman charm with corner built ins and galley kitchen. All appliances

  Tim Hall F.C. Tucker / Prosperity

  1633 N New York Ave, Muncie, IN 47304

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