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Affordable Homes for Sale in Muncie, IN under $120,000

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  • /4

    $32,000

    • 3 Beds
    • 1.5 Baths
    • 980 Sq Ft

    904 N Penn St, Muncie, IN 47303

    Central to Everything in Muncie is this Blank Slate of A Home waiting for Its New Owners to Bring back to life. This 3 Bed 1.5 Bath Home needs its all. Come with an Open Mind and Make this Your Dream Home. Loans Available to Renovate Home included with the Purchase Mortgage. Set Your Showing Today and Fall in Love

    Andres Rodriguez Rodriguez Real Estate Group

    904 N Penn St, Muncie, IN 47303
  • /2

    $29,900

    • Land
    • 0.22 Acre
    • $135,909 per Acre

    Lot 41 Milkhouse Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 41 Milkhouse Ln, Muncie, IN 47304
  • /14

    $105,000

    • 2 Beds
    • 1 Bath
    • 774 Sq Ft

    3404 S Grant St, Muncie, IN 47302

    Charming, move in ready home located in Muncie. Conveniently located less than 15 minutes away from Ball State! This 2 bedroom, 1 bathroom property features a full unfinished basement offering excellent storage or future potential. Enjoy nature on the relaxing, covered, front and back porches, or take advantage of the fenced in backyard complete with a partial basketball court and goal - perfect

    Allison Mullenix Austin Realty

    3404 S Grant St, Muncie, IN 47302
  • /2

    $30,900

    • Land
    • 0.22 Acre
    • $141,743 per Acre

    Lot 31 Milkhouse Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 31 Milkhouse Ln, Muncie, IN 47304
  • /3

    $119,900

    • Land
    • 1.28 Acres
    • $93,672 per Acre

    2808 E Mcgalliard Rd, Muncie, IN 47303

    Zoned residential, but right next to license branch. Two curb cuts in existence. City water and city sewer available.

    Mark Kelly Berkshire Hathaway Indiana Realty

    2808 E Mcgalliard Rd, Muncie, IN 47303
  • /7

    $74,000

    • Land
    • 0.34 Acre
    • $217,647 per Acre

    3009 W 26th St Unit Muncie, Muncie, IN 47302

    Welcome to 3009 W 26th St, Muncie, IN 47302, a prime piece of real estate offering both residential and commercial potential. This spacious 0.34-acre lot, located in the Middletown Park Drumm Subdivision, is ready for your vision. With dimensions of 110 feet of frontage and 136 feet in depth, this lot provides ample space for various development opportunities. Whether you're looking to build a

    Brian Ingle FC Tucker Richmond

    3009 W 26th St Unit Muncie, Muncie, IN 47302
  • /3

    $68,900

    • 3 Beds
    • 1 Bath
    • 888 Sq Ft

    300 N Biltmore Ave, Muncie, IN 47303

    Rented for $650 a month, lease ends 8-31-26, tenants pay all utilities. Charming 3 bedroom, 1 bath home offering 888 sq ft of living space. Features a spacious backyard perfect for outdoor enjoyment. Long-term tenants have occupied the property for over 10 years, making it a great investment opportunity. Possible 4 package with 2116 W 11th St Muncie, 809 E Dunn Ave Muncie, and 539 N Plum St

    Heather Clemmons Starr Real Estate LLC

    300 N Biltmore Ave, Muncie, IN 47303
  • /21

    $114,900

    • 3 Beds
    • 1 Bath
    • 1,056 Sq Ft

    1720 E Yale Ave, Muncie, IN 47303

    Great starter home or investment property, move-in ready! It's the perfect blend of comfort and convenience, making it an excellent opportunity for homeowners or investors alike. Step inside to find a warm and inviting layout with plenty of natural light throughout. The cozy living spaces create the perfect spot for relaxing or entertaining, while the kitchen offers function and potential for

    Lucero Vargas RE/MAX Complete

    1720 E Yale Ave, Muncie, IN 47303
  • /2

    $33,900

    • Land
    • 0.24 Acre
    • $144,255 per Acre

    Lot 32 Hitching Post Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 32 Hitching Post Ln, Muncie, IN 47304
  • /18

    $79,900

    • 3 Beds
    • 1 Bath
    • 844 Sq Ft

    605 W 10th St, Muncie, IN 47302

    New roof 2025!! This 3 bedroom house features a new 2024 water heater, new pex plumbing & drain lines, and a remodeled bathroom. It also has hardwood floors, a basement, and a 1 car detached garage. Move in ready!

    Heather Clemmons Starr Real Estate LLC

    605 W 10th St, Muncie, IN 47302
  • /3

    $45,000

    • Land
    • 0.35 Acre
    • $128,571 per Acre

    00 W Deerbrook Dr, Muncie, IN 47304

    Prime building lot in prestigious Deerbrook Estates. Secure this rare lot in Muncie's most scenic addition.

    Annette Caldwell RE/MAX Real Estate Groups

    00 W Deerbrook Dr, Muncie, IN 47304
  • /6

    $22,500

    • 3 Beds
    • 1 Bath
    • 1,818 Sq Ft

    305 S Proud St, Muncie, IN 47305

    Rehab/ Investment Property. This 3 bedroom home has potential to be a good rental or flip property. Convenient location near downtown Muncie, Ivy Tech , Ball State and the Hospital. Seller also has 303 proud listed next door as a successful AIRBNB Property is price right and sold as is.

    Joann Davis F.C. Tucker Muncie, REALTORS

    305 S Proud St, Muncie, IN 47305
  • /2

    $33,900

    • Land
    • 0.18 Acre
    • $191,525 per Acre

    Lot 42 Sawmill Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 42 Sawmill Ln, Muncie, IN 47304
  • /26

    $69,900

    • 2 Beds
    • 1 Bath
    • 780 Sq Ft

    107 N Delawanda Ave, Muncie, IN 47303

    Welcome to this charming one story home in Muncie’s Mayfield neighborhood with meaningful updates and a big backyard! Inside you’ll find a bright eat-in kitchen, a spacious living room, main-level laundry, and bedrooms with hardwood original floors. In the hallway, there are pull-down stairs that lead to a generously-sized unfinished attic space—great storage as is, and could become a future flex

    Bronwyn Wuthrich NextHome Elite Real Estate

    107 N Delawanda Ave, Muncie, IN 47303
  • /2

    $35,900

    • Land
    • 0.18 Acre
    • $205,143 per Acre

    Lot 50 Blacksmith Ct, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 50 Blacksmith Ct, Muncie, IN 47304
  • /33

    $109,900

    • 7 Beds
    • 2 Baths

    2413 S Gharkey St, Muncie, IN 47302

    Opportunity knocks with this solid, income-producing duplex located in the heart of Muncie, Indiana! These duplex features two separate units, each fully rented with long-term tenants in place-offering immediate cash flow from day one. Each unit is on its own level (not a stacked setup!), with separate entrances for added privacy and convenience. The building spans two stories, but both units are

    Jim Gilday eXp Realty, LLC

    2413 S Gharkey St, Muncie, IN 47302
  • /2

    $32,900

    • Land
    • 0.27 Acre
    • $121,852 per Acre

    Lot 47 Hitching Post Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 47 Hitching Post Ln, Muncie, IN 47304
  • /26

    $64,000

    1024 W Powers St, Muncie, IN 47305

    Duplex that presents the opportunity to put your own quality and standards into a blank slate. Property has be striped down on the interior and new electrical has been ran. New Roof and siding were installed in 2024. Resting in a quite neighborhood and on a 4826 sqft lot it provides space to be creative with the space that this provides.

    Justin Lowe Ellsbury Commerical Group

    1024 W Powers St, Muncie, IN 47305
  • /17

    $88,900

    • 3 Beds
    • 1 Bath
    • 948 Sq Ft

    3111 S Pershing Dr, Muncie, IN 47302

    *This property is part of a potential 22 property package. Please see the attached document for details.* This property features 3 beds/1 bath, a front sunroom, a laundry room, and a detached 1 car garage. Now vacant.

    Heather Clemmons Starr Real Estate LLC

    3111 S Pershing Dr, Muncie, IN 47302
  • /2

    $30,900

    • Land
    • 0.22 Acre
    • $141,743 per Acre

    Lot 29 Milkhouse Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 29 Milkhouse Ln, Muncie, IN 47304
  • /18

    $108,900

    • 3 Beds
    • 2 Baths
    • 775 Sq Ft

    1921 S Hackley St, Muncie, IN 47302

    *This property is part of a potential 22 property package. Please see the attached document for details.* 2 houses on 1 lot! Back house is unit 1921, vacant, 1 bed/1 bath. Front house is unit 1923, rented, 2 bed/1 bath. Rented for $600 a month, lease ends 10-30-25.

    Heather Clemmons Starr Real Estate LLC

    1921 S Hackley St, Muncie, IN 47302
  • /14

    $105,000

    • Land
    • 1.43 Acres
    • $73,427 per Acre

    1213 N Regency Pkwy, Muncie, IN 47304

    Here's your chance to own a 1.43 acre slice of heaven! Build your dream home in Saddlebrook Estates, Muncie's Premier Historic Gated Community! Located on a quiet cul-de-sac with a fantastic view of the pond. This neighborhood is close to amenities for your convenience. Site is suitable for walk out basement. Immediate Possession!

    Brad Taflinger The Taflinger Real Estate Group

    1213 N Regency Pkwy, Muncie, IN 47304
  • /2

    $31,900

    • Land
    • 0.28 Acre
    • $116,000 per Acre

    lot 6 Sawmill Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    lot 6 Sawmill Ln, Muncie, IN 47304
  • /12

    $39,000

    • 2 Beds
    • 1 Bath
    • 1,196 Sq Ft

    3412 W 30th St, Muncie, IN 47302

    Full of potential and ready for its next chapter, this 2-bedroom home offers a spacious living room and separate family room with plenty of room to spread out and make it your own. The kitchen is generously sized for cooking up your favorite family recipes, and the enclosed 3-season porch is perfect for enjoying quiet mornings or evening breezes. Sitting on nearly 1/3 of an acre, the large, fully

    Todd Schneider eXp Realty, LLC

    3412 W 30th St, Muncie, IN 47302
  • /6

    $33,000

    • 0.5 Baths
    • 720 Sq Ft

    1214 N Penn St, Muncie, IN 47303

    Looking for the perfect space to bring your restaurant vision to life? This cozy space offers a great foundation for a startup restaurant or takeout business. Some updates have been made, but with a little TLC, this space can shine! Ideal for a delivery-focused business, this location is well-suited for Grubhub, UberEats, and other food service platforms. The layout is easy to manage, and the

    Danielle Shouse Shouse Realty Group LLC

    1214 N Penn St, Muncie, IN 47303
  • /16

    $96,900

    • 2 Beds
    • 1 Bath
    • 720 Sq Ft

    2115 S Ebright St, Muncie, IN 47302

    This renovated home is ready for a new owner! Beautiful brick sidewalk to the front door Fresh paint, newer wood laminate flooring throughout, newer kitchen cabinets, countertops, faucet, lighting, appliances. (gas range, refrigerator). Gutter guards, gutters, GFA, CA, water electric, electric panel, plumbing, lighting new within the last 5 years. Owner just had the IN Foundation waterproof the

    Tammy Parker F.C. Tucker Muncie, REALTORS

    2115 S Ebright St, Muncie, IN 47302
  • /6

    $109,000

    • 3 Beds
    • 2 Baths
    • 1,100 Sq Ft

    2220 E Dartmouth Ave, Muncie, IN 47303

    TWO HOMES on one lot with long term tenants. Gross rents $1425/mo. Mechanically sound. Newer Shingles. Good siding and windows. 2 Bedroom Sec8 $800/mo (2220 E Dartmouth) 1 Bedroom $625/mo (3501 N Bellaire). Owner pays water and sewer because they are on same service. Approx. $60/mo each. Tenants would like to stay. Dartmouth expires 3/26. Bellaire is MTM. TWO HOMES on one lot.

    Michael Dunn MADUNN.COM

    2220 E Dartmouth Ave, Muncie, IN 47303
  • /10

    $104,900

    • 3 Beds
    • 1 Bath
    • 1,255 Sq Ft

    2031 S Daly Ave, Muncie, IN 47302

    This expansive property offers ample space for building an additional structure, barn, or second home. Enjoy recent interior updates, including new carpet in the living room, hallway, and one bedroom, plus new linoleum in the kitchen. The bathroom is serviceable and ready for your personal touch with fresh paint and minor cosmetic enhancements. Two back bedrooms retain older flooring, providing a

    Keri Hir Keri Hir

    2031 S Daly Ave, Muncie, IN 47302
  • /2

    $118,900

    • 3 Beds
    • 1 Bath
    • 925 Sq Ft

    809 E Dunn Ave, Muncie, IN 47303

    Rented for $1,000 a month, lease ends 8-31-26, tenants pay all utilities. Newer roof, Dec. 2024 NEW furnace, some newer flooring, and a new bathroom vanity. Solid 3 bedroom, 1 bath home with 925 sq ft of living space. Includes a 2 car detached garage and a practical layout. Great option for homeowners or investors looking for a property with plenty of potential. Possible 4 package with 300 N

    Heather Clemmons Starr Real Estate LLC

    809 E Dunn Ave, Muncie, IN 47303
  • /7

    $108,900

    • 3 Beds
    • 2 Baths
    • 738 Sq Ft

    2815 S Pershing Dr, Muncie, IN 47302

    *This property is part of a potential 22 property package. Please see the attached document for details.* 2 houses on 1 lot! Front house is unit 2815, rented, 2 bed/1 bath. Rented for $870 a month, lease ends 9-30-25. Back house is unit 2815 1/2, rented, 1 bed/1 bath. Rented for $535 a month, section 8 lease.

    Heather Clemmons Starr Real Estate LLC

    2815 S Pershing Dr, Muncie, IN 47302
  • /8

    $76,900

    • 2 Beds
    • 1 Bath
    • 832 Sq Ft

    1224 S Beacon St, Muncie, IN 47302

    Charming move in ready two bedroom, one bath bungalow featuring a spacious living and dining room combo plus a large covered front porch perfect for relaxing. Inside you'll find new flooring throughout and new kitchen cabinets. A cozy, updated home that's ready for you to make your own.

    Mary Cordle Berkshire Hathaway Indiana Realty

    1224 S Beacon St, Muncie, IN 47302
  • /2

    $1

    • Land
    • 7 Acres
    • $0 per Acre

    2000 Doctor Martin Luther King Junior Blvd, Muncie, IN 47303

    Located just off McGalliard Road and minutes from both Muncie Mall and Downtown Muncie, this site presents an ideal opportunity for ground lease and development. The property offers excellent accessibility and visibility, making it well-suited for a wide range of commercial or mixed-use projects. The site also offers potential for a joint venture, with the land available to be contributed as

    Jacob Wagner Coldwell Banker Real Estate Group

    2000 Doctor Martin Luther King Junior Blvd, Muncie, IN 47303
  • /30

    $69,500

    • 4 Beds
    • 2 Baths
    • 2,232 Sq Ft

    925 W Powers St, Muncie, IN 47305

    Spacious 4-Bedroom Home with Wraparound Porch, front and side. - Selling As-Is. This charming two-story, four-bedroom, two-bath home offers endless potential for the right buyer. While the home needs updates and TLC, it provides opportunity to create your own investment property. The Property features include wrap around front porch, partially fenced yard, detached garage, newer roof (2020),

    Lela Boucher Ryse Real Estate

    925 W Powers St, Muncie, IN 47305
  • /28

    $109,900

    • 4 Beds
    • 1.5 Baths
    • 2,312 Sq Ft

    208 E 8th St, Muncie, IN 47302

    Discover the potential of this traditional A-frame home nestled in the peaceful countryside of Muncie, Indiana. Offering 4 bedrooms and 1.5 bathrooms, this unique property blends livability with opportunity-making it ideal for first-time homebuyers or seasoned investors looking for their next project. The home is fully livable and has already seen several recent interior improvements, providing a

    Jim Gilday eXp Realty, LLC

    208 E 8th St, Muncie, IN 47302
  • /5

    $114,900

    • 4 Beds
    • 1 Bath
    • 1,193 Sq Ft

    1623 N Janney Ave, Muncie, IN 47304

    Long term tenant in this investment property. Current lease through January 2026. Great location near BSU and IU Health. Instant income with monthly rent of $927 a month. This property is part of a potential 5 property package with 1600 W Adams St., 216 S Dill St., 1623 N Janney Ave., 512 S Talley Ave., 1602 W Adams St.

    Brad Bowman Home 2 Home Realty Group

    1623 N Janney Ave, Muncie, IN 47304
  • /30

    $104,900

    • 2 Beds
    • 1 Bath
    • 872 Sq Ft

    1914 E 23rd St, Muncie, IN 47302

    Great starter home with 2 bedrooms, office space, and a finished attic area for additional storage. Attached car port and former garage space could be used for a man cave or she shed. Fenced in yard, new carpet and windows, part of roof is new. Close to Cooly Park and splash pad.

    Bryce Conyers Starr Real Estate LLC

    1914 E 23rd St, Muncie, IN 47302
  • /13

    $75,000

    • 1 Bed
    • 1 Bath
    • 648 Sq Ft

    1804 N Milton St, Muncie, IN 47303

    *Potential 4 property package. Please see the attached document for details.* This charming 1 bed, 1 bath home is rented at $535 month to month. Tenant is responsible for all utilities. Features a detached garage, full basement, and a large backyard. Located near Minnetrista and the Delaware County Fairgrounds. Don’t miss this opportunity!

    Heather Clemmons Starr Real Estate LLC

    1804 N Milton St, Muncie, IN 47303
  • /3

    $22,999

    • Land
    • 0.4 Acre
    • $57,498 per Acre

    0 S Stoney Brook Dr Unit 202544017, Muncie, IN 47304

    Great building lot in located in Riverbend Commons. Yorktown Schools. located in a cul-de-sac.

    Michael Lambert Leading Home Realty

    0 S Stoney Brook Dr Unit 202544017, Muncie, IN 47304
  • /2

    $29,900

    • Land
    • 0.22 Acre
    • $135,909 per Acre

    Lot 12 Sawmill Ln, Muncie, IN 47304

    Available lot in Heritage Place. Yorktown Schools!

    Aaron Orr RE/MAX Real Estate Groups

    Lot 12 Sawmill Ln, Muncie, IN 47304
  • /2

    $3,500

    • Land
    • 0.14 Acre
    • $25,000 per Acre

    1519 E Centennial Ave, Muncie, IN 47303

    Corner building lot. Will require a variance to build. Zoned R4. There was a home on this lot previously. Three other lots are available - see 1411, 1413, & 1415 E. Centennial.

    Laura Amlin Coldwell Banker Real Estate Group

    1519 E Centennial Ave, Muncie, IN 47303

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