1,017

Homes for Sale in New Braunfels, TX with 3-Bedrooms

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  • /24

    $400,000

    • 3 Beds
    • 3 Baths
    • 2,131 Sq Ft

    2606 Fairwood Dr, New Braunfels, TX 78132

    Located in the beautiful gated community of Champions Village, this 1-story home offers exceptional curb appeal with mature trees and a welcoming front patio. Inside, you'll find an open floor plan designed for both comfort and entertaining. The home features 3 spacious bedrooms, all with rich wood flooring, and 3 full bathrooms. The oversized primary suite is a true retreat, complete with a

    Chris Sandahl Steps Realty, LLC

    2606 Fairwood Dr, New Braunfels, TX 78132
  • /27

    $398,000

    • 3 Beds
    • 2 Baths
    • 1,222 Sq Ft

    730 E Mather St Unit L 303, New Braunfels, TX 78130

    Listed below Appraised value! Discover relaxed river living in this fully furnished 3-bedroom, 2-bath condo at Waterwheel Resort in New Braunfels. Thoughtfully designed for comfort and convenience, this home features durable ceramic tile flooring throughout, granite countertops in the kitchen and baths, designer lighting, and French doors leading to a large wraparound balcony. An elevator in the

    Penny Moulder Compass RE Texas, LLC

    730 E Mather St Unit L 303, New Braunfels, TX 78130
  • /19

    $339,500

    • 3 Beds
    • 2 Baths
    • 2,177 Sq Ft

    2738 Cinnamon Teal, New Braunfels, TX 78130

    The Seller is Motivated!!! Fresh Paint. The floor plan is gorgeous; open floor plan, game room between secondary rooms, dining room is easy to access from the kitchen, and the wide table of the granite countertop. Thus, this cozy home is good for a family with kids. The living room area is blocked to be seen directly from the entrance area. Step outside into your private backyard, where fruit

    Jason Jung Premier Realty Group Platinum

    2738 Cinnamon Teal, New Braunfels, TX 78130
  • /29

    $265,000

    • 3 Beds
    • 2 Baths
    • 1,412 Sq Ft

    329 Butterfly Rose Dr, New Braunfels, TX 78130

    Welcome to this beautifully maintained single-story home that combines comfort and style in every detail. Step inside to discover an open kitchen featuring an island layout, granite countertops, and sleek stainless steel appliances-perfect for everyday living and entertaining. The spacious primary suite offers a true retreat, complete with a walk-in closet, dual vanities, and a walk-in shower.

    Daniel Cline Keller Williams Realty

    329 Butterfly Rose Dr, New Braunfels, TX 78130
  • /65

    $855,000

    • 3 Beds
    • 2 Baths
    • 2,087 Sq Ft

    29746 Fm 3009, New Braunfels, TX 78132

    Welcome to this serene Hill Country ranch-style home, nestled on a peaceful 5.33-acre estate in New Braunfels, and with no HOA. Thoughtfully positioned at the center of the lot, this single-story, 3-bedroom, 2-bathroom home offers 2,087 square feet of bright, open living space surrounded by nature - the perfect blend of comfort, privacy, and rural charm. Step inside and you'll immediately notice

    Aimee Wudel RE/MAX Corridor

    29746 Fm 3009, New Braunfels, TX 78132
  • /26

    $450,000

    • 3 Beds
    • 1 Bath
    • 1,366 Sq Ft

    1995 Cross St, New Braunfels, TX 78130

    This 3-bedroom, 1-bath home comes with a separate 1-bedroom space, ideal for guests, in-laws, a home office, or even a rental. Live in the main house and give someone their own private area, or use it however you like. Set on a large .21-acre lot with no HOA, there's room to play, garden, or entertain. Flexible, functional, and full of potential, this property is ready for your vision.

    Veronica Benson Real Broker, LLC

    1995 Cross St, New Braunfels, TX 78130
  • /24

    $339,900

    • 3 Beds
    • 3 Baths
    • 2,076 Sq Ft

    1123 W Coll St, New Braunfels, TX 78130

    Historic 1929 home with a guest house. Main house is 3 bedrooms, 2 baths, 1296 sq. ft. and the guest house is 1 bedroom, 1 bath, 600 sq. ft. An additional enclosed area of 180 sq. ft. may not be included in the main house sq. footage. Prime location, minutes away from downtown New Braunfels, Comal River and walking distance to shopping. Home appears to have been painted recently, and has central

    Sherry Keeble Exit 4 Texas

    1123 W Coll St, New Braunfels, TX 78130
  • /27

    $267,000

    • 3 Beds
    • 2 Baths
    • 1,444 Sq Ft

    859 Pine St, New Braunfels, TX 78130

    CHARMING 3-BEDROOM HOME IN COVETED NEW BRAUNFELS LOCATION! Welcome to 1444 sq ft. of charm and possibility, nestled on the west side of I-35-just minutes away from the heart of New Braunfels and the up-and-coming Historic Mill District. This 3-bedroom, 2 bath home features a spacious kitchen and living area, perfect for everyday life or entertaining a crowd. Step outside to your fully fenced

    Katherine Kaufmann Reliance Residential Realty -

    859 Pine St, New Braunfels, TX 78130
  • /22

    $269,900

    • 3 Beds
    • 2.5 Baths
    • 1,770 Sq Ft

    241 Deer Crest Dr, New Braunfels, TX 78130

    Welcome to this beautiful 2-story home featuring 3 spacious bedrooms and 2.5 bathrooms. All bedrooms are located upstairs, along with a versatile sitting area-perfect for a home office or reading nook, and laundry room for great convenience. The main floor offers an open-concept living space with tall ceilings that enhance the home's bright and airy feel. The kitchen flows seamlessly into the

    Garret Munoz Keller Williams Heritage

    241 Deer Crest Dr, New Braunfels, TX 78130
  • /47

    $779,900

    • 3 Beds
    • 2.5 Baths
    • 2,384 Sq Ft

    625 Haven Point Loop, New Braunfels, TX 78132

    Welcome to this beautifully maintained 3-bedroom, 2.5-bath home nestled on a quiet cul-de-sac with no through traffic, offering peace, privacy, and plenty of room to enjoy. From the moment you arrive, you'll notice the pride of ownership and meticulous care that has gone into keeping this property spotless and move-in ready. Inside, the thoughtful layout shines. Each bedroom features its own

    Larkin Menefee Keller Williams Heritage

    625 Haven Point Loop, New Braunfels, TX 78132
  • /26

    $311,900

    • 3 Beds
    • 2 Baths
    • 1,612 Sq Ft

    2857 Wolfcreek, New Braunfels, TX 78130

    This well-maintained one-story home features 3 bedrooms, 2 full baths, and a bright, open floor plan designed for comfort and functionality. Wood vinyl flooring flows seamlessly through the main living areas, while plush carpeting adds warmth to the bedrooms. The inviting open-concept layout is perfect for modern living, with a centrally located kitchen boasting a spacious island and elegant

    Veronica Benson Real Broker, LLC

    2857 Wolfcreek, New Braunfels, TX 78130
  • /27

    $425,000

    • 3 Beds
    • 2 Baths
    • 2,324 Sq Ft

    622 Evergreen Ln, New Braunfels, TX 78130

    Fantastic Opportunity in Mission Forest!Discover this charming single-story home featuring 3 bedrooms and 2.5 bathrooms, perfectly situated on a desirable street. The spacious kitchen flows seamlessly into the open-concept living area—ideal for entertaining family and friends. Step outside to a large wrap-around deck, perfect for enjoying quiet mornings or hosting gatherings. Hardwood floors,

    Jim Chappel Keller Williams Heritage

    622 Evergreen Ln, New Braunfels, TX 78130
  • /28

    $2,050,000

    • 3 Beds
    • 3.5 Baths
    • 2,580 Sq Ft

    1534 Arndt Rd, New Braunfels, TX 78130

    Stunning Custom Lake Dunlap Waterfront Home | 1.21 Acres | STR Allowed. Incredible opportunity to own a premier custom-built lakefront retreat on 127' of coveted Lake Dunlap shoreline. This 3-bed, 3.5-bath modern farmhouse sits on a lush 1.21-acre lot with mature oaks, a private gated entry, has no HOA, no city taxes, and is short-term rental approved. The home features soaring wood cathedral

    Suzanne Kuntz Keller Williams Heritage

    1534 Arndt Rd, New Braunfels, TX 78130
  • /20

    $199,000

    • 3 Beds
    • 2 Baths
    • 1,568 Sq Ft

    436 Rosemary Loop, New Braunfels, TX 78130

    Charming country feel with modern updates! This well-maintained home features a new roof (May 2022) and new AC/heat system (June 2024) for peace of mind. Enjoy extra privacy with no neighbors behind—just open family farmland. The spacious backyard includes a storage building and dog kennel that convey, plus a back deck designed for entertaining. Additional features include solar window screens on

    Josiah Franks Berkshire Hathaway TX Realty

    436 Rosemary Loop, New Braunfels, TX 78130
  • /50

    $799,500

    • 3 Beds
    • 2 Baths
    • 2,725 Sq Ft

    560 Bluff Ridge Ct, New Braunfels, TX 78132

    Gruene River is a picturesque subdivision in New Braunfels, TX, nestled along the banks of the Guadalupe River in Comal County. The neighborhood features a variety of home styles-from cozy cottages to spacious family residences and modern retreats. This outstanding property offers 2.82 acres surrounded by lush greenery, mature trees and a tranquil setting ideal for nature lovers. The main home is

    Kathy Baize Keller Williams Heritage

    560 Bluff Ridge Ct, New Braunfels, TX 78132
  • /32

    $699,500

    • 3 Beds
    • 3 Baths
    • 2,205 Sq Ft

    1212 Gruene Valley Cir, New Braunfels, TX 78130

    This stunning multi-generational FULLY FURNISHED home offers 3 bedrooms and 3 full bathrooms, located in a highly sought-after gated subdivision in historic Gruene. Designed with high ceilings and an open floor plan to the dining room and family room, the home features a spacious kitchen complete with abundant granite countertops, extensive cabinetry, and a large island—perfect for entertaining

    Paul Wendell BHHS Don Johnson REALTORS - NB

    1212 Gruene Valley Cir, New Braunfels, TX 78130
  • /40

    $299,000

    • 3 Beds
    • 2.5 Baths
    • 2,413 Sq Ft

    1933 Spotted Owl, New Braunfels, TX 78130

    Price improvement!! Step into this cozy two-story smart home designed for comfort, style, and convenience. Featuring beautiful butcher block countertops that add warmth and character to the kitchen, this home offers both charm and modern functionality. The oversized master suite provides a true retreat, with plenty of space to unwind. Upstairs, a spacious game room is perfect for entertaining or

    Meiling Hernandez Heritage Homes & Ranches

    1933 Spotted Owl, New Braunfels, TX 78130
  • /34

    $259,900

    • 3 Beds
    • 2 Baths
    • 1,573 Sq Ft

    2252 Hawk Dr, New Braunfels, TX 78130

    MOVE IN READY! Single Story, 3/2/2, Rock Home, Built in 2015 features spacious open floor plan. Located in new section of desirable Avery Park community; Brand NEW ROOF in 2025 with warranty! Owned Water Softener & Water Drinking System already installed (not leased); New hard floors in all bedrooms and fresh paint throughout; upgraded faucets & fixtures; pulls added to all cabinets; LED light

    Candace Moreno Horizon Realty

    2252 Hawk Dr, New Braunfels, TX 78130
  • /40

    $344,777

    • 3 Beds
    • 2 Baths
    • 1,736 Sq Ft

    1111 Long Creek Blvd Unit 204, New Braunfels, TX 78130

    Experience resort-style living in this beautifully furnished condo located in the gated community of the prestigious Bandit Golf Course. From the moment you walk in, you'll appreciate the luxury touches, including a stunning wood plank ceiling and an abundance of natural light streaming through picturesque windows. This spacious two-story residence offers 3 bedrooms, 2 baths, and an open-concept

    Kendra Wray Keller Williams Heritage

    1111 Long Creek Blvd Unit 204, New Braunfels, TX 78130
  • /47

    $750,000

    • 3 Beds
    • 4 Baths
    • 3,794 Sq Ft

    699 Floral Ave, New Braunfels, TX 78130

    REDUCED - Priced to sell. 2.8 acres in the city limits of New Braunfels, Texas, this three-level, four-bedroom, three-bath custom Texas Hill Country estate was built in the 1970s with timeless elegance by a custom builder. It boasts stunning views of New Braunfels and the surrounding canyons. The 3,000-plus-square-foot main residence blends comfort and sophistication, ideal for entertaining or

    Gayle Sparkman Real Estates Of Texas

    699 Floral Ave, New Braunfels, TX 78130
  • /38

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,160 Sq Ft

    640 N Houston Ave, New Braunfels, TX 78130

    Nestled in the heart of New Braunfels at 640 N Houston St, this delightful 1,160 sq ft home-loved by one family since it was built in 1900-just received a major price reduction, making it an irresistible opportunity. Sitting on a flat, half-acre buildable lot zoned C1, this property blends timeless charm with unmatched commercial potential. The sturdy masonry construction, metal roof, and slab

    Anna Ghalumian Real Broker, LLC

    640 N Houston Ave, New Braunfels, TX 78130
  • /34

    $438,900

    • 3 Beds
    • 2 Baths
    • 1,863 Sq Ft

    627 Summerwood Dr, New Braunfels, TX 78130

    Welcome to 627 Summerwood-a beautifully renovated oasis located in the desirable Summerwood neighborhood of New Braunfels! This stunning 1,863 square foot, three-bedroom, two-bathroom home offers unparalleled comfort and modern elegance just steps away from the sparkling Guadalupe River. Step inside and be amazed by the fully renovated interior, featuring a stunning new kitchen equipped with

    Tiffany Dumond Worth Clark Realty

    627 Summerwood Dr, New Braunfels, TX 78130
  • /35

    $385,900

    • 3 Beds
    • 3 Baths
    • 2,270 Sq Ft

    2107 Pecan Haven, New Braunfels, TX 78130

    This beautiful home was once the model and reflects the builder's craftmanship throughout. It's loaded with upgrades from the surround sound to the outdoor kitchen. This beautifully maintained home with a manicured lawn with all the bells and whistles is sure to please! Fischer Park is within walking distance and after spending time at the park, you can come home and relax in the hot tub that was

    Vanessa Marquardt Reliance Residential Realty -

    2107 Pecan Haven, New Braunfels, TX 78130
  • /32

    $389,000

    • 3 Beds
    • 2.5 Baths
    • 2,689 Sq Ft

    1351 Patio Dr, New Braunfels, TX 78130

    Welcome to this delightful two-story garden home that perfectly blends comfort, convenience, and charm in a prime location. The spacious, thoughtfully designed layout provides everything you need for everyday living and entertaining. As you enter, you're greeted by a bright and airy open floor plan. The large kitchen is a chef's dream, featuring ample counter space and plenty of room for meal

    Melanie McMullin eXp Realty

    1351 Patio Dr, New Braunfels, TX 78130
  • /17

    $245,000

    • 3 Beds
    • 2.5 Baths
    • 1,272 Sq Ft

    1659 Barrett Ave, New Braunfels, TX 78130

    OPEN Floor plan, privacy fenced back yard, 2 car garage, Crafted trey ceilings, granite counter tops, ss appliances, large windows, 1/2 bath down and 2 full upstairs..easy to show! Easy access to I 35, shopping and restaurants! You will love! Hard to find quality like this at 280K!!

    Doris Dee Banks RE/MAX GO - NB

    1659 Barrett Ave, New Braunfels, TX 78130
  • /48

    $749,999 Open Sun 1PM - 3PM

    • 3 Beds
    • 3 Baths
    • 2,644 Sq Ft

    1108 Tuscan Ridge, New Braunfels, TX 78130

    ** OPEN HOUSE SUNDAY APRIL 12 from 1:00 to 3:00 ** Nestled in a quaint Tuscan-style neighborhood, this builder’s custom home offers timeless elegance with a modern open-concept layout. Thoughtfully designed with high-end European finishes throughout, every detail speaks of craftsmanship and sophistication. The inviting casita features its own living room, spacious bedroom, large walk-in closet,

    Toya Ohlrich BHHS Don Johnson REALTORS - NB

    1108 Tuscan Ridge, New Braunfels, TX 78130
  • /50

    $469,900

    • 3 Beds
    • 2 Baths
    • 2,508 Sq Ft

    557 Creekside Cir, New Braunfels, TX 78130

    Nestled within the Comal Independent School District (Comal ISD), this duplex is situated in a community renowned for its excellent schools. New Braunfels combines small-town charm with modern amenities, making it a highly desirable place to call home. With long-term leases already in effect, this property provides immediate rental income. The proficient management by Birdy Property Management

    Jason Barth RE/MAX GO - NB

    557 Creekside Cir, New Braunfels, TX 78130
  • /32

    $200,000

    • 3 Beds
    • 2 Baths
    • 1,475 Sq Ft

    830 McGar St, New Braunfels, TX 78130

    Welcome to this delightful 3-bed, 2-bath home on McGar Street—an ideal choice for first-time buyers, downsizers, or investors alike. Tucked away on a quiet, no-through street and backing to peaceful green space, hay fields, and wildlife, this property offers a rare sense of privacy and natural beauty without the restrictions of an HOA.Located in the heart of New Braunfels and within NBISD

    Jeff Goebel Property Professionals, Inc

    830 McGar St, New Braunfels, TX 78130
  • /30

    $534,900

    • 3 Beds
    • 2.5 Baths
    • 1,407 Sq Ft

    957 Floating Star, New Braunfels, TX 78130

    DUPLEX! Nestled within the Comal Independent School District (Comal ISD), this duplex is situated in a community renowned for its excellent schools and family-friendly atmosphere. New Braunfels combines small-town charm with modern amenities, making it a highly desirable place to call home. Investment Potential With long-term leases already in effect, this property provides immediate rental

    Jason Barth RE/MAX GO - NB

    957 Floating Star, New Braunfels, TX 78130
  • /36

    $339,890

    • 3 Beds
    • 2 Baths
    • 1,898 Sq Ft

    665 La Bahia Loop, New Braunfels, TX 78132

    ** 1% LENDER CONCESSIONS USING OUR PREFERRED LENDER** Natural light fills this inviting 3-bedroom, 2-bathroom home in a peaceful New Braunfels neighborhood. The bright open layout creates effortless flow between the spacious living area and kitchen, making it easy to host friends or enjoy quiet evenings at home. The kitchen is a standout feature, equipped with stainless steel appliances, generous

    Melinda Zeller Coldwell Banker D'Ann Harper

    665 La Bahia Loop, New Braunfels, TX 78132
  • /48

    $469,900

    • 3 Beds
    • 2 Baths
    • 1,254 Sq Ft

    557 Creekside Cir, New Braunfels, TX 78130

    Nestled within the Comal Independent School District (Comal ISD), this duplex is situated in a community renowned for its excellent schools and family-friendly atmosphere. New Braunfels combines small-town charm with modern amenities, making it a highly desirable place to call home. With long-term leases already in effect, this property provides immediate rental income. The proficient management

    Jason Barth RE/MAX GO - NB

    557 Creekside Cir, New Braunfels, TX 78130
  • /20

    $369,000

    • 3 Beds
    • 2 Baths
    • 1,931 Sq Ft

    904 Brook Ave, New Braunfels, TX 78130

    Potential Short Sale! Green Belt Lot. Welcome to this beautifully designed 3-bedroom, 2-bathroom one-story home, offering seamless living with an inviting open floor plan. Enjoy cooking and entertaining in the modern kitchen featuring sleek granite countertops and stainless steel appliances that flow effortlessly into the spacious living and dining areas. This thoughtfully laid-out home is

    Charles Acosta RE/MAX Preferred, REALTORS

    904 Brook Ave, New Braunfels, TX 78130
  • /36

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,687 Sq Ft

    1571 Kimberly Dawn Dr, New Braunfels, TX 78130

    Charming 3-Bed, 2-Bath Home on a Corner Lot – No HOA! This beautifully maintained home offers the perfect blend of comfort, style, and convenience. Nestled on a spacious corner lot with mature trees and exceptional curb appeal, this property features a thoughtful split floor plan, high ceilings, and an abundance of natural light. The private primary suite includes dual vanities, a walk-in shower,

    Katherine Wagner Anders Pierce Realty, LLC

    1571 Kimberly Dawn Dr, New Braunfels, TX 78130
  • /20

    $868,800

    • 3 Beds
    • 2 Baths

    7805 Barbarosa Rd, New Braunfels, TX 78130

    Enjoy the country surroundings of this 10.43 unrestricted acres located in the Navarro ISD. Located in easy driving distance of New Braunfels, Seguin, San Marcos, Austin and San Antonio. Shopping within four miles at Creekside or closer in Clear Springs. this property has over 350 feet of paved county road frontage and is outside the city limits. The metal barn has a concrete floor with run in

    Gayle Sparkman Real Estates of Texas

    7805 Barbarosa Rd, New Braunfels, TX 78130
  • /40

    $649,000

    • 3 Beds
    • 3.5 Baths
    • 2,445 Sq Ft

    279 Pin Oak Trail, New Braunfels, TX 78132

    Nestled on a scenic 2.3-acre corner lot in the heart of the Texas Hill Country, this beautifully updated two-story home offers privacy, mature trees, and easy access to historic Gruene and local conveniences. Freshly painted inside, the home features 3 bedrooms and 3.5 bathrooms with soaring ceilings, abundant natural light, and a warm living area with a wood-burning fireplace. The kitchen is

    Pam Smartt Keller Williams Heritage

    279 Pin Oak Trail, New Braunfels, TX 78132
  • /21

    $245,000

    • 3 Beds
    • 2 Baths
    • 1,810 Sq Ft

    137 N Kowald Ln, New Braunfels, TX 78130

    SELLER FINANCING OPPORTUNITY! Charming single-story residence in the heart of New Braunfels! Situated on a spacious 10,402 sq ft lot, this beautifully maintained home offers 1,810 sq ft of comfortable living space and timeless character. Originally built in 1964, the home features a flexible layout that can be customized to suit your lifestyle. Nestled in a vibrant and fast-growing neighborhood,

    Todd Spencer LPT REALTY LLC

    137 N Kowald Ln, New Braunfels, TX 78130
  • /80

    $459,000

    • 3 Beds
    • 2 Baths
    • 2,107 Sq Ft

    8 Wildwood Trail, New Braunfels, TX 78130

    Discover your dream oasis in New Braunfels, Texas! This charming home is ideally situated on a private cul-de-sac, offering unparalleled safety and tranquility on a generous 0.50-acre lot with NO HOA. Enjoy the serenity of expansive front and back yards, framed by mature trees, providing a private outdoor sanctuary. Location is everything, and this property delivers! You're just moments away from

    Christopher Castaneda Broll & Associates, REALTORS

    8 Wildwood Trail, New Braunfels, TX 78130
  • /44

    $310,000

    • 3 Beds
    • 2 Baths
    • 1,914 Sq Ft

    2349 Essex Grace, New Braunfels, TX 78130

    Do not miss this large, charming garden home in beautiful, sought-after South Bank in New Braunfels Tx. Located with easy access to I-35, and less than 3 miles from downtown New Braunfels. The home is one of the larger floor plans built by Roger & Norma Schultz Custom Homes. Sitting at just under 2000 sq. ft. the home features 3 large bedrooms, 2 baths, a formal dining room, a breakfast area, and

    Cynthia Ross-Goodwin JB Goodwin, REALTORS

    2349 Essex Grace, New Braunfels, TX 78130
  • /19

    $219,000

    • 3 Beds
    • 2 Baths
    • 1,876 Sq Ft

    338 Rosemary Loop, New Braunfels, TX 78130

    Welcome to this beautiful 3-bedroom, 2-bathroom home offering 1,876 square feet of comfortable living space nestled on a generous 0.341-acre lot. This property provides the perfect blend of space, privacy, and freedom—with no HOA restrictions! Step inside to find a spacious and open floor plan, perfect for both relaxing and entertaining. The large living area flows seamlessly into the kitchen,

    Nichol Boman RE/MAX GO - NB

    338 Rosemary Loop, New Braunfels, TX 78130
  • /24

    $589,500

    • 3 Beds
    • 2 Baths
    • 1,410 Sq Ft

    540 River Run Unit 112, New Braunfels, TX 78132

    Guadalupe River?front living at its finest! Nestled in the gated Rio?Guadalupe Condominiums, this ground-level unit places you steps from the river’s clear blue water, towering cypress and pecan trees, and iconic Fourth Crossing off River Road limestone bluffs. Spend your mornings watching kayaks and paddle boards drift by from an oversized covered patio, then head straight down the private river

    Jay Gambrell Epique Realty LLC

    540 River Run Unit 112, New Braunfels, TX 78132

Showing Results 401 - 440, Page 11 of 17

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