Nancy, KY Homes for Sale under $200,000

• 

  

  

  /35

  $160,750

  • 2 Beds
  • 2 Baths
  • 1,040 Sq Ft

  103 W Limestone St, Somerset, KY 42501

  NEW ROOF, GUTTERS, and FLASHING being installed 2/2026. Motivated Seller — Priced to Sell! Welcome to this beautifully updated 2-bedroom, 2-bath home ideally situated in the heart of downtown Somerset. This property offers a fantastic opportunity for a first-time homebuyer or an income-producing Airbnb, perfectly positioned to enjoy the area's popular car shows, lake activities, and local events.

  

  Jessica Vincent

  CENTURY 21 Advantage Realty

  (606) 617-7345

  103 W Limestone St, Somerset, KY 42501
• 

  

  

  /59

  $175,000

  • 5 Beds
  • 1 Bath
  • 2,656 Sq Ft

  329 Melrose Ave, Somerset, KY 42501

  Spacious, affordable, and perfectly located, this 5-bedroom home in Southern Hills Estate offers room to grow just minutes from Lake Cumberland. Situated on a full 1 acre corner lot, this property provides both privacy and convenience. Inside, you'll find beautiful wood flooring, a functional layout, and plenty of space for family and guests. At just $175,000, this is a rare opportunity to own a

  Carissa Whitaker CENTURY 21 Advantage Realty

  329 Melrose Ave, Somerset, KY 42501
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  /49

  $174,900

  • 3 Beds
  • 1 Bath
  • 1,416 Sq Ft

  267 Stanford St, Science Hill, KY 42553

  Nestled in the heart of Science Hill, this charming brick home blends timeless character with inviting warmth, all set on a large, scenic lot complete with a detached garage and barn, ideal for storage and/or hobbies. The classic brick exterior immediately captures attention with its symmetrical façade, steeply pitched roofline, and charming dormer windows that add storybook appeal. Crisp trim,

  The Dream Team Real Estate Professionals - Dreama Bolin Lake Cumberland Real Estate Professionals

  267 Stanford St, Science Hill, KY 42553
• 

  

  

  /5

  $149,900

  • Land
  • 0.85 Acre
  • $176,353 per Acre

  117 Todd St, Somerset, KY 42503

  Ideal building lot suitable for apartments or professional building. Corner lot with city sewer and natural gas. Just 3 minutes to Lake Cumberland Regional Hospital

  Nelson Weaver Lake Cumberland Real Estate Professionals

  117 Todd St, Somerset, KY 42503
• 

  

  

  /14

  $159,900

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  211 Garner School Rd, Somerset, KY 42503

  Welcome to this beautifully remodeled 3-bedroom, 1-bath home situated on .75 of an acre in a highly convenient location! Offering the perfect blend of comfort, space, and accessibility, this property is ideal for first-time home buyers, those looking to downsize, or investors seeking a strong rental opportunity. Step inside to find updated finishes and a fresh, move-in-ready feel throughout. The

  Ashly Smith Lake Cumberland Real Estate Professionals

  211 Garner School Rd, Somerset, KY 42503
• 

  

  /16

  $170,000

  • 3 Beds
  • 1.5 Baths
  • 1,534 Sq Ft

  1217 Oak Hill Rd, Somerset, KY 42503

  charming 3 bedroom, 1.5 bath brick ranch offering 1,534 sq ft of comfortable living space, Features include carpet and vinyl flooring throughout, fully fenced in back yard, carport and storage sheds. Conveniently located close to schools, shopping and major amenities. Sold as is, ready for your personal touch.

  Holly Sears Weddle CENTURY 21 Advantage Realty

  1217 Oak Hill Rd, Somerset, KY 42503
• 

  

  /8

  $149,900

  • Land
  • 1.34 Acres
  • $111,866 per Acre

  Lot 8 Lakemere Dr, Somerset, KY 42503

  Great Location! Gorgeous 1.34 acre lot in the newly developed 'The Grove' lake sub. Build your dream home here and have a seasonal lakeview. Convenient location to schools, shopping and boat ramp.

  The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  Lot 8 Lakemere Dr, Somerset, KY 42503
• 

  

  /27

  $139,900

  • 3 Beds
  • 1 Bath
  • 1,828 Sq Ft

  608 Jacksboro St, Ferguson, KY 42533

  Investment opportunity, or a first time residence. This home has a nice sized mud/laundry area, the kitchen is well lit with 2 walls of windows, there is a eating area right off the kitchen. There are 2 spacious rooms that could make a nice living room/ office area. The primary bedroom is on the main level, with the bathroom en suite. There is an upper level that has 2 more bedrooms. A little TLC

  Susan Hansford Weichert Realtors Ford Brothers, Inc.

  608 Jacksboro St, Ferguson, KY 42533
• 

  

  /3

  $195,000

  • Land
  • 3.2 Acres
  • $60,938 per Acre

  60 Darling Way Unit Lot 1, Somerset, KY 42503

  Discover an extraordinary and exclusive, limited opportunity to own a 3.2 acre private tract inside one of Somerset's most prestigious gated communities. Tucked discreetly within the Somerset city limits, this property offers the rare combination of seclusion, security, and unbeatable convenience. Surrounded by luxury homes and protected by strict architectural restrictions, this enclave is

  Lula Jean Burton RE/MAX LakeTime Realty

  60 Darling Way Unit Lot 1, Somerset, KY 42503
• 

  

  /4

  $199,900

  • 4 Beds
  • 1.5 Baths
  • 2,380 Sq Ft

  214 S Central Ave, Somerset, KY 42501

  Located in the heart of Somerset city limits, this versatile property at 214 South Central Ave offers both comfortable living and excellent income potential. The main home features 4 bedrooms, 1 full baths, and 1 half bath, providing plenty of space for a growing family. A carport adds convenient covered parking, and the central location places you just minutes from shopping, dining, schools, and

  Susan Alderdice Lake Homes Realty

  214 S Central Ave, Somerset, KY 42501
• 

  

  /8

  $175,900

  • Land
  • 0.46 Acre
  • $382,391 per Acre

  2460 Monticello St, Somerset, KY 42501

  Ideal multipurpose commercial tract in a high traffic area, natural gas and city sewer available. Location next door to Mellow Mushroom!

  Michael Hines Lake Cumberland Real Estate Professionals

  2460 Monticello St, Somerset, KY 42501
• 

  

  /21

  $169,900

  • 3 Beds
  • 1.5 Baths
  • 980 Sq Ft

  323 Hamilton Ave, Somerset, KY 42501

  Located in a great city location, this home is priced to sell and presents an excellent opportunity for both homeowners and investors. Inside, you'll find beautiful hardwood floors that bring warmth and character to the living spaces. The kitchen includes all appliances conveying. The unfinished basement offers additional potential for storage or future expansion. Investor opportunity awaits—this

  Susan Alderdice Lake Homes Realty

  323 Hamilton Ave, Somerset, KY 42501
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  /11

  $125,000

  • Land
  • 5.01 Acres
  • $24,950 per Acre

  1941 Elihu Cabin Hollow Rd, Somerset, KY 42501

  Lot 26 is a beautiful 5.01 acre tract located in a peaceful country setting with light restrictions to protect your investment. This property offers the perfect blend of privacy and convenience, giving you plenty of space to build your dream home, barndominium, or country retreat. With water and electric along the road. Enjoy the quiet surroundings and open space while still being just minutes

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  1941 Elihu Cabin Hollow Rd, Somerset, KY 42501
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  /33

  $137,500

  • 3 Beds
  • 1 Bath
  • 1,238 Sq Ft

  209 Orchard St, Science Hill, KY 42553

  Welcome to 209 Orchard Street in the heart of Science Hill! This charming 3-bedroom corner lot blends comfort, value, and convenience. The spacious layout offers over 1,200 sq ft plus a partial unfinished basement for potential storage. The home also includes a 22' x 24' detached garage- perfect for hobbies, parking, or a workshop. Although you are very close to all amenities, the property also

  Abigail Harris CENTURY 21 Advantage Realty

  209 Orchard St, Science Hill, KY 42553
• 

  

  /13

  $160,000

  • Land
  • 2.5 Acres
  • $64,000 per Acre

  E-2 & F Tracts Country Club Estates, Somerset, KY 42503

  NEW PRICE!! Golfing season is almost here!! Discover the ideal spot to build your dream home on this 2.5-acre vacant land tract, tucked away in a peaceful cul-de-sac. Enjoy the beauty of large mature trees and breathtaking views overlooking numbers 15 and 16 fairways at the Somerset Country Club. Featuring underground utilities and a very convenient location, this property is just minutes from

  Michael Hines Lake Cumberland Real Estate Professionals

  E-2 & F Tracts Country Club Estates, Somerset, KY 42503
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  /2

  $124,900

  • Land
  • 0.96 Acre
  • $130,104 per Acre

  9,10,11,12 Union St, Somerset, KY 42501

  Prime Location! 4 Business / Commercial Lots Zoned B-2Great Opportunity for the Business Location ofyour dreams!(Other lots to the left of these lots up to the corner are available at an additional cost.)

  Lula Jean Burton RE/MAX LakeTime Realty

  9,10,11,12 Union St, Somerset, KY 42501
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  /17

  $156,000

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  146 Cotter Ave, Somerset, KY 42501

  Beautiful brick home in the city limits. It features 3 bedrooms 2 full bath and a full unfinished basement. Home has a fully fenced in yard, a detached garage and a carport.

  Sasha Mayhew Weichert Realtors Ford Brothers, Inc.

  146 Cotter Ave, Somerset, KY 42501
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  /11

  $125,000

  • Land
  • 5.01 Acres
  • $24,950 per Acre

  1701 Elihu Cabin Hollow Rd, Somerset, KY 42501

  Lot 22 is a beautiful 5 acre tract located in a peaceful country setting with light restrictions to protect your investment. This property offers the perfect blend of privacy and convenience, giving you plenty of space to build your dream home, barndominium, or country retreat. With water and electric along the road. Enjoy the quiet surroundings and open space while still being just minutes from

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  1701 Elihu Cabin Hollow Rd, Somerset, KY 42501
• 

  

  /12

  $149,900

  • Land
  • 0.85 Acre
  • $176,353 per Acre

  117 Todd St, Somerset, KY 42503

  Ideal building lot suitable for apartments or professional building. Corner lot with city sewer and natural gas. Just 3 minutes to Lake Cumberland Regional Hospital

  Michael Hines Lake Cumberland Real Estate Professionals

  117 Todd St, Somerset, KY 42503
• 

  /2

  $149,900

  • 3 Beds
  • 2 Baths
  • 1,553 Sq Ft

  104 Ashurst St, Somerset, KY 42501

  Charming 3-Bedroom Retreat in Prime City Location! Welcome to your dream home! Nestled in the heart of the city, this very cute 3-bedroom, 2-bathroom house offers a perfect blend of modern updates and timeless charm. With its spacious layout and a large lot, this property is a rare gem that promises comfort, convenience, and endless possibilities. Key Features: Spacious Living Areas: Step into a

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  104 Ashurst St, Somerset, KY 42501
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  /18

  $146,915

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  58 Hermine Dr, Somerset, KY 42503

  This charming 3-bedroom, 1-bath home is ideally located less than 4 miles from Lee's Ford Marina and beautiful Lake Cumberland. You'll have quick access to boating,fishing and lakeside fun! You're also just minutes from Somerset's shopping, restaurants, and entertainment.Inside, enjoy numerous upgrades, including a stylish kitchen and comfortable living spaces. The spacious backyard offers

  Kansas Petrey Key Players Real Estate

  58 Hermine Dr, Somerset, KY 42503
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  /26

  $169,900

  • Land
  • 6.7 Acres
  • $25,358 per Acre

  2001 Kentucky Highway 1247, Somerset, KY 42503

  Tract 1 features approximately 6.7 acres accessed by a 30-foot easement off Hwy 1247. The property is very buildable and adjoins several neighboring properties, offering an excellent opportunity for buyers seeking to expand existing holdings or create a private residential setting. With light restrictions and flexible layout potential, this tract is ideal for a custom home, estate property, or

  Tyler Mounce Weichert Realtors Ford Brothers, Inc.

  2001 Kentucky Highway 1247, Somerset, KY 42503
• 

  

  /35

  $159,900

  • 3 Beds
  • 2 Baths
  • 1,475 Sq Ft

  209 W Limestone St, Somerset, KY 42501

  Fall in love with this charming cottage-style home located inside Somerset city limits! This inviting property features a great curb appeal, classic wood & stone exterior with timeless curb appeal, complemented by accents & contrasting shutters. Step inside to find a cozy functional layout perfect for comfortable everyday living. Enjoy your coffee along the quaint front entry or take in the

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  209 W Limestone St, Somerset, KY 42501
• 

  

  /3

  $185,000

  • Land
  • 2.35 Acres
  • $78,723 per Acre

  198 Darling Way Unit Lot 6, Somerset, KY 42501

  Discover an extraordinary and exclusive, limited opportunity to own (Lot # 6), a 2.35 acre private tract inside one of Somerset's most prestigious gated communities. Tucked discreetly within the Somerset city limits, this property offers the rare combination of seclusion, security, and unbeatable convenience. Surrounded by luxury homes and protected by strict architectural restrictions, this

  Lula Jean Burton RE/MAX LakeTime Realty

  198 Darling Way Unit Lot 6, Somerset, KY 42501
• 

  

  /11

  $125,000

  • Land
  • 5.01 Acres
  • $24,950 per Acre

  2205 Elihu Cabin Hollow Rd, Somerset, KY 42501

  Lot 20 is a beautiful 10.35 acre tract located in a peaceful country setting with light restrictions to protect your investment. This property offers the perfect blend of privacy and convenience, giving you plenty of space to build your dream home, barndominium, or country retreat. With water and electric along the road. Enjoy the quiet surroundings and open space while still being just minutes

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  2205 Elihu Cabin Hollow Rd, Somerset, KY 42501
• 

  

  /75

  $185,000

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  1500 Cornett St, Somerset, KY 42501

  Enjoy the charm of country-style living while still being conveniently located near town with this inviting home in Somerset. Tucked just off East Hwy 80, this property offers a peaceful setting with quick access to shopping, dining, and everything downtown Somerset has to offer. Inside, the home is full of character and features 3 bedrooms, 11⁄2 baths, and a basement, providing comfortable

  Mike Broughton Weichert Realtors Ford Brothers, Inc.

  1500 Cornett St, Somerset, KY 42501
• 

  

  /14

  $179,900

  • Land
  • 2.3 Acres
  • $78,217 per Acre

  272 Cove Creek Dr, Somerset, KY 42501

  An incredible opportunity awaits to own prime land ready for your dream home. This offering includes three combined lots totaling over two full acres, providing ample space for privacy, outdoor living, and endless possibilities. With minimal restrictions and utilities conveniently available at the road, this property is both builder-friendly and investment-worthy. Enjoy exceptional views of the

  The Dream Team Real Estate Professionals - Dreama Bolin Lake Cumberland Real Estate Professionals

  272 Cove Creek Dr, Somerset, KY 42501
• 

  

  /28

  $114,900

  • 2 Beds
  • 1 Bath
  • 816 Sq Ft

  114 Lair St, Somerset, KY 42501

  Mostly renovated, charming and efficient cottage with a covered front porch, perfect for relaxing or welcoming guests. This home just needs a few more touches to be completely finished! Be inspired as you finish the custom kitchen with a separate dining area. The open living room & dining makes a great place to enjoy family and friends. Two nice sized bedrooms, tiled modern style bath, pull down

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  114 Lair St, Somerset, KY 42501
• 

  

  /41

  $169,900

  • Land
  • 8.41 Acres
  • $20,202 per Acre

  1908 Avalon Dr, Somerset, KY 42503

  Tract 4 consists of approximately 8.41 acres and adjoins the Camelot Subdivision, offering road frontage along Avalon Drive with an established access road leading into the interior of the property. A portion of the tract bordering Avalon Drive is subject to Camelot Subdivision restrictions, while the remaining acreage is governed by the property's lighter restrictions. An existing entrance off

  Tyler Mounce Weichert Realtors Ford Brothers, Inc.

  1908 Avalon Dr, Somerset, KY 42503
• 

  

  /3

  $195,000

  • Land
  • 2.11 Acres
  • $92,417 per Acre

  132 Darling Way Unit Lot 2, Somerset, KY 42501

  Discover an extraordinary and exclusive, limited opportunity to own (Lot # 2), a 2.11 acre private tract inside one of Somerset's most prestigious gated communities. Tucked discreetly within the Somerset city limits, this property offers the rare combination of seclusion, security, and unbeatable convenience. Surrounded by luxury homes and protected by strict architectural restrictions, this

  Lula Jean Burton RE/MAX LakeTime Realty

  132 Darling Way Unit Lot 2, Somerset, KY 42501
• 

  

  /25

  $180,000

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  82 Coffee Tree Ln, Somerset, KY 42503

  Beautifully Located Home Near Lake Cumberland - Country Views with City Convenience Enjoy the perfect blend of comfort, functionality, and serene surroundings in this well-located property near beautiful Lake Cumberland. Featuring a desirable split-bedroom floor plan, this home offers 3 spacious bedrooms and 2 full baths, providing privacy and comfort for family and guests alike. The open-concept

  Mike Broughton Weichert Realtors Ford Brothers, Inc.

  82 Coffee Tree Ln, Somerset, KY 42503
• 

  

  /32

  $149,500

  • 3 Beds
  • 2 Baths
  • 1,560 Sq Ft

  84 Ringgold Valley Dr, Somerset, KY 42503

  Spacious and inviting 3-bedroom, 2-bath double wide offering plenty of room to spread out! This home features a pretty, well-appointed kitchen with ample cabinet space, perfect for cooking and gathering. The large living room is warm and welcoming with a cozy fireplace as the focal point. The primary suite is generously sized and includes a private bath with a relaxing soaker tub and walk-in

  Christy Estep CENTURY 21 Advantage Realty

  84 Ringgold Valley Dr, Somerset, KY 42503
• 

  

  /21

  $144,900

  • 1 Bed
  • 1 Bath
  • 256 Sq Ft

  283 Mcclendon Rd, Nancy, KY 42544

  Just a few minutes to swimming/canoe launch and boat ramps. Charming Lake Barndominium Retreat - Your Perfect Getaway Awaits! Welcome to your dream escape nestled in a tranquil setting, where nature and comfort collide! This adorable lake Barndominium offers a unique blend of rustic charm and modern convenience, featuring an impressive 32x30 layout designed with your relaxation in mind. As you

  Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  283 Mcclendon Rd, Nancy, KY 42544
• 

  

  /3

  $195,000

  • Land
  • 2.22 Acres
  • $87,838 per Acre

  180 Darling Way Unit Lot 5, Somerset, KY 42501

  Discover an extraordinary and exclusive, limited opportunity to own (Lot # 5 ), a 2.22 acre private tract inside one of Somerset's most prestigious gated communities. Tucked discreetly within the Somerset city limits, this property offers the rare combination of seclusion, security, and unbeatable convenience. Surrounded by luxury homes and protected by strict architectural restrictions, this

  Lula Jean Burton RE/MAX LakeTime Realty

  180 Darling Way Unit Lot 5, Somerset, KY 42501
• 

  

  /8

  $134,900

  • 3 Beds
  • 1 Bath
  • 850 Sq Ft

  212 Broadway St, Somerset, KY 42501

  Discover affordable downtown living in this cozy 3-bedroom, 1-bath home offering 850 sq. ft. of comfortable, efficient space. Located in the heart of Somerset, this property provides quick access to local shops, restaurants, parks, and community events-perfect for anyone wanting convenience and walkability. Inside, you'll find a practical layout with inviting living spaces, a functional kitchen,

  David Sparks CENTURY 21 Advantage Realty

  212 Broadway St, Somerset, KY 42501
• 

  /2

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  341 Langdon St, Somerset, KY 42503

  Discover the perfect opportunity with this versatile detached property in Somerset! Featuring 3 bedrooms and 2 bathrooms, this home offers exceptional potential for a business venture or rental investment. Situated on a spacious lot at a convenient corner with visibility from Hwy 27, your new home is positioned to attract attention. Enjoy the ease of being within walking distance to the hospital,

  The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  341 Langdon St, Somerset, KY 42503
• 

  

  /36

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,752 Sq Ft

  165 E Bourbon Rd, Somerset, KY 42501

  Check out this outstanding property in an amazing location! Perfectly suited for both families and investors, this beautifully maintained home offers a fantastic opportunity as a rental or an ideal setup for an in-law suite. The main house features charming hardwood flooring, 2 bedrooms, 1 bathroom, a comfortable living room, and a functional kitchen. Adding to its appeal is an attached

  The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

  165 E Bourbon Rd, Somerset, KY 42501
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  /2

  $100,000

  • Land
  • 0.45 Acre
  • $222,222 per Acre

  76 Thannoli Dr, Somerset, KY 42503

  100'x 200' lot for sale or lease or will build to suit. Great location for doctor's office, close to hospital. Broker/Owner.

  Linda Skaarup Eagle Realty & Development LLC

  76 Thannoli Dr, Somerset, KY 42503
• 

  

  /11

  $125,000

  • Land
  • 5.01 Acres
  • $24,950 per Acre

  2143 Elihu Cabin Hollow Rd, Somerset, KY 42501

  Lot 28 is a beautiful 4 acre tract located in a peaceful country setting with light restrictions to protect your investment. This property offers the perfect blend of privacy and convenience, giving you plenty of space to build your dream home, barndominium, or country retreat. With water and electric along the road. Enjoy the quiet surroundings and open space while still being just minutes from

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  2143 Elihu Cabin Hollow Rd, Somerset, KY 42501
• 

  /2

  $115,000

  • Land
  • 5.25 Acres
  • $21,905 per Acre

  262 (lots 4&6) Garner Rd, Walnut Grove, KY 42501

  5.25 unrestricted acres located on Garner Road in Somerset, KY! This cleared and usable tract offers endless possibilities with no restrictions, making it ideal for a home site, multiple homes, mini-farm, or investment opportunity. Enjoy the convenience of being just 2 minutes from the bypass and approximately 5 minutes from downtown Somerset, while still having a peaceful, rural setting. The

  Raegan Daugherty Keller Williams Bluegrass Realty - Lake Cumberland

  262 (lots 4&6) Garner Rd, Walnut Grove, KY 42501

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