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New Construction Homes for Sale in Jackson County, NC

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  • /12

    $279,000 Lot/Land

    99999 Parris Branch Rd Unit 16 A,B,C, Sylva, NC 28799

    • 6 Acres
    • $46,500 per Acre

    Huge potential views from these three combined parcels consisting of 6 acres. Newer driveway and freshly cleared building site allows for easy building. This high elevation, big view, property offers a highly desired SE to SW exposure within the fabled Plott Balsam Mountain Range. Choose your homesite location to build the mountain estate you've been searching for. This offering is located within

    Billy May Keller Williams Professionals

    99999 Parris Branch Rd Unit 16 A,B,C, Sylva, NC 28799
  • /29

    $80,000 Lot/Land

    Lot 10 Channel View Dr, Cullowhee, NC 28723

    • 1.44 Acres
    • $55,556 per Acre

    Set at 4,000 feet in the private, gated community of Greycliff, this 1.44-acre lot offers a compelling entry point into one of the few communities on Lake Glenville with exclusive lake and boat dock access for owners. The community's gently situated lakefront area and shared dock give all residents direct access to Lake Glenville — the highest-elevation lake east of the Mississippi — without the

    Rob Whitney Silver Creek Real Estate Group - LG

    Lot 10 Channel View Dr, Cullowhee, NC 28723
  • /5

    $170,000 Lot/Land

    10 Dars Ln, Tuckasegee, NC 28783

    • 1.7 Acres
    • $100,000 per Acre

    Public RemarksLakefront lot with paved access! Last lot to be offered in Cedar Shores. 1.70 acres with over 300 feet of lake frontage. Deeded septic easement across highway 281. Cedar Shores offers a nice trail to their common area where there's a community boat dock, seating area, and kayak storage. 15 minutes to Western Carolina University and a short drive to Sylva, Cashiers, and the Great

    Mark Brooks Sundog Realty

    10 Dars Ln, Tuckasegee, NC 28783
  • /3

    $795,000 Lot/Land

    1817 E Reach Rd Unit 216, Sylva, NC 28779

    • 2.26 Acres
    • $351,770 per Acre

    This spectacular homesite has beautiful, layered mountain views facing both east and west. Imagine morning coffee with incredibly sunrises AND your favorite wine as you enjoy another epic sunset. With a flat driveway and gentle topography, it's the perfect canvas to design your dream generational home. Enjoying amazing privacy, this setting offers an inviting peaceful destination for enjoying

    Sean McLaughlin BMP David Southworth Real Estate LLC

    1817 E Reach Rd Unit 216, Sylva, NC 28779
  • /28

    $95,000 Lot/Land

    B&C Knob Hill Rd, Glenville, NC 28736

    • 1.01 Acres
    • $94,059 per Acre

    A rare double lot totaling 1.01 acres in Tater Knob, on the east side of Lake Glenville — positioned for potential southern lake views, and just minutes from downtown Cashiers. Signal Ridge Marina is just around the corner, offering easy access to one of the highest-elevation lakes east of the Mississippi — renowned for boating, fishing, and scenic cruising through some of the Plateau's most

    Rob Whitney Silver Creek Real Estate Group - LG

    B&C Knob Hill Rd, Glenville, NC 28736
  • /9

    $134,000 Lot/Land

    0 Crackin Chestnut Ln, Sylva, NC 28779

    • 12.3 Acres
    • $10,894 per Acre

    Discover the perfect blend of privacy, natural beauty, and convenience with this stunning 12.3-acre mountain property. Nestled in wooded setting, this expansive parcel offers the exciting potential for mountain views with selective clearing—create your dream vantage point and enjoy the scenery year-round. Potential for spring water on the property. Whether you're looking to build, invest, or

    Pat Sluder Western Carolina Properties, Inc.

    0 Crackin Chestnut Ln, Sylva, NC 28779
  • /5

    $385,000 Lot/Land

    152 Mandolin, Tuckasegee, NC 28783

    • 1.13 Acres
    • $340,708 per Acre

    Retreat to the North Carolina mountains at this 2500+ acre one of a kind mountain hideaway. Bear Lake Reserve(BLR) borders Bear Creek Lake, which is large enough for motorized craft, while lot#152 is located on a quiet cove perfect for swimming, paddleboarding, or kayaking. This 1.13 acre lot provides easy lake access to an "easy-build " homesite,which should save thousands in site-prep costs.

    Craig Tribus Beycome Brokerage Realty LLC

    152 Mandolin, Tuckasegee, NC 28783
  • /10

    $125,000 Lot/Land

    38 Bello Lago, Tuckasegee, NC 28783

    • 3.93 Acres
    • $31,807 per Acre

    Come build your on Cedar Cliff lake The clear waters of pristine Cedar Cliff lake offers uncommon serenity and some of the best fishing around. Bass Walleye,Trout. Come enjoy swimming , boating,canoeing. Cullowhee, and Sylva just 30 minutes away. MUST BE SOLD WITH AJOING LOT 38

    sharon stovall Exp Realty, LLC (Mls Only)

    38 Bello Lago, Tuckasegee, NC 28783
  • /9

    $21,900 Lot/Land

    Lot 20 Vail Pass Rd, Whittier, NC 28789

    • 1.24 Acres
    • $17,661 per Acre

    This 1.24 acre lot is minutes from Sylva and Whittier/Bryson City, even fewer to the Tuckasegee River; which you'll be driving along to and from this property. It has winter views of the surrounding mountains. These views could be enhanced with a little tree trimming/clearing. The potential upper house pad is well-suited for a half-circle driveway. This property also allows modular homes, though

    James Intermaggio Jackson County Realty

    Lot 20 Vail Pass Rd, Whittier, NC 28789
  • /27

    $875,000 Lot/Land

    1409 US 441 Hwy, Whittier, NC 28789

    • 24.57 Acres
    • $35,613 per Acre

    Come see this 24.5+/- acres of prime commercial land with 1100ft+/- frontage on a 5-lane US highway! On the way to Harrah’s Cherokee Casino and the Great Smoky Mountain National Park, the property is zoned both Gateway Corridor and Planned Residential with potential uses including single-family residential development, bed and breakfast inn, camps/campgrounds, and more. Average daily traffic

    Jeff Norwood Mossy Oak Properties Carolina Timber & Realty

    1409 US 441 Hwy, Whittier, NC 28789
  • /16

    $149,000 Lot/Land

    3 New Settlers Way, Glenville, NC 28736

    • 1.17 Acres
    • $127,350 per Acre

    Discover an exceptional opportunity to build your dream mountain retreat on this desirable corner lot in the highly sought-after gated community of Chinquapin. Nestled within more than 2,000 acres of pristine conservation land, this homesite offers cool mountain elevations, serene natural surroundings, and effortless access to the outdoors. The nearly level terrain provides an ideal building site

    Sarah Strawn Keller Williams Great Smokies

    3 New Settlers Way, Glenville, NC 28736
  • /21

    $509,000 Lot/Land

    672 Southshore Dr Unit 672, Tuckasegee, NC 28783

    • 27,007 Sq Ft
    • $820,968 per Acre

    This is a rare chance to own a lakefront homesite with site preparations ($100K), located in the beautiful Bear Lake Reserve Community. With the drive and and site work already in place you are one step closer to designing your dream home. This homesite has a shared dock with owners next door. Enjoying fishing or just sitting by the waters edge enjoying the warm summer days or cool evening on the

    Victoria Matheny BLR Realty LLC

    672 Southshore Dr Unit 672, Tuckasegee, NC 28783
  • /27

    $7,000 Lot/Land

    Lot 64 Grandview Ct, Sapphire, NC 28774

    • 30,492 Sq Ft
    • $10,000 per Acre

    This lot was acquired by the Whisper Lake Property Owner Association. There is a trail along the property line with Lot 65, and it looks to be a building site for a walk-out lower level. Might even have a limited mountain view.Owning the property allows access to the Sapphire Valley Resort amenities and Whisper Lake. Sapphire Valley Resort amenities include Red Bird Golf Links, tennis,

    Marsha Bricker Silver Creek Real Estate Group, Inc.

    Lot 64 Grandview Ct, Sapphire, NC 28774
  • /31

    $599,000 Lot/Land

    #227 Flying Dutchman Rd, Sylva, NC 28779

    • 1.45 Acres
    • $413,103 per Acre

    Build a high-elevation sanctuary in Balsam Mountain Preserve. Imagine waking up to crisp mountain air and breathtaking long-range views at an elevation of 3,500 feet where "sweater weather" is a year-round luxury. This premier 1.45 acre homesite features gentle, rolling topography, perfectly suited for a short effortless driveway and a custom walk-out basement design. By backing directly onto

    Pierrette Rouleau Walnut Cove Realty/Allen Tate/Beverly-Hanks

    #227 Flying Dutchman Rd, Sylva, NC 28779
  • /45

    $499,000 Lot/Land

    Lot 8 Trailhead Way, Glenville, NC 28736

    • 2.07 Acres
    • $241,063 per Acre

    Tucked near the end of a quiet road, the gently sloping property offers flexibility for a custom home, with the potential to unveil captivating short- and long-range mountain views through selective tree trimming. Set within the gated community of Chinquapin, this 2-acre homesite presents a prime opportunity to create a private mountain retreat immersed in the natural beauty of the

    Dan Allen Silver Creek Real Estate Group, Inc.

    Lot 8 Trailhead Way, Glenville, NC 28736
  • /7

    $899,000 Lot/Land

    00 Vess Owen Rd Unit 16C & D, Tuckasegee, NC 28783

    • 6.18 Acres
    • $145,469 per Acre

    Extremely rare opportunity to purchase on of the last large lake front properties located on Wolf Lake. Wolf Lake is a very special, low density lake as a large portion of the lake is surrounded by 12,000 +/- acres of U.S. Forestry. This property jets out into the lake and creates a unique peninsula with 1400+/- Lake Frontage. The size of the property will lends itself to bulding your dream home

    Bernard Gilchrist Sundog Realty, Inc.

    00 Vess Owen Rd Unit 16C & D, Tuckasegee, NC 28783
  • /19

    $21,500 Lot/Land

    85 Fishing Village Ln, Cullowhee, NC 28723

    • 33,105 Sq Ft
    • $28,289 per Acre

    Enjoy the quiet serenity of Bridge Creek. A sprawling creek front community offering outdoor space abound. The picturesque entrance will captivate you as you meander through the beautiful homes and community ponds and waterfall. The outdoor stone fireplace with ample seating is a short jaunt from this beautiful view property. This is a great investment or a wonderful home site for someone who

    Ron Hensley Landmark Realty Group - Frank Allen, Cashiers

    85 Fishing Village Ln, Cullowhee, NC 28723
  • /13

    $249,000 Lot/Land

    93 Double Branch Trail, Highlands, NC 28741

    • 34,848 Sq Ft
    • $311,250 per Acre

    Exceptional 0.80-acre homesite in Old Edwards Club at Highlands Cove offering stunning long-range mountain views. This private lot features a steep topography, ideal for a custom mountain home designed to take advantage of the spectacular setting. Community water and sewer, underground utilities, and high-speed fiber-optic internet are available. Enjoy the security of a 24/7 staffed gate and the

    Jennifer Blake Berkshire Hathaway HomeServices Meadows Mountain Realty - OE

    93 Double Branch Trail, Highlands, NC 28741
  • /44

    $299,900 Lot/Land

    159 Songcatcher Ct Unit 159, Tuckasegee, NC 28783

    • 38,768 Sq Ft
    • $336,966 per Acre

    Looking for both Big Lake and Valley Views, well you can have it all with this point estate homesite! Gentle build site, with easy walk to the shared dock. Located conveniently between all amenities and also by water to the Lake Club. Flat entry with the driveway with hiking trail to dock already built-in. Lake Club features full service dining, pools, private lounge, fitness center, Concierge

    Bernard Gilchrist Sundog Realty, Inc.

    159 Songcatcher Ct Unit 159, Tuckasegee, NC 28783
  • /18

    $125,000 Lot/Land

    00 Carver Mountain Valley, Sylva, NC 28779

    • 2 Acres
    • $62,500 per Acre

    Seller represents no restrictions- buyer's title search/legal to confirm. This mostly flat lot is highly desirable and difficult to find in the mountains. The location is ideal, just five minutes to adorable downtown Sylva, very close to Western Carolina University. The Soil Scientist confirmed that up to a three-bedroom septic system can be accommodated. Soil sample attachments are available in

    Pamela Williams Keller Williams Great Smokies

    00 Carver Mountain Valley, Sylva, NC 28779
  • /16

    $395,000 Lot/Land

    207 Highlands Cove Dr, Highlands, NC 28741

    • 1.57 Acres
    • $251,592 per Acre

    1.57 acre combination lot within the gated community of Old Edwards Club at Highlands Cove. Comprised of lots 207 and 208, this unique property is among the closest homesites currently available to GlenCove, placing bowling, pickleball, dining, golf, and many of the club's most popular amenities just a short golf cart ride away. The homesite offers beautiful views of Yellow Mountain, convenient

    Jennifer Blake Berkshire Hathaway HomeServices Meadows Mountain Realty - OE

    207 Highlands Cove Dr, Highlands, NC 28741
  • /4

    $250,000 Lot/Land

    0 Tr B Fairview Rd Unit 26048166, Sylva, NC 28779

    • 6.19 Acres
    • $40,388 per Acre

    Bordered by Bumgardner Branch, this 6.1+/- acre property consists of flat and rolling pastureland, featuring a beautiful, wooded area on a knoll. The location offers serene privacy and feels completely rural, yet it is conveniently located just a minute away from Fairview Elementary School and Smoky Mountain High School. This is unrestricted land, making it a perfect opportunity for a private

    Ina Sams Ina Sams Real Estate, LLC

    0 Tr B Fairview Rd Unit 26048166, Sylva, NC 28779
  • /39

    $150,000 Lot/Land

    96 Blazing Star Dr, Glenville, NC 28736

    • 3.46 Acres
    • $43,353 per Acre

    Experience the beauty of nature on this 3.46-acre lot with creek frontage in the sought-after Chinquapin community. Gently sloping terrain provides a serene setting, enhanced by the vibrant natural flora, including ferns, moss-covered rocks, mountain laurel, and rhododendrons. Tucked away at the end of a circular cul-de-sac, this property offers privacy and tranquility. Chinquapin is a 2,000-acre

    Kathryn Nicholson Silver Creek Real Estate Group, Inc.

    96 Blazing Star Dr, Glenville, NC 28736
  • /14

    $99,000 Lot/Land

    120 Nips Way, Cullowhee, NC 28723

    • 2.94 Acres
    • $33,673 per Acre

    Discover the perfect mountain retreat with this beautiful 2.94-acre homesite offering exceptional mountain views, privacy, and convenience in the heart of Western North Carolina. Ideally located just minutes from Glenville, Cullowhee, and Cashiers, this property provides the peaceful mountain lifestyle you’ve been searching for while remaining close to dining, shopping, lakes, hiking, and outdoor

    Al Stoneham Howard Hanna Allen Tate - Wildcat Cliffs

    120 Nips Way, Cullowhee, NC 28723
  • /12

    $549,000 Lot/Land

    3867 Parris Branch Rd Unit Tract B, Sylva, NC 28779

    • 11.84 Acres
    • $46,368 per Acre

    Multiple build sites and huge views from this 11.84 acre parcel. The terraced terrain allows for easy building with a brand new driveway cut in and power on site. This high elevation, big view, property offers a highly desired SE to SW exposure within the fabled Plott Balsam Mountain Range. Choose your homesite location to build the mountain estate you've been searching for. This offering is

    Billy May Keller Williams Professionals

    3867 Parris Branch Rd Unit Tract B, Sylva, NC 28779
  • /36

    $549,000 Lot/Land

    Lt 5B, 15A, 15B von Trapp Ln Unit 5B, 15A, 15B, Tuckasegee, NC 28783

    • 13.85 Acres
    • $39,639 per Acre

    Ready to build your dream lake house with dock access and mountain views? Three lots, 13+ acres, now being offered together and priced over $200,000 below the combined prior list prices. Build a private compound, put up a main house and sell the other two parcels to recoup part of your investment, or keep it all for yourself and enjoy some of the most privacy on the lake.Lot 5B is the cozy

    Caroline Lewis Realty ONE Group Pivot Hendersonville

    Lt 5B, 15A, 15B von Trapp Ln Unit 5B, 15A, 15B, Tuckasegee, NC 28783
  • /12

    $50,000 Lot/Land

    59 Waterdance Dr, Cullowhee, NC 28723

    • 2.83 Acres
    • $17,668 per Acre

    Welcome to your dream building site nestled in the stunning mountains of Western North Carolina. Whether looking to build right away or hold for future investment, this property is priced to sell! This exceptional lot sits within the gated community of Waterdance, offering both privacy and security. Enjoy deeded access to the Tuckasegee River, perfect for kayaking, fishing, and endless outdoor

    Margaret Elmer Cashiers Valley Real Estate LLC

    59 Waterdance Dr, Cullowhee, NC 28723
  • /29

    $427,000 Lot/Land

    40 Roaming Rd, Glenville, NC 28736

    • 6.27 Acres
    • $68,102 per Acre

    Nature Is Your Lifestyle at ChinquapinDiscover the perfect mountain retreat on this exceptional 6.27-acre homesite in the sought-afterChinquapin community of Glenville, NC. Offering an outstanding building site with breathtaking 180-degreelong-range mountain views, this property provides the ideal setting to create your dream mountain homewhile enjoying privacy, serenity, and the

    Chantelle Bailey Landmark Realty Group - Frank Allen, Cashiers

    40 Roaming Rd, Glenville, NC 28736
  • /8

    $44,900 Lot/Land

    521 Signal Ridge Unit 26, Sylva, NC 28779

    • 1.06 Acres
    • $42,358 per Acre

    Discover the perfect canvas for your mountain dream home on this stunning ridge line lot at over 2700 feet in elevation, perfectly positioned to offer breathtaking views of the surrounding scenery. Situated in a prime location, this community provides the ideal balance of secluded mountain living while remaining incredibly close to the charming towns of Dillsboro, Sylva and Franklin, North

    Rhett Wolfe Mossy Oak Properties Carolina Timber & Realty

    521 Signal Ridge Unit 26, Sylva, NC 28779
  • /24

    $30,000 Lot/Land

    1 Judgement Way, Sapphire, NC 28717

    • 1.98 Acres
    • $15,152 per Acre

    Experience the tranquility of mountain living in Stonecreek Estates, a gated community in Sapphire Valley near Cashiers, North Carolina. This 1.98-acre lot offers the perfect canvas for a custom-built home, with a peaceful brook flowing alongside, creating a serene and picturesque setting. Surrounded by nature, the property provides privacy and an upscale atmosphere within a highly desirable

    Jonathan Hough Silver Creek Real Estate Group, Inc.

    1 Judgement Way, Sapphire, NC 28717
  • /5

    $170,000 Lot/Land

    Lot 10 Dars Ln, Tuckasegee, NC 28783

    • 1.7 Acres
    • $100,000 per Acre

    Lakefront lot with paved access! Last lot to be offered in Cedar Shores. 1.70 acres with over 300 feet of lake frontage. Deeded septic easement across highway 281. Cedar Shores offers a nice trail to their common area where there's a community boat dock, seating area, and kayak storage. 15 minutes to Western Carolina University and a short drive to Sylva, Cashiers, and the Great Smokies have to

    Mark Brooks Sundog Realty, Inc.

    Lot 10 Dars Ln, Tuckasegee, NC 28783
  • /32

    $1,750,000 Lot/Land

    TBD Tannassee Creek Rd, Tuckasegee, NC 28783

    • 82.66 Acres
    • $21,171 per Acre

    Own a remarkable ±82.66-acre unrestricted tract in the scenic mountains of Jackson County, North Carolina. Accessed from Tannassee Creek Road, the property features a pristine creek crossing that leads into a private mountain setting. A network of established logging roads and a newly constructed bridge provide exceptional access throughout the land. The parcel offers a diverse landscape with

    Jake Raines Petit Properties Inc

    TBD Tannassee Creek Rd, Tuckasegee, NC 28783
  • /30

    $425,000 Lot/Land

    Lot 4 Trillium Ridge Rd, Cullowhee, NC 28723

    • 3.87 Acres
    • $109,819 per Acre

    Nestled within the prestigious Trillium community, this exceptional 3.87-acre parcel offers an outstanding opportunity to create a refined mountain retreat. Ideally situated and gently sloping, the homesite is easily buildable and positioned to capture potential long-range mountain views with selective clearing. The property features a dormant pond, presenting a rare opportunity to restore a

    Parker Anderson Silver Creek Real Estate Group, Inc.

    Lot 4 Trillium Ridge Rd, Cullowhee, NC 28723
  • /2

    $40,000 Lot/Land

    TR I Barkers Creek Rd, Whittier, NC 28789

    • 2.26 Acres
    • $17,699 per Acre

    Beautiful 2+ acre tract located on Barkers Creek Road in the heart of Whittier, NC. This gently rolling property offers a peaceful mountain setting with a mix of privacy and accessibility. Ideal for a primary residence, mountain retreat, or investment opportunity, the land provides ample space for building while still enjoying the natural surroundings of Western North Carolina. Conveniently

    Shiane Eubanks EXP Realty LLC

    TR I Barkers Creek Rd, Whittier, NC 28789
  • /13

    $85,000 Lot/Land

    7 Dominion Rd, Cashiers, NC 28717

    • 1.57 Acres
    • $54,140 per Acre

    Nestled on 1.57 pristine acres in one of Western North Carolina's most desirable locations, this exceptional homesite offers the perfect balance of privacy, convenience, and natural beauty. Ideally situated between Lake Glenville and the charming village of Cashiers, you'll enjoy easy access to fine dining, boutique shopping, outdoor recreation, and the crystal-clear waters of one of the

    Jose Feria RE/MAX Summit Properties

    7 Dominion Rd, Cashiers, NC 28717
  • /25

    $35,000 Lot/Land

    17 Pilot Knob Rd, Glenville, NC 28736

    • 1.79 Acres
    • $19,553 per Acre

    Lot #17 presents a unique chance to own a scenic 1.79-acre mountain homesite in the sought-after Sims Valley subdivision. Underground utilities and a community water system are already available, making it convenient to start construction. An expired septic permit is on file. The peaceful, gated Sims Valley community offers exceptional amenities, including a clubhouse, pool, fitness center,

    Dan Doughty EXP Realty LLC

    17 Pilot Knob Rd, Glenville, NC 28736
  • /23

    $200,000 Lot/Land

    Lot 23 Rock Mountain Rd, Sapphire, NC 28774

    • 2.65 Acres
    • $75,472 per Acre

    The opportunity to create a mountain retreat with sweeping views across Sapphire Valley has arrived. Perfectly positioned just minutes from both Sapphire and Cashiers, this estate homesite combines convenience with the beauty of the mountains. Located just beyond the gated entrance, the property offers effortless access to the area’s finest amenities. Take a short golf cart ride to The Country

    Jochen Lucke Silver Creek Real Estate Group, Inc.

    Lot 23 Rock Mountain Rd, Sapphire, NC 28774
  • /15

    $199,000 Lot/Land

    26 Shepherds Gap Rd, Cullowhee, NC 28723

    • 2 Acres
    • $99,500 per Acre

    Discover the incredible lake and mountain views of this stunning 2-acre building lot in the esteemed Shepherds Mountain community, where the perfect spot for your mountain dream home awaits. Enjoy breathtaking views of the majestic mountains and serene Lake Glenville, all while benefiting from deeded lake access. This prestigious gated community offers residents a wealth of amenities, including a

    Chantelle Bailey Landmark Realty Group - Frank Allen, Cashiers

    26 Shepherds Gap Rd, Cullowhee, NC 28723
  • /30

    $139,000 Lot/Land

    63/64 Valley View Trail, Glenville, NC 28736

    • 2.24 Acres
    • $62,054 per Acre

    Discover true mountain living on this stunning 2.24-acre parcel in the private Big Ridge community, a hidden gem near Lake Glenville. Just minutes from the charming towns of Cashiers and Highlands, this serene location offers solitude and privacy, perfect for your dream home or getaway. Enjoy long-range mountain views from over 4,000 feet with minimal clearing required. Community water access is

    Lorna Alexander Berkshire Hathaway HomeServices Meadows Mountain Realty - CA

    63/64 Valley View Trail, Glenville, NC 28736
  • /11

    $32,000 Lot/Land

    1 Highway 107 Hwy, Glenville, NC 28736

    • 20,908 Sq Ft
    • $66,667 per Acre

    Deed unrestricted creek front lot on the plateau near Glenville with easy road access and a convenient drive to Sylva. Ideal for a tiny home, RV, camping retreat, or small cabin getaway. Enjoy the sounds of the creek, mountain setting, and flexible use opportunities.

    Sarah Krzyzewski Fisher Realty Brevard

    1 Highway 107 Hwy, Glenville, NC 28736

Showing Results 281 - 320, Page 8 of 18

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